Profiles Schenectady, NY (12304) houses, apartments, residents, cars, jobs...
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Cities: Schenectady, NY (47.58%) , Rotterdam, NY (3.45%) Counties: Schenectady County, NY (66.14%) , Albany County, NY (33.86%) Zip code population in 2010: 9,295
Zip code population (2000): 20,969
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Houses and condos: 10,022
Renter-occupied apartments: 3,507% of renters here:
40%State:
45%
Mar. 2012 cost of living index in zip code 12304: 91.0 (less than average, U.S. average is 100)
Land area: 6.8 sq. mi.
Water area: 0.0 sq. mi.
Population density: 1,364 people per square mile (low).
Real estate property taxes paid for housing units in 2010:
This zip code:
2.2% ($3,632)New York:
1.3% ($3,937)
Median real estate property taxes paid for housing units with mortgages in 2010: $3,826 (2.3%)
Median real estate property taxes paid for housing units with no mortgage in 2010: $3,256 (2.1%)
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Males: 10,044 (46.2%)Females: 11,676 (53.8%)
Data:
Median household income ($)
Median household income (% change since 2000)
Median family income ($)
Median family income (% change since 2000)
Median non-family income ($)
Median non-family income (% change since 2000)
Median per capita income ($)
Median per capita income (% change since 2000)
Median resident age
Median resident age - Males
Median resident age - Females
Unemployment (%)
Unemployment (% change since 2000)
Commute - mean travel time to work (minutes)
Population density (people per square mile)
Household density (households per square mile)
Population - Males (%)
Population - Females (%)
Population in households (%)
Average household size
Family households (%)
Nonfamily households (%)
Family households with own children (%)
Households with people 60 years and over (%)
Households with people 65 years and over (%)
Households with people 75 years and over (%)
Households with one or more nonrelatives (%)
Households with no nonrelatives (%)
Population in families (%)
Average family size
Occupied housing units (%)
Vacant housing units (%)
Owner occupied housing units (%)
Renter occupied housing units (%)
Marital status - Never married (%)
Marital status - Now married (%)
Marital status - Separated (%)
Marital status - Widowed (%)
Marital status - Divorced (%)
Likely homosexual households (%)
Likely homosexual households (% change since 2000)
Likely homosexual households - Lesbian couples (%)
Likely homosexual households - Lesbian couples (% change since 2000)
Likely homosexual households - Gay men (%)
Likely homosexual households - Gay men (% change since 2000)
Races - White alone (%)
Races - White alone (% change since 2000)
Races - Black alone (%)
Races - Black alone (% change since 2000)
Races - American Indian alone (%)
Races - American Indian alone (% change since 2000)
Races - Asian alone (%)
Races - Asian alone (% change since 2000)
Races - Hispanic (%)
Races - Hispanic (% change since 2000)
Races - Native Hawaiian and Other Pacific Islander alone (%)
Races - Native Hawaiian and Other Pacific Islander alone (% change since 2000)
Races - Two or more races(%)
Races - Two or more races(% change since 2000)
Races - Other race alone (%)
Races - Other race alone (% change since 2000)
Median house or condo value ($)
Median house or condo value ($ change since 2000)
Mean house or condo value by units in structure - 1, detached ($)
Mean house or condo value by units in structure - 1, attached ($)
Mean house or condo value by units in structure - 2 ($)
Mean house or condo value by units in structure by units in structure - 3 or 4 ($)
Mean house or condo value by units in structure - 5 or more ($)
Mean house or condo value by units in structure - Boat, RV, van, etc. ($)
Mean house or condo value by units in structure - Mobile home ($)
Median contract rent ($)
Median gross rent ($)
Median monthly housing costs ($)
Median household income for houses/condos with a mortgage ($)
Median household income for apartments without a mortgage ($)
Houses occupied (%)
Houses owner occupied (%)
Houses renter occupied (%)
Mortgage status - with mortgage (%)
Mortgage status - with second mortgage (%)
Mortgage status - with home equity loan (%)
Mortgage status - with both second mortgage and home equity loan (%)
Mortgage status - without a mortgage (%)
Median year house/condo built
Median year apartment built
Median number of rooms in houses and condos
Median number of rooms in apartments
House/condo owner moved in on average (years ago)
Renter moved in on average (years ago)
Housing units lacking complete plumbing facilities (%)
Housing units lacking complete kitchen facilities (%)
Vacancy status - For rent (%)
Vacancy status - For sale only (%)
Vacancy status - Rented or sold, not occupied (%)
Vacancy status - For seasonal, recreational, or occasional use (%)
Vacancy status - For migrant workers (%)
Vacancy status - Other vacant (%)
Housing units in structures - 1, detached (%)
Housing units in structures - 1, attached (%)
Housing units in structures - 2 (%)
Housing units in structures - 3 or 4 (%)
Housing units in structures - 5 to 9 (%)
Housing units in structures - 10 to 19 (%)
Housing units in structures - 20 to 49 (%)
Housing units in structures - 50 or more (%)
Housing units in structures - Mobile home (%)
Housing units in structures - Boat, RV, van, etc. (%)
Year house built - Built 2005 or later (%)
Year house built - Built 2000 to 2004 (%)
Year house built - Built 1990 to 1999 (%)
Year house built - Built 1980 to 1989 (%)
Year house built - Built 1970 to 1979 (%)
Year house built - Built 1960 to 1969 (%)
Year house built - Built 1950 to 1959 (%)
Year house built - Built 1940 to 1949 (%)
Year house built - Built 1939 or earlier (%)
Year householder moved into unit - Moved in 1999 to March 2000 (%)
Year householder moved into unit - Moved in 1995 to 1998 (%)
Year householder moved into unit - Moved in 1990 to 1994 (%)
Year householder moved into unit - Moved in 1980 to 1989 (%)
Year householder moved into unit - Moved in 1970 to 1979 (%)
Year householder moved into unit - Moved in 1969 or earlier (%)
Residents speaking English at home (%)
Residents speaking English at home - Born in the United States (%)
Residents speaking English at home - Native, born elsewhere (%)
Residents speaking English at home - Foreign born (%)
Residents speaking Spanish at home (%)
Residents speaking Spanish at home - Born in the United States (%)
Residents speaking Spanish at home - Native, born elsewhere (%)
Residents speaking Spanish at home - Foreign born (%)
Residents speaking other language at home (%)
Residents speaking other language at home - Born in the United States (%)
Residents speaking other language at home - Native, born elsewhere (%)
Residents speaking other language at home - Foreign born (%)
Geographical mobility - Same house 1 year ago (%)
Geographical mobility - Moved within same county (%)
Geographical mobility - Moved from different county within same state (%)
Geographical mobility - Moved from different state (%)
Geographical mobility - Moved from abroad (%)
Residents with income below the poverty level (%)
Residents with income below 50% of the poverty level (%)
Children below poverty level (%)
Poor families by family type - Married-couple family (%)
Poor families by family type - Male, no wife present (%)
Poor families by family type - Female, no husband present (%)
Poverty status for native-born residents (%)
Poverty status for foreign-born residents (%)
Poverty among high school graduates not in families (%)
Poverty among people who did not graduate high school not in families (%)
Place of birth - Born in state of residence (%)
Place of birth - Born in other state (%)
Place of birth - Native, outside of US (%)
Place of birth - Foreign born (%)
People in Group quarters - Institutionalized population (%)
