Estimated median household income in 2007: $61,355
| This zip code: | $61,355 | | New York: | $53,514 |
Nearest zip codes: 12019, 12863, 12151, 12027, 12866, 12833.
Housing units in zip code 12020 with a mortgage: 4,592 (225 second mortgage, 636 home equity loan, 12 both second mortgage and home equity loan)
Houses without a mortgage: 1,303
Median monthly owner costs for units with a mortgage: $1,597
Median monthly owner costs for units without a mortgage: $510
Residents with income below the poverty level in 2007:
| This zip code: | 5.7% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.8% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.3 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.2 | | State: | 3.6 |
Year house built: |
|
- 1999 to March 2000: 200
- 1995 to 1998: 859
- 1990 to 1994: 1,555
- 1980 to 1989: 2,938
- 1970 to 1979: 1,746
- 1960 to 1969: 775
- 1950 to 1959: 776
- 1940 to 1949: 299
- 1939 or earlier: 2,117
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Bedrooms in owner-occupied houses in Ballston Spa, NY (12020): |
|
- no bedroom: 9
- 1 bedrooms: 144
- 2 bedrooms: 1,620
- 3 bedrooms: 4,137
- 4 bedrooms: 1,816
- 5 or more bedrooms: 246
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 97
- 1 bedrooms: 681
- 2 bedrooms: 1,195
- 3 bedrooms: 538
- 4 bedrooms: 136
- 5 or more bedrooms: 15
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Vehicles available in 12020 zip code in owner-occupied houses/condos: |
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- no vehicle: 230
- 1 vehicle: 2,126
- 2 vehicles: 4,159
- 3 vehicles: 1,161
- 4 vehicles: 219
- 5 or more vehicles: 77
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 331
- 1 vehicle: 1,244
- 2 vehicles: 904
- 3 vehicles: 133
- 4 vehicles: 33
- 5 or more vehicles: 17
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 12020:
- Less than $10,000: 118
- $10,000 to $14,999: 59
- $15,000 to $19,999: 59
- $20,000 to $24,999: 69
- $25,000 to $29,999: 71
- $30,000 to $34,999: 80
- $35,000 to $39,999: 84
- $40,000 to $49,999: 138
- $50,000 to $59,999: 82
- $60,000 to $69,999: 68
- $70,000 to $79,999: 71
- $80,000 to $89,999: 78
- $90,000 to $99,999: 82
- $100,000 to $124,999: 257
- $125,000 to $149,999: 521
- $150,000 to $174,999: 637
- $175,000 to $199,999: 831
- $200,000 to $249,999: 1,644
- $250,000 to $299,999: 1,133
- $300,000 to $399,999: 1,158
- $400,000 to $499,999: 341
- $500,000 to $749,999: 201
- $750,000 to $999,999: 47
- $1,000,000 or more: 33
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Rent paid by renters in 2007 in zip code 12020:
- Less than $100: 7
- $100 to $149: 30
- $150 to $199: 13
- $200 to $249: 52
- $250 to $299: 30
- $300 to $349: 87
- $350 to $399: 142
- $400 to $449: 176
- $450 to $499: 182
- $500 to $549: 182
- $550 to $599: 128
- $600 to $649: 135
- $650 to $699: 133
- $700 to $749: 101
- $750 to $799: 63
- $800 to $899: 140
- $900 to $999: 43
- $1,000 to $1,249: 30
- $1,250 to $1,499: 56
- No cash rent: 140
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Median price asked for vacant for-sale houses and condos in 2007: $166,667.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $233,250
- Black or African American householders: $227,560
- Asian householders: $256,216
- Some other race householders: $316,056
- Two or more races householders: $188,369
- Hispanic or Latino householders: $179,098
Estimated median house or condo value in 2007: $212,778 (it was $104,100 in 2000)
| 12020: | $212,778 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $123,741 - $263,566
Mean price in 2007:
Detached houses: $243,251| Here: | $243,251 | | State: | $352,556 |
