10512 Zip Code (Carmel Hamlet, NY) Detailed Profile

Cities: Carmel Hamlet, NY (17.23%), Lake Carmel, NY (9.11%)
County: Putnam County, NY

Estimated zip code population in 2015: 24,845
Zip code population in 2010: 25,590
Zip code population in 2000: 23,924

Houses and condos: 10,319
Renter-occupied apartments: 1,644

% of renters here:	18%
State:	47%

Mar. 2016 cost of living index in zip code 10512: 143.8 (very high, U.S. average is 100)

Land area: 54.6 sq. mi.
Water area: 5.7 sq. mi.

Population density: 455 people per square mile

(low).

Age and Sex of Residents in zip code 10512

Zip code 10512 (Carmel Hamlet, New York) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 10512

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Real estate property taxes paid for housing units in 2015:

This zip code:	2.6% ($7,999)
New York:	1.7% ($4,868)

Median real estate property taxes paid for housing units with mortgages in 2015: $8,213 (2.6%)
Median real estate property taxes paid for housing units with no mortgage in 2015: $7,443 (2.4%)

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Males: 12,096	(48.7%)
Females: 12,749	(51.3%)

For population 25 years and over in 10512:

High school or higher: 92.6%
Bachelor's degree or higher: 36.1%
Graduate or professional degree: 16.8%
Unemployed: 5.8%
Mean travel time to work (commute): 39.6 minutes

For population 15 years and over in 10512:

Never married: 26.1%
Now married: 57.6%
Separated: 1.4%
Widowed: 6.1%
Divorced: 8.8%

Zip code 10512 compared to state average:

Black race population percentage significantly below state average.
Median age above state average.
Foreign-born population percentage below state average.
Renting percentage significantly below state average.

Races in zip code 10512
- 21,154White population
- 526Black population
- 43American Indian population
- 455Asian population
- 6Native Hawaiian and Other Pacific Islander population
- 42Some other race population
- 270Two or more races population
- 3,094Hispanic or Latino population

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Recent posts about zip code 10512 area on our local forum with over 2,000,000 registered users:

What's an affordable place to live within 1 1/2-2 hours of Manhattan? (12 replies)

Urban population: 18,444
Rural population: 6,400

Estimated median house/condo value in 2015: $309,600

10512:	$309,600
New York:	$293,500

According to our research of New York and other state lists there were 4 registered sex offenders living in 10512 zip code as of June 26, 2017.
The ratio of number of residents in zip code 10512 to the number of sex offenders is 6,063 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is a lot smaller than the state average.

Median resident age:

This zip code:	43.8 years
New York median age:	38.3 years

Average household size:

This zip code:	2.7 people
New York:	2.7 people

Averages for the 2012 tax year for zip code 10512, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $82,771 (Individual Income Tax Returns)

Here:
$82,771
State:
$77,088

Salary/wage: $75,309 (reported on 83.1% of returns)

Here:
$75,309
State:
$60,593

(% of AGI for various income ranges: 69.8% for AGIs below $25k, 74.5% for AGIs $25k-50k, 73.5% for AGIs $50k-75k, 75.1% for AGIs $75k-100k, 79.1% for AGIs $100k-200k, 73.6% for AGIs over 200k)

Taxable interest for individuals: $946 (reported on 52.8% of returns)

This zip code:
$946
New York:
$3,125

(% of AGI for various income ranges: 2.0% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Ordinary dividends: $3,462 (reported on 29.1% of returns)

Here:
$3,462
State:
$10,299

(% of AGI for various income ranges: 2.9% for AGIs below $25k, 1.6% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Net capital gain/loss in AGI: +$7,756 (reported on 20.9% of returns)

Here:
+$7,756
State:
+$42,474

(% of AGI for various income ranges: 0.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 5.7% for AGIs over 200k)

Profit/loss from business: +$13,363 (reported on 15.4% of returns)

Here:
+$13,363
State:
+$16,168

(% of AGI for various income ranges: 8.7% for AGIs below $25k, 4.4% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 2.2% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $18,204 (reported on 11.4% of returns)

10512:
$18,204
New York:
$17,621

(% of AGI for various income ranges: 4.1% for AGIs below $25k, 2.6% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 2.4% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Self-employment retirement plans: $17,070 (reported on 0.8% of returns)

10512:
$17,070
New York:
$27,330

(% of AGI for various income ranges: 0.1% for AGIs $50k-75k, 0.4% for AGIs over 200k)

Total itemized deductions: $29,970 (23% of AGI, reported on 54.3% of returns)

Here:
$29,970
State:
$34,985

Here:
23.5% of AGI
State:
21.3% of AGI

(% of AGI for various income ranges: 20.7% for AGIs below $25k, 17.3% for AGIs $25k-50k, 20.8% for AGIs $50k-75k, 22.4% for AGIs $75k-100k, 21.6% for AGIs $100k-200k, 16.4% for AGIs over 200k)

