Estimated median household income in 2008: $73,897
| This zip code: | $73,897 | | New York: | $56,033 |
Nearest zip codes: 12059, 12056, 12186, 12306, 12303, 12084.
Housing units in zip code 12009 with a mortgage: 1,177 (71 second mortgage, 198 home equity loan, 4 both second mortgage and home equity loan)
Houses without a mortgage: 383
Median monthly owner costs for units with a mortgage: $1,806
Median monthly owner costs for units without a mortgage: $622
Residents with income below the poverty level in 2008:
| This zip code: | 4.5% | | Whole state: | 13.6% |
Residents with income below 50% of the poverty level in 2008:
| This zip code: | 1.5% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 6.8 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.0 | | State: | 3.6 |
Year house built: |
|
- 1999 to March 2000: 39
- 1995 to 1998: 134
- 1990 to 1994: 344
- 1980 to 1989: 394
- 1970 to 1979: 478
- 1960 to 1969: 304
- 1950 to 1959: 343
- 1940 to 1949: 220
- 1939 or earlier: 780
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|

Bedrooms in owner-occupied houses in Altamont, NY (12009): |
|
- no bedroom: 0
- 1 bedrooms: 59
- 2 bedrooms: 316
- 3 bedrooms: 1,039
- 4 bedrooms: 556
- 5 or more bedrooms: 134
|
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Bedrooms in renter-occupied apartments and housing units: |
|
- no bedroom: 22
- 1 bedrooms: 277
- 2 bedrooms: 331
- 3 bedrooms: 142
- 4 bedrooms: 13
- 5 or more bedrooms: 0
|
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Vehicles available in 12009 zip code in owner-occupied houses/condos: |
|
- no vehicle: 59
- 1 vehicle: 372
- 2 vehicles: 1,117
- 3 vehicles: 396
- 4 vehicles: 111
- 5 or more vehicles: 49
|
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Vehicles available in renter-occupied apartments: |
|
- no vehicle: 95
- 1 vehicle: 423
- 2 vehicles: 223
- 3 vehicles: 37
- 4 vehicles: 7
- 5 or more vehicles: 0
|
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Estimated household income distribution in 2008:

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Estimate of home value of owner-occupied houses/condos in 2008 in zip code 12009:
- Less than $10,000: 13
- $10,000 to $14,999: 6
- $15,000 to $19,999: 6
- $20,000 to $24,999: 4
- $25,000 to $29,999: 3
- $30,000 to $34,999: 6
- $35,000 to $39,999: 9
- $40,000 to $49,999: 8
- $50,000 to $59,999: 4
- $60,000 to $69,999: 5
- $70,000 to $79,999: 4
- $80,000 to $89,999: 1
- $90,000 to $99,999: 3
- $100,000 to $124,999: 12
- $125,000 to $149,999: 26
- $150,000 to $174,999: 65
- $175,000 to $199,999: 134
- $200,000 to $249,999: 416
- $250,000 to $299,999: 418
- $300,000 to $399,999: 476
- $400,000 to $499,999: 165
- $500,000 to $749,999: 159
- $750,000 to $999,999: 77
- $1,000,000 or more: 21
|

|
Rent paid by renters in 2008 in zip code 12009:
- Less than $100: 5
- $100 to $149: 6
- $150 to $199: 18
- $200 to $249: 7
- $250 to $299: 9
- $300 to $349: 12
- $350 to $399: 7
- $400 to $449: 6
- $450 to $499: 19
- $500 to $549: 48
- $550 to $599: 56
- $600 to $649: 60
- $650 to $699: 64
- $700 to $749: 74
- $750 to $799: 74
- $800 to $899: 85
- $900 to $999: 76
- $1,000 to $1,249: 71
- $1,250 to $1,499: 13
- No cash rent: 42
|
Median price asked for vacant for-sale houses and condos in 2008: $182,352.
