Estimated median household income in 2007: $69,370
| This zip code: | $69,370 | | New York: | $53,514 |
Nearest zip codes: 10588, 10598, 10527, 10547, 10501, 10541.
Housing units in zip code 10535 with a mortgage: 62 (0 second mortgage, 18 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 0
Median monthly owner costs for units with a mortgage: $2,455
Median monthly owner costs for units without a mortgage: $0
Residents with income below the poverty level in 2007:
| This zip code: | 0.0% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 0.0% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 5.4 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 3.2 | | State: | 3.6 |
Year house built: |
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- 1999 to March 2000: 0
- 1995 to 1998: 0
- 1990 to 1994: 0
- 1980 to 1989: 0
- 1970 to 1979: 52
- 1960 to 1969: 12
- 1950 to 1959: 23
- 1940 to 1949: 17
- 1939 or earlier: 52
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Bedrooms in owner-occupied houses in 10535: |
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- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 30
- 3 bedrooms: 22
- 4 bedrooms: 10
- 5 or more bedrooms: 0
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 16
- 1 bedrooms: 40
- 2 bedrooms: 30
- 3 bedrooms: 0
- 4 bedrooms: 0
- 5 or more bedrooms: 0
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Vehicles available in 10535 zip code in owner-occupied houses/condos: |
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- no vehicle: 0
- 1 vehicle: 15
- 2 vehicles: 30
- 3 vehicles: 17
- 4 vehicles: 0
- 5 or more vehicles: 0
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 8
- 1 vehicle: 40
- 2 vehicles: 32
- 3 vehicles: 0
- 4 vehicles: 6
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 10535:
- $300,000 to $399,999: 27
- $400,000 to $499,999: 28
- $500,000 to $749,999: 9
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Rent paid by renters in 2007 in zip code 10535:
- $700 to $749: 6
- $800 to $899: 24
- $900 to $999: 22
- $1,000 to $1,249: 65
- $1,500 to $1,999: 22
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Median price asked for vacant for-sale houses and condos in 2007: $342,394.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $427,730
Estimated median house or condo value in 2007: $441,927 (it was $203,000 in 2000)
| 10535: | $441,927 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $376,797| Here: | $376,797 | | State: | $352,556 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 75
- One, attached: 8
- Two: 8
- 3 or 4: 5
- 5 to 9: 37
- 50 or more: 23

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Means of transportation to work
- Drove a car alone: 196 (91%)
- Carpooled: 12 (6%)
- Worked at home: 7 (3%)
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Travel time to work
- Less than 5 minutes: 0
- 5 to 9 minutes: 14
- 10 to 14 minutes: 15
- 15 to 19 minutes: 17
- 20 to 24 minutes: 31
- 25 to 29 minutes: 56
- 30 to 34 minutes: 26
- 35 to 39 minutes: 22
- 40 to 44 minutes: 17
- 45 to 59 minutes: 5
- 60 to 89 minutes: 5
- 90 or more minutes: 0
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Percentage of zip code residents living and working in this county: 75.3%
Household type by relationship
Households: 387
- In family households: 310 (46 male householders, 39 female householders)
98 spouses, 127 children (109 natural, 7 adopted, 11 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 other relatives, 0 non-relatives
- In nonfamily households: 77 (56 male householders (51 living alone)), 9 female householders (0 living alone)), 12 nonrelatives
Size of family households: 24 2-persons, 29 3-persons, 11 4-persons, 12 5-persons, 9 6-persons.
Size of nonfamily households: 51 1-person, 14 2-persons.
68 married couples with children.
16 single-parent households (1 men, 15 women).
90.6% of residents of 10535 zip code speak English at home.
6.7% of residents speak Spanish at home (58% very well, 42% well).
2.8% of residents speak other Indo-European language at home (100% well).
Foreign born population: 41 (9.9%)
(41.5% of them are naturalized citizens)
| This zip code: | 9.9% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Ecuador (46%)
- Ireland (37%)
- Sweden (17%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 16
- 1985 to 1989: 0
- 1980 to 1984: 15
- 1975 to 1979: 0
- 1970 to 1974: 10
- 1970 to 1974: 0
- 1965 to 1969: 0
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White population: 363
Black population: 9
American Indian population: 4
Asian population: 13
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 22
Two or more races population: 5

First ancestries reported:
|  Italian: 107 |
|  Irish: 82 |
|  German: 48 |
|  Other groups: 36 |
|  English: 24 |
|  Russian: 13 |
|  United States or American: 13 |
|  French Canadian: 11 |
|  Finnish: 7 |
|  Swedish: 7 |

