Estimated median household income in 2007: $75,341
| This zip code: | $75,341 | | New Jersey: | $67,035 |
Nearest zip codes: 08535, 08510, 08520, 08514, 08512, 08561.
Housing units in zip code 08555 with a mortgage: 195 (17 second mortgage, 26 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 66
Median monthly owner costs for units with a mortgage: $2,250
Median monthly owner costs for units without a mortgage: $1,170
Residents with income below the poverty level in 2007:
| This zip code: | 4.6% | | Whole state: | 8.6% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 0.3% | | Whole state: | 3.9% |
Median number of rooms in houses and condos:
| Here: | 6.8 | | State: | 6.6 |
Median number of rooms in apartments:
| Here: | 4.3 | | State: | 3.8 |
Year house built: |
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- 1999 to March 2000: 13
- 1995 to 1998: 2
- 1990 to 1994: 7
- 1980 to 1989: 38
- 1970 to 1979: 48
- 1960 to 1969: 10
- 1950 to 1959: 32
- 1940 to 1949: 14
- 1939 or earlier: 188
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Bedrooms in owner-occupied houses in Roosevelt, NJ (08555): |
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- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 38
- 3 bedrooms: 152
- 4 bedrooms: 78
- 5 or more bedrooms: 20
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 20
- 2 bedrooms: 8
- 3 bedrooms: 12
- 4 bedrooms: 9
- 5 or more bedrooms: 0
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Vehicles available in 08555 zip code in owner-occupied houses/condos: |
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- no vehicle: 0
- 1 vehicle: 59
- 2 vehicles: 154
- 3 vehicles: 56
- 4 vehicles: 13
- 5 or more vehicles: 6
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 23
- 1 vehicle: 11
- 2 vehicles: 12
- 3 vehicles: 3
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 08555:
- $150,000 to $174,999: 3
- $175,000 to $199,999: 27
- $200,000 to $249,999: 68
- $250,000 to $299,999: 46
- $300,000 to $399,999: 80
- $400,000 to $499,999: 28
- $500,000 to $749,999: 13
- $750,000 to $999,999: 8
- $1,000,000 or more: 6
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Rent paid by renters in 2007 in zip code 08555:
- Less than $100: 3
- $200 to $249: 2
- $400 to $449: 2
- $450 to $499: 1
- $550 to $599: 1
- $650 to $699: 3
- $700 to $749: 4
- $900 to $999: 10
- $1,000 to $1,249: 9
- No cash rent: 6
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Median price asked for vacant for-sale houses and condos in 2007: $360,326.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $297,352
- Asian householders: $304,891
- Some other race householders: $249,456
- Two or more races householders: $388,043
- Hispanic or Latino householders: $217,969
Estimated median house or condo value in 2007: $288,880 (it was $133,600 in 2000)
| 08555: | $288,880 | | New Jersey: | $372,300 |
Lower value quartile - upper value quartile: $204,786 - $366,033
Mean price in 2007:
Detached houses: $317,808| Here: | $317,808 | | State: | $452,919 |
Townhouses or other attached units: $242,885| Here: | $242,885 | | State: | $310,364 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 231
- One, attached: 103
- 3 or 4: 18

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Means of transportation to work
- Drove a car alone: 398 (86%)
- Carpooled: 21 (5%)
- Bus or trolley bus: 4 (1%)
- Walked: 10 (2%)
- Worked at home: 30 (6%)
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Travel time to work
- Less than 5 minutes: 23
- 5 to 9 minutes: 20
- 10 to 14 minutes: 31
- 15 to 19 minutes: 44
- 20 to 24 minutes: 61
- 25 to 29 minutes: 18
- 30 to 34 minutes: 82
- 35 to 39 minutes: 5
- 40 to 44 minutes: 21
- 45 to 59 minutes: 68
- 60 to 89 minutes: 41
- 90 or more minutes: 19
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Percentage of zip code residents living and working in this county: 27.4%
Household type by relationship
Households: 928
- In family households: 844 (185 male householders, 70 female householders)
214 spouses, 345 children (317 natural, 12 adopted, 16 stepchildren), 11 grandchildren, 3 brothers or sisters, 2 parents, 3 other relatives, 11 non-relatives
- In nonfamily households: 84 (19 male householders (11 living alone)), 50 female householders (38 living alone)), 15 nonrelatives
Size of family households: 81 2-persons, 56 3-persons, 80 4-persons, 29 5-persons, 9 6-persons.
