Estimated median household income in 2007: $62,292
| This zip code: | $62,292 | | New York: | $53,514 |
Nearest zip codes: 10996, 10524, 10537, 10566, 10986, 10516.
Housing units in zip code 10928 with a mortgage: 579 (75 second mortgage, 109 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 414
Median monthly owner costs for units with a mortgage: $2,121
Median monthly owner costs for units without a mortgage: $759
Residents with income below the poverty level in 2007:
| This zip code: | 4.7% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 0.9% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.0 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.5 | | State: | 3.6 |
Year house built: |
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- 1999 to March 2000: 12
- 1995 to 1998: 72
- 1990 to 1994: 50
- 1980 to 1989: 211
- 1970 to 1979: 209
- 1960 to 1969: 310
- 1950 to 1959: 483
- 1940 to 1949: 201
- 1939 or earlier: 828
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Bedrooms in owner-occupied houses in Highland Falls, NY (10928): |
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- no bedroom: 0
- 1 bedrooms: 37
- 2 bedrooms: 350
- 3 bedrooms: 626
- 4 bedrooms: 241
- 5 or more bedrooms: 48
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 34
- 1 bedrooms: 273
- 2 bedrooms: 426
- 3 bedrooms: 146
- 4 bedrooms: 48
- 5 or more bedrooms: 7
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Vehicles available in 10928 zip code in owner-occupied houses/condos: |
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- no vehicle: 23
- 1 vehicle: 336
- 2 vehicles: 604
- 3 vehicles: 276
- 4 vehicles: 49
- 5 or more vehicles: 14
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 162
- 1 vehicle: 469
- 2 vehicles: 263
- 3 vehicles: 33
- 4 vehicles: 7
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 10928:
- Less than $10,000: 5
- $10,000 to $14,999: 3
- $15,000 to $19,999: 3
- $20,000 to $24,999: 8
- $25,000 to $29,999: 9
- $30,000 to $34,999: 13
- $35,000 to $39,999: 15
- $40,000 to $49,999: 42
- $50,000 to $59,999: 21
- $60,000 to $69,999: 19
- $70,000 to $79,999: 12
- $80,000 to $89,999: 5
- $90,000 to $99,999: 4
- $100,000 to $124,999: 24
- $125,000 to $149,999: 32
- $150,000 to $174,999: 29
- $175,000 to $199,999: 36
- $200,000 to $249,999: 175
- $250,000 to $299,999: 278
- $300,000 to $399,999: 341
- $400,000 to $499,999: 87
- $500,000 to $749,999: 116
- $750,000 to $999,999: 20
- $1,000,000 or more: 11
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Rent paid by renters in 2007 in zip code 10928:
- $100 to $149: 3
- $150 to $199: 39
- $200 to $249: 7
- $250 to $299: 12
- $300 to $349: 16
- $400 to $449: 14
- $450 to $499: 31
- $500 to $549: 25
- $550 to $599: 62
- $600 to $649: 49
- $650 to $699: 104
- $700 to $749: 67
- $750 to $799: 63
- $800 to $899: 91
- $900 to $999: 48
- $1,000 to $1,249: 95
- $1,250 to $1,499: 33
- $1,500 to $1,999: 16
- No cash rent: 7
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Median price asked for vacant for-sale houses and condos in 2007: $270,544.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $297,514
- Black or African American householders: $207,754
- Asian householders: $289,718
- Two or more races householders: $372,525
- Hispanic or Latino householders: $346,819
Estimated median house or condo value in 2007: $302,760 (it was $136,300 in 2000)
| 10928: | $302,760 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $178,859 - $395,212
Mean price in 2007:
Detached houses: $295,002| Here: | $295,002 | | State: | $352,556 |
Townhouses or other attached units: $600,486| Here: | $600,486 | | State: | $476,263 |
In 2-unit structures: $420,157| Here: | $420,157 | | State: | $482,362 |
