12087 Zip Code (NY) Detailed Profile

Counties: Greene County, NY (81.70%), Albany County, NY (18.30%)

Estimated zip code population in 2022: 1,258
Zip code population in 2010: 1,073
Zip code population in 2000: 504

Houses and condos: 560
Renter-occupied apartments: 35

% of renters here:	8%
State:	46%

March 2022 cost of living index in zip code 12087: 93.5 (less than average, U.S. average is 100)

Land area: 19.7 sq. mi.
Water area: 0.3 sq. mi.

Population density: 64 people per square mile

(very low).

Age and Sex of Residents in zip code 12087

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Real estate property taxes paid for housing units in 2022:

This zip code:	1.9% ($4,608)
New York:	1.5% ($6,180)

Median real estate property taxes paid for housing units with mortgages in 2022: $4,624 (1.6%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $4,633 (2.1%)

Business Search - 14 Million verified businesses

Males: 710	(56.5%)
Females: 548	(43.5%)

For population 25 years and over in 12087:

High school or higher: 91.8%
Bachelor's degree or higher: 28.1%
Graduate or professional degree: 16.8%
Mean travel time to work (commute): 28.4 minutes

For population 15 years and over in 12087:

Never married: 28.4%
Now married: 67.3%
Separated: 0.0%
Widowed: 0.0%
Divorced: 4.3%

Zip code 12087 compared to state average:

Median house value below state average.
Unemployed percentage significantly below state average.
Black race population percentage significantly below state average.
Hispanic race population percentage significantly below state average.
Median age above state average.
Foreign-born population percentage significantly below state average.
Renting percentage significantly below state average.
Length of stay since moving in significantly above state average.
Number of rooms per house above state average.

- 1,10788.1%White
- 14211.3%Two or more races
- 80.6%Asian

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Discuss zip code 12087 area on our local forum with over 2,400,000 registered users

100% rural population.

Estimated median house/condo value in 2022: $244,556

12087:	$244,556
New York:	$400,400

According to our research of New York and other state lists, there were 3 registered sex offenders living in 12087 zip code as of April 23, 2024.
The ratio of all residents to sex offenders in zip code 12087 is 366 to 1.

Median resident age:

This zip code:	46.6 years
New York median age:	40.0 years

Average household size:

This zip code:	2.8 people
New York:	2.5 people

Averages for the 2020 tax year for zip code 12087, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $65,323 (Individual Income Tax Returns)

Here:
$65,323
State:
$90,930

Salary/wage: $57,721 (reported on 77.4% of returns)

Here:
$57,721
State:
$72,104

(% of AGI for various income ranges: 972.7% for AGIs below $25k, 3160.8% for AGIs $25k-50k, 6020.0% for AGIs $50k-75k, 9066.7% for AGIs $75k-100k, 21455.0% for AGIs $100k-200k)

Taxable interest for individuals: $519 (reported on 51.6% of returns)

This zip code:
$519
New York:
$3,075

(% of AGI for various income ranges: 9.1% for AGIs below $25k, 25.4% for AGIs $25k-50k, 31.4% for AGIs $50k-75k, 53.3% for AGIs $75k-100k, 115.0% for AGIs $100k-200k)

Ordinary dividends: $2,769 (reported on 21.0% of returns)

Here:
$2,769
State:
$11,095

(% of AGI for various income ranges: 22.7% for AGIs below $25k, 7.7% for AGIs $25k-50k, 98.6% for AGIs $50k-75k, 426.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$6,180 (reported on 16.1% of returns)

Here:
+$6,180
State:
+$44,925

(% of AGI for various income ranges: 41.5% for AGIs $25k-50k, 182.9% for AGIs $50k-75k, 726.7% for AGIs $100k-200k)

Profit/loss from business: +$14,543 (reported on 11.3% of returns)

Here:
+$14,543
State:
+$14,940

(% of AGI for various income ranges: 212.3% for AGIs $25k-50k, 1236.7% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $11,000 (reported on 11.3% of returns)