Size of nonfamily households: 49 1-person, 20 2-persons.
214 married couples with children.
36 single-parent households (10 men, 26 women).
86.7% of residents of 08555 zip code speak English at home.
8.4% of residents speak Spanish at home (70% very well, 14% well, 7% not well, 8% not at all).
2.5% of residents speak other Indo-European language at home (100% very well).
1.1% of residents speak Asian or Pacific Island language at home (33% very well, 67% well).
1.4% of residents speak other language at home (58% very well, 42% well).
Foreign born population: 80 (8.5%)
(75.0% of them are naturalized citizens)
| This zip code: | 8.5% | | Whole state: | 17.5% |
Most common places of birth for the foreign-born residents:
- United Kingdom (15%)
- India (11%)
- Guatemala (9%)
- Colombia (9%)
- Portugal (6%)
- Romania (5%)
- Ecuador (5%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 10
- 1990 to 1994: 9
- 1985 to 1989: 0
- 1980 to 1984: 18
- 1975 to 1979: 0
- 1970 to 1974: 6
- 1970 to 1974: 11
- 1965 to 1969: 26
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White population: 842
Black population: 24
American Indian population: 0
Asian population: 19
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 21
Two or more races population: 38

First ancestries reported:
|  Other groups: 141 |
|  Irish: 132 |
|  German: 100 |
|  Italian: 83 |
|  Polish: 55 |
|  English: 45 |
|  Swedish: 32 |
|  Russian: 28 |
|  European: 25 |
|  Eastern European: 24 |
|  Hungarian: 19 |
|  Scottish: 17 |
|  United States or American: 17 |
|  French (except Basque): 8 |
|  Dutch: 8 |
|  Slavic: 8 |
|  Lithuanian: 7 |
|  Czech: 7 |
|  Portuguese: 7 |
|  Subsaharan African:: 6 |
|  Belgian: 5 |
|  Guyanese: 5 |
|  Scotch-Irish: 5 |
|  Welsh: 5 |
|  Finnish: 4 |
|  Scandinavian: 4 |
|  Ethiopian: 4 |
|  Norwegian: 4 |
|  Slovak: 3 |
|  Romanian: 3 |
|  Swiss: 3 |
|  British: 2 |
|  Serbian: 2 |
|  African: 2 |
|  Turkish: 2 |
|  Austrian: 2 |

Facitilies with environmental interests located in this zip code:
- ACTION PACKAGING AUTOMATION INC (15 OSCAR DRIVE in ROOSEVELT, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-83754000000, EPCRA
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: PACKAGING MACHINERY
Most commonly used house heating fuel: |
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- Utility gas (89%)
- Fuel oil, kerosene, etc. (10%)
- Bottled, tank, or LP gas (1%)
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Place of birth for U.S.-born residents:
- This state: 546
- Northeast: 188
- Midwest: 18
- South: 54
- West: 13
79% of the 08555 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 16% lived in this county.
