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10989 Zip Code Detailed Profile

 



Profiles Valley Cottage, NY (10989) houses, apartments, residents, cars, jobs...

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City: Valley Cottage, NY
Rockland County, NY
Zip code population (2000): 9,381
Estimated zip code population in 2007: 9,539

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Age and Sex of Residents in zip code 10989

Zip code 10989 (Valley Cottage, New York) real estate house value trends

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Valley Cottage, NY (10989) map from a distance

Houses and condos: 3,455
Renter-occupied apartments: 552
% of renters here:  16%
State:  47%

2008 cost of living index in zip code 10989: 147.4 (very high, U.S. average is 100)

Land area: 5.0 sq. mi.
Water area: 0.0 sq. mi.
Population density: 1895 people per square mile 
 
 (low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  3.4% ($6,115)
New York:  2.4% ($2,847)

Profiles of local businesses:
LeadsMarketer

List your B&M business here for free. Over a million visitors/week. Get a huge advantage over your competition

Males: 4,488  (47.8%)
Females: 4,893  (52.2%)

Zip code 10989 races chart


100% urban population.

Estimated median house/condo value in 2007: $460,390
10989:  $460,390
New York:  $311,000

According to our research of public records there were no registered sex offenders living in this zip code in early 2007.

Median resident age:  41.3 years
New York median age:  35.9 years

Average household size:
This zip code:  2.7 people
New York:  2.6 people

Averages for the 2004 tax year for zip code 10989, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $72,325 (Individual Income Tax Returns)
Here:  $72,325
State:  $59,519

Salary/wage: $64,066 (reported on 83.4% of returns)
Here:  $64,066
State:  $50,673
(% of AGI for various income ranges: 109.3% for AGIs below $10k, 66.3% for AGIs $10k-25k, 78.3% for AGIs $25k-50k, 78.1% for AGIs $50k-75k, 81.6% for AGIs $75k-100k, 70.2% for AGIs over 100k)

Taxable interest for individuals: $1,343 (reported on 68.5% of returns)
This zip code:  $1,343
New York:  $2,377
(% of AGI for various income ranges: 9.5% for AGIs below $10k, 3.5% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Taxable dividends: $2,336 (reported on 41.0% of returns)
Here:  $2,336
State:  $5,394
(% of AGI for various income ranges: 9.2% for AGIs below $10k, 3.1% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Net capital gain/loss: +$3,936 (reported on 30.7% of returns)
Here:  +$3,936
State:  +$23,581
(% of AGI for various income ranges: -6.6% for AGIs below $10k, -0.7% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 2.8% for AGIs over 100k)

Profit/loss from business: +$16,178 (reported on 14.8% of returns)
Here:  +$16,178
State:  +$13,809
(% of AGI for various income ranges: 15.7% for AGIs below $10k, 4.6% for AGIs $10k-25k, 4.3% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 3.3% for AGIs over 100k)

IRA payment deduction: $3,194 (reported on 3.6% of returns)
10989:  $3,194
New York:  $3,115
(% of AGI for various income ranges: 0.7% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $14,247 (reported on 1.5% of returns)
Here:  $14,247
New York:  $19,016

Total itemized deductions: $24,895 (1% of AGI, reported on 59.6% of returns)
Here:  $24,895
State:  $25,864
(% of AGI for various income ranges: 37.8% for AGIs below $10k, 22.8% for AGIs $10k-25k, 20.4% for AGIs $25k-50k, 23.0% for AGIs $50k-75k, 24.1% for AGIs $75k-100k, 18.8% for AGIs over 100k)

Charity contributions deductions: $2,842 (2.6% of AGI, reported on 56.8% of returns)
Here:  $2,842
New York:  $4,439

Here:  2.6% of AGI
State:  3.6% of AGI
(% of AGI for various income ranges: 1.4% for AGIs below $10k, 2.2% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Total tax: $12,208 (reported on 84.2% of returns)
10989:  $12,208
State:  $11,730
(% of AGI for various income ranges: 5.4% for AGIs below $10k, 4.2% for AGIs $10k-25k, 8.1% for AGIs $25k-50k, 10.0% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 18.0% for AGIs over 100k)

Earned income credit: $950 (reported on 4.6% of returns)
Here:  $950
State:  $1,757
(% of AGI for various income ranges: 3.2% for AGIs below $10k, 1.0% for AGIs $10k-25k, 0.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 71.5%
Here:  71%
State:  67%
(% for various income ranges: 62.9% for AGIs below $10k, 69.6% for AGIs $10k-25k, 69.9% for AGIs $25k-50k, 73.3% for AGIs $50k-75k, 76.3% for AGIs $75k-100k, 76.6% for AGIs over 100k)


Estimated median household income in 2007: $94,439
This zip code:  $94,439
New York:  $53,514
Valley Cottage, NY (10989) map

Nearest zip codes: 10920, 10994, 10960, 10956, 10913, 10954.


