08226 Zip Code Detailed Profile




City: Ocean City, NJ (84.14%)
County: Cape May County, NJ
Estimated zip code population in 2013: 11,640
Zip code population in 2010: 11,701
Zip code population in 2000: 15,378

Houses and condos: 20,018
Renter-occupied apartments: 2,093
% of renters here:

37%
State:

36%
Mar. 2013 cost of living index in zip code 08226: 109.9 (more than average, U.S. average is 100)

Land area: 6.3 sq. mi.
Water area: 6.5 sq. mi.
Population density: 1,837 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 08226
Zip code 08226 (Ocean City, New Jersey) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 08226

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Real estate property taxes paid for housing units in 2013:
This zip code:

0.8% ($4,366)
New Jersey:

2.4% ($7,331)
Median real estate property taxes paid for housing units with mortgages in 2013: $4,227 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $4,473 (0.8%)

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Males: 5,439  (46.7%)
Females: 6,201  (53.3%)

For population 25 years and over in 08226:

For population 15 years and over in 08226:

Zip code 08226 compared to state average:

  • Median house value above state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Races in zip code 08226

  • Zip code 08226 races chart
    • 10,455White population
    • 359Black population
    • 8American Indian population
    • 80Asian population
    • 3Native Hawaiian and Other Pacific Islander population
    • 10Some other race population
    • 143Two or more races population
    • 643Hispanic or Latino population

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Data:
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Based on 2000-2013 data
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123
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100% urban population.

Estimated median house/condo value in 2013: $554,700
08226:

$554,700
New Jersey:

$307,700



According to our research of New Jersey and other state lists there were 5 registered sex offenders living in 08226 zip code as of February 12, 2016.
The ratio of number of residents in zip code 08226 to the number of sex offenders is 2,598 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

53.1 years
New Jersey median age:

39.4 years
Average household size:
This zip code:

2.0 people
New Jersey:

2.7 people

Averages for the 2012 tax year for zip code 08226, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $75,766 (Individual Income Tax Returns)
Here:

$75,766
State:

$79,688

Salary/wage: $54,043 (reported on 71.2% of returns)
Here:

$54,043
State:

$68,122
(% of AGI for various income ranges: 62.6% for AGIs below $25k, 59.4% for AGIs $25k-50k, 51.2% for AGIs $50k-75k, 54.1% for AGIs $75k-100k, 54.3% for AGIs $100k-200k, 43.0% for AGIs over 200k)

Taxable interest for individuals: $2,428 (reported on 49.5% of returns)
This zip code:

$2,428
New Jersey:

$2,193
(% of AGI for various income ranges: 2.9% for AGIs below $25k, 2.0% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Ordinary dividends: $6,831 (reported on 39.4% of returns)
Here:

$6,831
State:

$6,828
(% of AGI for various income ranges: 5.2% for AGIs below $25k, 4.1% for AGIs $25k-50k, 3.9% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 3.3% for AGIs $100k-200k, 3.2% for AGIs over 200k)

Net capital gain/loss in AGI: +$20,920 (reported on 31.9% of returns)
Here:

+$20,920
State:

+$15,358
(% of AGI for various income ranges: 0.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 21.7% for AGIs over 200k)

Profit/loss from business: +$32,375 (reported on 15.6% of returns)
Here:

+$32,375
State:

+$19,577
(% of AGI for various income ranges: 6.5% for AGIs below $25k, 5.7% for AGIs $25k-50k, 4.0% for AGIs $50k-75k, 5.8% for AGIs $75k-100k, 6.2% for AGIs $100k-200k, 8.5% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $20,858 (reported on 20.4% of returns)
08226:

$20,858
New Jersey:

$18,214
(% of AGI for various income ranges: 5.4% for AGIs below $25k, 5.7% for AGIs $25k-50k, 6.3% for AGIs $50k-75k, 6.4% for AGIs $75k-100k, 6.6% for AGIs $100k-200k, 4.4% for AGIs over 200k)

Self-employment retirement plans: $26,433 (reported on 1.5% of returns)
08226:

$26,433
New Jersey:

$24,511
(% of AGI for various income ranges: 0.6% for AGIs $25k-50k, 0.3% for AGIs $100k-200k, 1.0% for AGIs over 200k)

Total itemized deductions: $30,806 (23% of AGI, reported on 43.0% of returns)
Here:

$30,806
State:

$30,827

Here:

23.1% of AGI
State:

21.2% of AGI
(% of AGI for various income ranges: 22.4% for AGIs below $25k, 16.8% for AGIs $25k-50k, 17.3% for AGIs $50k-75k, 19.2% for AGIs $75k-100k, 18.8% for AGIs $100k-200k, 15.4% for AGIs over 200k)

Charity contributions: $3,856 (reported on 38.3% of returns)
Here:

$3,856
State:

$3,451
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 2.2% for AGIs over 200k)

Taxes paid: $11,864 (reported on 42.8% of returns)
08226:

$11,864
State:

$15,801
(% of AGI for various income ranges: 5.8% for AGIs below $25k, 4.4% for AGIs $25k-50k, 4.9% for AGIs $50k-75k, 6.3% for AGIs $75k-100k, 7.1% for AGIs $100k-200k, 7.8% for AGIs over 200k)

Earned income credit: $1,612 (reported on 9.4% of returns)
Here:

$1,612
State:

$2,182
(% of AGI for various income ranges: 3.0% for AGIs below $25k, 0.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 65.3%
Here:

65%
State:

65%
(% for various income ranges: 56.1% for AGIs below $25k, 61.7% for AGIs $25k-50k, 70.7% for AGIs $50k-75k, 70.7% for AGIs $75k-100k, 74.2% for AGIs $100k-200k, 89.5% for AGIs over 200k)

Averages for the 2004 tax year for zip code 08226, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $60,543 (Individual Income Tax Returns)
Here:

$60,543
State:

$64,921

Salary/wage: $46,386 (reported on 72.4% of returns)
Here:

$46,386
State:

$57,755
(% of AGI for various income ranges: 64.1% for AGIs $10k-25k, 63.0% for AGIs $25k-50k, 58.6% for AGIs $50k-75k, 60.3% for AGIs $75k-100k, 48.4% for AGIs over 100k)

Taxable interest for individuals: $2,868 (reported on 60.6% of returns)
This zip code:

$2,868
New Jersey:

$2,068
(% of AGI for various income ranges: 5.2% for AGIs $10k-25k, 3.5% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Taxable dividends: $5,431 (reported on 43.4% of returns)
Here:

$5,431
State:

$3,959
(% of AGI for various income ranges: 4.6% for AGIs $10k-25k, 3.9% for AGIs $25k-50k, 4.5% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 3.3% for AGIs over 100k)

Net capital gain/loss: +$12,633 (reported on 35.4% of returns)
Here:

+$12,633
State:

+$13,591
(% of AGI for various income ranges: -0.4% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 12.5% for AGIs over 100k)

Profit/loss from business: +$38,178 (reported on 14.8% of returns)
Here:

+$38,178
State:

+$17,520
(% of AGI for various income ranges: 5.2% for AGIs $10k-25k, 4.9% for AGIs $25k-50k, 4.6% for AGIs $50k-75k, 4.1% for AGIs $75k-100k, 13.0% for AGIs over 100k)

IRA payment deduction: $3,609 (reported on 4.3% of returns)
08226:

$3,609
New Jersey:

$3,270
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $21,230 (reported on 2.1% of returns)
Here:

$21,230
New Jersey:

$17,258
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Total itemized deductions: $22,904 (21% of AGI, reported on 40.9% of returns)
Here:

$22,904
State:

$23,924

Here:

20.9% of AGI
State:

21.1% of AGI
(% of AGI for various income ranges: 15.1% for AGIs $10k-25k, 15.1% for AGIs $25k-50k, 16.6% for AGIs $50k-75k, 17.2% for AGIs $75k-100k, 14.3% for AGIs over 100k)

Charity contributions deductions: $3,367 (3% of AGI, reported on 37.9% of returns)
Here:

$3,367
State:

$3,242

Here:

3.0% of AGI
State:

2.7% of AGI
(% of AGI for various income ranges: 1.7% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Total tax: $11,878 (reported on 78.8% of returns)
08226:

$11,878
State:

$12,321
(% of AGI for various income ranges: 4.5% for AGIs $10k-25k, 8.4% for AGIs $25k-50k, 10.3% for AGIs $50k-75k, 11.7% for AGIs $75k-100k, 20.5% for AGIs over 100k)

Earned income credit: $1,374 (reported on 7.9% of returns)
Here:

$1,374
State:

$1,711

Percentage of individuals using paid preparers for their 2004 taxes: 66.7%
Here:

67%
State:

65%
(% for various income ranges: 60.4% for AGIs below $10k, 63.0% for AGIs $10k-25k, 64.1% for AGIs $25k-50k, 70.4% for AGIs $50k-75k, 72.6% for AGIs $75k-100k, 78.8% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$57,970
New Jersey:

