08204 Zip Code Detailed Profile




Cities: Erma, NJ (12.83%), Cape May, NJ (11.60%), North Cape May, NJ (6.32%), West Cape May, NJ (4.96%), Villas, NJ (0.79%), Cape May Point, NJ (0.05%)
County: Cape May County, NJ
Estimated zip code population in 2013: 18,543
Zip code population in 2010: 18,557
Zip code population in 2000: 18,831

Houses and condos: 13,150
Renter-occupied apartments: 2,103
% of renters here:

26%
State:

36%
Mar. 2013 cost of living index in zip code 08204: 103.5 (near average, U.S. average is 100)

Land area: 20.3 sq. mi.
Water area: 3.4 sq. mi.
Population density: 915 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 08204
Zip code 08204 (Erma, New Jersey) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.3% ($3,831)
New Jersey:

2.4% ($7,331)
Median real estate property taxes paid for housing units with mortgages in 2013: $3,737 (1.3%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $4,003 (1.2%)

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Males: 8,947  (48.3%)
Females: 9,596  (51.7%)

For population 25 years and over in 08204:

For population 15 years and over in 08204:

Zip code 08204 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Races in zip code 08204

  • Zip code 08204 races chart
    • 16,768White population
    • 536Black population
    • 40American Indian population
    • 135Asian population
    • 13Native Hawaiian and Other Pacific Islander population
    • 14Some other race population
    • 252Two or more races population
    • 799Hispanic or Latino population

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Urban population: 18,127
Rural population: 415

Estimated median house/condo value in 2013: $300,500
08204:

$300,500
New Jersey:

$307,700



According to our research of New Jersey and other state lists there were 11 registered sex offenders living in 08204 zip code as of August 30, 2015.
The ratio of number of residents in zip code 08204 to the number of sex offenders is 1,563 to 1.


Median resident age:
This zip code:

47.3 years
New Jersey median age:

39.4 years
Average household size:
This zip code:

2.2 people
New Jersey:

2.7 people

Averages for the 2012 tax year for zip code 08204, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $55,412 (Individual Income Tax Returns)
Here:

$55,412
State:

$79,688

Salary/wage: $41,337 (reported on 76.4% of returns)
Here:

$41,337
State:

$68,122
(% of AGI for various income ranges: 63.5% for AGIs below $25k, 64.1% for AGIs $25k-50k, 59.0% for AGIs $50k-75k, 59.1% for AGIs $75k-100k, 60.2% for AGIs $100k-200k, 42.0% for AGIs over 200k)

Taxable interest for individuals: $1,778 (reported on 43.3% of returns)
This zip code:

$1,778
New Jersey:

$2,193
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 1.8% for AGIs over 200k)

Ordinary dividends: $4,758 (reported on 26.5% of returns)
Here:

$4,758
State:

$6,828
(% of AGI for various income ranges: 2.7% for AGIs below $25k, 1.6% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 3.3% for AGIs over 200k)

Net capital gain/loss in AGI: +$11,029 (reported on 18.6% of returns)
Here:

+$11,029
State:

+$15,358
(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 2.7% for AGIs $100k-200k, 14.1% for AGIs over 200k)

Profit/loss from business: +$24,294 (reported on 14.9% of returns)
Here:

+$24,294
State:

+$19,577
(% of AGI for various income ranges: 6.3% for AGIs below $25k, 4.2% for AGIs $25k-50k, 5.7% for AGIs $50k-75k, 4.4% for AGIs $75k-100k, 6.8% for AGIs $100k-200k, 10.3% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $14,558 (reported on 14.4% of returns)
08204:

$14,558
New Jersey:

$18,214
(% of AGI for various income ranges: 4.1% for AGIs below $25k, 3.6% for AGIs $25k-50k, 3.5% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 4.3% for AGIs $100k-200k, 3.2% for AGIs over 200k)

Self-employment retirement plans: $15,700 (reported on 1.0% of returns)
08204:

$15,700
New Jersey:

$24,511
(% of AGI for various income ranges: 0.3% for AGIs $50k-75k, 0.4% for AGIs $100k-200k, 0.6% for AGIs over 200k)

Total itemized deductions: $22,698 (23% of AGI, reported on 36.1% of returns)
Here:

$22,698
State:

$30,827

Here:

22.9% of AGI
State:

21.2% of AGI
(% of AGI for various income ranges: 15.7% for AGIs below $25k, 12.9% for AGIs $25k-50k, 14.7% for AGIs $50k-75k, 15.3% for AGIs $75k-100k, 16.0% for AGIs $100k-200k, 14.2% for AGIs over 200k)

Charity contributions: $2,616 (reported on 29.2% of returns)
Here:

$2,616
State:

$3,451
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Taxes paid: $9,303 (reported on 36.0% of returns)
08204:

$9,303
State:

$15,801
(% of AGI for various income ranges: 4.1% for AGIs below $25k, 4.0% for AGIs $25k-50k, 4.9% for AGIs $50k-75k, 5.6% for AGIs $75k-100k, 6.7% for AGIs $100k-200k, 8.8% for AGIs over 200k)

Earned income credit: $1,882 (reported on 13.1% of returns)
Here:

$1,882
State:

$2,182
(% of AGI for various income ranges: 3.6% for AGIs below $25k, 0.8% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 08204, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $46,046 (Individual Income Tax Returns)
Here:

$46,046
State:

$64,921

Salary/wage: $35,789 (reported on 76.7% of returns)
Here:

$35,789
State:

$57,755
(% of AGI for various income ranges: 133.3% for AGIs below $10k, 62.1% for AGIs $10k-25k, 65.8% for AGIs $25k-50k, 66.5% for AGIs $50k-75k, 68.5% for AGIs $75k-100k, 46.5% for AGIs over 100k)

Taxable interest for individuals: $1,718 (reported on 57.9% of returns)
This zip code:

$1,718
New Jersey:

$2,068
(% of AGI for various income ranges: 11.0% for AGIs below $10k, 3.4% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Taxable dividends: $2,915 (reported on 31.5% of returns)
Here:

$2,915
State:

$3,959
(% of AGI for various income ranges: 9.5% for AGIs below $10k, 2.8% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Net capital gain/loss: +$13,839 (reported on 23.4% of returns)
Here:

+$13,839
State:

+$13,591
(% of AGI for various income ranges: -2.2% for AGIs below $10k, -0.3% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 17.5% for AGIs over 100k)

Profit/loss from business: +$19,945 (reported on 14.7% of returns)
Here:

+$19,945
State:

+$17,520
(% of AGI for various income ranges: 3.5% for AGIs below $10k, 4.9% for AGIs $10k-25k, 5.3% for AGIs $25k-50k, 5.0% for AGIs $50k-75k, 4.8% for AGIs $75k-100k, 8.7% for AGIs over 100k)

IRA payment deduction: $3,384 (reported on 4.1% of returns)
08204:

$3,384
New Jersey:

$3,270
(% of AGI for various income ranges: 0.5% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $13,405 (reported on 1.3% of returns)
Here:

$13,405
New Jersey:

$17,258
(% of AGI for various income ranges: 0.7% for AGIs below $10k, 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Total itemized deductions: $17,848 (22% of AGI, reported on 36.7% of returns)
Here:

$17,848
State:

$23,924

Here:

21.8% of AGI
State:

21.1% of AGI
(% of AGI for various income ranges: 29.0% for AGIs below $10k, 13.0% for AGIs $10k-25k, 14.2% for AGIs $25k-50k, 15.6% for AGIs $50k-75k, 15.7% for AGIs $75k-100k, 12.8% for AGIs over 100k)

Charity contributions deductions: $2,337 (3% of AGI, reported on 32.5% of returns)
Here:

$2,337
State:

$3,242

Here:

2.7% of AGI
State:

2.7% of AGI
(% of AGI for various income ranges: 1.1% for AGIs below $10k, 1.0% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Total tax: $7,275 (reported on 76.2% of returns)
08204:

$7,275
State:

$12,321
(% of AGI for various income ranges: 4.8% for AGIs below $10k, 4.3% for AGIs $10k-25k, 7.3% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 18.6% for AGIs over 100k)

Earned income credit: $1,496 (reported on 10.6% of returns)
Here:

$1,496
State:

$1,711

Percentage of individuals using paid preparers for their 2004 taxes: 62.4%
Here:

62%
State:

65%
(% for various income ranges: 51.5% for AGIs below $10k, 58.8% for AGIs $10k-25k, 63.5% for AGIs $25k-50k, 68.1% for AGIs $50k-75k, 69.7% for AGIs $75k-100k, 79.7% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$56,421
New Jersey:

$70,165
Erma, NJ (08204) map Nearest zip codes: 08212, 08251, 08242, 08260, 08247, 08210.
Percentage of family households:
This zip code:

42.2%
New Jersey:

52.3%
Percentage of households with unmarried partners:
This zip code:

6.4%
New Jersey:

5.5%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 358
Household did not receive Food Stamps/SNAP in the past 12 months: 7,649


Women who had a birth in the past 12 months: 213 (57 now married, 156 unmarried)
Women who did not have a birth in the past 12 months: 3,545 (1,641 now married, 1,904 unmarried)


