Estimated median household income in 2007: $87,868
| This zip code: | $87,868 | | New York: | $53,514 |
Nearest zip codes: 12531, 10509, 10541, 10519, 12582, 10589.
Housing units in zip code 10512 with a mortgage: 4,766 (371 second mortgage, 674 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 1,415
Median monthly owner costs for units with a mortgage: $2,342
Median monthly owner costs for units without a mortgage: $893
Residents with income below the poverty level in 2007:
| This zip code: | 4.2% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.8% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.5 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.0 | | State: | 3.6 |
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Notable locations in this zip code not listed on our city pages:
Notable location: Clear Pool Camp (A). Display/hide its location on the map
Churches in zip code 10512 include: Hermitage of Our Lady of Kursk (A), Kent and Fishkills Church (B). Display/hide their locations on the map
Lakes and reservoirs: White Pond (A), China Pond (B), Seven Hills Lake (C), Mill Pond (D), Long Pond (E), Little Buck Mountain Pond (F), Nimham, Lake (G), Pine Pond (H). Display/hide their locations on the map
Streams, rivers, and creeks: Green Briar Brook (A), Horse Pound Brook (B), Holly Stream (C). Display/hide their locations on the map
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Year house built: |
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- 1999 to March 2000: 181
- 1995 to 1998: 463
- 1990 to 1994: 396
- 1980 to 1989: 1,238
- 1970 to 1979: 1,349
- 1960 to 1969: 1,804
- 1950 to 1959: 1,711
- 1940 to 1949: 914
- 1939 or earlier: 1,124
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Bedrooms in owner-occupied houses in Carmel, NY (10512): |
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- no bedroom: 30
- 1 bedrooms: 325
- 2 bedrooms: 1,550
- 3 bedrooms: 2,964
- 4 bedrooms: 1,600
- 5 or more bedrooms: 413
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 33
- 1 bedrooms: 648
- 2 bedrooms: 658
- 3 bedrooms: 235
- 4 bedrooms: 86
- 5 or more bedrooms: 28
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Vehicles available in 10512 zip code in owner-occupied houses/condos: |
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- no vehicle: 162
- 1 vehicle: 1,467
- 2 vehicles: 2,963
- 3 vehicles: 1,641
- 4 vehicles: 491
- 5 or more vehicles: 158
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 267
- 1 vehicle: 721
- 2 vehicles: 554
- 3 vehicles: 106
- 4 vehicles: 40
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 10512:
- $40,000 to $49,999: 5
- $50,000 to $59,999: 2
- $70,000 to $79,999: 4
- $80,000 to $89,999: 7
- $90,000 to $99,999: 8
- $100,000 to $124,999: 4
- $125,000 to $149,999: 30
- $150,000 to $174,999: 94
- $175,000 to $199,999: 163
- $200,000 to $249,999: 506
- $250,000 to $299,999: 949
- $300,000 to $399,999: 2,062
- $400,000 to $499,999: 1,163
- $500,000 to $749,999: 1,302
- $750,000 to $999,999: 437
- $1,000,000 or more: 261
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Rent paid by renters in 2007 in zip code 10512:
- Less than $100: 11
- $100 to $149: 3
- $150 to $199: 13
- $250 to $299: 10
- $300 to $349: 10
- $400 to $449: 27
- $450 to $499: 10
- $500 to $549: 29
- $550 to $599: 19
- $600 to $649: 71
- $650 to $699: 64
- $700 to $749: 98
- $750 to $799: 176
- $800 to $899: 271
- $900 to $999: 272
- $1,000 to $1,249: 584
- $1,250 to $1,499: 84
- $1,500 to $1,999: 44
- No cash rent: 127
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Median price asked for vacant for-sale houses and condos in 2007: $354,615.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $383,903
- Black or African American householders: $484,620
- American Indian or Alaska Native householders: $237,042