Townhouses or other attached units: $173,074| Here: | $173,074 | | State: | $476,263 |
In 2-unit structures: $220,803| Here: | $220,803 | | State: | $482,362 |
In 3-to-4-unit structures: $269,135| Here: | $269,135 | | State: | $552,553 |
In 5-or-more-unit structures: $334,023| Here: | $334,023 | | State: | $503,284 |
Mobile homes: $30,276| Here: | $30,276 | | State: | $40,766 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 6,568
- One, attached: 895
- Two: 862
- 3 or 4: 513
- 5 to 9: 296
- 10 to 19: 342
- 20 to 49: 95
- 50 or more: 97
- Mobile homes: 1,583
- Boats, RVs, vans, etc.: 14

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Means of transportation to work
- Drove a car alone: 11,787 (83%)
- Carpooled: 1,503 (11%)
- Bus or trolley bus: 112 (1%)
- Subway or elevated: 8 (0%)
- Taxi: 17 (0%)
- Bicycle: 9 (0%)
- Walked: 242 (2%)
- Other means: 50 (0%)
- Worked at home: 546 (4%)
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Travel time to work
- Less than 5 minutes: 520
- 5 to 9 minutes: 1254
- 10 to 14 minutes: 1885
- 15 to 19 minutes: 1724
- 20 to 24 minutes: 1573
- 25 to 29 minutes: 776
- 30 to 34 minutes: 2003
- 35 to 39 minutes: 834
- 40 to 44 minutes: 929
- 45 to 59 minutes: 1510
- 60 to 89 minutes: 420
- 90 or more minutes: 300
|
Percentage of zip code residents living and working in this county: 57.1%
Household type by relationship
Households: 27,528
- In family households: 23,691 (5,877 male householders, 1,740 female householders)
6,327 spouses, 8,638 children (8,010 natural, 220 adopted, 408 stepchildren), 185 grandchildren, 82 brothers or sisters, 176 parents, 120 other relatives, 546 non-relatives
- In nonfamily households: 3,837 (1,397 male householders (982 living alone)), 1,599 female householders (1,329 living alone)), 841 nonrelatives
- In group quarters: 569 (465 institutionalized population)
Size of family households: 3,037 2-persons, 1,835 3-persons, 1,795 4-persons, 700 5-persons, 163 6-persons, 87 7-or-more-persons.
Size of nonfamily households: 2,311 1-person, 572 2-persons, 86 3-persons, 27 4-persons.
5,693 married couples with children.
1,474 single-parent households (370 men, 1,104 women).
96.2% of residents of 12020 zip code speak English at home.
0.9% of residents speak Spanish at home (68% very well, 19% well, 13% not well).
2.5% of residents speak other Indo-European language at home (84% very well, 10% well, 6% not well).
0.3% of residents speak Asian or Pacific Island language at home (85% very well, 15% well).
0.1% of residents speak other language at home (100% very well).
Foreign born population: 635 (2.3%)
(69.0% of them are naturalized citizens)
| This zip code: | 2.3% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- United Kingdom (15%)
- Canada (15%)
- Germany (10%)
- Korea (6%)
- India (5%)
- Lebanon (4%)
- Italy (4%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 61
- 1990 to 1994: 63
- 1985 to 1989: 53
- 1980 to 1984: 58
- 1975 to 1979: 33
- 1970 to 1974: 84
- 1970 to 1974: 62
- 1965 to 1969: 221
|
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White population: 27,100
Black population: 277
American Indian population: 60
Asian population: 162
Native Hawaiian and Other Pacific Islander population: 4
Some other race population: 142
Two or more races population: 323

First ancestries reported:
|  Irish: 4654 |
|  Italian: 3639 |
|  German: 3109 |
|  English: 3033 |
|  French (except Basque): 1527 |
|  Polish: 1506 |
|  Other groups: 1236 |
|  United States or American: 1080 |
|  French Canadian: 814 |
|  Dutch: 514 |
|  Scottish: 489 |
|  Scotch-Irish: 270 |
|  Welsh: 172 |
|  Greek: 152 |
|  Norwegian: 148 |
