Estimated median household income in 2007: $44,693
| This zip code: | $44,693 | | New York: | $53,514 |
Nearest zip codes: 12188, 12047, 12183, 12180, 12189, 12121.
Troy Zip Code Map
Housing units in zip code 12182 with a mortgage: 1,563 (92 second mortgage, 223 home equity loan, 6 both second mortgage and home equity loan)
Houses without a mortgage: 1,036
Median monthly owner costs for units with a mortgage: $1,476
Median monthly owner costs for units without a mortgage: $514
Residents with income below the poverty level in 2007:
| This zip code: | 12.1% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 4.3% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.3 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.6 | | State: | 3.6 |
Year house built: |
|
- 1999 to March 2000: 63
- 1995 to 1998: 214
- 1990 to 1994: 205
- 1980 to 1989: 269
- 1970 to 1979: 486
- 1960 to 1969: 547
- 1950 to 1959: 808
- 1940 to 1949: 532
- 1939 or earlier: 3,199
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Bedrooms in owner-occupied houses in Troy, NY (12182): |
|
- no bedroom: 7
- 1 bedrooms: 60
- 2 bedrooms: 775
- 3 bedrooms: 1,636
- 4 bedrooms: 783
- 5 or more bedrooms: 184
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 52
- 1 bedrooms: 687
- 2 bedrooms: 831
- 3 bedrooms: 601
- 4 bedrooms: 180
- 5 or more bedrooms: 10
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Vehicles available in 12182 zip code in owner-occupied houses/condos: |
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- no vehicle: 293
- 1 vehicle: 1,223
- 2 vehicles: 1,414
- 3 vehicles: 370
- 4 vehicles: 129
- 5 or more vehicles: 16
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 610
- 1 vehicle: 1,195
- 2 vehicles: 461
- 3 vehicles: 51
- 4 vehicles: 39
- 5 or more vehicles: 5
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 12182:
- Less than $10,000: 34
- $10,000 to $14,999: 17
- $15,000 to $19,999: 17
- $20,000 to $24,999: 16
- $25,000 to $29,999: 16
- $30,000 to $34,999: 8
- $35,000 to $39,999: 4
- $40,000 to $49,999: 8
- $50,000 to $59,999: 20
- $60,000 to $69,999: 8
- $70,000 to $79,999: 21
- $80,000 to $89,999: 66
- $90,000 to $99,999: 89
- $100,000 to $124,999: 202
- $125,000 to $149,999: 336
- $150,000 to $174,999: 536
- $175,000 to $199,999: 589
- $200,000 to $249,999: 617
- $250,000 to $299,999: 356
- $300,000 to $399,999: 286
- $400,000 to $499,999: 21
- $500,000 to $749,999: 40
- $750,000 to $999,999: 11
- $1,000,000 or more: 3
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Rent paid by renters in 2007 in zip code 12182:
- Less than $100: 18
- $100 to $149: 66
- $150 to $199: 63
- $200 to $249: 37
- $250 to $299: 23
- $300 to $349: 99
- $350 to $399: 166
- $400 to $449: 290
- $450 to $499: 287
- $500 to $549: 105
- $550 to $599: 134
- $600 to $649: 34
- $650 to $699: 10
- $700 to $749: 11
- $750 to $799: 5
- $800 to $899: 6
- No cash rent: 103
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Median price asked for vacant for-sale houses and condos in 2007: $158,028.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $190,898
- Black or African American householders: $195,744
- Asian householders: $188,369
- Two or more races householders: $197,430
- Hispanic or Latino householders: $206,490
Estimated median house or condo value in 2007: $191,478 (it was $87,600 in 2000)
| 12182: | $191,478 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $113,764 - $252,760
Mean price in 2007:
Detached houses: $186,849| Here: | $186,849 | | State: | $352,556 |
Townhouses or other attached units: $239,470| Here: | $239,470 | | State: | $476,263 |
In 2-unit structures: $164,572| Here: | $164,572 | | State: | $482,362 |
In 3-to-4-unit structures: $177,027| Here: | $177,027 | | State: | $552,553 |
In 5-or-more-unit structures: $141,820| Here: | $141,820 | | State: | $503,284 |
Mobile homes: $85,660| Here: | $85,660 | | State: | $40,766 |
Owners and renters by unit type in %
|
Breakdown of mean house values by ages of householders
|
Housing units in structures:
- One, detached: 2,790
- One, attached: 366
- Two: 1,698
- 3 or 4: 630
- 5 to 9: 321