Out of people who lived in different counties, 88% lived in New Jersey.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 10
| Here: | 8.2% | | New Jersey: | 13.2% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | New Jersey: | 13.0% |
Students in private undergraduate colleges: 9
| Here: | 32.1% | | New Jersey: | 30.1% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (1-4 employees: 2 establishments)
- Accommodation and Food Services: Limited-Service Restaurants (1-4: 2)
- Educational Services: Educational Support Services (1-4: 1)
- Professional, Scientific, and Technical Services: Offices of Lawyers (1-4: 1)
- Finance and Insurance: Other Activities Related to Credit Intermediation (1-4: 1)
- Construction: Glass and Glazing Contractors (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $233,454 | 20 | $185,468 | 8 | $148,743 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $194,338 | 8 | $189,354 | 2 | $9,965 |
| APPLICATIONS DENIED | 10 | $227,025 | 28 | $293,926 | 4 | $66,275 |
| APPLICATIONS WITHDRAWN | 4 | $64,780 | 10 | $277,055 | 2 | $49,830 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 8 | $198,821 | 2 | $147,495 |
Aggregated Statistics For Year 2006 (Based on 2 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $253,635 | 20 | $229,717 | 38 | $194,075 | 10 | $52,023 | 4 | $161,450 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $219,250 | 10 | $191,148 | 2 | $24,915 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 6 | $187,693 | 22 | $240,634 | 2 | $14,950 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $195,833 | 20 | $377,413 | 0 | $0 | 2 | $214,270 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 4 | $276,558 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $225,230 | 40 | $170,967 | 50 | $172,133 | 24 | $81,057 | 2 | $241,175 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $275,060 | 2 | $244,165 | 6 | $26,243 | 2 | $275,060 |
| APPLICATIONS DENIED | 0 | $0 | 4 | $260,610 | 14 | $251,855 | 4 | $17,440 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $262,105 | 22 | $182,559 | 2 | $99,660 | 2 | $275,060 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 32 | $189,229 | 58 | $136,087 | 18 | $92,905 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $230,215 | 8 | $143,261 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $236,527 | 20 | $163,841 | 2 | $19,930 | 4 | $105,143 |
| APPLICATIONS WITHDRAWN | 2 | $308,945 | 10 | $115,606 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $287,020 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $158,792 | 12 | $134,873 | 86 | $122,211 | 2 | $19,930 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 6 | $143,510 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $73,750 | 14 | $104,786 | 10 | $55,012 | 6 | $93,017 |
| APPLICATIONS WITHDRAWN | 2 | $147,495 | 2 | $131,550 | 18 | $131,441 | 2 | $79,730 | 2 | $79,730 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $14,950 | 2 | $29,900 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $154,973 | 22 | $168,969 | 56 | $111,406 | 4 | $87,203 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $126,570 | 12 | $80,227 | 0 | $0 | 2 | $126,570 |
| APPLICATIONS DENIED | 2 | $118,595 | 0 | $0 | 16 | $100,034 | 14 | $11,105 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $222,243 | 6 | $116,602 | 2 | $29,900 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $234,200 | 6 | $56,807 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $118,928 | 2 | $80,725 | 36 | $110,180 | 2 | $24,915 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $64,780 | 6 | $118,928 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $115,605 | 4 | $89,695 | 10 | $67,569 | 2 | $66,770 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 6 | $157,130 | 2 | $14,950 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $194,335 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $81,720 | 12 | $135,372 | 18 | $61,678 | 4 | $15,448 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $94,675 | 6 | $92,683 | 6 | $19,600 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $49,830 | 8 | $58,053 | 2 | $29,900 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 10 | $77,336 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $154,475 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full tract)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $84,538 | 5 | $112,584 | 4 | $100,418 | 1 | $35,180 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $185,690 | 3 | $108,153 | 0 | $0 | 1 | $13,680 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $113,040 | 1 | $140,730 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $110,430 | 2 | $71,830 | 5 | $67,434 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $11,730 | 1 | $141,710 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
8118.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $229,718 | 2 | $238,185 | 2 | $223,240 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $438,505 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $206,295 | 0 | $0 | 2 | $206,295 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $206,295 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full tracts)
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| B) Refinancings
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| Number | Average Value |
| LOANS ORIGINATED | 2 | $208,290 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full tracts)
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| B) Refinancings
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| Number | Average Value |
| LOANS ORIGINATED | 2 | $175,400 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
8118.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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