Estimated zip code population in 2019: 11,539 Zip code population in 2010: 10,980 Zip code population in 2000: 10,610
Houses and condos: 5,365 Renter-occupied apartments: 1,610
% of renters here:
33%
State:
46%
March 2019 cost of living index in zip code 12188: 107.1 (more than average, U.S. average is 100)
Land area: 13.0 sq. mi. Water area: 1.1 sq. mi.
Population density: 889 people per square mile
(low).
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Real estate property taxes paid for housing units in 2019:
This zip code:
1.5% ($3,810)
New York:
1.7% ($5,732)
Median real estate property taxes paid for housing units with mortgages in 2019: $3,878 (1.5%) Median real estate property taxes paid for housing units with no mortgage in 2019: $3,622 (1.5%)
Business Search- 14 Million verified businesses
Males: 5,632
(48.8%)
Females: 5,907
(51.2%)
For population 25 years and over in 12188:
High school or higher: 92.1%
Bachelor's degree or higher: 31.9%
Graduate or professional degree: 9.8%
Unemployed: 4.0%
Mean travel time to work (commute): 24.4 minutes
For population 15 years and over in 12188:
Never married: 32.2%
Now married: 46.7%
Separated: 2.1%
Widowed: 7.0%
Divorced: 11.9%
Zip code 12188 compared to state average:
Black race population percentage significantly below state average.
Hispanic race population percentage significantly below state average.
Foreign-born population percentage significantly below state average.
Estimated median house/condo value in 2019: $254,543
12188:
$254,543
New York:
$338,700
According to our research of New York and other state lists, there were 4 registered sex offenders living in 12188 zip code as of May 27, 2022. The ratio of all residents to sex offenders in zip code 12188 is 2,775 to 1. The ratio of registered sex offenders to all residents in this zip code is much lower than the state average.
Median resident age:
This zip code:
40.4 years
New York median age:
39.2 years
Average household size:
This zip code:
2.4 people
New York:
2.5 people
Averages for the 2012 tax year for zip code 12188, filed in 2013:
Average Adjusted Gross Income (AGI) in 2012: $56,296 (Individual Income Tax Returns)
Here:
$56,296
State:
$77,088
Salary/wage: $52,285 (reported on 84.9% of returns)
Here:
$52,285
State:
$60,593
(% of AGI for various income ranges: 73.6% for AGIs below $25k, 79.5% for AGIs $25k-50k, 78.2% for AGIs $50k-75k, 79.1% for AGIs $75k-100k, 84.4% for AGIs $100k-200k, 65.8% for AGIs over 200k)
Taxable interest for individuals: $730 (reported on 43.7% of returns)
This zip code:
$730
New York:
$3,125
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 1.0% for AGIs over 200k)
Ordinary dividends: $2,315 (reported on 23.2% of returns)
Here:
$2,315
State:
$10,299
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 2.0% for AGIs over 200k)
Net capital gain/loss in AGI: +$4,107 (reported on 14.1% of returns)
Here:
+$4,107
State:
+$42,474
(% of AGI for various income ranges: 0.3% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 7.5% for AGIs over 200k)
Profit/loss from business: +$12,923 (reported on 10.8% of returns)
Here:
+$12,923
State:
+$16,168
(% of AGI for various income ranges: 3.4% for AGIs below $25k, 2.2% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 6.9% for AGIs over 200k)
Taxable individual retirement arrangement distribution: $12,000 (reported on 10.0% of returns)
12188:
$12,000
New York:
$17,621
(% of AGI for various income ranges: 3.0% for AGIs below $25k, 2.6% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 3.6% for AGIs over 200k)
Self-employment retirement plans: $25,267 (reported on 0.5% of returns)
12188:
$25,267
New York:
$27,330
Total itemized deductions: $20,207 (21% of AGI, reported on 34.1% of returns)
Here:
$20,207
State:
$34,985
Here:
20.6% of AGI
State:
21.3% of AGI
(% of AGI for various income ranges: 7.8% for AGIs below $25k, 7.9% for AGIs $25k-50k, 10.8% for AGIs $50k-75k, 13.4% for AGIs $75k-100k, 15.3% for AGIs $100k-200k, 13.6% for AGIs over 200k)
Charity contributions: $2,141 (reported on 26.6% of returns)
Here:
$2,141
