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10524 Zip Code Detailed Profile

 



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Putnam County, NY
Zip code population (2000): 4,232
Estimated zip code population in 2007: 4,303



Age and Sex of Residents in zip code 10524

Zip code 10524 (, New York) real estate house value trends

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10524 map from a distance

Houses and condos: 1,643
Renter-occupied apartments: 204
% of renters here:  14%
State:  47%

2008 cost of living index in zip code 10524: 143.9 (very high, U.S. average is 100)

Land area: 19.8 sq. mi.
Water area: 0.2 sq. mi.
Population density: 217 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  2.3% ($4,508)
New York:  2.4% ($2,847)

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Males: 2,048  (48.4%)
Females: 2,184  (51.6%)

Zip code 10524 races chart


10524, NY forum
Discuss zip code 10524 area on our local forum with over 700,000 registered users
Urban population: 1,817
Rural population: 2,415

Estimated median house/condo value in 2007: $514,330
10524:  $514,330
New York:  $311,000

According to our research of public records there were no registered sex offenders living in this zip code in early 2007.

Median resident age:  41.4 years
New York median age:  35.9 years

Average household size:
This zip code:  2.8 people
New York:  2.6 people

Averages for the 2004 tax year for zip code 10524, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $99,310 (Individual Income Tax Returns)
Here:  $99,310
State:  $59,519

Salary/wage: $73,968 (reported on 81.8% of returns)
Here:  $73,968
State:  $50,673
(% of AGI for various income ranges: 167.3% for AGIs below $10k, 68.7% for AGIs $10k-25k, 70.1% for AGIs $25k-50k, 74.2% for AGIs $50k-75k, 78.8% for AGIs $75k-100k, 55.3% for AGIs over 100k)

Taxable interest for individuals: $2,410 (reported on 72.2% of returns)
This zip code:  $2,410
New York:  $2,377
(% of AGI for various income ranges: 24.7% for AGIs below $10k, 5.2% for AGIs $10k-25k, 2.9% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Taxable dividends: $5,097 (reported on 46.3% of returns)
Here:  $5,097
State:  $5,394
(% of AGI for various income ranges: 15.7% for AGIs below $10k, 3.2% for AGIs $10k-25k, 3.0% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Net capital gain/loss: +$34,769 (reported on 37.5% of returns)
Here:  +$34,769
State:  +$23,581
(% of AGI for various income ranges: -12.7% for AGIs below $10k, -1.4% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, -0.4% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 17.8% for AGIs over 100k)

Profit/loss from business: +$31,531 (reported on 21.2% of returns)
Here:  +$31,531
State:  +$13,809
(% of AGI for various income ranges: 12.9% for AGIs below $10k, 10.3% for AGIs $10k-25k, 7.8% for AGIs $25k-50k, 7.7% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 6.9% for AGIs over 100k)

IRA payment deduction: $3,477 (reported on 4.4% of returns)
10524:  $3,477
New York:  $3,115
(% of AGI for various income ranges: 4.4% for AGIs below $10k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $17,327 (reported on 2.8% of returns)
Here:  $17,327
New York:  $19,016

Total itemized deductions: $31,854 (1% of AGI, reported on 60.3% of returns)
Here:  $31,854
State:  $25,864
(% of AGI for various income ranges: 53.3% for AGIs below $10k, 24.3% for AGIs $10k-25k, 23.8% for AGIs $25k-50k, 24.7% for AGIs $50k-75k, 24.2% for AGIs $75k-100k, 17.4% for AGIs over 100k)

Charity contributions deductions: $3,860 (2.5% of AGI, reported on 56.8% of returns)
Here:  $3,860
New York:  $4,439

Here:  2.5% of AGI
State:  3.6% of AGI
(% of AGI for various income ranges: 1.3% for AGIs below $10k, 2.0% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Total tax: $19,313 (reported on 84.0% of returns)
10524:  $19,313
State:  $11,730
(% of AGI for various income ranges: 8.3% for AGIs below $10k, 5.4% for AGIs $10k-25k, 7.8% for AGIs $25k-50k, 9.2% for AGIs $50k-75k, 9.4% for AGIs $75k-100k, 19.2% for AGIs over 100k)

