Estimated median household income in 2007: $79,426
| This zip code: | $79,426 | | New York: | $53,514 |
Nearest zip codes: 12159, 12077, 12208, 12209, 12203, 12158.
Housing units in zip code 12054 with a mortgage: 3,322 (163 second mortgage, 525 home equity loan, 18 both second mortgage and home equity loan)
Houses without a mortgage: 1,378
Median monthly owner costs for units with a mortgage: $1,853
Median monthly owner costs for units without a mortgage: $583
Residents with income below the poverty level in 2007:
| This zip code: | 2.1% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 0.8% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 7.2 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.3 | | State: | 3.6 |
Year house built: |
|
- 1999 to March 2000: 63
- 1995 to 1998: 221
- 1990 to 1994: 311
- 1980 to 1989: 691
- 1970 to 1979: 704
- 1960 to 1969: 1,145
- 1950 to 1959: 1,387
- 1940 to 1949: 759
- 1939 or earlier: 1,344
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Bedrooms in owner-occupied houses in Delmar, NY (12054): |
|
- no bedroom: 8
- 1 bedrooms: 14
- 2 bedrooms: 654
- 3 bedrooms: 2,050
- 4 bedrooms: 1,903
- 5 or more bedrooms: 270
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Bedrooms in renter-occupied apartments and housing units: |
|
- no bedroom: 43
- 1 bedrooms: 380
- 2 bedrooms: 851
- 3 bedrooms: 228
- 4 bedrooms: 67
- 5 or more bedrooms: 18
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Vehicles available in 12054 zip code in owner-occupied houses/condos: |
|
- no vehicle: 113
- 1 vehicle: 1,209
- 2 vehicles: 2,847
- 3 vehicles: 623
- 4 vehicles: 107
- 5 or more vehicles: 0
|
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Vehicles available in renter-occupied apartments: |
|
- no vehicle: 220
- 1 vehicle: 848
- 2 vehicles: 434
- 3 vehicles: 85
- 4 vehicles: 0
- 5 or more vehicles: 0
|
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 12054:
- $30,000 to $34,999: 2
- $35,000 to $39,999: 3
- $40,000 to $49,999: 1
- $100,000 to $124,999: 22
- $125,000 to $149,999: 43
- $150,000 to $174,999: 118
- $175,000 to $199,999: 219
- $200,000 to $249,999: 1,010
- $250,000 to $299,999: 1,069
- $300,000 to $399,999: 1,490
- $400,000 to $499,999: 549
- $500,000 to $749,999: 355
- $750,000 to $999,999: 64
- $1,000,000 or more: 37
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Rent paid by renters in 2007 in zip code 12054:
- $150 to $199: 5
- $200 to $249: 8
- $250 to $299: 17
- $300 to $349: 23
- $350 to $399: 13
- $400 to $449: 18
- $450 to $499: 94
- $500 to $549: 55
- $550 to $599: 94
- $600 to $649: 160
- $650 to $699: 176
- $700 to $749: 98
- $750 to $799: 157
- $800 to $899: 50
- $900 to $999: 45
- $2,000 or more: 34
- No cash rent: 154
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Median price asked for vacant for-sale houses and condos in 2007: $180,784.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $298,568
- Black or African American householders: $447,747
- American Indian or Alaska Native householders: $237,042
- Asian householders: $333,123
- Native Hawaiian and other Pacific Islander householders: $395,071
- Two or more races householders: $324,906
- Hispanic or Latino householders: $338,602
Estimated median house or condo value in 2007: $316,052 (it was $142,500 in 2000)
| 12054: | $316,052 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $189,411 - $442,865
Mean price in 2007:
Detached houses: $303,126| Here: | $303,126 | | State: | $352,556 |
Townhouses or other attached units: $238,399| Here: | $238,399 | | State: | $476,263 |