State:
$5,572
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 1.4% for AGIs over 200k)
Taxes paid: $9,595 (reported on 33.7% of returns)
12188:
$9,595
State:
$18,656
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 2.4% for AGIs $25k-50k, 4.4% for AGIs $50k-75k, 5.8% for AGIs $75k-100k, 8.2% for AGIs $100k-200k, 8.6% for AGIs over 200k)
Earned income credit: $1,932 (reported on 10.7% of returns)
Here:
$1,932
State:
$2,230
(% of AGI for various income ranges: 3.9% for AGIs below $25k, 0.6% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2012 taxes: 46.6%
Here:
47%
State:
66%
(% for various income ranges: 41.9% for AGIs below $25k, 44.4% for AGIs $25k-50k, 50.5% for AGIs $50k-75k, 49.2% for AGIs $75k-100k, 53.2% for AGIs $100k-200k, 58.3% for AGIs over 200k)
Averages for the 2004 tax year for zip code 12188, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $45,504 (Individual Income Tax Returns)
Here:
$45,504
State:
$59,519
Salary/wage: $42,811 (reported on 86.9% of returns)
Here:
$42,811
State:
$50,673
(% of AGI for various income ranges: 85.7% for AGIs below $10k, 74.0% for AGIs $10k-25k, 83.8% for AGIs $25k-50k, 85.1% for AGIs $50k-75k, 87.4% for AGIs $75k-100k, 75.5% for AGIs over 100k)
Taxable interest for individuals: $809 (reported on 57.0% of returns)
This zip code:
$809
New York:
$2,377
(% of AGI for various income ranges: 4.8% for AGIs below $10k, 1.9% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.9% for AGIs over 100k)
Taxable dividends: $1,625 (reported on 26.5% of returns)
Here:
$1,625
State:
$5,394
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 1.4% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.0% for AGIs over 100k)
Net capital gain/loss: +$3,909 (reported on 18.2% of returns)
Here:
+$3,909
State:
+$23,581
(% of AGI for various income ranges: -2.1% for AGIs below $10k, -0.0% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 4.5% for AGIs over 100k)
Profit/loss from business: +$11,367 (reported on 10.1% of returns)
Here:
+$11,367
State:
+$13,809
(% of AGI for various income ranges: 1.8% for AGIs below $10k, 3.1% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 5.0% for AGIs over 100k)
IRA payment deduction: $2,664 (reported on 2.1% of returns)
12188:
$2,664
New York:
$3,115
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)
Self-employed pension: $13,824 (reported on 0.6% of returns)
Here:
$13,824
New York:
$19,016
Total itemized deductions: $16,246 (20% of AGI, reported on 32.3% of returns)
Here:
$16,246
State:
$25,864
Here:
19.8% of AGI
State:
21.9% of AGI
(% of AGI for various income ranges: 7.5% for AGIs below $10k, 4.5% for AGIs $10k-25k, 7.1% for AGIs $25k-50k, 12.6% for AGIs $50k-75k, 14.4% for AGIs $75k-100k, 14.6% for AGIs over 100k)
Charity contributions deductions: $1,790 (2% of AGI, reported on 29.7% of returns)
Here:
$1,790
State:
$4,439
Here:
2.1% of AGI
State:
3.6% of AGI
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.6% for AGIs over 100k)
Total tax: $5,962 (reported on 81.9% of returns)
12188:
$5,962
State:
$11,730
(% of AGI for various income ranges: 1.9% for AGIs below $10k, 4.4% for AGIs $10k-25k, 7.8% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 17.0% for AGIs over 100k)
Earned income credit: $1,498 (reported on 9.5% of returns)
Here:
$1,498
State:
$1,757
Percentage of individuals using paid preparers for their 2004 taxes: 51.9%
Here:
52%
State:
67%
(% for various income ranges: 41.5% for AGIs below $10k, 53.2% for AGIs $10k-25k, 50.2% for AGIs $25k-50k, 56.5% for AGIs $50k-75k, 57.6% for AGIs $75k-100k, 59.4% for AGIs over 100k)
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
Lesbian couples: 0.4% of all households
Gay men: 0.3% of all households
Household received Food Stamps/SNAP in the past 12 months: 332 Household did not receive Food Stamps/SNAP in the past 12 months: 4,592
Women who had a birth in the past 12 months: 280 (151 now married, 126 unmarried) Women who did not have a birth in the past 12 months: 2,472 (1,055 now married, 1,415 unmarried)
