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10516 Zip Code Detailed Profile

 



Profiles Cold Spring, NY (10516) houses, apartments, residents, cars, jobs...

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City: Cold Spring, NY
Putnam County, NY
Zip code population (2000): 5,190
Estimated zip code population in 2007: 5,226



Age and Sex of Residents in zip code 10516

Zip code 10516 (Cold Spring, New York) real estate house value trends

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Cold Spring, NY (10516) map from a distance

Houses and condos: 2,340
Renter-occupied apartments: 591
% of renters here:  28%
State:  47%

2008 cost of living index in zip code 10516: 142.9 (very high, U.S. average is 100)

Land area: 30.5 sq. mi.
Water area: 0.5 sq. mi.
Population density: 171 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  2.7% ($4,701)
New York:  2.4% ($2,847)

List your B&M business here for free. Over a million visitors/week. Get a huge advantage over your competition

Males: 2,520  (48.6%)
Females: 2,670  (51.4%)

Zip code 10516 races chart


Urban population: 3,422
Rural population: 1,768

Estimated median house/condo value in 2007: $445,851
10516:  $445,851
New York:  $311,000


According to our research of public records there was one registered sex offender living in 10516 zip code in early 2007.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.

Median resident age:  41.1 years
New York median age:  35.9 years

Average household size:
This zip code:  2.4 people
New York:  2.6 people

Averages for the 2004 tax year for zip code 10516, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $92,511 (Individual Income Tax Returns)
Here:  $92,511
State:  $59,519

Salary/wage: $70,123 (reported on 79.8% of returns)
Here:  $70,123
State:  $50,673
(% of AGI for various income ranges: 177.0% for AGIs below $10k, 59.0% for AGIs $10k-25k, 72.5% for AGIs $25k-50k, 77.4% for AGIs $50k-75k, 81.7% for AGIs $75k-100k, 52.9% for AGIs over 100k)

Taxable interest for individuals: $1,993 (reported on 66.4% of returns)
This zip code:  $1,993
New York:  $2,377
(% of AGI for various income ranges: 19.0% for AGIs below $10k, 3.5% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $3,428 (reported on 41.6% of returns)
Here:  $3,428
State:  $5,394
(% of AGI for various income ranges: 22.9% for AGIs below $10k, 3.6% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Net capital gain/loss: +$21,645 (reported on 32.7% of returns)
Here:  +$21,645
State:  +$23,581
(% of AGI for various income ranges: -5.4% for AGIs below $10k, 0.0% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 10.7% for AGIs over 100k)

Profit/loss from business: +$18,164 (reported on 20.6% of returns)
Here:  +$18,164
State:  +$13,809
(% of AGI for various income ranges: 2.5% for AGIs below $10k, 12.0% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 5.9% for AGIs $50k-75k, 4.6% for AGIs $75k-100k, 3.1% for AGIs over 100k)

IRA payment deduction: $2,978 (reported on 3.7% of returns)
10516:  $2,978
New York:  $3,115
(% of AGI for various income ranges: 0.5% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $14,585 (reported on 2.6% of returns)
Here:  $14,585
New York:  $19,016

Total itemized deductions: $29,991 (1% of AGI, reported on 53.1% of returns)
Here:  $29,991
State:  $25,864
(% of AGI for various income ranges: 50.5% for AGIs below $10k, 16.7% for AGIs $10k-25k, 15.7% for AGIs $25k-50k, 18.2% for AGIs $50k-75k, 20.7% for AGIs $75k-100k, 16.6% for AGIs over 100k)

Charity contributions deductions: $3,975 (3.0% of AGI, reported on 49.5% of returns)
Here:  $3,975
New York:  $4,439

Here:  3.0% of AGI
State:  3.6% of AGI
(% of AGI for various income ranges: 2.8% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Total tax: $17,178 (reported on 84.1% of returns)
10516:  $17,178
State:  $11,730
(% of AGI for various income ranges: 7.5% for AGIs below $10k, 5.3% for AGIs $10k-25k, 8.6% for AGIs $25k-50k, 10.8% for AGIs $50k-75k, 10.7% for AGIs $75k-100k, 18.3% for AGIs over 100k)

