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12093 Zip Code (NY) Detailed Profile




Counties: Schoharie County, NY (75.01%), Delaware County, NY (24.99%)
Estimated zip code population in 2019: 1,561
Zip code population in 2010: 1,666
Zip code population in 2000: 1,404

Houses and condos: 1,305
Renter-occupied apartments: 87
% of renters here:

14%
State:

46%
March 2019 cost of living index in zip code 12093: 95.6 (near average, U.S. average is 100)

Land area: 66.0 sq. mi.
Water area: 0.2 sq. mi.
Population density: 24 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 12093
  • OSM Map
  • General Map
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Real estate property taxes paid for housing units in 2019:
This zip code:

2.1% ($3,625)
New York:

1.7% ($5,732)
Median real estate property taxes paid for housing units with mortgages in 2019: $3,697 (2.1%)
Median real estate property taxes paid for housing units with no mortgage in 2019: $3,540 (2.4%)

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Males: 823  (52.7%)
Females: 738  (47.3%)

For population 25 years and over in 12093:

  • High school or higher: 88.7%
  • Bachelor's degree or higher: 22.9%
  • Graduate or professional degree: 9.3%
  • Unemployed: 8.6%
  • Mean travel time to work (commute): 32.4 minutes

For population 15 years and over in 12093:

  • Never married: 27.1%
  • Now married: 51.9%
  • Separated: 2.9%
  • Widowed: 6.5%
  • Divorced: 11.7%

Zip code 12093 compared to state average:

  • Median house value below state average.
  • Unemployed percentage above state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • House age below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 12093 (2019)
    • 1,57894.7%White
    • 472.8%Hispanic or Latino
    • 181.1%Black
    • 171.0%Two or more races
    • 50.3%American Indian
    • 10.06%Asian
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Discuss zip code 12093 area on our local forum with over 2,200,000 registered users
100% rural population.

Estimated median house/condo value in 2019: $169,179
12093:

$169,179
New York:

$338,700
Median resident age:
This zip code:

49.0 years
New York median age:

39.2 years
Average household size:
This zip code:

2.5 people
New York:

2.5 people

Averages for the 2012 tax year for zip code 12093, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $45,619 (Individual Income Tax Returns)
Here:

$45,619
State:

$77,088

Salary/wage: $41,582 (reported on 75.0% of returns)
Here:

$41,582
State:

$60,593
(% of AGI for various income ranges: 69.4% for AGIs below $25k, 70.5% for AGIs $25k-50k, 77.2% for AGIs $50k-75k, 64.4% for AGIs $75k-100k, 63.8% for AGIs $100k-200k)

Taxable interest for individuals: $421 (reported on 41.2% of returns)
This zip code:

$421
New York:

$3,125
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Ordinary dividends: $1,771 (reported on 20.6% of returns)
Here:

$1,771
State:

$10,299
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$990 (reported on 14.7% of returns)
Here:

+$990
State:

+$42,474
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.3% for AGIs $75k-100k)

Profit/loss from business: +$7,010 (reported on 14.7% of returns)
Here:

+$7,010
State:

+$16,168
(% of AGI for various income ranges: 7.3% for AGIs below $25k, 5.3% for AGIs $25k-50k, 2.7% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $7,617 (reported on 8.8% of returns)
12093:

$7,617
New York:

$17,621

Total itemized deductions: $19,105 (23% of AGI, reported on 27.9% of returns)
Here:

$19,105
State:

$34,985

Here:

23.4% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 10.6% for AGIs below $25k, 9.8% for AGIs $25k-50k, 10.5% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 14.4% for AGIs $100k-200k)

Charity contributions: $1,738 (reported on 19.1% of returns)
Here:

$1,738
State:

$5,572
(% of AGI for various income ranges: 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.3% for AGIs $100k-200k)

Taxes paid: $9,058 (reported on 27.9% of returns)
12093:

$9,058
State:

$18,656
(% of AGI for various income ranges: 3.3% for AGIs below $25k, 3.3% for AGIs $25k-50k, 4.6% for AGIs $50k-75k, 4.7% for AGIs $75k-100k, 8.5% for AGIs $100k-200k)

Earned income credit: $1,857 (reported on 20.6% of returns)
Here:

$1,857
State:

$2,230
(% of AGI for various income ranges: 5.8% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 61.8%
Here:

62%
State:

66%
(% for various income ranges: 57.1% for AGIs below $25k, 58.8% for AGIs $25k-50k, 60.0% for AGIs $50k-75k, 83.3% for AGIs $75k-100k, 71.4% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 12093, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $37,181 (Individual Income Tax Returns)
Here:

$37,181
State:

$59,519

Salary/wage: $32,045 (reported on 79.1% of returns)
Here:

$32,045
State:

$50,673
(% of AGI for various income ranges: 86.6% for AGIs below $10k, 69.3% for AGIs $10k-25k, 72.5% for AGIs $25k-50k, 74.4% for AGIs $50k-75k, 68.9% for AGIs $75k-100k, 52.7% for AGIs over 100k)

Taxable interest for individuals: $1,028 (reported on 55.6% of returns)
This zip code:

$1,028
New York:

$2,377
(% of AGI for various income ranges: 6.1% for AGIs below $10k, 3.2% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Taxable dividends: $1,866 (reported on 27.9% of returns)
Here:

$1,866
State:

$5,394
(% of AGI for various income ranges: 1.8% for AGIs below $10k, 2.6% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Net capital gain/loss: +$7,211 (reported on 20.7% of returns)
Here:

+$7,211
State:

+$23,581
(% of AGI for various income ranges: -2.2% for AGIs below $10k, 0.3% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 14.0% for AGIs over 100k)

Profit/loss from business: +$3,735 (reported on 15.9% of returns)
Here:

+$3,735
State:

+$13,809
(% of AGI for various income ranges: 13.8% for AGIs below $10k, 2.5% for AGIs $10k-25k, 3.5% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, -0.2% for AGIs $75k-100k)

IRA payment deduction: $2,423 (reported on 4.0% of returns)
12093:

$2,423
New York:

$3,115

Total itemized deductions: $16,023 (24% of AGI, reported on 27.3% of returns)
Here:

$16,023
State:

$25,864

Here:

24.3% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 12.4% for AGIs $10k-25k, 10.1% for AGIs $25k-50k, 10.2% for AGIs $50k-75k, 12.6% for AGIs $75k-100k, 15.8% for AGIs over 100k)

Charity contributions deductions: $1,818 (3% of AGI, reported on 24.0% of returns)
Here:

$1,818
State:

$4,439

Here:

2.7% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 1.8% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Total tax: $4,648 (reported on 72.6% of returns)
12093:

$4,648
State:

$11,730
(% of AGI for various income ranges: 3.3% for AGIs below $10k, 3.7% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 15.9% for AGIs over 100k)

Earned income credit: $1,823 (reported on 17.6% of returns)
Here:

$1,823
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 62.1%
Here:

62%
State:

67%
(% for various income ranges: 47.3% for AGIs below $10k, 66.9% for AGIs $10k-25k, 62.0% for AGIs $25k-50k, 62.9% for AGIs $50k-75k, 75.0% for AGIs $75k-100k, 82.8% for AGIs over 100k)

Estimated median household income in 2019:
This zip code:

$54,571
New York:

$72,108
12093 map Nearest zip codes: 12036, 12175, 13786, 12167, 12064, 12149.
Percentage of family households:
This zip code:

46.8%
New York:

43.7%
Percentage of households with unmarried partners:
This zip code:

11.5%
New York:

43.3%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 75
Household did not receive Food Stamps/SNAP in the past 12 months: 558


Women who had a birth in the past 12 months: 13 (0 now married, 13 unmarried)
Women who did not have a birth in the past 12 months: 286 (138 now married, 147 unmarried)


