12084 Zip Code Detailed Profile




City: Westmere, NY (8.64%)
County: Albany County, NY
Estimated zip code population in 2013: 4,429
Zip code population in 2010: 4,271
Zip code population in 2000: 4,214

Houses and condos: 2,179
Renter-occupied apartments: 1,492
% of renters here:

75%
State:

46%
Mar. 2013 cost of living index in zip code 12084: 109.8 (more than average, U.S. average is 100)

Land area: 3.6 sq. mi.
Water area: 0.0 sq. mi.
Population density: 1,228 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 12084
Zip code 12084 (Westmere, New York) real estate house value trends

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Real estate property taxes paid for housing units in 2013:
This zip code:

1.9% ($4,613)
New York:

1.6% ($4,559)
Median real estate property taxes paid for housing units with mortgages in 2013: $4,585 (2.0%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $4,719 (1.7%)

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Males: 1,968  (44.4%)
Females: 2,461  (55.6%)

For population 25 years and over in 12084:

For population 15 years and over in 12084:

Zip code 12084 compared to state average:

  • Unemployed percentage below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age below state average.
  • Renting percentage above state average.
  • House age below state average.
  • Percentage of population with a bachelor's degree or higher above state average.
  • Races in zip code 12084

  • Zip code 12084 races chart
    • 2,946White population
    • 211Black population
    • 4American Indian population
    • 899Asian population
    • 2Native Hawaiian and Other Pacific Islander population
    • 14Some other race population
    • 76Two or more races population
    • 119Hispanic or Latino population

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Urban population: 4,048
Rural population: 380

Estimated median house/condo value in 2013: $248,800
12084:

$248,800
New York:

$277,600
Median resident age:
This zip code:

33.7 years
New York median age:

38.2 years
Average household size:
This zip code:

2.1 people
New York:

2.6 people

Averages for the 2012 tax year for zip code 12084, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $80,890 (Individual Income Tax Returns)
Here:

$80,890
State:

$77,088

Salary/wage: $60,896 (reported on 84.5% of returns)
Here:

$60,896
State:

$60,593
(% of AGI for various income ranges: 71.2% for AGIs below $25k, 83.9% for AGIs $25k-50k, 79.3% for AGIs $50k-75k, 84.4% for AGIs $75k-100k, 76.3% for AGIs $100k-200k, 28.9% for AGIs over 200k)

Taxable interest for individuals: $1,366 (reported on 44.0% of returns)
This zip code:

$1,366
New York:

$3,125
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 1.0% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 1.1% for AGIs over 200k)

Ordinary dividends: $4,803 (reported on 26.3% of returns)
Here:

$4,803
State:

$10,299
(% of AGI for various income ranges: 2.8% for AGIs below $25k, 1.6% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 1.8% for AGIs over 200k)

Net capital gain/loss in AGI: +$39,163 (reported on 21.1% of returns)
Here:

+$39,163
State:

+$42,474
(% of AGI for various income ranges: 0.5% for AGIs $25k-50k, 0.8% for AGIs $75k-100k, 2.2% for AGIs $100k-200k, 30.2% for AGIs over 200k)

Profit/loss from business: +$21,641 (reported on 11.6% of returns)
Here:

+$21,641
State:

+$16,168
(% of AGI for various income ranges: 2.8% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 2.7% for AGIs $100k-200k, 5.6% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $17,590 (reported on 9.1% of returns)
12084:

$17,590
New York:

$17,621
(% of AGI for various income ranges: 3.2% for AGIs below $25k, 1.9% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 5.0% for AGIs $100k-200k)

Self-employment retirement plans: $19,767 (reported on 1.3% of returns)
12084:

$19,767
New York:

$27,330

Total itemized deductions: $28,738 (17% of AGI, reported on 29.7% of returns)
Here:

$28,738
State:

$34,985

Here:

17.5% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 10.1% for AGIs below $25k, 6.4% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 9.0% for AGIs $75k-100k, 12.6% for AGIs $100k-200k, 12.2% for AGIs over 200k)

Charity contributions: $4,247 (reported on 24.6% of returns)
Here:

$4,247
State:

$5,572
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 1.9% for AGIs over 200k)

Taxes paid: $15,190 (reported on 29.7% of returns)
12084:

$15,190
State:

$18,656
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 1.8% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 4.3% for AGIs $75k-100k, 6.5% for AGIs $100k-200k, 8.4% for AGIs over 200k)

Earned income credit: $1,706 (reported on 7.3% of returns)
Here:

$1,706
State:

$2,230
(% of AGI for various income ranges: 3.1% for AGIs below $25k, 0.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 46.1%
Here:

46%
State:

66%
(% for various income ranges: 41.1% for AGIs below $25k, 38.2% for AGIs $25k-50k, 45.7% for AGIs $50k-75k, 50.0% for AGIs $75k-100k, 57.1% for AGIs $100k-200k, 70.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 12084, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $60,299 (Individual Income Tax Returns)
Here:

$60,299
State:

$59,519

Salary/wage: $49,909 (reported on 81.9% of returns)
Here:

$49,909
State:

$50,673
(% of AGI for various income ranges: 116.7% for AGIs below $10k, 72.3% for AGIs $10k-25k, 84.1% for AGIs $25k-50k, 78.6% for AGIs $50k-75k, 78.5% for AGIs $75k-100k, 52.2% for AGIs over 100k)

Taxable interest for individuals: $1,883 (reported on 64.3% of returns)
This zip code:

$1,883
New York:

$2,377
(% of AGI for various income ranges: 6.6% for AGIs below $10k, 3.3% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Taxable dividends: $3,123 (reported on 33.7% of returns)
Here:

$3,123
State:

$5,394
(% of AGI for various income ranges: 7.5% for AGIs below $10k, 3.0% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Net capital gain/loss: +$13,921 (reported on 26.9% of returns)
Here:

+$13,921
State:

+$23,581
(% of AGI for various income ranges: -6.2% for AGIs below $10k, -0.7% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 12.2% for AGIs over 100k)

Profit/loss from business: +$27,156 (reported on 11.3% of returns)
Here:

+$27,156
State:

+$13,809
(% of AGI for various income ranges: 5.7% for AGIs below $10k, 3.9% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 8.4% for AGIs over 100k)

IRA payment deduction: $3,462 (reported on 2.7% of returns)
12084:

$3,462
New York:

$3,115
(% of AGI for various income ranges: 0.4% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $16,852 (reported on 1.1% of returns)
Here:

$16,852
New York:

$19,016

Total itemized deductions: $21,449 (18% of AGI, reported on 29.7% of returns)
Here:

$21,449
State:

$25,864

Here:

17.7% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 12.9% for AGIs below $10k, 5.6% for AGIs $10k-25k, 7.0% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 11.1% for AGIs $75k-100k, 13.1% for AGIs over 100k)

Charity contributions deductions: $3,652 (3% of AGI, reported on 26.4% of returns)
Here:

$3,652
State:

$4,439

Here:

2.8% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 1.4% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Total tax: $10,482 (reported on 83.6% of returns)
12084:

$10,482
State:

$11,730
(% of AGI for various income ranges: 2.9% for AGIs below $10k, 4.8% for AGIs $10k-25k, 8.6% for AGIs $25k-50k, 11.8% for AGIs $50k-75k, 12.0% for AGIs $75k-100k, 20.0% for AGIs over 100k)

Earned income credit: $1,240 (reported on 7.0% of returns)
Here:

$1,240
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 48.5%
Here:

48%
State:

67%
(% for various income ranges: 42.5% for AGIs below $10k, 54.9% for AGIs $10k-25k, 45.5% for AGIs $25k-50k, 43.2% for AGIs $50k-75k, 50.8% for AGIs $75k-100k, 60.6% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$71,750
New York:

$57,369
Westmere, NY (12084) map Nearest zip codes: 12159, 12303, 12203, 12085, 12304, 12205.
Percentage of family households:
This zip code:

37.8%
New York:

47.6%
Percentage of households with unmarried partners:
This zip code:

3.7%
New York:

6.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 74
Household did not receive Food Stamps/SNAP in the past 12 months: 1,909


Women who had a birth in the past 12 months: 26 (26 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 1,389 (562 now married, 827 unmarried)


Housing units in zip code 12084 with a mortgage: 295 (129 home equity loan)
Houses without a mortgage: 196

Median monthly owner costs for units with a mortgage: $1,690
Median monthly owner costs for units without a mortgage: S759

Residents with income below the poverty level in 2013:
This zip code:

7.8%
Whole state:

16.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

3.4%
Whole state:

9.0%
Median number of rooms in houses and condos:
Here:

8.1
State:

6.4
Median number of rooms in apartments:
Here:

4.0
State:

3.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 12084: Hiawatha Trails Golf Course (A), Pinehaven Country Club (B), Guilderland Fire House (C). Display/hide their locations on the map

    Shopping Center: Star Plaza Shopping Center (1). Display/hide its location on the map

    Churches in zip code 12084 include: Hamilton Union Presbyterian Church (A), Grace Baptist Church (B). Display/hide their locations on the map

    Cemetery: Prospect Hill Cemetery (1). Display/hide its location on the map

    Streams, rivers, and creeks: Blockhouse Creek (A), Kaikout Kill (B), Hunger Kill (C). Display/hide their locations on the map

    Park in zip code 12084: Nott Road Park (1). Display/hide its location on the map

Year house built

  • 292010 or later
  • 1272000 to 2009
  • 2081990 to 1999
  • 2141980 to 1989
  • 8201970 to 1979
  • 4661960 to 1969
  • 721950 to 1959
  • 1011940 to 1949
  • 1421939 or earlier

Zip code 12084 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Westmere, NY (12084)

  • 0no bedroom
  • 111 bedroom
  • 632 bedrooms
  • 1853 bedrooms
  • 1424 bedrooms
  • 905+ bedrooms

Bedrooms in renter-occupied apartments in Westmere, NY (12084)

  • 3no bedroom
  • 3921 bedroom
  • 9742 bedrooms
  • 923 bedrooms
  • 244 bedrooms
  • 75+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Westmere, NY (12084) in owner-occupied houses/condos

  • 25no vehicle
  • 1701 vehicle
  • 1662 vehicles
  • 1023 vehicles
  • 284 vehicles
  • 05+ vehicles

Cars and other vehicles available in Westmere, NY (12084) in renter-occupied apartments

  • 101no vehicle
  • 9141 vehicle
  • 4702 vehicles
  • 73 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $1,138.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $248,800
12084:

$248,800
New York:

$277,600
Lower value quartile - upper value quartile: $183,400 - $297,000

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 4.2%

Percentage of zip code residents living and working in this county: 77.4%

Household type by relationship:

Households: 4,257

Size of family households: 448 2-persons, 224 3-persons, 190 4-persons, 30 5-persons, 24 6-persons

Size of nonfamily households: 795 1-person, 265 2-persons, 7 3-persons

475 married couples with children.
206 single-parent households (63 men, 143 women).

78.4% of residents of 12084 zip code speak English at home.
1.4% of residents speak Spanish at home (100% very well).
5.3% of residents speak other Indo-European language at home (93% very well, 7% well).
12.3% of residents speak Asian or Pacific Island language at home (79% very well, 18% well, 3% not well).
2.6% of residents speak other language at home (72% very well, 15% well, 13% not well).