$70,165
Ocean City, NJ (08226) map Nearest zip codes: 08223, 08244, 08248, 08403, 08221, 08402.
Percentage of family households:
This zip code:

35.0%
New Jersey:

52.3%
Percentage of households with unmarried partners:
This zip code:

3.1%
New Jersey:

5.5%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 267
Household did not receive Food Stamps/SNAP in the past 12 months: 5,451


Women who had a birth in the past 12 months: 79 (68 now married, 11 unmarried)
Women who did not have a birth in the past 12 months: 2,156 (754 now married, 1,402 unmarried)


Housing units in zip code 08226 with a mortgage: 2,104 (101 second mortgage, 446 home equity loan, 21 both second mortgage and home equity loan)
Houses without a mortgage: 1,521

Median monthly owner costs for units with a mortgage: $2,444
Median monthly owner costs for units without a mortgage: S818

Residents with income below the poverty level in 2013:
This zip code:

7.8%
Whole state:

11.4%
Residents with income below 50% of the poverty level in 2013:
This zip code:

5.6%
Whole state:

6.4%
Median number of rooms in houses and condos:
Here:

6.3
State:

6.8
Median number of rooms in apartments:
Here:

4.4
State:

4.1
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 08226: Ocean City Fire and Rescue Services Department Station 3 (A), Ocean City Fire and Rescue Services Department Station 2 (B), Ocean City Fire and Rescue Services Department Headquarters (C). Display/hide their locations on the map

    Creeks: Weakfish Creek (A), Beach Creek (B). Display/hide their locations on the map

    Beach: Peck Beach (A). Display/hide its location on the map

    Tourist attractions (not listed on the city page) : Castaway Cove at Playland (Amusement & Theme Parks; 1020 Boardwalk) (1), Family Go Karts (Amusement & Theme Parks; Boardwalk) (2), Area 54 Laser Tag (Amusement & Theme Parks; 744 Boardwalk) (3), Powerhouse (968 Boardwalk) (4), S & T Amusement CO (1020 Boardwalk) (5). Display/hide their approximate locations on the map

Year house built

  • 402010 or later
  • 3,0262000 to 2009
  • 2,7391990 to 1999
  • 3,4521980 to 1989
  • 2,8021970 to 1979
  • 1,5401960 to 1969
  • 1,5801950 to 1959
  • 8801940 to 1949
  • 3,9591939 or earlier

Zip code 08226 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Ocean City, NJ (08226)

  • 19no bedroom
  • 571 bedroom
  • 5622 bedrooms
  • 1,6053 bedrooms
  • 8394 bedrooms
  • 5435+ bedrooms

Bedrooms in renter-occupied apartments in Ocean City, NJ (08226)

  • 65no bedroom
  • 5321 bedroom
  • 7332 bedrooms
  • 4863 bedrooms
  • 1794 bedrooms
  • 985+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Ocean City, NJ (08226) in owner-occupied houses/condos

  • 235no vehicle
  • 1,5741 vehicle
  • 1,4542 vehicles
  • 2413 vehicles
  • 814 vehicles
  • 405+ vehicles

Cars and other vehicles available in Ocean City, NJ (08226) in renter-occupied apartments

  • 463no vehicle
  • 1,2871 vehicle
  • 2212 vehicles
  • 213 vehicles
  • 904 vehicles
  • 115+ vehicles

Median gross rent in 2013: $1,001.


Median price asked for vacant for-sale houses and condos in 2013: $724,424.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $554,700
08226:

$554,700
New Jersey:

$307,700
Lower value quartile - upper value quartile: $372,400 - $751,900

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 8.3%

Neighborhoods in zip code 08226:

Percentage of zip code residents living and working in this county: 50.7%

Household type by relationship:

Households: 11,445

Size of family households: 1,878 2-persons, 724 3-persons, 419 4-persons, 118 5-persons, 36 6-persons, 91 7-or-more-persons

Size of nonfamily households: 2,220 1-person, 203 2-persons, 29 4-persons

915 married couples with children.
682 single-parent households (135 men, 547 women).

89.5% of residents of 08226 zip code speak English at home.
6.9% of residents speak Spanish at home (50% very well, 11% well, 35% not well, 5% not at all).
3.2% of residents speak other Indo-European language at home (89% very well, 9% well, 2% not well).
0.2% of residents speak Asian or Pacific Island language at home (65% very well, 35% well).
0.2% of residents speak other language at home (100% well).