Charity contributions: $2,476 (reported on 47.3% of returns)

Here:
$2,476
State:
$5,572

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Taxes paid: $16,543 (reported on 54.1% of returns)

10512:
$16,543
State:
$18,656

(% of AGI for various income ranges: 7.9% for AGIs below $25k, 7.8% for AGIs $25k-50k, 10.0% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 11.5% for AGIs $100k-200k, 11.4% for AGIs over 200k)

Earned income credit: $1,646 (reported on 7.7% of returns)

Here:
$1,646
State:
$2,230

(% of AGI for various income ranges: 2.8% for AGIs below $25k, 0.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 67.4%

Here:
67%
State:
66%

(% for various income ranges: 59.2% for AGIs below $25k, 64.4% for AGIs $25k-50k, 69.8% for AGIs $50k-75k, 72.3% for AGIs $75k-100k, 74.9% for AGIs $100k-200k, 74.3% for AGIs over 200k)

Averages for the 2004 tax year for zip code 10512, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $67,078 (Individual Income Tax Returns)

Here:
$67,078
State:
$59,519

Salary/wage: $62,571 (reported on 85.0% of returns)

Here:
$62,571
State:
$50,673

(% of AGI for various income ranges: 119.9% for AGIs below $10k, 66.6% for AGIs $10k-25k, 79.5% for AGIs $25k-50k, 80.4% for AGIs $50k-75k, 84.0% for AGIs $75k-100k, 77.9% for AGIs over 100k)

Taxable interest for individuals: $997 (reported on 68.4% of returns)

This zip code:
$997
New York:
$2,377

(% of AGI for various income ranges: 8.5% for AGIs below $10k, 3.3% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Taxable dividends: $2,137 (reported on 35.8% of returns)

Here:
$2,137
State:
$5,394

(% of AGI for various income ranges: 5.7% for AGIs below $10k, 2.8% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Net capital gain/loss: +$6,655 (reported on 26.8% of returns)

Here:
+$6,655
State:
+$23,581

(% of AGI for various income ranges: -3.3% for AGIs below $10k, 0.1% for AGIs $10k-25k, -0.1% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 4.5% for AGIs over 100k)

Profit/loss from business: +$14,902 (reported on 15.9% of returns)

Here:
+$14,902
State:
+$13,809

(% of AGI for various income ranges: 8.1% for AGIs below $10k, 8.9% for AGIs $10k-25k, 4.2% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 3.3% for AGIs over 100k)

IRA payment deduction: $3,223 (reported on 3.3% of returns)

10512:
$3,223
New York:
$3,115

(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $13,112 (reported on 1.4% of returns)

Here:
$13,112
New York:
$19,016

(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Total itemized deductions: $24,849 (25% of AGI, reported on 57.4% of returns)

Here:
$24,849
State:
$25,864

Here:
24.9% of AGI
State:
21.9% of AGI

(% of AGI for various income ranges: 30.6% for AGIs below $10k, 20.0% for AGIs $10k-25k, 19.8% for AGIs $25k-50k, 24.1% for AGIs $50k-75k, 24.7% for AGIs $75k-100k, 19.7% for AGIs over 100k)

Charity contributions deductions: $2,383 (2% of AGI, reported on 53.5% of returns)

Here:
$2,383
State:
$4,439

Here:
2.3% of AGI
State:
3.6% of AGI

(% of AGI for various income ranges: 0.9% for AGIs below $10k, 1.2% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Total tax: $10,565 (reported on 82.2% of returns)

10512:
$10,565
State:
$11,730

(% of AGI for various income ranges: 4.2% for AGIs below $10k, 4.9% for AGIs $10k-25k, 7.7% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 9.4% for AGIs $75k-100k, 16.9% for AGIs over 100k)

Earned income credit: $1,361 (reported on 5.8% of returns)

Here:
$1,361
State:
$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 68.7%

Here:
69%
State:
67%

(% for various income ranges: 56.9% for AGIs below $10k, 67.9% for AGIs $10k-25k, 67.2% for AGIs $25k-50k, 72.4% for AGIs $50k-75k, 75.6% for AGIs $75k-100k, 73.4% for AGIs over 100k)

Estimated median household income in 2015:

This zip code:	$90,095
New York:	$60,850

Nearest zip codes: 10541, 12582, 12531, 10505, 12533, 10519.

