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12032 Zip Code (Caroga Lake, NY) Detailed Profile




City: Caroga Lake, NY (2.14%)
Counties: Hamilton County, NY (50.49%), Fulton County, NY (49.51%)
Estimated zip code population in 2019: 867
Zip code population in 2010: 836
Zip code population in 2000: 835

Houses and condos: 1,349
Renter-occupied apartments: 15
% of renters here:

4%
State:

46%
March 2019 cost of living index in zip code 12032: 95.4 (near average, U.S. average is 100)

Land area: 88.8 sq. mi.
Water area: 4.4 sq. mi.
Population density: 10 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 12032
  • OSM Map
  • General Map
  • Google Map
  • MSN Map

Real estate property taxes paid for housing units in 2019:
This zip code:

2.3% ($2,975)
New York:

1.7% ($5,732)
Median real estate property taxes paid for housing units with mortgages in 2019: $2,977 (1.9%)
Median real estate property taxes paid for housing units with no mortgage in 2019: $2,997 (2.5%)

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Males: 437  (50.5%)
Females: 429  (49.5%)

For population 25 years and over in 12032:

  • High school or higher: 89.0%
  • Bachelor's degree or higher: 22.2%
  • Graduate or professional degree: 12.4%
  • Mean travel time to work (commute): 30.4 minutes

For population 15 years and over in 12032:

  • Never married: 18.5%
  • Now married: 63.2%
  • Separated: 1.9%
  • Widowed: 5.8%
  • Divorced: 10.5%

Zip code 12032 compared to state average:

  • Median house value significantly below state average.
  • Unemployed percentage significantly below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Length of stay since moving in significantly above state average.
  • Number of college students significantly below state average.
  • Races in zip code 12032 (2019)
    • 81998.0%White
    • 131.6%Two or more races
    • 20.2%Asian
    • 10.1%Some other race
    • 10.1%Hispanic or Latino
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Recent posts about zip code 12032 area on our local forum with over 2,200,000 registered users:
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100% rural population.

Estimated median house/condo value in 2019: $131,142
12032:

$131,142
New York:

$338,700



According to our research of New York and other state lists, there were 2 registered sex offenders living in 12032 zip code as of March 07, 2021.
The ratio of all residents to sex offenders in zip code 12032 is 415 to 1.


Median resident age:
This zip code:

58.6 years
New York median age:

39.2 years
Average household size:
This zip code:

2.1 people
New York:

2.5 people

Averages for the 2012 tax year for zip code 12032, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $52,753 (Individual Income Tax Returns)
Here:

$52,753
State:

$77,088

Salary/wage: $40,275 (reported on 73.5% of returns)
Here:

$40,275
State:

$60,593
(% of AGI for various income ranges: 60.6% for AGIs below $25k, 71.3% for AGIs $25k-50k, 64.6% for AGIs $50k-75k, 64.0% for AGIs $75k-100k, 41.4% for AGIs $100k-200k)

Taxable interest for individuals: $705 (reported on 38.8% of returns)
This zip code:

$705
New York:

$3,125
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.4% for AGIs $100k-200k)

Ordinary dividends: $3,063 (reported on 32.7% of returns)
Here:

$3,063
State:

$10,299
(% of AGI for various income ranges: 4.0% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$4,880 (reported on 20.4% of returns)
Here:

+$4,880
State:

+$42,474
(% of AGI for various income ranges: 1.7% for AGIs $50k-75k, 4.4% for AGIs $100k-200k)

Profit/loss from business: +$814 (reported on 14.3% of returns)
Here:

+$814
State:

+$16,168

Taxable individual retirement arrangement distribution: $9,757 (reported on 14.3% of returns)
12032:

$9,757
New York:

$17,621

Total itemized deductions: $21,607 (21% of AGI, reported on 28.6% of returns)
Here:

$21,607
State:

$34,985

Here:

21.3% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 11.4% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 14.4% for AGIs $75k-100k, 15.1% for AGIs $100k-200k)

Charity contributions: $2,490 (reported on 20.4% of returns)
Here:

$2,490
State:

$5,572
(% of AGI for various income ranges: 1.8% for AGIs $25k-50k, 1.4% for AGIs $75k-100k, 1.1% for AGIs $100k-200k)

Taxes paid: $10,214 (reported on 28.6% of returns)
12032:

$10,214
State:

$18,656
(% of AGI for various income ranges: 3.5% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 5.7% for AGIs $75k-100k, 8.6% for AGIs $100k-200k)

Earned income credit: $1,813 (reported on 16.3% of returns)
Here:

$1,813
State:

$2,230
(% of AGI for various income ranges: 4.5% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 55.1%
Here:

55%
State:

66%
(% for various income ranges: 52.6% for AGIs below $25k, 41.7% for AGIs $25k-50k, 50.0% for AGIs $50k-75k, 80.0% for AGIs $75k-100k, 80.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 12032, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $40,714 (Individual Income Tax Returns)
Here:

$40,714
State:

$59,519

Salary/wage: $33,108 (reported on 76.8% of returns)
Here:

$33,108
State:

$50,673
(% of AGI for various income ranges: 79.8% for AGIs below $10k, 65.5% for AGIs $10k-25k, 70.3% for AGIs $25k-50k, 70.9% for AGIs $50k-75k, 75.3% for AGIs $75k-100k, 36.5% for AGIs over 100k)

Taxable interest for individuals: $1,221 (reported on 50.6% of returns)
This zip code:

$1,221
New York:

$2,377
(% of AGI for various income ranges: 3.4% for AGIs below $10k, 4.5% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Taxable dividends: $2,308 (reported on 30.7% of returns)
Here:

$2,308
State:

$5,394
(% of AGI for various income ranges: 11.7% for AGIs below $10k, 2.7% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Net capital gain/loss: +$6,748 (reported on 21.4% of returns)
Here:

+$6,748
State:

+$23,581
(% of AGI for various income ranges: -4.1% for AGIs below $10k, 1.2% for AGIs $10k-25k, -0.4% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 12.6% for AGIs over 100k)

Profit/loss from business: +$5,294 (reported on 13.1% of returns)
Here:

+$5,294
State:

+$13,809
(% of AGI for various income ranges: 8.5% for AGIs below $10k, 3.2% for AGIs $10k-25k, 2.5% for AGIs $25k-50k, 2.5% for AGIs $50k-75k)

IRA payment deduction: $2,917 (reported on 2.3% of returns)
12032:

$2,917
New York:

$3,115

Total itemized deductions: $16,197 (20% of AGI, reported on 25.5% of returns)
Here:

$16,197
State:

$25,864

Here:

19.7% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 8.2% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 11.4% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 14.3% for AGIs over 100k)

Charity contributions deductions: $1,579 (2% of AGI, reported on 23.4% of returns)
Here:

$1,579
State:

$4,439

Here:

1.9% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.6% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Total tax: $5,258 (reported on 76.3% of returns)
12032:

$5,258
State:

$11,730
(% of AGI for various income ranges: 3.0% for AGIs below $10k, 3.3% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 16.5% for AGIs over 100k)

Earned income credit: $1,443 (reported on 13.5% of returns)
Here:

$1,443
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 62.2%
Here:

62%
State:

67%
(% for various income ranges: 49.5% for AGIs below $10k, 71.0% for AGIs $10k-25k, 61.6% for AGIs $25k-50k, 58.1% for AGIs $50k-75k, 75.7% for AGIs $75k-100k, 66.7% for AGIs over 100k)

Estimated median household income in 2019:
This zip code:

$51,207
New York:

$72,108
Caroga Lake, NY (12032) map Nearest zip codes: 13470, 13452, 12095, 13329, 12078, 12068.
Caroga Lake Zip Code Map

Percentage of family households:
This zip code:

37.3%
New York:

43.7%
Percentage of households with unmarried partners:
This zip code:

0.0%
New York:

43.3%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 31
Household did not receive Food Stamps/SNAP in the past 12 months: 382


Women who had a birth in the past 12 months: 13 (7 now married, 5 unmarried)
Women who did not have a birth in the past 12 months: 95 (49 now married, 45 unmarried)


Housing units in zip code 12032 with a mortgage: 147 (22 home equity loan, 8 both second mortgage and home equity loan)
Houses without a mortgage: 254

Median monthly owner costs for units with a mortgage: $1,495
Median monthly owner costs for units without a mortgage: $384

Residents with income below the poverty level in 2019:
This zip code:

5.7%
Whole state:

13.0%
Residents with income below 50% of the poverty level in 2019:
This zip code:

2.9%
Whole state:

7.1%
Median number of rooms in houses and condos:
Here:

5.0
State:

6.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 12032: Nick Stoner Golf Course (A), Southern Adirondack Pines Campground and Cabins (B), Pine Lake Campground and Recreational Vehicle Park (C), Clockmill Corners (D). Display/hide their locations on the map

    Church in zip code 12032: Saint Barbaras Chapel (A). Display/hide its location on the map

    Cemetery: Five Point Cemetery (1). Display/hide its location on the map

    Lakes, reservoirs, and swamps: Indian Lake (A), Iron Lake (B), Jockeybush Lake (C), Kennels Pond (D), Mountain Pond (E), Mud Lake (F), Nine Corner Lake (G), Prairie Lake (H). Display/hide their locations on the map