Housing units in zip code 12093 with a mortgage: 284 (19 home equity loan)
Houses without a mortgage: 266

Median monthly owner costs for units with a mortgage: $1,396
Median monthly owner costs for units without a mortgage: $545

Residents with income below the poverty level in 2019:
This zip code:

11.4%
Whole state:

13.0%
Residents with income below 50% of the poverty level in 2019:
This zip code:

5.2%
Whole state:

7.1%
Median number of rooms in houses and condos:
Here:

6.1
State:

6.4
Median number of rooms in apartments:
Here:

4.9
State:

3.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 12093: Baird Corners (A), Buck Hill Farm (B), Ruth (C), Jefferson Town Hall (D), Jefferson Volunteer Fire Department (E). Display/hide their locations on the map

    Cemeteries: Quaker Hill Cemetery (1), Blenheim Hill Cemetery (2), Bennett Cemetery (3), North Harpersfield Cemetery (4), West Jefferson Cemetery (5), Jefferson Old Village Cemetery (6), Titus Hill Cemetery (7). Display/hide their locations on the map

    Lakes: Titus Lake (A), Baldwin Pond (B), Clapper Lake (C). Display/hide their locations on the map

    Streams, rivers, and creeks: Wharton Hollow Creek (A), Betty Brook (B), Mill Creek (C). Display/hide their locations on the map

Year house built
  • Year house built (houses)
  • 62014 or later
  • 282010 to 2013
  • 1902000 to 2009
  • 1441990 to 1999
  • 2121980 to 1989
  • 2571970 to 1979
  • 901960 to 1969
  • 741950 to 1959
  • 341940 to 1949
  • 2441939 or earlier

Zip code 12093 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in 12093
  • Bedrooms in owner-occupied houses and condos in 12093
  • 8no bedroom
  • 181 bedroom
  • 1252 bedrooms
  • 2493 bedrooms
  • 1274 bedrooms
  • 205+ bedrooms
Bedrooms in renter-occupied apartments in 12093
  • Bedrooms in renter-occupied apartments in 12093
  • 15no bedroom
  • 31 bedroom
  • 432 bedrooms
  • 173 bedrooms
  • 94 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in 12093 in owner-occupied houses/condos
  • Cars and other vehicles available in 12093 in owner-occupied houses/condos
  • 12no vehicle
  • 1371 vehicle
  • 2242 vehicles
  • 1303 vehicles
  • 414 vehicles
  • 35+ vehicles
Cars and other vehicles available in 12093 in renter-occupied apartments
  • Cars and other vehicles available in 12093 in renter-occupied apartments
  • 3no vehicle
  • 561 vehicle
  • 252 vehicles
  • 03 vehicles
  • 24 vehicles
  • 05+ vehicles

  • Zip code 12093 household income distribution in 2019

  • Zip code 12093 household income distribution in 2019
  • 27Less than $10,000
  • 45$10,000 to $14,999
  • 47$15,000 to $19,999
  • 27$20,000 to $24,999
  • 19$25,000 to $29,999
  • 36$30,000 to $34,999
  • 31$35,000 to $39,999
  • 32$40,000 to $44,999
  • 10$45,000 to $49,999
  • 66$50,000 to $59,999
  • 61$60,000 to $74,999
  • 86$75,000 to $99,999
  • 34$100,000 to $124,999
  • 37$125,000 to $149,999
  • 25$150,000 to $199,999
  • 33$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2019 in zip code 12093

  • Estimate of home value of owner-occupied houses/condos in 2019 in zip code 12093
  • 4Less than $10,000
  • 4$10,000 to $14,999
  • 8$20,000 to $24,999
  • 11$35,000 to $39,999
  • 9$40,000 to $49,999
  • 14$50,000 to $59,999
  • 9$60,000 to $69,999
  • 26$70,000 to $79,999
  • 20$80,000 to $89,999
  • 12$90,000 to $99,999
  • 63$100,000 to $124,999
  • 40$125,000 to $149,999
  • 78$150,000 to $174,999
  • 48$175,000 to $199,999
  • 33$200,000 to $249,999
  • 39$250,000 to $299,999
  • 40$300,000 to $399,999
  • 18$400,000 to $499,999
  • 6$500,000 to $749,999
  • 12$750,000 to $999,999
  • 2$1,500,000 to $1,999,999
  • 8$2,000,000 or more
  • Rent paid by renters in 2019 in zip code 12093