Foreign born population: 706 (6.1%)
(37.1% of them are naturalized citizens)
This zip code:

6.1%
Whole state:

21.6%

Most common places of birth for the foreign-born residents

  • 27%Mexico
  • 10%Honduras
  • 8%Costa Rica
  • 7%Germany
  • 5%England
  • 5%Jamaica
  • 5%Russia

Most common first ancestries reported in 08226 (%)

  • 26%Irish
  • 15%Italian
  • 13%Other groups
  • 12%German
  • 8%English
  • 5%American
  • 3%Polish

Year of entry for the foreign-born population

  • 632010 or later
  • 3182000 to 2009
  • 1221990 to 1999
  • 247Before 1990

Zip code 08226 topographic map

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 08226:

All 7 fire-safe hotels and motels in zip code 08226

Zip code 08226 marital status for males
Zip code 08226 marital status for females

Housing units lacking complete plumbing facilities: 0.8%
Housing units lacking complete kitchen facilities: 1.5%

Most commonly used house heating fuel

  • 68%Utility gas
  • 28%Electricity
  • 2%Fuel oil, kerosene, etc.
  • 1%Bottled, tank, or LP gas
  • 1%Other fuel

Population in 1990: 15,512. Population change in the 1990s: -134 (-0.9%).

Place of birth for U.S.-born residents:


54% of the 08226 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 43% lived in this county.
   Out of people who lived in different counties, 50% lived in New Jersey.

88% of the 08226 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 25% moved from this county.
   Out of people who lived in different houses, 25% moved from different county within same state.
   Out of people who lived in different houses, 46% moved from different state.
   Out of people who lived in different houses, 4% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 12
Here:

2.1%
New Jersey:

10.0%
Students in private schools in grades 9 to 12 (high school): 149
Here:

25.5%
New Jersey:

11.0%
Students in private undergraduate colleges: 107
Here:

21.5%
New Jersey:

24.8%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 120,192Computer and mathematical occupations
  • 102,188Legal occupations
  • 89,375Life, physical, and social science occupations
  • 73,665Health diagnosing and treating practitioners and other technical occupations
  • 69,234Education, training, and library occupations
  • 63,571Management occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 59 people in nursing facilities/skilled-nursing facilities
  • 4 people in other noninstitutional facilities

People in group quarters in 2000:

  • 154 people in nursing homes
  • 84 people in other nonhousehold living situations
  • 45 people in other noninstitutional group quarters
  • 5 people in homes or halfway houses for drug/alcohol abuse
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 16 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED8$352,933731$349,4031,796$319,52748$193,3342,031$333,9510$0
APPLICATIONS APPROVED, NOT ACCEPTED2$359,91534$415,591141$300,0062$372,200140$344,8530$0
APPLICATIONS DENIED5$303,95873$368,922445$331,74727$132,054360$332,4910$0
APPLICATIONS WITHDRAWN1$180,66088$433,750334$325,1645$830,616312$369,9581$330,480
FILES CLOSED FOR INCOMPLETENESS0$020$438,40875$313,1142$103,57063$374,1860$0

Detailed HMDA statistics for the following Tracts: 0201.01 , 0201.02, 0202.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 16 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED11$329,29519$312,93521$323,659
APPLICATIONS APPROVED, NOT ACCEPTED6$332,8051$459,3704$357,423
APPLICATIONS DENIED9$332,6194$282,4931$456,060
APPLICATIONS WITHDRAWN1$456,0600$01$456,060
FILES CLOSED FOR INCOMPLETENESS1$537,5800$00$0

Detailed PMIC statistics for the following Tracts: 0201.01 , 0201.02, 0202.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 08226 among deceased individuals
NameCountLived (average)
John28575.5 years
William24576.2 years
Mary23582.9 years
Joseph16476.7 years
Robert15874.8 years
George15177.9 years
Helen13981.0 years
Charles13676.2 years
James13674.6 years
Margaret13481.7 years
Most common last names in zip code 08226 among deceased individuals
Last nameCountLived (average)
Smith9178.2 years
Brown4279.5 years
Johnson4178.6 years
Jones3879.1 years
Miller3379.8 years
Davis2873.4 years
Williams2876.7 years
Young2778.5 years
Thompson2579.9 years
Anderson2478.6 years
Businesses in zip code 08226
NameCountNameCount
Blockbuster1MasterBrand Cabinets4
CVS2McDonald's1
Chevrolet1New Balance1
Cricket Wireless1Pizza Hut1
DHL1Rite Aid1
Dairy Queen1Superfresh1
Dunkin Donuts1True Value1
FedEx4UPS7
H&R Block1

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