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10548 Zip Code Detailed Profile

 



Profiles 10548 houses, apartments, residents, cars, jobs...

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Westchester County, NY
Zip code population (2000): 4,076
Estimated zip code population in 2007: 4,145



Age and Sex of Residents in zip code 10548

Zip code 10548 (, New York) real estate house value trends

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10548 map from a distance

Houses and condos: 1,449
Renter-occupied apartments: 318
% of renters here:  22%
State:  47%

2008 cost of living index in zip code 10548: 143.9 (very high, U.S. average is 100)

Land area: 2.9 sq. mi.
Water area: 0.0 sq. mi.
Population density: 1413 people per square mile 
 
 (low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  2.3% ($3,568)
New York:  2.4% ($2,847)

List your B&M business here for free. Over a million visitors/week. Get a huge advantage over your competition

Males: 2,073  (50.9%)
Females: 2,003  (49.1%)

Zip code 10548 races chart


10548, NY forum
Discuss zip code 10548 area on our local forum with over 700,000 registered users
100% urban population.

Estimated median house/condo value in 2007: $402,867
10548:  $402,867
New York:  $311,000


According to our research of public records there was one registered sex offender living in 10548 zip code in early 2007.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.

Median resident age:  40.5 years
New York median age:  35.9 years

Average household size:
This zip code:  2.7 people
New York:  2.6 people

Averages for the 2004 tax year for zip code 10548, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $70,752 (Individual Income Tax Returns)
Here:  $70,752
State:  $59,519

Salary/wage: $66,771 (reported on 83.3% of returns)
Here:  $66,771
State:  $50,673
(% of AGI for various income ranges: 96.1% for AGIs below $10k, 60.3% for AGIs $10k-25k, 80.8% for AGIs $25k-50k, 76.5% for AGIs $50k-75k, 83.1% for AGIs $75k-100k, 78.5% for AGIs over 100k)

Taxable interest for individuals: $1,577 (reported on 65.7% of returns)
This zip code:  $1,577
New York:  $2,377
(% of AGI for various income ranges: 5.0% for AGIs below $10k, 4.1% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Taxable dividends: $2,488 (reported on 41.4% of returns)
Here:  $2,488
State:  $5,394
(% of AGI for various income ranges: 5.3% for AGIs below $10k, 3.2% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Net capital gain/loss: +$7,874 (reported on 31.0% of returns)
Here:  +$7,874
State:  +$23,581
(% of AGI for various income ranges: -2.4% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.0% for AGIs $75k-100k, 5.7% for AGIs over 100k)

Profit/loss from business: +$15,561 (reported on 14.6% of returns)
Here:  +$15,561
State:  +$13,809
(% of AGI for various income ranges: 11.1% for AGIs below $10k, 8.4% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 3.1% for AGIs over 100k)

IRA payment deduction: $3,561 (reported on 3.9% of returns)
10548:  $3,561
New York:  $3,115

Self-employed pension: $13,600 (reported on 1.0% of returns)
Here:  $13,600
New York:  $19,016

Total itemized deductions: $23,813 (1% of AGI, reported on 54.5% of returns)
Here:  $23,813
State:  $25,864
(% of AGI for various income ranges: 19.5% for AGIs $10k-25k, 19.3% for AGIs $25k-50k, 19.4% for AGIs $50k-75k, 21.0% for AGIs $75k-100k, 17.4% for AGIs over 100k)

Charity contributions deductions: $2,857 (2.6% of AGI, reported on 52.4% of returns)
Here:  $2,857
New York:  $4,439

Here:  2.6% of AGI
State:  3.6% of AGI
(% of AGI for various income ranges: 1.5% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Total tax: $11,865 (reported on 82.9% of returns)
10548:  $11,865
State:  $11,730
(% of AGI for various income ranges: 3.4% for AGIs below $10k, 5.1% for AGIs $10k-25k, 7.5% for AGIs $25k-50k, 10.0% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 17.5% for AGIs over 100k)