Earned income credit: $1,397 (reported on 5.3% of returns)
Here:  $1,397
State:  $1,757
(% of AGI for various income ranges: 6.9% for AGIs below $10k, 1.8% for AGIs $10k-25k, 0.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 68.5%
Here:  68%
State:  67%
(% for various income ranges: 61.0% for AGIs below $10k, 64.3% for AGIs $10k-25k, 65.0% for AGIs $25k-50k, 71.1% for AGIs $50k-75k, 72.2% for AGIs $75k-100k, 76.1% for AGIs over 100k)


Estimated median household income in 2007: $77,671
This zip code:  $77,671
New York:  $53,514
Cold Spring, NY (10516) map

Nearest zip codes: 12508, 10524, 10996, 12520, 10928, 12524.


Percentage of family households:
This zip code:  65.5%
Whole state:  65.7%

Percentage of households with unmarried partners:
This zip code:  5.1%
Whole state:  5.4%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.7% of all households
  • Gay men: 0.7% of all households

Housing units in zip code 10516 with a mortgage: 843 (94 second mortgage, 107 home equity loan, 6 both second mortgage and home equity loan)
Houses without a mortgage: 419


Median monthly owner costs for units with a mortgage: $2,236

Median monthly owner costs for units without a mortgage: $873

Residents with income below the poverty level in 2007:
This zip code:  5.5%
Whole state:  13.7%

Residents with income below 50% of the poverty level in 2007:
This zip code:  2.6%
Whole state:  6.1%

Median number of rooms in houses and condos:
Here:  6.4
State:  6.3

Median number of rooms in apartments:
Here:  3.7
State:  3.6


Zip code 10516 close-up map

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 10516: McKeel Corners (A), Storm King (B), Camp Wiccopee (C). Display/hide their locations on the map

Lakes and reservoirs: Cat Pond (A), Dales Pond (B), Laths Pond (C), Barrett Pond (D), Jordan Pond (E), Jacox Pond (F), Lake Surprise (G), Cold Spring Reservoir (H). Display/hide their locations on the map

 

Year house built:
  • 1999 to March 2000: 5
  • 1995 to 1998: 58
  • 1990 to 1994: 87
  • 1980 to 1989: 231
  • 1970 to 1979: 377
  • 1960 to 1969: 290
  • 1950 to 1959: 235
  • 1940 to 1949: 155
  • 1939 or earlier: 904



Zip code 10516 satellite photo by USGS


Bedrooms in owner-occupied houses in Cold Spring, NY (10516):
  • no bedroom: 7
  • 1 bedrooms: 50
  • 2 bedrooms: 390
  • 3 bedrooms: 722
  • 4 bedrooms: 301
  • 5 or more bedrooms: 84


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 10
  • 1 bedrooms: 286
  • 2 bedrooms: 189
  • 3 bedrooms: 65
  • 4 bedrooms: 26
  • 5 or more bedrooms: 15



Vehicles available in 10516 zip code in owner-occupied houses/condos:
  • no vehicle: 96
  • 1 vehicle: 494
  • 2 vehicles: 706
  • 3 vehicles: 223
  • 4 vehicles: 21
  • 5 or more vehicles: 14


Vehicles available in renter-occupied apartments:
  • no vehicle: 88
  • 1 vehicle: 266
  • 2 vehicles: 168
  • 3 vehicles: 60
  • 4 vehicles: 2
  • 5 or more vehicles: 7



Estimated household income distribution in 2007:

Zip code 10516 household income distribution in 2007

Zip code 10516 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 10516:

