Estimated median household income in 2007: $82,388
| This zip code: | $82,388 | | New York: | $53,514 |
Nearest zip codes: 11960, 11941, 11977, 11940, 11978, 11959.
Housing units in zip code 11972 with a mortgage: 116 (9 second mortgage, 14 home equity loan, 1 both second mortgage and home equity loan)
Houses without a mortgage: 78
Median monthly owner costs for units with a mortgage: $2,503
Median monthly owner costs for units without a mortgage: $561
Residents with income below the poverty level in 2007:
| This zip code: | 6.3% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.2% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.5 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.4 | | State: | 3.6 |
Year house built: |
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- 1999 to March 2000: 14
- 1995 to 1998: 22
- 1990 to 1994: 24
- 1980 to 1989: 95
- 1970 to 1979: 41
- 1960 to 1969: 46
- 1950 to 1959: 36
- 1940 to 1949: 16
- 1939 or earlier: 49
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Bedrooms in owner-occupied houses in Remsenburg-Speonk, NY (11972): |
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- no bedroom: 0
- 1 bedrooms: 5
- 2 bedrooms: 50
- 3 bedrooms: 90
- 4 bedrooms: 42
- 5 or more bedrooms: 20
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 9
- 2 bedrooms: 59
- 3 bedrooms: 6
- 4 bedrooms: 0
- 5 or more bedrooms: 0
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Vehicles available in 11972 zip code in owner-occupied houses/condos: |
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- no vehicle: 9
- 1 vehicle: 44
- 2 vehicles: 123
- 3 vehicles: 26
- 4 vehicles: 5
- 5 or more vehicles: 0
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 0
- 1 vehicle: 24
- 2 vehicles: 42
- 3 vehicles: 8
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 11972:
- $100,000 to $124,999: 4
- $175,000 to $199,999: 2
- $200,000 to $249,999: 23
- $250,000 to $299,999: 16
- $300,000 to $399,999: 44
- $400,000 to $499,999: 28
- $500,000 to $749,999: 40
- $750,000 to $999,999: 23
- $1,000,000 or more: 31
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Rent paid by renters in 2007 in zip code 11972:
- $200 to $249: 4
- $550 to $599: 3
- $650 to $699: 2
- $700 to $749: 4
- $800 to $899: 18
- $900 to $999: 17
- $1,000 to $1,249: 40
- No cash rent: 8
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Median price asked for vacant for-sale houses and condos in 2007: $289,718.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $487,781
- Hispanic or Latino householders: $342,394
Estimated median house or condo value in 2007: $494,990 (it was $219,500 in 2000)
| 11972: | $494,990 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $301,791 - $1,074,167
Mean price in 2007:
Detached houses: $586,507| Here: | $586,507 | | State: | $352,556 |
Townhouses or other attached units: $282,272| Here: | $282,272 | | State: | $476,263 |
In 2-unit structures: $252,474| Here: | $252,474 | | State: | $482,362 |
In 5-or-more-unit structures: $204,961| Here: | $204,961 | | State: | $503,284 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 260
- One, attached: 44
- Two: 13
- 5 to 9: 6
- 50 or more: 13
- Mobile homes: 7

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Means of transportation to work
- Drove a car alone: 269 (78%)
- Carpooled: 47 (14%)
- Bus or trolley bus: 2 (1%)
- Railroad: 5 (1%)
- Walked: 8 (2%)
- Worked at home: 14 (4%)
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Travel time to work
- Less than 5 minutes: 20
- 5 to 9 minutes: 62
- 10 to 14 minutes: 65
- 15 to 19 minutes: 26
- 20 to 24 minutes: 42
- 25 to 29 minutes: 17
- 30 to 34 minutes: 37
- 35 to 39 minutes: 6
- 40 to 44 minutes: 10
- 45 to 59 minutes: 17
- 60 to 89 minutes: 15
- 90 or more minutes: 14
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Percentage of zip code residents living and working in this county: 91.9%
Household type by relationship
Households: 733
- In family households: 601 (157 male householders, 35 female householders)
164 spouses, 208 children (204 natural, 2 adopted, 2 stepchildren), 2 grandchildren, 12 brothers or sisters, 15 parents, 4 other relatives, 4 non-relatives
- In nonfamily households: 132 (32 male householders (15 living alone)), 53 female householders (34 living alone)), 47 nonrelatives
- In group quarters: 12 (0 institutionalized population)
Size of family households: 80 2-persons, 38 3-persons, 43 4-persons, 21 5-persons, 10 6-persons.
Size of nonfamily households: 49 1-person, 31 2-persons, 5 3-persons.
130 married couples with children.
28 single-parent households (14 men, 14 women).
86.5% of residents of 11972 zip code speak English at home.
6.1% of residents speak Spanish at home (30% very well, 7% well, 49% not well, 14% not at all).
5.8% of residents speak other Indo-European language at home (61% very well, 20% well, 12% not well, 7% not at all).
1.6% of residents speak Asian or Pacific Island language at home (100% very well).
Foreign born population: 81 (11.7%)
(55.6% of them are naturalized citizens)
| This zip code: | 11.7% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Poland (31%)
- United Kingdom (11%)
- Germany (11%)
- Guatemala (10%)
- China, excluding Hong Kong and Taiwan (7%)
- Canada (7%)
- Other Northern Europe (4%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 8
- 1990 to 1994: 11
- 1985 to 1989: 2
- 1980 to 1984: 0
- 1975 to 1979: 2
- 1970 to 1974: 7
- 1970 to 1974: 2
- 1965 to 1969: 49
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White population: 642
Black population: 4
American Indian population: 2
Asian population: 9
Native Hawaiian and Other Pacific Islander population: 16
Some other race population: 10
Two or more races population: 9

First ancestries reported:
|  Italian: 137 |
|  Irish: 117 |
|  German: 70 |
|  Other groups: 68 |
|  Polish: 66 |
|  English: 56 |
|  Swiss: 21 |
|  United States or American: 18 |
|  Ukrainian: 13 |
|  Russian: 10 |
|  Finnish: 9 |
|  Norwegian: 8 |
|  Scottish: 8 |
|  Czech: 7 |
|  Canadian: 6 |
|  French Canadian: 5 |
|  Hungarian: 4 |
|  Swedish: 4 |
|  Austrian: 3 |
|  Arab:: 3 |
|  Lebanese: 3 |
|  Czechoslovakian: 3 |
|  Danish: 3 |
|  Greek: 2 |
|  British: 2 |
|  Lithuanian: 2 |

Facitilies with environmental interests located in this zip code:
- COTTER WOODWORKING INC (1448-8 SPEONK RIVERHEAD RD in SPEONK, NY)
AIR MINOR (AIRS/AFS)
Business SIC classification: WOOD HOUSEHOLD FURNITURE, EXCEPT UPHOLSTERED
- ASTER TECHNOLOGY INC (170 MONTAUK HWY in SPEONK, NY)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: JOHN R MCWILLIAMS (CONTACT/OWNER)
Housing units lacking complete plumbing facilities: 1%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (79%)
- Electricity (20%)
- Bottled, tank, or LP gas (1%)
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Place of birth for U.S.-born residents:
- This state: 553
- Northeast: 48
- Midwest: 4
- South: 20
- West: 8
51% of the 11972 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 73% lived in this county.
Out of people who lived in different counties, 51% lived in New York.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 2
| Here: | 2.0% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 2
| Here: | 6.9% | | New York: | 13.2% |
Students in private undergraduate colleges: 15
| Here: | 51.7% | | New York: | 38.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- EASTERN ENVIRONMENTAL SOLUTION (119 N PHILLIPS AVENUE in SPEONK, NY; small business): $48,547 in 2 contracts in 2006
$25,647 with Army for Oil Spill Response including Cleanup, Removal, Disposal and Operational Support. Taking place in PA. Signed on 2006-04-17. Completion date: 2006-04-18.
$22,900, same as above. Signed on 2006-03-14. Completion date: 2006-03-31.