Earned income credit: $1,488 (reported on 4.3% of returns)
Here:  $1,488
State:  $1,757
(% of AGI for various income ranges: 6.0% for AGIs below $10k, 1.9% for AGIs $10k-25k, 0.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 71.1%
Here:  71%
State:  67%
(% for various income ranges: 65.4% for AGIs below $10k, 68.5% for AGIs $10k-25k, 63.7% for AGIs $25k-50k, 73.6% for AGIs $50k-75k, 71.1% for AGIs $75k-100k, 78.4% for AGIs over 100k)


Estimated median household income in 2007: $102,765
This zip code:  $102,765
New York:  $53,514
10524 map

Nearest zip codes: 10537, 10928, 10996, 10567, 10566, 10516.


Percentage of family households:
This zip code:  78.7%
Whole state:  65.7%

Percentage of households with unmarried partners:
This zip code:  4.2%
Whole state:  5.4%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.2% of all households
  • Gay men: 1.2% of all households

Housing units in zip code 10524 with a mortgage: 802 (40 second mortgage, 133 home equity loan, 4 both second mortgage and home equity loan)
Houses without a mortgage: 308


Median monthly owner costs for units with a mortgage: $2,503

Median monthly owner costs for units without a mortgage: $826

Residents with income below the poverty level in 2007:
This zip code:  5.5%
Whole state:  13.7%

Residents with income below 50% of the poverty level in 2007:
This zip code:  3.5%
Whole state:  6.1%

Median number of rooms in houses and condos:
Here:  7.0
State:  6.3

Median number of rooms in apartments:
Here:  4.9
State:  3.6


Zip code 10524 close-up map

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Notable locations in this zip code not listed on our city pages:

Churches in zip code 10524 include: Saint Philips Church (A), Saint Josephs Church (B), Manitou Chapel (C). Display/hide their locations on the map

Lakes: Elizabeth, Lake (A), Celeste, Lake (B), Catfish Pond (C), Curry Pond (D), Reeves Pond (E), Alice, Lake (F), Indian Lake (G). Display/hide their locations on the map

Streams, rivers, and creeks: Philips Brook (A). Display/hide its location on the map

Tourist attractions (not listed on the city page) : Boscobel Restoration Inc (Museums; Route 9 D) (1), Constitution Marsh Sanctuary (Nature Centers; Indian Brook Road) (2). Display/hide their approximate locations on the map

 

Year house built:
  • 1999 to March 2000: 4
  • 1995 to 1998: 28
  • 1990 to 1994: 55
  • 1980 to 1989: 210
  • 1970 to 1979: 181
  • 1960 to 1969: 274
  • 1950 to 1959: 276
  • 1940 to 1949: 177
  • 1939 or earlier: 436



Zip code 10524 satellite photo by USGS


Bedrooms in owner-occupied houses in 10524:
  • no bedroom: 0
  • 1 bedrooms: 18
  • 2 bedrooms: 234
  • 3 bedrooms: 556
  • 4 bedrooms: 363
  • 5 or more bedrooms: 79


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 5
  • 1 bedrooms: 39
  • 2 bedrooms: 94
  • 3 bedrooms: 53
  • 4 bedrooms: 3
  • 5 or more bedrooms: 10



Vehicles available in 10524 zip code in owner-occupied houses/condos:
  • no vehicle: 14
  • 1 vehicle: 226
  • 2 vehicles: 565
  • 3 vehicles: 334
  • 4 vehicles: 77
  • 5 or more vehicles: 34


Vehicles available in renter-occupied apartments:
  • no vehicle: 0
  • 1 vehicle: 90
  • 2 vehicles: 87
  • 3 vehicles: 19
  • 4 vehicles: 8
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 10524 household income distribution in 2007

Zip code 10524 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 10524:

  • $30,000 to $34,999: 5
  • $35,000 to $39,999: 8
  • $40,000 to $49,999: 3
  • $80,000 to $89,999: 3
  • $90,000 to $99,999: 5
  • $100,000 to $124,999: 3
  • $175,000 to $199,999: 6
  • $200,000 to $249,999: 21
  • $250,000 to $299,999: 55
  • $300,000 to $399,999: 292
  • $400,000 to $499,999: 211
  • $500,000 to $749,999: 291
  • $750,000 to $999,999: 136
  • $1,000,000 or more: 233
 



