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12028 Zip Code Detailed Profile

 


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Counties: Rensselaer County, NY (54.14%), Washington County, NY (45.86%)

Estimated zip code population in 2011: 1,318
Zip code population in 2010: 1,172
Zip code population in 2000: 1,100




Age and Sex of Residents in zip code 12028

Zip code 12028 (, New York) real estate house value trends

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Houses and condos: 461
Renter-occupied apartments: 26
% of renters here:

6%
State:

46%

Mar. 2012 cost of living index in zip code 12028: 97.5 (near average, U.S. average is 100)

Land area: 22.6 sq. mi.
Water area: 0.3 sq. mi.
Population density: 58 people per square mile 
 
 (very low).

Real estate property taxes paid for housing units in 2011:
This zip code:

1.9% ($3,576)
New York:

1.5% ($4,273)

Median real estate property taxes paid for housing units with mortgages in 2011: $2,994 (1.6%)
Median real estate property taxes paid for housing units with no mortgage in 2011: $4,365 (2.6%)

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Males: 611  (46.4%)
Females: 707  (53.6%)

For population 25 years and over in 12028:

  • High school or higher: 95.2%
  • Bachelor's degree or higher: 25.9%
  • Graduate or professional degree: 7.6%
  • Unemployed: 2.7%
  • Mean travel time to work (commute): 24.9 minutes

For population 15 years and over in 12028:

  • Never married: 25.3%
  • Now married: 61.5%
  • Separated: 2.3%
  • Widowed: 3.3%
  • Divorced: 7.6%

Zip code 12028 compared to state average:

  • Median house value below state average.
  • Unemployed percentage significantly below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Number of rooms per house above state average.

Zip code 12028 races chart

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12028, NY forum
Discuss zip code 12028 area on our local forum with over 1,500,000 registered users
100% rural population.

Estimated median house/condo value in 2011: $184,100
12028:

$184,100
New York:

$285,300



According to our research of New York and other state lists there were 2 registered sex offenders living in 12028 zip code as of July 26, 2014.
The ratio of number of residents in zip code 12028 to the number of sex offenders is 727 to 1.


Median resident age:
This zip code:

34.5 years
New York median age:

38.1 years

Average household size:
This zip code:

3.3 people
New York:

2.6 people

Averages for the 2004 tax year for zip code 12028, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $40,349 (Individual Income Tax Returns)
Here:

$40,349
State:

$59,519

Salary/wage: $36,910 (reported on 86.2% of returns)
Here:

$36,910
State:

$50,673
(% of AGI for various income ranges: 90.5% for AGIs below $10k, 68.8% for AGIs $10k-25k, 85.7% for AGIs $25k-50k, 85.2% for AGIs $50k-75k, 89.8% for AGIs $75k-100k, 57.8% for AGIs over 100k)

Taxable interest for individuals: $616 (reported on 51.7% of returns)
This zip code:

$616
New York:

$2,377
(% of AGI for various income ranges: 3.8% for AGIs below $10k, 1.7% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Taxable dividends: $2,619 (reported on 23.7% of returns)
Here:

$2,619
State:

$5,394
(% of AGI for various income ranges: 2.4% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 5.2% for AGIs over 100k)

Net capital gain/loss: +$11,101 (reported on 15.8% of returns)
Here:

+$11,101
State:

+$23,581
(% of AGI for various income ranges: -0.1% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.0% for AGIs $75k-100k, 20.6% for AGIs over 100k)

Profit/loss from business: +$3,000 (reported on 14.2% of returns)
Here:

+$3,000
State:

+$13,809
(% of AGI for various income ranges: 6.4% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, -1.8% for AGIs $75k-100k)

IRA payment deduction: $2,950 (reported on 3.5% of returns)
12028:

$2,950
New York:

$3,115

Total itemized deductions: $16,262 (22% of AGI, reported on 29.7% of returns)
Here:

$16,262
State:

$25,864

Here:

22.3% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 6.4% for AGIs $10k-25k, 9.8% for AGIs $25k-50k, 12.6% for AGIs $50k-75k, 14.3% for AGIs $75k-100k, 16.2% for AGIs over 100k)