- 10 to 19: 86
- 20 to 49: 92
- 50 or more: 196
- Mobile homes: 144

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Means of transportation to work
- Drove a car alone: 5,190 (79%)
- Carpooled: 801 (12%)
- Bus or trolley bus: 235 (4%)
- Taxi: 27 (0%)
- Motorcycle: 5 (0%)
- Bicycle: 44 (1%)
- Walked: 201 (3%)
- Other means: 21 (0%)
- Worked at home: 68 (1%)
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Travel time to work
- Less than 5 minutes: 135
- 5 to 9 minutes: 479
- 10 to 14 minutes: 847
- 15 to 19 minutes: 964
- 20 to 24 minutes: 1253
- 25 to 29 minutes: 629
- 30 to 34 minutes: 1144
- 35 to 39 minutes: 247
- 40 to 44 minutes: 176
- 45 to 59 minutes: 286
- 60 to 89 minutes: 160
- 90 or more minutes: 204
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Percentage of zip code residents living and working in this county: 42.3%
Household type by relationship
Households: 13,703
- In family households: 11,190 (2,472 male householders, 1,158 female householders)
2,565 spouses, 4,054 children (3,821 natural, 107 adopted, 126 stepchildren), 193 grandchildren, 94 brothers or sisters, 107 parents, 215 other relatives, 332 non-relatives
- In nonfamily households: 2,513 (940 male householders (823 living alone)), 1,268 female householders (1,095 living alone)), 305 nonrelatives
- In group quarters: 195 (127 institutionalized population)
Size of family households: 1,609 2-persons, 840 3-persons, 684 4-persons, 299 5-persons, 157 6-persons, 41 7-or-more-persons.
Size of nonfamily households: 1,918 1-person, 257 2-persons, 33 3-persons.
1,967 married couples with children.
1,180 single-parent households (285 men, 895 women).
94.2% of residents of 12182 zip code speak English at home.
1.8% of residents speak Spanish at home (53% very well, 24% well, 23% not well).
3.2% of residents speak other Indo-European language at home (81% very well, 9% well, 10% not well).
0.7% of residents speak Asian or Pacific Island language at home (28% very well, 51% well, 11% not well, 11% not at all).
0.2% of residents speak other language at home (25% very well, 40% well, 35% not well).
Foreign born population: 267 (1.9%)
(78.3% of them are naturalized citizens)
| This zip code: | 1.9% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Germany (15%)
- China, excluding Hong Kong and Taiwan (15%)
- Canada (13%)
- United Kingdom (9%)
- Greece (7%)
- Guyana (6%)
- France (6%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 0
- 1990 to 1994: 18
- 1985 to 1989: 14
- 1980 to 1984: 36
- 1975 to 1979: 7
- 1970 to 1974: 0
- 1970 to 1974: 34
- 1965 to 1969: 158
|
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White population: 12,939
Black population: 691
American Indian population: 39
Asian population: 65
Native Hawaiian and Other Pacific Islander population: 3
Some other race population: 169
Two or more races population: 198

First ancestries reported:
|  Irish: 2621 |
|  Italian: 1588 |
|  Other groups: 1115 |
|  French (except Basque): 1039 |
|  German: 984 |
|  English: 705 |
|  United States or American: 673 |
|  French Canadian: 521 |
|  Polish: 501 |
|  Dutch: 239 |
|  Danish: 210 |
|  Scottish: 161 |
|  Ukrainian: 138 |
|  Scotch-Irish: 130 |
|  West Indian (excluding Hispanic groups):: 61 |
|  Welsh: 54 |
|  Swedish: 43 |
|  Greek: 43 |
|  Lithuanian: 38 |
|  Hungarian: 38 |
|  Arab:: 37 |
|  Lebanese: 37 |
|  European: 33 |
|  Guyanese: 31 |
|  British: 31 |
|  Haitian: 29 |
|  Subsaharan African:: 25 |
|  African: 25 |
|  Portuguese: 23 |
|  Russian: 22 |
|  Armenian: 21 |
|  Trinidadian and Tobagonian: 17 |
|  Northern European: 15 |
|  Jamaican: 15 |
|  Canadian: 14 |
|  Austrian: 13 |
|  Slovak: 13 |
|  Norwegian: 12 |
|  Carpatho Rusyn: 11 |
|  Czech: 10 |
|  Turkish: 7 |
|  Pennsylvania German: 6 |
|  Belgian: 6 |

Facitilies with environmental interests located in this zip code:
- HILLSIDE CLEANERS INC (651 3RD AVE in TROY, NY)
AIR SYNTHETIC MINOR (AIRS/AFS)
STATE MASTER (New York facility tracking) - AIR PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Business NAICS classification: DRYCLEANING AND LAUNDRY SERVICES (EXCEPT COIN-OPERATED).