12087:
$11,000
New York:
$19,609

(% of AGI for various income ranges: 218.5% for AGIs $25k-50k, 810.0% for AGIs $75k-100k)

Total itemized deductions: $20,350 (reported on 6.5% of returns)

Here:
$20,350
State:
$39,326

(% of AGI for various income ranges: 1356.7% for AGIs $75k-100k)

Taxes paid: $7,875 (reported on 6.5% of returns)

12087:
$7,875
State:
$9,183

(% of AGI for various income ranges: 525.0% for AGIs $75k-100k)

Earned income credit: $1,843 (reported on 11.3% of returns)

Here:
$1,843
State:
$2,138

(% of AGI for various income ranges: 66.4% for AGIs below $25k, 43.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 96.8%

Here:
97%
State:
95%

(% for various income ranges: 87.5% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 12087, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $50,479 (Individual Income Tax Returns)

Here:
$50,479
State:
$77,088

Salary/wage: $47,806 (reported on 77.8% of returns)

Here:
$47,806
State:
$60,593

(% of AGI for various income ranges: 62.8% for AGIs below $25k, 73.8% for AGIs $25k-50k, 72.7% for AGIs $50k-75k, 69.2% for AGIs $75k-100k, 79.3% for AGIs $100k-200k)

Taxable interest for individuals: $616 (reported on 50.8% of returns)

This zip code:
$616
New York:
$3,125

(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.5% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Ordinary dividends: $1,808 (reported on 20.6% of returns)

Here:
$1,808
State:
$10,299

(% of AGI for various income ranges: 3.4% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.6% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$1,088 (reported on 12.7% of returns)

Here:
+$1,088
State:
+$42,474

(% of AGI for various income ranges: 1.1% for AGIs $50k-75k, 0.1% for AGIs $100k-200k)

Profit/loss from business: +$4,720 (reported on 15.9% of returns)

Here:
+$4,720
State:
+$16,168

(% of AGI for various income ranges: 5.7% for AGIs below $25k, 5.2% for AGIs $25k-50k, 1.1% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $8,217 (reported on 9.5% of returns)

12087:
$8,217
New York:
$17,621

Total itemized deductions: $19,080 (21% of AGI, reported on 31.7% of returns)

Here:
$19,080
State:
$34,985

Here:
20.7% of AGI
State:
21.3% of AGI

(% of AGI for various income ranges: 11.8% for AGIs $25k-50k, 10.5% for AGIs $50k-75k, 14.6% for AGIs $75k-100k, 14.6% for AGIs $100k-200k)

Charity contributions: $1,860 (reported on 23.8% of returns)

Here:
$1,860
State:
$5,572

(% of AGI for various income ranges: 0.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Taxes paid: $10,060 (reported on 31.7% of returns)

12087:
$10,060
State:
$18,656

(% of AGI for various income ranges: 5.5% for AGIs $25k-50k, 4.7% for AGIs $50k-75k, 7.5% for AGIs $75k-100k, 8.6% for AGIs $100k-200k)

Earned income credit: $2,033 (reported on 9.5% of returns)

Here:
$2,033
State:
$2,230

(% of AGI for various income ranges: 4.7% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 63.5%

Here:
63%
State:
66%

(% for various income ranges: 63.6% for AGIs below $25k, 57.1% for AGIs $25k-50k, 66.7% for AGIs $50k-75k, 71.4% for AGIs $75k-100k, 62.5% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 12087, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $42,988 (Individual Income Tax Returns)

Here:
$42,988
State:
$59,519

Salary/wage: $40,935 (reported on 82.6% of returns)

Here:
$40,935
State:
$50,673

(% of AGI for various income ranges: 68.5% for AGIs below $10k, 65.0% for AGIs $10k-25k, 79.8% for AGIs $25k-50k, 81.6% for AGIs $50k-75k, 85.9% for AGIs $75k-100k, 74.1% for AGIs over 100k)

