Estimated median household income in 2007: $64,578
| This zip code: | $64,578 | | New Jersey: | $67,035 |
Nearest zip codes: 08322, 08028, 08343, 08071, 08328, 08080.
Housing units in zip code 08312 with a mortgage: 1,503 (158 second mortgage, 251 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 356
Median monthly owner costs for units with a mortgage: $1,720
Median monthly owner costs for units without a mortgage: $610
Residents with income below the poverty level in 2007:
| This zip code: | 3.1% | | Whole state: | 8.6% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 0.8% | | Whole state: | 3.9% |
Median number of rooms in houses and condos:
| Here: | 6.2 | | State: | 6.6 |
Median number of rooms in apartments:
| Here: | 3.7 | | State: | 3.8 |
Year house built: |
|
- 1999 to March 2000: 14
- 1995 to 1998: 221
- 1990 to 1994: 297
- 1980 to 1989: 203
- 1970 to 1979: 421
- 1960 to 1969: 289
- 1950 to 1959: 441
- 1940 to 1949: 182
- 1939 or earlier: 585
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Bedrooms in owner-occupied houses in Clayton, NJ (08312): |
|
- no bedroom: 0
- 1 bedrooms: 40
- 2 bedrooms: 218
- 3 bedrooms: 1,136
- 4 bedrooms: 501
- 5 or more bedrooms: 31
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 32
- 1 bedrooms: 252
- 2 bedrooms: 85
- 3 bedrooms: 140
- 4 bedrooms: 7
- 5 or more bedrooms: 0
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Vehicles available in 08312 zip code in owner-occupied houses/condos: |
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- no vehicle: 21
- 1 vehicle: 443
- 2 vehicles: 1,043
- 3 vehicles: 313
- 4 vehicles: 106
- 5 or more vehicles: 0
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Vehicles available in renter-occupied apartments: |
|
- no vehicle: 63
- 1 vehicle: 304
- 2 vehicles: 100
- 3 vehicles: 40
- 4 vehicles: 9
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 08312:
- $50,000 to $59,999: 3
- $60,000 to $69,999: 5
- $70,000 to $79,999: 2
- $80,000 to $89,999: 8
- $90,000 to $99,999: 6
- $100,000 to $124,999: 63
- $125,000 to $149,999: 160
- $150,000 to $174,999: 188
- $175,000 to $199,999: 379
- $200,000 to $249,999: 509
- $250,000 to $299,999: 309
- $300,000 to $399,999: 354
- $400,000 to $499,999: 39
- $500,000 to $749,999: 13
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Rent paid by renters in 2007 in zip code 08312:
- Less than $100: 21
- $100 to $149: 15
- $150 to $199: 9
- $200 to $249: 9
- $250 to $299: 5
- $300 to $349: 32
- $400 to $449: 21
- $450 to $499: 22
- $500 to $549: 26
- $550 to $599: 9
- $600 to $649: 10
- $650 to $699: 10
- $700 to $749: 27
- $750 to $799: 10
- $800 to $899: 17
- $1,000 to $1,249: 28
- No cash rent: 13
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Median price asked for vacant for-sale houses and condos in 2007: $246,352.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $216,639
- Black or African American householders: $186,926
- American Indian or Alaska Native householders: $189,586
- Asian householders: $304,891
- Two or more races householders: $88,030
- Hispanic or Latino householders: $88,030
Estimated median house or condo value in 2007: $212,420 (it was $96,100 in 2000)
| 08312: | $212,420 | | New Jersey: | $372,300 |
Lower value quartile - upper value quartile: $162,206 - $267,269
Mean price in 2007:
Detached houses: $209,091| Here: | $209,091 | | State: | $452,919 |
Townhouses or other attached units: $147,367| Here: | $147,367 | | State: | $310,364 |
In 2-unit structures: $216,907| Here: | $216,907 | | State: | $429,538 |
In 5-or-more-unit structures: $170,624| Here: | $170,624 | | State: | $309,003 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 2,089
- One, attached: 101
- Two: 57
- 3 or 4: 87
- 5 to 9: 91
- 10 to 19: 81
- 20 to 49: 102
- 50 or more: 45

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Means of transportation to work
- Drove a car alone: 2,825 (80%)
- Carpooled: 486 (14%)
- Bus or trolley bus: 41 (1%)
- Subway or elevated: 32 (1%)
- Railroad: 8 (0%)
- Bicycle: 8 (0%)
- Walked: 38 (1%)
- Other means: 10 (0%)
- Worked at home: 64 (2%)
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Travel time to work
- Less than 5 minutes: 173
- 5 to 9 minutes: 375
- 10 to 14 minutes: 274
- 15 to 19 minutes: 349
- 20 to 24 minutes: 350
- 25 to 29 minutes: 250
- 30 to 34 minutes: 494
- 35 to 39 minutes: 195
- 40 to 44 minutes: 181
- 45 to 59 minutes: 431
- 60 to 89 minutes: 287
- 90 or more minutes: 89
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Percentage of zip code residents living and working in this county: 49.7%
Household type by relationship
Households: 7,089
- In family households: 6,446 (1,413 male householders, 457 female householders)
1,512 spouses, 2,583 children (2,395 natural, 105 adopted, 83 stepchildren), 163 grandchildren, 33 brothers or sisters, 64 parents, 116 other relatives, 105 non-relatives
- In nonfamily households: 643 (221 male householders (198 living alone)), 341 female householders (280 living alone)), 81 nonrelatives
- In group quarters: 23 (12 institutionalized population)
Size of family households: 604 2-persons, 492 3-persons, 404 4-persons, 219 5-persons, 111 6-persons, 40 7-or-more-persons.