Percentage of family households:

This zip code:	54.4%
New York:	46.4%

Percentage of households with unmarried partners:

This zip code:	4.9%
New York:	6.0%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Lesbian couples: 0.3% of all households
Gay men: 0.2% of all households

Household received Food Stamps/SNAP in the past 12 months: 326
Household did not receive Food Stamps/SNAP in the past 12 months: 8,743

Women who had a birth in the past 12 months: 126 (114 now married, 12 unmarried)
Women who did not have a birth in the past 12 months: 5,346 (2,897 now married, 2,449 unmarried)

Housing units in zip code 10512 with a mortgage: 5,203 (173 second mortgage, 1,221 home equity loan, 159 both second mortgage and home equity loan)
Houses without a mortgage: 2,222

Median monthly owner costs for units with a mortgage: $2,567
Median monthly owner costs for units without a mortgage: $1,025

Residents with income below the poverty level in 2015:

This zip code:	4.4%
Whole state:	15.4%

Residents with income below 50% of the poverty level in 2015:

This zip code:	2.5%
Whole state:	8.5%

Median number of rooms in houses and condos:

Here:	6.4
State:	6.4

Median number of rooms in apartments:

Here:	3.6
State:	3.8

Notable locations in this zip code not listed on our city pages
Click to draw/clear zip code borders
Notable locations in zip code 10512: Gipsy Trail Club (A), Fahnestock Ski Slope (B), Secor Corners (C), Sedgewood Club (D), Carmel Town Sewage District 2 Wastewater Treatment Plant (E), Centennial Golf Club (F), Hopkins Corners (G), Gleneida Trotting Park (H), Hill and Dale Country Club (I), Yale Corners (J), Clear Pool Camp (K), Camp Joy and Hope (L), Camp Hines (M), Camp Herrich (N), Foshay Corners (O), Putnam County Courthouse (P), Reed Memorial Library (Q), Kent Public Library (R), Plaza at Clover Lake Assisted Living Center (S), Arms Acres (T). Display/hide their locations on the map

Shopping Center: Putnam Plaza Shopping Center (1). Display/hide its location on the map

Churches in zip code 10512 include: Second Kent Baptist Church (A), Kent-Fishkill Baptist Church (B), Our Lady of the Lake Church (C), Drew United Methodist Church (D), Gilead Presbyterian Church (E), Saint James the Apostle Church (F), Mount Carmel Baptist Church (G). Display/hide their locations on the map

Cemeteries: Raymond Hill Cemetery (1), Union Cemetery (2), Ellis Cemetery (3), Crane Cemetery (4), Bailey Cemetery (5), Ballard Ground Cemetery (6), Kent Cliffs Baptist Church Burying Ground (7). Display/hide their locations on the map

Lakes, reservoirs, and swamps: John Pond (A), Little Buck Mountain Pond (B), Mill Pond (C), Lake Nimham (D), Palmer Lake (E), Pine Pond (F), Seven Hills Lake (G), Lake Tibet (H). Display/hide their locations on the map

Streams, rivers, and creeks: Green Briar Brook (A), Stump Pond Stream (B), Black Pond Brook (C), Bailey Brook (D), Middle Branch Croton River (E), Michael Brook (F), Leetown Brook (G), Horse Pound Brook (H), Beaver Brook (I). Display/hide their locations on the map

Year house built

0Built 2014 or later
106Built 2010 to 2013
699Built 2000 to 2009
1,054Built 1990 to 1999
1,343Built 1980 to 1989
1,783Built 1970 to 1979
1,558Built 1960 to 1969
1,455Built 1950 to 1959
886Built 1940 to 1949
1,435Built 1939 or earlier

Note: State values scaled to 10512 population

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Carmel Hamlet, NY (10512)

31no bedroom
3411 bedroom
2,1972 bedrooms
2,8043 bedrooms
1,6324 bedrooms
4205+ bedrooms

Note: State values scaled to Zip code 10512 population

Bedrooms in renter-occupied apartments in Carmel Hamlet, NY (10512)

57no bedroom
7811 bedroom
4932 bedrooms
2343 bedrooms
794 bedrooms
05+ bedrooms

Note: State values scaled to Zip code 10512 population

Owner-occupied Renter-occupied

Cars and other vehicles available in Carmel Hamlet, NY (10512) in owner-occupied houses/condos

235no vehicle
1,6971 vehicle
3,2682 vehicles
1,4043 vehicles
5394 vehicles
2825+ vehicles

Note: State values scaled to Zip code 10512 population

Cars and other vehicles available in Carmel Hamlet, NY (10512) in renter-occupied apartments

304no vehicle
7071 vehicle
5362 vehicles
893 vehicles
84 vehicles
05+ vehicles

Note: State values scaled to Zip code 10512 population

Zip code 10512 household income distribution in 2015
245Less than $10,000
227$10,000 to $14,999
347$15,000 to $19,999
163$20,000 to $24,999
193$25,000 to $29,999
262$30,000 to $34,999
329$35,000 to $39,999
182$40,000 to $44,999
370$45,000 to $49,999
622$50,000 to $59,999
753$60,000 to $74,999
1,355$75,000 to $99,999
1,209$100,000 to $124,999
789$125,000 to $149,999
1,020$150,000 to $199,999
1,003$200,000 or more

