Estimated zip code population in 2019: 1,114 Zip code population in 2010: 817 Zip code population in 2000: 934
Houses and condos: 465 Renter-occupied apartments: 27
% of renters here:
6%
State:
46%
March 2019 cost of living index in zip code 12046: 96.3 (near average, U.S. average is 100)
Land area: 15.3 sq. mi. Water area: 2.1 sq. mi.
Population density: 73 people per square mile
(very low).
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Real estate property taxes paid for housing units in 2019:
This zip code:
1.9% ($4,592)
New York:
1.7% ($5,732)
Median real estate property taxes paid for housing units with mortgages in 2019: $4,791 (1.9%) Median real estate property taxes paid for housing units with no mortgage in 2019: $4,254 (1.9%)
Business Search- 14 Million verified businesses
Males: 591
(53.1%)
Females: 522
(46.9%)
For population 25 years and over in 12046:
High school or higher: 93.9%
Bachelor's degree or higher: 26.0%
Graduate or professional degree: 3.0%
Unemployed: 1.6%
Mean travel time to work (commute): 31.7 minutes
For population 15 years and over in 12046:
Never married: 35.1%
Now married: 44.9%
Separated: 0.0%
Widowed: 9.8%
Divorced: 10.2%
Zip code 12046 compared to state average:
Unemployed percentage below state average.
Black race population percentage significantly below state average.
Hispanic race population percentage significantly below state average.
Foreign-born population percentage significantly below state average.
Renting percentage significantly below state average.
Number of rooms per house above state average.
Percentage of population with a bachelor's degree or higher below state average.
Estimated median house/condo value in 2019: $236,188
12046:
$236,188
New York:
$338,700
According to our research of New York and other state lists, there was 1 registered sex offender living in 12046 zip code as of June 30, 2022. The ratio of all residents to sex offenders in zip code 12046 is 979 to 1. The ratio of registered sex offenders to all residents in this zip code is near the state average.
Median resident age:
This zip code:
36.7 years
New York median age:
39.2 years
Average household size:
This zip code:
2.6 people
New York:
2.5 people
Averages for the 2012 tax year for zip code 12046, filed in 2013:
Average Adjusted Gross Income (AGI) in 2012: $56,964 (Individual Income Tax Returns)
Here:
$56,964
State:
$77,088
Salary/wage: $56,271 (reported on 77.8% of returns)
Here:
$56,271
State:
$60,593
(% of AGI for various income ranges: 74.6% for AGIs below $25k, 72.2% for AGIs $25k-50k, 81.7% for AGIs $50k-75k, 76.7% for AGIs $75k-100k, 77.0% for AGIs $100k-200k)
Taxable interest for individuals: $393 (reported on 41.7% of returns)
This zip code:
$393
New York:
$3,125
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.2% for AGIs $100k-200k)
Ordinary dividends: $2,143 (reported on 19.4% of returns)
Here:
$2,143
State:
$10,299
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.2% for AGIs $50k-75k, 1.5% for AGIs $100k-200k)
Profit/loss from business: +$3,925 (reported on 11.1% of returns)
Here:
+$3,925
State:
+$16,168
Taxable individual retirement arrangement distribution: $8,033 (reported on 8.3% of returns)
12046:
$8,033
New York:
$17,621
Total itemized deductions: $20,277 (22% of AGI, reported on 36.1% of returns)
Here:
$20,277
State:
$34,985
Here:
21.7% of AGI
State:
21.3% of AGI
(% of AGI for various income ranges: 31.1% for AGIs below $25k, 13.7% for AGIs $50k-75k, 17.0% for AGIs $75k-100k, 13.5% for AGIs $100k-200k)
Charity contributions: $1,344 (reported on 25.0% of returns)
Here:
$1,344
State:
$5,572
(% of AGI for various income ranges: 1.2% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.6% for AGIs $100k-200k)
Taxes paid: $10,131 (reported on 36.1% of returns)
12046:
$10,131
State:
$18,656
(% of AGI for various income ranges: 13.2% for AGIs below $25k, 5.3% for AGIs $50k-75k, 7.6% for AGIs $75k-100k, 8.1% for AGIs $100k-200k)