Foreign born population: 950 (21.4%)
(24.7% of them are naturalized citizens)
This zip code:

21.4%
Whole state:

22.3%

Most common places of birth for the foreign-born residents

  • 52%India
  • 15%Korea
  • 5%Egypt
  • 5%Honduras
  • 5%China, excluding Hong Kong and Taiwan
  • 4%Guatemala
  • 3%Russia

Most common first ancestries reported in 12084 (%)

  • 30%Other groups
  • 15%Irish
  • 10%Italian
  • 9%German
  • 6%Polish
  • 5%English
  • 3%French (except Basque)

Year of entry for the foreign-born population

  • 2002010 or later
  • 4892000 to 2009
  • 1131990 to 1999
  • 184Before 1990

Major facilities with environmental interests located in this zip code:


Zip code 12084 marital status for males
Zip code 12084 marital status for females

Most commonly used house heating fuel

  • 65%Utility gas
  • 27%Electricity
  • 5%Fuel oil, kerosene, etc.
  • 2%Wood
  • 1%Coal or coke

Population in 1990: 4,112. Population change in the 1990s: +102 (+2.5%).

Place of birth for U.S.-born residents:


40% of the 12084 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 48% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

77% of the 12084 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 55% moved from this county.
   Out of people who lived in different houses, 19% moved from different county within same state.
   Out of people who lived in different houses, 18% moved from different state.
   Out of people who lived in different houses, 8% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Here:

0.0%
New York:

12.7%
Students in private schools in grades 9 to 12 (high school): 34
Here:

29.6%
New York:

12.6%
Students in private undergraduate colleges: 14
Here:

11.4%
New York:

35.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 100,729Architecture and engineering occupations
  • 97,321Management occupations
  • 81,771Life, physical, and social science occupations
  • 78,292Health diagnosing and treating practitioners and other technical occupations
  • 76,136Arts, design, entertainment, sports, and media occupations
  • 72,917Computer and mathematical occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 149 people in nursing facilities/skilled-nursing facilities
  • 10 people in group homes intended for adults

People in group quarters in 2000:

  • 160 people in nursing homes
  • 10 people in homes for the mentally retarded
  • 8 people in other noninstitutional group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED20$198,84952$249,861171$193,92215$49,8250$02$191,485
APPLICATIONS APPROVED, NOT ACCEPTED2$143,1507$267,74417$233,0764$72,9151$11,067,1400$0
APPLICATIONS DENIED1$182,4806$296,56030$204,1316$49,9450$00$0
APPLICATIONS WITHDRAWN4$189,4335$296,17832$203,2050$00$01$116,670
FILES CLOSED FOR INCOMPLETENESS1$167,1801$246,0406$217,6900$00$00$0

Detailed HMDA statistics for the following Tracts: 0146.07 , 0146.10

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED11$287,9496$254,2120$0
APPLICATIONS APPROVED, NOT ACCEPTED2$244,8303$344,2971$107,920
APPLICATIONS DENIED2$466,8852$309,9950$0
APPLICATIONS WITHDRAWN1$304,4100$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0

Detailed PMIC statistics for the following Tracts: 0146.07 , 0146.10

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 12084 among deceased individuals
NameCountLived (average)
Mary4782.6 years
John3376.0 years
Helen2584.6 years
William2374.5 years
Margaret2280.0 years
Charles2076.8 years
Joseph1679.1 years
Dorothy1577.3 years
Thomas1478.9 years
Robert1470.1 years
Most common last names in zip code 12084 among deceased individuals
Last nameCountLived (average)
Smith1680.6 years
Harris677.0 years
Miller674.3 years
Williams679.0 years
Carroll575.4 years
Crounse580.2 years
Wagner574.2 years
Collins489.0 years
Levine476.9 years
Benson480.2 years
Businesses in zip code 12084
NameCountNameCount
Dunkin Donuts1Subway1
FedEx1T-Mobile1
H&R Block1UPS1
Quiznos1Walgreens1
RadioShack1YMCA1

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