In 2-unit structures: $341,385| Here: | $341,385 | | State: | $482,362 |
In 5-or-more-unit structures: $307,566| Here: | $307,566 | | State: | $503,284 |
Owners and renters by unit type in %
|
Breakdown of mean house values by ages of householders
|
Housing units in structures:
- One, detached: 5,004
- One, attached: 178
- Two: 569
- 3 or 4: 431
- 5 to 9: 285
- 10 to 19: 36
- 20 to 49: 58
- 50 or more: 57
- Mobile homes: 7

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Means of transportation to work
- Drove a car alone: 6,935 (84%)
- Carpooled: 537 (7%)
- Bus or trolley bus: 226 (3%)
- Railroad: 8 (0%)
- Bicycle: 24 (0%)
- Walked: 131 (2%)
- Other means: 6 (0%)
- Worked at home: 348 (4%)
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Travel time to work
- Less than 5 minutes: 285
- 5 to 9 minutes: 686
- 10 to 14 minutes: 1299
- 15 to 19 minutes: 1769
- 20 to 24 minutes: 1737
- 25 to 29 minutes: 673
- 30 to 34 minutes: 881
- 35 to 39 minutes: 122
- 40 to 44 minutes: 91
- 45 to 59 minutes: 110
- 60 to 89 minutes: 179
- 90 or more minutes: 35
|
Percentage of zip code residents living and working in this county: 85.7%
Household type by relationship
Households: 16,100
- In family households: 13,704 (3,399 male householders, 1,101 female householders)
4,041 spouses, 4,848 children (4,473 natural, 240 adopted, 135 stepchildren), 74 grandchildren, 28 brothers or sisters, 86 parents, 23 other relatives, 104 non-relatives
- In nonfamily households: 2,396 (743 male householders (566 living alone)), 1,272 female householders (1,146 living alone)), 381 nonrelatives
- In group quarters: 236 (197 institutionalized population)
Size of family households: 1,975 2-persons, 983 3-persons, 1,059 4-persons, 358 5-persons, 116 6-persons, 9 7-or-more-persons.
Size of nonfamily households: 1,712 1-person, 270 2-persons, 17 3-persons, 16 4-persons.
3,564 married couples with children.
619 single-parent households (140 men, 479 women).
94.7% of residents of 12054 zip code speak English at home.
1.3% of residents speak Spanish at home (87% very well, 4% well, 10% not well).
3.3% of residents speak other Indo-European language at home (66% very well, 24% well, 10% not well).
0.5% of residents speak Asian or Pacific Island language at home (27% very well, 16% well, 57% not well).
0.2% of residents speak other language at home (56% very well, 44% well).
Foreign born population: 880 (5.4%)
(65.9% of them are naturalized citizens)
| This zip code: | 5.4% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Germany (15%)
- Canada (14%)
- United Kingdom (13%)
- China, excluding Hong Kong and Taiwan (9%)
- India (5%)
- Pakistan (4%)
- Korea (4%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 144
- 1990 to 1994: 151
- 1985 to 1989: 44
- 1980 to 1984: 43
- 1975 to 1979: 74
- 1970 to 1974: 76
- 1970 to 1974: 57
- 1965 to 1969: 291
|
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White population: 15,828
Black population: 191
American Indian population: 22
Asian population: 229
Native Hawaiian and Other Pacific Islander population: 2
Some other race population: 49
Two or more races population: 100

First ancestries reported:
|  Irish: 3118 |
|  German: 2112 |
|  Italian: 1887 |
|  English: 1575 |
|  Other groups: 1060 |
|  Polish: 622 |
|  United States or American: 469 |
|  Russian: 414 |
|  Dutch: 347 |
|  French (except Basque): 344 |
|  Scottish: 236 |
|  Swedish: 173 |
|  French Canadian: 169 |
|  European: 168 |
|  Scotch-Irish: 149 |
|  Welsh: 145 |
|  Eastern European: 132 |