- COMBINED SEWER OVERFLOWS (25 WATER PLANT ROAD in TROY, NY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY
Business SIC classification: SEWERAGE SYSTEMS
Organizations: TROY (C) DEPT PUBLIC UTILITIES (CONTACT/OWNER)
Alternative names: TROY (C)
- COMMODORE CLEANERS (341 FIFTH AVENUE in TROY, NY)
AIR SYNTHETIC MINOR (AIRS/AFS)
STATE MASTER (New York facility tracking) - AIR PROGRAM
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
- CORPS OF ENGINEERS TROY LOCK (FOOT OF BOND ST in TROY, NY). Federal Facility. ARMY CORPS OF ENGINEERS
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: U S ARMY CORPS OF ENGineers TROY LOCK & DAM, US ARMY CORPS OF ENGRS - TROY LOCK & DAM
- HURLEYS GARAGE INCORPORATED (509 ROUTE 40 in TROY, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: NON REGULATED (CONTACT/OWNER)
- CITY OF TROY DEPT OF PUBLIC UTILITIES (25 WATER PLANT RD in TROY, NY)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: WATER SUPPLY; AIR AND WATER RESOURCE AND SOLID WASTE MANAGEMENT
Alternative names: TROY CITY OF - DPU
- ADIRONDACK HERCULES TIRE CORP (453 SECOND AVE in TROY, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: LARRY OSHEA (CONTACT/OPERATOR)
- GETTY PETROLEUM CORP (390 2ND AVE in TROY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- CUMBERLAND FARMS #3159 (884 SECOND AVE in TROY, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CUMBERLAND FARMS INC (CONTACT/OPERATOR)
Alternative names: CUMBERLAND FARMS 3159
- HUDSON VALLEY RESTORATIONS INC (493 6TH AVE in TROY, NY)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: FRANCIS ESPOSITO (CONTACT/OWNER)
- CITY OF TROY DPW (3118 SEVENTH AVENUE in TROY, NY)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
- COMMODORE CLEANERS (337 5TH AVE in TROY, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Median worth of mobile homes: $30,510
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
|
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- Utility gas (69%)
- Fuel oil, kerosene, etc. (17%)
- Electricity (9%)
- Bottled, tank, or LP gas (2%)
- Wood (1%)
- No fuel used (1%)
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Place of birth for U.S.-born residents:
- This state: 12314
- Northeast: 553
- Midwest: 153
- South: 401
- West: 81
66% of the 12182 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 65% lived in this county.
Out of people who lived in different counties, 82% lived in New York.
Population in 1990: 14,688. Population change in the 1990s: -584 (-4.0%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 209
| Here: | 12.7% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 31
| Here: | 4.7% | | New York: | 13.2% |
Students in private undergraduate colleges: 167
| Here: | 32.6% | | New York: | 38.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (TROY, NY):
- LA CORTE COMPANIES INC (630-SEVENTH AVE; small business): $124,605 in 4 contracts from 2001 to 2005
$61,405 with Army for Construction of Structures and Facilities -- Office Buildings. Signed on 2004-07-30. Completion date: 2004-09-28.
