Estimated median household income in 2007: $65,617
| This zip code: | $65,617 | | New York: | $53,514 |
Nearest zip codes: 11959, 11977, 11942, 11972, 11960, 11941.
Housing units in zip code 11978 with a mortgage: 544 (29 second mortgage, 73 home equity loan, 3 both second mortgage and home equity loan)
Houses without a mortgage: 327
Median monthly owner costs for units with a mortgage: $2,394
Median monthly owner costs for units without a mortgage: $845
Residents with income below the poverty level in 2007:
| This zip code: | 6.7% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.7% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.3 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.5 | | State: | 3.6 |
Year house built: |
|
- 1999 to March 2000: 166
- 1995 to 1998: 219
- 1990 to 1994: 140
- 1980 to 1989: 556
- 1970 to 1979: 710
- 1960 to 1969: 697
- 1950 to 1959: 646
- 1940 to 1949: 175
- 1939 or earlier: 463
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Bedrooms in owner-occupied houses in Westhampton Beach, NY (11978): |
|
- no bedroom: 0
- 1 bedrooms: 44
- 2 bedrooms: 184
- 3 bedrooms: 428
- 4 bedrooms: 193
- 5 or more bedrooms: 111
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 15
- 1 bedrooms: 69
- 2 bedrooms: 194
- 3 bedrooms: 162
- 4 bedrooms: 31
- 5 or more bedrooms: 19
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Vehicles available in 11978 zip code in owner-occupied houses/condos: |
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- no vehicle: 59
- 1 vehicle: 328
- 2 vehicles: 385
- 3 vehicles: 154
- 4 vehicles: 23
- 5 or more vehicles: 11
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Vehicles available in renter-occupied apartments: |
|
- no vehicle: 46
- 1 vehicle: 210
- 2 vehicles: 166
- 3 vehicles: 37
- 4 vehicles: 25
- 5 or more vehicles: 6
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 11978:
- $20,000 to $24,999: 3
- $25,000 to $29,999: 4
- $30,000 to $34,999: 4
- $35,000 to $39,999: 5
- $40,000 to $49,999: 2
- $50,000 to $59,999: 5
- $60,000 to $69,999: 2
- $100,000 to $124,999: 2
- $125,000 to $149,999: 3
- $150,000 to $174,999: 4
- $175,000 to $199,999: 11
- $200,000 to $249,999: 50
- $250,000 to $299,999: 57
- $300,000 to $399,999: 164
- $400,000 to $499,999: 96
- $500,000 to $749,999: 245
- $750,000 to $999,999: 181
- $1,000,000 or more: 175
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Rent paid by renters in 2007 in zip code 11978:
- Less than $100: 1
- $200 to $249: 4
- $250 to $299: 6
- $300 to $349: 9
- $350 to $399: 1
- $400 to $449: 2
- $450 to $499: 5
- $500 to $549: 4
- $550 to $599: 1
- $600 to $649: 33
- $650 to $699: 15
- $700 to $749: 15
- $750 to $799: 32
- $800 to $899: 93
- $900 to $999: 91
- $1,000 to $1,249: 120
- $1,250 to $1,499: 38
- No cash rent: 85
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Median price asked for vacant for-sale houses and condos in 2007: $500,423.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $656,134
- Black or African American householders: $348,505
- American Indian or Alaska Native householders: $1,316,903
- Asian householders: $247,577
- Some other race householders: $237,042
- Two or more races householders: $677,204
- Hispanic or Latino householders: $250,317
Estimated median house or condo value in 2007: $601,680 (it was $283,700 in 2000)
| 11978: | $601,680 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $310,295 - $1,012,410
Mean price in 2007:
Detached houses: $679,639| Here: | $679,639 | | State: | $352,556 |
Townhouses or other attached units: $489,307| Here: | $489,307 | | State: | $476,263 |
In 2-unit structures: $675,450| Here: | $675,450 | | State: | $482,362 |
In 3-to-4-unit structures: $489,362| Here: | $489,362 | | State: | $552,553 |
In 5-or-more-unit structures: $311,447| Here: | $311,447 | | State: | $503,284 |
Mobile homes: $88,971| Here: | $88,971 | | State: | $40,766 |
Owners and renters by unit type in %
|
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 2,555