Taxable interest for individuals: $916 (reported on 56.1% of returns)

This zip code:
$916
New York:
$2,377

(% of AGI for various income ranges: 7.0% for AGIs below $10k, 2.8% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Taxable dividends: $1,640 (reported on 26.1% of returns)

Here:
$1,640
State:
$5,394

(% of AGI for various income ranges: 7.0% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 2.5% for AGIs over 100k)

Net capital gain/loss: +$1,546 (reported on 16.9% of returns)

Here:
+$1,546
State:
+$23,581

(% of AGI for various income ranges: -6.1% for AGIs below $10k, -0.8% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, -0.1% for AGIs $75k-100k, 3.3% for AGIs over 100k)

Profit/loss from business: +$6,469 (reported on 14.1% of returns)

Here:
+$6,469
State:
+$13,809

(% of AGI for various income ranges: 9.4% for AGIs $10k-25k, 3.9% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.7% for AGIs $75k-100k)

IRA payment deduction: $3,043 (reported on 4.0% of returns)

12087:
$3,043
New York:
$3,115

Total itemized deductions: $14,318 (20% of AGI, reported on 33.4% of returns)

Here:
$14,318
State:
$25,864

Here:
19.7% of AGI
State:
21.9% of AGI

(% of AGI for various income ranges: 8.6% for AGIs $10k-25k, 5.7% for AGIs $25k-50k, 12.3% for AGIs $50k-75k, 15.4% for AGIs $75k-100k, 14.1% for AGIs over 100k)

Charity contributions deductions: $1,703 (2% of AGI, reported on 30.5% of returns)

Here:
$1,703
State:
$4,439

Here:
2.3% of AGI
State:
3.6% of AGI

(% of AGI for various income ranges: 1.6% for AGIs below $10k, 0.5% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Total tax: $5,156 (reported on 81.4% of returns)

12087:
$5,156
State:
$11,730

(% of AGI for various income ranges: 2.1% for AGIs below $10k, 5.3% for AGIs $10k-25k, 8.0% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 14.2% for AGIs over 100k)

Earned income credit: $1,373 (reported on 8.9% of returns)

Here:
$1,373
State:
$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 62.5%

Here:
63%
State:
67%

(% for various income ranges: 56.8% for AGIs below $10k, 63.0% for AGIs $10k-25k, 62.0% for AGIs $25k-50k, 66.1% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 62.2% for AGIs over 100k)

Estimated median household income in 2022:

This zip code:	$80,122
New York:	$79,557

Nearest zip codes: 12007, 12042, 12143, 12192, 12046, 12058.

Percentage of family households:

This zip code:	61.5%
New York:	41.3%

Percentage of households with unmarried partners:

This zip code:	3.5%
New York:	42.3%

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 13
Household did not receive Food Stamps/SNAP in the past 12 months: 430

Women who had a birth in the past 12 months: 9 (9 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 162 (99 now married, 61 unmarried)

Housing units in zip code 12087 with a mortgage: 204 (6 second mortgage, 6 both second mortgage and home equity loan)
Houses without a mortgage: 28

Median monthly owner costs for units with a mortgage: $1,768
Median monthly owner costs for units without a mortgage: $746

Residents with income below the poverty level in 2022:

This zip code:	1.9%
Whole state:	14.3%

Median number of rooms in houses and condos:

Here:	6.1
State:	6.3

Notable locations in this zip code not listed on our city pages
Click to draw/clear zip code borders
Cemeteries: Staco Cemetery (1), Stanton Hill Cemetery (2), Methodist Cemetery (3), Medway Congregational Christian Cemetery (4), Travis Cemetery (5), Grapeville Cemetery (6), Sylvandale Cemetery (7). Display/hide their locations on the map