|  Norwegian: 98 |
|  Lithuanian: 97 |
|  Greek: 96 |
|  British: 83 |
|  Arab:: 73 |
|  Ukrainian: 64 |
|  Armenian: 61 |
|  Czech: 61 |
|  Canadian: 54 |
|  Austrian: 53 |
|  Yugoslavian: 48 |
|  Hungarian: 47 |
|  Slovak: 44 |
|  Lebanese: 38 |
|  Celtic: 38 |
|  Swiss: 35 |
|  Romanian: 29 |
|  Guyanese: 25 |
|  Jordanian: 22 |
|  Danish: 16 |
|  Arab/Arabic: 13 |
|  Iranian: 12 |
|  Latvian: 11 |
|  Scandinavian: 10 |
|  Northern European: 8 |
|  Portuguese: 7 |
|  Slovene: 7 |
|  Czechoslovakian: 6 |
|  Croatian: 6 |

Major facitilies with environmental interests located in this zip code:
- HANDY DANDY CLEANERS (240 DELAWARE AVE in DELMAR, NY)
AIR SYNTHETIC MINOR (AIRS/AFS)
STATE MASTER (New York facility tracking) - AIR PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRANSPORTER (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Business NAICS classification: DRYCLEANING AND LAUNDRY SERVICES (EXCEPT COIN-OPERATED).
Organizations: DAVID BEZJIAN (CONTACT/OWNER)
- H LOUCKS BODY & FENDER WORKS INC (788 DELAWARE AVE in DELMAR, NY)
STATE MASTER (New York facility tracking) - AIR PROGRAM, HAZARDOUS WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: HOWARD LOUCKS (CONTACT/OWNER)
Alternative names: H LOUCKS BODY & FENDER INC
- HAMAGRAEL ES ( in DELMAR, NY)
(National Center for Education Statistics) - STATE ID-010306060005
Organizations: BETHLEHEM CSD (SCHOOL DISTRICT)
- BETHLEHEM CENTRAL MS ( in DELMAR, NY)
(National Center for Education Statistics) - STATE ID-010306060007
Organizations: BETHLEHEM CSD (SCHOOL DISTRICT)
- BETHLEHEM CENTRAL SHS ( in DELMAR, NY)
(National Center for Education Statistics) - STATE ID-010306060008
Organizations: BETHLEHEM CSD (SCHOOL DISTRICT)
- BETHLEHEM (T) SD WPCP CEDAR (445 DELAWARE AVENUE in DELMAR, NY)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System MAJOR (Tracking pollutant discharge elimination systems) - permit
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: SEWERAGE SYSTEMS; REFUSE SYSTEMS
Business NAICS classification: SOLID WASTE LANDFILL.
Alternative names: BETHLEHEM Sewage District Water Pollution control plant CEDAR, BETHLEHEM TOWN HALL
- CHEVRON 204181 (624 DELAWARE AVE in DELMAR, NY)
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: STEWARTS SHOP (CONTACT/OPERATOR)
- BEST CLEANERS ELSMERE (156 DELAWARE AVE in ELSMERE, NY)
AIR MINOR (AIRS/AFS)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Alternative names: ROXY UNITED CLEANERS
- HOSTETTER SUNOCO (594 DELAWARE AVE in DELMAR, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- CRISAFULLI FRANK (500 KENWOOD AVE in DELMAR, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- BETHLEHEM CENTRAL SCHOOL DIST (65 ELM AVE in DELMAR, NY)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Alternative names: BETHLEHEM CENTRAL SCHOOL DISTRICT
- BETHLEHEM SR HIGH SCHOOL (700 DELAWARE AVE in DELMAR, NY)
AIR MINOR (AIRS/AFS)
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
Alternative names: BETHLEHEM SCHL DIST
- BETHLEHEM TOWN OF DPW SERVICE GARAGE (308 KENWOOD AVE in DELMAR, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CHUCK WICKHAM (CONTACT/OPERATOR)
, UNKNOWN (CONTACT/OWNER)
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
|
|
- Utility gas (72%)
- Fuel oil, kerosene, etc. (20%)
- Electricity (7%)
- Bottled, tank, or LP gas (1%)
|
Place of birth for U.S.-born residents:
- This state: 12231
- Northeast: 1682
- Midwest: 654
- South: 528
- West: 287
67% of the 12054 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 63% lived in this county.