Percentage of family households:
This zip code:  71.7%
Whole state:  65.7%

Percentage of households with unmarried partners:
This zip code:  4.0%
Whole state:  5.4%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.4% of all households
  • Gay men: 0.3% of all households

Housing units in zip code 10989 with a mortgage: 1,649 (178 second mortgage, 189 home equity loan, 16 both second mortgage and home equity loan)
Houses without a mortgage: 482


Median monthly owner costs for units with a mortgage: $2,806

Median monthly owner costs for units without a mortgage: $1,013

Residents with income below the poverty level in 2007:
This zip code:  2.7%
Whole state:  13.7%

Residents with income below 50% of the poverty level in 2007:
This zip code:  0.8%
Whole state:  6.1%

Median number of rooms in houses and condos:
Here:  7.2
State:  6.3

Median number of rooms in apartments:
Here:  3.7
State:  3.6


Zip code 10989 close-up map

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

 

Year house built:
  • 1999 to March 2000: 46
  • 1995 to 1998: 39
  • 1990 to 1994: 138
  • 1980 to 1989: 436
  • 1970 to 1979: 1,092
  • 1960 to 1969: 861
  • 1950 to 1959: 390
  • 1940 to 1949: 142
  • 1939 or earlier: 278



Zip code 10989 satellite photo by USGS


Bedrooms in owner-occupied houses in Valley Cottage, NY (10989):
  • no bedroom: 0
  • 1 bedrooms: 312
  • 2 bedrooms: 524
  • 3 bedrooms: 809
  • 4 bedrooms: 985
  • 5 or more bedrooms: 176


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 26
  • 1 bedrooms: 276
  • 2 bedrooms: 127
  • 3 bedrooms: 72
  • 4 bedrooms: 40
  • 5 or more bedrooms: 11



Vehicles available in 10989 zip code in owner-occupied houses/condos:
  • no vehicle: 73
  • 1 vehicle: 763
  • 2 vehicles: 1,232
  • 3 vehicles: 538
  • 4 vehicles: 168
  • 5 or more vehicles: 32


Vehicles available in renter-occupied apartments:
  • no vehicle: 23
  • 1 vehicle: 246
  • 2 vehicles: 242
  • 3 vehicles: 30
  • 4 vehicles: 0
  • 5 or more vehicles: 11



Estimated household income distribution in 2007:

Zip code 10989 household income distribution in 2007

Zip code 10989 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 10989:

  • $80,000 to $89,999: 2
  • $90,000 to $99,999: 4
  • $100,000 to $124,999: 2
  • $125,000 to $149,999: 7
  • $150,000 to $174,999: 29
  • $175,000 to $199,999: 79
  • $200,000 to $249,999: 261
  • $250,000 to $299,999: 238
  • $300,000 to $399,999: 391
  • $400,000 to $499,999: 718
  • $500,000 to $749,999: 858
  • $750,000 to $999,999: 205
  • $1,000,000 or more: 60
 



10989 rent paid by renters


Rent paid by renters in 2007 in zip code 10989:

  • $300 to $349: 3
  • $450 to $499: 5
  • $500 to $549: 11
  • $550 to $599: 5
  • $600 to $649: 6
  • $650 to $699: 5
  • $700 to $749: 17
  • $750 to $799: 21
  • $800 to $899: 73
  • $900 to $999: 171
  • $1,000 to $1,249: 278
  • $1,250 to $1,499: 112
  • $1,500 to $1,999: 146
  • $2,000 or more: 12
  • No cash rent: 28
 


Median price asked for vacant for-sale houses and condos in 2007: $289,718.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $501,687
  • Black or African American householders: $474,085
  • Asian householders: $469,449
  • Some other race householders: $484,620
  • Two or more races householders: $526,761
  • Hispanic or Latino householders: $482,934

Estimated median house or condo value in 2007: $492,734 (it was $218,500 in 2000)
10989:  $492,734
New York:  $311,000
Lower value quartile - upper value quartile: $313,651 - $668,136

