12020 Zip Code Detailed Profile




Estimated zip code population in 2013: 31,403
Zip code population in 2010: 31,192
Zip code population in 2000: 28,068

Houses and condos: 13,384
Renter-occupied apartments: 3,086
% of renters here:

25%
State:

46%
Mar. 2013 cost of living index in zip code 12020: 108.6 (more than average, U.S. average is 100)

Land area: 75.2 sq. mi.
Water area: 3.1 sq. mi.
Population density: 418 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 12020
Zip code 12020 (Ballston Spa, New York) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.8% ($3,787)
New York:

1.6% ($4,559)
Median real estate property taxes paid for housing units with mortgages in 2013: $3,903 (1.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $3,189 (1.9%)

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Males: 15,376  (49.0%)
Females: 16,027  (51.0%)

For population 25 years and over in 12020:

For population 15 years and over in 12020:

Zip code 12020 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage below state average.
  • House age below state average.
  • Races in zip code 12020

  • Zip code 12020 races chart
    • 29,236White population
    • 326Black population
    • 33American Indian population
    • 306Asian population
    • 10Native Hawaiian and Other Pacific Islander population
    • 28Some other race population
    • 494Two or more races population
    • 759Hispanic or Latino population

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Urban population: 21,812
Rural population: 9,590

Estimated median house/condo value in 2013: $209,000
12020:

$209,000
New York:

$277,600



According to our research of New York and other state lists there were 42 registered sex offenders living in 12020 zip code as of July 31, 2015.
The ratio of number of residents in zip code 12020 to the number of sex offenders is 682 to 1.


Median resident age:
This zip code:

39.8 years
New York median age:

38.2 years
Average household size:
This zip code:

2.5 people
New York:

2.6 people

Averages for the 2012 tax year for zip code 12020, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $62,117 (Individual Income Tax Returns)
Here:

$62,117
State:

$77,088

Salary/wage: $56,111 (reported on 85.6% of returns)
Here:

$56,111
State:

$60,593
(% of AGI for various income ranges: 71.3% for AGIs below $25k, 80.1% for AGIs $25k-50k, 76.1% for AGIs $50k-75k, 80.2% for AGIs $75k-100k, 84.0% for AGIs $100k-200k, 58.1% for AGIs over 200k)

Taxable interest for individuals: $644 (reported on 44.4% of returns)
This zip code:

$644
New York:

$3,125
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.4% for AGIs $100k-200k, 0.4% for AGIs over 200k)

Ordinary dividends: $2,515 (reported on 25.1% of returns)
Here:

$2,515
State:

$10,299
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 1.6% for AGIs over 200k)

Net capital gain/loss in AGI: +$6,318 (reported on 16.1% of returns)
Here:

+$6,318
State:

+$42,474
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 9.0% for AGIs over 200k)

Profit/loss from business: +$13,304 (reported on 12.8% of returns)
Here:

+$13,304
State:

+$16,168
(% of AGI for various income ranges: 5.1% for AGIs below $25k, 2.3% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 6.9% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $12,733 (reported on 9.1% of returns)
12020:

$12,733
New York:

$17,621
(% of AGI for various income ranges: 2.9% for AGIs below $25k, 1.9% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Self-employment retirement plans: $13,110 (reported on 0.6% of returns)
12020:

$13,110
New York:

$27,330
(% of AGI for various income ranges: 0.2% for AGIs $50k-75k, 0.5% for AGIs over 200k)

Total itemized deductions: $21,814 (20% of AGI, reported on 38.7% of returns)
Here:

$21,814
State:

$34,985

Here:

20.3% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 9.0% for AGIs below $25k, 8.9% for AGIs $25k-50k, 12.8% for AGIs $50k-75k, 14.1% for AGIs $75k-100k, 16.1% for AGIs $100k-200k, 13.8% for AGIs over 200k)

Charity contributions: $2,202 (reported on 30.6% of returns)
Here:

$2,202
State:

$5,572
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.3% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Taxes paid: $10,618 (reported on 38.7% of returns)
12020:

$10,618
State:

$18,656
(% of AGI for various income ranges: 2.1% for AGIs below $25k, 3.2% for AGIs $25k-50k, 5.3% for AGIs $50k-75k, 6.3% for AGIs $75k-100k, 8.3% for AGIs $100k-200k, 8.9% for AGIs over 200k)

Earned income credit: $1,923 (reported on 11.0% of returns)
Here:

$1,923
State:

$2,230
(% of AGI for various income ranges: 4.1% for AGIs below $25k, 0.7% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 12020, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $48,447 (Individual Income Tax Returns)
Here:

$48,447
State:

$59,519

Salary/wage: $44,893 (reported on 87.7% of returns)
Here:

$44,893
State:

$50,673
(% of AGI for various income ranges: 140.3% for AGIs below $10k, 74.3% for AGIs $10k-25k, 83.0% for AGIs $25k-50k, 83.6% for AGIs $50k-75k, 86.0% for AGIs $75k-100k, 75.4% for AGIs over 100k)

Taxable interest for individuals: $829 (reported on 56.5% of returns)
This zip code:

$829
New York:

$2,377
(% of AGI for various income ranges: 5.5% for AGIs below $10k, 1.9% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Taxable dividends: $1,758 (reported on 28.3% of returns)
Here:

$1,758
State:

$5,394
(% of AGI for various income ranges: 3.9% for AGIs below $10k, 1.6% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Net capital gain/loss: +$3,863 (reported on 19.7% of returns)
Here:

+$3,863
State:

+$23,581
(% of AGI for various income ranges: -2.0% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 3.7% for AGIs over 100k)

Profit/loss from business: +$11,148 (reported on 13.6% of returns)
Here:

+$11,148
State:

+$13,809
(% of AGI for various income ranges: 4.9% for AGIs below $10k, 4.3% for AGIs $10k-25k, 2.5% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 4.3% for AGIs over 100k)

IRA payment deduction: $2,483 (reported on 3.0% of returns)
12020:

$2,483
New York:

$3,115
(% of AGI for various income ranges: 0.2% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $10,282 (reported on 0.8% of returns)
Here:

$10,282
New York:

$19,016
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Total itemized deductions: $17,231 (21% of AGI, reported on 39.8% of returns)
Here:

$17,231
State:

$25,864

Here:

20.9% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 10.9% for AGIs below $10k, 7.2% for AGIs $10k-25k, 11.2% for AGIs $25k-50k, 14.8% for AGIs $50k-75k, 16.9% for AGIs $75k-100k, 15.4% for AGIs over 100k)

Charity contributions deductions: $1,859 (2% of AGI, reported on 36.3% of returns)
Here:

$1,859
State:

$4,439

Here:

2.2% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.6% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Total tax: $6,549 (reported on 80.3% of returns)
12020:

$6,549
State:

$11,730
(% of AGI for various income ranges: 3.5% for AGIs below $10k, 4.5% for AGIs $10k-25k, 7.3% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 9.9% for AGIs $75k-100k, 16.5% for AGIs over 100k)

Earned income credit: $1,570 (reported on 10.4% of returns)
Here:

$1,570
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 52.7%
Here:

53%
State:

67%
(% for various income ranges: 42.4% for AGIs below $10k, 54.9% for AGIs $10k-25k, 53.8% for AGIs $25k-50k, 55.5% for AGIs $50k-75k, 53.1% for AGIs $75k-100k, 58.1% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$68,252
New York:

$57,369
Ballston Spa, NY (12020) map Nearest zip codes: 12019, 12027, 12863, 12151, 12866, 12833.
Percentage of family households:
This zip code:

55.7%
New York:

47.6%
Percentage of households with unmarried partners:
This zip code:

6.7%
New York:

6.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,308
Household did not receive Food Stamps/SNAP in the past 12 months: 11,066


Women who had a birth in the past 12 months: 397 (247 now married, 150 unmarried)
Women who did not have a birth in the past 12 months: 7,555 (4,044 now married, 3,511 unmarried)


Housing units in zip code 12020 with a mortgage: 6,500 (164 second mortgage, 1,299 home equity loan, 30 both second mortgage and home equity loan)
Houses without a mortgage: 2,788

Median monthly owner costs for units with a mortgage: $1,644
Median monthly owner costs for units without a mortgage: S619

Residents with income below the poverty level in 2013:
This zip code:

6.1%
Whole state:

16.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

3.8%
Whole state:

9.0%
Median number of rooms in houses and condos:
Here:

6.4
State:

6.4
Median number of rooms in apartments:
Here:

4.3
State:

3.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 12020: Saratoga County Agricultural Society Fair Grounds (A), Mandak Stables (B), Morning Side Farms (C), Sun Valley Farm (D), Pine Meadow Farm (E), United States Reservation Knolls Atomic Energy Plant (F), Pioneer Hills Golf Course (G), Southshore Marina (H), Luther Forest Technology Campus (I), Albany-Saratoga Speedway (J), Malta Drive-In Theatre (K), Woodlake Corporate Park (L), Malta Commons Business Park (M), Ballston Industrial Park (N), Curtis Industrial Park (O), Corporate Technology Park (P), Milton Light Industrial Park (Q), Winterwood Farm (R), Mourningkill Farm (S), Clark Dahlia Gardens And Greenhouse (T). Display/hide their locations on the map