Out of people who lived in different counties, 66% lived in New York.
Population in 1990: 15,502. Population change in the 1990s: +919 (+5.9%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 309
| Here: | 15.1% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 92
| Here: | 9.5% | | New York: | 13.2% |
Students in private undergraduate colleges: 97
| Here: | 23.6% | | New York: | 38.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (DELMAR, NY):
- DA BENNETT INC (341 DELEWARE AVE; small business): $108,600 in 2 contracts from 2001 to 2003
$68,600 with Navy for Construction of Structures and Facilities -- Other Non-Building Facilities. Signed on 2001-09-18. Completion date: 2001-11-02.
$40,000 with Army for Maintenance, Repair or Alteration of Real Property -- Food or Grain Storage Buildings. Signed on 2003-06-18. Completion date: 2003-07-25.
- TELECOMMUNICATIONS ANALYSIS GR (266 DELAWARE AVENUE; small business)
$48,567 with Army for ADP Telecommunications and Transmission Services. Signed on 2000-06-06. Completion date: 2000-08-31.
- WILLIAM HOWARD (155 CHERRY AVE; small business): $13,506 in 3 contracts from 2005 to 2006
$5,740 with Army for Miscellaneous Maintenance and Repair Shop Specialized Equipment. Signed on 2005-12-27. Completion date: 2006-01-31.
$3,971 with Army for Sewage Treatment Equipment. Signed on 2005-03-15. Completion date: 2005-04-11.
$3,795 with Army for Miscellaneous Special Industry Machinery. Signed on 2006-04-12. Completion date: 2006-05-25.
- FIERRO REALTY SERVICES INC (114A E POPLAR DR; small business)
$12,500 with U.S. Army Corps of Engineers - civil program financing only for Real Property Appraisals Services (SIC 6531). Taking place in MA. Signed on 2002-11-20. Completion date: 2003-01-03.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 4 establishments, 10-19 employees: 2 establishments, 5-9 employees: 1 establishment, 1-4 employees: 4 establishments)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 1)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 2, 10-19: 4, 5-9: 3, 1-4: 2)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49: 2, 10-19: 3, 5-9: 2, 1-4: 6)
- Other Services (except Public Administration): Religious Organizations (20-49: 1, 10-19: 3, 5-9: 3, 1-4: 4)
- Health Care and Social Assistance: Child Day Care Services (20-49: 1, 10-19: 2, 5-9: 5, 1-4: 4)
- Health Care and Social Assistance: Homes for the Elderly (50-99: 1, 20-49: 1)
- Accommodation and Food Services: Snack and Nonalcoholic Beverage Bars (20-49: 2, 10-19: 1, 5-9: 1, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 179 people in nursing homes
- 45 people in homes for the mentally retarded
- 10 people in training schools for juvenile delinquents
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $201,624 | 328 | $209,356 | 302 | $162,793 | 75 | $68,397 | 1 | $3,541,080 | 20 | $184,496 | 1 | $49,690 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $168,585 | 31 | $206,094 | 58 | $186,577 | 30 | $56,953 | 0 | $0 | 7 | $201,487 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $128,115 | 39 | $171,786 | 128 | $195,562 | 50 | $68,237 | 0 | $0 | 14 | $176,297 | 3 | $60,003 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 38 | $181,751 | 92 | $180,661 | 8 | $84,608 | 0 | $0 | 4 | $147,070 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $124,705 | 17 | $226,405 | 20 | $188,375 | 1 | $63,980 | 0 | $0 | 2 | $157,240 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $200,403 | 444 | $187,205 | 329 | $150,465 | 133 | $57,368 | 2 | $248,600 | 38 | $141,249 | 1 | $50,080 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $164,813 | 38 | $179,171 | 68 | $148,846 | 34 | $41,554 | 0 | $0 | 3 | $142,287 | 2 | $85,865 |
| APPLICATIONS DENIED | 1 | $180,130 | 42 | $161,509 | 122 | $183,484 | 52 | $52,787 | 0 | $0 | 11 | $179,417 | 3 | $80,513 |