Charity contributions deductions: $1,685 (2% of AGI, reported on 26.4% of returns)
Here:

$1,685
State:

$4,439

Here:

2.4% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 4.0% for AGIs below $10k, 0.8% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Total tax: $4,672 (reported on 77.7% of returns)
12028:

$4,672
State:

$11,730
(% of AGI for various income ranges: 2.1% for AGIs below $10k, 5.3% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 14.0% for AGIs over 100k)

Earned income credit: $1,739 (reported on 12.2% of returns)
Here:

$1,739
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 61.1%
Here:

61%
State:

67%
(% for various income ranges: 49.0% for AGIs below $10k, 58.4% for AGIs $10k-25k, 65.4% for AGIs $25k-50k, 60.4% for AGIs $50k-75k, 72.1% for AGIs $75k-100k, 76.7% for AGIs over 100k)


Estimated median household income in 2011:
This zip code:

$59,420
New York:

$55,246

12028 map

Nearest zip codes: 12094, 12057, 12090, 12816, 12185, 12089.

Percentage of family households:
This zip code:

73.9%
New York:

49.0%

Percentage of households with unmarried partners:
This zip code:

2.7%
New York:

6.0%

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 23
Household did not receive Food Stamps/SNAP in the past 12 months: 380


Women who had a birth in the past 12 months: 60 (15 now married, 45 unmarried)
Women who did not have a birth in the past 12 months: 311 (172 now married, 139 unmarried)


Housing units in zip code 12028 with a mortgage: 227 (21 second mortgage, 19 home equity loan)
Houses without a mortgage: 150

Median monthly owner costs for units with a mortgage: $1,635
Median monthly owner costs for units without a mortgage: $630

Residents with income below the poverty level in 2011:
This zip code:

4.0%
Whole state:

16.0%

Residents with income below 50% of the poverty level in 2011:
This zip code:

2.0%
Whole state:

8.8%

Median number of rooms in houses and condos:
Here:

6.4
State:

6.4

Median number of rooms in apartments:
Here:

5.9
State:

3.9


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Notable locations in this zip code not listed on our city pages:

Notable location: Buskirk Volunteer Fire Department Hall (A). Display/hide its location on the map

Church in zip code 12028: Buskirk Reformed Church (A). Display/hide its location on the map

Cemetery: Woodside Cemetery (1). Display/hide its location on the map

Lakes and reservoirs: Wing Pond (A), Golden Pond (B), Echo Lake (C). Display/hide their locations on the map

Streams, rivers, and creeks: Whipple Brook (A). Display/hide its location on the map

 

Year house built

  • 2005 or later: 39
  • 2000 to 2004: 28
  • 1990 to 1999: 21
  • 1980 to 1989: 84
  • 1970 to 1979: 57
  • 1960 to 1969: 15
  • 1950 to 1959: 47
  • 1940 to 1949: 25
  • 1939 or earlier: 145


Zip code 12028 satellite photo by USGS

Bedrooms in houses/apartments in 12028
Owner-occupied Renter-occupied
  • no bedroom: 0
  • 1 bedroom: 0
  • 2 bedrooms: 70
  • 3 bedrooms: 214
  • 4 bedrooms: 73
  • 5+ bedrooms: 20
  • no bedroom: 0
  • 1 bedroom: 0
  • 2 bedrooms: 11
  • 3 bedrooms: 5
  • 4 bedrooms: 10
  • 5+ bedrooms: 0
Cars and other vehicles available in 12028 in houses/condos/apartments
Owner-occupied Renter-occupied
  • no vehicle: 4
  • 1 vehicle: 28
  • 2 vehicles: 264
  • 3 vehicles: 50
  • 4 vehicles: 31
  • 5+ vehicles: 0
  • no vehicle: 5
  • 1 vehicle: 10
  • 2 vehicles: 11
  • 3 vehicles: 0
  • 4 vehicles: 0
  • 5+ vehicles: 0


Estimated household income distribution in 2009:

Zip code 12028 household income distribution in 2009

Zip code 12028 house/condo values in 2011

Estimate of home value of owner-occupied houses/condos in 2011 in zip code 12028:

  • $30,000 to $34,999: 34
  • $50,000 to $59,999: 10
  • $80,000 to $89,999: 9
  • $90,000 to $99,999: 13
  • $100,000 to $124,999: 32
  • $125,000 to $149,999: 18
  • $150,000 to $174,999: 54
  • $175,000 to $199,999: 51
  • $200,000 to $249,999: 33
  • $250,000 to $299,999: 38
  • $300,000 to $399,999: 67
  • $1,000,000 or more: 18

 



12028 rent paid by renters

Rent paid by renters in 2011 in zip code 12028:

  • $300 to $349: 11
  • $350 to $399: 5
  • $750 to $799: 10
 


Median gross rent in 2011: $670.


Median price asked for vacant for-sale houses and condos in 2011: $469,976.

Estimated median house (or condo) value in 2011 for:

  • White Non-Hispanic householders: $183,872
  • Two or more races householders: $425,631

Estimated median house or condo value in 2011: $184,100
12028:

$184,100
New York:

$285,300
Lower value quartile - upper value quartile: $122,100 - $287,800

Mean price in 2011:

Detached houses: $234,749
Here:

$234,749
State:

$326,901

In 2-unit structures: $303,087
Here:

$303,087
State:

$453,738

In 3-to-4-unit structures: $157,625
Here:

$157,625
State:

$557,235

Mobile homes: $76,809
Here:

$76,809
State:

$65,563

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 351
  • One, attached: 7
  • Two: 18
  • Mobile homes: 85

Unemployment: 2.7%
12028 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 563 (96%)
  • Worked at home: 25 (4%)
 

12028 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 19
  • 5 to 9 minutes: 18
  • 10 to 14 minutes: 27
  • 15 to 19 minutes: 164
  • 20 to 24 minutes: 26
  • 25 to 29 minutes: 65
  • 30 to 34 minutes: 108
  • 35 to 39 minutes: 45
  • 40 to 44 minutes: 0
  • 45 to 59 minutes: 69
  • 60 to 89 minutes: 15
  • 90 or more minutes: 7
 

Percentage of zip code residents living and working in this county: 48.6%

Household type by relationship:

Households: 1,318
  • In family households: 1,252 (187 male householders, 156 female householders)
    306 spouses, 512 children (501 natural, 7 adopted, 5 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 other relatives, 91 non-relatives
  • In nonfamily households: 66 (46 male householders (40 living alone)), 14 female householders (14 living alone)), 6 nonrelatives

Size of family households: 90 2-persons, 77 3-persons, 92 4-persons, 84 5-persons

Size of nonfamily households: 54 1-person, 6 2-persons

300 married couples with children.
48 single-parent households (11 men, 37 women).

97.8% of residents of 12028 zip code speak English at home.
1.4% of residents speak other Indo-European language at home (100% very well).
0.8% of residents speak Asian or Pacific Island language at home (22% very well, 78% not at all).

Foreign born population: 9 (0.7%)
(22.2% of them are naturalized citizens)
This zip code:

0.7%
Whole state:

22.2%

Most common places of birth for the foreign-born residents:

  • China, excluding Hong Kong and Taiwan (78%)
  • Korea (22%)

Year of entry for the foreign-born population

  • 2000 or later: 7
  • 1990 to 1999: 0
  • 1980 to 1989: 2
  • Before 1980: 0

Races in zip code 12028:

White population: 1,134
Black population: 7
American Indian population: 2
Asian population: 4
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 4
Two or more races population: 7
Hispanic or Latino population: 14

Most common first ancestries reported in 12028 (%):



  • American (22%)
  • French (except Basque) (14%)
  • German (13%)
  • Irish (11%)
  • Polish (6%)
  • English (6%)
  • French Canadian (5%)

Facilities with environmental interests located in this zip code:

  • FOXCROFT NURSERIES, INC. (RD #1 BOX 285-B in BUSKIRK, NY)
    (Integrated Compliance Information System) - ICIS-02-2000-8364, FORMAL ENFORCEMENT ACTION
    Business SIC classification: WATER SUPPLY


Zip code 12028 marital status for males
Zip code 12028 marital status for females


Housing units lacking complete plumbing facilities: 2.6%

Housing units lacking complete kitchen facilities: 2.1%

Most commonly used house heating fuel:

  • Fuel oil, kerosene, etc. (45%)
  • Wood (36%)
  • Bottled, tank, or LP gas (12%)
  • Electricity (6%)

Population in 1990: 1,272. Population change in the 1990s: -172 (-13.5%).