- One, attached: 287
- Two: 117
- 3 or 4: 96
- 5 to 9: 89
- 10 to 19: 137
- 20 to 49: 235
- 50 or more: 184
- Mobile homes: 70
- Boats, RVs, vans, etc.: 2

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Means of transportation to work
- Drove a car alone: 1,196 (68%)
- Carpooled: 244 (14%)
- Bus or trolley bus: 10 (1%)
- Subway or elevated: 4 (0%)
- Railroad: 54 (3%)
- Taxi: 7 (0%)
- Bicycle: 37 (2%)
- Walked: 85 (5%)
- Other means: 34 (2%)
- Worked at home: 97 (5%)
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Travel time to work
- Less than 5 minutes: 136
- 5 to 9 minutes: 363
- 10 to 14 minutes: 212
- 15 to 19 minutes: 196
- 20 to 24 minutes: 153
- 25 to 29 minutes: 53
- 30 to 34 minutes: 117
- 35 to 39 minutes: 20
- 40 to 44 minutes: 44
- 45 to 59 minutes: 128
- 60 to 89 minutes: 143
- 90 or more minutes: 106
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Percentage of zip code residents living and working in this county: 87.2%
Household type by relationship
Households: 3,538
- In family households: 2,940 (651 male householders, 302 female householders)
752 spouses, 978 children (899 natural, 18 adopted, 61 stepchildren), 58 grandchildren, 44 brothers or sisters, 13 parents, 47 other relatives, 95 non-relatives
- In nonfamily households: 598 (195 male householders (160 living alone)), 313 female householders (280 living alone)), 90 nonrelatives
- In group quarters: 276 (259 institutionalized population)
Size of family households: 426 2-persons, 198 3-persons, 209 4-persons, 62 5-persons, 38 6-persons, 20 7-or-more-persons.
Size of nonfamily households: 440 1-person, 54 2-persons, 8 3-persons, 2 4-persons, 1 5-persons, 3 6-persons.
563 married couples with children.
187 single-parent households (30 men, 157 women).
83.3% of residents of 11978 zip code speak English at home.
9.2% of residents speak Spanish at home (30% very well, 13% well, 48% not well, 9% not at all).
6.2% of residents speak other Indo-European language at home (77% very well, 16% well, 7% not well).
1.1% of residents speak Asian or Pacific Island language at home (60% very well, 40% not well).
0.2% of residents speak other language at home (100% very well).
Foreign born population: 549 (14.4%)
(40.4% of them are naturalized citizens)
| This zip code: | 14.4% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Guatemala (31%)
- Germany (7%)
- Poland (6%)
- El Salvador (5%)
- United Kingdom (4%)
- Italy (4%)
- Mexico (3%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 124
- 1990 to 1994: 130
- 1985 to 1989: 74
- 1980 to 1984: 16
- 1975 to 1979: 19
- 1970 to 1974: 26
- 1970 to 1974: 54
- 1965 to 1969: 106
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White population: 3,199
Black population: 291
American Indian population: 22
Asian population: 53
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 124
Two or more races population: 110

First ancestries reported:
|  Other groups: 701 |
|  Irish: 654 |
|  Italian: 574 |
|  German: 312 |
|  English: 249 |
|  Polish: 224 |
|  United States or American: 162 |
|  Russian: 105 |
|  French (except Basque): 47 |
|  Scottish: 44 |
|  French Canadian: 35 |
|  Dutch: 29 |
|  Austrian: 28 |
|  Norwegian: 28 |
|  Ukrainian: 26 |
|  Swiss: 23 |
|  Scotch-Irish: 23 |
|  African: 20 |
|  Subsaharan African:: 20 |
|  Yugoslavian: 19 |
|  Greek: 18 |
|  British: 18 |
|  Swedish: 17 |
|  West Indian (excluding Hispanic groups):: 14 |
|  Welsh: 12 |
|  Lithuanian: 10 |
|  Danish: 10 |
|  Trinidadian and Tobagonian: 10 |
|  Hungarian: 9 |
|  Portuguese: 9 |
|  Arab:: 9 |
|  Armenian: 7 |
|  Syrian: 7 |
|  Turkish: 6 |
|  Albanian: 6 |
|  Romanian: 6 |
|  West Indian: 4 |
|  Czech: 3 |
|  Slovak: 2 |
|  Croatian: 2 |
|  Lebanese: 2 |
|  Canadian: 2 |
|  Northern European: 2 |
|  Finnish: 1 |

Facitilies with environmental interests located in this zip code:
- HAMPTON IMPORTS (355 RIVERHEAD RD in WESTHAMPTON BEACH, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- CHESTERFIELD ASSOCIATES (56 S COUNTRY RD in WESTHAMPTON BEACH, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- COMSACO MARINE CORP (SUFFOLK CO AIRPORT BLDG 132 in WESTHAMPTON BEACH, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- GULL ENVIRONMENTAL SYSTEMS (427 E MAIN ST in WESTHAMPTON BEACH, NY)
TRANSPORTER (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: PECONIC SHELL LTD (CONTACT/OWNER)
Median worth of mobile homes: $25,905
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
|
|
- Fuel oil, kerosene, etc. (84%)
- Electricity (9%)
- Bottled, tank, or LP gas (5%)
- Utility gas (1%)
|
Place of birth for U.S.-born residents:
- This state: 2599
- Northeast: 236
- Midwest: 97
- South: 209
- West: 98
53% of the 11978 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 64% lived in this county.
Out of people who lived in different counties, 59% lived in New York.
Population in 1990: 2,863. Population change in the 1990s: +937 (+32.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 35
| Here: | 9.1% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 6
| Here: | 3.5% | | New York: | 13.2% |
Students in private undergraduate colleges: 25
| Here: | 20.3% | | New York: | 38.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- PINPOINT SYSTEMS INTERNATIONAL (381-12 OLD RIVERHEAD RD in WESTHAMPTON BE, NY): $135,636 in 3 contracts from 2003 to 2004
$98,991 with Army for Electrical Control Equipment. Signed on 2004-07-19. Completion date: 2004-09-28.
$20,387 with Army for Automated Information System Design and Integration Services. Signed on 2003-06-23. Completion date: 2003-08-20.
$16,258 with Army for Defense Electronics and Communication Equipment -- Operational Systems Development (R&D). Signed on 2004-03-12. Completion date: 2004-05-21.
- WEST HAMPTON PLUMBING SUPPLY I (233 OLD RIVERHEAD RD in WESTHAMPTON BE, NY; small business)
$15,698 with Army for Space and Water Heating Equipment. Signed on 2005-09-22. Completion date: 2005-10-31.
- ROSANTE FLOORS INC (58 A RIVERHEAD ROAD in WESTHAMPTON BE, NY; small business)
$12,527 with Army for Floor Coverings. Signed on 2005-09-22. Completion date: 2005-10-31.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (50-99 employees: 1 establishment, 20-49 employees: 2 establishments, 5-9 employees: 3 establishments, 1-4 employees: 15 establishments)
- Health Care and Social Assistance: Residential Mental Health and Substance Abuse Facilities (100-249: 1)
- Professional, Scientific, and Technical Services: Engineering Services (100-249: 1)
- Other Services (except Public Administration): Religious Organizations (20-49: 2, 10-19: 1, 5-9: 2)
- Other Services (except Public Administration): Industrial Launderers (50-99: 1)
- Health Care and Social Assistance: Services for the Elderly and Persons with Disabilities (50-99: 1)
- Health Care and Social Assistance: Home Health Care Services (50-99: 1)
- Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (50-99: 1)
- Professional, Scientific, and Technical Services: Computer Systems Design Services (50-99: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 176 people in nursing homes
- 80 people in hospitals or wards for drug/alcohol abuse
- 9 people in homes or halfway houses for drug/alcohol abuse
- 6 people in homes for the mentally retarded
Fatal accident statistics in 2006
- Fatal accident count: 3
- Vehicles involved in fatal accidents: 3
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 3
- Persons involved in fatal accidents: 5
- Pedestrians involved in fatal accidents: 2
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 1
- Persons involved in fatal accidents: 4
- Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 8 partial tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 164 | $649,803 | 190 | $455,173 | 36 | $254,374 | 130 | $738,287 | 2 | $51,915 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 20 | $548,379 | 35 | $435,768 | 7 | $139,261 | 18 | $619,466 | 0 | $0 |