| APPLICATIONS WITHDRAWN | 2 | $207,705 | 31 | $191,822 | 102 | $150,252 | 10 | $65,950 | 2 | $145,180 | 5 | $174,812 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 22 | $179,356 | 51 | $189,227 | 5 | $86,938 | 0 | $0 | 2 | $79,550 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $139,476 | 522 | $189,463 | 450 | $144,781 | 140 | $52,582 | 5 | $7,108,596 | 42 | $156,815 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 34 | $156,897 | 64 | $129,193 | 14 | $52,224 | 0 | $0 | 13 | $116,582 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $104,070 | 44 | $159,712 | 148 | $162,544 | 55 | $55,435 | 0 | $0 | 9 | $99,286 | 4 | $60,965 |
| APPLICATIONS WITHDRAWN | 2 | $153,540 | 38 | $188,820 | 196 | $156,814 | 14 | $96,991 | 0 | $0 | 5 | $152,050 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 29 | $173,019 | 45 | $185,533 | 5 | $128,218 | 0 | $0 | 2 | $129,710 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $147,227 | 529 | $178,792 | 580 | $139,262 | 82 | $59,046 | 1 | $125,200 | 53 | $152,226 | 1 | $45,070 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 53 | $160,071 | 61 | $126,843 | 10 | $101,684 | 0 | $0 | 3 | $95,200 | 1 | $77,620 |
| APPLICATIONS DENIED | 2 | $124,300 | 44 | $132,056 | 124 | $135,731 | 32 | $26,635 | 0 | $0 | 12 | $53,594 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $120,398 | 52 | $154,284 | 184 | $138,573 | 21 | $33,975 | 2 | $1,046,830 | 10 | $74,358 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $174,030 | 15 | $191,241 | 46 | $172,012 | 4 | $80,540 | 0 | $0 | 7 | $134,147 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 42 | $141,806 | 515 | $162,598 | 1,381 | $135,795 | 32 | $29,631 | 41 | $119,010 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $140,473 | 46 | $160,708 | 208 | $122,894 | 15 | $40,119 | 8 | $104,706 |
| APPLICATIONS DENIED | 3 | $184,070 | 44 | $142,917 | 176 | $128,124 | 21 | $23,096 | 11 | $103,996 |
| APPLICATIONS WITHDRAWN | 4 | $117,120 | 34 | $186,021 | 177 | $137,857 | 7 | $37,480 | 4 | $94,503 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $204,720 | 4 | $154,055 | 41 | $146,104 | 3 | $27,143 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 39 | $126,828 | 478 | $149,887 | 866 | $138,975 | 46 | $40,907 | 35 | $98,487 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $124,300 | 38 | $185,076 | 127 | $131,420 | 15 | $33,717 | 8 | $80,481 |
| APPLICATIONS DENIED | 2 | $105,815 | 30 | $138,007 | 162 | $118,207 | 12 | $28,927 | 1 | $216,800 |
| APPLICATIONS WITHDRAWN | 4 | $86,688 | 41 | $157,566 | 109 | $117,471 | 9 | $43,201 | 9 | $87,557 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $185,300 | 6 | $123,427 | 21 | $149,668 | 2 | $49,720 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 53 | $109,602 | 461 | $153,362 | 562 | $127,903 | 35 | $35,354 | 4 | $716,245 | 15 | $99,625 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $90,490 | 34 | $125,041 | 72 | $103,058 | 20 | $19,490 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $117,700 | 24 | $116,803 | 130 | $101,093 | 24 | $21,114 | 0 | $0 | 2 | $87,310 |
| APPLICATIONS WITHDRAWN | 7 | $112,969 | 21 | $140,374 | 99 | $95,400 | 9 | $21,656 | 0 | $0 | 3 | $90,923 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $149,363 | 21 | $125,473 | 0 | $0 | 0 | $0 | 1 | $58,370 |
Aggregated Statistics For Year 2000 (Based on 2 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 42 | $108,084 | 433 | $141,265 | 96 | $88,919 | 87 | $22,058 | 10 | $83,868 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $112,633 | 26 | $138,900 | 25 | $64,924 | 20 | $19,835 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $98,612 | 37 | $107,611 | 99 | $61,953 | 37 | $37,623 | 9 | $68,027 |
| APPLICATIONS WITHDRAWN | 6 | $111,697 | 34 | $153,986 | 64 | $77,029 | 10 | $23,127 | 2 | $129,170 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $114,008 | 15 | $90,029 | 0 | $0 | 3 | $70,513 |
Aggregated Statistics For Year 1999 (Based on 1 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $105,837 | 230 | $141,318 | 227 | $113,214 | 59 | $20,123 | 10 | $91,479 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $62,860 | 15 | $135,140 | 39 | $102,082 | 12 | $14,593 | 1 | $68,630 |
| APPLICATIONS DENIED | 2 | $123,025 | 10 | $87,689 | 57 | $91,888 | 16 | $26,730 | 1 | $120,510 |
| APPLICATIONS WITHDRAWN | 5 | $91,718 | 21 | $134,660 | 59 | $74,785 | 8 | $53,523 | 3 | $207,353 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $132,410 | 10 | $121,801 | 0 | $0 | 2 | $86,530 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 66 | $230,229 | 18 | $253,081 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $187,864 | 4 | $198,763 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $210,972 | 1 | $150,130 | 1 | $146,720 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $237,100 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 54 | $235,446 | 6 | $212,045 | 2 | $171,465 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $193,209 | 6 | $204,872 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $191,635 | 2 | $358,980 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $213,386 | 2 | $323,180 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 80 | $217,408 | 22 | $194,025 | 2 | $179,120 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $218,857 | 1 | $201,010 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 4 | $143,193 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 10 | $204,005 | 3 | $142,420 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $146,720 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 67 | $168,105 | 24 | $176,041 | 7 | $168,401 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 28 | $166,461 | 11 | $193,898 | 1 | $90,140 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $111,368 | 5 | $199,162 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $160,260 | 4 | $151,798 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 127 | $161,803 | 83 | $179,674 | 7 | $123,319 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 23 | $169,401 | 23 | $159,845 | 1 | $85,140 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $129,270 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $172,720 | 1 | $98,530 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $158,110 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 102 | $161,945 | 58 | $173,890 | 4 | $89,975 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $179,310 | 16 | $130,583 | 1 | $165,260 |
| APPLICATIONS DENIED | 3 | $91,550 | 0 | $0 | 1 | $165,260 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $92,375 | 1 | $96,990 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $161,510 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 97 | $153,129 | 28 | $153,378 | 1 | $93,900 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $147,607 | 5 | $161,564 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $126,245 | 2 | $155,125 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $363,080 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 83 | $156,319 | 8 | $150,106 | 1 | $100,070 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $126,417 | 2 | $109,355 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $130,172 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $389,370 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $207,623 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 53 | $146,794 | 24 | $155,204 | 2 | $68,235 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $216,960 | 6 | $171,935 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $87,157 | 1 | $183,880 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $183,670 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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