Estimate of home value of owner-occupied houses/condos in 2015 in zip code 10512
55Less than $10,000
8$15,000 to $19,999
14$20,000 to $24,999
17$35,000 to $39,999
10$40,000 to $49,999
6$60,000 to $69,999
34$70,000 to $79,999
66$80,000 to $89,999
8$90,000 to $99,999
108$100,000 to $124,999
102$125,000 to $149,999
241$150,000 to $174,999
316$175,000 to $199,999
1,126$200,000 to $249,999
1,401$250,000 to $299,999
2,097$300,000 to $399,999
712$400,000 to $499,999
776$500,000 to $749,999
237$750,000 to $999,999
91$1,000,000 to $1,499,999

Rent paid by renters in 2015 in zip code 10512
17$200 to $249
13$250 to $299
102$300 to $349
27$400 to $449
25$450 to $499
15$500 to $549
10$550 to $599
21$600 to $649
47$650 to $699
39$700 to $749
63$750 to $799
46$800 to $899
154$900 to $999
594$1,000 to $1,249
192$1,250 to $1,499
167$1,500 to $1,999
47$2,000 to $2,499
65No cash rent

Median gross rent in 2015: $1,169.

Median price asked for vacant for-sale houses and condos in 2015: $247,589.

Estimated median house (or condo) value in 2015 for:

White Non-Hispanic householders: $311,997
Black or African American householders: $393,849
American Indian or Alaska Native householders: $192,643
Asian householders: $295,729
Some other race householders: $255,659
Two or more races householders: $304,976
Hispanic or Latino householders: $304,976

Estimated median house or condo value in 2015: $309,600

10512:	$309,600
New York:	$293,500

Lower value quartile - upper value quartile: $238,700 - $398,100

Mean price in 2015:

Detached houses: $435,609
Here:
$435,609
State:
$344,789

Townhouses or other attached units: $238,873
Here:
$238,873
State:
$553,457

In 5-or-more-unit structures: $270,563
Here:
$270,563
State:
$779,069

Owners and renters by unit type (%)

Housing units in structures:

One, detached: 7,531
One, attached: 951
Two: 256
3 or 4: 384
5 to 9: 488
10 to 19: 307
20 to 49: 235
50 or more: 160
Mobile homes: 7

Unemployment: 5.8%

Means of transportation to work in zip code 10512
81.0%9,760Drove a car alone
6.4%768Carpooled
0.8%95Bus or trolley bus
0.3%38Subway or elevated
6.6%795Railroad
0.1%10Motorcycle
0.2%23Bicycle
0.3%42Walked
0.2%24Other means
4.1%489Worked at home

Travel time to work (commute) in zip code 10512
170Less than 5 minutes
7225 to 9 minutes
1,24710 to 14 minutes
1,06115 to 19 minutes
82920 to 24 minutes
29225 to 29 minutes
1,48130 to 34 minutes
40435 to 39 minutes
55640 to 44 minutes
2,24045 to 59 minutes
1,53660 to 89 minutes
1,01790 or more minutes

Percentage of zip code residents living and working in this county: 33.5%

Household type by relationship:

Households: 24,401

In family households: 21,677 (3,674 male householders, 2,947 female householders)
5,489 spouses, 7,954 children (7,661 natural, 152 adopted, 142 stepchildren), 346 grandchildren, 123 brothers or sisters, 366 parents, 147 other relatives, 343 non-relatives
In nonfamily households: 2,724 (1,040 male householders (899 living alone)), 1,408 female householders (1,313 living alone)), 276 nonrelatives
In group quarters: 444 (83 institutionalized population)

Size of family households: 2,818 2-persons, 1,619 3-persons, 1,273 4-persons, 651 5-persons, 186 6-persons, 74 7-or-more-persons

Size of nonfamily households: 2,212 1-person, 216 2-persons, 20 3-persons

4,218 married couples with children.
812 single-parent households (231 men, 581 women).

82.6% of residents of 10512 zip code speak English at home.
9.1% of residents speak Spanish at home (75% very well, 18% well, 6% not well, 1% not at all).
6.1% of residents speak other Indo-European language at home (76% very well, 15% well, 7% not well, 1% not at all).
1.8% of residents speak Asian or Pacific Island language at home (42% very well, 25% well, 7% not well, 26% not at all).
0.4% of residents speak other language at home (57% very well, 30% well, 13% not well).

Foreign born population: 3,040 (12.2%)
(67.4% of them are naturalized citizens)

This zip code:	12.2%
Whole state:	22.9%

Most common places of birth for the foreign-born residents (%)

12%El Salvador
7%Greece
7%Scotland
7%Moldova
5%Guyana
4%Colombia
3%Chile

Most common first ancestries reported in 10512 (%)

20%Italian
17%Irish
8%American
5%German
4%Polish
2%Greek
2%European

Year of entry for the foreign-born population

1412010 or later
7012000 to 2009
5981990 to 1999
1,841Before 1990

Note: State values scaled to 10512 population

There are 387 Other Medical Specialists in Zip Code 10512.