Reservoir: Silver Lake (A). Display/hide its location on the map

Creek: Gulf Creek (A). Display/hide its location on the map

Year house built (houses)
02020 or later
132010 to 2019
372000 to 2009
881990 to 1999
671980 to 1989
521970 to 1979
941960 to 1969
311950 to 1959
01940 to 1949
1691939 or earlier

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in 12087

Bedrooms in owner-occupied houses and condos in 12087
0no bedroom
01 bedroom
602 bedrooms
2733 bedrooms
694 bedrooms
115+ bedrooms

Bedrooms in renter-occupied apartments in 12087

Bedrooms in renter-occupied apartments in 12087
0no bedroom
01 bedroom
162 bedrooms
203 bedrooms
04 bedrooms
05+ bedrooms

Owner-occupied Renter-occupied

Cars and other vehicles available in 12087 in owner-occupied houses/condos

Cars and other vehicles available in 12087 in owner-occupied houses/condos
12no vehicle
181 vehicle
2312 vehicles
1253 vehicles
204 vehicles
05+ vehicles

Cars and other vehicles available in 12087 in renter-occupied apartments

Cars and other vehicles available in 12087 in renter-occupied apartments
0no vehicle
171 vehicle
02 vehicles
183 vehicles
04 vehicles
05+ vehicles

Zip code 12087 household income distribution in 2022
19Less than $10,000
87$35,000 to $39,999
17$40,000 to $44,999
107$60,000 to $74,999
61$75,000 to $99,999
46$100,000 to $124,999
109$150,000 to $199,999
8$200,000 or more

Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12087
8Less than $10,000
11$70,000 to $79,999
15$125,000 to $149,999
86$150,000 to $174,999
8$175,000 to $199,999
104$200,000 to $249,999
81$250,000 to $299,999
83$300,000 to $399,999
12$400,000 to $499,999

Rent paid by renters in 2022 in zip code 12087
17$800 to $899
20$1,500 to $1,999

Estimated median house (or condo) value in 2022 for:

White Non-Hispanic householders: $245,345

Estimated median house or condo value in 2022: $244,556

12087:	$244,556
New York:	$400,400

Lower value quartile - upper value quartile: $180,528 - $298,522

Mean price in 2022:

Detached houses: $282,080
Here:
$282,080
State:
$476,719

Mobile homes: $550,024
Here:
$550,024
State:
$88,925

Owners and renters by unit type in zip code 12087

Breakdown of mean house values by ages of householders

Housing units in structures:

One, detached: 485
3 or 4: 19
Mobile homes: 51

Means of transportation to work in zip code 12087
80.8%474Drove a car alone
3.9%23Carpooled
1.2%7Subway or elevated
2.2%13Other means
11.4%67Worked at home

Travel time to work (commute) in zip code 12087
175 to 9 minutes
13410 to 14 minutes
4515 to 19 minutes
8320 to 24 minutes
3430 to 34 minutes
10035 to 39 minutes
1840 to 44 minutes
2745 to 59 minutes
2960 to 89 minutes
2490 or more minutes

Percentage of zip code residents living and working in this county: 61.6%

Household type by relationship:

Households: 1,258

Male householders: 243 (5 living alone), Female householders: 207 (24 living alone)
360 spouses (360 opposite-sex spouses), 37 unmarried partners, (37 opposite-sex unmarried partners), 417 children (418 natural, 0 adopted, 0 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 0 other relatives, 0 non-relatives

Size of family households: 177 2-persons, 91 3-persons, 112 4-persons, 19 5-persons

Size of nonfamily households: 29 1-person, 14 2-persons

184 married couples with children.
0 single-parent households ().

95.9% of residents of 12087 zip code speak English at home.
0.4% of residents speak Spanish at home (100% very well).
3.2% of residents speak other Indo-European language at home (28% very well, 72% well).