Earned income credit: $1,633 (reported on 8.3% of returns)
Here:
$1,633
State:
$2,230
(% of AGI for various income ranges: 4.0% for AGIs below $25k)
Percentage of individuals using paid preparers for their 2012 taxes: 58.3%
Here:
58%
State:
66%
(% for various income ranges: 45.5% for AGIs below $25k, 66.7% for AGIs $25k-50k, 50.0% for AGIs $50k-75k, 75.0% for AGIs $75k-100k, 66.7% for AGIs $100k-200k)
Averages for the 2004 tax year for zip code 12046, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $46,051 (Individual Income Tax Returns)
Here:
$46,051
State:
$59,519
Salary/wage: $45,112 (reported on 85.6% of returns)
Here:
$45,112
State:
$50,673
(% of AGI for various income ranges: 97.9% for AGIs below $10k, 69.7% for AGIs $10k-25k, 84.1% for AGIs $25k-50k, 85.3% for AGIs $50k-75k, 79.4% for AGIs $75k-100k, 88.7% for AGIs over 100k)
Taxable interest for individuals: $678 (reported on 49.0% of returns)
This zip code:
$678
New York:
$2,377
(% of AGI for various income ranges: 6.6% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.8% for AGIs over 100k)
Taxable dividends: $642 (reported on 22.8% of returns)
Here:
$642
State:
$5,394
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.7% for AGIs over 100k)
Net capital gain/loss: +$4,453 (reported on 14.9% of returns)
Here:
+$4,453
State:
+$23,581
(% of AGI for various income ranges: 0.7% for AGIs $10k-25k, 3.0% for AGIs $50k-75k, 2.5% for AGIs over 100k)
Profit/loss from business: +$903 (reported on 8.7% of returns)
Here:
+$903
State:
+$13,809
Total itemized deductions: $15,839 (19% of AGI, reported on 31.5% of returns)
Here:
$15,839
State:
$25,864
Here:
19.3% of AGI
State:
21.9% of AGI
(% of AGI for various income ranges: 9.2% for AGIs $25k-50k, 10.8% for AGIs $50k-75k, 14.1% for AGIs $75k-100k, 13.0% for AGIs over 100k)
Charity contributions deductions: $1,396 (2% of AGI, reported on 27.0% of returns)
Here:
$1,396
State:
$4,439
Here:
1.7% of AGI
State:
3.6% of AGI
(% of AGI for various income ranges: 0.7% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.2% for AGIs over 100k)
Total tax: $6,000 (reported on 80.0% of returns)
12046:
$6,000
State:
$11,730
(% of AGI for various income ranges: 3.7% for AGIs below $10k, 4.2% for AGIs $10k-25k, 7.9% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 9.6% for AGIs $75k-100k, 16.4% for AGIs over 100k)
Earned income credit: $1,533 (reported on 8.5% of returns)
Here:
$1,533
State:
$1,757
Percentage of individuals using paid preparers for their 2004 taxes: 57.5%
Here:
57%
State:
67%
(% for various income ranges: 40.6% for AGIs below $10k, 59.7% for AGIs $10k-25k, 62.4% for AGIs $25k-50k, 55.6% for AGIs $50k-75k, 59.0% for AGIs $75k-100k, 75.9% for AGIs over 100k)
Household received Food Stamps/SNAP in the past 12 months: 15 Household did not receive Food Stamps/SNAP in the past 12 months: 417
Women who had a birth in the past 12 months: 15 (0 now married, 15 unmarried) Women who did not have a birth in the past 12 months: 187 (117 now married, 68 unmarried)
Housing units in zip code 12046 with a mortgage: 216 (33 home equity loan) Houses without a mortgage: 187
Median monthly owner costs for units with a mortgage: $2,204 Median monthly owner costs for units without a mortgage: $586
Residents with income below the poverty level in 2019:
This zip code:
1.7%
Whole state:
13.0%
Median number of rooms in houses and condos:
Here:
6.9
State:
6.4
Median number of rooms in apartments:
Here:
5.6
State:
3.8
Notable locations in this zip code not listed on our city pages
Notable locations in zip code 12046: Keefers Corners (A), Rocking R Farm (B), Coeymans Hollow Volunteer Fire Department (C). Display/hide their locations on the map
Size of family households: 133 2-persons, 18 3-persons, 75 4-persons, 11 5-persons, 31 6-persons
Size of nonfamily households: 148 1-person, 9 2-persons
167 married couples with children.