People in Group quarters - Correctional institutions (%)
People in Group quarters - Federal prisons and detention centers (%)
People in Group quarters - Halfway houses (%)
People in Group quarters - Local jails and other confinement facilities (including police lockups) (%)
People in Group quarters - Military disciplinary barracks (%)
People in Group quarters - State prisons (%)
People in Group quarters - Other types of correctional institutions (%)
People in Group quarters - Nursing homes (%)
People in Group quarters - Hospitals/wards, hospices, and schools for the handicapped (%)
People in Group quarters - Hospitals/wards and hospices for chronically ill (%)
People in Group quarters - Hospices or homes for chronically ill (%)
People in Group quarters - Military hospitals or wards for chronically ill (%)
People in Group quarters - Other hospitals or wards for chronically ill (%)
People in Group quarters - Hospitals or wards for drug/alcohol abuse (%)
People in Group quarters - Mental (Psychiatric) hospitals or wards (%)
People in Group quarters - Schools, hospitals, or wards for the mentally retarded (%)
People in Group quarters - Schools, hospitals, or wards for the physically handicapped (%)
People in Group quarters - Institutions for the deaf (%)
People in Group quarters - Institutions for the blind (%)
People in Group quarters - Orthopedic wards and institutions for the physically handicapped (%)
People in Group quarters - Wards in general hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Wards in military hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Juvenile institutions (%)
People in Group quarters - Long-term care (%)
People in Group quarters - Homes for abused, dependent, and neglected children (%)
People in Group quarters - Residential treatment centers for emotionally disturbed children (%)
People in Group quarters - Training schools for juvenile delinquents (%)
People in Group quarters - Short-term care, detention or diagnostic centers for delinquent children (%)
People in Group quarters - Type of juvenile institution unknown (%)
People in Group quarters - Noninstitutionalized population (%)
People in Group quarters - College dormitories (includes college quarters off campus) (%)
People in Group quarters - Military quarters (%)
People in Group quarters - On base (%)
People in Group quarters - Barracks, unaccompanied personnel housing (UPH), (Enlisted/Officer) (%)
People in Group quarters - Transient quarters for temporary residents (%)
People in Group quarters - Military ships (%)
People in Group quarters - Group homes (%)
People in Group quarters - Homes or halfway houses for drug/alcohol abuse (%)
People in Group quarters - Homes for the mentally ill (%)
People in Group quarters - Homes for the mentally retarded (%)
People in Group quarters - Homes for the physically handicapped (%)
People in Group quarters - Other group homes (%)
People in Group quarters - Religious group quarters (%)
People in Group quarters - Dormitories (%)
People in Group quarters - Agriculture workers' dormitories on farms (%)
People in Group quarters - Job Corps and vocational training facilities (%)
People in Group quarters - Other workers' dormitories (%)
People in Group quarters - Crews of maritime vessels (%)
People in Group quarters - Other nonhousehold living situations (%)
People in Group quarters - Other noninstitutional group quarters (%)
Ancestries Reported - Arab (%)
Ancestries Reported - Czech (%)
Ancestries Reported - Danish (%)
Ancestries Reported - Dutch (%)
Ancestries Reported - English (%)
Ancestries Reported - French (%)
Ancestries Reported - French Canadian (%)
Ancestries Reported - German (%)
Ancestries Reported - Greek (%)
Ancestries Reported - Hungarian (%)
Ancestries Reported - Irish (%)
Ancestries Reported - Italian (%)
Ancestries Reported - Lithuanian (%)
Ancestries Reported - Norwegian (%)
Ancestries Reported - Polish (%)
Ancestries Reported - Portuguese (%)
Ancestries Reported - Russian (%)
Ancestries Reported - Scotch-Irish (%)
Ancestries Reported - Scottish (%)
Ancestries Reported - Slovak (%)
Ancestries Reported - Subsaharan African (%)
Ancestries Reported - Swedish (%)
Ancestries Reported - Swiss (%)
Ancestries Reported - Ukrainian (%)
Ancestries Reported - United States (%)
Ancestries Reported - Welsh (%)
Ancestries Reported - West Indian (%)
Ancestries Reported - Other (%)
Common Industries - Agriculture, forestry, fishing and hunting, and mining (%)
Common Industries - Agriculture, forestry, fishing and hunting (%)
Common Industries - Mining, quarrying, and oil and gas extraction (%)
Common Industries - Construction (%)
Common Industries - Manufacturing (%)
Common Industries - Wholesale trade (%)
Common Industries - Retail trade (%)
Common Industries - Transportation and warehousing, and utilities (%)
Common Industries - Transportation and warehousing (%)
Common Industries - Utilities (%)
Common Industries - Information (%)
Common Industries - Finance and insurance, and real estate and rental and leasing (%)
Common Industries - Finance and insurance (%)
Common Industries - Real estate and rental and leasing (%)
Common Industries - Professional, scientific, and management, and administrative and waste management services (%)
Common Industries - Professional, scientific, and technical services (%)
Common Industries - Management of companies and enterprises (%)
Common Industries - Administrative and support and waste management services (%)
Common Industries - Educational services, and health care and social assistance (%)
Common Industries - Educational services (%)
Common Industries - Health care and social assistance (%)
Common Industries - Arts, entertainment, and recreation, and accommodation and food services (%)
Common Industries - Arts, entertainment, and recreation (%)
Common Industries - Accommodation and food services (%)
Common Industries - Other services, except public administration (%)
Common Industries - Public administration (%)
Common Occupations - Management, professional, and related occupations (%)
Common Occupations - Management, business, and financial occupations (%)
Common Occupations - Management occupations (%)
Common Occupations - Business and financial operations occupations (%)
Common Occupations - Professional and related occupations (%)
Common Occupations - Computer and mathematical occupations (%)
Common Occupations - Architecture and engineering occupations (%)
Common Occupations - Life, physical, and social science occupations (%)
Common Occupations - Community and social services occupations (%)
Common Occupations - Legal occupations (%)
Common Occupations - Education, training, and library occupations (%)
Common Occupations - Arts, design, entertainment, sports, and media occupations (%)
Common Occupations - Healthcare practitioner and technical occupations (%)
Common Occupations - Health diagnosing and treating practitioners and other technical occupations (%)
Common Occupations - Health technologists and technicians (%)
Common Occupations - Service occupations (%)
Common Occupations - Healthcare support occupations (%)
Common Occupations - Protective service occupations (%)
Common Occupations - Fire fighting and prevention, and other protective service workers(%)
Common Occupations - Law enforcement workers including supervisors (%)
Common Occupations - Food preparation and serving related occupations (%)
Common Occupations - Building and grounds cleaning and maintenance occupations (%)
Common Occupations - Personal care and service occupations (%)
Common Occupations - Sales and office occupations (%)
Common Occupations - Sales and related occupations (%)
Common Occupations - Office and administrative support occupations (%)
Common Occupations - Farming, fishing, and forestry occupations (%)
Common Occupations - Construction, extraction, maintenance, and repair occupations (%)