Size of nonfamily households: 478 1-person, 84 2-persons.
1,361 married couples with children.
443 single-parent households (107 men, 336 women).
92.9% of residents of 08312 zip code speak English at home.
2.4% of residents speak Spanish at home (71% very well, 29% well).
3.9% of residents speak other Indo-European language at home (79% very well, 15% well, 3% not well, 4% not at all).
0.9% of residents speak Asian or Pacific Island language at home (26% very well, 59% well, 16% not well).
Foreign born population: 299 (4.2%)
(21.1% of them are naturalized citizens)
| This zip code: | 4.2% | | Whole state: | 17.5% |
Most common places of birth for the foreign-born residents:
- India (24%)
- Pakistan (19%)
- Turkey (9%)
- China, excluding Hong Kong and Taiwan (8%)
- Other Caribbean (8%)
- Jamaica (6%)
- Germany (5%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 75
- 1990 to 1994: 43
- 1985 to 1989: 133
- 1980 to 1984: 0
- 1975 to 1979: 10
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 38
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White population: 5,653
Black population: 1,086
American Indian population: 30
Asian population: 47
Native Hawaiian and Other Pacific Islander population: 2
Some other race population: 60
Two or more races population: 189

First ancestries reported:
|  Other groups: 1164 |
|  Irish: 1160 |
|  German: 1054 |
|  Italian: 896 |
|  English: 491 |
|  Polish: 299 |
|  United States or American: 250 |
|  French (except Basque): 95 |
|  Dutch: 58 |
|  Scottish: 57 |
|  Swedish: 48 |
|  Austrian: 35 |
|  Scotch-Irish: 29 |
|  West Indian (excluding Hispanic groups):: 28 |
|  Turkish: 27 |
|  Pennsylvania German: 26 |
|  Norwegian: 24 |
|  Welsh: 22 |
|  Jamaican: 17 |
|  French Canadian: 14 |
|  Slovak: 13 |
|  Hungarian: 13 |
|  British West Indian: 11 |
|  Canadian: 10 |
|  Subsaharan African:: 9 |
|  Nigerian: 9 |
|  Swiss: 9 |
|  British: 7 |
|  Danish: 6 |
|  Brazilian: 6 |
|  Portuguese: 4 |

Facitilies with environmental interests located in this zip code:
- OIL RECOVERY CO INC @ ALMO IND PK (CENCO BOULEVARD in CLAYTON, NJ)
SUPERFUND (Superfund database)
(Integrated Compliance Information System) - ICIS-02-1988-0821, FORMAL ENFORCEMENT ACTION
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
STATE MASTER (New Jersey environmental info) - NJEMS-G000000520, STATE CLEANUP SITE
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: PETROLEUM REFINING
Organizations: OIL RECOVERY COMPANY INC (CONTACT/OPERATOR)
Alternative names: PETROLEUM RECYCLING INC
- ALMO ANTI POLLUTION SERVICES SLF (395 E ACADEMY ST in CLAYTON, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-132163, REFUSE DISPOSAL
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: ELLIS ROBERT, OWNERNAME (CONTACT/OWNER)
Alternative names: ALMO ANTI-POLLUTION SYSTEMS
- GUARROS CLEANERS (19 N DELSEA DR in CLAYTON, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-00000000348, EPCRA, NJEMS-L5509, AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING; INDUSTRIAL LAUNDERERS
- ABC TANK CO (1029 NORTH DELSEA DRIVE in CLAYTON, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-201949, REFUSE DISPOSAL, NJEMS-NJD986583417, TRANSPORTER
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: A B C TANK CO
- GLOUCESTER CNTY (1200 N DELSEA DR in CLAYTON, NJ)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