$53,000 with Public Buildings Service for Maintenance, Repair or Alteration of Real Property -- Office Buildings. Signed on 2002-07-15. Completion date: 2002-08-15.
$7,000, same as above. Signed on 2001-02-15. Completion date: 2001-01-15.
$3,200 with Defense Logistics Agency for Electric Services. Signed on 2005-09-28. Completion date: 2005-11-30.
- HJM PRECISION, INC (9 NEW TURNPIKE ROAD; small business)
$41,710 with Army for Radio and Television Communication Equipment, Airborne. Signed on 2001-05-14. Completion date: 2001-06-15.
- THE OTHER SIDE OF PARADISE (481 ROUTE 40; small business): $20,533 in 4 contracts from 2004 to 2006
$9,614 with Army for Landscaping/Groundskeeping Services. Signed on 2005-08-17. Completion date: 2005-09-15.
$7,034, same as above. Signed on 2006-05-18. Completion date: 2006-10-31.
$4,005, same as above. Signed on 2004-08-02. Completion date: 2004-08-17.
$-120 with Army for Residential Buildings. Signed on 2005-01-19. Completion date: 2004-05-15.
- STANDARD MANUFACTURING CO INC (750 2ND AVE; small business): $599 in 2 contracts in 2002
$25,690 with U.S. Army Corps of Engineers - civil program financing only for Clothing, Special Purpose. Signed on 2002-04-19. Completion date: 2002-05-24.
$-25,091, same as above. Signed on 2002-09-23. Completion date: 2002-10-31.
Top industries in this zip code by the number of employees in 2005:
- Administrative and Support and Waste Management and Remediation Services: Professional Employer Organizations (250-499 employees: 1 establishment)
- Health Care and Social Assistance: Child Day Care Services (100-249: 1, 10-19: 2, 5-9: 1, 1-4: 2)
- Construction: Commercial and Institutional Building Construction (100-249: 1, 10-19: 1)
- Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 20-49: 3, 1-4: 4)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 1)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 2, 10-19: 2, 5-9: 2)
- Construction: Electrical Contractors (50-99: 1, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 128 people in nursing homes
- 58 people in homes for the mentally retarded
- 13 people in homes for the mentally ill
- 3 people in religious group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 73 | $133,420 | 238 | $114,293 | 325 | $110,044 | 116 | $44,042 | 2 | $240,710 | 66 | $82,546 | 1 | $92,520 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $112,710 | 46 | $100,897 | 86 | $105,107 | 22 | $30,728 | 0 | $0 | 17 | $87,078 | 0 | $0 |
| APPLICATIONS DENIED | 10 | $130,953 | 89 | $103,928 | 333 | $110,362 | 146 | $48,236 | 0 | $0 | 59 | $82,749 | 2 | $40,370 |
| APPLICATIONS WITHDRAWN | 11 | $118,175 | 47 | $107,768 | 130 | $119,151 | 30 | $72,297 | 2 | $287,935 | 30 | $122,535 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $87,915 | 19 | $134,684 | 34 | $125,167 | 2 | $38,095 | 0 | $0 | 7 | $111,220 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 65 | $120,136 | 470 | $102,940 | 430 | $106,310 | 124 | $40,474 | 3 | $134,037 | 178 | $85,839 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $114,067 | 50 | $105,157 | 70 | $98,961 | 25 | $43,772 | 6 | $99,403 | 22 | $89,825 | 0 | $0 |
| APPLICATIONS DENIED | 9 | $112,093 | 188 | $90,402 | 379 | $100,833 | 144 | $44,833 | 2 | $8,970 | 104 | $82,699 | 5 | $124,890 |
| APPLICATIONS WITHDRAWN | 20 | $125,534 | 64 | $105,980 | 205 | $126,325 | 20 | $44,384 | 4 | $46,005 | 30 | $96,505 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $69,193 | 21 | $87,607 | 79 | $113,135 | 3 | $91,200 | 0 | $0 | 11 | $88,833 | 2 | $40,370 |