  • Less than $10,000: 7
  • $10,000 to $14,999: 3
  • $15,000 to $19,999: 3
  • $20,000 to $24,999: 1
  • $30,000 to $34,999: 4
  • $35,000 to $39,999: 6
  • $40,000 to $49,999: 17
  • $50,000 to $59,999: 5
  • $70,000 to $79,999: 16
  • $80,000 to $89,999: 15
  • $90,000 to $99,999: 6
  • $100,000 to $124,999: 3
  • $125,000 to $149,999: 17
  • $150,000 to $174,999: 8
  • $175,000 to $199,999: 16
  • $200,000 to $249,999: 76
  • $250,000 to $299,999: 85
  • $300,000 to $399,999: 335
  • $400,000 to $499,999: 302
  • $500,000 to $749,999: 337
  • $750,000 to $999,999: 143
  • $1,000,000 or more: 160
 



10516 rent paid by renters


Rent paid by renters in 2007 in zip code 10516:

  • $100 to $149: 20
  • $150 to $199: 11
  • $200 to $249: 10
  • $250 to $299: 5
  • $300 to $349: 9
  • $400 to $449: 1
  • $450 to $499: 9
  • $500 to $549: 28
  • $550 to $599: 17
  • $600 to $649: 39
  • $650 to $699: 26
  • $700 to $749: 12
  • $750 to $799: 45
  • $800 to $899: 61
  • $900 to $999: 77
  • $1,000 to $1,249: 145
  • $1,500 to $1,999: 25
  • No cash rent: 24
 


Median price asked for vacant for-sale houses and condos in 2007: $289,718.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $460,600
  • Black or African American householders: $395,071
  • Asian householders: $663,719
  • Some other race householders: $395,071
  • Two or more races householders: $395,071
  • Hispanic or Latino householders: $513,697

Estimated median house or condo value in 2007: $427,348 (it was $211,600 in 2000)
10516:  $427,348
New York:  $311,000
Lower value quartile - upper value quartile: $243,937 - $609,399

Mean price in 2007:
Detached houses: $540,485
Here:  $540,485
State:  $352,556

Townhouses or other attached units: $471,098
Here:  $471,098
State:  $476,263

In 2-unit structures: $602,300
Here:  $602,300
State:  $482,362

In 3-to-4-unit structures: $356,652
Here:  $356,652
State:  $552,553

In 5-or-more-unit structures: $276,404
Here:  $276,404
State:  $503,284

Mobile homes: $32,367
Here:  $32,367
State:  $40,766


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 1,624
  • One, attached: 76
  • Two: 261
  • 3 or 4: 113
  • 5 to 9: 72
  • 10 to 19: 51
  • 20 to 49: 9
  • 50 or more: 38
  • Mobile homes: 98
10516 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 1,701 (65%)
  • Carpooled: 233 (9%)
  • Bus or trolley bus: 14 (1%)
  • Subway or elevated: 6 (0%)
  • Railroad: 452 (17%)
  • Bicycle: 6 (0%)
  • Walked: 85 (3%)
  • Worked at home: 107 (4%)
 

10516 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 81
  • 5 to 9 minutes: 193
  • 10 to 14 minutes: 202
  • 15 to 19 minutes: 150
  • 20 to 24 minutes: 193
  • 25 to 29 minutes: 118
  • 30 to 34 minutes: 217
  • 35 to 39 minutes: 67
  • 40 to 44 minutes: 163
  • 45 to 59 minutes: 266
  • 60 to 89 minutes: 351
  • 90 or more minutes: 496
 

Percentage of zip code residents living and working in this county: 31.0%


Household type by relationship
Households: 5,190

  • In family households: 4,318 (1,076 male householders, 362 female householders)
    1,222 spouses, 1,489 children (1,415 natural, 41 adopted, 33 stepchildren), 36 grandchildren, 28 brothers or sisters, 19 parents, 38 other relatives, 48 non-relatives
  • In nonfamily households: 872 (279 male householders (209 living alone)), 436 female householders (393 living alone)), 157 nonrelatives
  • In group quarters: 9 (0 institutionalized population)

Size of family households: 639 2-persons, 360 3-persons, 263 4-persons, 107 5-persons, 62 6-persons, 7 7-or-more-persons.

Size of nonfamily households: 602 1-person, 101 2-persons, 5 3-persons, 7 4-persons.

960 married couples with children.
172 single-parent households (39 men, 133 women).