    Streams, rivers, and creeks: Goldmine Stream (A), Glasgow Creek (B), Frie Flow (C), Teeter Creek (D), Brayhouse Brook (E), Black Cat Outlet (F), West Branch East Canada Creek (G), State Brook (H), Mead Creek (I). Display/hide their locations on the map

    Tourist attraction (not listed on the city page) : Caroga Historical Associates & Museum (London Bridge Road) (1). Display/hide its approximate location on the map

Year house built
  • Year house built (houses)
  • 322014 or later
  • 162010 to 2013
  • 992000 to 2009
  • 801990 to 1999
  • 851980 to 1989
  • 1251970 to 1979
  • 1301960 to 1969
  • 1411950 to 1959
  • 1691940 to 1949
  • 4581939 or earlier

Zip code 12032 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Caroga Lake, NY (12032)
  • Bedrooms in owner-occupied houses and condos in Caroga Lake, NY (12032)
  • 8no bedroom
  • 341 bedroom
  • 1092 bedrooms
  • 1853 bedrooms
  • 464 bedrooms
  • 145+ bedrooms
Bedrooms in renter-occupied apartments in Caroga Lake, NY (12032)
  • Bedrooms in renter-occupied apartments in Caroga Lake, NY (12032)
  • 0no bedroom
  • 91 bedroom
  • 02 bedrooms
  • 63 bedrooms
  • 04 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Caroga Lake, NY (12032) in owner-occupied houses/condos
  • Cars and other vehicles available in Caroga Lake, NY (12032) in owner-occupied houses/condos
  • 0no vehicle
  • 841 vehicle
  • 1792 vehicles
  • 653 vehicles
  • 204 vehicles
  • 05+ vehicles
Cars and other vehicles available in Caroga Lake, NY (12032) in renter-occupied apartments
  • Cars and other vehicles available in Caroga Lake, NY (12032) in renter-occupied apartments
  • 12no vehicle
  • 111 vehicle
  • 102 vehicles
  • 03 vehicles
  • 04 vehicles
  • 05+ vehicles

  • Zip code 12032 household income distribution in 2019

  • Zip code 12032 household income distribution in 2019
  • 11Less than $10,000
  • 11$10,000 to $14,999
  • 21$15,000 to $19,999
  • 35$20,000 to $24,999
  • 21$25,000 to $29,999
  • 17$30,000 to $34,999
  • 22$35,000 to $39,999
  • 20$40,000 to $44,999
  • 41$45,000 to $49,999
  • 25$50,000 to $59,999
  • 18$60,000 to $74,999
  • 64$75,000 to $99,999
  • 63$100,000 to $124,999
  • 12$125,000 to $149,999
  • 14$150,000 to $199,999
  • 4$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2019 in zip code 12032

  • Estimate of home value of owner-occupied houses/condos in 2019 in zip code 12032
  • 4$30,000 to $34,999
  • 39$40,000 to $49,999
  • 2$50,000 to $59,999
  • 26$60,000 to $69,999
  • 9$70,000 to $79,999
  • 39$80,000 to $89,999
  • 26$90,000 to $99,999
  • 29$100,000 to $124,999
  • 27$125,000 to $149,999
  • 33$150,000 to $174,999
  • 4$175,000 to $199,999
  • 3$200,000 to $249,999
  • 22$250,000 to $299,999
  • 55$300,000 to $399,999
  • 4$500,000 to $749,999
  • 43$750,000 to $999,999
  • Rent paid by renters in 2019 in zip code 12032

  • Rent paid by renters in 2019 in zip code 12032
  • 5$450 to $499
  • 9$650 to $699

Median gross rent in 2019: $791.


Median price asked for vacant for-sale houses and condos in 2019: $135,136.

Estimated median house (or condo) value in 2019 for:

  • White Non-Hispanic householders: $129,609

Estimated median house or condo value in 2019: $131,142
12032:

$131,142
New York:

$338,700
Lower value quartile - upper value quartile: $90,593 - $303,069

Mean price in 2019:

Detached houses: $172,773
Here:

$172,773
State:

$393,458

Townhouses or other attached units: $230,464
Here:

$230,464
State:

$728,436

In 2-unit structures: $409,356
Here:

$409,356
State:

$650,471

In 3-to-4-unit structures: $331,757
Here:

$331,757
State:

$808,879

Mobile homes: $95,898
Here:

$95,898
State:

$82,547
Owners and renters by unit type in zip code 12032
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 1,211
  • One, attached: 10
  • Two: 21
  • Mobile homes: 98
  • Means of transportation to work in zip code 12032

  • Means of transportation to work in zip code 12032
  • 81.9%302Drove a car alone
  • 11.7%43Carpooled
  • 6.0%22Worked at home
  • Travel time to work (commute) in zip code 12032

