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12196 Zip Code Detailed Profile

 



Profiles West Sand Lake, NY (12196) houses, apartments, residents, cars, jobs...

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City: West Sand Lake, NY
Rensselaer County, NY
Zip code population (2000): 2,841
Estimated zip code population in 2007: 2,889

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Age and Sex of Residents in zip code 12196

Zip code 12196 (West Sand Lake, New York) real estate house value trends

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West Sand Lake, NY (12196) map from a distance

Houses and condos: 1,102
Renter-occupied apartments: 204
% of renters here:  19%
State:  47%

2008 cost of living index in zip code 12196: 90.8 (less than average, U.S. average is 100)

Land area: 9.5 sq. mi.
Water area: 0.1 sq. mi.
Population density: 303 people per square mile 
 
  (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  2.3% ($2,465)
New York:  2.4% ($2,847)

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Males: 1,390  (48.9%)
Females: 1,451  (51.1%)

Zip code 12196 races chart


12196, NY forum
Recent posts about zip code 12196 area on our local forum with over 700,000 registered users:
What's wrong with Troy, NY?  (94 replies)
Albany NY redevelopment???  (8 replies)
Cute neighborhoods and Downtowns near Albany  (25 replies)
Urban population: 1,514
Rural population: 1,327

Estimated median house/condo value in 2007: $271,177
12196:  $271,177
New York:  $311,000

According to our research of public records there were no registered sex offenders living in this zip code in early 2007.

Median resident age:  39.5 years
New York median age:  35.9 years

Average household size:
This zip code:  2.6 people
New York:  2.6 people

Averages for the 2004 tax year for zip code 12196, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $55,322 (Individual Income Tax Returns)
Here:  $55,322
State:  $59,519

Salary/wage: $50,105 (reported on 85.2% of returns)
Here:  $50,105
State:  $50,673
(% of AGI for various income ranges: 136.5% for AGIs below $10k, 70.5% for AGIs $10k-25k, 75.1% for AGIs $25k-50k, 79.2% for AGIs $50k-75k, 82.2% for AGIs $75k-100k, 74.4% for AGIs over 100k)

Taxable interest for individuals: $1,012 (reported on 63.1% of returns)
This zip code:  $1,012
New York:  $2,377
(% of AGI for various income ranges: 3.8% for AGIs below $10k, 2.8% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Taxable dividends: $2,287 (reported on 34.3% of returns)
Here:  $2,287
State:  $5,394
(% of AGI for various income ranges: 4.2% for AGIs below $10k, 1.4% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Net capital gain/loss: +$5,834 (reported on 25.0% of returns)
Here:  +$5,834
State:  +$23,581
(% of AGI for various income ranges: 0.0% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 5.4% for AGIs over 100k)

Profit/loss from business: +$9,544 (reported on 15.0% of returns)
Here:  +$9,544
State:  +$13,809
(% of AGI for various income ranges: -9.9% for AGIs below $10k, 8.3% for AGIs $10k-25k, 4.0% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 1.8% for AGIs over 100k)

IRA payment deduction: $2,683 (reported on 2.7% of returns)
12196:  $2,683
New York:  $3,115

Self-employed pension: $7,526 (reported on 1.2% of returns)
Here:  $7,526
New York:  $19,016

Total itemized deductions: $18,454 (1% of AGI, reported on 44.7% of returns)
Here:  $18,454
State:  $25,864
(% of AGI for various income ranges: 8.7% for AGIs $10k-25k, 12.0% for AGIs $25k-50k, 15.5% for AGIs $50k-75k, 16.7% for AGIs $75k-100k, 16.2% for AGIs over 100k)

Charity contributions deductions: $2,367 (2.6% of AGI, reported on 41.2% of returns)
Here:  $2,367
New York:  $4,439

Here:  2.6% of AGI
State:  3.6% of AGI
(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Total tax: $7,380 (reported on 84.8% of returns)
12196:  $7,380
State:  $11,730
(% of AGI for various income ranges: 3.6% for AGIs below $10k, 5.3% for AGIs $10k-25k, 7.6% for AGIs $25k-50k, 8.9% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 15.3% for AGIs over 100k)

Earned income credit: $1,402 (reported on 7.0% of returns)
Here:  $1,402
State:  $1,757
(% of AGI for various income ranges: 3.0% for AGIs below $10k, 2.3% for AGIs $10k-25k, 0.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 51.4%
Here:  51%
State:  67%
(% for various income ranges: 35.3% for AGIs below $10k, 49.0% for AGIs $10k-25k, 57.4% for AGIs $25k-50k, 56.6% for AGIs $50k-75k, 57.6% for AGIs $75k-100k, 51.9% for AGIs over 100k)


Estimated median household income in 2007: $66,848
This zip code:  $66,848
New York:  $53,514
West Sand Lake, NY (12196) map

Nearest zip codes: 12198, 12061, 12063, 12140, 12018, 12144.


Percentage of family households:
This zip code:  74.4%
Whole state:  65.7%

Percentage of households with unmarried partners:
This zip code:  6.2%
Whole state:  5.4%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.2% of all households
  • Gay men: 0.2% of all households

Housing units in zip code 12196 with a mortgage: 473 (0 second mortgage, 94 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 262


Median monthly owner costs for units with a mortgage: $1,699

Median monthly owner costs for units without a mortgage: $487

Residents with income below the poverty level in 2007:
This zip code:  6.3%
Whole state:  13.7%

Residents with income below 50% of the poverty level in 2007:
This zip code:  2.1%
Whole state:  6.1%

Median number of rooms in houses and condos:
Here:  6.9
State:  6.3

Median number of rooms in apartments:
Here:  3.9
State:  3.6


Zip code 12196 close-up map

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Notable locations in this zip code not listed on our city pages:

Lake: Mud Lake (A). Display/hide its location on the map

 

Year house built:
  • 1999 to March 2000: 9
  • 1995 to 1998: 136
  • 1990 to 1994: 46
  • 1980 to 1989: 140
  • 1970 to 1979: 141
  • 1960 to 1969: 174
  • 1950 to 1959: 126
  • 1940 to 1949: 68
  • 1939 or earlier: 270



Zip code 12196 satellite photo by USGS


Bedrooms in owner-occupied houses in West Sand Lake, NY (12196):
  • no bedroom: 0
  • 1 bedrooms: 11
  • 2 bedrooms: 96
  • 3 bedrooms: 475
  • 4 bedrooms: 234
  • 5 or more bedrooms: 50


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 0
  • 1 bedrooms: 79
  • 2 bedrooms: 106
  • 3 bedrooms: 19
  • 4 bedrooms: 0
  • 5 or more bedrooms: 0



Vehicles available in 12196 zip code in owner-occupied houses/condos:
  • no vehicle: 34
  • 1 vehicle: 264
  • 2 vehicles: 332
  • 3 vehicles: 170
  • 4 vehicles: 40
  • 5 or more vehicles: 26


Vehicles available in renter-occupied apartments:
  • no vehicle: 38
  • 1 vehicle: 77
  • 2 vehicles: 73
  • 3 vehicles: 16
  • 4 vehicles: 0
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 12196 household income distribution in 2007

Zip code 12196 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 12196:

  • $60,000 to $69,999: 5
  • $70,000 to $79,999: 3
  • $80,000 to $89,999: 4
  • $90,000 to $99,999: 7
  • $100,000 to $124,999: 14
  • $125,000 to $149,999: 25
  • $150,000 to $174,999: 71
  • $175,000 to $199,999: 103
  • $200,000 to $249,999: 142
  • $250,000 to $299,999: 176
  • $300,000 to $399,999: 203
  • $400,000 to $499,999: 73
  • $500,000 to $749,999: 40
  • $750,000 to $999,999: 14
  • $1,000,000 or more: 2
 



12196 rent paid by renters


Rent paid by renters in 2007 in zip code 12196:

  • $100 to $149: 13
  • $200 to $249: 17
  • $250 to $299: 5
  • $350 to $399: 9
  • $450 to $499: 14
  • $500 to $549: 31
  • $550 to $599: 8
  • $600 to $649: 13
  • $650 to $699: 5
  • $700 to $749: 8
 


Median price asked for vacant for-sale houses and condos in 2007: $0.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $276,233

Estimated median house or condo value in 2007: $248,675 (it was $128,700 in 2000)
12196:  $248,675
New York:  $311,000
Lower value quartile - upper value quartile: $128,068 - $339,359

Mean price in 2007:
Detached houses: $256,612
Here:  $256,612
State:  $352,556

In 2-unit structures: $268,246
Here:  $268,246
State:  $482,362

Mobile homes: $45,938
Here:  $45,938
State:  $40,766


Owners and renters by unit type in %


Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 841
  • One, attached: 9
  • Two: 130
  • 3 or 4: 41
  • 5 to 9: 40
  • 20 to 49: 19
  • Mobile homes: 30
12196 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 1,308 (86%)
  • Carpooled: 123 (8%)
  • Bus or trolley bus: 8 (1%)
  • Walked: 8 (1%)
  • Other means: 15 (1%)
  • Worked at home: 65 (4%)
 

12196 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 12
  • 5 to 9 minutes: 90
  • 10 to 14 minutes: 58
  • 15 to 19 minutes: 244
  • 20 to 24 minutes: 353
  • 25 to 29 minutes: 215
  • 30 to 34 minutes: 345
  • 35 to 39 minutes: 47
  • 40 to 44 minutes: 33
  • 45 to 59 minutes: 46
  • 60 to 89 minutes: 0
  • 90 or more minutes: 19
 

Percentage of zip code residents living and working in this county: 37.9%


Household type by relationship
Households: 2,775

  • In family households: 2,369 (532 male householders, 215 female householders)
    594 spouses, 899 children (754 natural, 46 adopted, 99 stepchildren), 70 grandchildren, 0 brothers or sisters, 0 parents, 12 other relatives, 47 non-relatives
  • In nonfamily households: 406 (142 male householders (100 living alone)), 189 female householders (172 living alone)), 75 nonrelatives
  • In group quarters: 8 (0 institutionalized population)

Size of family households: 267 2-persons, 218 3-persons, 198 4-persons, 33 5-persons, 27 6-persons, 4 7-or-more-persons.

Size of nonfamily households: 272 1-person, 40 2-persons, 19 3-persons.

555 married couples with children.
136 single-parent households (42 men, 94 women).

97.3% of residents of 12196 zip code speak English at home.
0.6% of residents speak Spanish at home (100% very well).
1.5% of residents speak other Indo-European language at home (77% very well, 23% not well).
0.2% of residents speak Asian or Pacific Island language at home (100% very well).
0.4% of residents speak other language at home (100% very well).

Foreign born population: 70 (2.5%)
(71.4% of them are naturalized citizens)

This zip code:  2.5%
Whole state:  20.4%

Most common places of birth for the foreign-born residents:



  • Other Western Europe (21%)
  • Korea (17%)
  • China, excluding Hong Kong and Taiwan (16%)
  • Poland (14%)
  • United Kingdom (11%)
  • Germany (10%)
  • Other Western Asia (10%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 23
  • 1990 to 1994: 0
  • 1985 to 1989: 0
  • 1980 to 1984: 0
  • 1975 to 1979: 7
  • 1970 to 1974: 0
  • 1970 to 1974: 8
  • 1965 to 1969: 32

White population: 2,802
Black population: 5
American Indian population: 3
Asian population: 20
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 3
Two or more races population: 8

Zip code 12196 races chart


First ancestries reported:

 German: 343
 English: 314
 Irish: 301
 Italian: 282
 United States or American: 221
 French (except Basque): 123
 Polish: 106
 Other groups: 89
 French Canadian: 63
 Dutch: 59
 Greek: 37
 Northern European: 32
 West Indian (excluding Hispanic groups):: 27
 Jamaican: 27
 Scotch-Irish: 26
 Ukrainian: 24
 Swedish: 23
 Russian: 22
 British: 21
 Scottish: 21
 Scandinavian: 20
 Welsh: 17
 Hungarian: 9
 Swiss: 9
 Canadian: 8
 Norwegian: 8
 Portuguese: 6



Zip code 12196 topographic map


Median worth of mobile homes: $55,609

Zip code 12196 marital status for males
Zip code 12196 marital status for females


Most commonly used house heating fuel:
  • Fuel oil, kerosene, etc. (67%)
  • Electricity (13%)
  • Utility gas (8%)
  • Bottled, tank, or LP gas (6%)
  • Wood (5%)
  • Coal or coke (1%)


Place of birth for U.S.-born residents:

  • This state: 2434
  • Northeast: 179
  • Midwest: 37
  • South: 41
  • West: 22

70% of the 12196 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 65% lived in this county.
   Out of people who lived in different counties, 83% lived in New York.

Population in 1990: 2,511. Population change in the 1990s: +330 (+13.1%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
Here:  0.0%
New York:  14.0%

Students in private schools in grades 9 to 12 (high school): 53
Here:  29.3%
New York:  13.2%

Students in private undergraduate colleges: 83
Here:  61.0%
New York:  38.2%


Educational Attainment

School Enrollment by Level of School


Class of Workers


Top industries in this zip code by the number of employees in 2005:

  • Professional, Scientific, and Technical Services: Payroll Services (50-99 employees: 1 establishment)
  • Accommodation and Food Services: Full-Service Restaurants (10-19: 1, 1-4: 1)
  • Other Services (except Public Administration): Religious Organizations (10-19: 1, 1-4: 1)
  • Health Care and Social Assistance: Outpatient Mental Health and Substance Abuse Centers (10-19: 1)
  • Other Services (except Public Administration): General Automotive Repair (10-19: 1)
  • Accommodation and Food Services: Limited-Service Restaurants (5-9: 2)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (5-9: 1, 1-4: 2)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




7 people in homes for the mentally retarded

Fatal accident statistics in 2006
  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans		B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)		G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$162,82358$198,20261$154,17612$49,1715$205,3241$60,210
APPLICATIONS APPROVED, NOT ACCEPTED0$06$237,91210$158,9274$51,6501$318,1201$42,710
APPLICATIONS DENIED1$279,47015$186,93833$173,60012$48,0282$328,9003$42,873
APPLICATIONS WITHDRAWN1$129,2304$159,98316$162,1922$95,9350$00$0
FILES CLOSED FOR INCOMPLETENESS0$02$202,9955$223,9922$99,9700$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0522.02 , 0524.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans		B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED11$228,7125$243,7621$297,820
APPLICATIONS APPROVED, NOT ACCEPTED3$296,6932$214,7900$0
APPLICATIONS DENIED1$133,8400$00$0
APPLICATIONS WITHDRAWN0$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0522.02 , 0524.02

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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