Facilities with environmental interests located in this zip code:

GEORGE FISCHER MIDDLE SCHOOL (275 FAIR ST in CARMEL, NY)
STATE MASTER (New York facility tracking) - National Pollutant Discharge Elimination System Permit,
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: SERVICES
Organizations: CARMEL CENTRAL SCHOOL DIST (CONTACT/OWNER) , CARMEL CTL SCH DIST (LEGALLY RESPONSIBLE PARTY)
Alternative names: CARMEL CENTRAL SCHOOL DIST
GIPSY TRAIL CLUB (GIPSY TRAIL RD in CARMEL, NY)
STATE MASTER (New York facility tracking) - PESTICIDE GENERAL, DRINKING WATER SYSTEM, SECTION 404 PERMITTING,
(Integrated Compliance Information System) - ICIS-02-2001-8091, FORMAL ENFORCEMENT ACTION
Business SIC classification: WATER SUPPLY
Organizations: GIPSY TRAIL CLUB INC (LEGALLY RESPONSIBLE PARTY)
GEORGE FISCHER MS ( in CARMEL, NY)
(National Center for Education Statistics) - STATE ID-480102060007
Organizations: CARMEL CSD (SCHOOL DISTRICT)
HUNTER AUTOMOTIVE QUIKSTOP/TOP GAS (238 ROUTE 52 in CARMEL, NY)
(Integrated Compliance Information System) - ICIS-02-2003-7906, FORMAL ENFORCEMENT ACTION
Business SIC classification: GASOLINE SERVICE STATIONS
GETTY SERVICE STATION (RTE 52 in CARMEL, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: GETTY PETROLEUM CORP (CONTACT/OPERATOR)
CLEAR POOL CAMP (RD#2, EAST BOYDS ROAD in CARMEL, NY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SERVICES
Organizations: CLEAR POOL CAMPS, INC (CONTACT/OWNER)
Alternative names: CLEAR POOL CAMPS, INC
AMES DEPARTMENT STORES INC (171 BREWSTER AVE in CARMEL, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
CHRIS AUTOMOTIVE CENTER (349 RTE 52 in CARMEL, NY)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRANSPORTER (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: ISIDORO NERI (CONTACT/OWNER)
ALGONQUIN GAS TRANSMISSION CO - VALVE 17 (LOVELL ST & EAST LOVELL ST in CARMEL, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: ALGONQUIN GAS TRANSMISSION COMPANY (CONTACT/OWNER)
GUIDEPOSTS ASSOCIATES INC (39 SEMINARY HILL RD in CARMEL, NY)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
AMERADA HESS STATION 32429 (1338 RTE 52 & LUDINGTONVILLE in CARMEL, NY)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))

Zip code 10512 marital status for females

Housing units lacking complete plumbing facilities: 1.4%
Housing units lacking complete kitchen facilities: 2.1%

Most commonly used house heating fuel

57%Fuel oil, kerosene, etc.
26%Electricity
7%Utility gas
4%Bottled, tank, or LP gas
4%Wood
1%Other fuel

Population in 1990: 20,716. Population change in the 1990s: +3,208 (+15.5%).

Place of birth for U.S.-born residents:

This state: 18,865
Northeast: 1,638
Midwest: 353
South: 438
West: 270

65% of the 10512 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 38% lived in this county.
Out of people who lived in different counties, 50% lived in New York.

93% of the 10512 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 47% moved from this county.
   Out of people who lived in different houses, 35% moved from different county within same state.
   Out of people who lived in different houses, 13% moved from different state.
   Out of people who lived in different houses, 5% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 300

Here:	11.4%
New York:	13.4%

Students in private schools in grades 9 to 12 (high school): 94

Here:	6.8%
New York:	12.5%

Students in private undergraduate colleges: 476

Here:	41.4%
New York:	35.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

120,368Legal occupations
101,250Architecture and engineering occupations
96,250Life, physical, and social science occupations
96,042Management occupations
91,615Computer and mathematical occupations
90,398Health diagnosing and treating practitioners and other technical occupations

Note: State values scaled to 10512 population

Companies with federal contracts located in this zip code (CARMEL, NY):

JAMES A STALEY CO INC (5 BOWEN CT; small business) : $883,054 in 3 contracts from 1999 to 2002
$640,974 with Navy for Aircraft Propellers and Components. Signed on 2001-09-21. Completion date: 2002-06-21.
$242,080 with Air Force for Aircraft Maintenance and Repair Shop Specialized Equipment. Signed on 1999-12-21. Completion date: 2000-06-30.
$0 with Defense Logistics Agency for Electrical and Electronic Properties Measuring and Testing Instruments. Signed on 2002-09-21. Completion date: 2004-09-21.
JADE ENVIRONMENTAL (8 LINDEN RD; small business) : $83,162 in 12 contracts from 2003 to 2005
Contracts for Other Environmental Services, Studies, and Analytical Support, Equipment and Materials Testing -- Pipe, Tubing, Hose, and Fittings by Army
Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $74,830; 2004: -$5,718; 2005: $14,050; 2006: $0.