    Shopping Centers: Parade Ground Village Shopping Center (1), Shops of Malta Shopping Center (2), Hannaford Plaza Shopping Center (3). Display/hide their locations on the map

    Churches in zip code 12020 include: Fruitful Vine Christian Church (A), Hope Church (B), Ballston Spa Presbyterian Church (C), Malta Ridge United Methodist Church (D), Gospel Tabernacle (E), Christ Episcopal Church (F), First Baptist Church (G), Saint Mary's Roman Catholic Church (H), Alliance Church (I). Display/hide their locations on the map

    Cemeteries: Briggs Cemetery (1), Saint Marys Cemetery (2), Dunning Street Cemetery (3), Sweetman Cemetery (4), Ballston Cemetery (5), Malta Ridge Cemetery (6), Bliss Road Cemetery (7). Display/hide their locations on the map

    Lakes and reservoirs: Footes Pond (A), Ballston Spa Reservoir (B), Cooks Pond (C). Display/hide their locations on the map

    Streams, rivers, and creeks: Gordon Creek (A), Glowegee Creek (B), Geyser Brook (C), Wheeler Creek (D), Mourning Kill (E), Drummond Creek (F). Display/hide their locations on the map

    Parks in zip code 12020 include: Malta Community Park (1), Burgess Kimball Memorial Park (2), William Kelley Memorial Park (3), Abner Doubleday Baseball Field (4). Display/hide their locations on the map

Year house built

  • 1092010 or later
  • 2,2832000 to 2009
  • 2,3071990 to 1999
  • 2,9581980 to 1989
  • 1,5701970 to 1979
  • 8421960 to 1969
  • 8431950 to 1959
  • 2301940 to 1949
  • 2,2421939 or earlier

Zip code 12020 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Ballston Spa, NY (12020)

  • 16no bedroom
  • 1381 bedroom
  • 1,7142 bedrooms
  • 5,0103 bedrooms
  • 2,0564 bedrooms
  • 3545+ bedrooms

Bedrooms in renter-occupied apartments in Ballston Spa, NY (12020)

  • 51no bedroom
  • 9491 bedroom
  • 1,0472 bedrooms
  • 7823 bedrooms
  • 1644 bedrooms
  • 935+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Ballston Spa, NY (12020) in owner-occupied houses/condos

  • 220no vehicle
  • 2,4941 vehicle
  • 4,5142 vehicles
  • 1,4683 vehicles
  • 4574 vehicles
  • 1355+ vehicles

Cars and other vehicles available in Ballston Spa, NY (12020) in renter-occupied apartments

  • 371no vehicle
  • 1,5321 vehicle
  • 9612 vehicles
  • 1973 vehicles
  • 254 vehicles
  • 05+ vehicles

Median gross rent in 2013: $976.


Median price asked for vacant for-sale houses and condos in 2013: $123,864.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $209,000
12020:

$209,000
New York:

$277,600
Lower value quartile - upper value quartile: $146,800 - $285,900

Mean price in 2013:

Detached houses: $210,924
Here:

$210,924
State:

$328,266

In 2-unit structures: $226,559
Here:

$226,559
State:

$441,340

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 8.2%

Percentage of zip code residents living and working in this county: 62.9%

Household type by relationship:

Households: 30,708

Size of family households: 3,541 2-persons, 2,329 3-persons, 1,477 4-persons, 640 5-persons, 106 6-persons, 102 7-or-more-persons

Size of nonfamily households: 3,390 1-person, 647 2-persons, 113 3-persons, 29 4-persons

5,271 married couples with children.
1,581 single-parent households (569 men, 1,012 women).

95.3% of residents of 12020 zip code speak English at home.
1.5% of residents speak Spanish at home (73% very well, 21% well, 5% not well, 1% not at all).
2.8% of residents speak other Indo-European language at home (73% very well, 18% well, 9% not well).
0.3% of residents speak Asian or Pacific Island language at home (50% very well, 50% well).
0.2% of residents speak other language at home (47% very well, 16% well, 18% not well, 20% not at all).