Estimated median house (or condo) value in 2008 for: - White Non-Hispanic householders: $278,497
- Black or African American householders: $252,138
- American Indian or Alaska Native householders: $216,056
- Asian householders: $205,254
- Some other race householders: $720,117
- Two or more races householders: $712,987
- Hispanic or Latino householders: $351,092
Estimated median house or condo value in 2008: $240,244 (it was $131,900 in 2000)
| 12009: | $240,244 | | New York: | $318,900 |
Lower value quartile - upper value quartile: $147,493 - $317,385
Mean price in 2008:
Detached houses: $294,760| Here: | $294,760 | | State: | $361,784 |
Townhouses or other attached units: $333,605| Here: | $333,605 | | State: | $496,977 |
In 2-unit structures: $222,892| Here: | $222,892 | | State: | $485,140 |
In 3-to-4-unit structures: $205,329| Here: | $205,329 | | State: | $608,745 |
In 5-or-more-unit structures: $149,621| Here: | $149,621 | | State: | $694,721 |
Mobile homes: $12,839| Here: | $12,839 | | State: | $40,766 |
Owners and renters by unit type in %
|
Breakdown of mean house values by ages of householders
|
Housing units in structures:
- One, detached: 2,140
- One, attached: 61
- Two: 230
- 3 or 4: 118
- 5 to 9: 113
- 10 to 19: 59
- 20 to 49: 100
- 50 or more: 126
- Mobile homes: 89

|
Means of transportation to work
- Drove a car alone: 3,408 (87%)
- Carpooled: 242 (6%)
- Bus or trolley bus: 34 (1%)
- Streetcar or trolley car: 5 (0%)
- Bicycle: 2 (0%)
- Walked: 44 (1%)
- Other means: 17 (0%)
- Worked at home: 146 (4%)
|

|
Travel time to work
- Less than 5 minutes: 112
- 5 to 9 minutes: 270
- 10 to 14 minutes: 224
- 15 to 19 minutes: 390
- 20 to 24 minutes: 685
- 25 to 29 minutes: 491
- 30 to 34 minutes: 704
- 35 to 39 minutes: 175
- 40 to 44 minutes: 267
- 45 to 59 minutes: 271
- 60 to 89 minutes: 111
- 90 or more minutes: 52
|
Percentage of zip code residents living and working in this county: 78.1%
Household type by relationship
Households: 7,453
- In family households: 6,410 (1,635 male householders, 479 female householders)
1,812 spouses, 2,250 children (2,080 natural, 100 adopted, 70 stepchildren), 27 grandchildren, 27 brothers or sisters, 28 parents, 63 other relatives, 89 non-relatives
- In nonfamily households: 1,043 (371 male householders (271 living alone)), 489 female householders (431 living alone)), 183 nonrelatives
- In group quarters: 181 (129 institutionalized population)
Size of family households: 873 2-persons, 573 3-persons, 446 4-persons, 148 5-persons, 49 6-persons, 25 7-or-more-persons.
Size of nonfamily households: 702 1-person, 136 2-persons, 15 3-persons, 7 4-persons.
1,584 married couples with children.
356 single-parent households (88 men, 268 women).
95.4% of residents of 12009 zip code speak English at home.
1.6% of residents speak Spanish at home (68% very well, 22% well, 5% not well, 4% not at all).
2.6% of residents speak other Indo-European language at home (67% very well, 18% well, 15% not well).
0.1% of residents speak Asian or Pacific Island language at home (20% very well, 80% not well).
0.2% of residents speak other language at home (100% very well).
Foreign born population: 260 (3.4%)
(79.2% of them are naturalized citizens)
| This zip code: | 3.4% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Canada (13%)
- Egypt (10%)
- Chile (9%)
- Mexico (8%)
- Russia (7%)
- Germany (6%)
- China, excluding Hong Kong and Taiwan (6%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 22
- 1990 to 1994: 13
- 1985 to 1989: 68
- 1980 to 1984: 29
- 1975 to 1979: 5
- 1970 to 1974: 24
- 1970 to 1974: 0
- 1965 to 1969: 99
|
|
White population: 7,297
Black population: 117
American Indian population: 21
Asian population: 80
Native Hawaiian and Other Pacific Islander population: 3
Some other race population: 22
Two or more races population: 88
First ancestries reported:
|  German: 1038 |
|  Irish: 1021 |
|  Italian: 973 |
|  English: 688 |
|  Polish: 415 |
|  Other groups: 377 |
|  Dutch: 288 |
|  United States or American: 264 |
|  French (except Basque): 238 |
|  Russian: 134 |
|  French Canadian: 131 |
|  Scottish: 91 |
|  Ukrainian: 80 |
|  Swedish: 75 |
|  European: 70 |
|  Scotch-Irish: 68 |
|  Austrian: 63 |
|  Lithuanian: 57 |
|  Arab:: 41 |
|  Welsh: 34 |
|  Hungarian: 33 |
|  Danish: 29 |
|  Egyptian: 25 |
|  Norwegian: 25 |
|  Swiss: 19 |
|  Northern European: 19 |
|  Greek: 17 |
|  British: 13 |
|  Scandinavian: 11 |
|  Estonian: 9 |
|  Finnish: 9 |
|  Palestinian: 8 |
|  Other Arab: 8 |
|  Romanian: 7 |
|  Serbian: 7 |
|  Czech: 7 |
|  Latvian: 6 |
|  Israeli: 4 |
|  Canadian: 4 |
|  Yugoslavian: 4 |
|  Portuguese: 3 |
|  Subsaharan African:: 3 |
|  African: 3 |
|  Croatian: 2 |
|  Eastern European: 2 |
|  New Zealander: 2 |
|  Slovak: 2 |

facilities with environmental interests located in this zip code:
- ALTAMONT ES ( in ALTAMONT, NY)
(National Center for Education Statistics) - STATE ID-010802060001
Organizations: GUILDERLAND CSD (SCHOOL DISTRICT)
- ALTAMONT (V) STP (VILLAGE HALL in ALTAMONT, NY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
Alternative names: ROBERT GANLEY
- ALTAMONT METAL PRODUCTS INC (RTE 158 in ALTAMONT, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: OTHER COMMERCIAL AND SERVICE INDUSTRY MACHINERY MANUFACTURING.
