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12046 Zip Code (NY) Detailed Profile




Counties: Albany County, NY (97.36%), Greene County, NY (2.64%)
Estimated zip code population in 2019: 1,114
Zip code population in 2010: 817
Zip code population in 2000: 934

Houses and condos: 465
Renter-occupied apartments: 27
% of renters here:

6%
State:

46%
March 2019 cost of living index in zip code 12046: 96.3 (near average, U.S. average is 100)

Land area: 15.3 sq. mi.
Water area: 2.1 sq. mi.
Population density: 73 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 12046
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Real estate property taxes paid for housing units in 2019:
This zip code:

1.9% ($4,592)
New York:

1.7% ($5,732)
Median real estate property taxes paid for housing units with mortgages in 2019: $4,791 (1.9%)
Median real estate property taxes paid for housing units with no mortgage in 2019: $4,254 (1.9%)

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Males: 591  (53.1%)
Females: 522  (46.9%)

For population 25 years and over in 12046:

  • High school or higher: 93.9%
  • Bachelor's degree or higher: 26.0%
  • Graduate or professional degree: 3.0%
  • Unemployed: 1.6%
  • Mean travel time to work (commute): 31.7 minutes

For population 15 years and over in 12046:

  • Never married: 35.1%
  • Now married: 44.9%
  • Separated: 0.0%
  • Widowed: 9.8%
  • Divorced: 10.2%

Zip code 12046 compared to state average:

  • Unemployed percentage below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Length of stay since moving in significantly above state average.
  • Number of rooms per house above state average.
  • Number of college students below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 12046 (2019)
    • 78395.8%White
    • 141.7%Hispanic or Latino
    • 60.7%Two or more races
    • 50.6%American Indian
    • 50.6%Asian
    • 40.5%Black
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Discuss zip code 12046 area on our local forum with over 2,200,000 registered users
100% rural population.

Estimated median house/condo value in 2019: $236,188
12046:

$236,188
New York:

$338,700



According to our research of New York and other state lists, there was 1 registered sex offender living in 12046 zip code as of April 10, 2021.
The ratio of all residents to sex offenders in zip code 12046 is 979 to 1.
The ratio of registered sex offenders to all residents in this zip code is near the state average.


Median resident age:
This zip code:

36.7 years
New York median age:

39.2 years
Average household size:
This zip code:

2.6 people
New York:

2.5 people

Averages for the 2012 tax year for zip code 12046, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $56,964 (Individual Income Tax Returns)
Here:

$56,964
State:

$77,088

Salary/wage: $56,271 (reported on 77.8% of returns)
Here:

$56,271
State:

$60,593
(% of AGI for various income ranges: 74.6% for AGIs below $25k, 72.2% for AGIs $25k-50k, 81.7% for AGIs $50k-75k, 76.7% for AGIs $75k-100k, 77.0% for AGIs $100k-200k)

Taxable interest for individuals: $393 (reported on 41.7% of returns)
This zip code:

$393
New York:

$3,125
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.2% for AGIs $100k-200k)

Ordinary dividends: $2,143 (reported on 19.4% of returns)
Here:

$2,143
State:

$10,299
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.2% for AGIs $50k-75k, 1.5% for AGIs $100k-200k)

Profit/loss from business: +$3,925 (reported on 11.1% of returns)
Here:

+$3,925
State:

+$16,168

Taxable individual retirement arrangement distribution: $8,033 (reported on 8.3% of returns)
12046:

$8,033
New York:

$17,621

Total itemized deductions: $20,277 (22% of AGI, reported on 36.1% of returns)
Here:

$20,277
State:

$34,985

Here:

21.7% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 31.1% for AGIs below $25k, 13.7% for AGIs $50k-75k, 17.0% for AGIs $75k-100k, 13.5% for AGIs $100k-200k)

Charity contributions: $1,344 (reported on 25.0% of returns)
Here:

$1,344
State:

$5,572
(% of AGI for various income ranges: 1.2% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.6% for AGIs $100k-200k)

Taxes paid: $10,131 (reported on 36.1% of returns)
12046:

$10,131
State:

$18,656
(% of AGI for various income ranges: 13.2% for AGIs below $25k, 5.3% for AGIs $50k-75k, 7.6% for AGIs $75k-100k, 8.1% for AGIs $100k-200k)

Earned income credit: $1,633 (reported on 8.3% of returns)
Here:

$1,633
State:

$2,230
(% of AGI for various income ranges: 4.0% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 58.3%
Here:

58%
State:

66%
(% for various income ranges: 45.5% for AGIs below $25k, 66.7% for AGIs $25k-50k, 50.0% for AGIs $50k-75k, 75.0% for AGIs $75k-100k, 66.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 12046, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $46,051 (Individual Income Tax Returns)
Here:

$46,051
State:

$59,519

Salary/wage: $45,112 (reported on 85.6% of returns)
Here:

$45,112
State:

$50,673
(% of AGI for various income ranges: 97.9% for AGIs below $10k, 69.7% for AGIs $10k-25k, 84.1% for AGIs $25k-50k, 85.3% for AGIs $50k-75k, 79.4% for AGIs $75k-100k, 88.7% for AGIs over 100k)

Taxable interest for individuals: $678 (reported on 49.0% of returns)
This zip code:

$678
New York:

$2,377
(% of AGI for various income ranges: 6.6% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Taxable dividends: $642 (reported on 22.8% of returns)
Here:

$642
State:

$5,394
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Net capital gain/loss: +$4,453 (reported on 14.9% of returns)
Here:

+$4,453
State:

+$23,581
(% of AGI for various income ranges: 0.7% for AGIs $10k-25k, 3.0% for AGIs $50k-75k, 2.5% for AGIs over 100k)

Profit/loss from business: +$903 (reported on 8.7% of returns)
Here:

+$903
State:

+$13,809

Total itemized deductions: $15,839 (19% of AGI, reported on 31.5% of returns)
Here:

$15,839
State:

$25,864

Here:

19.3% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 9.2% for AGIs $25k-50k, 10.8% for AGIs $50k-75k, 14.1% for AGIs $75k-100k, 13.0% for AGIs over 100k)

Charity contributions deductions: $1,396 (2% of AGI, reported on 27.0% of returns)
Here:

$1,396
State:

$4,439

Here:

1.7% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.7% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Total tax: $6,000 (reported on 80.0% of returns)
12046:

$6,000
State:

$11,730
(% of AGI for various income ranges: 3.7% for AGIs below $10k, 4.2% for AGIs $10k-25k, 7.9% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 9.6% for AGIs $75k-100k, 16.4% for AGIs over 100k)

Earned income credit: $1,533 (reported on 8.5% of returns)
Here:

$1,533
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 57.5%
Here:

57%
State:

67%
(% for various income ranges: 40.6% for AGIs below $10k, 59.7% for AGIs $10k-25k, 62.4% for AGIs $25k-50k, 55.6% for AGIs $50k-75k, 59.0% for AGIs $75k-100k, 75.9% for AGIs over 100k)

Estimated median household income in 2019:
This zip code:

$91,223
New York:

$72,108
12046 map Nearest zip codes: 12067, 12007, 12143, 12161, 12041, 12087.
Percentage of family households:
This zip code:

37.2%
New York:

43.7%
Percentage of households with unmarried partners:
This zip code:

66.0%
New York:

43.3%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 15
Household did not receive Food Stamps/SNAP in the past 12 months: 417


Women who had a birth in the past 12 months: 15 (0 now married, 15 unmarried)
Women who did not have a birth in the past 12 months: 187 (117 now married, 68 unmarried)


Housing units in zip code 12046 with a mortgage: 216 (33 home equity loan)
Houses without a mortgage: 187

Median monthly owner costs for units with a mortgage: $2,204
Median monthly owner costs for units without a mortgage: $586

Residents with income below the poverty level in 2019:
This zip code:

1.7%
Whole state:

13.0%
Median number of rooms in houses and condos:
Here:

6.9
State:

6.4
Median number of rooms in apartments:
Here:

5.6
State:

3.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 12046: Keefers Corners (A), Rocking R Farm (B), Coeymans Hollow Volunteer Fire Department (C). Display/hide their locations on the map

    Cemeteries: Indian Fields Cemetery (1), Coeymans Hollow Cemetery (2). Display/hide their locations on the map