Housing units in zip code 08204 with a mortgage: 3,519 (188 second mortgage, 762 home equity loan, 48 both second mortgage and home equity loan)
Houses without a mortgage: 2,385

Median monthly owner costs for units with a mortgage: $1,890
Median monthly owner costs for units without a mortgage: S686

Residents with income below the poverty level in 2013:
This zip code:

9.6%
Whole state:

11.4%
Residents with income below 50% of the poverty level in 2013:
This zip code:

4.8%
Whole state:

6.4%
Median number of rooms in houses and condos:
Here:

6.4
State:

6.8
Median number of rooms in apartments:
Here:

4.3
State:

4.1
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 08204: North Jetty Light (A), South Jetty Light (B), Lower Township Rescue Squad (C), Coast Guard Fire Department (D), Town Bank Volunteer Fire Company (E), Cape May Fire Department Fire Chief (F), Cape May Fire Department (G), West Cape May Volunteer Fire Company (H). Display/hide their locations on the map

    Churches in zip code 08204 include: Cold Spring Church (A), Fishing Creek Church (B). Display/hide their locations on the map

    Lakes: Daveys Lake (A), Lido Pond (B). Display/hide their locations on the map

    Streams, rivers, and creeks: Mill Creek (A), Ford Creek (B), Mickels Run (C), Cape Island Creek (D), Pond Creek (E), Bradley Run (F), Spicer Creek (G), Cox Hall Creek (H), Schellenger Creek (I). Display/hide their locations on the map

    Park in zip code 08204: Sea View Park (1). Display/hide its location on the map

    Beaches: Sunset Beach (A), Higbee Beach (B). Display/hide their locations on the map

    Tourist attraction (not listed on the city page) : Creative Kids' Fun Zone (Arcades & Amusements; 600 Park Boulevard) (1). Display/hide its approximate location on the map

Year house built

  • 742010 or later
  • 1,2022000 to 2009
  • 1,4271990 to 1999
  • 2,1531980 to 1989
  • 2,1751970 to 1979
  • 1,8011960 to 1969
  • 1,8621950 to 1959
  • 5181940 to 1949
  • 1,9381939 or earlier

Zip code 08204 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Erma, NJ (08204)

  • 0no bedroom
  • 931 bedroom
  • 1,2402 bedrooms
  • 3,0723 bedrooms
  • 1,0384 bedrooms
  • 4615+ bedrooms

Bedrooms in renter-occupied apartments in Erma, NJ (08204)

  • 147no bedroom
  • 6871 bedroom
  • 5202 bedrooms
  • 6553 bedrooms
  • 774 bedrooms
  • 175+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Erma, NJ (08204) in owner-occupied houses/condos

  • 196no vehicle
  • 1,8441 vehicle
  • 2,7882 vehicles
  • 7043 vehicles
  • 2804 vehicles
  • 925+ vehicles

Cars and other vehicles available in Erma, NJ (08204) in renter-occupied apartments

  • 584no vehicle
  • 8511 vehicle
  • 5662 vehicles
  • 863 vehicles
  • 164 vehicles
  • 05+ vehicles

Median gross rent in 2013: $951.


Median price asked for vacant for-sale houses and condos in 2013: $419,327.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $300,500
08204:

$300,500
New Jersey:

$307,700
Lower value quartile - upper value quartile: $228,300 - $433,200

Mean price in 2013:

Detached houses: $347,743
Townhouses or other attached units: $421,733
In 2-unit structures: $516,017
In 3-to-4-unit structures: $527,689
In 5-or-more-unit structures: $388,646
Mobile homes: $106,371

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 9.2%

Percentage of zip code residents living and working in this county: 88.8%

Household type by relationship:

Households: 17,823

Size of family households: 2,602 2-persons, 1,079 3-persons, 1,086 4-persons, 241 5-persons, 109 6-persons, 65 7-or-more-persons

Size of nonfamily households: 2,391 1-person, 284 2-persons, 101 3-persons, 19 4-persons, 30 6-persons

2,018 married couples with children.
815 single-parent households (190 men, 625 women).

91.9% of residents of 08204 zip code speak English at home.
3.9% of residents speak Spanish at home (50% very well, 14% well, 25% not well, 11% not at all).
3.8% of residents speak other Indo-European language at home (52% very well, 38% well, 10% not well).
0.3% of residents speak Asian or Pacific Island language at home (69% very well, 31% not well).