Housing units in zip code 12188 with a mortgage: 2,181 (34 second mortgage, 335 home equity loan, 12 both second mortgage and home equity loan) Houses without a mortgage: 1,107
Median monthly owner costs for units with a mortgage: $1,655 Median monthly owner costs for units without a mortgage: $592
Residents with income below the poverty level in 2019:
This zip code:
4.8%
Whole state:
13.0%
Residents with income below 50% of the poverty level in 2019:
This zip code:
2.9%
Whole state:
7.1%
Median number of rooms in houses and condos:
Here:
6.6
State:
6.4
Median number of rooms in apartments:
Here:
4.3
State:
3.8
Notable locations in this zip code not listed on our city pages
Notable locations in zip code 12188: Waterford Wastewater Treatment Plant (A), Guard Gate Number 2 (B), Guard Gate Number 1 (C), Niagara-Mohawk Power Corporation Waterford Sub-Station (D), Town of Waterford Water Works (E), Dock Number Three (F), Lock One Marina (G), F B Peck Hose Company (H), Waterford Volunteer Fire Department Knickerbocker Engine Company (I), Waterford Volunteer Fire Department Kavanaugh Hook and Ladder Company (J), Waterford Town Hall (K), Waterford Volunteer Fire Department J W Ford Hose Company (L), Ahana House Assisted Living Center (M), Waterford Public Library (N), Waterford Historical Museum (O), Halfmoon - Waterford Fire District Station 1 (P). Display/hide their locations on the map
Churches in zip code 12188 include: Saint Mary's Roman Catholic Church (A), First Methodist Church (B), Waterford Wesleyan Church (C), Saint Paul Roman Catholic Church (D), First Methodist Church (E), First Baptist Church (F), Grace Episcopal Church (G), First United Church of Waterford (H), Saint Mary's Roman Catholic Church (I). Display/hide their locations on the map
Cemeteries: Waterford Rural Cemetery (1), Saint Josephs Cemetery (2), Saint Marys Cemetery (3), Saint Michaels Cemetery (4), Halfmoon-Middletown Cemetery (5), Union Cemetery (6). Display/hide their locations on the map
In group quarters: 14 (-1 institutionalized population)
Size of family households: 1,200 2-persons, 1,031 3-persons, 541 4-persons, 127 5-persons, 84 6-persons, 26 7-or-more-persons
Size of nonfamily households: 1,459 1-person, 354 2-persons, 79 3-persons
1,201 married couples with children.
755 single-parent households (172 men, 583 women).
94.3% of residents of 12188 zip code speak English at home.
1.1% of residents speak Spanish at home (56% very well, 44% well).
3.6% of residents speak other Indo-European language at home (66% very well, 27% well, 8% not well).
0.4% of residents speak Asian or Pacific Island language at home (36% very well, 9% well, 36% not well, 18% not at all).
Foreign born population: 618 (5.4%) (57.3% of them are naturalized citizens)
This zip code:
5.4%
Whole state:
22.4%
17%Moldova
14%Afghanistan
11%Greece
9%Honduras
8%Nepal
5%Romania
4%Kuwait
16%American
11%Italian
10%Irish
9%French Canadian
5%Polish
4%Romanian
4%French
Year of entry for the foreign-born population
2772010 or later
1092000 to 2009
1401990 to 1999
209Before 1990
Facilities with environmental interests located in this zip code:
HENRY COMPANY (430 HUDSON RIVER ROAD in WATERFORD, NY)
AIR MINOR (AIRS/AFS) STATE MASTER (New York facility tracking) - AIR PROGRAM, (Integrated Compliance Information System) - ICIS-02-1987-0245, FORMAL ENFORCEMENT ACTION TRI REPORTER (Tracking of toxic chemicals releasing facilities) Business SIC classification: PAINTS, VARNISHES, LACQUERS, ENAMELS, AND ALLIED PRODUCTS; ASPHALT FELTS AND COATINGS Organizations: JOHN KINAST (FACILITY APPLICATION CONTACT)
, MONSEY PRODUCTS CORP (LEGALLY RESPONSIBLE PARTY)
Alternative names: AMERICAN SEAL MFG CO, HENRY CO. MONSEY DIV., MONSEY PRODS. CO.
BELL-FAB MFG CORP (380 HUDSON RIVER RD in WATERFORD, NY)
SUPERFUND (Superfund database) (Integrated Compliance Information System) - ICIS-02-2001-2011, FORMAL ENFORCEMENT ACTION HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste)) (Resource Conservation and Recovery Act (tracking hazardous waste)) Organizations: FRANCIS E BELLEROSE (CONTACT/OPERATOR)
Alternative names: BEL-FAB MFG. CORP.