Biggest contracts:
$44,830 with Army for Other Environmental Services, Studies, and Analytical Support. Signed on 2003-07-14. Completion date: 2003-11-11.
$30,000, same as above. Signed on 2003-09-23. Completion date: 2003-11-11.
$8,750, same as above. Signed on 2005-06-06. Completion date: 2007-09-24.
$8,750, same as above. Signed on 2004-09-30. Completion date: 2005-01-28.
RADOVICH & DEAN MUSIC INC (56 GLENEIDA AVE)
$4,924 with Air Force for Musical Instrument Parts and Accessories. Signed on 2006-05-17. Completion date: 2006-06-02.
NEW YORK PROCESSOR SERVICE (121 FAIRWAYS CRESCENT; small business) : $4,800 in 2 contracts in 2003
$4,800 with Army for Maintenance, Repair and Rebuilding of Equipment -- Instruments and Laboratory Equipment. Taking place in DC. Signed on 2003-10-30. Completion date: 2004-09-30.
$0, same as above. Signed on 2003-10-30. Completion date: 2004-09-30.

Top industries in this zip code by the number of employees in 2005:

Health Care and Social Assistance: General Medical and Surgical Hospitals (500-999 employees: 1 establishment)
Information: Periodical Publishers (250-499: 1)
Health Care and Social Assistance: Psychiatric and Substance Abuse Hospitals (250-499: 1)
Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (50-99: 1, 20-49: 3, 10-19: 5, 5-9: 11, 1-4: 11)
Accommodation and Food Services: Limited-Service Restaurants (50-99: 1, 20-49: 1, 10-19: 1, 5-9: 3, 1-4: 8)
Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 3, 5-9: 7, 1-4: 7)
Other Services (except Public Administration): Religious Organizations (50-99: 1, 20-49: 1, 10-19: 1, 5-9: 1, 1-4: 1)
Professional, Scientific, and Technical Services: Offices of Lawyers (20-49: 1, 10-19: 3, 5-9: 3, 1-4: 11)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

204 people in residential treatment centers for adults
122 people in local jails and other municipal confinement facilities
82 people in group homes intended for adults
21 people in other noninstitutional facilities
2 people in workers' group living quarters and job corps centers

People in group quarters in 2000:

119 people in hospitals or wards for drug/alcohol abuse
48 people in homes for the mentally retarded
24 people in religious group quarters
14 people in homes for the mentally ill
7 people in other noninstitutional group quarters
4 people in other nonhousehold living situations

Fatal accident statistics in 2013:

Fatal accident count: 2
Vehicles involved in fatal accidents: 4
Fatal accidents caused by drunken drivers: 0
Fatalities: 2
Persons involved in fatal accidents: 9
Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2012:

Fatal accident count: 1
Vehicles involved in fatal accidents: 1
Fatal accidents caused by drunken drivers: 0
Fatalities: 1
Persons involved in fatal accidents: 4
Pedestrians involved in fatal accidents: 1

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 5 full and 10 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	92	$279,614	196	$276,985	615	$251,718	39	$113,770	3	$418,237	24	$257,854	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	17	$222,975	42	$265,833	80	$267,744	8	$79,843	0	$0	1	$400,000	0	$0
APPLICATIONS DENIED	30	$256,028	43	$245,504	418	$287,154	37	$80,912	0	$0	17	$225,363	2	$219,015
APPLICATIONS WITHDRAWN	18	$300,236	39	$236,318	209	$273,323	9	$136,109	0	$0	8	$226,551	0	$0
FILES CLOSED FOR INCOMPLETENESS	10	$259,287	9	$269,718	62	$265,624	4	$657,515	0	$0	2	$1,074,340	0	$0

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

	A) Conventional Home Purchase Loans		B) Refinancings
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009 (Based on 5 full and 10 partial tracts)
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	49	$280,913	8	$321,636
APPLICATIONS APPROVED, NOT ACCEPTED	22	$279,287	8	$325,668
APPLICATIONS DENIED	10	$250,364	11	$294,868
APPLICATIONS WITHDRAWN	6	$269,215	5	$348,222
FILES CLOSED FOR INCOMPLETENESS	2	$351,865	2	$291,445