In 3-to-4-unit structures: $592,753| Here: | $592,753 | | State: | $552,553 |
In 5-or-more-unit structures: $384,865| Here: | $384,865 | | State: | $503,284 |
Mobile homes: $31,429| Here: | $31,429 | | State: | $40,766 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,350
- One, attached: 65
- Two: 240
- 3 or 4: 227
- 5 to 9: 150
- 10 to 19: 55
- 20 to 49: 86
- Mobile homes: 196
- Boats, RVs, vans, etc.: 7

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Means of transportation to work
- Drove a car alone: 2,302 (83%)
- Carpooled: 187 (7%)
- Bus or trolley bus: 47 (2%)
- Railroad: 69 (2%)
- Taxi: 5 (0%)
- Bicycle: 7 (0%)
- Walked: 137 (5%)
- Other means: 13 (0%)
- Worked at home: 18 (1%)
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Travel time to work
- Less than 5 minutes: 113
- 5 to 9 minutes: 457
- 10 to 14 minutes: 562
- 15 to 19 minutes: 282
- 20 to 24 minutes: 196
- 25 to 29 minutes: 171
- 30 to 34 minutes: 297
- 35 to 39 minutes: 82
- 40 to 44 minutes: 81
- 45 to 59 minutes: 174
- 60 to 89 minutes: 196
- 90 or more minutes: 156
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Percentage of zip code residents living and working in this county: 57.5%
Household type by relationship
Households: 5,353
- In family households: 4,364 (967 male householders, 421 female householders)
1,077 spouses, 1,555 children (1,447 natural, 53 adopted, 55 stepchildren), 119 grandchildren, 21 brothers or sisters, 53 parents, 58 other relatives, 93 non-relatives
- In nonfamily households: 989 (391 male householders (312 living alone)), 460 female householders (418 living alone)), 138 nonrelatives
Size of family households: 552 2-persons, 338 3-persons, 300 4-persons, 135 5-persons, 44 6-persons, 19 7-or-more-persons.
Size of nonfamily households: 730 1-person, 116 2-persons, 5 4-persons.
853 married couples with children.
330 single-parent households (75 men, 255 women).
88.2% of residents of 10928 zip code speak English at home.
4.5% of residents speak Spanish at home (61% very well, 19% well, 19% not well).
5.3% of residents speak other Indo-European language at home (91% very well, 5% well, 4% not well).
1.3% of residents speak Asian or Pacific Island language at home (59% very well, 32% well, 9% not well).
0.7% of residents speak other language at home (100% very well).
Foreign born population: 359 (6.7%)
(44.0% of them are naturalized citizens)
| This zip code: | 6.7% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Peru (17%)
- Korea (14%)
- Pakistan (13%)
- Other Eastern Africa (10%)
- Haiti (8%)
- Trinidad and Tobago (6%)
- Germany (4%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 122
- 1990 to 1994: 33
- 1985 to 1989: 43
- 1980 to 1984: 79
- 1975 to 1979: 0
- 1970 to 1974: 13
- 1970 to 1974: 8
- 1965 to 1969: 61
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White population: 4,396
Black population: 494
American Indian population: 25
Asian population: 95
Native Hawaiian and Other Pacific Islander population: 9
Some other race population: 166
Two or more races population: 173

First ancestries reported:
|  Irish: 1017 |
|  Other groups: 956 |
|  Italian: 706 |
|  German: 534 |
|  United States or American: 378 |
|  English: 346 |
|  West Indian (excluding Hispanic groups):: 109 |
|  Haitian: 100 |
|  Russian: 89 |
|  French (except Basque): 85 |
|  Polish: 85 |
|  Scottish: 62 |
|  Norwegian: 60 |
|  Scotch-Irish: 60 |
|  Greek: 53 |
|  Subsaharan African:: 42 |
|  Kenyan: 36 |
|  Swedish: 30 |
|  French Canadian: 29 |
|  Dutch: 26 |
|  Czechoslovakian: 23 |
|  Lithuanian: 22 |
|  Slavic: 17 |
|  Portuguese: 16 |
|  Austrian: 13 |
|  Welsh: 13 |
|  Ukrainian: 9 |
|  West Indian: 9 |
|  Finnish: 8 |