|  Russian: 123 |
|  Ukrainian: 107 |
|  Arab:: 104 |
|  British: 102 |
|  European: 100 |
|  Hungarian: 97 |
|  Swedish: 94 |
|  Czechoslovakian: 93 |
|  Austrian: 88 |
|  Czech: 81 |
|  Canadian: 81 |
|  Lebanese: 63 |
|  Danish: 46 |
|  Lithuanian: 43 |
|  Slovak: 42 |
|  Yugoslavian: 32 |
|  Scandinavian: 31 |
|  Portuguese: 30 |
|  Australian: 30 |
|  West Indian (excluding Hispanic groups):: 24 |
|  Jamaican: 24 |
|  Eastern European: 23 |
|  Northern European: 21 |
|  Palestinian: 21 |
|  Armenian: 18 |
|  Finnish: 18 |
|  Belgian: 17 |
|  Slovene: 15 |
|  Swiss: 15 |
|  Maltese: 15 |
|  Syrian: 13 |
|  Slavic: 11 |
|  Iranian: 8 |
|  Croatian: 8 |
|  Iraqi: 7 |
|  Albanian: 7 |
|  Pennsylvania German: 6 |
|  Latvian: 6 |
|  Subsaharan African:: 5 |
|  Cape Verdean: 5 |
|  Turkish: 5 |

Major facitilies with environmental interests located in this zip code:
- GLOWEGEE MOBILE ESTATES (3517 GALWAY RD in BALLSTON SPA, NY)
(Integrated Compliance Information System) - ICIS-02-2000-8395, FORMAL ENFORCEMENT ACTION
COMMUNITY WATER SYSTEM (SDWIS) - SDWIS-NY4501821 77572, WATER TREATMENT PLANT
Business SIC classification: WATER SUPPLY
- ARC SARATOGA ( in BALLSTON SPA, NY)
(National Center for Education Statistics) - STATE ID-521301890007
Organizations: BALLSTON SPA CSD (SCHOOL DISTRICT)
- COUNTRY ACRES MOBILE PARK (2100 SARATOGA RD in BALLSTON SPA, NY)
(Integrated Compliance Information System) - ICIS-02-2000-8388, FORMAL ENFORCEMENT ACTION, ICIS-02-2001-8111,
Business SIC classification: WATER SUPPLY
- CUMBERLAND FARMS #3130 (RTE 50 & 67 in BALLSTON SPA, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- A PLUS TRANSMISSION CTR (17 WASHINGTON ST in BALLSTON SPA, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- ADVANCED LIQUID POLYMER SYSTEM (10 PLAINS RD in MALTA, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- COSEO'S SERVICE STATION (180 CHURCH AVE in BALLSTON SPA, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- CUMBERLAND FARMS #3161 (MILTON & RTE 50 in BALLSTON SPA, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CUMBERLAND FARMS INC (CONTACT/OPERATOR)
Alternative names: CUMBERLAND FARMS 3161
- CUMBERLAND FARMS #3169 (451 GEYSER RD RTE 6 in BALLSTON SPA, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CUMBERLAND FARMS INC (CONTACT/OPERATOR)
Alternative names: CUMBERLAND FARMS FOOD STORE
- CUMBERLAND FARMS 3138 (RTES 50 & 67 in BALLSTON SPA, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- GETTY PETROLEUM CORP (RTE 50 & BROOKLINE RD in BALLSTON SPA, NY)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
- GETTY SERVICE STATION (58704) (MILTON & PROSPECT AVENUES in BALLSTON SPA, NY)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
- HESS SERVICE STATION (229 CHURCH AVENUE in BALLSTON SPA, NY)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
Fire-safe hotels and motels in zip code 12020
- Cocca's Motel, 2624 Rt 9, Ballston Spa, NY 12020, Phone: (518) 581-1033
- Fairfield Inn & Suites By Marriott Saratoga Malta, 101 Saratoga Village Blvd, Malta, NY 12020, Phone: (518) 899-6900, Fax: (518) 899-6969
- Hyatt Place Saratoga/Malta, 20 State Farm Pl, Malta, NY 12020, Phone: (518) 885-1109, Fax: (518) 885-1110
See all 3 fire-safe hotels and motels in zip code 12020
Median worth of mobile homes: $25,789
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (51%)
- Fuel oil, kerosene, etc. (25%)
- Electricity (11%)
- Bottled, tank, or LP gas (9%)
- Wood (3%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 22297
- Northeast: 2507
- Midwest: 897
- South: 1008
- West: 499
55% of the 12020 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 59% lived in this county.