- APPLIED REFINERY SERVICES INC (CENCO BLVD in CLAYTON, NJ)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: RICHARD SCHULTES (CONTACT/OWNER)
- NJDEP - DIV OF ENVIRONMENTAL QUALITY (DELSEA DR in CLAYTON, NJ)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: OWNERNAME (CONTACT/OWNER)
- ABC WASTE OIL REMOVAL SERVICE INC (580 E CLAYTON AVE in CLAYTON, NJ)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- GERALD A BARRETT INC (ALMO IND. PARK in CLAYTON, NJ)
AIR MINOR (AIRS/AFS)
Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
- GLOUCESTER COUNTY UTILITIES AUTHORITY (BERNARD ST PUMP STATION in CLAYTON, NJ)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- PACTIV CORP (838 N DELSEA DR - OUTER YARD in CLAYTON, NJ)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
- BARRETT, GERALD A_INC (CENCO BLVD in CLAYTON, NJ)
AIR MAJOR (AIRS/AFS)
Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS; NONCLASSIFIABLE ESTABLISHMENTS
- GLOUCESTER COUNTY PLANNING DEPT (NORTH DELSEA DR in CLAYTON, NJ)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Housing units lacking complete plumbing facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (67%)
- Fuel oil, kerosene, etc. (18%)
- Electricity (14%)
- Bottled, tank, or LP gas (1%)
- Wood (1%)
|
Place of birth for U.S.-born residents:
- This state: 4709
- Northeast: 1544
- Midwest: 122
- South: 344
- West: 38
68% of the 08312 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 50% lived in this county.
Out of people who lived in different counties, 54% lived in New Jersey.
Population in 1990: 6,584. Population change in the 1990s: +483 (+7.3%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 223
| Here: | 23.6% | | New Jersey: | 13.2% |
Students in private schools in grades 9 to 12 (high school): 46
| Here: | 11.9% | | New Jersey: | 13.0% |
Students in private undergraduate colleges: 21
| Here: | 7.2% | | New Jersey: | 30.1% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- SHOREWAY INDUSTRY (260 W CLAYTON AVE in CLAYTON, NJ; small business): $176,624 in 18 contracts from 2001 to 2005
Contracts for Bearings, Plain, Unmounted, Hardware, Commercial, Bushings, Rings, Shims, and Spacers, Aircraft Ground Servicing Equipment, and more by Defense Logistics Agency, Army Signed by year: 2000: $0; 2001: $61,530; 2002: $0; 2003: $0; 2004: $50,085; 2005: $65,009; 2006: $0.
Biggest contracts:
$61,530 with Defense Logistics Agency for Bearings, Plain, Unmounted. Signed on 2001-08-23. Completion date: 2001-12-21.
$40,000 with Defense Logistics Agency for Hardware, Commercial. Signed on 2005-02-15. Completion date: 2005-05-31.
$17,550 with Defense Logistics Agency for Bushings, Rings, Shims, and Spacers. Signed on 2004-11-24. Completion date: 2005-01-25.
$9,116 with Defense Logistics Agency for Aircraft Ground Servicing Equipment. Signed on 2004-10-28. Completion date: 2005-01-27.
- BKC INDUSTRIES INC (34 MORGAN DR in CLAYTON, NJ; small business): $90,758 in 4 contracts from 2003 to 2005
$29,573 with Army for Miscellaneous Items. Signed on 2003-09-04. Completion date: 2003-11-21.
$22,286 with Army for Miscellaneous Welding, Soldering, and Brazing Supplies and Accessories. Signed on 2004-08-26. Completion date: 2004-09-14.
$19,700 with Army for Safety and Rescue Equipment. Signed on 2004-04-06. Completion date: 2004-05-24.