- GUILDERLAND CENTRAL SCHOOL DIST (117 GRAND ST in ALTAMONT, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- ALBANY MANAGEMENT-CARPENTER VILLAGE APTS (2568 WESTERN AVE in ALTAMONT, NY)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Business SIC classification: OPERATORS OF APARTMENT BUILDINGS; REAL ESTATE AGENTS AND MANAGERS
Median worth of mobile homes: $16,963
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
|
|
- Fuel oil, kerosene, etc. (54%)
- Utility gas (25%)
- Electricity (14%)
- Bottled, tank, or LP gas (5%)
- Wood (3%)
|
Place of birth for U.S.-born residents:
- This state: 6304
- Northeast: 532
- Midwest: 256
- South: 173
- West: 72
69% of the 12009 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 65% lived in this county.
Out of people who lived in different counties, 77% lived in New York.
Population in 1990: 5,683. Population change in the 1990s: +1,945 (+34.2%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 77
| Here: | 7.6% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 43
| Here: | 9.5% | | New York: | 13.2% |
Students in private undergraduate colleges: 90
| Here: | 46.4% | | New York: | 38.2% |
School Enrollment by Level of School
|
Companies with federal contracts located in this zip code:
- PRIME ENERGY (374 WESTERN TURNPIKE in ALTAMONT, NY): $162,495 in 4 contracts from 2002 to 2003
$71,700 with Navy for Lease or Rental of Equipment -- Pumps and Compressors. Signed on 2003-08-12. Completion date: 2004-03-31.
$34,815 with Navy for Lease or Rental of Equipment -- Pumps and Compressors. Taking place in ME. Signed on 2002-03-01. Completion date: 2002-10-24.
$29,700 with Navy for Lease or Rental of Equipment -- Pumps and Compressors. Signed on 2003-09-08. Completion date: 2004-02-10.
$26,280 with Navy for Lease or Rental of Equipment -- Pumps and Compressors. Taking place in ME. Signed on 2002-07-19. Completion date: 2002-09-03.
- ELECTRICAL INSTRUMENTATION AND (5560 GARDNER RD in ALTAMONT, NY; small business): $140,864 in 17 contracts from 2003 to 2006
Contracts for Inspection Services (including commercial testing and lab services, except medical/dental) -- Electrical and Electronic Equipment Components, Maintenance, Repair and Rebuilding of Equipment -- Instruments and Laboratory Equipment, Engineering and Technical Services, Maintenance, Repair and Rebuilding of Equipment -- Electrical and Electronic Equipment Components, and more by Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $27,427; 2004: $33,927; 2005: $54,214; 2006: $25,296.
Biggest contracts:
$31,140 with Army for Inspection Services (including commercial testing and lab services, except medical/dental) -- Electrical and Electronic Equipment Components. Signed on 2006-02-28. Completion date: 2007-04-24.
$27,427 with Army for Maintenance, Repair and Rebuilding of Equipment -- Instruments and Laboratory Equipment. Signed on 2003-03-03. Completion date: 2004-02-29.
$27,340 with Army for Inspection Services (including commercial testing and lab services, except medical/dental) -- Electrical and Electronic Equipment Components. Signed on 2005-03-08. Completion date: 2006-04-24.