    Reservoir: Alcove Reservoir (A). Display/hide its location on the map

Year house built
  • Year house built (houses)
  • 02014 or later
  • 112010 to 2013
  • 192000 to 2009
  • 431990 to 1999
  • 921980 to 1989
  • 521970 to 1979
  • 01960 to 1969
  • 471950 to 1959
  • 161940 to 1949
  • 1771939 or earlier

Zip code 12046 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in 12046
  • Bedrooms in owner-occupied houses and condos in 12046
  • 0no bedroom
  • 01 bedroom
  • 802 bedrooms
  • 1593 bedrooms
  • 854 bedrooms
  • 05+ bedrooms
Bedrooms in renter-occupied apartments in 12046
  • Bedrooms in renter-occupied apartments in 12046
  • 0no bedroom
  • 01 bedroom
  • 02 bedrooms
  • 303 bedrooms
  • 04 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in 12046 in owner-occupied houses/condos
  • Cars and other vehicles available in 12046 in owner-occupied houses/condos
  • 0no vehicle
  • 561 vehicle
  • 1722 vehicles
  • 853 vehicles
  • 124 vehicles
  • 05+ vehicles
Cars and other vehicles available in 12046 in renter-occupied apartments
  • Cars and other vehicles available in 12046 in renter-occupied apartments
  • 0no vehicle
  • 01 vehicle
  • 322 vehicles
  • 03 vehicles
  • 04 vehicles
  • 05+ vehicles

  • Zip code 12046 household income distribution in 2019

  • Zip code 12046 household income distribution in 2019
  • 8Less than $10,000
  • 42$20,000 to $24,999
  • 9$25,000 to $29,999
  • 17$30,000 to $34,999
  • 16$45,000 to $49,999
  • 16$50,000 to $59,999
  • 59$60,000 to $74,999
  • 64$75,000 to $99,999
  • 67$100,000 to $124,999
  • 78$125,000 to $149,999
  • 42$150,000 to $199,999
  • 11$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2019 in zip code 12046

  • Estimate of home value of owner-occupied houses/condos in 2019 in zip code 12046
  • 14$70,000 to $79,999
  • 16$80,000 to $89,999
  • 36$100,000 to $124,999
  • 68$125,000 to $149,999
  • 5$150,000 to $174,999
  • 18$175,000 to $199,999
  • 68$200,000 to $249,999
  • 91$250,000 to $299,999
  • 54$300,000 to $399,999
  • 19$400,000 to $499,999
  • Rent paid by renters in 2019 in zip code 12046

  • Rent paid by renters in 2019 in zip code 12046
  • 8$600 to $649
  • 15$800 to $899
  • 2$900 to $999

Median gross rent in 2019: $1,059.

Estimated median house (or condo) value in 2019 for:

  • White Non-Hispanic householders: $229,385

Estimated median house or condo value in 2019: $236,188
12046:

$236,188
New York:

$338,700
Lower value quartile - upper value quartile: $148,112 - $299,332

Mean price in 2019:

Detached houses: $252,593
Here:

$252,593
State:

$393,458
Owners and renters by unit type in zip code 12046
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 384
  • One, attached: 6
  • Two: 25
  • Mobile homes: 45

Unemployment: 1.6%

  • Means of transportation to work in zip code 12046

  • Means of transportation to work in zip code 12046
  • 84.3%441Drove a car alone
  • 2.3%12Carpooled
  • 14.0%73Worked at home
  • Travel time to work (commute) in zip code 12046

  • Travel time to work (commute) in zip code 12046
  • 10Less than 5 minutes
  • 125 to 9 minutes
  • 1010 to 14 minutes
  • 4415 to 19 minutes
  • 3720 to 24 minutes
  • 6625 to 29 minutes
  • 7430 to 34 minutes
  • 6335 to 39 minutes
  • 5640 to 44 minutes
  • 5445 to 59 minutes
  • 2360 to 89 minutes

Percentage of zip code residents living and working in this county: 70.2%

Household type by relationship:

Households: 1,114
  • Male householders: 275 (92 living alone), Female householders: 156 (57 living alone)
  • 188 spouses (188 opposite-sex spouses), 27 unmarried partners, (27 opposite-sex unmarried partners), 399 children (317 natural, 0 adopted, 82 stepchildren), 48 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 0 other relatives, 22 non-relatives

Size of family households: 133 2-persons, 18 3-persons, 75 4-persons, 11 5-persons, 31 6-persons

Size of nonfamily households: 148 1-person, 9 2-persons

167 married couples with children.
124 single-parent households (124 men).