- Asian householders: $363,886
- Some other race householders: $314,581
- Two or more races householders: $375,264
- Hispanic or Latino householders: $375,264
Estimated median house or condo value in 2007: $375,523 (it was $180,800 in 2000)
| 10512: | $375,523 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $279,390 - $646,308
Mean price in 2007:
Detached houses: $408,410| Here: | $408,410 | | State: | $352,556 |
Townhouses or other attached units: $355,525| Here: | $355,525 | | State: | $476,263 |
In 2-unit structures: $610,255| Here: | $610,255 | | State: | $482,362 |
In 3-to-4-unit structures: $390,974| Here: | $390,974 | | State: | $552,553 |
In 5-or-more-unit structures: $175,595| Here: | $175,595 | | State: | $503,284 |
Mobile homes: $589,038| Here: | $589,038 | | State: | $40,766 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 7,120
- One, attached: 689
- Two: 410
- 3 or 4: 231
- 5 to 9: 275
- 10 to 19: 260
- 20 to 49: 156
- 50 or more: 15
- Mobile homes: 24

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Means of transportation to work
- Drove a car alone: 9,852 (80%)
- Carpooled: 1,059 (9%)
- Bus or trolley bus: 115 (1%)
- Subway or elevated: 36 (0%)
- Railroad: 659 (5%)
- Taxi: 5 (0%)
- Bicycle: 11 (0%)
- Walked: 163 (1%)
- Other means: 28 (0%)
- Worked at home: 420 (3%)
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Travel time to work
- Less than 5 minutes: 273
- 5 to 9 minutes: 678
- 10 to 14 minutes: 1017
- 15 to 19 minutes: 1180
- 20 to 24 minutes: 1211
- 25 to 29 minutes: 494
- 30 to 34 minutes: 1185
- 35 to 39 minutes: 499
- 40 to 44 minutes: 642
- 45 to 59 minutes: 2065
- 60 to 89 minutes: 1631
- 90 or more minutes: 1053
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Percentage of zip code residents living and working in this county: 34.7%
Household type by relationship
Households: 23,690
- In family households: 20,970 (4,978 male householders, 1,386 female householders)
5,485 spouses, 7,653 children (7,371 natural, 146 adopted, 136 stepchildren), 211 grandchildren, 212 brothers or sisters, 178 parents, 530 other relatives, 337 non-relatives
- In nonfamily households: 2,720 (991 male householders (732 living alone)), 1,117 female householders (960 living alone)), 612 nonrelatives
- In group quarters: 223 (83 institutionalized population)
Size of family households: 2,253 2-persons, 1,483 3-persons, 1,578 4-persons, 696 5-persons, 212 6-persons, 142 7-or-more-persons.
Size of nonfamily households: 1,692 1-person, 344 2-persons, 43 3-persons, 19 4-persons, 8 5-persons, 2 6-persons.
5,014 married couples with children.
815 single-parent households (201 men, 614 women).
87.6% of residents of 10512 zip code speak English at home.
5.2% of residents speak Spanish at home (74% very well, 14% well, 6% not well, 6% not at all).
5.8% of residents speak other Indo-European language at home (70% very well, 19% well, 12% not well).
1.2% of residents speak Asian or Pacific Island language at home (83% very well, 10% well, 7% not well).
0.2% of residents speak other language at home (66% very well, 34% well).
Foreign born population: 1,682 (7.0%)
(53.7% of them are naturalized citizens)
| This zip code: | 7.0% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Italy (22%)
- Ireland (9%)
- United Kingdom (6%)
- Germany (5%)
- Guatemala (5%)
- China, excluding Hong Kong and Taiwan (5%)
- Spain (3%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 247
- 1990 to 1994: 106
- 1985 to 1989: 82
- 1980 to 1984: 218
- 1975 to 1979: 95
- 1970 to 1974: 182
- 1970 to 1974: 181
- 1965 to 1969: 571
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White population: 22,522
Black population: 327
American Indian population: 41
Asian population: 264
Native Hawaiian and Other Pacific Islander population: 3