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Name	Count	Lived (average)
Most common first names in zip code 10512 among deceased individuals
John	150	73.3 years
Mary	140	79.9 years
William	124	76.2 years
Joseph	100	73.8 years
Anna	78	80.0 years
James	76	71.5 years
Robert	65	69.1 years
Helen	64	80.8 years
Frank	63	72.7 years
Edward	62	72.8 years

Last name	Count	Lived (average)
Most common last names in zip code 10512 among deceased individuals
Smith	35	74.1 years
Adams	20	77.7 years
Ryan	16	69.9 years
Walsh	13	76.0 years
Murphy	13	74.6 years
Knapp	11	66.4 years
Brown	11	75.0 years
Williams	10	72.7 years
Barrett	10	71.8 years
Murray	10	72.4 years

Name	Count	Name	Count
Businesses in zip code 10512
Advance Auto Parts	1	RadioShack	1
Blockbuster	1	Rite Aid	2
DressBarn	1	Sprint Nextel	1
Dressbarn	1	Starbucks	1
Dunkin Donuts	2	Subway	1
FedEx	1	T-Mobile	1
GNC	2	The Athlete's Foot	1
H&R Block	1	U-Haul	1
KFC	1	UPS	2
McDonald's	1	Wendy's	1
Quiznos	1

AB	BC	MB	NB	NL	NS	NT
NU	ON	PE	QC	SK	YT

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2008 (Based on 5 full and 10 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	48	$276,793	309	$282,710	345	$248,388	83	$100,467	2	$621,800	32	$219,995	1	$10,000
APPLICATIONS APPROVED, NOT ACCEPTED	7	$307,874	80	$303,057	94	$240,961	18	$66,690	0	$0	6	$316,728	0	$0
APPLICATIONS DENIED	14	$299,725	95	$278,359	370	$277,600	75	$92,209	0	$0	20	$244,150	0	$0
APPLICATIONS WITHDRAWN	10	$271,378	37	$303,117	194	$301,320	22	$164,945	0	$0	10	$312,883	0	$0
FILES CLOSED FOR INCOMPLETENESS	3	$352,143	14	$309,155	55	$268,614	10	$119,256	0	$0	7	$187,387	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2007 (Based on 5 full and 10 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	12	$259,532	579	$275,699	726	$238,333	136	$118,537	5	$391,448	66	$287,321	3	$37,863
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	104	$259,368	202	$234,035	38	$138,521	0	$0	12	$347,069	0	$0
APPLICATIONS DENIED	1	$399,870	126	$256,614	697	$286,350	141	$132,561	0	$0	41	$263,458	5	$97,028
APPLICATIONS WITHDRAWN	4	$238,600	75	$257,006	346	$270,207	34	$143,439	0	$0	21	$236,351	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	25	$235,904	172	$312,907	6	$126,800	0	$0	4	$214,223	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2006 (Based on 5 full and 10 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	8	$255,225	727	$256,731	1,044	$237,600	188	$123,208	6	$711,897	75	$288,180	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	112	$247,957	229	$221,901	58	$80,243	0	$0	18	$275,236	0	$0
APPLICATIONS DENIED	2	$367,450	157	$255,779	714	$275,769	131	$136,737	0	$0	37	$283,226	2	$191,705
APPLICATIONS WITHDRAWN	5	$292,176	133	$244,596	552	$244,977	57	$106,449	0	$0	18	$271,034	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	29	$285,325	128	$286,506	15	$154,947	0	$0	3	$437,633	2	$132,985

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2005 (Based on 5 full and 10 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	4	$200,133	858	$263,830	1,300	$243,758	195	$122,782	1	$858,870	90	$269,364	1	$30,540
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	117	$273,928	250	$225,775	43	$120,746	0	$0	15	$189,162	0	$0
APPLICATIONS DENIED	4	$206,585	167	$263,836	650	$266,475	142	$97,336	0	$0	18	$421,766	3	$204,540
APPLICATIONS WITHDRAWN	2	$176,980	153	$262,884	695	$255,751	85	$191,016	0	$0	34	$293,209	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	35	$237,301	161	$303,286	11	$143,087	0	$0	4	$179,708	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2004 (Based on 5 full and 10 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	14	$210,939	887	$257,239	1,389	$214,151	171	$118,720	4	$477,103	108	$230,241
APPLICATIONS APPROVED, NOT ACCEPTED	4	$241,303	130	$264,645	300	$224,211	37	$76,765	0	$0	18	$215,817
APPLICATIONS DENIED	3	$258,173	143	$252,434	635	$231,381	154	$86,104	1	$200,000	24	$212,936
APPLICATIONS WITHDRAWN	4	$216,055	116	$263,568	662	$220,004	73	$99,232	1	$100,000	20	$163,785
FILES CLOSED FOR INCOMPLETENESS	0	$0	29	$231,820	137	$242,344	39	$95,338	2	$299,550	12	$151,905