Out of people who lived in different counties, 65% lived in New York.
Population in 1990: 25,126. Population change in the 1990s: +2,942 (+11.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 157
| Here: | 4.7% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 75
| Here: | 5.1% | | New York: | 13.2% |
Students in private undergraduate colleges: 317
| Here: | 32.1% | | New York: | 38.2% |
School Enrollment by Level of School
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Companies with biggest federal contracts located in this zip code:
- CAPITAL CONSULTING GROUP LLC (130 RUHLE ROAD NORTH in BALLSTON SPA, NY; small business): $1,483,594 in 11 contracts from 2001 to 2004
Contracts for Other Management Support Services by Air Force, Defense Logistics Agency Signed by year: 2000: $0; 2001: $902,345; 2002: $452,959; 2003: $151,735; 2004: $-23,445; 2005: $0; 2006: $0.
Biggest contracts:
$450,000 with Air Force for Other Management Support Services. Taking place in OH. Signed on 2001-09-27. Completion date: 2002-01-31.
$319,789, same as above. Signed on 2001-10-01. Completion date: 2002-09-30.
$297,000, same as above. Signed on 2002-10-25. Completion date: 2003-09-30.
$157,210, same as above. Signed on 2002-04-15. Completion date: 2002-09-30.
- STARFIRE SYSTEMS, INC (10 HERMES ROAD in MALTA, NY; small business): $1,166,792 in 16 contracts from 1999 to 2006
Contracts for R&D-Other Space-B Res, Defense Aircraft -- Basic Research (R&D), Defense Electronics and Communication Equipment -- Management and Support (R&D), Defense Electronics and Communication Equipment -- Applied Research and Exploratory Development (R&D), and more by NASA, Air Force, Navy Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $464,972; 2004: $64,920; 2005: $367,319; 2006: $199,832.
Biggest contracts:
$300,000 with NASA for R&D-Other Space-B Res. Signed on 2003-12-01. Effective on 2003-11-20. Completion date: 2005-11-30.
$150,000, same as above. Signed on 2005-03-02. Completion date: 2005-11-30.
$99,925 with Air Force for Defense Aircraft -- Basic Research (R&D). Signed on 2006-04-20. Completion date: 2007-01-19.
$99,907 with Air Force for Defense Electronics and Communication Equipment -- Management and Support (R&D). Signed on 2006-04-19. Completion date: 2007-01-17.
- WRIGHT- MALTA CORPORATION (MALTA TEST STATION in MALTA, NY; small business): $1,137,483 in 17 contracts from 2000 to 2004
Contracts for Patent and Trademark Services, Operation Training Devices, Engineering and Technical Services, Miscellaneous Weapons by Army Signed by year: 2000: $186,190; 2001: $369,760; 2002: $324,705; 2003: $130,772; 2004: $126,056; 2005: $0; 2006: $0.
Biggest contracts:
$99,956 with Army for Patent and Trademark Services. Signed on 2002-04-12. Completion date: 2002-05-31.
$99,950, same as above. Signed on 2002-08-12. Completion date: 2002-10-01.
$99,938, same as above. Signed on 2001-12-18. Completion date: 2002-10-15.
$99,924 with Army for Operation Training Devices. Signed on 2001-07-24. Completion date: 2001-12-31.
- TURBO PARTS INC (831 RT 67 CURTIS IND PARK in BALLSTON SPA, NY; small business)
8 employees, $510000 revenue. : $278,000 in 4 contracts from 1999 to 2000
$169,000 with Tennessee Valley Authority for Maintenance, Repair and Rebuilding of Equipment -- Engines, Turbines, and Components. Signed on 2000-03-15. Completion date: 2000-04-15.
$42,000 with Tennessee Valley Authority for Steam Turbines and Components. Signed on 2000-08-15. Completion date: 2000-09-15.