124 single-parent households (124 men).
98.6% of residents of 12046 zip code speak English at home.
0.4% of residents speak Spanish at home (100% not well).
0.8% of residents speak other Indo-European language at home (100% very well).
Foreign born population: 9 (0.9%) (0.0% of them are naturalized citizens)
:
0.9%
Whole state:
22.4%
28%American
19%English
10%Irish
9%German
3%European
3%Italian
3%Welsh
Year of entry for the foreign-born population
02010 or later
02000 to 2009
01990 to 1999
9Before 1990
Housing units lacking complete kitchen facilities: 3.0%
72.3%Fuel oil, kerosene, etc.
16.6%Wood
6.6%Bottled, tank, or LP gas
4.7%Utility gas
Population in 1990: 979.
Place of birth for U.S.-born residents:
This state: 972
Midwest: 104
South: 22
74% of the 12046 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 52% lived in this county. Out of people who lived in different counties, 50% lived in New York.
97% of the 12046 zip code residents lived in the same house 1 year ago. Out of people who lived in different houses, 110% moved from this county.
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 13
Here:
15.3%
New York:
14.3%
Students in private schools in grades 9 to 12 (high school):
Here:
0.0%
New York:
14.8%
Students in private undergraduate colleges:
Here:
0.0%
New York:
37.4%
Occupation by median earnings in the past 12 months ($)
130,517Sales and related occupations
106,772Computer and mathematical occupations
81,286Management occupations
54,579Transportation occupations
9,520Office and administrative support occupations
2,612Food preparation and serving related occupations
Top industries in this zip code by the number of employees in 2005:
Construction: Commercial and Institutional Building Construction (5-9 employees: 1 establishment)
Construction: Other Building Equipment Contractors (5-9: 1)
Other Services (except Public Administration): Appliance Repair and Maintenance (1-4: 1)
Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 1)
Information: Newspaper Publishers (1-4: 1)
Administrative and Support and Waste Management and Remediation Services: Employment Placement Agencies (1-4: 1)
Construction: Masonry Contractors (1-4: 1)
Construction: Plumbing, Heating, and Air-Conditioning Contractors (1-4: 1)
Construction: Residential Remodelers (1-4: 1)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
8
$147,939
8
$177,240
36
$160,727
10
$32,420
2
$242,545
1
$48,210
APPLICATIONS APPROVED, NOT ACCEPTED
2
$138,600
2
$101,235
6
$161,798
1
$3,620
1
$56,640
1
$43,390
APPLICATIONS DENIED
2
$158,185
4
$137,393
17
$160,327
3
$29,727
2
$122,630
1
$10,850
APPLICATIONS WITHDRAWN
1
$236,220
0
$0
9
$148,909
0
$0
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
2
$159,990
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2008 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
5
$176,200
12
$117,206
27
$157,680
14
$51,436
2
$119,015
4
$33,745
APPLICATIONS APPROVED, NOT ACCEPTED
1
$324,200
2
$116,300
5
$75,566
1
$90,990
0
$0
1
$43,390
APPLICATIONS DENIED
1
$95,210
4
$109,975
19
$145,227
14
$39,083
1
$225,980
2
$22,600
APPLICATIONS WITHDRAWN
2
$166,620
2
$138,600
16
$160,480
3
$140,807
0
$0
1
$150,650
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
4
$128,655
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
7
$155,816
18
$144,992
30
$127,751
17
$76,601
0
$0
2
$110,275
3
$53,430
APPLICATIONS APPROVED, NOT ACCEPTED
1
$121,120
6
$115,197