$25,427, same as above. Signed on 2004-04-21. Completion date: 2005-04-23.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: Residential Mental Health and Substance Abuse Facilities (50-99 employees: 1 establishment)
- Utilities: Electric Bulk Power Transmission and Control (50-99: 1)
- Construction: Site Preparation Contractors (20-49: 1, 5-9: 1, 1-4: 2)
- Accommodation and Food Services: Limited-Service Restaurants (10-19: 2, 5-9: 1, 1-4: 1)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (10-19: 2, 1-4: 3)
- Administrative and Support and Waste Management and Remediation Services: Other Services to Buildings and Dwellings (20-49: 1, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 122 people in nursing homes
- 28 people in homes for the mentally retarded
- 25 people in other nonhousehold living situations
- 11 people in homes for the mentally ill
- 2 people in religious group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 1 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $193,404 | 199 | $190,300 | 199 | $164,450 | 61 | $69,086 | 16 | $140,224 | 3 | $25,073 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $132,000 | 22 | $179,340 | 33 | $179,848 | 11 | $75,481 | 0 | $0 | 1 | $49,440 |
| APPLICATIONS DENIED | 2 | $101,520 | 22 | $189,442 | 122 | $183,834 | 38 | $85,166 | 5 | $143,102 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $169,000 | 12 | $251,803 | 69 | $190,156 | 7 | $111,374 | 3 | $227,837 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $151,385 | 6 | $327,982 | 26 | $235,817 | 1 | $30,580 | 1 | $157,760 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 1 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $158,614 | 224 | $186,196 | 249 | $152,380 | 69 | $63,228 | 20 | $119,448 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 17 | $158,931 | 44 | $136,898 | 15 | $59,685 | 3 | $101,587 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $182,690 | 43 | $198,015 | 120 | $140,658 | 39 | $73,649 | 10 | $127,612 | 1 | $24,460 |
| APPLICATIONS WITHDRAWN | 5 | $122,444 | 21 | $224,113 | 99 | $146,060 | 5 | $132,902 | 8 | $68,191 | 1 | $12,230 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 14 | $232,863 | 33 | $189,579 | 3 | $118,033 | 1 | $123,510 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 1 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $150,976 | 260 | $200,735 | 308 | $144,226 | 88 | $52,425 | 1 | $679,540 | 10 | $148,835 | 1 | $41,280 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 42 | $177,802 | 35 | $124,568 | 12 | $71,629 | 0 | $0 | 4 | $151,440 | 3 | $39,367 |
| APPLICATIONS DENIED | 3 | $136,413 | 43 | $222,896 | 129 | $147,800 | 38 | $55,202 | 0 | $0 | 12 | $151,370 | 4 | $40,898 |
| APPLICATIONS WITHDRAWN | 4 | $114,140 | 28 | $151,053 | 149 | $168,695 | 11 | $82,797 | 0 | $0 | 6 | $141,817 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 13 | $142,128 | 24 | $180,020 | 5 | $70,952 | 0 | $0 | 3 | $137,197 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 1 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $130,930 | 202 | $163,197 | 329 | $125,948 | 55 | $57,133 | 2 | $379,760 | 18 | $134,128 | 2 | $65,230 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 40 | $153,085 | 49 | $145,629 | 9 | $39,367 | 0 | $0 | 2 | $172,960 | 7 | $46,349 |
| APPLICATIONS DENIED | 1 | $233,150 | 36 | $126,305 | 124 | $123,924 | 30 | $49,582 | 0 | $0 | 12 | $78,361 | 9 | $40,728 |
| APPLICATIONS WITHDRAWN | 2 | $139,220 | 29 | $154,420 | 98 | $116,286 | 11 | $62,437 | 0 | $0 | 3 | $147,663 | 2 | $14,100 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $229,040 | 25 | $123,877 | 2 | $29,475 | 0 | $0 | 1 | $72,620 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 1 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $120,586 | 192 | $153,894 | 723 | $128,491 | 22 | $22,037 | 1 | $434,490 | 20 | $107,403 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $125,520 | 23 | $136,048 | 119 | $144,364 | 10 | $30,910 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $128,985 | 22 | $128,317 | 146 | $131,190 | 15 | $30,503 | 1 | $27,460 | 9 | $86,708 |
| APPLICATIONS WITHDRAWN | 3 | $82,587 | 20 | $128,946 | 114 | $144,921 | 4 | $32,120 | 0 | $0 | 4 | $99,143 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $147,563 | 22 | $117,844 | 2 | $48,000 | 0 | $0 | 4 | $54,550 |
Aggregated Statistics For Year 2002 (Based on 1 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $113,183 | 196 | $148,816 | 393 | $122,510 | 28 | $39,090 | 1 | $146,520 | 13 | $91,242 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $73,875 | 18 | $160,594 | 70 | $103,859 | 8 | $49,230 | 0 | $0 | 1 | $132,000 |
| APPLICATIONS DENIED | 3 | $126,980 | 19 | $107,583 | 96 | $114,174 | 18 | $37,181 | 0 | $0 | 4 | $64,665 |