Foreign born population: 24 (1.9%)
(100.0% of them are naturalized citizens)

This zip code:	1.9%
Whole state:	22.7%

Most common places of birth for foreign-born residents

78%France

Most common first ancestries reported in 12087

54%American
17%German
11%European
6%English
5%Croatian
4%Dutch
2%Italian

Year of entry for the foreign-born population

Year of entry for the foreign-born population
02010 or later
42000 to 2009
01990 to 1999
17Before 1990

Zip code 12087 marital status for females

Housing units lacking complete plumbing facilities: 1.6%
Housing units lacking complete kitchen facilities: 1.7%

55.2%Fuel oil, kerosene, etc.
15.1%Wood
11.2%Electricity
9.8%Utility gas
8.2%Bottled, tank, or LP gas
1.1%Other fuel

Population in 1990: 1,665.

Place of birth for U.S.-born residents:

This state: 1,084
Northeast: 62
Midwest: 47
South: 9
West: 28

62% of the 12087 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 36% lived in this county.
Out of people who lived in different counties, 50% lived in New York.

96% of the 12087 zip code residents lived in the same house 1 year ago.
Out of people who lived in different houses, 63% moved from this county.
Out of people who lived in different houses, 33% moved from different county within same state.

Year householders moved into unit in 12087

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 9

Here:	10.9%
New York:	15.6%

Students in private schools in grades 9 to 12 (high school): 37

Here:	64.5%
New York:	15.0%

Students in private undergraduate colleges: 38

Here:	76.5%
New York:	39.2%

School Enrollment by Level of School in 2022

Occupation by median earnings in the past 12 months

Occupation by median earnings in the past 12 months ($)
94,398Health diagnosing and treating practitioners and other technical occupations
37,897Construction and extraction occupations
32,420Production occupations
30,020Office and administrative support occupations
26,281Sales and related occupations

Top industries in this zip code by the number of employees in 2005:

Construction: Plumbing, Heating, and Air-Conditioning Contractors (5-9 employees: 1 establishment)
Other Services (except Public Administration): Cemeteries and Crematories (1-4: 1)
Professional, Scientific, and Technical Services: Offices of Lawyers (1-4: 1)
Administrative and Support and Waste Management and Remediation Services: Septic Tank and Related Services (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents

Age and Sex of Physically-Disabled Noninstitutionalized Residents

Age and Sex of Mentally-Disabled Noninstitutionalized Residents

Age and Sex of Self-Care Disabled Noninstitutionalized Residents

Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents

Age and Sex of Noninstitutionalized Residents with Employment Disability

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$124,125	2	$148,710	7	$173,384	2	$34,000	1	$101,750
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	1	$203,630	0	$0	0	$0
APPLICATIONS DENIED	1	$66,360	1	$115,280	4	$142,928	1	$18,710	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0	2	$140,555	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	0	$0

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0144.01

	A) Conventional Home Purchase Loans
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value
LOANS ORIGINATED	1	$120,080
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0
APPLICATIONS DENIED	0	$0
APPLICATIONS WITHDRAWN	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000

Detailed PMIC statistics for the following Tracts: 0144.01

Conventional Home Purchase Loans in zip code 12087

Conventional Home Purchase Loans in zip code 12087 - Value

Name	Count	Lived (average)
Most common first names in zip code 12087 among deceased individuals
William	8	70.6 years
Charles	7	76.9 years
John	6	76.7 years
Mary	6	77.3 years
Frank	5	78.2 years
Alice	5	78.2 years
Frances	5	83.4 years
Joseph	5	78.8 years
Henry	4	69.0 years
Edward	4	60.5 years

Last name	Count	Lived (average)
Most common last names in zip code 12087 among deceased individuals
Boehlke	4	86.5 years
Albright	4	76.2 years
Palmer	4	72.5 years
Rose	4	77.8 years
Spencer	4	76.3 years
Ackerman	3	82.7 years
Lydon	3	81.3 years
Kreitmeier	3	78.3 years
Dixon	3	67.3 years
Leonard	3	70.1 years