Mean price in 2007:
Detached houses: $500,916
Here:  $500,916
State:  $352,556

Townhouses or other attached units: $468,535
Here:  $468,535
State:  $476,263

In 2-unit structures: $392,737
Here:  $392,737
State:  $482,362

In 3-to-4-unit structures: $243,512
Here:  $243,512
State:  $552,553

In 5-or-more-unit structures: $211,666
Here:  $211,666
State:  $503,284

Mobile homes: $225,000
Here:  $225,000
State:  $40,766


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 2,190
  • One, attached: 166
  • Two: 58
  • 3 or 4: 318
  • 5 to 9: 494
  • 10 to 19: 92
  • 20 to 49: 45
  • 50 or more: 50
  • Mobile homes: 9
10989 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 4,000 (81%)
  • Carpooled: 428 (9%)
  • Bus or trolley bus: 159 (3%)
  • Subway or elevated: 32 (1%)
  • Railroad: 91 (2%)
  • Walked: 49 (1%)
  • Worked at home: 160 (3%)
 

10989 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 91
  • 5 to 9 minutes: 342
  • 10 to 14 minutes: 528
  • 15 to 19 minutes: 684
  • 20 to 24 minutes: 684
  • 25 to 29 minutes: 227
  • 30 to 34 minutes: 502
  • 35 to 39 minutes: 91
  • 40 to 44 minutes: 298
  • 45 to 59 minutes: 540
  • 60 to 89 minutes: 445
  • 90 or more minutes: 327
 

Percentage of zip code residents living and working in this county: 50.7%


Household type by relationship
Households: 9,040

  • In family households: 7,966 (1,891 male householders, 558 female householders)
    2,189 spouses, 2,793 children (2,680 natural, 65 adopted, 48 stepchildren), 82 grandchildren, 83 brothers or sisters, 119 parents, 137 other relatives, 114 non-relatives
  • In nonfamily households: 1,074 (338 male householders (283 living alone)), 559 female householders (450 living alone)), 177 nonrelatives
  • In group quarters: 379 (299 institutionalized population)

Size of family households: 936 2-persons, 593 3-persons, 487 4-persons, 267 5-persons, 95 6-persons, 71 7-or-more-persons.

Size of nonfamily households: 733 1-person, 151 2-persons, 13 3-persons.

1,647 married couples with children.
199 single-parent households (37 men, 162 women).

78.6% of residents of 10989 zip code speak English at home.
5.7% of residents speak Spanish at home (77% very well, 9% well, 10% not well, 4% not at all).
8.4% of residents speak other Indo-European language at home (67% very well, 15% well, 11% not well, 7% not at all).
6.7% of residents speak Asian or Pacific Island language at home (70% very well, 28% well, 2% not well).
0.6% of residents speak other language at home (78% very well, 22% not well).

Foreign born population: 1,437 (15.3%)
(66.9% of them are naturalized citizens)

This zip code:  15.3%
Whole state:  20.4%

Most common places of birth for the foreign-born residents:



  • Philippines (30%)
  • Russia (9%)
  • India (7%)
  • Italy (6%)
  • Germany (6%)
  • Ireland (4%)
  • Czechoslovakia (includes Czech Republic and Slovakia) (3%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 193
  • 1990 to 1994: 189
  • 1985 to 1989: 191
  • 1980 to 1984: 191
  • 1975 to 1979: 57
  • 1970 to 1974: 92
  • 1970 to 1974: 75
  • 1965 to 1969: 449

White population: 7,839
Black population: 305
American Indian population: 8
Asian population: 839
Native Hawaiian and Other Pacific Islander population: 11
Some other race population: 167
Two or more races population: 212

Zip code 10989 races chart


First ancestries reported:

 Italian: 2124
 Other groups: 1737
 Irish: 1413
 German: 626
 United States or American: 493
 Russian: 419
 Polish: 242
 English: 206
 Greek: 128
 West Indian (excluding Hispanic groups):: 119
 French (except Basque): 95
 European: 86
 Dutch: 74
 Scottish: 70
 Hungarian: 64
 Ukrainian: 63
 Norwegian: 63
 Swedish: 56
 Austrian: 56
 Scotch-Irish: 55
 Haitian: 52
 Jamaican: 52
 Slovak: 44
 Turkish: 34
 Czechoslovakian: 27
 French Canadian: 25
 Romanian: 24
 Canadian: 21
 Armenian: 20
 Czech: 19
 Northern European: 18
 Eastern European: 18
 Swiss: 18
 British: 18
 Croatian: 16
 West Indian: 12
 Danish: 9
 Portuguese: 9
 Israeli: 9
 Arab:: 8
 Other Arab: 8
 Belgian: 8
 Scandinavian: 7
 Icelander: 7
 Estonian: 7
 Latvian: 6
 Yugoslavian: 4
 British West Indian: 3
 Brazilian: 3
 Lithuanian: 2



Zip code 10989 topographic map


Facitilies with environmental interests located in this zip code:

  • ALEPAS AUTO WORKS (46D RTE 303 in VALLEY COTTAGE, NY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • GETTY PETROLEUM CORP (RTE 303 in VALLEY COTTAGE, NY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • GETTY SERVICE STATION (RTE 303 in VALLEY COTTAGE, NY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • CORONET JEWELRY MFG CO (48A RTE 303 in VALLEY COTTAGE, NY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business NAICS classification: JEWELRY (EXCEPT COSTUME) MANUFACTURING.