88.1% of residents of 10516 zip code speak English at home.
3.2% of residents speak Spanish at home (61% very well, 21% well, 19% not well).
7.5% of residents speak other Indo-European language at home (73% very well, 21% well, 7% not well).
0.8% of residents speak Asian or Pacific Island language at home (45% very well, 29% well, 26% not well).
0.4% of residents speak other language at home (100% very well).

Foreign born population: 459 (8.8%)
(51.4% of them are naturalized citizens)

This zip code:  8.8%
Whole state:  20.4%

Most common places of birth for the foreign-born residents:



  • Italy (15%)
  • China, excluding Hong Kong and Taiwan (9%)
  • Trinidad and Tobago (8%)
  • Russia (7%)
  • Other Western Europe (5%)
  • United Kingdom (5%)
  • Germany (5%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 136
  • 1990 to 1994: 41
  • 1985 to 1989: 17
  • 1980 to 1984: 45
  • 1975 to 1979: 26
  • 1970 to 1974: 29
  • 1970 to 1974: 24
  • 1965 to 1969: 141

White population: 4,966
Black population: 33
American Indian population: 10
Asian population: 52
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 53
Two or more races population: 76

Zip code 10516 races chart


First ancestries reported:

 Italian: 1179
 Irish: 888
 German: 387
 English: 346
 Other groups: 276
 United States or American: 213
 Polish: 143
 Russian: 115
 Dutch: 89
 Scotch-Irish: 89
 Scottish: 88
 Greek: 76
 French (except Basque): 59
 Slovak: 50
 West Indian (excluding Hispanic groups):: 48
 Eastern European: 46
 French Canadian: 44
 Swedish: 44
 Hungarian: 34
 Swiss: 32
 Trinidadian and Tobagonian: 31
 European: 30
 Austrian: 28
 Norwegian: 27
 Welsh: 23
 British: 22
 Finnish: 20
 Lithuanian: 19
 Other West Indian: 17
 Slavic: 16
 Brazilian: 16
 Ukrainian: 13
 Armenian: 12
 Canadian: 10
 Portuguese: 9
 Arab:: 7
 Lebanese: 7
 Romanian: 7
 African: 6
 Subsaharan African:: 6
 Estonian: 5
 Croatian: 5
 Scandinavian: 5
 Maltese: 5
 Danish: 4
 Czechoslovakian: 3
 Belgian: 3
 Cypriot: 2
 Czech: 2
 Yugoslavian: 2



Zip code 10516 topographic map


Facitilies with environmental interests located in this zip code:

  • HALDANE ES ( in COLD SPRING, NY)
    (National Center for Education Statistics) - STATE ID-480401040001
    Organizations: HALDANE CSD (SCHOOL DISTRICT)
  • HALDANE JSHS ( in COLD SPRING, NY)
    (National Center for Education Statistics) - STATE ID-480401040002
    Organizations: HALDANE CSD (SCHOOL DISTRICT)
  • HALDANE CENTRAL SCHOOL DISTRICT (10 CRAIGSIDE DRIVE in COLD SPRING, NY)
    COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • COLD SPRING WWTP (RR#1, BOX 1, FAIR ST in COLD SPRING, NY)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: SEWERAGE SYSTEMS
    Organizations: COLD SPRING (V) (CONTACT/OWNER)
    Alternative names: COLD SPRING (V)
  • GRAND CLEANERS (45 CHESTNUT ST @ US RTE 9 in COLD SPRING, NY)
    AIR MINOR (AIRS/AFS)
    Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
  • A T & T CORP (RTE 9 & 301 - 2 MI FROM in COLD SPRING, NY)
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  • CLARENCE FAHNESTOCK STATE PK BEACH (RTE 301 & RTE 9 in COLD SPRING, NY)
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: PUTNAM COUNTY HEALTH DEPT (CONTACT/OWNER)
    Alternative names: PUTNAM CO FAHNESTOCK STATE PK BEACH
  • GRAND CLEANERS (GRAND UNION SHOPPING PLZ in COLDS SPRING, NY)
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))