Aggregated Statistics For Year 2005 (Based on 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 57 | $108,757 | 501 | $89,382 | 400 | $93,069 | 99 | $35,731 | 4 | $99,203 | 164 | $79,773 | 3 | $88,523 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $99,385 | 94 | $81,254 | 101 | $89,225 | 19 | $34,925 | 2 | $171,815 | 52 | $82,263 | 3 | $39,020 |
| APPLICATIONS DENIED | 7 | $126,379 | 110 | $86,099 | 379 | $87,793 | 139 | $39,980 | 0 | $0 | 62 | $68,830 | 5 | $4,360 |
| APPLICATIONS WITHDRAWN | 11 | $98,024 | 78 | $90,615 | 315 | $106,626 | 45 | $137,364 | 4 | $61,980 | 40 | $92,569 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 25 | $100,608 | 55 | $110,567 | 10 | $53,759 | 0 | $0 | 17 | $75,266 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 78 | $98,838 | 336 | $92,114 | 399 | $87,150 | 88 | $27,265 | 6 | $140,040 | 96 | $76,202 | 2 | $15,295 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $76,040 | 49 | $83,232 | 95 | $84,618 | 18 | $21,646 | 0 | $0 | 18 | $87,428 | 2 | $77,150 |
| APPLICATIONS DENIED | 8 | $74,110 | 55 | $81,840 | 344 | $81,592 | 115 | $29,639 | 0 | $0 | 23 | $72,416 | 9 | $25,533 |
| APPLICATIONS WITHDRAWN | 4 | $77,240 | 43 | $84,287 | 270 | $89,839 | 25 | $36,900 | 2 | $71,985 | 28 | $74,647 | 1 | $22,810 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $93,490 | 10 | $74,053 | 44 | $86,051 | 6 | $31,858 | 0 | $0 | 5 | $58,096 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 94 | $84,005 | 263 | $82,998 | 549 | $83,008 | 20 | $26,226 | 5 | $95,186 | 82 | $62,369 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 38 | $73,127 | 97 | $74,298 | 10 | $32,297 | 0 | $0 | 14 | $74,932 |
| APPLICATIONS DENIED | 8 | $81,920 | 59 | $66,479 | 290 | $85,199 | 67 | $19,953 | 4 | $80,983 | 37 | $66,163 |
| APPLICATIONS WITHDRAWN | 16 | $79,186 | 26 | $90,605 | 213 | $91,466 | 10 | $32,480 | 0 | $0 | 24 | $74,869 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $54,750 | 7 | $69,316 | 35 | $98,007 | 2 | $13,455 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 85 | $74,613 | 138 | $77,410 | 288 | $77,456 | 27 | $19,908 | 4 | $76,355 | 53 | $53,352 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $64,245 | 18 | $72,892 | 57 | $65,749 | 9 | $31,541 | 0 | $0 | 4 | $42,508 |
| APPLICATIONS DENIED | 16 | $63,993 | 53 | $63,215 | 195 | $70,649 | 33 | $21,869 | 0 | $0 | 26 | $58,803 |
| APPLICATIONS WITHDRAWN | 9 | $84,560 | 23 | $89,648 | 126 | $72,146 | 18 | $12,471 | 0 | $0 | 11 | $61,094 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $40,490 | 1 | $282,630 | 20 | $81,945 | 0 | $0 | 0 | $0 | 1 | $24,650 |
Aggregated Statistics For Year 2001 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 85 | $75,381 | 139 | $65,845 | 230 | $76,564 | 31 | $42,333 | 0 | $0 | 41 | $57,919 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $54,420 | 22 | $54,028 | 37 | $63,125 | 9 | $28,672 | 2 | $224,535 | 6 | $64,990 |
| APPLICATIONS DENIED | 6 | $65,610 | 46 | $46,859 | 193 | $58,598 | 44 | $17,418 | 0 | $0 | 18 | $66,231 |
| APPLICATIONS WITHDRAWN | 7 | $83,614 | 13 | $53,250 | 94 | $66,749 | 7 | $16,566 | 0 | $0 | 6 | $73,047 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $80,920 | 20 | $65,533 | 4 | $5,395 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 86 | $62,921 | 125 | $67,890 | 98 | $54,611 | 71 | $12,949 | 8 | $49,186 | 30 | $43,530 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $55,620 | 33 | $50,035 | 26 | $65,313 | 29 | $14,095 | 0 | $0 | 5 | $51,080 |
| APPLICATIONS DENIED | 12 | $52,338 | 65 | $41,491 | 188 | $50,408 | 72 | $16,011 | 0 | $0 | 23 | $52,050 |
| APPLICATIONS WITHDRAWN | 16 | $50,974 | 9 | $59,260 | 89 | $51,319 | 10 | $27,361 | 0 | $0 | 10 | $55,272 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $96,280 | 2 | $44,855 | 32 | $77,626 | 0 | $0 | 0 | $0 | 5 | $59,974 |