$35,000, same as above. Signed on 2000-04-15. Completion date: 2000-04-15.
$32,000, same as above. Signed on 1999-11-15. Completion date: 2000-01-15.
- DURA-MILL INC - NEWCO PRODUCTS (16 STONEBREAK ROAD in MALTA, NY; small business): $148,679 in 19 contracts from 2003 to 2006
Contracts for Cutting Tools for Machine Tools, Machine Tool Accessories by Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $35,409; 2004: $79,850; 2005: $13,893; 2006: $19,527.
Biggest contracts:
$27,641 with Army for Cutting Tools for Machine Tools. Signed on 2003-04-29. Completion date: 2003-07-08.
$22,548, same as above. Signed on 2004-03-02. Completion date: 2004-05-04.
$15,588 with Army for Machine Tool Accessories. Signed on 2004-10-26. Completion date: 2004-12-27.
$12,523 with Army for Cutting Tools for Machine Tools. Signed on 2004-02-09. Completion date: 2004-04-20.
- ADVANCED ENERGY CONVERSION LLC (SUITE 500 in MALTA, NY; small business): $138,908 in 2 contracts from 2003 to 2004
$69,910 with Navy for Other Defense -- Operational Systems Development (R&D). Signed on 2004-05-11. Completion date: 2005-02-17.
$68,998 with Navy for Defense Ships -- Basic Research (R&D). Signed on 2003-09-08. Completion date: 2004-03-08.
- FORENSIC ACCREDITATION SPECIAL (10 WHEELER CREEK CT in BALLSTON SPA, NY; small business)
$114,750 with Army for Other Professional Services. Taking place in HI. Signed on 2000-09-20. Completion date: 2002-07-19.
- ZELKER ELEVATOR CO INC (4892 JOCKEY ST in BALLSTON SPA, NY; small business): $95,843 in 6 contracts from 2001 to 2006
Contracts for Maintenance, Repair and Rebuilding of Equipment -- Weapons, Maintenance, Repair or Alteration of Real Property -- Production Buildings, Maintenance, Repair and Rebuilding of Equipment -- Materials Handling Equipment, Other Quality Control, Testing and Inspection Services -- Miscellaneous by Army Signed by year: 2000: $0; 2001: $51,765; 2002: $0; 2003: $0; 2004: $16,130; 2005: $21,273; 2006: $6,675.
Biggest contracts:
$51,765 with Army for Maintenance, Repair and Rebuilding of Equipment -- Weapons. Signed on 2001-08-02. Completion date: 2001-11-15.
$20,623 with Army for Maintenance, Repair or Alteration of Real Property -- Production Buildings. Signed on 2005-02-22. Completion date: 2005-04-22.
$9,965 with Army for Maintenance, Repair and Rebuilding of Equipment -- Materials Handling Equipment. Signed on 2004-06-22. Completion date: 2004-06-30.
$6,675 with Army for Other Quality Control, Testing and Inspection Services -- Miscellaneous. Signed on 2006-03-15. Completion date: 2006-04-28.
- TECHNICAL BUILDING SERVICES IN (12 COMMERCE DR in BALLSTON SPA, NY; small business): $65,206 in 4 contracts from 2002 to 2004
$31,000 with Army for Construction of Structures and Facilities -- Other Administrative Facilities and Service Buildings. Signed on 2003-09-02. Completion date: 2003-09-02.
$16,900 with Army for Maintenance, Repair and Rebuilding of Equipment -- Communication, Detection, and Coherent Radiation Equipment. Signed on 2004-11-16. Completion date: 2004-12-30.
$12,006 with Army for Air Conditioning Equipment. Taking place in AZ. Signed on 2004-06-18. Completion date: 2004-06-23.
$5,300 with Navy for Maintenance, Repair or Alteration of Real Property -- Other Administrative Facilities and Service Buildings. Signed on 2002-09-09. Completion date: 2002-10-09.
- HAWK DRILLING COMPANY, INC (354 STONE CHURCH ROAD in BALLSTON SPA, NY; small business): $9,355 in 3 contracts from 2001 to 2002
$18,820 with Navy for Maintenance, Repair or Alteration of Real Property -- Recreation Facilities (Non-Building). Signed on 2001-10-01. Completion date: 2001-11-07.