Median worth of mobile homes: $40,526

Zip code 10516 marital status for males
Zip code 10516 marital status for females


Housing units lacking complete plumbing facilities: 0%

Housing units lacking complete kitchen facilities: 1%

Most commonly used house heating fuel:
  • Fuel oil, kerosene, etc. (85%)
  • Electricity (9%)
  • Bottled, tank, or LP gas (4%)
  • Wood (1%)
  • Utility gas (1%)


Place of birth for U.S.-born residents:

  • This state: 3876
  • Northeast: 382
  • Midwest: 180
  • South: 155
  • West: 86

65% of the 10516 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 35% lived in this county.
   Out of people who lived in different counties, 83% lived in New York.

Population in 1990: 4,904. Population change in the 1990s: +286 (+5.8%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 12
Here:  2.3%
New York:  14.0%

Students in private schools in grades 9 to 12 (high school): 16
Here:  7.1%
New York:  13.2%

Students in private undergraduate colleges: 59
Here:  60.2%
New York:  38.2%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Companies with federal contracts located in this zip code (COLD SPRING, NY):

  • C- SYSTEMS HOLDING CORP (2700 ROUTE 9; small business): $108,995 in 2 contracts from 2004 to 2005
    $89,000 with Navy for Electrical Hardware and Supplies. Taking place in OH. Signed on 2004-11-23. Completion date: 2005-04-01.
    $19,995 with Navy for Synchros and Resolvers. Taking place in OH. Signed on 2005-05-03. Completion date: 2005-06-17.
  • WATKINS, GAYLE L (40 WALMER LANE; small business)
    $18,000 with Army for Data Analyses (other than scientific). Signed on 2005-08-15. Completion date: 2005-09-15.
  • FELICITY CAMPBELL, INC (13 CHURCH ST; small business)
    $9,900 with Army for Other Professional Services. Signed on 2004-06-08. Completion date: 2004-12-30.
  • LOEB , DAVID (27 MOUNTAIN AVE; small business)
    $4,500 with Army for Other Professional Services. Signed on 2004-07-26. Completion date: 2005-01-20.


Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 1 establishment, 10-19 employees: 1 establishment, 5-9 employees: 4 establishments, 1-4 employees: 5 establishments)
  • Construction: Finish Carpentry Contractors (20-49: 1, 10-19: 1, 5-9: 1, 1-4: 2)
  • Wholesale Trade: Home Furnishing Merchant Wholesalers (20-49: 1, 5-9: 1)
  • Finance and Insurance: Insurance Agencies and Brokerages (20-49: 1, 5-9: 1)
  • Health Care and Social Assistance: Child Day Care Services (10-19: 2, 5-9: 1)
  • Accommodation and Food Services: Bed-and-Breakfast Inns (20-49: 1, 1-4: 1)
  • Professional, Scientific, and Technical Services: Surveying and Mapping (except Geophysical) Services (20-49: 1)
  • Other Services (except Public Administration): Grantmaking Foundations (20-49: 1)
  • Administrative and Support and Waste Management and Remediation Services: Employment Placement Agencies (20-49: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




17 people in homes for the mentally retarded

Fatal accident statistics in 2005
  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 4
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 2 full and 2 partial tracts)
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED114$357,541120$313,04123$280,46023$311,2282$36,975
APPLICATIONS APPROVED, NOT ACCEPTED16$318,19138$390,5866$47,6783$426,7370$0
APPLICATIONS DENIED27$461,29583$496,3344$233,7983$638,7330$0
APPLICATIONS WITHDRAWN15$259,79748$323,9073$342,3770$02$26,295
FILES CLOSED FOR INCOMPLETENESS6$496,23719$611,7110$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

See detailed HMDA statistics for the following Tracts: 0106.00 , 0107.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 full and 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED20$335,2582$279,3800$0
APPLICATIONS APPROVED, NOT ACCEPTED4$361,7602$279,3802$390,735
APPLICATIONS DENIED0$00$00$0
APPLICATIONS WITHDRAWN0$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

See detailed PMIC statistics for the following Tracts: 0106.00 , 0107.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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