5
$87,256
4
$69,148
0
$0
0
$0
2
$35,555
APPLICATIONS DENIED
0
$0
13
$142,121
34
$152,493
18
$46,300
1
$177,160
2
$109,675
1
$54,840
APPLICATIONS WITHDRAWN
2
$160,895
4
$70,505
27
$137,348
2
$114,495
1
$122,930
2
$142,815
1
$25,910
FILES CLOSED FOR INCOMPLETENESS
0
$0
4
$137,393
6
$194,640
0
$0
1
$255,500
0
$0
0
$0
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
3
$140,003
29
$134,525
34
$127,875
20
$37,934
1
$15,070
4
$84,665
2
$39,770
APPLICATIONS APPROVED, NOT ACCEPTED
1
$107,260
3
$117,107
10
$131,307
6
$78,438
0
$0
0
$0
1
$29,530
APPLICATIONS DENIED
1
$122,330
7
$109,760
31
$161,108
14
$40,977
0
$0
1
$63,270
1
$47,610
APPLICATIONS WITHDRAWN
1
$96,420
3
$144,020
17
$187,444
1
$23,500
0
$0
0
$0
1
$43,390
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
7
$174,496
0
$0
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$150,950
30
$129,338
44
$127,683
21
$47,060
4
$102,743
5
$91,596
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
1
$131,970
9
$101,772
2
$66,585
1
$12,050
0
$0
APPLICATIONS DENIED
1
$86,770
5
$43,266
34
$115,770
12
$19,133
1
$269,960
5
$36,758
APPLICATIONS WITHDRAWN
0
$0
4
$91,295
34
$107,032
2
$235,015
1
$54,230
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$127,150
8
$158,108
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
3
$135,787
26
$128,771
41
$99,018
14
$33,229
0
$0
3
$72,513
2
$49,715
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
2
$127,150
10
$118,833
2
$55,140
1
$54,840
0
$0
1
$43,390
APPLICATIONS DENIED
1
$24,100
5
$89,546
32
$105,361
13
$36,342
1
$1,810
1
$36,160
2
$26,515
APPLICATIONS WITHDRAWN
0
$0
2
$160,595
31
$109,732
4
$59,205
0
$0
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$109,670
4
$139,653
1
$48,210
0
$0
0
$0
1
$10,240
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$121,725
23
$106,948
90
$102,121
5
$31,576
2
$84,665
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
4
$60,410
22
$101,127
1
$21,090
1
$43,390
APPLICATIONS DENIED
1
$82,560
4
$62,820
39
$89,107
4
$28,020
1
$86,170
APPLICATIONS WITHDRAWN
0
$0
1
$48,210
27
$100,411
1
$16,270
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$39,170
4
$117,055
1
$21,090
0
$0
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$73,515
27
$102,420
50
$87,895
10
$18,922
4
$71,710
APPLICATIONS APPROVED, NOT ACCEPTED
1
$72,310
3
$85,970
10
$81,291
2
$12,050
0
$0
APPLICATIONS DENIED
2
$66,285
7
$111,050
22
$81,899
4
$7,383
1
$95,210
APPLICATIONS WITHDRAWN
1
$58,450
4
$144,473
22
$90,116
1
$34,950
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$48,810
2
$125,945
0
$0
0
$0
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
8
$85,419
22
$103,730
39
$87,995
8
$22,598
2
$66,890
APPLICATIONS APPROVED, NOT ACCEPTED
1
$34,350
4
$87,980
8
$90,918
1
$25,910
1
$50,620
APPLICATIONS DENIED
1
$34,350
10
$54,174
22
$92,225
4
$13,558
1
$57,250
APPLICATIONS WITHDRAWN
0
$0
3
$66,287
13
$104,992
1
$3,620
0
$0
FILES CLOSED FOR INCOMPLETENESS
1
$34,950
1
$66,290
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
5
$80,628
20
$89,667
21
$70,906
14
$26,299
1
$43,390
4
$41,430
APPLICATIONS APPROVED, NOT ACCEPTED
1
$83,760
8
$64,930
7
$52,254
3
$21,893
0
$0
1
$27,720
APPLICATIONS DENIED
1
$84,360
13
$51,592
21
$69,787
7
$20,833
0
$0
0
$0
APPLICATIONS WITHDRAWN
1
$37,960
2
$126,245
7
$86,947
0
$0
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
3
$112,887
1
$21,090
0
$0
0
$0
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)