$2,000, same as above. Signed on 2002-01-31. Completion date: 2002-01-11.
$-11,465, same as above. Signed on 2002-03-20. Completion date: 2002-01-11.
Top industries in this zip code by the number of employees in 2005:
- Finance and Insurance: Direct Property and Casualty Insurance Carriers (over 1000 employees: 1 establishment, 250-499 employees: 1 establishment, 1-4 employees: 2 establishments)
- Construction: Electrical Contractors (over 1000: 1, 100-249: 1, 20-49: 1, 5-9: 1, 1-4: 6)
- Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (500-999: 1, 1-4: 1)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 6, 10-19: 8, 5-9: 1, 1-4: 11)
- Health Care and Social Assistance: Residential Mental Retardation Facilities (100-249: 1, 20-49: 2, 10-19: 2, 5-9: 4)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 5, 10-19: 3, 5-9: 2, 1-4: 11)
- Accommodation and Food Services: Snack and Nonalcoholic Beverage Bars (50-99: 1, 20-49: 3, 1-4: 2)
- Administrative and Support and Waste Management and Remediation Services: All Other Travel Arrangement and Reservation Services (100-249: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 273 people in nursing homes
- 188 people in local jails and other confinement facilities (including police lockups)
- 56 people in homes for the mentally retarded
- 22 people in other group homes
- 12 people in homes or halfway houses for drug/alcohol abuse
- 10 people in homes for the mentally ill
- 6 people in other noninstitutional group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 3 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 84 | $179,659 | 983 | $179,116 | 760 | $159,716 | 276 | $54,239 | 2 | $880,000 | 88 | $174,018 | 106 | $43,980 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $155,595 | 134 | $169,534 | 148 | $184,672 | 52 | $56,501 | 0 | $0 | 13 | $198,923 | 30 | $55,753 |
| APPLICATIONS DENIED | 6 | $117,335 | 200 | $117,378 | 552 | $163,613 | 199 | $51,816 | 1 | $175,000 | 37 | $112,662 | 128 | $43,323 |
| APPLICATIONS WITHDRAWN | 11 | $202,363 | 77 | $214,404 | 255 | $162,580 | 41 | $109,243 | 0 | $0 | 14 | $155,920 | 3 | $67,477 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 58 | $165,981 | 68 | $172,372 | 23 | $108,022 | 0 | $0 | 6 | $137,935 | 7 | $26,319 |
Aggregated Statistics For Year 2006 (Based on 3 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 74 | $183,802 | 1,178 | $168,701 | 995 | $145,986 | 337 | $60,839 | 3 | $322,000 | 148 | $148,499 | 88 | $41,432 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $369,000 | 127 | $160,746 | 183 | $161,207 | 51 | $41,868 | 0 | $0 | 30 | $158,766 | 21 | $57,197 |
| APPLICATIONS DENIED | 5 | $140,214 | 160 | $131,297 | 577 | $147,787 | 225 | $62,936 | 1 | $14,000 | 31 | $107,882 | 62 | $36,328 |
| APPLICATIONS WITHDRAWN | 7 | $225,349 | 102 | $189,072 | 421 | $148,846 | 38 | $126,824 | 0 | $0 | 15 | $115,482 | 3 | $38,493 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $159,065 | 58 | $213,562 | 139 | $191,958 | 9 | $81,912 | 0 | $0 | 9 | $143,340 | 6 | $25,235 |
Aggregated Statistics For Year 2005 (Based on 3 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 70 | $149,003 | 1,351 | $172,791 | 1,197 | $147,976 | 311 | $51,262 | 3 | $339,430 | 125 | $154,986 | 117 | $36,563 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $168,915 | 173 | $142,916 | 196 | $139,377 | 51 | $32,708 | 0 | $0 | 20 | $132,170 | 47 | $40,534 |
| APPLICATIONS DENIED | 8 | $128,425 | 284 | $96,491 | 594 | $135,643 | 210 | $46,500 | 2 | $712,295 | 33 | $127,093 | 201 | $38,802 |
| APPLICATIONS WITHDRAWN | 15 | $176,420 | 103 | $177,609 | 608 | $142,416 | 86 | $91,745 | 0 | $0 | 21 | $180,350 | 11 | $77,758 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 63 | $150,037 | 143 | $157,962 | 14 | $138,297 | 0 | $0 | 7 | $93,279 | 6 | $68,977 |