Businesses in zip code 12087

Starbucks: 1

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MD	ME	MI	MN	NC	NE	NH
NJ	NV	NY	OH	OK	OR	PA
SC	TN	TX	UT	VA	WA	WI

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2008 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$184,800	3	$98,340	6	$148,837	3	$50,350	1	$49,930	1	$28,310
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	1	$79,250	0	$0	0	$0	0	$0
APPLICATIONS DENIED	0	$0	1	$92,270	4	$144,698	3	$38,257	0	$0	1	$9,480
APPLICATIONS WITHDRAWN	0	$0	0	$0	3	$179,530	1	$88,610	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$107,950	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$228,780	4	$136,860	6	$133,983	4	$68,288	1	$46,260	1	$33,620
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$144,980	1	$91,510	1	$58,020	0	$0	0	$0
APPLICATIONS DENIED	0	$0	3	$129,180	7	$155,364	4	$43,702	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	1	$59,160	6	$129,645	1	$48,030	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	1	$115,280	1	$244,960	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$88,100	6	$136,385	7	$130,283	4	$39,785	1	$71,040
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$73,690	2	$137,715	1	$98,720	0	$0
APPLICATIONS DENIED	0	$0	1	$161,160	6	$174,600	3	$40,110	0	$0
APPLICATIONS WITHDRAWN	0	$0	1	$90,630	4	$167,100	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	2	$128,105	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$63,330	6	$135,648	9	$130,937	4	$51,825	1	$86,200	1	$96,060
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	2	$96,065	0	$0	0	$0	0	$0
APPLICATIONS DENIED	0	$0	1	$45,380	7	$117,949	3	$16,053	0	$0	1	$38,550
APPLICATIONS WITHDRAWN	0	$0	1	$76,600	7	$109,047	1	$98,590	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	2	$132,655	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$85,450	5	$140,456	9	$94,618	3	$32,527	1	$45,630
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	2	$124,630	1	$23,130	0	$0
APPLICATIONS DENIED	0	$0	1	$93,920	7	$101,030	3	$33,033	0	$0
APPLICATIONS WITHDRAWN	0	$0	1	$67,370	6	$118,922	1	$49,680	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$117,170	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$51,070	5	$103,192	19	$101,466	1	$33,120
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$50,690	5	$93,334	0	$0
APPLICATIONS DENIED	0	$0	1	$52,710	8	$91,119	1	$23,510
APPLICATIONS WITHDRAWN	0	$0	0	$0	6	$94,778	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$98,210	0	$0

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	6	$96,675	10	$92,184	2	$19,845	1	$60,170
APPLICATIONS APPROVED, NOT ACCEPTED	1	$54,100	2	$85,255	1	$5,060	0	$0
APPLICATIONS DENIED	2	$81,530	5	$75,588	1	$6,190	0	$0
APPLICATIONS WITHDRAWN	1	$121,220	5	$83,172	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	1	$52,840	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$71,670	5	$95,736	8	$89,981	2	$18,960
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$73,820	2	$76,280	0	$0
APPLICATIONS DENIED	0	$0	2	$56,815	5	$85,118	1	$11,380
APPLICATIONS WITHDRAWN	0	$0	1	$41,710	3	$95,433	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$84,560	4	$94,042	4	$78,082	3	$25,743	1	$34,760
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	2	$54,480	1	$76,720	1	$13,780	0	$0
APPLICATIONS DENIED	0	$0	3	$46,893	4	$76,850	2	$15,295	0	$0
APPLICATIONS WITHDRAWN	0	$0	1	$52,960	1	$127,660	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$71,040	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$58,780	2	$86,045	4	$75,745	1	$31,160
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	1	$69,900	0	$0
APPLICATIONS DENIED	0	$0	1	$73,940	3	$52,373	1	$14,220
APPLICATIONS WITHDRAWN	0	$0	0	$0	2	$80,515	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0