$19,199, same as above. Signed on 2005-09-12. Completion date: 2005-10-14.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: Child Day Care Services (50-99 employees: 1 establishment, 10-19 employees: 1 establishment, 5-9 employees: 1 establishment)
- Construction: Other Building Finishing Contractors (20-49: 1)
- Construction: Electrical Contractors (20-49: 1)
- Construction: Other Foundation, Structure, and Building Exterior Contractors (20-49: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 10 people in unknown juvenile institutions
- 6 people in other noninstitutional group quarters
- 5 people in homes or halfway houses for drug/alcohol abuse
- 2 people in other nonhousehold living situations
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $183,552 | 197 | $166,742 | 447 | $140,962 | 122 | $44,869 | 38 | $122,519 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $236,610 | 29 | $161,003 | 84 | $157,376 | 29 | $36,130 | 11 | $135,578 |
| APPLICATIONS DENIED | 6 | $242,505 | 50 | $208,484 | 377 | $163,631 | 130 | $45,535 | 15 | $198,848 |
| APPLICATIONS WITHDRAWN | 8 | $203,389 | 42 | $197,801 | 176 | $165,812 | 8 | $40,869 | 4 | $59,273 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $149,137 | 67 | $178,729 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 42 | $191,701 | 342 | $156,258 | 522 | $135,232 | 126 | $37,861 | 2 | $139,575 | 48 | $109,382 | 4 | $40,630 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 36 | $138,726 | 109 | $150,031 | 27 | $26,626 | 0 | $0 | 10 | $95,600 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $195,503 | 84 | $146,427 | 340 | $148,377 | 107 | $33,594 | 0 | $0 | 29 | $134,499 | 4 | $124,280 |
| APPLICATIONS WITHDRAWN | 4 | $146,268 | 61 | $139,764 | 260 | $142,996 | 11 | $95,253 | 0 | $0 | 17 | $164,994 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 17 | $132,603 | 67 | $147,253 | 2 | $52,580 | 0 | $0 | 2 | $122,370 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 42 | $145,858 | 335 | $144,781 | 556 | $137,379 | 166 | $42,145 | 46 | $85,749 | 2 | $34,415 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 25 | $145,694 | 96 | $118,723 | 29 | $30,526 | 2 | $120,455 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $145,310 | 84 | $130,949 | 352 | $129,429 | 120 | $48,995 | 27 | $75,559 | 13 | $122,515 |
| APPLICATIONS WITHDRAWN | 2 | $120,455 | 44 | $150,092 | 382 | $138,915 | 38 | $102,242 | 15 | $83,745 | 4 | $76,480 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 10 | $143,591 | 59 | $149,039 | 2 | $18,165 | 4 | $107,073 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 46 | $165,596 | 256 | $150,465 | 501 | $113,331 | 98 | $39,177 | 52 | $109,646 | 2 | $80,305 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $31,357 | 15 | $150,921 | 82 | $105,510 | 27 | $46,313 | 10 | $17,782 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $118,545 | 46 | $150,300 | 270 | $108,290 | 90 | $29,232 | 15 | $87,187 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $229,440 | 50 | $135,981 | 249 | $113,653 | 23 | $44,807 | 11 | $85,518 | 2 | $162,520 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $86,995 | 10 | $162,520 | 11 | $163,389 | 2 | $19,120 | 0 | $0 | 2 | $20,075 |
Aggregated Statistics For Year 2003 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 67 | $115,605 | 164 | $108,145 | 780 | $105,694 | 80 | $34,727 | 46 | $87,993 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $119,500 | 17 | $113,483 | 203 | $93,274 | 25 | $22,409 | 4 | $74,568 |
| APPLICATIONS DENIED | 6 | $108,983 | 44 | $89,169 | 386 | $89,146 | 120 | $25,605 | 10 | $52,962 |
| APPLICATIONS WITHDRAWN | 11 | $148,441 | 23 | $94,852 | 277 | $100,680 | 6 | $10,197 | 8 | $65,486 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $92,730 | 6 | $70,743 | 48 | $107,550 | 6 | $23,900 | 2 | $95,600 |
Aggregated Statistics For Year 2002 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 84 | $107,778 | 147 | $106,188 | 484 | $93,301 | 119 | $25,820 | 0 | $0 | 34 | $69,676 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $114,546 | 8 | $86,996 | 107 | $85,164 | 17 | $39,477 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $145,790 | 27 | $70,815 | 254 | $74,877 | 67 | $27,110 | 2 | $358,500 | 10 | $42,064 |
| APPLICATIONS WITHDRAWN | 4 | $80,783 | 11 | $126,540 | 176 | $94,372 | 10 | $35,372 | 0 | $0 | 10 | $135,752 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $73,610 | 2 | $9,560 | 17 | $86,602 | 2 | $19,120 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 55 | $105,994 | 105 | $98,896 | 337 | $88,871 | 80 | $21,223 | 0 | $0 | 17 | $74,905 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $85,085 | 11 | $121,325 | 78 | $74,470 | 29 | $23,076 | 0 | $0 | 6 | $84,447 |