Aggregated Statistics For Year 1999 (Based on 1 full and 5 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 43 | $74,848 | 61 | $66,910 | 105 | $68,944 | 41 | $14,522 | 1 | $71,780 | 14 | $60,271 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 12 | $53,557 | 37 | $60,825 | 15 | $15,487 | 0 | $0 | 3 | $43,653 |
| APPLICATIONS DENIED | 1 | $41,810 | 27 | $37,981 | 104 | $59,150 | 37 | $18,785 | 0 | $0 | 4 | $57,590 |
| APPLICATIONS WITHDRAWN | 4 | $75,768 | 8 | $110,766 | 71 | $61,465 | 12 | $45,668 | 0 | $0 | 4 | $65,397 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $34,740 | 9 | $83,776 | 0 | $0 | 0 | $0 | 0 | $0 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 78 | $138,467 | 36 | $134,627 | 8 | $139,754 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $145,137 | 13 | $119,122 | 2 | $78,945 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $120,805 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $185,040 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 61 | $129,140 | 14 | $151,478 | 14 | $110,776 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $140,179 | 6 | $187,272 | 2 | $90,065 |
| APPLICATIONS DENIED | 2 | $138,245 | 0 | $0 | 1 | $69,750 |
| APPLICATIONS WITHDRAWN | 2 | $64,785 | 0 | $0 | 2 | $64,785 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $101,228 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 81 | $118,847 | 30 | $117,039 | 18 | $96,256 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $99,921 | 20 | $111,109 | 8 | $89,058 |
| APPLICATIONS DENIED | 4 | $62,015 | 0 | $0 | 4 | $62,015 |
| APPLICATIONS WITHDRAWN | 5 | $100,308 | 0 | $0 | 2 | $99,675 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $96,535 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 95 | $97,416 | 25 | $100,595 | 15 | $78,067 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $103,874 | 14 | $105,696 | 4 | $80,965 |
| APPLICATIONS DENIED | 4 | $66,655 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $215,460 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 85 | $91,556 | 85 | $94,903 | 15 | $67,387 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 16 | $82,956 | 19 | $93,488 | 2 | $69,285 |
| APPLICATIONS DENIED | 5 | $74,974 | 4 | $64,590 | 3 | $67,697 |
| APPLICATIONS WITHDRAWN | 1 | $169,830 | 1 | $136,880 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $60,105 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 50 | $82,335 | 37 | $87,963 | 12 | $59,507 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $61,540 | 15 | $88,883 | 3 | $43,470 |
| APPLICATIONS DENIED | 2 | $61,005 | 1 | $68,440 | 2 | $61,005 |
| APPLICATIONS WITHDRAWN | 7 | $93,859 | 2 | $79,180 | 1 | $49,430 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 36 | $59,699 | 34 | $89,820 | 5 | $54,746 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $63,024 | 4 | $60,013 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $61,005 | 0 | $0 | 2 | $68,520 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $49,340 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $72,819 | 5 | $101,454 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $81,684 | 2 | $90,565 |
| APPLICATIONS DENIED | 2 | $65,990 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $77,857 | 13 | $86,453 | 1 | $62,630 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $133,620 | 1 | $111,360 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $90,520 | 1 | $56,320 | 1 | $56,320 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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