Common Occupations - Construction and extraction occupations (%)
Common Occupations - Installation, maintenance, and repair occupations (%)
Common Occupations - Production, transportation, and material moving occupations (%)
Common Occupations - Production occupations (%)
Common Occupations - Transportation and material moving occupations (%)
Common Occupations - Supervisors, transportation and material moving workers(%)
Common Occupations - Motor vehicle operators (%)
Common Occupations - Material moving workers (%)
Class of Workers - Employee of private company (%)
Class of Workers - Self-employed in own incorporated business (%)
Class of Workers - Private not-for-profit wage and salary workers (%)
Class of Workers - Local government workers (%)
Class of Workers - State government workers (%)
Class of Workers - Federal government workers (%)
Class of Workers - Self-employed workers in own not incorporated business and Unpaid family workers (%)
Means of transportation to work - Drove car alone (%)
Means of transportation to work - Carpooled (%)
Means of transportation to work - Public transportation (%)
Means of transportation to work - Bus or trolley bus (%)
Means of transportation to work - Streetcar or trolley car (%)
Means of transportation to work - Subway or elevated (%)
Means of transportation to work - Railroad (%)
Means of transportation to work - Ferryboat (%)
Means of transportation to work - Taxicab (%)
Means of transportation to work - Motorcycle (%)
Means of transportation to work - Bicycle (%)
Means of transportation to work - Walked (%)
Means of transportation to work - Other means (%)
Working at home (%)
Educational Attainment - No schooling completed (%)
Educational Attainment - Less than high school (%)
Educational Attainment - High school or equivalent (%)
Educational Attainment - Less than 1 year of college (%)
Educational Attainment - 1 or more years of college (%)
Educational Attainment - Associate degree (%)
Educational Attainment - Bachelor's degree (%)
Educational Attainment - Master's degree (%)
Educational Attainment - Professional school degree (%)
Educational Attainment - Doctorate degree (%)
School Enrollment - Nursery, preschool (%)
School Enrollment - Kindergarten (%)
School Enrollment - Grade 1 to 4 (%)
School Enrollment - Grade 5 to 8 (%)
School Enrollment - Grade 9 to 12 (%)
School Enrollment - College undergrad (%)
School Enrollment - Graduate or professional (%)
School Enrollment - Not enrolled in school (%)
Houses
Urban houses (%)
Rural houses (%)
House heating fuel used in houses and condos - Utility gas (%)
House heating fuel used in houses and condos - Bottled, tank, or LP gas (%)
House heating fuel used in houses and condos - Electricity (%)
House heating fuel used in houses and condos - Fuel oil, kerosene, etc. (%)
House heating fuel used in houses and condos - Coal or coke (%)
House heating fuel used in houses and condos - Wood (%)
House heating fuel used in houses and condos - Solar energy (%)
House heating fuel used in houses and condos - Other fuel (%)
House heating fuel used in houses and condos - No fuel used (%)
House heating fuel used in apartments - Utility gas (%)
House heating fuel used in apartments - Bottled, tank, or LP gas (%)
House heating fuel used in apartments - Electricity (%)
House heating fuel used in apartments - Fuel oil, kerosene, etc. (%)
House heating fuel used in apartments - Coal or coke (%)
House heating fuel used in apartments - Wood (%)
House heating fuel used in apartments - Solar energy (%)
House heating fuel used in apartments - Other fuel (%)
House heating fuel used in apartments - No fuel used (%)
Armed forces status - In Armed Forces (%)
Armed forces status - Civilian (%)
Armed forces status - Civilian - Veteran (%)
Armed forces status - Civilian - Nonveteran (%)
Median household income ($) - White
Median household income ($) - Black or African American
Median household income ($) - Asian
Median household income ($) - Hispanic or Latino
Median household income ($) - American Indian and Alaska Native
Median household income ($) - Multirace
Median household income ($) - Other
Median family income ($) - White
Median family income ($) - Black or African American
Median family income ($) - Asian
Median family income ($) - Hispanic or Latino
Median family income ($) - American Indian and Alaska Native
Median family income ($) - Multirace
Median family income ($) - Other
Unemployment (%) - White
Unemployment (%) - Black or African American
Unemployment (%) - Asian
Unemployment (%) - Hispanic or Latino
Unemployment (%) - American Indian and Alaska Native
Unemployment (%) - Multirace
Unemployment (%) - Other
Median house or condo value ($) - White
Median house or condo value ($) - Black or African American
Median house or condo value ($) - Asian
Median house or condo value ($) - Hispanic or Latino
Median house or condo value ($) - American Indian and Alaska Native
Median house or condo value ($) - Multirace
Median house or condo value ($) - Other
Population - Males (%) - White
Population - Males (%) - Black or African American
Population - Males (%) - Asian
Population - Males (%) - Hispanic or Latino
Population - Males (%) - American Indian and Alaska Native
Population - Males (%) - Multirace
Population - Males (%) - Other
Population - Females (%) - White
Population - Females (%) - Black or African American
Population - Females (%) - Asian
Population - Females (%) - Hispanic or Latino
Population - Females (%) - American Indian and Alaska Native
Population - Females (%) - Multirace
Population - Females (%) - Other
Residents with income below the poverty level (%) - White
Residents with income below the poverty level (%) - Black or African American
Residents with income below the poverty level (%) - Asian
Residents with income below the poverty level (%) - Hispanic or Latino
Residents with income below the poverty level (%) - American Indian and Alaska Native
Residents with income below the poverty level (%) - Multirace
Residents with income below the poverty level (%) - Other
Median resident age - White
Median resident age - Black or African American
Median resident age - Asian
Median resident age - Hispanic or Latino
Median resident age - American Indian and Alaska Native
Median resident age - Multirace
Median resident age - Other
Median resident age - Males - White
Median resident age - Males - Black or African American
Median resident age - Males - Asian
Median resident age - Males - Hispanic or Latino
Median resident age - Males - American Indian and Alaska Native
Median resident age - Males - Multirace
Median resident age - Males - Other
Median resident age - Females - White
Median resident age - Females - Black or African American
Median resident age - Females - Asian
Median resident age - Females - Hispanic or Latino
Median resident age - Females - American Indian and Alaska Native
Median resident age - Females - Multirace
Median resident age - Females - Other
Average household size - White
Average household size - Black or African American
Average household size - Asian
Average household size - Hispanic or Latino
Average household size - American Indian and Alaska Native
Average household size - Multirace
Average household size - Other
Average family size - White
Average family size - Black or African American
Average family size - Asian
Average family size - Hispanic or Latino
Average family size - American Indian and Alaska Native
Average family size - Multirace
Average family size - Other
Urban population: 9,193
Rural population: 101
Estimated median house/condo value in 2010: $166,817
12304:
$166,817New York:
$304,100
According to our research of New York and other state lists there were 34 registered sex offenders living in 12304 zip code as of May 19, 2013.The ratio of number of residents in zip code 12304 to the number of sex offenders is 639 to 1.