| APPLICATIONS DENIED | 8 | $123,563 | 23 | $81,883 | 233 | $70,908 | 61 | $21,220 | 0 | $0 | 13 | $60,155 |
| APPLICATIONS WITHDRAWN | 10 | $108,028 | 15 | $100,061 | 164 | $78,870 | 17 | $32,392 | 2 | $160,610 | 2 | $57,360 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $70,745 | 2 | $81,260 | 38 | $107,173 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 63 | $99,606 | 120 | $88,494 | 120 | $65,056 | 80 | $20,052 | 21 | $56,359 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $130,495 | 15 | $89,481 | 50 | $87,837 | 38 | $25,963 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $105,478 | 21 | $66,010 | 164 | $54,795 | 71 | $23,967 | 8 | $45,888 |
| APPLICATIONS WITHDRAWN | 10 | $124,280 | 25 | $82,292 | 105 | $60,383 | 8 | $33,460 | 10 | $59,272 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $75,525 | 19 | $66,819 | 2 | $19,120 | 2 | $49,710 |
Aggregated Statistics For Year 1999 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 44 | $90,841 | 40 | $93,208 | 106 | $65,483 | 52 | $22,134 | 5 | $56,596 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $74,320 | 8 | $67,768 | 30 | $71,682 | 12 | $22,470 | 1 | $53,360 |
| APPLICATIONS DENIED | 7 | $101,269 | 8 | $80,631 | 85 | $70,059 | 52 | $17,498 | 7 | $57,713 |
| APPLICATIONS WITHDRAWN | 6 | $93,533 | 12 | $84,561 | 79 | $57,699 | 8 | $47,640 | 3 | $51,770 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $48,590 | 4 | $85,990 | 16 | $78,428 | 0 | $0 | 2 | $57,170 |
Detailed HMDA statistics for the following Tracts:
5015.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 92 | $215,017 | 38 | $220,735 | 4 | $120,935 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 23 | $266,017 | 4 | $280,585 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $306,875 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $247,126 | 6 | $208,408 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 67 | $238,629 | 27 | $194,103 | 2 | $260,030 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $139,777 | 15 | $193,877 | 6 | $23,263 |
| APPLICATIONS DENIED | 2 | $339,380 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $312,610 | 2 | $154,870 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 86 | $172,258 | 46 | $162,146 | 8 | $97,990 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $146,886 | 10 | $140,532 | 6 | $86,358 |
| APPLICATIONS DENIED | 10 | $123,324 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $150,090 | 6 | $166,025 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 109 | $164,362 | 31 | $143,277 | 13 | $91,041 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $137,889 | 33 | $134,477 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $116,630 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 6 | $138,302 | 4 | $122,368 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $187,375 | 2 | $109,940 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 67 | $119,828 | 69 | $119,043 | 6 | $123,962 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $74,568 | 27 | $116,207 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $128,583 | 2 | $103,250 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $138,620 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 86 | $121,212 | 63 | $124,735 | 4 | $100,380 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $123,563 | 23 | $103,414 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $56,405 | 2 | $202,670 | 2 | $56,405 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $144,355 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 57 | $106,669 | 42 | $119,409 | 2 | $47,800 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $82,694 | 11 | $103,422 | 2 | $41,110 |
| APPLICATIONS DENIED | 4 | $145,313 | 6 | $108,028 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 48 | $118,146 | 8 | $101,336 | 6 | $61,822 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $108,985 | 2 | $82,215 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $80,305 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $110,906 | 9 | $87,234 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $97,185 | 1 | $81,940 |
| APPLICATIONS DENIED | 3 | $120,370 | 3 | $80,987 |
| APPLICATIONS WITHDRAWN | 3 | $98,140 | 1 | $90,520 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
5015.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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