Facitilies with environmental interests located in this zip code:
- CLASSIC CLEANERS (3365 LEE BOULEVARD in JEFFERSON VALLEY, NY)
AIR MINOR (AIRS/AFS)
STATE MASTER (New York facility tracking) - AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Business NAICS classification: DRYCLEANING AND LAUNDRY SERVICES (EXCEPT COIN-OPERATED).
Organizations: CH & G INC (AIR PERMITTING FACILITY OWNER CONTACT)
- CONTRACTORS REGISTER INC (OLD RTE 6 & INDIAN HILL RD in JEFFERSON VALLEY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (55%)
- Electricity (45%)
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Place of birth for U.S.-born residents:
- This state: 277
- Northeast: 27
- Midwest: 5
- South: 23
- West: 14
56% of the 10535 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 51% lived in this county.
Out of people who lived in different counties, 73% lived in New York.
Population in 1990: 213. Population change in the 1990s: +203 (+95.3%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
| Here: | 0.0% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 6
| Here: | 24.0% | | New York: | 13.2% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Information: Directory and Mailing List Publishers (250-499 employees: 1 establishment)
- Arts, Entertainment, and Recreation: Fitness and Recreational Sports Centers (100-249: 1)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49: 1, 10-19: 2, 1-4: 4)
- Health Care and Social Assistance: Offices of Physical, Occupational and Speech Therapists, and Audiologists (20-49: 1)
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (20-49: 1)
- Health Care and Social Assistance: Offices of Dentists (5-9: 4)
- Accommodation and Food Services: Full-Service Restaurants (10-19: 1, 5-9: 1)
- Real Estate and Rental and Leasing: Offices of Real Estate Agents and Brokers (10-19: 1, 1-4: 2)
- Other Services (except Public Administration): Drycleaning and Laundry Services (except Coin-Operated) (10-19: 1, 1-4: 1)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $334,942 | 19 | $274,981 | 4 | $152,720 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $279,017 | 7 | $278,890 | 2 | $194,525 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $299,707 | 13 | $305,525 | 5 | $217,118 | 1 | $184,540 |
| APPLICATIONS WITHDRAWN | 1 | $533,650 | 6 | $363,707 | 1 | $217,980 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $335,637 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $298,852 | 28 | $254,065 | 6 | $174,755 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $362,345 | 6 | $233,022 | 1 | $160,000 |
| APPLICATIONS DENIED | 4 | $336,720 | 14 | $303,723 | 3 | $129,763 |
| APPLICATIONS WITHDRAWN | 2 | $357,650 | 11 | $270,719 | 1 | $277,890 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $338,040 | 4 | $285,233 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $313,032 | 30 | $248,018 | 6 | $177,603 | 1 | $212,210 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $288,240 | 5 | $234,922 | 1 | $135,220 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $375,935 | 13 | $265,363 | 3 | $169,463 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $326,735 | 19 | $269,181 | 4 | $217,863 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $299,125 | 1 | $39,940 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $276,450 | 31 | $243,045 | 5 | $166,736 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $536,540 | 9 | $208,333 | 1 | $97,440 | 1 | $249,500 |
| APPLICATIONS DENIED | 4 | $329,623 | 15 | $278,069 | 4 | $120,540 | 1 | $238,680 |
| APPLICATIONS WITHDRAWN | 3 | $283,347 | 13 | $253,759 | 2 | $147,490 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $270,920 | 3 | $264,500 | 1 | $85,650 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $284,848 | 95 | $205,351 | 1 | $59,670 | 1 | $307,970 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $278,675 | 13 | $212,986 | 1 | $76,990 | 1 | $179,730 |
| APPLICATIONS DENIED | 1 | $352,960 | 18 | $223,691 | 1 | $31,760 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $332,390 | 21 | $199,492 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $231,072 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $237,919 | 61 | $199,572 | 7 | $56,060 | 1 | $203,070 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $220,950 | 13 | $175,915 | 1 | $16,120 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $254,435 | 17 | $177,761 | 3 | $54,857 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $307,010 | 15 | $221,897 | 2 | $77,835 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $214,370 | 4 | $207,278 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $219,187 | 45 | $175,627 | 3 | $93,593 | 1 | $176,120 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $262,250 | 6 | $145,082 | 1 | $38,010 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $250,707 | 11 | $154,596 | 3 | $47,800 | 1 | $75,790 |
| APPLICATIONS WITHDRAWN | 4 | $188,690 | 10 | $173,569 | 2 | $60,630 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $117,890 | 3 | $170,907 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $189,697 | 14 | $129,236 | 6 | $48,642 | 1 | $140,270 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $163,287 | 6 | $103,898 | 2 | $37,050 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $186,105 | 7 | $127,827 | 2 | $29,955 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $148,610 | 6 | $104,942 | 1 | $63,520 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $201,985 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $176,272 | 16 | $130,074 | 2 | $33,085 | 1 | $67,220 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $136,540 | 5 | $120,952 | 1 | $22,910 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 4 | $131,273 | 1 | $42,220 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $102,810 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $105,485 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0148.06
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $330,705 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $398,910 | 1 | $323,850 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $264,660 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $387,850 | 1 | $248,300 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $336,360 | 1 | $275,970 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $275,968 | 1 | $248,540 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $203,368 | 1 | $243,250 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $199,220 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $213,652 | 1 | $241,800 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $251,430 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $186,777 | 1 | $233,880 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0148.06
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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