Median resident age: This zip code:
41.8 yearsNew York median age:
37.9 years
Average household size: This zip code:
2.5 peopleNew York:
2.6 people
Averages for the 2004 tax year for zip code 12304, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $34,028 (Individual Income Tax Returns)
Here:
$34,028State:
$59,519
Salary/wage: $32,595 (reported on 85.1% of returns )
Here:
$32,595State:
$50,673
(% of AGI for various income ranges: 87.5% for AGIs below $10k , 77.5% for AGIs $10k-25k , 83.2% for AGIs $25k-50k , 82.5% for AGIs $50k-75k , 85.9% for AGIs $75k-100k , 75.7% for AGIs over 100k )
Taxable interest for individuals: $996 (reported on 46.3% of returns )
This zip code:
$996New York:
$2,377
(% of AGI for various income ranges: 3.3% for AGIs below $10k , 1.7% for AGIs $10k-25k , 1.2% for AGIs $25k-50k , 1.0% for AGIs $50k-75k , 1.1% for AGIs $75k-100k , 1.6% for AGIs over 100k )
Taxable dividends: $2,305 (reported on 21.5% of returns )
(% of AGI for various income ranges: 2.5% for AGIs below $10k , 1.9% for AGIs $10k-25k , 1.2% for AGIs $25k-50k , 1.4% for AGIs $50k-75k , 1.0% for AGIs $75k-100k , 1.9% for AGIs over 100k )
Net capital gain/loss: +$3,672 (reported on 13.8% of returns )
Here:
+$3,672State:
+$23,581
(% of AGI for various income ranges: -1.1% for AGIs below $10k , 0.3% for AGIs $10k-25k , 0.4% for AGIs $25k-50k , 1.1% for AGIs $50k-75k , 1.1% for AGIs $75k-100k , 5.9% for AGIs over 100k )
Profit/loss from business: +$6,018 (reported on 9.2% of returns )
Here:
+$6,018State:
+$13,809
(% of AGI for various income ranges: 1.2% for AGIs below $10k , 3.0% for AGIs $10k-25k , 1.4% for AGIs $25k-50k , 1.1% for AGIs $50k-75k , 1.2% for AGIs $75k-100k , 1.9% for AGIs over 100k )
IRA payment deduction: $2,661 (reported on 1.9% of returns )
12304:
$2,661New York:
$3,115
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k , 0.2% for AGIs $25k-50k , 0.2% for AGIs $50k-75k , 0.1% for AGIs $75k-100k , 0.1% for AGIs over 100k )
Self-employed pension: $5,611 (reported on 0.2% of returns )
Here:
$5,611New York:
$19,016
Total itemized deductions: $15,059 (24% of AGI, reported on 27.6% of returns )
Here:
$15,059State:
$25,864
Here:
24.1% of AGIState:
21.9% of AGI
(% of AGI for various income ranges: 7.0% for AGIs below $10k , 5.9% for AGIs $10k-25k , 13.0% for AGIs $25k-50k , 13.5% for AGIs $50k-75k , 14.4% for AGIs $75k-100k , 13.7% for AGIs over 100k )
Charity contributions deductions: $1,853 (3% of AGI, reported on 23.8% of returns )
Here:
2.8% of AGIState:
3.6% of AGI
(% of AGI for various income ranges: 0.3% for AGIs below $10k , 0.5% for AGIs $10k-25k , 1.1% for AGIs $25k-50k , 1.5% for AGIs $50k-75k , 1.9% for AGIs $75k-100k , 1.7% for AGIs over 100k )
Total tax: $4,194 (reported on 71.1% of returns )
12304:
$4,194State:
$11,730
(% of AGI for various income ranges: 2.0% for AGIs below $10k , 3.6% for AGIs $10k-25k , 7.0% for AGIs $25k-50k , 9.2% for AGIs $50k-75k , 10.4% for AGIs $75k-100k , 15.6% for AGIs over 100k )
Earned income credit: $1,806 (reported on 21.8% of returns )
Percentage of individuals using paid preparers for their 2004 taxes: 60.6%
(% for various income ranges: 57.6% for AGIs below $10k , 64.0% for AGIs $10k-25k , 59.8% for AGIs $25k-50k , 58.9% for AGIs $50k-75k , 58.3% for AGIs $75k-100k , 64.0% for AGIs over 100k )
Estimated median household income in 2010: This zip code:
$54,460New York:
$55,217
Nearest zip codes: 12303 , 12309 , 12307 , 12308 , 12305 , 12084 .
Rotterdam Zip Code Map
Percentage of family households: This zip code:
45.3%New York:
49.7%
Housing units in zip code 12304 with a mortgage: 3,474 (317 second mortgage , 618 home equity loan , 144 both second mortgage and home equity loan )
Houses without a mortgage: 1,746Median monthly owner costs for units with a mortgage: $1,465
Median monthly owner costs for units without a mortgage: $606
Residents with income below the poverty level in 2010:
This zip code:
24.1%Whole state:
14.4%
Residents with income below 50% of the poverty level in 2010:
This zip code:
16.1%Whole state:
7.9%
Median number of rooms in houses and condos:
Median number of rooms in apartments:
Click to draw/clear zip code borders
Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 12304: Kings Road Industrial Park (A) , Stanford Golf Course (B) , Schenectady Stadium (C) , Children's Home of Schenectady (D) , Silverhaven Nursing Home (E) , Hallmark Nursing Home (F) , Woodlawn Branch Schenectady County Public Library (G) , Schenectady Municipal Golf Course Club House (H) , Ingersoll Memorial Home for Aged Men (I) , Schenectady Fire Station Number 10 (J) , Schenectady City Board of Education Offices (K) , Kingsway Arms Nursing Center (L) , Kingsway Manor Assisted Living Center (M) , Schenectady County Public Library Duane Branch (N) , Stanford Heights Fire Department (O) , Schenectady Fire Department Station 2 (P) . Display/hide their locations on the map
Shopping Centers: Mohawk Mall Shopping Center (1) , Woodlawn Plaza Shopping Center (2) , Crosstown Plaza Shopping Center (3) . Display/hide their locations on the map
Churches in zip code 12304 include: Stanford United Methodist Church (A) , Church of the Nazarene (B) , Calvary Tabernacle Church (C) , Saint Paul The Apostle Roman Catholic Church (D) , Tabernacle Baptist Church (E) , Trinity Lutheran Church (F) , Pilgrim Congregational Church (G) , Saint Lukes Roman Catholic Church (H) , Stanford Heights Baptist Church (I) . Display/hide their locations on the map
Cemeteries: Saint Joseph Cemetery (1) , Parkview Cemetery (2) , Evergreen Memorial Cemetery (3) , Czestochwskiej Cemetery (4) , Holy Name Cemetery (5) , Zion Cemetery (6) . Display/hide their locations on the map
Lake: Iroquois Lake (A) . Display/hide its location on the map
Parks in zip code 12304 include: Ingersol Memorial for Aged Men (1) , Everett T Grout Athletic Field (2) . Display/hide their locations on the map
Year house built
2005 or later: 483
2000 to 2004: 551
1990 to 1999: 965
1980 to 1989: 666
1970 to 1979: 1,318
1960 to 1969: 834
1950 to 1959: 1,292
1940 to 1949: 916
1939 or earlier: 4,196
Estimated household income distribution in 2009:
Estimate of home value of owner-occupied houses/condos in 2010 in zip code 12304:
Less than $10,000: 244
$10,000 to $14,999: 416
$15,000 to $19,999: 14
$20,000 to $24,999: 418
$25,000 to $29,999: 86
$30,000 to $34,999: 172
$35,000 to $39,999: 389
$40,000 to $49,999: 191
$50,000 to $59,999: 237
$60,000 to $69,999: 335
$70,000 to $79,999: 602
$80,000 to $89,999: 448
$90,000 to $99,999: 385
$100,000 to $124,999: 800
$125,000 to $149,999: 884
$150,000 to $174,999: 835
$175,000 to $199,999: 378
$200,000 to $249,999: 322
$250,000 to $299,999: 370
$300,000 to $399,999: 516
$400,000 to $499,999: 112
$500,000 to $749,999: 223
$750,000 to $999,999: 243
$1,000,000 or more: 1,521
Rent paid by renters in 2010 in zip code 12304:
Less than $100: 324
$100 to $149: 1,485
$150 to $199: 410
$200 to $249: 1,113
$250 to $299: 366
$300 to $349: 336
$350 to $399: 417
$400 to $449: 334
$450 to $499: 545
$500 to $549: 876
$550 to $599: 792
$600 to $649: 740
$650 to $699: 858
$700 to $749: 551
$750 to $799: 792
$800 to $899: 779
$900 to $999: 748
$1,000 to $1,249: 625
$1,250 to $1,499: 474
$1,500 to $1,999: 786
$2,000 or more: 662
No cash rent: 431
Estimated median house (or condo) value in 2010 for: White Non-Hispanic householders: $173,293
Black or African American householders: $156,098
American Indian or Alaska Native householders: $189,818
Asian householders: $236,268
Some other race householders: $194,955
Two or more races householders: $135,329
Hispanic or Latino householders: $151,631
Estimated median house or condo value in 2010: $166,817
12304:
$166,817New York:
$304,100
Lower value quartile - upper value quartile: $110,529 - $213,032
Mean price in 2010: Detached houses: $155,825Here:
$155,825State:
$345,011
In 2-unit structures: $108,805Here:
$108,805State:
$462,167
Mobile homes: $36,095Here:
$36,095State:
$65,188
Owners and renters by unit type in %
Breakdown of mean house values by ages of householders
Housing units in structures:
One, detached: 5,556
One, attached: 469
Two: 2,351
3 or 4: 1,279
5 to 9: 918
10 to 19: 1,861
20 to 49: 1,248
50 or more: 2,259
Mobile homes: 790
Means of transportation to work
Drove a car alone: 8,201 (78%)
Carpooled: 823 (8%)
Bus or trolley bus: 1,092 (10%)
Taxi: 5,115 (48%)
Motorcycle: 608 (6%)
Bicycle: 935 (9%)
Walked: 694 (7%)
Other means: 488 (5%)
Worked at home: 535 (5%)
Travel time to work (commute)
Less than 5 minutes: 557
5 to 9 minutes: 1,134
10 to 14 minutes: 1,628
15 to 19 minutes: 1,783
20 to 24 minutes: 956
25 to 29 minutes: 862
30 to 34 minutes: 2,322
35 to 39 minutes: 711
40 to 44 minutes: 420
45 to 59 minutes: 589
60 to 89 minutes: 710
90 or more minutes: 744
Percentage of zip code residents living and working in this county: 56.5%
Household type by relationship:
Households: 20,101
In family households: 16,500 (3,313 male householders, 1,982 female householders )
3,450 spouses, 6,328 children (5,972 natural, 170 adopted, 186 stepchildren ), 210 grandchildren, 242 brothers or sisters, 162 parents, 199 other relatives, 614 non-relatives
In nonfamily households: 3,601 (1,402 male householders (1,108 living alone )), 1,657 female householders (1,488 living alone )), 542 nonrelatives In group quarters: 842 (715 institutionalized population )
Size of family households: 2,636 2-persons , 1,062 3-persons , 857 4-persons , 573 5-persons , 271 6-persons , 312 7-or-more-persons
Size of nonfamily households: 3,238 1-person , 355 2-persons , 970 3-persons , 581 4-persons , 146 5-persons
2,690 married couples with children.