Median worth of mobile homes: $259,046

Zip code 10989 marital status for males
Zip code 10989 marital status for females


Housing units lacking complete plumbing facilities: 0%

Housing units lacking complete kitchen facilities: 0%

Most commonly used house heating fuel:
  • Utility gas (79%)
  • Electricity (15%)
  • Fuel oil, kerosene, etc. (3%)
  • Bottled, tank, or LP gas (2%)


Place of birth for U.S.-born residents:

  • This state: 6653
  • Northeast: 760
  • Midwest: 116
  • South: 249
  • West: 59

69% of the 10989 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 58% lived in this county.
   Out of people who lived in different counties, 66% lived in New York.

Population in 1990: 9,132. Population change in the 1990s: +249 (+2.7%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 156
Here:  17.3%
New York:  14.0%

Students in private schools in grades 9 to 12 (high school): 53
Here:  10.5%
New York:  13.2%

Students in private undergraduate colleges: 201
Here:  38.5%
New York:  38.2%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Companies with federal contracts located in this zip code:

  • VINTEN INC. (709 EXECUTIVE BLVD. in VALLEY COTTAGE, NY)
    $38,447 with Navy for Video Recording and Reproducing Equipment. Signed on 2000-09-08. Completion date: 2000-10-10.
  • SUPPLY NET INC (614 CORPORATE WAY in VALLEY COTTAGE, NY; small business): $15,526 in 2 contracts in 2004
    $15,440 with Navy for Wire and Cable, Electrical. Signed on 2004-04-08. Completion date: 2004-05-14.
    $86, same as above. Signed on 2004-05-12. Completion date: 2004-05-14.
  • SCHUCK MOVING SYSTEMS CORP (10 FORD PRODUCTS RD in VALLEY COTTAGE, NY; small business)
    $5,400 with Navy for Other Defense -- Applied Research and Exploratory Development (R&D). Signed on 2004-12-10. Completion date: 2005-12-20.


Top industries in this zip code by the number of employees in 2005:

  • Health Care and Social Assistance: Nursing Care Facilities (100-249 employees: 2 establishments)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (50-99: 2, 20-49: 1, 10-19: 1, 5-9: 1, 1-4: 5)
  • Health Care and Social Assistance: Residential Mental Retardation Facilities (50-99: 1, 5-9: 2)
  • Professional, Scientific, and Technical Services: Custom Computer Programming Services (50-99: 1, 5-9: 1, 1-4: 3)
  • Professional, Scientific, and Technical Services: Marketing Research and Public Opinion Polling (50-99: 1)
  • Health Care and Social Assistance: Medical Laboratories (50-99: 1)
  • Information: Data Processing, Hosting, and Related Services (50-99: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




People in group quarters
  • 298 people in nursing homes
  • 24 people in other group homes
  • 21 people in homes for the mentally retarded
  • 19 people in homes for the mentally ill
  • 13 people in other nonhousehold living situations
  • 2 people in religious group quarters

Fatal accident statistics in 2005
  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 5
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 3
  • Persons involved in fatal accidents: 7
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$431,580177$290,381205$270,22651$91,4640$017$218,0770$0
APPLICATIONS APPROVED, NOT ACCEPTED0$025$227,98272$232,71215$99,0390$00$02$54,875
APPLICATIONS DENIED0$042$305,778188$276,73257$125,4902$228,65011$270,9510$0
APPLICATIONS WITHDRAWN0$027$296,91586$306,90418$160,7530$05$274,9820$0
FILES CLOSED FOR INCOMPLETENESS0$018$306,76345$324,9885$296,1580$03$210,6470$0
Choose year:  2007 2006 2005 2004 2003 1999

Detailed HMDA statistics for the following Tracts: 0109.01 , 0109.02, 0111.01, 0111.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
D) Loans On Manufactured
Home Dwelling (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED31$341,3103$240,4570$01$210,040
APPLICATIONS APPROVED, NOT ACCEPTED5$344,7267$364,4610$00$0
APPLICATIONS DENIED2$383,6101$389,9301$389,9300$0
APPLICATIONS WITHDRAWN3$395,3270$02$395,1050$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$0
Choose year:  2007 2006 2005 2004 2003 1999

Detailed PMIC statistics for the following Tracts: 0109.01 , 0109.02, 0111.01, 0111.02

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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