Estimated median household income in 2007: $54,287
| This zip code: | $54,287 | | New Jersey: | $67,035 |
Nearest zip codes: 08853, 08876, 08869, 08502, 08807, 08835.
Percentage of family households:
| This zip code: | 73.5% | | Whole state: | 70.3% |
Percentage of households with unmarried partners:
| This zip code: | 3.5% | | Whole state: | 4.9% |
No gay or lesbian households reported
Housing units in zip code 08821 with a mortgage: 80 (0 second mortgage, 15 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 33
Median monthly owner costs for units with a mortgage: $1,976
Median monthly owner costs for units without a mortgage: $671
Residents with income below the poverty level in 2007:
| This zip code: | 0.0% | | Whole state: | 8.6% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 0.0% | | Whole state: | 3.9% |
Median number of rooms in houses and condos:
| Here: | 5.7 | | State: | 6.6 |
Median number of rooms in apartments:
| Here: | 0.0 | | State: | 3.8 |
Year house built: |
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- 1999 to March 2000: 0
- 1995 to 1998: 0
- 1990 to 1994: 23
- 1980 to 1989: 7
- 1970 to 1979: 0
- 1960 to 1969: 27
- 1950 to 1959: 7
- 1940 to 1949: 17
- 1939 or earlier: 39
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Bedrooms in owner-occupied houses in 08821: |
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- no bedroom: 0
- 1 bedrooms: 7
- 2 bedrooms: 32
- 3 bedrooms: 74
- 4 bedrooms: 0
- 5 or more bedrooms: 7
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 0
- 3 bedrooms: 0
- 4 bedrooms: 0
- 5 or more bedrooms: 0
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Vehicles available in 08821 zip code in owner-occupied houses/condos: |
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- no vehicle: 7
- 1 vehicle: 37
- 2 vehicles: 51
- 3 vehicles: 10
- 4 vehicles: 15
- 5 or more vehicles: 0
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 0
- 1 vehicle: 0
- 2 vehicles: 0
- 3 vehicles: 0
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 08821:
- $150,000 to $174,999: 6
- $175,000 to $199,999: 1
- $200,000 to $249,999: 4
- $250,000 to $299,999: 10
- $300,000 to $399,999: 42
- $400,000 to $499,999: 25
- $500,000 to $749,999: 36
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Median price asked for vacant for-sale houses and condos in 2007: $0.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $403,786
- Some other race householders: $360,326
- Hispanic or Latino householders: $360,326
Estimated median house or condo value in 2007: $395,961 (it was $178,600 in 2000)
| 08821: | $395,961 | | New Jersey: | $372,300 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $376,125| Here: | $376,125 | | State: | $452,919 |
Breakdown of mean house values by ages of householders
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Housing units in structures:

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Means of transportation to work
- Drove a car alone: 131 (79%)
- Carpooled: 26 (16%)
- Walked: 8 (5%)
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Travel time to work
- Less than 5 minutes: 23
- 5 to 9 minutes: 9
- 10 to 14 minutes: 8
- 15 to 19 minutes: 16
- 20 to 24 minutes: 24
- 25 to 29 minutes: 0
- 30 to 34 minutes: 33
- 35 to 39 minutes: 0
- 40 to 44 minutes: 0
- 45 to 59 minutes: 10
- 60 to 89 minutes: 9
- 90 or more minutes: 33
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Percentage of zip code residents living and working in this county: 72.1%
Household type by relationship
Households: 258
- In family households: 207 (57 male householders, 7 female householders)
78 spouses, 65 children (57 natural, 0 adopted, 8 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 other relatives, 0 non-relatives
- In nonfamily households: 51 (16 male householders (16 living alone)), 35 female householders (35 living alone)), 0 nonrelatives
Size of family households: 30 2-persons, 13 3-persons, 21 4-persons.
Size of nonfamily households: 51 1-person.
67 married couples with children.
7 single-parent households (1 men, 6 women).
95.0% of residents of 08821 zip code speak English at home.
5.0% of residents speak other Indo-European language at home (100% very well).
White population: 279
Black population: 4
American Indian population: 0
Asian population: 11
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 3
Two or more races population: 10

First ancestries reported:
|  Polish: 68 |
|  German: 45 |
|  Italian: 39 |
|  Irish: 13 |
|  Lithuanian: 12 |
|  United States or American: 11 |
|  French (except Basque): 9 |
|  Czech: 9 |
|  Arab:: 8 |
|  Lebanese: 8 |
|  Russian: 8 |
|  Hungarian: 5 |