Some other race population: 408
Two or more races population: 359

First ancestries reported:
|  Italian: 6521 |
|  Irish: 5076 |
|  German: 2060 |
|  Other groups: 2019 |
|  United States or American: 926 |
|  English: 821 |
|  Polish: 649 |
|  Russian: 344 |
|  Swedish: 302 |
|  Scottish: 200 |
|  Norwegian: 193 |
|  French (except Basque): 167 |
|  Austrian: 149 |
|  French Canadian: 148 |
|  Scotch-Irish: 139 |
|  Dutch: 118 |
|  Greek: 111 |
|  Hungarian: 106 |
|  Czech: 96 |
|  Portuguese: 94 |
|  West Indian (excluding Hispanic groups):: 78 |
|  Jamaican: 78 |
|  Welsh: 70 |
|  European: 67 |
|  Canadian: 65 |
|  Danish: 48 |
|  Romanian: 47 |
|  Czechoslovakian: 45 |
|  Slovak: 43 |
|  Lithuanian: 36 |
|  Swiss: 35 |
|  British: 32 |
|  Finnish: 31 |
|  Eastern European: 31 |
|  Ukrainian: 30 |
|  Arab:: 24 |
|  Jordanian: 24 |
|  Croatian: 23 |
|  Subsaharan African:: 14 |
|  African: 14 |
|  Celtic: 11 |
|  Slavic: 11 |
|  Northern European: 8 |
|  Armenian: 6 |
|  Latvian: 6 |
|  Belgian: 6 |
|  Estonian: 5 |
|  Scandinavian: 5 |

Facitilies with environmental interests located in this zip code:
- GEORGE FISCHER MIDDLE SCHOOL (275 FAIR ST in CARMEL, NY)
STATE MASTER (New York facility tracking) - National Pollutant Discharge Elimination System Permit,
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: SERVICES
Organizations: CARMEL CENTRAL SCHOOL DIST (CONTACT/OWNER)
, CARMEL CTL SCH DIST (LEGALLY RESPONSIBLE PARTY)
Alternative names: CARMEL CENTRAL SCHOOL DIST
- GIPSY TRAIL CLUB (GIPSY TRAIL RD in CARMEL, NY)
STATE MASTER (New York facility tracking) - PESTICIDE GENERAL, DRINKING WATER SYSTEM, SECTION 404 PERMITTING,
(Integrated Compliance Information System) - ICIS-02-2001-8091, FORMAL ENFORCEMENT ACTION
Business SIC classification: WATER SUPPLY
Organizations: GIPSY TRAIL CLUB INC (LEGALLY RESPONSIBLE PARTY)
- GEORGE FISCHER MS ( in CARMEL, NY)
(National Center for Education Statistics) - STATE ID-480102060007
Organizations: CARMEL CSD (SCHOOL DISTRICT)
- HUNTER AUTOMOTIVE QUIKSTOP/TOP GAS (238 ROUTE 52 in CARMEL, NY)
(Integrated Compliance Information System) - ICIS-02-2003-7906, FORMAL ENFORCEMENT ACTION
Business SIC classification: GASOLINE SERVICE STATIONS
- GETTY SERVICE STATION (RTE 52 in CARMEL, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: GETTY PETROLEUM CORP (CONTACT/OPERATOR)
- CLEAR POOL CAMP (RD#2, EAST BOYDS ROAD in CARMEL, NY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SERVICES
Organizations: CLEAR POOL CAMPS, INC (CONTACT/OWNER)
Alternative names: CLEAR POOL CAMPS, INC
- AMES DEPARTMENT STORES INC (171 BREWSTER AVE in CARMEL, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- CHRIS AUTOMOTIVE CENTER (349 RTE 52 in CARMEL, NY)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRANSPORTER (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: ISIDORO NERI (CONTACT/OWNER)
- ALGONQUIN GAS TRANSMISSION CO - VALVE 17 (LOVELL ST & EAST LOVELL ST in CARMEL, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: ALGONQUIN GAS TRANSMISSION COMPANY (CONTACT/OWNER)
- GUIDEPOSTS ASSOCIATES INC (39 SEMINARY HILL RD in CARMEL, NY)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
- AMERADA HESS STATION 32429 (1338 RTE 52 & LUDINGTONVILLE in CARMEL, NY)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Median worth of mobile homes: $28,322
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (68%)
- Electricity (26%)
- Bottled, tank, or LP gas (3%)
- Wood (1%)
- Utility gas (1%)
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Place of birth for U.S.-born residents:
- This state: 19263
- Northeast: 1670
- Midwest: 427
- South: 384
- West: 254
65% of the 10512 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 38% lived in this county.
Out of people who lived in different counties, 85% lived in New York.
