10512 Zip Code Detailed Profile




Cities: Carmel Hamlet, NY (17.23%), Lake Carmel, NY (9.11%)
County: Putnam County, NY
Estimated zip code population in 2013: 24,778
Zip code population in 2010: 25,590
Zip code population in 2000: 23,924

Houses and condos: 9,963
Renter-occupied apartments: 1,365
% of renters here:

15%
State:

46%
Mar. 2013 cost of living index in zip code 10512: 144.5 (very high, U.S. average is 100)

Land area: 54.6 sq. mi.
Water area: 5.7 sq. mi.
Population density: 454 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 10512
Zip code 10512 (Carmel Hamlet, New York) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

2.3% ($7,925)
New York:

1.6% ($4,559)
Median real estate property taxes paid for housing units with mortgages in 2013: $8,216 (2.4%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $7,216 (2.2%)

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Males: 12,248  (49.4%)
Females: 12,530  (50.6%)

For population 25 years and over in 10512:

For population 15 years and over in 10512:

Zip code 10512 compared to state average:

  • Median household income above state average.
  • Black race population percentage significantly below state average.
  • Median age above state average.
  • Foreign-born population percentage below state average.
  • Renting percentage significantly below state average.
  • House age below state average.
  • Races in zip code 10512

  • Zip code 10512 races chart
    • 21,154White population
    • 526Black population
    • 43American Indian population
    • 455Asian population
    • 6Native Hawaiian and Other Pacific Islander population
    • 42Some other race population
    • 270Two or more races population
    • 3,094Hispanic or Latino population

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10512, NY forum
Recent posts about zip code 10512 area on our local forum with over 1,800,000 registered users:
What's an affordable place to live within 1 1/2-2 hours of Manhattan?  (12 replies)
Urban population: 18,395
Rural population: 6,382

Estimated median house/condo value in 2013: $339,600
10512:

$339,600
New York:

$277,600



According to our research of New York and other state lists there were 4 registered sex offenders living in 10512 zip code as of August 01, 2015.
The ratio of number of residents in zip code 10512 to the number of sex offenders is 6,063 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is a lot smaller than the state average.


Median resident age:
This zip code:

42.5 years
New York median age:

38.2 years
Average household size:
This zip code:

2.7 people
New York:

2.6 people

Averages for the 2012 tax year for zip code 10512, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $82,771 (Individual Income Tax Returns)
Here:

$82,771
State:

$77,088

Salary/wage: $75,309 (reported on 83.1% of returns)
Here:

$75,309
State:

$60,593
(% of AGI for various income ranges: 69.8% for AGIs below $25k, 74.5% for AGIs $25k-50k, 73.5% for AGIs $50k-75k, 75.1% for AGIs $75k-100k, 79.1% for AGIs $100k-200k, 73.6% for AGIs over 200k)

Taxable interest for individuals: $946 (reported on 52.8% of returns)
This zip code:

$946
New York:

$3,125
(% of AGI for various income ranges: 2.0% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Ordinary dividends: $3,462 (reported on 29.1% of returns)
Here:

$3,462
State:

$10,299
(% of AGI for various income ranges: 2.9% for AGIs below $25k, 1.6% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Net capital gain/loss in AGI: +$7,756 (reported on 20.9% of returns)
Here:

+$7,756
State:

+$42,474
(% of AGI for various income ranges: 0.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 5.7% for AGIs over 200k)

Profit/loss from business: +$13,363 (reported on 15.4% of returns)
Here:

+$13,363
State:

+$16,168
(% of AGI for various income ranges: 8.7% for AGIs below $25k, 4.4% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 2.2% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $18,204 (reported on 11.4% of returns)
10512:

$18,204
New York:

$17,621
(% of AGI for various income ranges: 4.1% for AGIs below $25k, 2.6% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 2.4% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Self-employment retirement plans: $17,070 (reported on 0.8% of returns)
10512:

$17,070
New York:

$27,330
(% of AGI for various income ranges: 0.1% for AGIs $50k-75k, 0.4% for AGIs over 200k)

Total itemized deductions: $29,970 (23% of AGI, reported on 54.3% of returns)
Here:

$29,970
State:

$34,985

Here:

23.5% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 20.7% for AGIs below $25k, 17.3% for AGIs $25k-50k, 20.8% for AGIs $50k-75k, 22.4% for AGIs $75k-100k, 21.6% for AGIs $100k-200k, 16.4% for AGIs over 200k)

Charity contributions: $2,476 (reported on 47.3% of returns)
Here:

$2,476
State:

$5,572
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Taxes paid: $16,543 (reported on 54.1% of returns)
10512:

$16,543
State:

$18,656
(% of AGI for various income ranges: 7.9% for AGIs below $25k, 7.8% for AGIs $25k-50k, 10.0% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 11.5% for AGIs $100k-200k, 11.4% for AGIs over 200k)

Earned income credit: $1,646 (reported on 7.7% of returns)
Here:

$1,646
State:

$2,230
(% of AGI for various income ranges: 2.8% for AGIs below $25k, 0.6% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 10512, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $67,078 (Individual Income Tax Returns)
Here:

$67,078
State:

$59,519

Salary/wage: $62,571 (reported on 85.0% of returns)
Here:

$62,571
State:

$50,673
(% of AGI for various income ranges: 119.9% for AGIs below $10k, 66.6% for AGIs $10k-25k, 79.5% for AGIs $25k-50k, 80.4% for AGIs $50k-75k, 84.0% for AGIs $75k-100k, 77.9% for AGIs over 100k)

Taxable interest for individuals: $997 (reported on 68.4% of returns)
This zip code:

$997
New York:

$2,377
(% of AGI for various income ranges: 8.5% for AGIs below $10k, 3.3% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Taxable dividends: $2,137 (reported on 35.8% of returns)
Here:

$2,137
State:

$5,394
(% of AGI for various income ranges: 5.7% for AGIs below $10k, 2.8% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Net capital gain/loss: +$6,655 (reported on 26.8% of returns)
Here:

+$6,655
State:

+$23,581
(% of AGI for various income ranges: -3.3% for AGIs below $10k, 0.1% for AGIs $10k-25k, -0.1% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 4.5% for AGIs over 100k)

Profit/loss from business: +$14,902 (reported on 15.9% of returns)
Here:

+$14,902
State:

+$13,809
(% of AGI for various income ranges: 8.1% for AGIs below $10k, 8.9% for AGIs $10k-25k, 4.2% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 3.3% for AGIs over 100k)

IRA payment deduction: $3,223 (reported on 3.3% of returns)
10512:

$3,223
New York:

$3,115
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $13,112 (reported on 1.4% of returns)
Here:

$13,112
New York:

$19,016
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Total itemized deductions: $24,849 (25% of AGI, reported on 57.4% of returns)
Here:

$24,849
State:

$25,864

Here:

24.9% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 30.6% for AGIs below $10k, 20.0% for AGIs $10k-25k, 19.8% for AGIs $25k-50k, 24.1% for AGIs $50k-75k, 24.7% for AGIs $75k-100k, 19.7% for AGIs over 100k)

Charity contributions deductions: $2,383 (2% of AGI, reported on 53.5% of returns)
Here:

$2,383
State:

$4,439

Here:

2.3% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.9% for AGIs below $10k, 1.2% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Total tax: $10,565 (reported on 82.2% of returns)
10512:

$10,565
State:

$11,730
(% of AGI for various income ranges: 4.2% for AGIs below $10k, 4.9% for AGIs $10k-25k, 7.7% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 9.4% for AGIs $75k-100k, 16.9% for AGIs over 100k)

Earned income credit: $1,361 (reported on 5.8% of returns)
Here:

$1,361
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 68.7%
Here:

69%
State:

67%
(% for various income ranges: 56.9% for AGIs below $10k, 67.9% for AGIs $10k-25k, 67.2% for AGIs $25k-50k, 72.4% for AGIs $50k-75k, 75.6% for AGIs $75k-100k, 73.4% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$87,802
New York:

$57,369
Carmel Hamlet, NY (10512) map Nearest zip codes: 10541, 12582, 12531, 10505, 12533, 10519.
Percentage of family households:
This zip code:

56.6%
New York:

47.6%
Percentage of households with unmarried partners:
This zip code:

3.7%
New York:

6.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 293
Household did not receive Food Stamps/SNAP in the past 12 months: 8,625


Women who had a birth in the past 12 months: 181 (177 now married, 4 unmarried)
Women who did not have a birth in the past 12 months: 5,439 (3,112 now married, 2,327 unmarried)


Housing units in zip code 10512 with a mortgage: 5,384 (333 second mortgage, 1,336 home equity loan, 52 both second mortgage and home equity loan)
Houses without a mortgage: 2,169

Median monthly owner costs for units with a mortgage: $2,568
Median monthly owner costs for units without a mortgage: S996

Residents with income below the poverty level in 2013:
This zip code:

4.7%
Whole state:

16.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

2.9%
Whole state:

9.0%
Median number of rooms in houses and condos:
Here:

6.5
State:

6.4
Median number of rooms in apartments:
Here:

3.6
State:

3.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 10512: Gipsy Trail Club (A), Fahnestock Ski Slope (B), Secor Corners (C), Sedgewood Club (D), Carmel Town Sewage District 2 Wastewater Treatment Plant (E), Centennial Golf Club (F), Hopkins Corners (G), Gleneida Trotting Park (H), Hill and Dale Country Club (I), Yale Corners (J), Clear Pool Camp (K), Camp Joy and Hope (L), Camp Hines (M), Camp Herrich (N), Foshay Corners (O), Putnam County Courthouse (P), Reed Memorial Library (Q), Kent Public Library (R), Plaza at Clover Lake Assisted Living Center (S), Arms Acres (T). Display/hide their locations on the map

    Shopping Center: Putnam Plaza Shopping Center (1). Display/hide its location on the map

    Churches in zip code 10512 include: Second Kent Baptist Church (A), Kent-Fishkill Baptist Church (B), Our Lady of the Lake Church (C), Drew United Methodist Church (D), Gilead Presbyterian Church (E), Saint James the Apostle Church (F), Mount Carmel Baptist Church (G). Display/hide their locations on the map

    Cemeteries: Raymond Hill Cemetery (1), Union Cemetery (2), Ellis Cemetery (3), Crane Cemetery (4), Bailey Cemetery (5), Ballard Ground Cemetery (6), Kent Cliffs Baptist Church Burying Ground (7). Display/hide their locations on the map

    Lakes, reservoirs, and swamps: John Pond (A), Little Buck Mountain Pond (B), Mill Pond (C), Lake Nimham (D), Palmer Lake (E), Pine Pond (F), Seven Hills Lake (G), Lake Tibet (H). Display/hide their locations on the map

    Streams, rivers, and creeks: Green Briar Brook (A), Stump Pond Stream (B), Black Pond Brook (C), Bailey Brook (D), Middle Branch Croton River (E), Michael Brook (F), Leetown Brook (G), Horse Pound Brook (H), Beaver Brook (I). Display/hide their locations on the map

Year house built

  • 592010 or later
  • 9482000 to 2009
  • 1,0631990 to 1999
  • 1,2981980 to 1989
  • 1,3801970 to 1979
  • 1,7751960 to 1969
  • 1,2601950 to 1959
  • 7951940 to 1949
  • 1,3851939 or earlier

Zip code 10512 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Carmel Hamlet, NY (10512)

  • 29no bedroom
  • 5031 bedroom
  • 1,9422 bedrooms
  • 2,8093 bedrooms
  • 1,9824 bedrooms
  • 2885+ bedrooms

Bedrooms in renter-occupied apartments in Carmel Hamlet, NY (10512)

  • 55no bedroom
  • 6681 bedroom
  • 4012 bedrooms
  • 1583 bedrooms
  • 164 bedrooms
  • 675+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Carmel Hamlet, NY (10512) in owner-occupied houses/condos

  • 237no vehicle
  • 1,7081 vehicle
  • 3,1912 vehicles
  • 1,7013 vehicles
  • 5034 vehicles
  • 2135+ vehicles

Cars and other vehicles available in Carmel Hamlet, NY (10512) in renter-occupied apartments

  • 242no vehicle
  • 5621 vehicle
  • 4642 vehicles
  • 973 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $1,131.


Median price asked for vacant for-sale houses and condos in 2013: $338,650.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $339,600
10512:

$339,600
New York:

$277,600
Lower value quartile - upper value quartile: $258,600 - $449,400

Mean price in 2013:

Detached houses: $417,436
Here:

$417,436
State:

$328,266

Townhouses or other attached units: $285,937
Here:

$285,937
State:

$477,144

In 2-unit structures: $399,154
Here:

$399,154
State:

$441,340

In 3-to-4-unit structures: $524,181
Here:

$524,181
State:

$551,450

In 5-or-more-unit structures: $350,003
Here:

$350,003
State:

$715,153

Mobile homes: $72,153
Here:

$72,153
State:

$57,967

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 5.4%

Percentage of zip code residents living and working in this county: 34.9%

Household type by relationship:

Households: 24,338

Size of family households: 2,590 2-persons, 1,478 3-persons, 1,446 4-persons, 757 5-persons, 181 6-persons, 146 7-or-more-persons

Size of nonfamily households: 2,075 1-person, 229 2-persons, 16 3-persons

4,924 married couples with children.
659 single-parent households (78 men, 581 women).

82.8% of residents of 10512 zip code speak English at home.
8.9% of residents speak Spanish at home (76% very well, 18% well, 4% not well, 1% not at all).
6.4% of residents speak other Indo-European language at home (78% very well, 17% well, 5% not well).
1.5% of residents speak Asian or Pacific Island language at home (50% very well, 24% well, 8% not well, 18% not at all).
0.4% of residents speak other language at home (58% very well, 31% well, 10% not well).