Private primary/middle school not listed on the city page:- RARITAN VALLEY MONTESSORI SCH (Students: 67; Location: POST OFFICE BOX 714, FLAGTOWN, NJ; Grades: PK - KG)
Facitilies with environmental interests located in this zip code:
- GENERAL FOUNDRY (CLAWSON AVE in FLAGTOWN, NJ)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: NON NOTIFIER (CONTACT/OWNER)
Most commonly used house heating fuel: |
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- Utility gas (94%)
- Fuel oil, kerosene, etc. (6%)
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Place of birth for U.S.-born residents:
- This state: 173
- Northeast: 85
- Midwest: 0
- South: 0
- West: 0
78% of the 08821 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 65% lived in this county.
Out of people who lived in different counties, 0% lived in New Jersey.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
| Here: | 0.0% | | New Jersey: | 13.2% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | New Jersey: | 13.0% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Information: Data Processing, Hosting, and Related Services (100-249 employees: 1 establishment)
- Health Care and Social Assistance: Child Day Care Services (10-19: 1)
- Health Care and Social Assistance: Other Individual and Family Services (5-9: 1)
- Construction: Commercial and Institutional Building Construction (5-9: 1)
- Construction: Poured Concrete Foundation and Structure Contractors (1-4: 1)
- Administrative and Support and Waste Management and Remediation Services: Septic Tank and Related Services (1-4: 1)
- Construction: Site Preparation Contractors (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2006
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 5
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 4
- Persons involved in fatal accidents: 9
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 1
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $278,421 | 12 | $231,793 | 2 | $93,650 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $251,695 | 2 | $292,250 | 1 | $63,100 |
| APPLICATIONS DENIED | 1 | $551,660 | 5 | $255,304 | 1 | $94,690 |
| APPLICATIONS WITHDRAWN | 2 | $302,950 | 3 | $234,193 | 1 | $75,420 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $230,480 | 1 | $292,840 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $292,044 | 15 | $216,746 | 2 | $128,890 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $217,010 | 2 | $188,745 | 1 | $62,360 |
| APPLICATIONS DENIED | 1 | $291,140 | 5 | $288,662 | 1 | $83,760 |
| APPLICATIONS WITHDRAWN | 1 | $362,580 | 4 | $186,105 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $249,370 | 1 | $249,670 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $292,199 | 17 | $241,925 | 4 | $103,523 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $168,780 | 3 | $287,327 | 1 | $41,180 |
| APPLICATIONS DENIED | 1 | $299,550 | 7 | $264,246 | 1 | $52,770 |
| APPLICATIONS WITHDRAWN | 1 | $474,680 | 6 | $256,062 | 1 | $139,630 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $146,050 | 2 | $272,730 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $266,633 | 20 | $212,909 | 3 | $101,820 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $274,905 | 3 | $223,023 | 1 | $59,110 |
| APPLICATIONS DENIED | 2 | $242,620 | 5 | $258,404 | 1 | $137,050 |
| APPLICATIONS WITHDRAWN | 2 | $255,975 | 5 | $200,086 | 1 | $59,410 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $357,410 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $123,980 | 13 | $242,831 | 71 | $195,154 | 3 | $54,070 | 1 | $105,530 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $201,730 | 7 | $189,666 | 1 | $42,290 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $251,810 | 9 | $183,770 | 1 | $85,530 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $261,140 | 9 | $242,778 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $164,020 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $505,624 | 46 | $316,499 | 3 | $61,820 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $292,320 | 5 | $168,220 | 1 | $54,240 |
| APPLICATIONS DENIED | 1 | $244,280 | 6 | $167,698 | 1 | $48,780 |
| APPLICATIONS WITHDRAWN | 1 | $272,760 | 6 | $323,305 | 1 | $60,890 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $246,120 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $66,640 | 10 | $221,924 | 24 | $184,482 | 3 | $35,030 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $305,680 | 3 | $129,767 | 1 | $32,770 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $123,170 | 5 | $132,308 | 1 | $42,880 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $98,820 | 4 | $155,313 | 1 | $17,640 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $303,540 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $89,450 | 19 | $182,950 | 5 | $107,970 | 2 | $47,860 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $167,785 | 1 | $37,340 | 1 | $40,290 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $170,845 | 3 | $99,040 | 1 | $39,850 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $173,183 | 2 | $84,465 | 1 | $15,280 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $111,950 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $72,820 | 9 | $177,172 | 6 | $137,683 | 1 | $25,490 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $172,125 | 1 | $136,530 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $169,830 | 2 | $81,140 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $135,570 | 1 | $124,580 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0537.01
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $223,540 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $148,410 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $282,950 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $396,970 | 1 | $133,950 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $183,615 | 1 | $131,810 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 2 | $241,880 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $150,330 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 3 | $193,553 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $109,890 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 3 | $173,123 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0537.01
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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