ARCY PLASTIC LAMINATES INC (4 BELLS LANE in WATERFORD, NY)
AIR MINOR (AIRS/AFS) STATE MASTER (New York facility tracking) - AIR PROGRAM Business SIC classification: WOOD OFFICE AND STORE FIXTURES, PARTITIONS, SHELVING, AND LOCKERS
127 SECOND ST ( in WATERFORD, NY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Organizations: WATER COMMSSIONERS OF THE (CONTACT/OWNER)
Alternative names: WATERFORD WATER PLANT
AQUA CLEAR IND LLC (423 HUDSON RIVER RD in WATERFORD, NY)
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste)) Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification Business NAICS classification: ALL OTHER MISCELLANEOUS CHEMICAL PRODUCT AND PREPARATION MANUFACTURING.
GRAND UNION SUBSTATION (RTE 4 in WATERFORD, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
HALFMOON TOWN CLERK (191 HARRIS RD in WATERFORD, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
CONTAINER MANAGEMENT CORPORATION (3 INDUSTRY DRIVE in WATERFORD, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Housing units lacking complete plumbing facilities: 2.8% Housing units lacking complete kitchen facilities: 0.5%
77.9%Utility gas
14.5%Electricity
3.3%Fuel oil, kerosene, etc.
3.2%Bottled, tank, or LP gas
Population in 1990: 11,576.
Place of birth for U.S.-born residents:
This state: 9,237
Northeast: 583
Midwest: 180
South: 490
West: 311
64% of the 12188 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 53% lived in this county. Out of people who lived in different counties, 50% lived in New York.
91% of the 12188 zip code residents lived in the same house 1 year ago. Out of people who lived in different houses, 26% moved from this county. Out of people who lived in different houses, 60% moved from different county within same state. Out of people who lived in different houses, 14% moved from different state. Out of people who lived in different houses, 3% moved from abroad.
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 59
Here:
5.9%
New York:
14.3%
Students in private schools in grades 9 to 12 (high school): 34
Here:
5.9%
New York:
14.8%
Students in private undergraduate colleges: 126
Here:
36.5%
New York:
37.4%
Occupation by median earnings in the past 12 months ($)
111,284Computer and mathematical occupations
110,299Law enforcement workers including supervisors
90,726Architecture and engineering occupations
74,925Installation, maintenance, and repair occupations
72,119Health diagnosing and treating practitioners and other technical occupations
65,329Life, physical, and social science occupations
Companies with federal contracts located in this zip code (WATERFORD, NY):
LAWRENCE CLOW (30 MOUNTAINVIEWDRIVE; small business)
$257,632 with Department of Defense for Night Vision Equipment, Emitted and Reflected Radiation. Signed on 2003-07-07. Completion date: 2003-11-11.
CATALLO, JOSEPH M (63 TIMBER DR; small business) : $125,248 in 15 contractsfrom 2004 to 2005
Contracts for Technical Representation Services -- Vehicular Equipment Components, Technical Representation Services -- Special Industry Machinery by Army Signed by year:2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $64,570; 2005: $60,678; 2006: $0.
Biggest contracts:
$27,000 with Army for Technical Representation Services -- Vehicular Equipment Components. Signed on 2005-03-21. Completion date: 2004-12-27.
$25,000, same as above.Signed on 2005-06-16. Completion date: 2004-12-27.
$20,280 with Army for Technical Representation Services -- Special Industry Machinery. Signed on 2004-01-27. Completion date: 2004-05-28.
$19,200 with Army for Technical Representation Services -- Vehicular Equipment Components. Signed on 2004-08-24. Completion date: 2004-12-27.
$76,000 with National Park Service for Construction of Structures and Facilities -- Highways, Roads, Streets, Bridges, and Railways (includes resurfacing). Signed on 2002-07-15. Completion date: 2002-08-15.
BURCH CONTAINER & PACKAGING, I (430 HUDSON RIVER RD; small business) : $43,877 in 2 contractsfrom 2002 to 2004
$39,837 with Army for Fire Fighting Equipment. Signed on 2002-05-08. Completion date: 2002-06-30.
$4,040, same as above.Signed on 2004-07-12. Completion date: 2004-10-13.
ALLTEK ENERGY SYSTEMS INC (58 HUDSON RIVER RD; small business)
$7,588 with Army for Maintenance, Repair or Alteration of Real Property -- Office Buildings. Signed on 2004-09-29. Completion date: 2004-11-18.
Top industries in this zip code by the number of employees in 2005:
Other Services (except Public Administration): Religious Organizations (20-49 employees: 1 establishment, 5-9 employees: 4 establishments, 1-4 employees: 1 establishment)
2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents
Based on the data from the years 2002 - 2018 the average number of fires per year is 42. The highest number of fires - 59 took place in 2007, and the least - 29 in 2011. The data has a decreasing trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (52.6%), and Outside Fires (31.2%).
Fire incident types reported to NFIRS in Zip Code 12188