Earned income credit: $1,432 (reported on 5.1% of returns)
Here:  $1,432
State:  $1,757
(% of AGI for various income ranges: 3.9% for AGIs below $10k, 2.1% for AGIs $10k-25k)

Percentage of individuals using paid preparers for their 2004 taxes: 68.9%
Here:  69%
State:  67%
(% for various income ranges: 61.0% for AGIs below $10k, 66.8% for AGIs $10k-25k, 67.2% for AGIs $25k-50k, 68.6% for AGIs $50k-75k, 74.9% for AGIs $75k-100k, 74.4% for AGIs over 100k)


Estimated median household income in 2007: $80,843
This zip code:  $80,843
New York:  $53,514
10548 map

Nearest zip codes: 10511, 10566, 10986, 10993, 10927, 10520.


Percentage of family households:
This zip code:  73.8%
Whole state:  65.7%

Percentage of households with unmarried partners:
This zip code:  3.6%
Whole state:  5.4%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.4% of all households
  • Gay men: 0.4% of all households

Housing units in zip code 10548 with a mortgage: 630 (77 second mortgage, 81 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 325


Median monthly owner costs for units with a mortgage: $2,483

Median monthly owner costs for units without a mortgage: $695

Residents with income below the poverty level in 2007:
This zip code:  7.3%
Whole state:  13.7%

Residents with income below 50% of the poverty level in 2007:
This zip code:  5.2%
Whole state:  6.1%

Median number of rooms in houses and condos:
Here:  6.1
State:  6.3

Median number of rooms in apartments:
Here:  4.3
State:  3.6


Zip code 10548 close-up map

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Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 10548: Cortlandt Yacht Club (A), Cortlandt Engine Company Number 1 (B). Display/hide their locations on the map

Park in zip code 10548: Georges Island Park (1). Display/hide its location on the map

 

Year house built:
  • 1999 to March 2000: 0
  • 1995 to 1998: 14
  • 1990 to 1994: 11
  • 1980 to 1989: 57
  • 1970 to 1979: 230
  • 1960 to 1969: 219
  • 1950 to 1959: 369
  • 1940 to 1949: 173
  • 1939 or earlier: 379



Zip code 10548 satellite photo by USGS


Bedrooms in owner-occupied houses in 10548:
  • no bedroom: 0
  • 1 bedrooms: 69
  • 2 bedrooms: 247
  • 3 bedrooms: 547
  • 4 bedrooms: 181
  • 5 or more bedrooms: 54


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 14
  • 1 bedrooms: 89
  • 2 bedrooms: 134
  • 3 bedrooms: 71
  • 4 bedrooms: 7
  • 5 or more bedrooms: 3



Vehicles available in 10548 zip code in owner-occupied houses/condos:
  • no vehicle: 47
  • 1 vehicle: 253
  • 2 vehicles: 523
  • 3 vehicles: 204
  • 4 vehicles: 54
  • 5 or more vehicles: 17


Vehicles available in renter-occupied apartments:
  • no vehicle: 46
  • 1 vehicle: 136
  • 2 vehicles: 93
  • 3 vehicles: 43
  • 4 vehicles: 0
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 10548 household income distribution in 2007

Zip code 10548 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 10548:

  • $125,000 to $149,999: 1
  • $150,000 to $174,999: 14
  • $175,000 to $199,999: 22
  • $200,000 to $249,999: 64
  • $250,000 to $299,999: 145
  • $300,000 to $399,999: 304
  • $400,000 to $499,999: 185
  • $500,000 to $749,999: 266
  • $750,000 to $999,999: 96
  • $1,000,000 or more: 20
 



10548 rent paid by renters


Rent paid by renters in 2007 in zip code 10548:

  • Less than $100: 7
  • $100 to $149: 3
  • $300 to $349: 4
  • $400 to $449: 6
  • $500 to $549: 12
  • $550 to $599: 12
  • $600 to $649: 9
  • $650 to $699: 13
  • $700 to $749: 8
  • $750 to $799: 23
  • $800 to $899: 39
  • $900 to $999: 42
  • $1,000 to $1,249: 116
  • $1,250 to $1,499: 51
  • No cash rent: 25
 


Median price asked for vacant for-sale houses and condos in 2007: $0.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $419,302
  • Black or African American householders: $319,006
  • American Indian or Alaska Native householders: $474,085
  • Asian householders: $564,477
  • Some other race householders: $474,085
  • Hispanic or Latino householders: $347,662

Estimated median house or condo value in 2007: $431,171 (it was $191,200 in 2000)
10548:  $431,171
New York:  $311,000
Lower value quartile - upper value quartile: $0 - $0

Mean price in 2007:
Detached houses: $445,415
Here:  $445,415
State:  $352,556

Townhouses or other attached units: $319,449
Here:  $319,449
State:  $476,263

In 2-unit structures: $559,335
Here:  $559,335
State:  $482,362

In 3-to-4-unit structures: $332,511
Here:  $332,511
State:  $552,553

In 5-or-more-unit structures: $200,006
Here:  $200,006
State:  $503,284

Mobile homes: $187,500
Here:  $187,500
State:  $40,766


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 976
  • One, attached: 89
  • Two: 140
  • 3 or 4: 112
  • 5 to 9: 60
  • 10 to 19: 63
  • 50 or more: 7
  • Mobile homes: 5
10548 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 1,492 (78%)
  • Carpooled: 91 (5%)
  • Bus or trolley bus: 10 (1%)
  • Subway or elevated: 6 (0%)
  • Railroad: 141 (7%)
  • Walked: 61 (3%)
  • Other means: 32 (2%)
  • Worked at home: 76 (4%)
 

10548 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 146
  • 5 to 9 minutes: 228
  • 10 to 14 minutes: 242
  • 15 to 19 minutes: 121
  • 20 to 24 minutes: 62
  • 25 to 29 minutes: 114
  • 30 to 34 minutes: 274
  • 35 to 39 minutes: 79
  • 40 to 44 minutes: 102
  • 45 to 59 minutes: 148
  • 60 to 89 minutes: 192
  • 90 or more minutes: 125
 

Percentage of zip code residents living and working in this county: 77.9%


Household type by relationship
Households: 3,773

  • In family households: 3,360 (872 male householders, 177 female householders)
    820 spouses, 1,280 children (1,189 natural, 39 adopted, 52 stepchildren), 14 grandchildren, 26 brothers or sisters, 62 parents, 46 other relatives, 63 non-relatives
  • In nonfamily households: 413 (145 male householders (113 living alone)), 217 female householders (201 living alone)), 51 nonrelatives
  • In group quarters: 300 (93 institutionalized population)

Size of family households: 367 2-persons, 281 3-persons, 261 4-persons, 102 5-persons, 26 6-persons, 12 7-or-more-persons.

Size of nonfamily households: 314 1-person, 48 2-persons.

768 married couples with children.
153 single-parent households (25 men, 128 women).

86.1% of residents of 10548 zip code speak English at home.
5.4% of residents speak Spanish at home (55% very well, 18% well, 22% not well, 5% not at all).
6.9% of residents speak other Indo-European language at home (83% very well, 14% well, 3% not well).
1.6% of residents speak Asian or Pacific Island language at home (38% very well, 30% well, 33% not well).