Aggregated Statistics For Year 2004 (Based on 3 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 80 | $130,737 | 1,118 | $142,396 | 1,353 | $129,025 | 235 | $70,509 | 4 | $624,753 | 143 | $122,140 | 104 | $39,774 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $184,600 | 139 | $114,643 | 213 | $130,383 | 41 | $43,797 | 1 | $383,330 | 21 | $115,464 | 60 | $42,703 |
| APPLICATIONS DENIED | 13 | $129,525 | 221 | $78,777 | 550 | $122,012 | 176 | $41,256 | 0 | $0 | 29 | $134,538 | 162 | $35,269 |
| APPLICATIONS WITHDRAWN | 9 | $123,858 | 94 | $165,648 | 583 | $127,554 | 57 | $37,280 | 0 | $0 | 16 | $143,652 | 12 | $63,958 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 44 | $123,265 | 76 | $128,381 | 20 | $36,762 | 0 | $0 | 3 | $140,493 | 12 | $46,083 |
Aggregated Statistics For Year 2003 (Based on 3 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 149 | $124,040 | 1,038 | $130,867 | 2,789 | $118,594 | 111 | $23,650 | 6 | $1,656,595 | 150 | $93,723 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $159,145 | 161 | $100,455 | 373 | $120,637 | 26 | $28,433 | 0 | $0 | 28 | $98,117 |
| APPLICATIONS DENIED | 12 | $120,311 | 235 | $63,456 | 648 | $109,190 | 92 | $23,829 | 1 | $4,756,620 | 25 | $88,935 |
| APPLICATIONS WITHDRAWN | 25 | $122,389 | 81 | $121,419 | 514 | $114,790 | 13 | $42,649 | 0 | $0 | 17 | $97,849 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $94,973 | 17 | $155,907 | 106 | $118,133 | 6 | $38,385 | 0 | $0 | 6 | $102,203 |
Aggregated Statistics For Year 2002 (Based on 3 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 207 | $109,298 | 967 | $114,620 | 1,570 | $109,258 | 127 | $16,366 | 4 | $142,250 | 100 | $95,256 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $101,988 | 139 | $82,674 | 241 | $104,510 | 24 | $30,101 | 0 | $0 | 5 | $88,858 |
| APPLICATIONS DENIED | 9 | $90,352 | 394 | $49,838 | 445 | $90,705 | 120 | $13,476 | 0 | $0 | 30 | $106,361 |
| APPLICATIONS WITHDRAWN | 21 | $107,029 | 81 | $115,168 | 344 | $104,079 | 29 | $27,016 | 0 | $0 | 5 | $100,152 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $83,000 | 13 | $139,647 | 75 | $104,027 | 0 | $0 | 0 | $0 | 2 | $86,700 |
Aggregated Statistics For Year 2001 (Based on 3 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 202 | $105,277 | 905 | $105,380 | 1,053 | $106,055 | 173 | $19,750 | 9 | $149,426 | 74 | $92,653 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $118,507 | 150 | $68,606 | 146 | $84,354 | 30 | $34,042 | 0 | $0 | 20 | $72,274 |
| APPLICATIONS DENIED | 12 | $85,634 | 378 | $45,589 | 465 | $75,913 | 147 | $14,034 | 1 | $559,970 | 21 | $59,147 |
| APPLICATIONS WITHDRAWN | 11 | $90,766 | 65 | $93,519 | 275 | $89,401 | 54 | $21,882 | 0 | $0 | 12 | $71,005 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $139,390 | 10 | $131,590 | 53 | $103,552 | 1 | $144,140 | 0 | $0 | 1 | $54,000 |
Aggregated Statistics For Year 2000 (Based on 3 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 180 | $94,911 | 837 | $98,512 | 262 | $68,898 | 166 | $19,982 | 1 | $245,000 | 27 | $56,118 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $93,634 | 142 | $69,589 | 125 | $65,347 | 31 | $26,570 | 0 | $0 | 3 | $42,833 |
| APPLICATIONS DENIED | 14 | $79,895 | 592 | $40,184 | 278 | $63,105 | 90 | $21,194 | 0 | $0 | 17 | $59,546 |
| APPLICATIONS WITHDRAWN | 22 | $89,865 | 70 | $75,025 | 156 | $70,751 | 27 | $40,112 | 0 | $0 | 2 | $31,500 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $117,008 | 5 | $120,862 | 29 | $115,501 | 3 | $18,190 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 125 | $94,754 | 397 | $126,618 | 364 | $84,973 | 117 | $11,378 | 1 | $406,780 | 29 | $97,873 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $120,320 | 108 | $53,556 | 99 | $82,987 | 21 | $19,868 | 0 | $0 | 10 | $91,429 |
| APPLICATIONS DENIED | 5 | $94,776 | 255 | $40,893 | 181 | $68,677 | 70 | $19,384 | 0 | $0 | 13 | $55,065 |