| APPLICATIONS DENIED | 53 | $495,677 | 131 | $558,939 | 21 | $432,236 | 36 | $638,548 | 5 | $39,264 |
| APPLICATIONS WITHDRAWN | 18 | $646,036 | 58 | $491,507 | 3 | $559,987 | 18 | $581,197 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 7 | $1,025,346 | 29 | $597,170 | 1 | $150,370 | 7 | $859,890 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $185,810 | 195 | $597,259 | 234 | $524,054 | 49 | $166,879 | 139 | $666,609 | 1 | $92,900 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 36 | $679,121 | 40 | $362,630 | 21 | $226,826 | 20 | $502,357 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 73 | $487,417 | 114 | $440,658 | 34 | $193,908 | 43 | $639,545 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $177,160 | 22 | $731,306 | 93 | $381,455 | 7 | $112,747 | 20 | $969,456 | 1 | $20,600 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 10 | $617,033 | 37 | $420,686 | 0 | $0 | 8 | $681,601 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 8 partial tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 225 | $545,126 | 301 | $417,372 | 37 | $337,820 | 189 | $617,410 | 4 | $40,285 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 33 | $442,743 | 49 | $396,001 | 8 | $129,014 | 24 | $429,318 | 0 | $0 |
| APPLICATIONS DENIED | 41 | $543,907 | 94 | $422,104 | 27 | $134,388 | 31 | $687,516 | 2 | $120,450 |
| APPLICATIONS WITHDRAWN | 42 | $782,653 | 100 | $386,573 | 16 | $322,428 | 40 | $935,388 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 22 | $585,838 | 52 | $408,115 | 4 | $715,570 | 10 | $869,821 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $137,610 | 285 | $552,236 | 325 | $336,197 | 50 | $232,498 | 4 | $620,825 | 209 | $611,305 | 10 | $27,085 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 54 | $617,374 | 69 | $291,939 | 12 | $138,133 | 0 | $0 | 44 | $612,284 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 56 | $523,379 | 139 | $378,133 | 28 | $167,281 | 2 | $1,147,620 | 37 | $412,633 | 4 | $24,593 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 44 | $495,108 | 104 | $404,603 | 11 | $211,572 | 0 | $0 | 32 | $736,600 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 10 | $395,152 | 46 | $429,534 | 2 | $99,630 | 0 | $0 | 5 | $1,370,064 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 1 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $280,890 | 235 | $409,669 | 686 | $271,278 | 28 | $72,304 | 0 | $0 | 288 | $387,661 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 24 | $456,799 | 126 | $310,472 | 9 | $43,746 | 0 | $0 | 45 | $461,413 |
| APPLICATIONS DENIED | 0 | $0 | 66 | $337,696 | 187 | $270,767 | 25 | $88,543 | 2 | $2,128,140 | 61 | $346,457 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 48 | $327,391 | 142 | $256,095 | 10 | $81,543 | 0 | $0 | 36 | $342,784 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 13 | $373,356 | 31 | $250,789 | 2 | $50,755 | 0 | $0 | 9 | $386,163 |
Aggregated Statistics For Year 2002 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 213 | $388,392 | 476 | $282,601 | 38 | $51,253 | 216 | $423,937 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 25 | $322,721 | 75 | $267,887 | 17 | $31,617 | 32 | $321,875 |
| APPLICATIONS DENIED | 0 | $0 | 43 | $256,300 | 119 | $265,928 | 18 | $53,448 | 27 | $381,271 |
| APPLICATIONS WITHDRAWN | 3 | $207,593 | 27 | $356,294 | 102 | $201,776 | 6 | $50,635 | 16 | $286,521 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 11 | $421,703 | 52 | $241,930 | 0 | $0 | 6 | $298,403 |
Aggregated Statistics For Year 2001 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $205,338 | 196 | $290,900 | 296 | $225,072 | 36 | $54,526 | 116 | $323,203 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 18 | $196,648 | 60 | $235,187 | 11 | $39,700 | 13 | $407,582 |
| APPLICATIONS DENIED | 0 | $0 | 41 | $302,668 | 114 | $247,389 | 40 | $35,592 | 21 | $401,137 |
| APPLICATIONS WITHDRAWN | 1 | $229,970 | 23 | $339,104 | 77 | $280,363 | 14 | $40,599 | 14 | $402,443 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $171,960 | 27 | $318,795 | 1 | $64,650 | 1 | $332,070 |