Foreign born population: 363 (8.9%)
(51.0% of them are naturalized citizens)

This zip code:  8.9%
Whole state:  20.4%

Most common places of birth for the foreign-born residents:



  • Italy (21%)
  • Ireland (14%)
  • Ecuador (13%)
  • Germany (6%)
  • Philippines (6%)
  • Spain (6%)
  • Colombia (6%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 52
  • 1990 to 1994: 28
  • 1985 to 1989: 66
  • 1980 to 1984: 33
  • 1975 to 1979: 0
  • 1970 to 1974: 25
  • 1970 to 1974: 55
  • 1965 to 1969: 104

White population: 3,680
Black population: 160
American Indian population: 2
Asian population: 107
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 64
Two or more races population: 62

Zip code 10548 races chart


First ancestries reported:

 Italian: 1104
 Irish: 1013
 Other groups: 406
 German: 332
 United States or American: 184
 English: 131
 Polish: 84
 Swedish: 37
 European: 35
 Russian: 32
 Scottish: 29
 French (except Basque): 28
 Hungarian: 24
 Portuguese: 18
 Scotch-Irish: 17
 French Canadian: 16
 West Indian (excluding Hispanic groups):: 15
 Bermudan: 15
 Celtic: 14
 Dutch: 14
 Welsh: 14
 Greek: 12
 British: 10
 Norwegian: 10
 Latvian: 9
 Austrian: 8
 Eastern European: 8
 Slovene: 7
 Slovak: 7
 Ukrainian: 7
 Czech: 6
 Armenian: 6
 Lithuanian: 5
 Czechoslovakian: 5
 Swiss: 5


Public high school in zip code 10548 not listed on the city page:
  • HENDRICK HUDSON HS (Students: 850; Location: 2 ALBANY POST RD, MONTROSE, NY; Grades: 09 - 12)

Zip code 10548 topographic map

Public primary/middle school in zip code 10548 not listed on the city page:
  • FRANK G. LINDSEY ES (Students: 478; Location: 57 TROLLEY RD, MONTROSE, NY; Grades: KG - 05)
Private primary/middle school not listed on the city page:
  • MT AIRY NURERY SCHOOL TUC (Students: 37; Location: P O BOX 463, MONTROSE, NY; Grades: PK - KG)

Facitilies with environmental interests located in this zip code:

  • CORTLANDT AUTO BODY (130 ALBANY POST RD in MONTROSE, NY)
    STATE MASTER (New York facility tracking) - AIR PROGRAM, HAZARDOUS WASTE PROGRAM
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: CHRIS BARGER (CONTACT/OWNER)
  • HARRY MALLES AUTO BODY INC (3 TROLLEY RD in MONTROSE, NY)
    STATE MASTER (New York facility tracking) - AIR PROGRAM,
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business SIC classification: TOP, BODY, AND UPHOLSTERY REPAIR SHOPS AND PAINT SHOPS
    Business NAICS classification: AUTOMOTIVE BODY, PAINT, AND INTERIOR REPAIR AND MAINTENANCE.
  • HENDRICK HUDSON HS ( in MONTROSE, NY)
    (National Center for Education Statistics) - STATE ID-660203060005
    Organizations: HENDRICK HUDSON CSD (SCHOOL DISTRICT)
  • HENDRICK HUDSON SD - HIGH SCHOOL (61 TROLLEY RD in MONTROSE, NY)
    COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: HENDRICK HUDSON SCHOOL DIST (CONTACT/OWNER)
    Alternative names: HENDRICK HUDSON CENTRAL SCHOOL DIST, HENDRICK HUDSON SCHOOL DIST
  • I U O E LOCAL 14-14B (ALBANY POST RD ACROSS FROM in MONTROSE, NY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • CORTLANDT TOWN OF POLICE & AMBULANCE (RTE 9A & KINGS FERRY RD in MONTROSE, NY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • CORTLANDT SEPTIC TANK SERVICE INC (22 ALBANY POST RD in MONTROSE, NY)
    TRANSPORTER (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: TIMOTHY COOK (CONTACT/OWNER)


Median worth of mobile homes: $215,872

Zip code 10548 marital status for males
Zip code 10548 marital status for females


Housing units lacking complete kitchen facilities: 1%

Most commonly used house heating fuel:
  • Fuel oil, kerosene, etc. (76%)
  • Utility gas (19%)
  • Electricity (3%)
  • Bottled, tank, or LP gas (2%)


Place of birth for U.S.-born residents:

  • This state: 3289
  • Northeast: 168
  • Midwest: 81
  • South: 110
  • West: 23

67% of the 10548 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 71% lived in this county.
   Out of people who lived in different counties, 67% lived in New York.