2,295 single-parent households (826 men , 1,469 women ).
88.0% of residents of 12304 zip code speak English at home.
21.5% of residents speak Spanish at home (34% very well, 31% well, 18% not well, 17% not at all ).
27.6% of residents speak other Indo-European language at home (24% very well, 17% well, 42% not well, 17% not at all ).
20.1% of residents speak Asian or Pacific Island language at home (45% very well, 13% well, 35% not well, 7% not at all ).
12.5% of residents speak other language at home (58% very well, 19% well, 7% not well, 16% not at all ).
Foreign born population: 2,796 (12.9%)
(63.5%
of them are naturalized citizens )
This zip code:
12.9%Whole state:
21.9%
Most common places of birth for the foreign-born residents:
Guyana (23%)
Poland (9%)
China, excluding Hong Kong and Taiwan (8%)
Italy (5%)
El Salvador (5%)
Afghanistan (5%)
Korea (3%)
Year of entry for the foreign-born population
2000 or later : 828
1990 to 1999 : 795
1980 to 1989 : 794
Before 1980 : 679
Races in zip code 12304:
White population: 13,284
Black population: 4,969
American Indian population: 410
Asian population: 1,716
Native Hawaiian and Other Pacific Islander population: 128
Some other race population: 2,079
Two or more races population: 799
Hispanic or Latino population: 2,056
Public primary/middle schools in zip code 12304 not listed on the city page: LINCOLN SCHOOL (Students: 376; Location: 2 ROBINSON ST, SCHENECTADY, NY; Grades: PK - 05)
WOODLAWN SCHOOL (Students: 360; Location: 3311 WELLS AVE, SCHENECTADY, NY; Grades: KG - 05)
PAIGE ES (Students: 353; Location: 104 ELLIOTT AVE, SCHENECTADY, NY; Grades: KG - 05)
O.D. HECK DVLPMNTL CTR - AUTISM PROG (Students: 3; Location: 500 BALLTOWN RD BLDG, SCHENECTADY, NY; Grades: UG - UG)
Private primary/middle school not listed on the city page: ANNUR ISLAMIC SCHOOL (Students: 52; Location: 21 LANSING RD N, SCHENECTADY, NY; Grades: PK - 3)
Facilities with environmental interests located in this zip code:
COLLISION EXPERTS (1751 STATE ST in SCHENECTADY, NY)
STATE MASTER (New York facility tracking) - AIR PROGRAM,
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: TOP, BODY, AND UPHOLSTERY REPAIR SHOPS AND PAINT SHOPS
Organizations: LANDMARK DEVELOPMENT (CONTACT/OWNER)
, R & B AUTOBODY (LEGALLY RESPONSIBLE PARTY)
, COLLISION EXPERTS AUTO COLLISION CENTERS INC (LEGALLY RESPONSIBLE PARTY)
Alternative names: R & B AUTOBODY & RADIATOR INC, R & B AUTOBODY & RADIATOR INC, R & B AUTOBODY SHOP
HENRY S DRYCLEANING EMPORIUM (1610 STATE ST in SCHENECTADY, NY)
AIR SYNTHETIC MINOR (AIRS/AFS)
STATE MASTER (New York facility tracking) - AIR PROGRAM, HAZARDOUS WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Business NAICS classification: DRYCLEANING AND LAUNDRY SERVICES (EXCEPT COIN-OPERATED).
Organizations: WOODLAWN HENRYS CLEANERS LTD (LEGALLY RESPONSIBLE PARTY)
Alternative names: HENRY'S DRYCLEANING EMPORIUM, WOODLAWN HENRYS CLEANERS LTD
AMERADA HESS STATION 32226 (2222 CENTRAL AVE in SCHENECTADY, NY)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: AMERADA HESS CORP (CONTACT/OPERATOR)
GETTY PETROLEUM CORP (STATE ST & BALLTOWN RD in SCHENECTADY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
GOODYEAR TIRE & RUBBER CO (3713 STATE ST in SCHENECTADY, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
HOME DEPOT USA INC HD1239 (2500 CAMBRIDGE RD in SCHENECTADY, NY)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: HOME DEPOT THE 1239
CUMBERLAND FARMS #3121 (1429 STATE ST in SCHENECTADY, NY)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: CUMBERLAND FARMS INC (CONTACT/OWNER)
ANDREW BUICK (1505 STATE ST in SCHENECTADY, NY)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: BILL & GEORGE ELLIOTT (CONTACT/OWNER)
COLONIE IMPORTS DIST LTD (2116 CENTRAL AVENUE in SCHENECTADY, NY)
AIR SYNTHETIC MINOR (AIRS/AFS)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: COLONIE IMPORTS DISTRIBUTOR INC, COLONIE TOYOTA
COLONIE MOTORS INC (2242 CENTRAL AVE in SCHENECTADY, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
AMERADA HESS STATION 32405 (2501 WATT ST in SCHENECTADY, NY)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: AMERADA HESS STATION NUMBER 32405
Housing units lacking complete plumbing facilities: 3.0%
Housing units lacking complete kitchen facilities: 2.4%
Most commonly used house heating fuel:
Utility gas (67%)
Electricity (15%)
Fuel oil, kerosene, etc. (8%)
Coal or coke (3%)
Bottled, tank, or LP gas (2%)
Other fuel (2%)
Wood (2%)
No fuel used (1%)
Population in 1990: 20,431. Population change in the 1990s: +538 (+2.6%).
Place of birth for U.S.-born residents:
This state: 16,940
Northeast: 1,025
Midwest: 419
South: 761
West: 145
58% of the 12304 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 63% lived in this county.
Out of people who lived in different counties, 50% lived in New York.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 1,098
Students in private schools in grades 9 to 12 (high school): 342
Students in private undergraduate colleges: 1,215
Educational Attainment (%)
School Enrollment by Level of School (%)
Companies with federal contracts located in this zip code (SCHENECTADY, NY):
MALONE & TATE BUILDERS, INC (2217 CENTRAL AVENUE; small business) : $1,236,940 in 5 contracts from 2002 to 2004
Contracts for Construction of Structures and Facilities -- Other Administrative Facilities and Service Buildings, Construction of Structures and Facilities -- Office Buildings by ArmySigned by year: 2000: $0; 2001: $0; 2002: $127,585; 2003: $1,082,469; 2004: $26,886; 2005: $0; 2006: $0.
Biggest contracts:
$1,037,563 with Army for Construction of Structures and Facilities -- Other Administrative Facilities and Service Buildings. Signed on 2003-09-03. Completion date: 2004-03-31.
$127,585 with Army for Construction of Structures and Facilities -- Office Buildings. Signed on 2002-08-21. Completion date: 2004-08-02.
$44,906 with Army for Construction of Structures and Facilities -- Other Administrative Facilities and Service Buildings. Signed on 2003-11-18. Completion date: 2004-03-31.
$16,781, same as above. Signed on 2004-08-09. Completion date: 2004-05-31.
POWER OF DESIGN (2935 GIBSON ST; small business) : $523,966 in 3 contracts from 2005 to 2006
$409,850 with Army for Defense Tank - Automotive -- Advanced Development (R&D). Taking place in PA. Signed on 2006-02-27. Completion date: 2008-02-27.
$66,984, same as above. Signed on 2005-01-27. Completion date: 2005-07-27.
$47,132, same as above. Signed on 2005-10-06. Completion date: 2006-02-06.
TRANSTECH SYSTEMS INC (1594 STATE ST; small business) : $259,841 in 4 contracts from 2000 to 2006
$149,996 with Office of Policy, Management and Budget/Chief Financial Officer for Other Research and Development -- Basic Research (R&D). Signed on 2006-08-31. Effective on 2006-09-01. Completion date: 2007-03-15.
$69,995 with Army for Other Research and Development -- Applied Research and Exploratory Development (R&D). Signed on 2005-11-08. Completion date: 2006-05-08.
$32,000 with Federal Highway Administration for Miscellaneous Items. Signed on 2000-05-15. Completion date: 2000-06-15.
$7,850 with Indian Affairs (Assistant Secretary) for Miscellaneous Items. Taking place in MT. Signed on 2004-05-26. Completion date: 2004-06-01.
MAPCO ENTERPRISES INC (99 CORDELL ROAD; small business) : $25,553 in 6 contracts from 2004 to 2006
Contracts for Guns, over 150 mm through 200 mm, Construction of Structures and Facilities -- Office Buildings, Other Quality Control, Testing and Inspection Services -- Miscellaneous, Maintenance, Repair and Rebuilding of Equipment -- Weapons by ArmySigned by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $24,193; 2005: $1,520; 2006: $-160.
Biggest contracts:
$12,225 with Army for Guns, over 150 mm through 200 mm. Signed on 2004-01-13. Completion date: 2005-01-12.
$6,793 with Army for Construction of Structures and Facilities -- Office Buildings. Signed on 2004-02-09. Completion date: 2004-02-27.
$3,250 with Army for Other Quality Control, Testing and Inspection Services -- Miscellaneous. Signed on 2004-05-03. Completion date: 2004-05-06.
$1,925, same as above. Signed on 2004-05-20. Completion date: 2004-05-06.
CLARDON SWIMMING POOL SERVICE (2199 CENTRAL AVENUE; small business) : $22,200 in 4 contracts in 2004
$14,500 with Army for Maintenance, Repair and Rebuilding of Equipment -- Recreational and Athletic Equipment. Signed on 2004-04-13. Completion date: 2004-05-12.
$4,260, same as above. Signed on 2004-05-21. Completion date: 2004-05-12.
$3,000 with Army for Installation of Equipment -- Miscellaneous. Signed on 2004-06-04. Completion date: 2004-06-25.
$440 with Army for Maintenance, Repair and Rebuilding of Equipment -- Recreational and Athletic Equipment. Signed on 2004-07-06. Completion date: 2004-05-12.
VALLEY EQUIPMENT COMPANY, INC (16 WILBER AVE; small business)
$4,200 with Army for Maintenance, Repair and Rebuilding of Equipment -- Miscellaneous. Signed on 2005-09-27. Completion date: 2005-10-14.
Top industries in this zip code by the number of employees in 2005:
Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000 employees: 1 establishment)
Educational Services: Elementary and Secondary Schools (250-499: 1, 50-99: 2)
Accommodation and Food Services: Full-Service Restaurants (50-99: 2, 20-49: 2, 10-19: 1, 5-9: 1, 1-4: 7)
Health Care and Social Assistance: Nursing Care Facilities (100-249: 1, 50-99: 1, 1-4: 1)
Health Care and Social Assistance: Child Day Care Services (50-99: 2, 20-49: 1, 10-19: 2, 5-9: 2, 1-4: 1)
Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49: 3, 10-19: 5, 5-9: 4, 1-4: 6)
Administrative and Support and Waste Management and Remediation Services: Telemarketing Bureaus (100-249: 1, 20-49: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters:
636 people in nursing homes
73 people in residential treatment centers for emotionally disturbed children
46 people in homes for the mentally ill
45 people in homes for the mentally retarded
20 people in religious group quarters
11 people in other noninstitutional group quarters
10 people in homes for abused, dependent, and neglected children
Fatal accident statistics in 2006:
Fatal accident count: 1
Vehicles involved in fatal accidents: 1
Fatal accidents caused by drunken drivers: 0
Fatalities: 1
Persons involved in fatal accidents: 2
Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005:
Fatal accident count: 2
Vehicles involved in fatal accidents: 5
Fatal accidents caused by drunken drivers: 0
Fatalities: 2
Persons involved in fatal accidents: 6
Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009(Based on 6 full and 10 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) G) Loans On Manufactured Home Dwelling (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 215 $121,987 162 $117,338 495 $124,970 57 $38,373 1 $10,416,980 29 $69,209 2 $28,325
APPLICATIONS APPROVED, NOT ACCEPTED 9 $114,348 18 $132,154 88 $135,669 12 $18,781 0 $0 6 $50,002 1 $16,190
APPLICATIONS DENIED 46 $114,485 53 $99,120 321 $118,446 106 $25,695 2 $181,965 38 $92,571 0 $0
APPLICATIONS WITHDRAWN 15 $114,617 10 $148,903 162 $122,796 17 $40,081 0 $0 14 $82,910 0 $0
FILES CLOSED FOR INCOMPLETENESS 3 $141,723 6 $116,702 60 $106,030 2 $9,995 0 $0 4 $67,990 0 $0
Aggregated Statistics For Year 2008(Based on 6 full and 10 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) G) Loans On Manufactured Home Dwelling (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 186 $121,147 251 $115,209 437 $106,690 92 $38,727 2 $175,875 59 $86,206 1 $65,420
APPLICATIONS APPROVED, NOT ACCEPTED 14 $113,842 76 $98,932 77 $109,436 33 $47,158 0 $0 23 $84,149 2 $81,850
APPLICATIONS DENIED 38 $113,394 86 $84,759 521 $112,378 203 $29,670 0 $0 44 $67,042 4 $40,103
APPLICATIONS WITHDRAWN 29 $118,428 34 $117,852 187 $121,251 19 $58,624 0 $0 9 $84,324 0 $0
FILES CLOSED FOR INCOMPLETENESS 0 $0 13 $125,412 43 $128,309 10 $72,298 0 $0 5 $91,976 0 $0
Aggregated Statistics For Year 2007(Based on 6 full and 10 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) G) Loans On Manufactured Home Dwelling (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 113 $126,737 547 $103,190 557 $105,491 173 $39,376 2 $106,805 123 $88,694 4 $43,500
APPLICATIONS APPROVED, NOT ACCEPTED 3 $178,777 93 $110,824 151 $98,665 45 $44,775 0 $0 28 $88,398 4 $35,978
APPLICATIONS DENIED 5 $121,872 222 $91,561 568 $105,198 278 $42,612 2 $149,730 79 $84,092 7 $54,967
APPLICATIONS WITHDRAWN 15 $133,382 62 $97,734 306 $114,145 47 $52,617 2 $179,675 13 $95,688 0 $0
FILES CLOSED FOR INCOMPLETENESS 5 $84,282 44 $99,147 56 $115,995 6 $77,593 0 $0 15 $94,151 0 $0
Aggregated Statistics For Year 2006(Based on 6 full and 10 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) G) Loans On Manufactured Home Dwelling (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 122 $120,716 817 $84,602 697 $94,648 209 $36,686 4 $180,403 223 $75,997 1 $62,040
APPLICATIONS APPROVED, NOT ACCEPTED 11 $115,130 90 $84,343 143 $93,650 42 $37,343 2 $1,264,115 29 $81,840 0 $0
APPLICATIONS DENIED 8 $114,135 234 $84,835 684 $94,109 275 $37,953 0 $0 114 $72,264 2 $33,900
APPLICATIONS WITHDRAWN 27 $102,709 64 $92,130 449 $91,089 45 $68,661 0 $0 44 $87,212 0 $0
FILES CLOSED FOR INCOMPLETENESS 5 $129,530 49 $111,987 156 $100,160 8 $68,779 0 $0 17 $96,907 2 $90,295
Aggregated Statistics For Year 2005(Based on 6 full and 10 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) G) Loans On Manufactured Home Dwelling (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 120 $99,693 805 $85,699 750 $93,288 192 $41,882 7 $1,193,967 211 $69,338 4 $51,078
APPLICATIONS APPROVED, NOT ACCEPTED 6 $102,732 111 $73,113 170 $86,701 37 $36,224 3 $103,810 51 $68,955 1 $34,170
APPLICATIONS DENIED 9 $100,979 209 $74,884 813 $86,242 226 $36,148 3 $309,707 130 $66,142 4 $52,065
APPLICATIONS WITHDRAWN 11 $107,606 93 $81,068 562 $97,046 57 $137,111 2 $129,135 64 $83,560 2 $25,980
FILES CLOSED FOR INCOMPLETENESS 1 $77,390 17 $116,981 107 $102,900 8 $36,431 0 $0 9 $72,902 0 $0
Aggregated Statistics For Year 2004(Based on 6 full and 10 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) G) Loans On Manufactured Home Dwelling (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 126 $84,016 710 $79,068 833 $82,933 141 $31,758 2 $485,660 190 $64,512 3 $56,203
APPLICATIONS APPROVED, NOT ACCEPTED 1 $74,790 72 $81,144 212 $80,206 25 $37,950 4 $1,948,635 22 $66,126 1 $47,090
APPLICATIONS DENIED 13 $85,518 153 $75,352 696 $77,230 148 $24,640 0 $0 85 $63,863 7 $24,404
APPLICATIONS WITHDRAWN 26 $80,268 81 $77,073 485 $83,843 28 $62,211 2 $68,985 39 $60,728 0 $0
FILES CLOSED FOR INCOMPLETENESS 2 $55,260 52 $78,259 67 $79,316 4 $60,643 0 $0 8 $58,049 0 $0
Aggregated Statistics For Year 2003(Based on 6 full and 10 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 166 $86,788 592 $79,423 1,137 $81,761 63 $25,486 4 $1,593,023 209 $58,823
APPLICATIONS APPROVED, NOT ACCEPTED 4 $106,715 75 $73,991 229 $72,309 16 $25,917 3 $91,120 33 $63,372
APPLICATIONS DENIED 16 $70,311 159 $65,644 657 $73,309 87 $24,032 4 $72,968 78 $59,847
APPLICATIONS WITHDRAWN 19 $87,630 77 $77,374 361 $80,567 10 $23,939 3 $1,413,540 38 $64,830
FILES CLOSED FOR INCOMPLETENESS 4 $84,383 25 $77,788 45 $84,083 0 $0 0 $0 5 $62,830
Aggregated Statistics For Year 2002(Based on 6 full and 10 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 145 $74,151 558 $70,245 607 $79,140 69 $18,931 8 $511,423 162 $51,378
APPLICATIONS APPROVED, NOT ACCEPTED 2 $85,545 55 $76,542 138 $68,264 24 $33,358 0 $0 20 $61,056
APPLICATIONS DENIED 14 $79,191 162 $59,729 544 $62,290 89 $15,076 0 $0 54 $56,854
APPLICATIONS WITHDRAWN 10 $79,960 55 $63,129 311 $71,346 23 $21,169 0 $0 23 $56,885
FILES CLOSED FOR INCOMPLETENESS 4 $93,410 13 $77,334 60 $71,825 1 $6,740 0 $0 4 $63,955
Aggregated Statistics For Year 2001(Based on 6 full and 10 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 214 $67,331 379 $74,651 464 $72,173 117 $16,298 94 $47,287
APPLICATIONS APPROVED, NOT ACCEPTED 8 $59,598 50 $68,957 103 $59,260 23 $29,497 22 $42,339
APPLICATIONS DENIED 22 $61,462 105 $53,226 520 $57,870 133 $20,321 48 $56,684
APPLICATIONS WITHDRAWN 13 $74,586 40 $79,430 298 $65,753 24 $31,932 4 $66,058
FILES CLOSED FOR INCOMPLETENESS 2 $68,760 13 $65,023 53 $61,318 5 $9,124 4 $36,843
Aggregated Statistics For Year 2000(Based on 6 full and 10 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 175 $59,771 338 $67,942 221 $55,101 125 $16,831 3 $4,205,140 48 $50,988
APPLICATIONS APPROVED, NOT ACCEPTED 3 $67,223 37 $63,356 52 $48,980 61 $18,524 0 $0 9 $53,270
APPLICATIONS DENIED 29 $69,300 122 $55,731 421 $51,902 149 $20,449 0 $0 28 $52,898
APPLICATIONS WITHDRAWN 21 $57,676 49 $58,262 239 $53,922 27 $28,448 2 $1,499,700 10 $41,040
FILES CLOSED FOR INCOMPLETENESS 6 $45,635 12 $66,343 44 $61,832 1 $47,210 0 $0 4 $42,120