Aggregated Statistics For Year 2000 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $128,101 | 258 | $307,389 | 98 | $215,188 | 48 | $44,799 | 2 | $335,865 | 121 | $335,183 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 36 | $359,861 | 24 | $208,277 | 11 | $56,996 | 0 | $0 | 20 | $466,556 |
| APPLICATIONS DENIED | 1 | $258,180 | 51 | $292,384 | 78 | $171,921 | 35 | $79,059 | 0 | $0 | 21 | $321,108 |
| APPLICATIONS WITHDRAWN | 1 | $190,630 | 32 | $259,962 | 53 | $109,003 | 3 | $40,197 | 0 | $0 | 7 | $279,643 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $117,080 | 5 | $147,826 | 17 | $130,823 | 0 | $0 | 0 | $0 | 2 | $19,705 |
Aggregated Statistics For Year 1999 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $144,445 | 144 | $243,825 | 90 | $205,224 | 18 | $50,846 | 63 | $284,344 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 19 | $295,301 | 17 | $183,741 | 5 | $37,358 | 11 | $377,334 |
| APPLICATIONS DENIED | 1 | $91,940 | 29 | $252,562 | 30 | $210,954 | 8 | $78,789 | 8 | $214,935 |
| APPLICATIONS WITHDRAWN | 2 | $193,510 | 13 | $312,501 | 24 | $205,588 | 1 | $119,070 | 5 | $468,360 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $337,292 | 11 | $164,348 | 2 | $23,425 | 2 | $441,230 |
Detailed HMDA statistics for the following Tracts:
1904.02
, 1905.02, 1906.02, 2019.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $458,476 | 2 | $400,030 | 4 | $595,763 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $312,330 | 0 | $0 | 2 | $266,410 |
| APPLICATIONS DENIED | 2 | $348,230 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 7 | $345,081 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $408,090 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $332,362 | 1 | $255,370 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $443,095 | 1 | $618,000 | 1 | $676,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $792,625 | 2 | $259,560 | 2 | $636,840 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $350,117 | 2 | $225,675 | 4 | $302,488 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $403,762 | 1 | $198,950 | 2 | $486,320 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $271,710 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $164,800 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $277,174 | 6 | $238,392 | 4 | $295,900 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $234,637 | 5 | $263,606 | 2 | $235,535 |
| APPLICATIONS DENIED | 1 | $363,570 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $315,280 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $284,180 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 34 | $248,994 | 3 | $194,333 | 1 | $173,320 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $268,486 | 9 | $386,514 | 2 | $168,265 |
| APPLICATIONS DENIED | 1 | $166,580 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $241,945 | 0 | $0 | 1 | $226,260 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 44 | $213,142 | 7 | $229,841 | 4 | $302,948 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $162,066 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $125,250 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $184,193 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 56 | $213,186 | 5 | $163,882 | 11 | $211,405 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $246,071 | 0 | $0 | 2 | $396,985 |
| APPLICATIONS DENIED | 2 | $517,540 | 2 | $236,460 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $230,540 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $171,128 | 2 | $171,260 | 3 | $164,383 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $194,668 | 1 | $179,140 | 1 | $417,190 |
| APPLICATIONS DENIED | 1 | $111,500 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
1904.02
, 1905.02, 1906.02
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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