Top industries in this zip code by the number of employees in 2005:
- Wholesale Trade: Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesalers (50-99 employees: 1 establishment, 20-49 employees: 1 establishment)
- Health Care and Social Assistance: Residential Mental Retardation Facilities (20-49: 1)
- Educational Services: Elementary and Secondary Schools (20-49: 1)
- Construction: Painting and Wall Covering Contractors (10-19: 1, 1-4: 1)
- Professional, Scientific, and Technical Services: Veterinary Services (10-19: 1)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (10-19: 1)
- Finance and Insurance: Commercial Banking (10-19: 1)
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (5-9: 1, 1-4: 3)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
12 people in homes for the mentally retarded
Fatal accident statistics in 2006
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 7
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 1
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $589,855 | 17 | $455,579 | 4 | $158,940 | 11 | $681,387 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $626,945 | 4 | $551,590 | 1 | $498,760 | 1 | $1,455,670 |
| APPLICATIONS DENIED | 4 | $550,088 | 16 | $600,091 | 2 | $474,795 | 3 | $917,683 |
| APPLICATIONS WITHDRAWN | 1 | $551,130 | 5 | $557,610 | 1 | $298,550 | 1 | $1,085,550 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $520,050 | 1 | $1,046,370 | 0 | $0 | 1 | $865,750 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $511,908 | 21 | $544,397 | 5 | $239,364 | 10 | $751,864 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $653,520 | 5 | $440,644 | 1 | $295,810 | 2 | $425,495 |
| APPLICATIONS DENIED | 3 | $801,927 | 11 | $549,529 | 2 | $159,135 | 2 | $1,232,275 |
| APPLICATIONS WITHDRAWN | 2 | $588,155 | 9 | $525,853 | 1 | $122,240 | 2 | $453,575 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $747,950 | 3 | $479,213 | 1 | $99,650 | 1 | $784,250 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $586,472 | 25 | $426,508 | 4 | $255,683 | 14 | $723,151 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $478,550 | 4 | $359,575 | 1 | $317,360 | 2 | $591,420 |
| APPLICATIONS DENIED | 6 | $597,647 | 9 | $563,321 | 1 | $477,080 | 3 | $671,677 |
| APPLICATIONS WITHDRAWN | 5 | $451,092 | 7 | $378,647 | 2 | $279,810 | 2 | $355,755 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $340,870 | 6 | $416,397 | 1 | $225,290 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $529,250 | 26 | $366,072 | 4 | $122,733 | 15 | $538,124 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $625,097 | 4 | $422,818 | 1 | $37,870 | 2 | $803,780 |
| APPLICATIONS DENIED | 3 | $583,693 | 10 | $335,276 | 2 | $179,900 | 3 | $443,647 |
| APPLICATIONS WITHDRAWN | 4 | $352,000 | 7 | $359,803 | 0 | $0 | 2 | $545,775 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $566,150 | 4 | $328,655 | 1 | $87,760 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $447,866 | 57 | $288,901 | 3 | $47,843 | 16 | $445,795 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $436,335 | 10 | $293,132 | 0 | $0 | 3 | $401,160 |
| APPLICATIONS DENIED | 3 | $398,897 | 15 | $310,079 | 1 | $131,910 | 2 | $438,490 |
| APPLICATIONS WITHDRAWN | 2 | $524,880 | 13 | $310,848 | 0 | $0 | 1 | $610,160 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $211,700 | 3 | $270,603 | 0 | $0 | 1 | $167,560 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $386,138 | 35 | $268,831 | 4 | $37,710 | 11 | $411,153 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $286,493 | 6 | $242,677 | 1 | $53,020 | 2 | $338,450 |
| APPLICATIONS DENIED | 2 | $439,535 | 8 | $296,724 | 2 | $80,970 | 2 | $327,740 |
| APPLICATIONS WITHDRAWN | 2 | $361,045 | 7 | $196,291 | 1 | $15,020 | 1 | $376,520 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $193,330 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $72,610 | 13 | $332,799 | 23 | $254,051 | 2 | $73,265 | 8 | $359,411 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $255,455 | 4 | $240,273 | 1 | $68,040 | 2 | $263,945 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $170,235 | 7 | $261,853 | 1 | $73,790 | 2 | $281,115 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $381,615 | 4 | $199,688 | 1 | $35,910 | 1 | $200,600 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $245,660 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $275,384 | 8 | $207,491 | 3 | $60,163 | 9 | $274,652 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $269,907 | 2 | $247,225 | 1 | $33,170 | 1 | $89,460 |
| APPLICATIONS DENIED | 4 | $418,703 | 4 | $231,555 | 2 | $40,030 | 1 | $659,400 |
| APPLICATIONS WITHDRAWN | 2 | $304,165 | 4 | $146,598 | 0 | $0 | 1 | $339,430 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $380,960 | 1 | $137,520 | 0 | $0 | 1 | $200,210 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $280,798 | 7 | $194,729 | 2 | $37,540 | 5 | $313,902 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $212,920 | 1 | $228,340 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $191,500 | 2 | $255,675 | 1 | $27,110 | 1 | $191,560 |
| APPLICATIONS WITHDRAWN | 1 | $363,530 | 3 | $125,113 | 0 | $0 | 1 | $288,320 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
1905.01
Private Mortgage Insurance Companies Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $183,750 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $182,190 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $257,150 | 1 | $187,150 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $355,230 | 1 | $159,850 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 2 | $286,405 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $171,220 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $240,890 | 1 | $126,680 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $308,610 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $282,760 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
1905.01
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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