Population in 1990: 20,716. Population change in the 1990s: +3,208 (+15.5%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 346
| Here: | 11.8% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 92
| Here: | 6.6% | | New York: | 13.2% |
Students in private undergraduate colleges: 314
| Here: | 37.0% | | New York: | 38.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (CARMEL, NY):
- JAMES A STALEY CO INC (5 BOWEN CT; small business): $883,054 in 3 contracts from 1999 to 2002
$640,974 with Navy for Aircraft Propellers and Components. Signed on 2001-09-21. Completion date: 2002-06-21.
$242,080 with Air Force for Aircraft Maintenance and Repair Shop Specialized Equipment. Signed on 1999-12-21. Completion date: 2000-06-30.
$0 with Defense Logistics Agency for Electrical and Electronic Properties Measuring and Testing Instruments. Signed on 2002-09-21. Completion date: 2004-09-21.
- JADE ENVIRONMENTAL (8 LINDEN RD; small business): $83,162 in 12 contracts from 2003 to 2005
Contracts for Other Environmental Services, Studies, and Analytical Support, Equipment and Materials Testing -- Pipe, Tubing, Hose, and Fittings by Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $74,830; 2004: $-5,718; 2005: $14,050; 2006: $0.
Biggest contracts:
$44,830 with Army for Other Environmental Services, Studies, and Analytical Support. Signed on 2003-07-14. Completion date: 2003-11-11.
$30,000, same as above. Signed on 2003-09-23. Completion date: 2003-11-11.
$8,750, same as above. Signed on 2005-06-06. Completion date: 2007-09-24.
$8,750, same as above. Signed on 2004-09-30. Completion date: 2005-01-28.
- RADOVICH & DEAN MUSIC INC (56 GLENEIDA AVE)
$4,924 with Air Force for Musical Instrument Parts and Accessories. Signed on 2006-05-17. Completion date: 2006-06-02.
- NEW YORK PROCESSOR SERVICE (121 FAIRWAYS CRESCENT; small business): $4,800 in 2 contracts in 2003
$4,800 with Army for Maintenance, Repair and Rebuilding of Equipment -- Instruments and Laboratory Equipment. Taking place in DC. Signed on 2003-10-30. Completion date: 2004-09-30.
$0, same as above. Signed on 2003-10-30. Completion date: 2004-09-30.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: General Medical and Surgical Hospitals (500-999 employees: 1 establishment)
- Information: Periodical Publishers (250-499: 1)
- Health Care and Social Assistance: Psychiatric and Substance Abuse Hospitals (250-499: 1)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (50-99: 1, 20-49: 3, 10-19: 5, 5-9: 11, 1-4: 11)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 1, 20-49: 1, 10-19: 1, 5-9: 3, 1-4: 8)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 3, 5-9: 7, 1-4: 7)
- Other Services (except Public Administration): Religious Organizations (50-99: 1, 20-49: 1, 10-19: 1, 5-9: 1, 1-4: 1)
- Professional, Scientific, and Technical Services: Offices of Lawyers (20-49: 1, 10-19: 3, 5-9: 3, 1-4: 11)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 119 people in hospitals or wards for drug/alcohol abuse
- 48 people in homes for the mentally retarded
- 24 people in religious group quarters
- 14 people in homes for the mentally ill
- 7 people in other noninstitutional group quarters
- 4 people in other nonhousehold living situations
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 5 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $259,532 | 579 | $275,699 | 726 | $238,333 | 136 | $118,537 | 5 | $391,448 | 66 | $287,321 | 3 | $37,863 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 104 | $259,368 | 202 | $234,035 | 38 | $138,521 | 0 | $0 | 12 | $347,069 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $399,870 | 126 | $256,614 | 697 | $286,350 | 141 | $132,561 | 0 | $0 | 41 | $263,458 | 5 | $97,028 |
| APPLICATIONS WITHDRAWN | 4 | $238,600 | 75 | $257,006 | 346 | $270,207 | 34 | $143,439 | 0 | $0 | 21 | $236,351 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 25 | $235,904 | 172 | $312,907 | 6 | $126,800 | 0 | $0 | 4 | $214,223 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 5 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $255,225 | 727 | $256,731 | 1,044 | $237,600 | 188 | $123,208 | 6 | $711,897 | 75 | $288,180 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 112 | $247,957 | 229 | $221,901 | 58 | $80,243 | 0 | $0 | 18 | $275,236 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $367,450 | 157 | $255,779 | 714 | $275,769 | 131 | $136,737 | 0 | $0 | 37 | $283,226 | 2 | $191,705 |