Place of birth for U.S.-born residents:

  • This state: 909
  • Northeast: 362
  • Midwest: 19
  • West: 19

64% of the 12028 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 54% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

94% of the 12028 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 33% moved from this county.
   Out of people who lived in different houses, 38% moved from different county within same state.
   Out of people who lived in different houses, 13% moved from different state.
   Out of people who lived in different houses, 16% moved from abroad.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Here:

0.0%
New York:

13.3%

Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
New York:

12.8%

Students in private undergraduate colleges:
Here:

0.0%
New York:

35.6%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Occupation by median earnings in the past 12 months ($)

  • Health diagnosing and treating practitioners and other technical occupations: 207,708
  • Transportation occupations: 58,393
  • Material moving occupations: 48,000
  • Office and administrative support occupations: 41,198
  • Installation, maintenance, and repair occupations: 41,094
  • Production occupations: 38,826

Companies with federal contracts located in this zip code:

  • MICHAEL S BATCHER (1907 BUSKIRK WEST HOOSICK in BUSKIRK, NY; small business) : $76,775 in 2 contracts from 2004 to 2005
    $41,275 with U.S. Fish and Wildlife Service for Programming Services. Signed on 2004-05-27. Completion date: 2004-12-30.
    $35,500 with Army for Other Special Studies and Analyses. Signed on 2005-04-25. Completion date: 2005-05-01.
  • PRK DRILLING & BLASTING, INC (3570 RTE 76 in BUSKIRK, NY; small business)
    $5,000 with Geological Survey for Maintenance, Repair or Alteration of Real Property -- Office Buildings. Signed on 2000-09-15. Completion date: 2000-09-15.

Top industries in this zip code by the number of employees in 2005:

  • Construction: Other Heavy and Civil Engineering Construction (20-49 employees: 1 establishment)
  • Construction: Finish Carpentry Contractors (1-4: 1)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (1-4: 1)
  • Administrative and Support and Waste Management and Remediation Services: Other Nonhazardous Waste Treatment and Disposal (1-4: 1)
  • Administrative and Support and Waste Management and Remediation Services: All Other Support Services (1-4: 1)
  • Other Services (except Public Administration): Religious Organizations (1-4: 1)
  • Administrative and Support and Waste Management and Remediation Services: Landscaping Services (1-4: 1)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 1)
  • Professional, Scientific, and Technical Services: Other Accounting Services (1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)





Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED5$165,5267$134,28627$140,4713$32,5131$63,1101$66,560
APPLICATIONS APPROVED, NOT ACCEPTED1$79,3601$93,8204$135,8601$98,3400$00$0
APPLICATIONS DENIED2$118,7703$151,03021$167,8754$34,6902$107,7703$48,383
APPLICATIONS WITHDRAWN0$01$137,4709$165,1800$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$00$00$0

Detailed HMDA statistics for the following Tracts: 0518.00 , 0930.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED0$02$181,370
APPLICATIONS APPROVED, NOT ACCEPTED0$00$0
APPLICATIONS DENIED1$90,6201$121,300
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 0518.00 , 0930.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 12028 among deceased individuals
NameCountLived (average)
William1273.2 years
Charles879.1 years
George772.7 years
Mary677.2 years
John669.5 years
Margaret579.6 years
Frank583.4 years
Robert570.6 years
Elizabeth584.2 years
Arthur463.7 years
Most common last names in zip code 12028 among deceased individuals
Last nameCountLived (average)
Hunt766.6 years
Moseley683.3 years
Mcinerney576.4 years
Aiken482.3 years
Young477.2 years
Brownell482.5 years
Baker481.3 years
Sherman374.3 years
Gifford375.6 years
Lockrow375.6 years


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