  • Travel time to work (commute) in zip code 12032
  • 36Less than 5 minutes
  • 295 to 9 minutes
  • 1110 to 14 minutes
  • 3015 to 19 minutes
  • 6120 to 24 minutes
  • 1625 to 29 minutes
  • 3030 to 34 minutes
  • 535 to 39 minutes
  • 2240 to 44 minutes
  • 3745 to 59 minutes
  • 5860 to 89 minutes
  • 690 or more minutes

Percentage of zip code residents living and working in this county: 57.3%

Household type by relationship:

Households: 867
  • Male householders: 254 (43 living alone), Female householders: 159 (51 living alone)
  • 244 spouses (244 opposite-sex spouses), 20 unmarried partners, (20 opposite-sex unmarried partners), 155 children (150 natural, 0 adopted, 5 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 0 other relatives, 35 non-relatives

Size of family households: 204 2-persons, 31 3-persons, 18 4-persons, 2 5-persons, 22 6-persons

Size of nonfamily households: 93 1-person, 40 2-persons

93 married couples with children.
15 single-parent households (15 men).

88.2% of residents of 12032 zip code speak English at home.
12.7% of residents speak other Indo-European language at home (72% very well, 18% well, 9% not well).

Foreign born population: 67 (7.8%)
(56.5% of them are naturalized citizens)
This zip code:

7.8%
Whole state:

22.4%
Most common places of birth for foreign-born residents
  • 88%Bangladesh
Most common first ancestries reported in 12032
  • 49%American
  • 12%Italian
  • 4%English
  • 2%Irish
  • 2%Canadian
  • 2%Czechoslovakian
  • 2%Scandinavian
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 862010 or later
  • 02000 to 2009
  • 211990 to 1999
  • 0Before 1990

Facilities with environmental interests located in this zip code:

  • CAROGA LAKE SUBSTATION (RTE 10 in CAROGA, NY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))

Zip code 12032 marital status for males
Zip code 12032 marital status for females

Housing units lacking complete plumbing facilities: 4.8%
Housing units lacking complete kitchen facilities: 4.0%

Most commonly used house heating fuel
  • 30.5%Wood
  • 28.3%Bottled, tank, or LP gas
  • 27.0%Fuel oil, kerosene, etc.
  • 6.9%Utility gas
  • 4.2%Electricity
  • 2.5%No fuel used
  • 1.2%Coal or coke

Population in 1990: 545. Population change in the 1990s: +290 (+53.2%).

Place of birth for U.S.-born residents:

  • This state: 677
  • Northeast: 37
  • Midwest: 34
  • South: 22

74% of the 12032 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 78% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

100% of the 12032 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 500% moved from different county within same state.

Year householders moved into unit in Caroga Lake, NY (12032)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Here:

0.0%
New York:

14.3%
Students in private schools in grades 9 to 12 (high school): 9
Here:

20.7%
New York:

14.8%
Students in private undergraduate colleges:
Here:

0.0%
New York:

37.4%
Educational Attainment in 2019
School Enrollment by Level of School in 2019
Class of Workers in 2019
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 58,776Management occupations
  • 57,125Education, training, and library occupations
  • 51,644Construction and extraction occupations
  • 41,819Building and grounds cleaning and maintenance occupations
  • 37,160Production occupations
  • 33,701Office and administrative support occupations

Top industries in this zip code by the number of employees in 2005:

  • Arts, Entertainment, and Recreation: Skiing Facilities (5-9 employees: 1 establishment)
  • Accommodation and Food Services: Full-Service Restaurants (1-4: 3)
  • Professional, Scientific, and Technical Services: Computer Systems Design Services (1-4: 2)
  • Construction: Residential Remodelers (1-4: 1)
  • Real Estate and Rental and Leasing: Lessors of Nonresidential Buildings (except Miniwarehouses) (1-4: 1)
  • Construction: Finish Carpentry Contractors (1-4: 1)
  • Accommodation and Food Services: Drinking Places (Alcoholic Beverages) (1-4: 1)
  • Accommodation and Food Services: Snack and Nonalcoholic Beverage Bars (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

Fatal accident statistics in 2014:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0
Most common first names in zip code 12032 among deceased individuals
NameCountLived (average)
Robert1067.6 years
Dorothy879.7 years
Charles769.4 years
John772.7 years
James666.7 years
Edward572.8 years
Richard572.0 years
Donald573.6 years
Betty477.2 years
Margaret476.5 years
Most common last names in zip code 12032 among deceased individuals
Last nameCountLived (average)
Smith977.5 years
Brown783.4 years
Putman573.8 years
Arnst476.8 years
Chappell382.0 years
Johnson372.0 years
Guy365.3 years
Cole373.3 years
Betz371.3 years
Gray369.0 years
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