Foreign born population: 1,017 (5.5%)
(48.1% of them are naturalized citizens)
This zip code:

5.5%
Whole state:

21.6%

Most common places of birth for the foreign-born residents

  • 28%Mexico
  • 15%Russia
  • 12%Germany
  • 7%Colombia
  • 6%China, excluding Hong Kong and Taiwan
  • 5%Nepal
  • 3%United Kingdom, excluding England and Scotland

Most common first ancestries reported in 08204 (%)

  • 17%Irish
  • 13%German
  • 13%Other groups
  • 13%Italian
  • 9%English
  • 6%Polish
  • 5%American

Year of entry for the foreign-born population

  • 1672010 or later
  • 3172000 to 2009
  • 2241990 to 1999
  • 561Before 1990

Zip code 08204 topographic map

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 08204:

All 11 fire-safe hotels and motels in zip code 08204

Zip code 08204 marital status for males
Zip code 08204 marital status for females

Housing units lacking complete plumbing facilities: 0.1%
Housing units lacking complete kitchen facilities: 0.6%

Most commonly used house heating fuel

  • 56%Utility gas
  • 27%Electricity
  • 7%Fuel oil, kerosene, etc.
  • 7%Bottled, tank, or LP gas
  • 2%Wood
  • 1%No fuel used

Population in 1990: 18,084. Population change in the 1990s: +747 (+4.1%).

Place of birth for U.S.-born residents:


60% of the 08204 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 54% lived in this county.
   Out of people who lived in different counties, 50% lived in New Jersey.

94% of the 08204 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 53% moved from this county.
   Out of people who lived in different houses, 13% moved from different county within same state.
   Out of people who lived in different houses, 33% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 168
Here:

13.3%
New Jersey:

10.0%
Students in private schools in grades 9 to 12 (high school): 25
Here:

2.7%
New Jersey:

11.0%
Students in private undergraduate colleges: 275
Here:

28.5%
New Jersey:

24.8%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 81,033Law enforcement workers including supervisors
  • 77,841Health diagnosing and treating practitioners and other technical occupations
  • 76,136Legal occupations
  • 76,033Farming, fishing, and forestry occupations
  • 75,543Computer and mathematical occupations
  • 75,202Architecture and engineering occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 678 people in military barracks and dormitories (nondisciplinary)
  • 77 people in nursing facilities/skilled-nursing facilities
  • 76 people in military ships
  • 54 people in emergency and transitional shelters (with sleeping facilities) for people experiencing homelessness
  • 28 people in group homes intended for adults
  • 5 people in other noninstitutional facilities
  • 4 people in group homes for juveniles (non-correctional)
  • 4 people in workers' group living quarters and job corps centers

People in group quarters in 2000:

  • 320 people in military barracks, etc.
  • 186 people in nursing homes
  • 35 people in homes for the mentally retarded
  • 33 people in military ships
  • 4 people in religious group quarters

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 12 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED76$211,903340$301,3771,312$251,95379$135,3780$0846$300,05312$66,634
APPLICATIONS APPROVED, NOT ACCEPTED1$195,73026$311,188109$275,15711$144,4190$070$312,4200$0
APPLICATIONS DENIED5$181,79256$401,638484$297,70043$68,7932$1,350,050254$348,1329$98,373
APPLICATIONS WITHDRAWN11$210,99640$283,129273$230,46216$74,2260$0122$269,5594$166,000
FILES CLOSED FOR INCOMPLETENESS7$187,0496$212,46251$288,9971$71,9600$027$283,7970$0

Detailed HMDA statistics for the following Tracts: 0217.00 , 0218.02, 0219.00, 0220.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 12 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED10$233,4227$289,69411$273,635
APPLICATIONS APPROVED, NOT ACCEPTED3$323,3933$328,2834$294,463
APPLICATIONS DENIED2$117,5855$315,2483$258,977
APPLICATIONS WITHDRAWN0$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0

Detailed PMIC statistics for the following Tracts: 0217.00 , 0218.02, 0219.00, 0220.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 08204 among deceased individuals
NameCountLived (average)
John33675.9 years
William29375.0 years
Mary23480.4 years
Charles18874.4 years
Joseph18474.0 years
George18174.1 years
James18073.3 years
Margaret15879.1 years
Robert15172.6 years
Elizabeth14778.5 years
Most common last names in zip code 08204 among deceased individuals
Last nameCountLived (average)
Smith7377.8 years
Taylor5075.1 years
Miller4878.2 years
Brown3776.0 years
Wilson2976.7 years
Johnson2976.3 years
Moore2978.7 years
Kelly2671.5 years
Thompson2577.2 years
Mcpherson2372.2 years
Businesses in zip code 08204
NameCountNameCount
7-Eleven1MasterBrand Cabinets1
Ace Hardware1McDonald's1
Ben & Jerry's1RadioShack1
CVS1Rite Aid1
Dairy Queen1Sears1
FedEx3T-Mobile1
H&R Block1U-Haul1
Haagen-Dazs1UPS3
KFC1

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