Foreign born population: 1,076 (3.4%)
(56.4% of them are naturalized citizens)
This zip code:

3.4%
Whole state:

22.3%

Most common places of birth for the foreign-born residents

  • 14%Canada
  • 12%Germany
  • 6%Poland
  • 6%England
  • 5%Italy
  • 5%Ukraine
  • 4%Other Eastern Europe

Most common first ancestries reported in 12020 (%)

  • 18%Irish
  • 13%Italian
  • 12%German
  • 10%English
  • 8%Other groups
  • 7%French (except Basque)
  • 6%American

Year of entry for the foreign-born population

  • 1402010 or later
  • 3192000 to 2009
  • 2761990 to 1999
  • 679Before 1990

Zip code 12020 topographic map

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 12020:

All 3 fire-safe hotels and motels in zip code 12020

Zip code 12020 marital status for males
Zip code 12020 marital status for females

Housing units lacking complete plumbing facilities: 0.3%
Housing units lacking complete kitchen facilities: 0.7%

Most commonly used house heating fuel

  • 60%Utility gas
  • 16%Fuel oil, kerosene, etc.
  • 11%Bottled, tank, or LP gas
  • 10%Electricity
  • 3%Wood
  • 1%Other fuel

Population in 1990: 25,126. Population change in the 1990s: +2,942 (+11.7%).

Place of birth for U.S.-born residents:


55% of the 12020 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 59% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

90% of the 12020 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 60% moved from this county.
   Out of people who lived in different houses, 19% moved from different county within same state.
   Out of people who lived in different houses, 17% moved from different state.
   Out of people who lived in different houses, 4% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 112
Here:

3.5%
New York:

12.7%
Students in private schools in grades 9 to 12 (high school): 105
Here:

5.0%
New York:

12.6%
Students in private undergraduate colleges: 457
Here:

35.2%
New York:

35.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 84,643Architecture and engineering occupations
  • 76,326Management occupations
  • 71,058Health diagnosing and treating practitioners and other technical occupations
  • 66,897Computer and mathematical occupations
  • 63,947Law enforcement workers including supervisors
  • 61,188Legal occupations

Companies with biggest federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 273 people in nursing facilities/skilled-nursing facilities
  • 142 people in local jails and other municipal confinement facilities
  • 58 people in group homes intended for adults
  • 25 people in residential treatment centers for adults
  • 11 people in emergency and transitional shelters (with sleeping facilities) for people experiencing homelessness
  • 8 people in group homes for juveniles (non-correctional)
  • 3 people in other noninstitutional facilities

People in group quarters in 2000:

  • 273 people in nursing homes
  • 188 people in local jails and other confinement facilities (including police lockups)
  • 56 people in homes for the mentally retarded
  • 22 people in other group homes
  • 12 people in homes or halfway houses for drug/alcohol abuse
  • 10 people in homes for the mentally ill
  • 6 people in other noninstitutional group quarters

Fatal accident statistics in 2011:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 5
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 3
  • Persons involved in fatal accidents: 6
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 4
  • Vehicles involved in fatal accidents: 5
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 4
  • Persons involved in fatal accidents: 11
  • Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 3 full and 12 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED289$196,879402$194,5041,307$190,008124$69,7283$1,278,51753$173,11647$42,360
APPLICATIONS APPROVED, NOT ACCEPTED15$217,56368$182,854218$206,99317$94,9441$54,4508$154,53824$57,894
APPLICATIONS DENIED32$214,005125$114,922401$198,87180$39,9461$290,00031$152,76290$41,951
APPLICATIONS WITHDRAWN28$195,57446$218,787276$204,42215$107,9650$09$192,4528$62,953
FILES CLOSED FOR INCOMPLETENESS5$213,4687$113,78068$169,7697$103,5390$02$221,45510$46,503
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 3 full and 12 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED62$256,57874$244,080
APPLICATIONS APPROVED, NOT ACCEPTED28$271,87828$262,374
APPLICATIONS DENIED12$259,55014$247,988
APPLICATIONS WITHDRAWN6$247,67210$208,402
FILES CLOSED FOR INCOMPLETENESS0$02$164,225

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 12020 among deceased individuals
NameCountLived (average)
Mary21482.6 years
John17274.7 years
William14274.0 years
Robert12869.3 years
Helen9982.0 years
Joseph9775.9 years
Margaret9480.3 years
James9371.4 years
Elizabeth9281.2 years
Dorothy9279.3 years
Most common last names in zip code 12020 among deceased individuals
Last nameCountLived (average)
Smith6176.4 years
Baker3276.5 years
Johnson3077.3 years
Brown3080.4 years
Miller3081.5 years
Williams2982.8 years
Thomas2773.8 years
King2580.3 years
Murphy2280.6 years
Morris2275.2 years
Businesses in zip code 12020
NameCountNameCount
ALDI1McDonald's2
Ace Hardware2Nike1
CVS2Nissan1
Curves1Penske1
Dunkin Donuts5Pizza Hut1
FedEx3Subway2
GNC1Taco Bell1
H&R Block1True Value1
Hyatt1U-Haul2
KFC1UPS4
Marriott1YMCA1

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