Aggregated Statistics For Year 1999(Based on 3 full and 5 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans B) Conventional Home Purchase Loans C) Refinancings D) Home Improvement Loans E) Loans on Dwellings For 5+ Families F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 84 $68,021 143 $67,316 197 $62,541 70 $12,657 1 $715,320 23 $48,679
APPLICATIONS APPROVED, NOT ACCEPTED 2 $58,725 17 $71,700 69 $64,597 18 $20,059 0 $0 6 $51,448
APPLICATIONS DENIED 6 $63,237 33 $59,085 193 $55,226 80 $16,296 0 $0 18 $44,057
APPLICATIONS WITHDRAWN 12 $66,967 24 $61,708 157 $60,760 26 $43,398 0 $0 4 $64,853
FILES CLOSED FOR INCOMPLETENESS 3 $60,720 2 $77,170 31 $67,250 0 $0 0 $0 3 $51,763
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009(Based on 6 full and 10 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings
Number Average Value Number Average Value
LOANS ORIGINATED 32 $154,486 26 $162,153
APPLICATIONS APPROVED, NOT ACCEPTED 9 $161,282 9 $174,701
APPLICATIONS DENIED 4 $77,420 1 $254,880
APPLICATIONS WITHDRAWN 7 $147,244 1 $364,180
FILES CLOSED FOR INCOMPLETENESS 0 $0 0 $0
Aggregated Statistics For Year 2008(Based on 6 full and 10 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 75 $138,328 34 $143,374 6 $69,667
APPLICATIONS APPROVED, NOT ACCEPTED 47 $117,494 21 $156,442 7 $74,694
APPLICATIONS DENIED 9 $145,820 4 $166,560 0 $0
APPLICATIONS WITHDRAWN 5 $128,602 1 $126,960 0 $0
FILES CLOSED FOR INCOMPLETENESS 1 $72,930 3 $106,350 1 $119,490
Aggregated Statistics For Year 2007(Based on 6 full and 10 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 183 $116,930 41 $135,210 14 $104,669
APPLICATIONS APPROVED, NOT ACCEPTED 44 $117,490 14 $131,856 3 $94,483
APPLICATIONS DENIED 14 $78,626 2 $132,905 6 $79,303
APPLICATIONS WITHDRAWN 10 $122,034 3 $142,880 0 $0
FILES CLOSED FOR INCOMPLETENESS 0 $0 3 $116,790 0 $0
Aggregated Statistics For Year 2006(Based on 6 full and 10 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 155 $105,543 39 $111,166 20 $77,804
APPLICATIONS APPROVED, NOT ACCEPTED 34 $97,491 16 $120,999 3 $95,460
APPLICATIONS DENIED 4 $97,813 3 $69,977 4 $65,838
APPLICATIONS WITHDRAWN 6 $112,815 4 $135,363 1 $73,570
FILES CLOSED FOR INCOMPLETENESS 0 $0 0 $0 0 $0
Aggregated Statistics For Year 2005(Based on 6 full and 10 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 166 $103,416 46 $108,398 19 $74,862
APPLICATIONS APPROVED, NOT ACCEPTED 30 $107,411 22 $88,505 3 $66,220
APPLICATIONS DENIED 4 $80,213 0 $0 2 $60,890
APPLICATIONS WITHDRAWN 9 $121,517 5 $70,582 0 $0
FILES CLOSED FOR INCOMPLETENESS 3 $91,307 0 $0 0 $0
Aggregated Statistics For Year 2004(Based on 6 full and 10 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 188 $80,305 52 $94,072 31 $66,887
APPLICATIONS APPROVED, NOT ACCEPTED 27 $89,003 32 $95,043 5 $72,150
APPLICATIONS DENIED 0 $0 1 $126,630 0 $0
APPLICATIONS WITHDRAWN 9 $98,786 6 $83,748 2 $88,940
FILES CLOSED FOR INCOMPLETENESS 0 $0 1 $199,620 0 $0
Aggregated Statistics For Year 2003(Based on 6 full and 10 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 191 $84,271 102 $96,179 38 $62,164
APPLICATIONS APPROVED, NOT ACCEPTED 47 $95,514 44 $88,055 5 $69,820
APPLICATIONS DENIED 5 $79,946 1 $59,350 0 $0
APPLICATIONS WITHDRAWN 15 $67,091 8 $78,749 2 $75,865
FILES CLOSED FOR INCOMPLETENESS 0 $0 1 $143,650 0 $0
Aggregated Statistics For Year 2002(Based on 6 full and 10 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 175 $81,617 70 $85,872 36 $59,965
APPLICATIONS APPROVED, NOT ACCEPTED 32 $98,811 21 $87,187 10 $75,556
APPLICATIONS DENIED 15 $77,321 3 $61,733 10 $62,386
APPLICATIONS WITHDRAWN 9 $72,277 4 $64,600 5 $43,662
FILES CLOSED FOR INCOMPLETENESS 0 $0 0 $0 0 $0
Aggregated Statistics For Year 2001(Based on 6 full and 10 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 106 $81,956 41 $91,009 16 $54,472
APPLICATIONS APPROVED, NOT ACCEPTED 20 $99,684 7 $81,976 7 $49,091
APPLICATIONS DENIED 7 $87,561 4 $70,893 6 $47,170
APPLICATIONS WITHDRAWN 0 $0 2 $66,955 0 $0
FILES CLOSED FOR INCOMPLETENESS 2 $93,200 2 $84,940 0 $0
Aggregated Statistics For Year 2000(Based on 6 full and 10 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 84 $74,097 16 $66,764 10 $54,292
APPLICATIONS APPROVED, NOT ACCEPTED 18 $86,062 6 $75,372 5 $32,742
APPLICATIONS DENIED 5 $43,964 0 $0 0 $0
APPLICATIONS WITHDRAWN 5 $57,076 0 $0 0 $0
FILES CLOSED FOR INCOMPLETENESS 0 $0 0 $0 0 $0
Aggregated Statistics For Year 1999(Based on 3 full and 5 partial tracts)
A) Conventional Home Purchase Loans B) Refinancings C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Number Average Value Number Average Value Number Average Value
LOANS ORIGINATED 27 $75,923 20 $86,963 1 $48,130
APPLICATIONS APPROVED, NOT ACCEPTED 1 $85,580 5 $71,530 0 $0
APPLICATIONS DENIED 2 $64,290 2 $99,960 0 $0
APPLICATIONS WITHDRAWN 3 $79,903 0 $0 0 $0
FILES CLOSED FOR INCOMPLETENESS 0 $0 0 $0 0 $0
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
Most common first names in zip code 12304 among deceased individuals
Name Count Lived (average)
Mary 265 81.8 years
John 258 73.4 years
William 188 76.3 years
Joseph 162 73.9 years
Helen 128 80.3 years
Margaret 117 81.3 years
George 117 76.8 years
Robert 116 67.9 years
Charles 111 75.8 years
Edward 110 72.6 years
Most common last names in zip code 12304 among deceased individuals
Last name Count Lived (average)
Smith 72 78.2 years
Brown 41 75.9 years
Miller 38 74.0 years
Williams 28 71.6 years
Johnson 27 73.6 years
Jones 22 79.9 years
Kelly 22 73.6 years
Clark 17 73.0 years
Obrien 17 75.3 years
Roberts 17 71.6 years
Businesses in zip code 12304
Name Count Name Count
AT&T 2 Maurices 1
Applebee's 1 McDonald's 2
AutoZone 1 New Balance 1
Bed Bath & Beyond 1 Old Navy 1
CVS 1 Payless 1
Domino's Pizza 1 Penske 1
Dunkin Donuts 3 PetSmart 1
Ethan Allen 1 Popeyes 1
Famous Footwear 1 RadioShack 1
FedEx 1 Raymour & Flanigan 1
GameStop 1 Rite Aid 1
H&R Block 1 Ruby Tuesday 1
Home Depot 1 Sprint Nextel 1
IHOP 1 Starbucks 1
KFC 1 Subway 1
La-Z-Boy 1 T-Mobile 2
Lane Furniture 1 Taco Bell 1
Lowe's 1 Target 1
Marshalls 1 True Value 1
MasterBrand Cabinets 6 Verizon Wireless 1
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