| APPLICATIONS WITHDRAWN | 3 | $84,110 | 17 | $133,025 | 76 | $113,507 | 4 | $24,528 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $136,640 | 16 | $128,850 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 1 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $108,858 | 193 | $143,238 | 301 | $113,972 | 33 | $18,726 | 1 | $446,160 | 4 | $103,315 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $122,710 | 23 | $108,945 | 35 | $84,635 | 13 | $24,947 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 22 | $98,637 | 97 | $79,482 | 34 | $15,710 | 0 | $0 | 3 | $45,410 |
| APPLICATIONS WITHDRAWN | 4 | $96,505 | 16 | $148,422 | 84 | $104,117 | 5 | $41,718 | 0 | $0 | 2 | $45,770 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $113,468 | 22 | $109,700 | 0 | $0 | 0 | $0 | 1 | $76,190 |
Aggregated Statistics For Year 2000 (Based on 1 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $99,648 | 165 | $125,437 | 80 | $81,012 | 45 | $18,513 | 1 | $64,800 | 2 | $70,375 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $52,270 | 24 | $138,295 | 18 | $79,652 | 16 | $28,488 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $65,802 | 35 | $100,374 | 90 | $81,171 | 33 | $20,659 | 0 | $0 | 4 | $43,413 |
| APPLICATIONS WITHDRAWN | 5 | $73,252 | 14 | $95,128 | 53 | $64,237 | 4 | $22,130 | 0 | $0 | 3 | $64,250 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 8 | $106,094 | 27 | $90,662 | 0 | $0 | 0 | $0 | 3 | $156,923 |
Aggregated Statistics For Year 1999 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $92,613 | 105 | $133,249 | 148 | $90,751 | 37 | $21,451 | 7 | $63,450 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 8 | $133,490 | 29 | $95,864 | 10 | $29,294 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $89,200 | 12 | $97,933 | 54 | $97,705 | 15 | $31,192 | 3 | $57,273 |
| APPLICATIONS WITHDRAWN | 5 | $85,308 | 9 | $137,468 | 40 | $88,080 | 6 | $63,933 | 3 | $93,023 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 10 | $95,482 | 0 | $0 | 0 | $0 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 1 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $185,786 | 15 | $263,929 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $182,472 | 5 | $192,110 | 3 | $132,300 |
| APPLICATIONS DENIED | 3 | $112,477 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $329,470 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $199,510 | 1 | $171,600 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 1 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $198,263 | 7 | $171,854 | 1 | $107,760 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $222,816 | 2 | $246,130 | 1 | $396,200 |
| APPLICATIONS DENIED | 1 | $130,710 | 1 | $488,810 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $133,953 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 1 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 26 | $203,826 | 5 | $209,814 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $152,729 | 4 | $194,288 | 3 | $85,943 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $171,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $174,660 | 1 | $96,100 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $79,900 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 1 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 37 | $187,309 | 15 | $165,806 | 2 | $137,780 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $146,516 | 6 | $152,083 | 1 | $205,050 |
| APPLICATIONS DENIED | 1 | $158,250 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $162,900 | 2 | $136,415 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 1 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 39 | $163,878 | 42 | $153,110 | 1 | $132,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $149,020 | 21 | $141,042 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $81,695 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $116,950 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 1 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 40 | $144,119 | 31 | $148,113 | 1 | $58,340 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $168,269 | 6 | $166,408 | 1 | $132,000 |
| APPLICATIONS DENIED | 1 | $227,200 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $248,340 | 2 | $143,845 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 1 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 41 | $135,259 | 19 | $137,824 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $108,147 | 3 | $190,837 | 1 | $48,730 |
| APPLICATIONS DENIED | 2 | $28,200 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $89,920 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 1 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 37 | $123,771 | 6 | $122,338 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $129,598 | 2 | $98,045 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $297,040 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $127,251 | 9 | $140,340 | 1 | $66,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $135,221 | 2 | $149,865 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $224,150 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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