Population in 1990: 4,350. Population change in the 1990s: -274 (-6.3%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 12
Here:  2.5%
New York:  14.0%

Students in private schools in grades 9 to 12 (high school): 14
Here:  6.4%
New York:  13.2%

Students in private undergraduate colleges: 45
Here:  34.6%
New York:  38.2%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Companies with federal contracts located in this zip code:

  • COMMUNITY AID FOR RETARDED CHI (HUDSON VLY HLTH CARE 18 in MONTROSE, NY)
    28 employees, $740000 revenue. Sheltered Workshop (JWOD Provider): $282,000 in 5 contracts in 2001
    Contracts for Custodial Janitorial Services by Department of Veterans Affairs
    Signed by year: 2000: $0; 2001: $282,000; 2002: $0; 2003: $0; 2004: $0; 2005: $0; 2006: $0.

    Biggest contracts:
    $96,000 with Department of Veterans Affairs for Custodial Janitorial Services. Signed on 2001-10-15. Completion date: 2006-09-15.
    $93,000, same as above. Signed on 2001-03-15. Completion date: 2006-02-15.
    $93,000, same as above. Signed on 2001-07-15. Completion date: 2006-09-15.
    $0, same as above. Signed on 2001-10-15. Completion date: 2006-09-15.
  • CORTLANDT TANK SERVICES LLC (2115 ALBANY POST RD in MONTROSE, NY; small business): $11,980 in 3 contracts from 2003 to 2004
    $5,990 with Army for Other Environmental Services, Studies, and Analytical Support. Signed on 2004-10-07. Completion date: 2005-09-30.
    $5,990, same as above. Signed on 2003-10-29. Completion date: 2004-09-30.
    $0, same as above. Signed on 2003-10-29. Completion date: 2004-09-30.


Top industries in this zip code by the number of employees in 2005:

  • Health Care and Social Assistance: Psychiatric and Substance Abuse Hospitals (over 1000 employees: 1 establishment)
  • Arts, Entertainment, and Recreation: Fitness and Recreational Sports Centers (100-249: 1)
  • Health Care and Social Assistance: Child Day Care Services (20-49: 1, 5-9: 2)
  • Information: Libraries and Archives (20-49: 1)
  • Health Care and Social Assistance: Vocational Rehabilitation Services (20-49: 1)
  • Accommodation and Food Services: Food Service Contractors (20-49: 1)
  • Administrative and Support and Waste Management and Remediation Services: Janitorial Services (10-19: 1, 1-4: 2)
  • Administrative and Support and Waste Management and Remediation Services: Landscaping Services (10-19: 1, 1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




People in group quarters
  • 139 people in other noninstitutional group quarters
  • 97 people in mental (psychiatric) hospitals or wards
  • 62 people in nursing homes
  • 3 people in religious group quarters


Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$303,81063$252,99661$230,27312$69,5007$183,993
APPLICATIONS APPROVED, NOT ACCEPTED0$08$139,44015$253,6814$53,9580$0
APPLICATIONS DENIED0$015$248,52747$272,08615$132,9404$207,620
APPLICATIONS WITHDRAWN0$011$282,48026$214,1185$54,1920$0
FILES CLOSED FOR INCOMPLETENESS0$02$163,6357$344,3591$58,6501$286,210
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0146.03 , 0146.04

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED13$311,8382$412,310
APPLICATIONS APPROVED, NOT ACCEPTED1$350,7301$295,600
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0146.04

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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