|  Armenian: 8 |
|  Arab:: 6 |
|  Lebanese: 6 |
|  Latvian: 6 |
|  British: 6 |
|  European: 6 |
|  African: 6 |
|  Slovak: 6 |
|  Maltese: 5 |
|  Czech: 5 |
|  Hungarian: 4 |

Private primary/middle school not listed on the city page:- SACRED HEART SCHOOL (Students: 231; Location: 7 COZZENS AVENUE, HIGHLAND FLS, NY; Grades: PK - 8)
Facitilies with environmental interests located in this zip code:
- HIGHLANDS - T WASTE HAULER 36-081 (MINE DOCK ROAD in HIGHLAND FALLS, NY)
STATE MASTER (New York facility tracking) - SOLID WASTE PROGRAM,
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
Organizations: HIGHLANDS (T) (CONTACT/OWNER)
Alternative names: HIGHLANDS (T), SEWER IMPROVEMENT AREA
- HIGHLAND FALLS ES ( in HIGHLAND FALLS, NY)
(National Center for Education Statistics) - STATE ID-440901040002
Organizations: HIGHLAND FALLS CSD (SCHOOL DISTRICT)
- HIGHLAND FALLS MS ( in HIGHLAND FALLS, NY)
(National Center for Education Statistics) - STATE ID-440901040004
Organizations: HIGHLAND FALLS CSD (SCHOOL DISTRICT)
- HIGHLANDS W.D. #1 (254 MAIN ST in HIGHLAND FALLS, NY)
(Integrated Compliance Information System) - ICIS-02-2001-8087, FORMAL ENFORCEMENT ACTION
Business SIC classification: WATER SUPPLY
- HIGHLAND FALLS (V) WWTP (303 MAIN STREET in HIGHLAND FALLS, NY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
- CORNER CAR SHOP THE (86 MOUNTAIN AVE in HIGHLAND FALLS, NY)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: THE CORNER CAR STORE (CONTACT/OWNER)
- HIGHLAND FALLS CENTRAL SCHOOL DISTRICT (40 MOUNTAIN AVE in HIGHLAND FALLS, NY)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Fire-safe hotels and motels in zip code 10928
- Christianna Hotel, 52 Main St, Highland Falls, NY 10928, Phone: (845) 446-5798
- Best Western - Palisade Motel, Rt 218 & 9 W, Highland Falls, NY 10928, Phone: (845) 446-9400
- West Point Motel, 156 Main St, Highland Falls, NY 10928, Phone: (845) 446-4180, Fax: (845) 446-4180
- Super 8, Rt 9 West, Highland, NY 10928, Phone: (845) 691-6888, Fax: (845) 691-6888
- Econo Lodge, 17 Main St, Highland Falls, NY 10928, Phone: (845) 446-9400, Fax: (845) 446-6715
All 5 fire-safe hotels and motels in zip code 10928
Median worth of mobile homes: $26,250
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (65%)
- Utility gas (25%)
- Electricity (6%)
- Bottled, tank, or LP gas (3%)
- Wood (1%)
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Place of birth for U.S.-born residents:
- This state: 3818
- Northeast: 314
- Midwest: 236
- South: 452
- West: 102
62% of the 10928 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 47% lived in this county.
Out of people who lived in different counties, 74% lived in New York.
Population in 1990: 5,704. Population change in the 1990s: -346 (-6.1%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 73
| Here: | 11.8% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 18
| Here: | 5.3% | | New York: | 13.2% |
Students in private undergraduate colleges: 73
| Here: | 32.9% | | New York: | 38.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (HIGHLAND FALLS, NY):
- A BOSCH & SON INC (521 MAIN ST; small business): $2,534,556 in 15 contracts from 1999 to 2004
Contracts for Motor Passenger Services, Passenger Motor Charter Service by Army, Department of Defense Signed by year: 2000: $567,025; 2001: $170,000; 2002: $693,435; 2003: $485,155; 2004: $22,546; 2005: $0; 2006: $0.
Biggest contracts:
$570,556 with Army for Motor Passenger Services. Signed on 1999-10-28. Completion date: 2000-09-30.
$567,025, same as above. Signed on 2000-10-25. Completion date: 2001-09-30.
$468,412 with Department of Defense for Motor Passenger Services. Signed on 2003-01-01. Completion date: 2003-08-08.
$298,099, same as above. Signed on 2002-12-12. Completion date: 2003-08-08.
- C D PARRY CO INC (34 FORT PUTNAM ST): $463,828 in 10 contracts from 2000 to 2001
Contracts for Maintenance, Repair or Alteration of Real Property -- Other Non-Building Facilities by Army Signed by year: 2000: $422,757; 2001: $41,071; 2002: $0; 2003: $0; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$154,793 with Army for Maintenance, Repair or Alteration of Real Property -- Other Non-Building Facilities. Signed on 2000-07-31. Completion date: 2000-12-29.
$77,040, same as above. Signed on 2000-09-27. Completion date: 2001-03-06.
$42,344, same as above. Signed on 2000-07-31. Completion date: 2000-10-14.
$41,358, same as above. Signed on 2000-09-21. Completion date: 2001-08-10.
- DR PETER GERGELY (36 ROE PARK; small business): $256,142 in 10 contracts from 2001 to 2005
Contracts for Pediatric Services, General Health Care Services by Army Signed by year: 2000: $0; 2001: $48,000; 2002: $48,000; 2003: $48,000; 2004: $48,000; 2005: $64,142; 2006: $0.
Biggest contracts:
$56,000 with Army for Pediatric Services. Taking place in DC. Signed on 2005-10-26. Completion date: 2006-09-30.
$48,000 with Army for General Health Care Services. Signed on 2004-11-02. Completion date: 2004-09-30.
$48,000, same as above. Signed on 2003-10-01. Completion date: 2004-09-30.
$48,000, same as above. Signed on 2002-10-31. Completion date: 2002-09-30.
- WILLIAM F HOGAN FUNERAL HOME (135 MAIN STREET; small business): $23,558 in 13 contracts from 2003 to 2004
Contracts for Care of Remains and/or Funeral Services by Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $490; 2004: $23,068; 2005: $0; 2006: $0.
Biggest contracts:
$4,345 with Army for Care of Remains and/or Funeral Services. Signed on 2004-08-31. Completion date: 2004-08-31.
$3,798, same as above. Signed on 2004-01-22. Completion date: 2003-08-21.
$3,649, same as above. Signed on 2004-01-22. Completion date: 2004-01-22.
$3,535, same as above. Signed on 2004-09-01. Completion date: 2004-03-18.
- FC&C CONSTRUCTION (276 MAIN STREET; small business): $22,591 in 2 contracts in 2003
$22,591 with Army for Installation of Equipment -- Prefabricated Structures and Scaffolding. Signed on 2003-10-27. Completion date: 2004-09-30.
$0, same as above. Signed on 2003-10-27. Completion date: 2004-09-30.
- WEST POINT MOTEL (156 MAIN ST; small business)
$11,216 with Army for Lodging - Hotel/Motel. Signed on 2003-07-30. Completion date: 2003-09-01.
- SHERRY CASHMAN (80 MORGAN FARM WAY; small business): $6,775 in 6 contracts from 2004 to 2006
Contracts for Veterinary/Animal Care Services, Education Services by Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $6,000; 2005: $-2,225; 2006: $3,000.
Biggest contracts:
$3,000 with Army for Veterinary/Animal Care Services. Signed on 2006-01-26. Completion date: 2005-09-30.
$3,000, same as above. Signed on 2004-12-06. Completion date: 2005-09-30.
$3,000, same as above. Signed on 2004-04-13. Completion date: 2004-09-30.
$0, same as above. Signed on 2006-01-26. Completion date: 2005-09-30.
- PANAGIA FOODS INC (281 MAIN ST; small business)
$4,400 with Army for Food, Oils and Fats. Signed on 2005-11-04. Completion date: 2005-11-05.
- WARRIOR ETHOS INC (284 MINE RD; small business)
$3,000 with Army for Personal Services Contracts. Signed on 2003-12-11. Completion date: 2004-01-06.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 1 establishment, 10-19 employees: 1 establishment, 5-9 employees: 1 establishment, 1-4 employees: 3 establishments)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 1-4: 4)
- Other Services (except Public Administration): Religious Organizations (20-49: 1, 1-4: 1)
- Finance and Insurance: Direct Property and Casualty Insurance Carriers (20-49: 1)
- Finance and Insurance: Savings Institutions (10-19: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $261,047 | 79 | $199,924 | 84 | $196,009 | 39 | $96,214 | 6 | $839,347 | 20 | $202,684 | 6 | $76,240 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 24 | $171,305 | 15 | $246,846 | 4 | $44,223 | 0 | $0 | 0 | $0 | 2 | $85,340 |
| APPLICATIONS DENIED | 0 | $0 | 12 | $269,418 | 95 | $212,775 | 28 | $99,521 | 0 | $0 | 15 | $205,204 | 2 | $37,170 |
| APPLICATIONS WITHDRAWN | 2 | $305,665 | 3 | $196,023 | 47 | $198,191 | 8 | $122,203 | 0 | $0 | 6 | $203,220 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 8 | $162,456 | 16 | $165,114 | 2 | $103,550 | 0 | $0 | 4 | $134,853 | 1 | $51,580 |
Aggregated Statistics For Year 2006 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $226,750 | 130 | $186,928 | 83 | $204,278 | 48 | $68,554 | 7 | $256,266 | 13 | $191,818 | 2 | $75,100 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 16 | $136,615 | 20 | $188,025 | 11 | $88,273 | 2 | $119,870 | 2 | $103,550 | 1 | $30,340 |
| APPLICATIONS DENIED | 1 | $274,610 | 20 | $177,988 | 105 | $163,109 | 15 | $128,881 | 0 | $0 | 2 | $170,305 | 8 | $61,379 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 20 | $215,457 | 56 | $165,463 | 6 | $83,392 | 2 | $364,130 | 2 | $273,475 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $182,956 | 21 | $176,333 | 2 | $47,410 | 0 | $0 | 4 | $83,868 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $244,230 | 163 | $196,799 | 144 | $176,731 | 39 | $61,981 | 2 | $599,340 | 54 | $161,384 | 3 | $80,160 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 21 | $208,836 | 16 | $96,950 | 9 | $118,742 | 0 | $0 | 5 | $103,590 | 4 | $97,438 |
| APPLICATIONS DENIED | 0 | $0 | 40 | $160,292 | 98 | $192,831 | 29 | $133,664 | 2 | $274,695 | 11 | $137,593 | 7 | $167,237 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 51 | $186,547 | 130 | $184,919 | 13 | $197,745 | 0 | $0 | 15 | $148,029 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $192,820 | 13 | $214,735 | 7 | $203,581 | 3 | $24,233 | 0 | $0 | 4 | $152,333 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $202,102 | 174 | $173,558 | 136 | $155,356 | 33 | $56,405 | 4 | $200,178 | 52 | $151,732 | 2 | $36,415 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $188,787 | 26 | $201,933 | 53 | $138,686 | 9 | $29,922 | 0 | $0 | 8 | $214,424 | 2 | $50,445 |
| APPLICATIONS DENIED | 2 | $244,730 | 37 | $172,223 | 90 | $153,002 | 26 | $46,192 | 2 | $408,550 | 19 | $162,080 | 5 | $62,206 |
| APPLICATIONS WITHDRAWN | 6 | $158,492 | 15 | $214,315 | 95 | $147,220 | 8 | $66,230 | 0 | $0 | 3 | $159,313 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 13 | $189,451 | 21 | $169,364 | 2 | $69,925 | 0 | $0 | 2 | $200,780 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $157,048 | 103 | $147,216 | 191 | $136,313 | 31 | $24,588 | 5 | $179,368 | 35 | $114,828 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 22 | $155,351 | 37 | $128,494 | 3 | $47,033 | 0 | $0 | 2 | $87,905 |
| APPLICATIONS DENIED | 0 | $0 | 11 | $101,767 | 81 | $138,864 | 14 | $38,699 | 0 | $0 | 8 | $112,218 |
| APPLICATIONS WITHDRAWN | 6 | $146,172 | 14 | $126,764 | 83 | $139,453 | 5 | $34,744 | 1 | $185,860 | 8 | $115,326 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $219,060 | 18 | $134,076 | 4 | $30,468 | 0 | $0 | 2 | $184,795 |
Aggregated Statistics For Year 2002 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $165,425 | 88 | $182,043 | 115 | $124,122 | 22 | $17,843 | 26 | $280,019 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $135,850 | 12 | $123,144 | 27 | $109,164 | 6 | $25,900 | 7 | $91,924 |
| APPLICATIONS DENIED | 5 | $113,950 | 23 | $115,307 | 50 | $116,270 | 19 | $46,137 | 2 | $121,755 |
| APPLICATIONS WITHDRAWN | 2 | $142,845 | 8 | $143,269 | 64 | $121,549 | 8 | $34,354 | 2 | $163,820 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $166,815 | 10 | $146,435 | 0 | $0 | 2 | $166,815 |
Aggregated Statistics For Year 2001 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $132,909 | 87 | $104,826 | 92 | $100,229 | 27 | $18,760 | 2 | $62,205 | 16 | $107,306 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 11 | $65,829 | 17 | $78,420 | 4 | $42,825 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $112,530 | 15 | $79,942 | 57 | $88,167 | 17 | $23,888 | 0 | $0 | 6 | $126,195 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 12 | $125,106 | 61 | $107,185 | 10 | $15,183 | 0 | $0 | 1 | $74,340 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 14 | $102,545 | 5 | $37,978 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $115,030 | 92 | $98,140 | 33 | $86,202 | 22 | $22,515 | 2 | $114,875 | 17 | $98,473 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 15 | $56,372 | 14 | $53,136 | 9 | $23,237 | 0 | $0 | 3 | $41,523 |
| APPLICATIONS DENIED | 3 | $103,420 | 25 | $69,833 | 45 | $71,881 | 15 | $22,930 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $76,640 | 17 | $85,697 | 43 | $100,654 | 7 | $23,594 | 0 | $0 | 2 | $99,890 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $54,877 | 13 | $93,183 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $137,938 | 34 | $108,664 | 35 | $91,544 | 8 | $22,435 | 1 | $101,260 | 7 | $98,053 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 6 | $89,172 | 12 | $95,749 | 1 | $14,730 | 0 | $0 | 5 | $76,418 |
| APPLICATIONS DENIED | 1 | $53,390 | 4 | $90,103 | 16 | $99,053 | 5 | $45,922 | 0 | $0 | 1 | $9,210 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $92,443 | 24 | $99,065 | 2 | $62,990 | 0 | $0 | 2 | $130,760 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 4 | $102,920 | 0 | $0 | 0 | $0 | 1 | $60,750 |
Detailed HMDA statistics for the following Tracts:
0136.00
, 0137.00, 0138.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $262,346 | 1 | $289,790 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $211,970 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $327,640 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $217,988 | 2 | $254,720 | 2 | $247,725 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $206,373 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $172,960 | 2 | $179,800 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $183,800 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 32 | $214,292 | 4 | $257,810 | 4 | $166,318 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $209,920 | 0 | $0 | 4 | $186,795 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $220,258 | 0 | $0 | 2 | $237,740 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 40 | $190,695 | 3 | $172,757 | 6 | $132,188 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $174,604 | 3 | $159,947 | 3 | $189,357 |
| APPLICATIONS DENIED | 2 | $172,810 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $224,460 | 0 | $0 | 2 | $215,760 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 47 | $166,609 | 18 | $165,546 | 7 | $171,801 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $143,863 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $127,860 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 38 | $147,142 | 14 | $136,121 | 2 | $193,785 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $137,515 | 5 | $123,088 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $82,685 | 0 | $0 | 1 | $91,790 |
| APPLICATIONS WITHDRAWN | 1 | $81,170 | 0 | $0 | 1 | $81,170 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $109,213 | 6 | $118,092 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $124,940 | 3 | $103,663 |
| APPLICATIONS DENIED | 4 | $77,915 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $104,022 | 2 | $49,945 | 2 | $85,905 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $128,860 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $53,940 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $110,930 | 1 | $110,500 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $86,530 | 0 | $0 | 1 | $86,530 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0136.00
, 0137.00, 0138.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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