| APPLICATIONS WITHDRAWN | 5 | $292,176 | 133 | $244,596 | 552 | $244,977 | 57 | $106,449 | 0 | $0 | 18 | $271,034 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 29 | $285,325 | 128 | $286,506 | 15 | $154,947 | 0 | $0 | 3 | $437,633 | 2 | $132,985 |
Aggregated Statistics For Year 2005 (Based on 5 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $200,133 | 858 | $263,830 | 1,300 | $243,758 | 195 | $122,782 | 1 | $858,870 | 90 | $269,364 | 1 | $30,540 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 117 | $273,928 | 250 | $225,775 | 43 | $120,746 | 0 | $0 | 15 | $189,162 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $206,585 | 167 | $263,836 | 650 | $266,475 | 142 | $97,336 | 0 | $0 | 18 | $421,766 | 3 | $204,540 |
| APPLICATIONS WITHDRAWN | 2 | $176,980 | 153 | $262,884 | 695 | $255,751 | 85 | $191,016 | 0 | $0 | 34 | $293,209 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 35 | $237,301 | 161 | $303,286 | 11 | $143,087 | 0 | $0 | 4 | $179,708 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 5 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $210,939 | 887 | $257,239 | 1,389 | $214,151 | 171 | $118,720 | 4 | $477,103 | 108 | $230,241 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $241,303 | 130 | $264,645 | 300 | $224,211 | 37 | $76,765 | 0 | $0 | 18 | $215,817 |
| APPLICATIONS DENIED | 3 | $258,173 | 143 | $252,434 | 635 | $231,381 | 154 | $86,104 | 1 | $200,000 | 24 | $212,936 |
| APPLICATIONS WITHDRAWN | 4 | $216,055 | 116 | $263,568 | 662 | $220,004 | 73 | $99,232 | 1 | $100,000 | 20 | $163,785 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 29 | $231,820 | 137 | $242,344 | 39 | $95,338 | 2 | $299,550 | 12 | $151,905 |
Aggregated Statistics For Year 2003 (Based on 5 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $214,280 | 881 | $252,566 | 2,906 | $188,798 | 105 | $83,124 | 1 | $323,180 | 114 | $190,182 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $197,623 | 122 | $247,294 | 545 | $185,772 | 48 | $67,600 | 0 | $0 | 15 | $209,929 |
| APPLICATIONS DENIED | 3 | $265,397 | 117 | $237,727 | 895 | $194,869 | 121 | $50,457 | 0 | $0 | 38 | $218,085 |
| APPLICATIONS WITHDRAWN | 2 | $187,980 | 97 | $242,447 | 668 | $194,132 | 52 | $61,807 | 0 | $0 | 18 | $179,083 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 29 | $229,532 | 141 | $191,774 | 22 | $59,477 | 0 | $0 | 13 | $203,836 |
Aggregated Statistics For Year 2002 (Based on 5 full and 10 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $186,422 | 912 | $212,931 | 1,789 | $169,084 | 112 | $59,001 | 1 | $289,650 | 93 | $163,122 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $228,223 | 139 | $225,160 | 354 | $168,714 | 78 | $46,978 | 0 | $0 | 14 | $188,504 |
| APPLICATIONS DENIED | 4 | $154,993 | 99 | $201,862 | 505 | $167,695 | 113 | $55,201 | 1 | $350,000 | 17 | $192,946 |
| APPLICATIONS WITHDRAWN | 8 | $204,630 | 95 | $236,849 | 589 | $156,010 | 73 | $44,026 | 0 | $0 | 7 | $184,537 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 29 | $191,230 | 169 | $166,408 | 8 | $46,658 | 0 | $0 | 3 | $190,527 |
Aggregated Statistics For Year 2001 (Based on 5 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 63 | $151,826 | 830 | $186,985 | 1,213 | $158,904 | 139 | $54,692 | 3 | $282,270 | 54 | $127,320 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $148,494 | 95 | $202,847 | 248 | $134,074 | 73 | $45,676 | 0 | $0 | 14 | $154,265 |
| APPLICATIONS DENIED | 8 | $137,706 | 111 | $146,542 | 473 | $130,795 | 124 | $32,869 | 0 | $0 | 17 | $107,643 |
| APPLICATIONS WITHDRAWN | 9 | $187,434 | 100 | $190,147 | 511 | $136,561 | 118 | $46,724 | 0 | $0 | 13 | $218,716 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 21 | $181,059 | 104 | $143,627 | 15 | $50,913 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 5 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 84 | $136,163 | 844 | $173,421 | 330 | $109,293 | 138 | $33,885 | 3 | $196,827 | 47 | $123,970 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $148,844 | 104 | $179,282 | 125 | $127,026 | 63 | $40,716 | 0 | $0 | 5 | $103,924 |
| APPLICATIONS DENIED | 11 | $135,296 | 162 | $156,647 | 312 | $99,628 | 92 | $35,815 | 0 | $0 | 6 | $97,417 |