Foreign born population: 2,901 (11.7%)
(63.8% of them are naturalized citizens)
This zip code:

11.7%
Whole state:

22.3%

Most common places of birth for the foreign-born residents

  • 10%Italy
  • 9%Guatemala
  • 8%Ireland
  • 7%Poland
  • 4%China, excluding Hong Kong and Taiwan
  • 3%Peru
  • 3%Mexico

Most common first ancestries reported in 10512 (%)

  • 21%Italian
  • 17%Irish
  • 17%Other groups
  • 9%German
  • 4%American
  • 4%Polish
  • 3%English

Year of entry for the foreign-born population

  • 462010 or later
  • 5642000 to 2009
  • 6501990 to 1999
  • 1,887Before 1990

Zip code 10512 topographic map

There are 387 Other Medical Specialists in Zip Code 10512.

Facilities with environmental interests located in this zip code:


Zip code 10512 marital status for males
Zip code 10512 marital status for females

Housing units lacking complete plumbing facilities: 1.3%
Housing units lacking complete kitchen facilities: 2.1%

Most commonly used house heating fuel

  • 60%Fuel oil, kerosene, etc.
  • 24%Electricity
  • 8%Utility gas
  • 4%Wood
  • 3%Bottled, tank, or LP gas
  • 1%Other fuel

Population in 1990: 20,716. Population change in the 1990s: +3,208 (+15.5%).

Place of birth for U.S.-born residents:


65% of the 10512 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 38% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

93% of the 10512 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 42% moved from this county.
   Out of people who lived in different houses, 45% moved from different county within same state.
   Out of people who lived in different houses, 12% moved from different state.
   Out of people who lived in different houses, 2% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 168
Here:

5.7%
New York:

12.7%
Students in private schools in grades 9 to 12 (high school): 171
Here:

10.3%
New York:

12.6%
Students in private undergraduate colleges: 525
Here:

43.2%
New York:

35.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 100,114Management occupations
  • 99,205Law enforcement workers including supervisors
  • 96,042Life, physical, and social science occupations
  • 93,750Legal occupations
  • 86,750Health diagnosing and treating practitioners and other technical occupations
  • 82,430Architecture and engineering occupations

Companies with federal contracts located in this zip code (CARMEL, NY):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 204 people in residential treatment centers for adults
  • 122 people in local jails and other municipal confinement facilities
  • 82 people in group homes intended for adults
  • 21 people in other noninstitutional facilities
  • 2 people in workers' group living quarters and job corps centers

People in group quarters in 2000:

  • 119 people in hospitals or wards for drug/alcohol abuse
  • 48 people in homes for the mentally retarded
  • 24 people in religious group quarters
  • 14 people in homes for the mentally ill
  • 7 people in other noninstitutional group quarters
  • 4 people in other nonhousehold living situations

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 5 full and 10 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED92$279,614196$276,985615$251,71839$113,7703$418,23724$257,8540$0
APPLICATIONS APPROVED, NOT ACCEPTED17$222,97542$265,83380$267,7448$79,8430$01$400,0000$0
APPLICATIONS DENIED30$256,02843$245,504418$287,15437$80,9120$017$225,3632$219,015
APPLICATIONS WITHDRAWN18$300,23639$236,318209$273,3239$136,1090$08$226,5510$0
FILES CLOSED FOR INCOMPLETENESS10$259,2879$269,71862$265,6244$657,5150$02$1,074,3400$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 5 full and 10 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED49$280,9138$321,636
APPLICATIONS APPROVED, NOT ACCEPTED22$279,2878$325,668
APPLICATIONS DENIED10$250,36411$294,868
APPLICATIONS WITHDRAWN6$269,2155$348,222
FILES CLOSED FOR INCOMPLETENESS2$351,8652$291,445

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 10512 among deceased individuals
NameCountLived (average)
John15073.3 years
Mary14079.9 years
William12476.2 years
Joseph10073.8 years
Anna7880.0 years
James7671.5 years
Robert6569.1 years
Helen6480.8 years
Frank6372.7 years
Edward6272.8 years
Most common last names in zip code 10512 among deceased individuals
Last nameCountLived (average)
Smith3574.1 years
Adams2077.7 years
Ryan1669.9 years
Walsh1376.0 years
Murphy1374.6 years
Knapp1166.4 years
Brown1175.0 years
Williams1072.7 years
Barrett1071.8 years
Murray1072.4 years
Businesses in zip code 10512
NameCountNameCount
Advance Auto Parts1RadioShack1
Blockbuster1Rite Aid2
DressBarn1Sprint Nextel1
Dressbarn1Starbucks1
Dunkin Donuts2Subway1
FedEx1T-Mobile1
GNC2The Athlete's Foot1
H&R Block1U-Haul1
KFC1UPS2
McDonald's1Wendy's1
Quiznos1

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