98.6% of residents of 12046 zip code speak English at home.
0.4% of residents speak Spanish at home (100% not well).
0.8% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 9 (0.9%)
(0.0% of them are naturalized citizens)
:

0.9%
Whole state:

22.4%
Most common first ancestries reported in 12046
  • 28%American
  • 19%English
  • 10%Irish
  • 9%German
  • 3%European
  • 3%Italian
  • 3%Welsh
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 02010 or later
  • 02000 to 2009
  • 01990 to 1999
  • 9Before 1990

Zip code 12046 marital status for males
Zip code 12046 marital status for females

Housing units lacking complete kitchen facilities: 3.0%

Most commonly used house heating fuel
  • 72.3%Fuel oil, kerosene, etc.
  • 16.6%Wood
  • 6.6%Bottled, tank, or LP gas
  • 4.7%Utility gas

Population in 1990: 979.

Place of birth for U.S.-born residents:

  • This state: 972
  • Midwest: 104
  • South: 22

74% of the 12046 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 52% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

97% of the 12046 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 110% moved from this county.

Year householders moved into unit in 12046

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 13
Here:

15.3%
New York:

14.3%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
New York:

14.8%
Students in private undergraduate colleges:
Here:

0.0%
New York:

37.4%
Educational Attainment in 2019
School Enrollment by Level of School in 2019
Class of Workers in 2019
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 130,517Sales and related occupations
  • 106,772Computer and mathematical occupations
  • 81,286Management occupations
  • 54,579Transportation occupations
  • 9,520Office and administrative support occupations
  • 2,612Food preparation and serving related occupations

Top industries in this zip code by the number of employees in 2005:

  • Construction: Commercial and Institutional Building Construction (5-9 employees: 1 establishment)
  • Construction: Other Building Equipment Contractors (5-9: 1)
  • Other Services (except Public Administration): Appliance Repair and Maintenance (1-4: 1)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 1)
  • Information: Newspaper Publishers (1-4: 1)
  • Administrative and Support and Waste Management and Remediation Services: Employment Placement Agencies (1-4: 1)
  • Construction: Masonry Contractors (1-4: 1)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (1-4: 1)
  • Construction: Residential Remodelers (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED8$147,9398$177,24036$160,72710$32,4202$242,5451$48,210
APPLICATIONS APPROVED, NOT ACCEPTED2$138,6002$101,2356$161,7981$3,6201$56,6401$43,390
APPLICATIONS DENIED2$158,1854$137,39317$160,3273$29,7272$122,6301$10,850
APPLICATIONS WITHDRAWN1$236,2200$09$148,9090$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$02$159,9900$00$00$0

Detailed HMDA statistics for the following Tracts: 0144.01

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$286,2352$208,8001$235,620
APPLICATIONS APPROVED, NOT ACCEPTED1$84,3601$244,6600$0
APPLICATIONS DENIED1$343,4800$00$0
APPLICATIONS WITHDRAWN0$01$141,6100$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0

Detailed PMIC statistics for the following Tracts: 0144.01

Conventional Home Purchase Loans in zip code 12046
Conventional Home Purchase Loans in zip code 12046 - Value
Most common first names in zip code 12046 among deceased individuals
NameCountLived (average)
John878.4 years
Joseph674.2 years
Mary682.5 years
William471.2 years
Harold371.0 years
Florence387.4 years
Arthur369.0 years
Charles374.7 years
George365.7 years
Louis376.0 years
Most common last names in zip code 12046 among deceased individuals
Last nameCountLived (average)
Stanton477.0 years
Vosburgh381.7 years
Jones373.0 years
Fruehwirth375.3 years
Kapusta383.3 years
Ross375.0 years
Schoonmaker386.0 years
Smith354.6 years
Vankampen364.7 years
Deering275.5 years
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