10524 rent paid by renters


Rent paid by renters in 2007 in zip code 10524:

  • Less than $100: 5
  • $250 to $299: 3
  • $550 to $599: 5
  • $600 to $649: 2
  • $700 to $749: 4
  • $750 to $799: 7
  • $800 to $899: 24
  • $900 to $999: 26
  • $1,000 to $1,249: 36
  • $1,250 to $1,499: 54
  • $1,500 to $1,999: 33
  • $2,000 or more: 22
  • No cash rent: 29
 


Median price asked for vacant for-sale houses and condos in 2007: $713,235.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $499,369
  • Black or African American householders: $395,071
  • Asian householders: $40,876
  • Two or more races householders: $737,466
  • Hispanic or Latino householders: $385,800

Estimated median house or condo value in 2007: $454,178 (it was $244,100 in 2000)
10524:  $454,178
New York:  $311,000
Lower value quartile - upper value quartile: $0 - $0

Mean price in 2007:
Detached houses: $623,956
Here:  $623,956
State:  $352,556

Townhouses or other attached units: $437,748
Here:  $437,748
State:  $476,263

In 2-unit structures: $572,665
Here:  $572,665
State:  $482,362


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 1,535
  • One, attached: 41
  • Two: 55
  • 3 or 4: 10
10524 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 1,472 (71%)
  • Carpooled: 121 (6%)
  • Subway or elevated: 24 (1%)
  • Railroad: 243 (12%)
  • Taxi: 5 (0%)
  • Walked: 25 (1%)
  • Other means: 38 (2%)
  • Worked at home: 156 (7%)
 

10524 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 56
  • 5 to 9 minutes: 131
  • 10 to 14 minutes: 230
  • 15 to 19 minutes: 177
  • 20 to 24 minutes: 139
  • 25 to 29 minutes: 43
  • 30 to 34 minutes: 183
  • 35 to 39 minutes: 86
  • 40 to 44 minutes: 94
  • 45 to 59 minutes: 293
  • 60 to 89 minutes: 279
  • 90 or more minutes: 217
 

Percentage of zip code residents living and working in this county: 23.8%


Household type by relationship
Households: 4,019

  • In family households: 3,609 (970 male householders, 174 female householders)
    983 spouses, 1,311 children (1,269 natural, 7 adopted, 35 stepchildren), 46 grandchildren, 5 brothers or sisters, 30 parents, 30 other relatives, 60 non-relatives
  • In nonfamily households: 410 (166 male householders (104 living alone)), 152 female householders (140 living alone)), 92 nonrelatives
  • In group quarters: 204 (0 institutionalized population)

Size of family households: 440 2-persons, 237 3-persons, 292 4-persons, 137 5-persons, 34 6-persons, 4 7-or-more-persons.

Size of nonfamily households: 244 1-person, 65 2-persons, 5 3-persons, 4 4-persons.

909 married couples with children.
91 single-parent households (23 men, 68 women).

89.5% of residents of 10524 zip code speak English at home.
2.2% of residents speak Spanish at home (65% very well, 21% well, 7% not well, 7% not at all).
6.9% of residents speak other Indo-European language at home (87% very well, 8% well, 5% not well).
1.2% of residents speak Asian or Pacific Island language at home (43% very well, 28% well, 28% not well).
0.1% of residents speak other language at home (100% very well).

Foreign born population: 397 (9.4%)
(67.3% of them are naturalized citizens)

This zip code:  9.4%
Whole state:  20.4%

Most common places of birth for the foreign-born residents:



  • Italy (11%)
  • Canada (10%)
  • China, excluding Hong Kong and Taiwan (9%)
  • Ireland (9%)
  • Germany (8%)
  • Sweden (7%)
  • Other Western Europe (6%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 27
  • 1990 to 1994: 17
  • 1985 to 1989: 56
  • 1980 to 1984: 54
  • 1975 to 1979: 12
  • 1970 to 1974: 26
  • 1970 to 1974: 49
  • 1965 to 1969: 156

White population: 4,039
Black population: 73
American Indian population: 4
Asian population: 55
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 34
Two or more races population: 27

Zip code 10524 races chart


First ancestries reported:

 Italian: 1039
 Irish: 757
 German: 424
 Other groups: 286
 English: 275
 United States or American: 127
 Polish: 110
 Scottish: 104
 Russian: 73
 Swedish: 60
 Dutch: 59
 European: 56
 Norwegian: 47
 Scotch-Irish: 38
 French (except Basque): 38
 Greek: 22
 Arab:: 19
 Croatian: 17
 Australian: 17
 Slovak: 16
 Austrian: 16
 Eastern European: 14
 Other Arab: 14
 Portuguese: 11
 Ukrainian: 11
 Hungarian: 11
 Finnish: 9
 British: 9
 Maltese: 9
 French Canadian: 6
 Scandinavian: 6
 Canadian: 6
 Welsh: 6
 West Indian (excluding Hispanic groups):: 6
 Haitian: 6
 Alsatian: 5
 Lithuanian: 5
 Danish: 5
 Palestinian: 5
 Yugoslavian: 4
 Swiss: 3



Zip code 10524 topographic map

Public primary/middle school in zip code 10524 not listed on the city page:
  • GARRISON SCHOOL (Students: 290; Location: 1100 RT 9 D, GARRISON, NY; Grades: KG - 08)

Facitilies with environmental interests located in this zip code:

  • HIGHLANDS COUNTRY CLUB INC (RTE 9D CROSS ST RTE 403 in GARRISON, NY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))

Zip code 10524 marital status for males
Zip code 10524 marital status for females


Housing units lacking complete plumbing facilities: 0%

Housing units lacking complete kitchen facilities: 1%

Most commonly used house heating fuel:
  • Fuel oil, kerosene, etc. (83%)
  • Electricity (10%)
  • Bottled, tank, or LP gas (3%)
  • Wood (3%)
  • Utility gas (1%)


Place of birth for U.S.-born residents:

  • This state: 3120
  • Northeast: 255
  • Midwest: 175
  • South: 149
  • West: 100

71% of the 10524 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 28% lived in this county.
   Out of people who lived in different counties, 81% lived in New York.

Population in 1990: 3,572. Population change in the 1990s: +660 (+18.5%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 87
Here:  17.2%
New York:  14.0%

Students in private schools in grades 9 to 12 (high school): 48
Here:  18.2%
New York:  13.2%

Students in private undergraduate colleges: 57
Here:  39.0%
New York:  38.2%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Other Services (except Public Administration): Religious Organizations (100-249 employees: 1 establishment, 20-49 employees: 1 establishment, 10-19 employees: 2 establishments)
  • Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (100-249: 1)
  • Health Care and Social Assistance: Temporary Shelters (50-99: 1)
  • Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 5-9: 1, 1-4: 2)
  • Other Services (except Public Administration): Environment, Conservation and Wildlife Organizations (20-49: 1, 1-4: 1)
  • Professional, Scientific, and Technical Services: Research and Development in the Social Sciences and Humanities (20-49: 1, 1-4: 1)
  • Educational Services: Sports and Recreation Instruction (20-49: 1)
  • Educational Services: Elementary and Secondary Schools (20-49: 1)
  • Administrative and Support and Waste Management and Remediation Services: Landscaping Services (5-9: 1, 1-4: 4)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




People in group quarters
  • 159 people in religious group quarters
  • 31 people in homes or halfway houses for drug/alcohol abuse
  • 2 people in homes for the mentally ill
  • 2 people in other workers' dormitories


Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 4 partial tracts)
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED76$390,075102$387,87315$174,12513$625,7860$0
APPLICATIONS APPROVED, NOT ACCEPTED20$625,99630$296,20411$254,7254$1,523,8130$0
APPLICATIONS DENIED23$330,21455$457,05312$71,1069$299,5780$0
APPLICATIONS WITHDRAWN10$417,95833$349,8014$215,5832$616,8252$391,055
FILES CLOSED FOR INCOMPLETENESS0$011$418,3040$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0106.00 , 0108.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
NumberAverage Value
LOANS ORIGINATED12$306,857
APPLICATIONS APPROVED, NOT ACCEPTED2$409,360
APPLICATIONS DENIED0$0
APPLICATIONS WITHDRAWN0$0
FILES CLOSED FOR INCOMPLETENESS0$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0106.00 , 0108.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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