| APPLICATIONS WITHDRAWN | 11 | $93,235 | 46 | $100,100 | 145 | $82,086 | 33 | $52,695 | 0 | $0 | 4 | $119,733 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $78,400 | 1 | $87,960 | 25 | $85,670 | 1 | $24,780 | 0 | $0 | 1 | $156,650 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 3 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 171 | $212,121 | 66 | $224,884 | 13 | $188,402 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 51 | $240,307 | 20 | $218,598 | 5 | $173,200 |
| APPLICATIONS DENIED | 1 | $180,080 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $190,528 | 6 | $213,802 | 2 | $80,930 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 3 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 170 | $206,278 | 46 | $214,343 | 24 | $182,574 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 45 | $206,977 | 11 | $186,997 | 10 | $191,323 | 1 | $160,120 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 16 | $237,267 | 7 | $143,809 | 6 | $177,802 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 3 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 182 | $197,394 | 63 | $188,007 | 12 | $201,427 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 46 | $187,189 | 22 | $168,830 | 5 | $180,026 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $94,200 | 1 | $120,880 |
| APPLICATIONS WITHDRAWN | 7 | $201,477 | 5 | $138,834 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $113,317 | 1 | $135,980 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 3 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 194 | $167,336 | 100 | $154,303 | 17 | $109,576 | 1 | $137,210 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 55 | $167,509 | 35 | $152,754 | 6 | $117,883 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $81,683 | 2 | $203,795 | 1 | $43,210 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 11 | $210,415 | 2 | $110,800 | 1 | $188,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 3 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 253 | $147,102 | 248 | $135,522 | 21 | $111,434 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 46 | $155,257 | 102 | $138,951 | 9 | $97,247 |
| APPLICATIONS DENIED | 3 | $143,467 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $136,895 | 11 | $143,133 | 1 | $80,000 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $403,593 | 2 | $96,895 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 3 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 228 | $134,156 | 141 | $127,213 | 19 | $100,050 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 37 | $148,092 | 41 | $132,756 | 5 | $80,094 |
| APPLICATIONS DENIED | 2 | $77,165 | 3 | $150,793 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 7 | $171,697 | 9 | $136,911 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $231,360 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 3 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 248 | $121,833 | 128 | $125,136 | 12 | $94,493 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 23 | $133,398 | 24 | $131,633 | 1 | $66,430 |
| APPLICATIONS DENIED | 3 | $174,070 | 6 | $101,865 | 1 | $63,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $79,524 | 0 | $0 | 1 | $53,360 |
Aggregated Statistics For Year 2000 (Based on 3 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 175 | $119,821 | 19 | $136,060 | 2 | $70,870 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 25 | $135,437 | 9 | $158,549 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $89,370 | 3 | $92,343 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $183,003 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $80,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 106 | $126,510 | 33 | $116,057 | 1 | $177,890 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $140,686 | 10 | $119,977 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $87,223 | 3 | $102,313 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $122,193 | 1 | $159,850 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $119,690 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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