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2003 (Based on 5 full and 10 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	15	$214,280	881	$252,566	2,906	$188,798	105	$83,124	1	$323,180	114	$190,182
APPLICATIONS APPROVED, NOT ACCEPTED	6	$197,623	122	$247,294	545	$185,772	48	$67,600	0	$0	15	$209,929
APPLICATIONS DENIED	3	$265,397	117	$237,727	895	$194,869	121	$50,457	0	$0	38	$218,085
APPLICATIONS WITHDRAWN	2	$187,980	97	$242,447	668	$194,132	52	$61,807	0	$0	18	$179,083
FILES CLOSED FOR INCOMPLETENESS	0	$0	29	$229,532	141	$191,774	22	$59,477	0	$0	13	$203,836

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2002 (Based on 5 full and 10 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	30	$186,422	912	$212,931	1,789	$169,084	112	$59,001	1	$289,650	93	$163,122
APPLICATIONS APPROVED, NOT ACCEPTED	4	$228,223	139	$225,160	354	$168,714	78	$46,978	0	$0	14	$188,504
APPLICATIONS DENIED	4	$154,993	99	$201,862	505	$167,695	113	$55,201	1	$350,000	17	$192,946
APPLICATIONS WITHDRAWN	8	$204,630	95	$236,849	589	$156,010	73	$44,026	0	$0	7	$184,537
FILES CLOSED FOR INCOMPLETENESS	0	$0	29	$191,230	169	$166,408	8	$46,658	0	$0	3	$190,527

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2001 (Based on 5 full and 10 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	63	$151,826	830	$186,985	1,213	$158,904	139	$54,692	3	$282,270	54	$127,320
APPLICATIONS APPROVED, NOT ACCEPTED	15	$148,494	95	$202,847	248	$134,074	73	$45,676	0	$0	14	$154,265
APPLICATIONS DENIED	8	$137,706	111	$146,542	473	$130,795	124	$32,869	0	$0	17	$107,643
APPLICATIONS WITHDRAWN	9	$187,434	100	$190,147	511	$136,561	118	$46,724	0	$0	13	$218,716
FILES CLOSED FOR INCOMPLETENESS	0	$0	21	$181,059	104	$143,627	15	$50,913	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2000 (Based on 5 full and 10 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	84	$136,163	844	$173,421	330	$109,293	138	$33,885	3	$196,827	47	$123,970
APPLICATIONS APPROVED, NOT ACCEPTED	5	$148,844	104	$179,282	125	$127,026	63	$40,716	0	$0	5	$103,924
APPLICATIONS DENIED	11	$135,296	162	$156,647	312	$99,628	92	$35,815	0	$0	6	$97,417
APPLICATIONS WITHDRAWN	11	$165,973	114	$168,863	316	$87,761	33	$36,141	3	$149,330	7	$117,136
FILES CLOSED FOR INCOMPLETENESS	0	$0	25	$154,039	130	$160,745	4	$45,820	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 1999 (Based on 3 full and 5 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	53	$129,405	469	$152,543	362	$124,650	73	$29,601	1	$456,760	36	$120,693
APPLICATIONS APPROVED, NOT ACCEPTED	4	$124,650	56	$168,778	114	$122,926	38	$32,949	0	$0	6	$186,007
APPLICATIONS DENIED	7	$143,920	65	$165,300	189	$110,220	48	$38,704	0	$0	6	$157,820
APPLICATIONS WITHDRAWN	6	$118,185	58	$159,745	179	$111,896	16	$88,961	0	$0	7	$93,540
FILES CLOSED FOR INCOMPLETENESS	1	$98,060	19	$163,658	56	$131,392	2	$35,775	0	$0	4	$95,850

10512 Zip Code (Carmel Hamlet, NY) Detailed Profile

For population 25 years and over in 10512:

For population 15 years and over in 10512:

Zip code 10512 compared to state average:

Races in zip code 10512

Averages for the 2012 tax year for zip code 10512, filed in 2013:

Averages for the 2004 tax year for zip code 10512, filed in 2005:

Notable locations in this zip code not listed on our city pages

Zip code 10512 household income distribution in 2015

Estimate of home value of owner-occupied houses/condos in 2015 in zip code 10512

Rent paid by renters in 2015 in zip code 10512

Estimated median house (or condo) value in 2015 for:

Mean price in 2015:

Housing units in structures:

Means of transportation to work in zip code 10512

Travel time to work (commute) in zip code 10512

Household type by relationship:

Facilities with environmental interests located in this zip code:

Place of birth for U.S.-born residents:

Private vs. public school enrollment:

Companies with federal contracts located in this zip code (CARMEL, NY):

Top industries in this zip code by the number of employees in 2005:

People in group quarters in 2010:

People in group quarters in 2000:

Fatal accident statistics in 2013:

Fatal accident statistics in 2012: