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10989 Zip Code Detailed Profile

 


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Profiles Valley Cottage, NY (10989) houses, apartments, residents, cars, jobs...

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Cities: Valley Cottage, NY (59.09%), Congers, NY (11.65%), Nyack, NY (0.01%), Upper Nyack, NY (0.00%)
County: Rockland County, NY

Zip code population in 2010: 3,611
Zip code population (2000): 9,381



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Age and Sex of Residents in zip code 10989

Zip code 10989 (Valley Cottage, New York) real estate house value trends

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Houses and condos: 3,723
Renter-occupied apartments: 932
% of renters here:

26%
State:

45%

Mar. 2012 cost of living index in zip code 10989: 140.5 (very high, U.S. average is 100)

Land area: 4.9 sq. mi.
Water area: 0.6 sq. mi.
Population density: 732 people per square mile 
 
 (low).

Real estate property taxes paid for housing units in 2010:
This zip code:

1.7% ($7,852)
New York:

1.3% ($3,937)

Median real estate property taxes paid for housing units with mortgages in 2010: $8,003 (1.7%)
Median real estate property taxes paid for housing units with no mortgage in 2010: $7,411 (1.7%)

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Males: 4,633  (47.3%)
Females: 5,167  (52.7%)

Zip code 10989 races chart

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100% urban population.

Estimated median house/condo value in 2010: $464,682
10989:

$464,682
New York:

$304,100
Median resident age:
This zip code:

43.0 years
New York median age:

37.9 years

Average household size:
This zip code:

2.7 people
New York:

2.6 people

Averages for the 2004 tax year for zip code 10989, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $72,325 (Individual Income Tax Returns)
Here:

$72,325
State:

$59,519

Salary/wage: $64,066 (reported on 83.4% of returns)
Here:

$64,066
State:

$50,673
(% of AGI for various income ranges: 109.3% for AGIs below $10k, 66.3% for AGIs $10k-25k, 78.3% for AGIs $25k-50k, 78.1% for AGIs $50k-75k, 81.6% for AGIs $75k-100k, 70.2% for AGIs over 100k)

Taxable interest for individuals: $1,343 (reported on 68.5% of returns)
This zip code:

$1,343
New York:

$2,377
(% of AGI for various income ranges: 9.5% for AGIs below $10k, 3.5% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Taxable dividends: $2,336 (reported on 41.0% of returns)
Here:

$2,336
State:

$5,394
(% of AGI for various income ranges: 9.2% for AGIs below $10k, 3.1% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Net capital gain/loss: +$3,936 (reported on 30.7% of returns)
Here:

+$3,936
State:

+$23,581
(% of AGI for various income ranges: -6.6% for AGIs below $10k, -0.7% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 2.8% for AGIs over 100k)

Profit/loss from business: +$16,178 (reported on 14.8% of returns)
Here:

+$16,178
State:

+$13,809
(% of AGI for various income ranges: 15.7% for AGIs below $10k, 4.6% for AGIs $10k-25k, 4.3% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 3.3% for AGIs over 100k)

IRA payment deduction: $3,194 (reported on 3.6% of returns)
10989:

$3,194
New York:

$3,115
(% of AGI for various income ranges: 0.7% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $14,247 (reported on 1.5% of returns)
Here:

$14,247
New York:

$19,016

Total itemized deductions: $24,895 (24% of AGI, reported on 59.6% of returns)
Here:

$24,895
State:

$25,864

Here:

23.6% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 37.8% for AGIs below $10k, 22.8% for AGIs $10k-25k, 20.4% for AGIs $25k-50k, 23.0% for AGIs $50k-75k, 24.1% for AGIs $75k-100k, 18.8% for AGIs over 100k)

Charity contributions deductions: $2,842 (3% of AGI, reported on 56.8% of returns)
Here:

$2,842
State:

$4,439

Here:

2.6% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 1.4% for AGIs below $10k, 2.2% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Total tax: $12,208 (reported on 84.2% of returns)
10989:

$12,208
State:

$11,730
(% of AGI for various income ranges: 5.4% for AGIs below $10k, 4.2% for AGIs $10k-25k, 8.1% for AGIs $25k-50k, 10.0% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 18.0% for AGIs over 100k)

Earned income credit: $950 (reported on 4.6% of returns)
Here:

$950
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 71.5%
Here:

71%
State:

67%
(% for various income ranges: 62.9% for AGIs below $10k, 69.6% for AGIs $10k-25k, 69.9% for AGIs $25k-50k, 73.3% for AGIs $50k-75k, 76.3% for AGIs $75k-100k, 76.6% for AGIs over 100k)


Estimated median household income in 2010:
This zip code:

$94,526
New York:

$55,217

Valley Cottage, NY (10989) map

Nearest zip codes: 10920, 10960, 10994, 10913, 10956, 10927.
Valley Cottage Zip Code Map

Percentage of family households:
This zip code:

49.4%
New York:

49.7%


Housing units in zip code 10989 with a mortgage: 1,934 (120 second mortgage, 559 home equity loan, 216 both second mortgage and home equity loan)
Houses without a mortgage: 714

Median monthly owner costs for units with a mortgage: $2,656

Median monthly owner costs for units without a mortgage: $872

Residents with income below the poverty level in 2010:
This zip code:

7.3%
Whole state:

14.4%

Residents with income below 50% of the poverty level in 2010:
This zip code:

2.7%
Whole state:

7.9%

Median number of rooms in houses and condos:
Here:

6.7
State:

6.4

Median number of rooms in apartments:
Here:

4.7
State:

3.9


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Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 10989: Rockland Lake Executive Golf Course (A), Christian Herald Childrens Home (B), Valley Cottage Free Library (C), Nyack Manor Nursing Home (D), Tolstoy Foundation Rehabilitation and Nursing Center (E), Valley Cottage Fire District (F). Display/hide their locations on the map

Churches in zip code 10989 include: The Childrens Temple (A), All Saints Episcopal Church (B), Elim Alliance Church (C). Display/hide their locations on the map

Lakes: Rockland Lake (A), Garrabrant Pond (B). Display/hide their locations on the map

River: East Branch Hackensack River (A). Display/hide its location on the map

Park in zip code 10989: Rockland Lake State Park (1). Display/hide its location on the map

 

Year house built

  • 2005 or later: 726
  • 2000 to 2004: 252
  • 1990 to 1999: 265
  • 1980 to 1989: 404
  • 1970 to 1979: 1,216
  • 1960 to 1969: 899
  • 1950 to 1959: 445
  • 1940 to 1949: 108
  • 1939 or earlier: 267


Zip code 10989 satellite photo by USGS



Estimated household income distribution in 2009:

Zip code 10989 household income distribution in 2009

Zip code 10989 house/condo values in 2010

Estimate of home value of owner-occupied houses/condos in 2010 in zip code 10989:

  • $30,000 to $34,999: 118
  • $40,000 to $49,999: 135
  • $50,000 to $59,999: 44
  • $70,000 to $79,999: 5
  • $90,000 to $99,999: 58
  • $100,000 to $124,999: 17
  • $125,000 to $149,999: 34
  • $150,000 to $174,999: 104
  • $175,000 to $199,999: 156
  • $200,000 to $249,999: 323
  • $250,000 to $299,999: 249
  • $300,000 to $399,999: 501
  • $400,000 to $499,999: 868
  • $500,000 to $749,999: 707
  • $750,000 to $999,999: 146
  • $1,000,000 or more: 106

 



10989 rent paid by renters

Rent paid by renters in 2010 in zip code 10989:

  • Less than $100: 512
  • $100 to $149: 138
  • $150 to $199: 414
  • $200 to $249: 7
  • $450 to $499: 806
  • $500 to $549: 550
  • $550 to $599: 602
  • $650 to $699: 810
  • $700 to $749: 380
  • $750 to $799: 101
  • $800 to $899: 314
  • $900 to $999: 264
  • $1,000 to $1,249: 467
  • $1,250 to $1,499: 200
  • $1,500 to $1,999: 420
  • $2,000 or more: 106
  • No cash rent: 71
 

Estimated median house (or condo) value in 2010 for:

  • White Non-Hispanic householders: $506,364
  • Black or African American householders: $478,505
  • Asian householders: $473,826
  • Some other race householders: $489,138
  • Two or more races householders: $531,672
  • Hispanic or Latino householders: $487,437

Estimated median house or condo value in 2010: $464,682
10989:

$464,682
New York:

$304,100
Lower value quartile - upper value quartile: $389,669 - $595,685

Mean price in 2010:

Detached houses: $1,103,971
Here:

$1,103,971
State:

$345,011

Townhouses or other attached units: $236,058
Here:

$236,058
State:

$484,090

In 2-unit structures: $339,504
Here:

$339,504
State:

$462,167

In 3-to-4-unit structures: $38,481
Here:

$38,481
State:

$578,037

In 5-or-more-unit structures: $19,669
Here:

$19,669
State:

$647,699

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 2,053
  • One, attached: 426
  • Two: 111
  • 3 or 4: 642
  • 5 to 9: 1,073
  • 10 to 19: 195
  • 20 to 49: 107
  • 50 or more: 623
  • Mobile homes: 153
10989 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 3,746 (76%)
  • Carpooled: 561 (11%)
  • Bus or trolley bus: 365 (7%)
  • Subway or elevated: 7 (0%)
  • Railroad: 167 (3%)
  • Ferryboat: 1 (0%)
  • Taxi: 65 (1%)
  • Motorcycle: 159 (3%)
  • Walked: 242 (5%)
  • Other means: 34 (1%)
  • Worked at home: 199 (4%)
 

10989 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 274
  • 5 to 9 minutes: 468
  • 10 to 14 minutes: 699
  • 15 to 19 minutes: 751
  • 20 to 24 minutes: 367
  • 25 to 29 minutes: 344
  • 30 to 34 minutes: 517
  • 35 to 39 minutes: 189
  • 40 to 44 minutes: 262
  • 45 to 59 minutes: 582
  • 60 to 89 minutes: 418
  • 90 or more minutes: 173
 

Percentage of zip code residents living and working in this county: 53.6%

Household type by relationship:

Households: 9,040
  • In family households: 7,966 (1,891 male householders, 558 female householders)
    2,189 spouses, 2,793 children (2,680 natural, 65 adopted, 48 stepchildren), 82 grandchildren, 83 brothers or sisters, 119 parents, 137 other relatives, 114 non-relatives
  • In nonfamily households: 1,074 (338 male householders (283 living alone)), 559 female householders (450 living alone)), 177 nonrelatives
  • In group quarters: 379 (299 institutionalized population)

Size of family households: 982 2-persons, 540 3-persons, 458 4-persons, 311 5-persons, 226 6-persons, 135 7-or-more-persons

Size of nonfamily households: 973 1-person, 223 2-persons, 12 3-persons

1,154 married couples with children.
733 single-parent households (312 men, 421 women).

69.6% of residents of 10989 zip code speak English at home.
55.6% of residents speak Spanish at home (14% very well, 49% well, 12% not well, 25% not at all).
36.1% of residents speak other Indo-European language at home (20% very well, 6% well, 63% not well, 11% not at all).
17.6% of residents speak Asian or Pacific Island language at home (55% very well, 28% well, 17% not well).
3.5% of residents speak other language at home (99% very well, 1% well).

Foreign born population: 2,561 (25.3%)
(66.7% of them are naturalized citizens)
This zip code:

25.3%
Whole state:

21.9%

Most common places of birth for the foreign-born residents:

  • Philippines (30%)
  • Russia (9%)
  • India (7%)
  • Italy (6%)
  • Germany (6%)
  • Ireland (4%)
  • Czechoslovakia (includes Czech Republic and Slovakia) (3%)

Year of entry for the foreign-born population

  • 2000 or later: 628
  • 1990 to 1999: 629
  • 1980 to 1989: 579
  • Before 1980: 889

Races in zip code 10989:

White population: 6,173
Black population: 940
American Indian population: 0
Asian population: 1,479
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 355
Two or more races population: 99
Hispanic or Latino population: 1,161

Zip code 10989 topographic map

Facilities with environmental interests located in this zip code:

  • ALEPAS AUTO WORKS (46D RTE 303 in VALLEY COTTAGE, NY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • GETTY PETROLEUM CORP (RTE 303 in VALLEY COTTAGE, NY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • GETTY SERVICE STATION (RTE 303 in VALLEY COTTAGE, NY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • CORONET JEWELRY MFG CO (48A RTE 303 in VALLEY COTTAGE, NY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business NAICS classification: JEWELRY (EXCEPT COSTUME) MANUFACTURING.


Zip code 10989 marital status for males
Zip code 10989 marital status for females


Housing units lacking complete plumbing facilities: 9.1%

Housing units lacking complete kitchen facilities: 4.8%

Most commonly used house heating fuel:

  • Utility gas (71%)
  • Electricity (23%)
  • Wood (2%)
  • Fuel oil, kerosene, etc. (2%)
  • Bottled, tank, or LP gas (1%)
  • Other fuel (1%)

Population in 1990: 9,132. Population change in the 1990s: +249 (+2.7%).

Place of birth for U.S.-born residents:

  • This state: 6,653
  • Northeast: 760
  • Midwest: 116
  • South: 249
  • West: 59

69% of the 10989 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 58% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 421
Here:

38.0%
New York:

14.0%

Students in private schools in grades 9 to 12 (high school): 98
Here:

14.5%
New York:

12.8%

Students in private undergraduate colleges: 231
Here:

33.6%
New York:

36.6%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Companies with federal contracts located in this zip code:

  • VINTEN INC. (709 EXECUTIVE BLVD. in VALLEY COTTAGE, NY)
    $38,447 with Navy for Video Recording and Reproducing Equipment. Signed on 2000-09-08. Completion date: 2000-10-10.
  • SUPPLY NET INC (614 CORPORATE WAY in VALLEY COTTAGE, NY; small business) : $15,526 in 2 contracts in 2004
    $15,440 with Navy for Wire and Cable, Electrical. Signed on 2004-04-08. Completion date: 2004-05-14.
    $86, same as above. Signed on 2004-05-12. Completion date: 2004-05-14.
  • SCHUCK MOVING SYSTEMS CORP (10 FORD PRODUCTS RD in VALLEY COTTAGE, NY; small business)
    $5,400 with Navy for Other Defense -- Applied Research and Exploratory Development (R&D). Signed on 2004-12-10. Completion date: 2005-12-20.

Top industries in this zip code by the number of employees in 2005:

  • Health Care and Social Assistance: Nursing Care Facilities (100-249 employees: 2 establishments)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (50-99: 2, 20-49: 1, 10-19: 1, 5-9: 1, 1-4: 5)
  • Health Care and Social Assistance: Residential Mental Retardation Facilities (50-99: 1, 5-9: 2)
  • Professional, Scientific, and Technical Services: Custom Computer Programming Services (50-99: 1, 5-9: 1, 1-4: 3)
  • Professional, Scientific, and Technical Services: Marketing Research and Public Opinion Polling (50-99: 1)
  • Health Care and Social Assistance: Medical Laboratories (50-99: 1)
  • Information: Data Processing, Hosting, and Related Services (50-99: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




People in group quarters:

  • 298 people in nursing homes
  • 24 people in other group homes
  • 21 people in homes for the mentally retarded
  • 19 people in homes for the mentally ill
  • 13 people in other nonhousehold living situations
  • 2 people in religious group quarters

Fatal accident statistics in 2006:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED34$330,98399$274,825206$263,68410$56,3075$133,910
APPLICATIONS APPROVED, NOT ACCEPTED2$223,8206$349,48837$273,9383$68,3970$0
APPLICATIONS DENIED2$263,17017$278,482140$304,62928$106,6507$131,341
APPLICATIONS WITHDRAWN10$276,42910$288,54380$282,3883$255,5775$114,682
FILES CLOSED FOR INCOMPLETENESS1$450,8405$339,27640$343,8423$319,8930$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed HMDA statistics for the following Tracts: 0109.01 , 0109.02, 0111.01, 0111.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED21$323,9572$240,225
APPLICATIONS APPROVED, NOT ACCEPTED3$506,3734$275,418
APPLICATIONS DENIED7$363,6312$421,505
APPLICATIONS WITHDRAWN2$298,0701$225,600
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed PMIC statistics for the following Tracts: 0109.01 , 0109.02, 0111.01, 0111.02

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 10989 among deceased individuals
NameCountLived (average)
Mary10184.8 years
Anna8186.5 years
John6777.3 years
Maria5786.3 years
Joseph5179.3 years
George4479.3 years
Rose4484.5 years
Helen4282.3 years
Catherine4287.2 years
Margaret3885.4 years
Most common last names in zip code 10989 among deceased individuals
Last nameCountLived (average)
Smith1680.7 years
Johnson979.1 years
Peterson871.8 years
Russo780.9 years
Miele782.7 years
Reilly781.5 years
Walsh781.8 years
Kelly675.0 years
Foley673.2 years
Russell674.0 years
Businesses in zip code 10989
NameCountNameCount
FedEx2Rite Aid1
GNC1UPS1


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