  • Rent paid by renters in 2019 in zip code 12093
  • 2$200 to $249
  • 6$300 to $349
  • 5$350 to $399
  • 2$400 to $449
  • 16$500 to $549
  • 2$550 to $599
  • 3$600 to $649
  • 3$650 to $699
  • 4$700 to $749
  • 5$750 to $799
  • 26No cash rent

Median gross rent in 2019: $676.

Estimated median house (or condo) value in 2019 for:

  • White Non-Hispanic householders: $159,920
  • Black or African American householders: $178,858
  • American Indian or Alaska Native householders: $157,816
  • Hispanic or Latino householders: $341,935

Estimated median house or condo value in 2019: $169,179
12093:

$169,179
New York:

$338,700
Lower value quartile - upper value quartile: $107,299 - $232,719
Owners and renters by unit type in zip code 12093
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 1,032
  • One, attached: 6
  • Two: 2
  • 3 or 4: 27
  • 5 to 9: 7
  • Mobile homes: 220

Unemployment: 8.6%

  • Means of transportation to work in zip code 12093

  • Means of transportation to work in zip code 12093
  • 75.7%489Drove a car alone
  • 14.5%94Carpooled
  • 0.9%6Streetcar or trolley car
  • 2.3%15Walked
  • 0.3%2Other means
  • 5.7%37Worked at home
  • Travel time to work (commute) in zip code 12093

  • Travel time to work (commute) in zip code 12093
  • 24Less than 5 minutes
  • 395 to 9 minutes
  • 5510 to 14 minutes
  • 5915 to 19 minutes
  • 8520 to 24 minutes
  • 5325 to 29 minutes
  • 11430 to 34 minutes
  • 1635 to 39 minutes
  • 3740 to 44 minutes
  • 2945 to 59 minutes
  • 6560 to 89 minutes
  • 2790 or more minutes

Percentage of zip code residents living and working in this county: 39.2%

Household type by relationship:

Households: 1,561
  • Male householders: 344 (110 living alone), Female householders: 291 (84 living alone)
  • 328 spouses (328 opposite-sex spouses), 52 unmarried partners, (52 opposite-sex unmarried partners), 435 children (418 natural, 4 adopted, 12 stepchildren), 14 grandchildren, 8 brothers or sisters, 27 parents, 11 foster children, 36 other relatives, 17 non-relatives

Size of family households: 206 2-persons, 97 3-persons, 59 4-persons, 37 5-persons, 6 6-persons, 10 7-or-more-persons

Size of nonfamily households: 194 1-person, 21 2-persons

145 married couples with children.
149 single-parent households (97 men, 52 women).

94.0% of residents of 12093 zip code speak English at home.
0.5% of residents speak Spanish at home (57% very well, 43% well).
5.4% of residents speak other Indo-European language at home (80% very well, 16% well, 4% not well).

Foreign born population: 64 (4.1%)
(95.4% of them are naturalized citizens)
This zip code:

4.1%
Whole state:

22.4%
Most common places of birth for foreign-born residents
  • 35%Bangladesh
  • 23%France
  • 11%Barbados
  • 6%Moldova
  • 6%Romania
  • 5%Bolivia
  • 3%Hungary
Most common first ancestries reported in 12093
  • 16%German
  • 13%American
  • 13%Irish
  • 7%Italian
  • 7%English
  • 4%Polish
  • 2%French Canadian
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 02010 or later
  • 22000 to 2009
  • 131990 to 1999
  • 42Before 1990

Zip code 12093 topographic map

Facilities with environmental interests located in this zip code:

  • ERICSONS BODY SHOP (RTE 10 & MAIN ST in JEFFERSON, NY)
    STATE MASTER (New York facility tracking) - AIR PROGRAM
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • EAST END GARAGE (MAIN & PECK ST in JEFFERSON, NY)
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: GERALD R SNYDER (CONTACT/OWNER)

Zip code 12093 marital status for males
Zip code 12093 marital status for females

Housing units lacking complete plumbing facilities: 7.4%
Housing units lacking complete kitchen facilities: 7.8%

Most commonly used house heating fuel
  • 48.7%Fuel oil, kerosene, etc.
  • 21.0%Wood
  • 13.5%Bottled, tank, or LP gas
  • 10.9%Electricity
  • 4.7%Utility gas
  • 1.4%Other fuel

Population in 1990: 1,353. Population change in the 1990s: +51 (+3.8%).

Place of birth for U.S.-born residents:

  • This state: 1,239
  • Northeast: 184
  • Midwest: 15
  • South: 38
  • West: 17

64% of the 12093 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 29% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

96% of the 12093 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 107% moved from different county within same state.

Year householders moved into unit in 12093

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Here:

0.0%
New York:

14.3%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
New York:

14.8%
Students in private undergraduate colleges:
Here:

0.0%
New York:

37.4%
Educational Attainment in 2019
School Enrollment by Level of School in 2019
Class of Workers in 2019
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 87,567Arts, design, entertainment, sports, and media occupations
  • 68,780Management occupations
  • 59,411Installation, maintenance, and repair occupations
  • 51,932Education, training, and library occupations
  • 45,869Business and financial operations occupations
  • 44,421Production occupations

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Limited-Service Restaurants (10-19 employees: 1 establishment)
  • Construction: Residential Remodelers (5-9: 1, 1-4: 1)
  • Other Services (except Public Administration): Religious Organizations (1-4: 1)
  • Other Services (except Public Administration): Cemeteries and Crematories (1-4: 1)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 1)
  • Wholesale Trade: Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesalers (1-4: 1)
  • Construction: Water and Sewer Line and Related Structures Construction (1-4: 1)
  • Other Services (except Public Administration): General Automotive Repair (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$123,5854$149,97321$121,1063$122,5572$230,7501$103,790
APPLICATIONS APPROVED, NOT ACCEPTED0$01$133,1103$157,1571$7,6201$180,6101$133,110
APPLICATIONS DENIED1$165,9505$110,94614$116,4012$35,1851$49,8404$94,558
APPLICATIONS WITHDRAWN3$108,2902$112,8805$110,1260$01$64,5001$68,020
FILES CLOSED FOR INCOMPLETENESS1$83,8600$01$311,3800$00$01$83,860

Detailed HMDA statistics for the following Tracts: 9906.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2008
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$173,5701$423,3802$272,090
APPLICATIONS APPROVED, NOT ACCEPTED1$91,4801$107,3101$24,040
APPLICATIONS DENIED0$01$116,6900$0
APPLICATIONS WITHDRAWN0$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2008 2007 2006 2005 2004 2003 2002 2001 2000

Detailed PMIC statistics for the following Tracts: 9906.00

Conventional Home Purchase Loans in zip code 12093
Conventional Home Purchase Loans in zip code 12093 - Value
Most common first names in zip code 12093 among deceased individuals
NameCountLived (average)
John1673.3 years
William1278.0 years
Richard867.9 years
Mary878.8 years
Anna779.7 years
Elizabeth779.3 years
Frank781.0 years
James765.9 years
Joseph771.4 years
Walter673.0 years
Most common last names in zip code 12093 among deceased individuals
Last nameCountLived (average)
Smith682.2 years
Burnett474.3 years
Moseman477.8 years
Schmidt487.3 years
Ruland479.5 years
Anderson475.5 years
Miller471.8 years
Merwin476.0 years
Stannard456.3 years
Treadwell477.0 years
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