| APPLICATIONS WITHDRAWN | 11 | $165,973 | 114 | $168,863 | 316 | $87,761 | 33 | $36,141 | 3 | $149,330 | 7 | $117,136 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 25 | $154,039 | 130 | $160,745 | 4 | $45,820 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 full and 5 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 53 | $129,405 | 469 | $152,543 | 362 | $124,650 | 73 | $29,601 | 1 | $456,760 | 36 | $120,693 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $124,650 | 56 | $168,778 | 114 | $122,926 | 38 | $32,949 | 0 | $0 | 6 | $186,007 |
| APPLICATIONS DENIED | 7 | $143,920 | 65 | $165,300 | 189 | $110,220 | 48 | $38,704 | 0 | $0 | 6 | $157,820 |
| APPLICATIONS WITHDRAWN | 6 | $118,185 | 58 | $159,745 | 179 | $111,896 | 16 | $88,961 | 0 | $0 | 7 | $93,540 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $98,060 | 19 | $163,658 | 56 | $131,392 | 2 | $35,775 | 0 | $0 | 4 | $95,850 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 5 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 115 | $308,830 | 57 | $298,814 | 5 | $284,796 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $311,020 | 23 | $341,801 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $596,606 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 10 | $304,175 | 6 | $314,708 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $640,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 5 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 64 | $293,666 | 25 | $322,613 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $320,443 | 13 | $331,848 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $445,662 | 6 | $807,735 | 1 | $969,280 |
| APPLICATIONS WITHDRAWN | 3 | $271,217 | 2 | $212,490 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 5 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 94 | $288,712 | 26 | $262,022 | 7 | $272,494 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $267,890 | 14 | $375,228 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $332,500 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $255,516 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $251,620 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 5 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 104 | $241,924 | 28 | $278,138 | 5 | $256,874 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 45 | $235,697 | 19 | $225,033 | 1 | $80,440 |
| APPLICATIONS DENIED | 5 | $252,108 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 17 | $208,501 | 5 | $360,126 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $262,043 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 5 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 189 | $239,553 | 85 | $213,849 | 5 | $239,538 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 45 | $242,026 | 27 | $232,320 | 0 | $0 |
| APPLICATIONS DENIED | 9 | $172,997 | 4 | $228,538 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $220,165 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 13 | $212,032 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 5 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 264 | $192,202 | 60 | $192,625 | 4 | $138,260 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 70 | $193,328 | 36 | $162,761 | 5 | $141,462 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $149,050 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 14 | $225,219 | 9 | $211,343 | 2 | $185,665 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $197,483 | 1 | $141,810 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 5 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 266 | $175,576 | 84 | $167,892 | 3 | $174,920 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 53 | $183,492 | 21 | $161,886 | 1 | $130,000 |
| APPLICATIONS DENIED | 14 | $157,729 | 2 | $204,775 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $161,959 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 5 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 228 | $165,690 | 24 | $132,317 | 5 | $139,314 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 48 | $189,550 | 7 | $140,527 | 2 | $105,155 |
| APPLICATIONS DENIED | 7 | $124,330 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $232,325 | 2 | $204,845 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 8 | $221,265 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 160 | $155,672 | 40 | $144,971 | 3 | $103,530 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 23 | $158,410 | 10 | $156,185 | 0 | $0 |
| APPLICATIONS DENIED | 8 | $162,639 | 2 | $227,535 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $153,958 | 1 | $152,370 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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