Estimated median household income in 2008: $88,597
| This zip code: | $88,597 | | New York: | $56,033 |
Nearest zip codes: 12428, 12566, 12489, 10985, 12721, 12458.
Housing units in zip code 12420 with a mortgage: 98 (0 second mortgage, 0 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 47
Median monthly owner costs for units with a mortgage: $1,564
Median monthly owner costs for units without a mortgage: $540
Residents with income below the poverty level in 2008:
| This zip code: | 11.7% | | Whole state: | 13.6% |
Residents with income below 50% of the poverty level in 2008:
| This zip code: | 5.3% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 6.1 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 5.8 | | State: | 3.6 |
Year house built: |
|
- 1999 to March 2000: 0
- 1995 to 1998: 8
- 1990 to 1994: 31
- 1980 to 1989: 19
- 1970 to 1979: 8
- 1960 to 1969: 16
- 1950 to 1959: 7
- 1940 to 1949: 21
- 1939 or earlier: 116
|
|

Bedrooms in owner-occupied houses in Cragsmoor, NY (12420): |
|
- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 43
- 3 bedrooms: 87
- 4 bedrooms: 15
- 5 or more bedrooms: 7
|
|
Bedrooms in renter-occupied apartments and housing units: |
|
- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 5
- 3 bedrooms: 14
- 4 bedrooms: 0
- 5 or more bedrooms: 0
|
|
Vehicles available in 12420 zip code in owner-occupied houses/condos: |
|
- no vehicle: 17
- 1 vehicle: 44
- 2 vehicles: 56
- 3 vehicles: 27
- 4 vehicles: 0
- 5 or more vehicles: 8
|
|
Vehicles available in renter-occupied apartments: |
|
- no vehicle: 0
- 1 vehicle: 5
- 2 vehicles: 6
- 3 vehicles: 8
- 4 vehicles: 0
- 5 or more vehicles: 0
|
|
Estimated household income distribution in 2008:

|
Estimate of home value of owner-occupied houses/condos in 2008 in zip code 12420:
- $100,000 to $124,999: 14
- $125,000 to $149,999: 4
- $150,000 to $174,999: 2
- $175,000 to $199,999: 24
- $200,000 to $249,999: 37
- $250,000 to $299,999: 26
- $300,000 to $399,999: 11
- $400,000 to $499,999: 17
- $500,000 to $749,999: 11
- $750,000 to $999,999: 4
- $1,000,000 or more: 7
|

|
Rent paid by renters in 2008 in zip code 12420:
- $750 to $799: 3
- $800 to $899: 2
- $900 to $999: 6
- $1,250 to $1,499: 8
|
Median price asked for vacant for-sale houses and condos in 2008: $486,128.
Estimated median house (or condo) value in 2008 for: - White Non-Hispanic householders: $250,409
- Asian householders: $486,128
- Two or more races householders: $118,831
- Hispanic or Latino householders: $183,648
Estimated median house or condo value in 2008: $190,796 (it was $114,400 in 2000)
| 12420: | $190,796 | | New York: | $318,900 |
Lower value quartile - upper value quartile: $106,757 - $256,406
Mean price in 2008:
Detached houses: $282,689| Here: | $282,689 | | State: | $361,784 |
Breakdown of mean house values by ages of householders
|
Housing units in structures:
- One, detached: 221
- Two: 5

|
Means of transportation to work
- Drove a car alone: 162 (75%)
- Carpooled: 33 (15%)
- Worked at home: 21 (10%)
|

|
Travel time to work
- Less than 5 minutes: 0
- 5 to 9 minutes: 9
- 10 to 14 minutes: 20
- 15 to 19 minutes: 43
- 20 to 24 minutes: 13
- 25 to 29 minutes: 0
- 30 to 34 minutes: 13
- 35 to 39 minutes: 29
- 40 to 44 minutes: 6
- 45 to 59 minutes: 17
- 60 to 89 minutes: 13
- 90 or more minutes: 32
|
Percentage of zip code residents living and working in this county: 68.5%
Household type by relationship
Households: 414
- In family households: 353 (78 male householders, 37 female householders)
97 spouses, 101 children (97 natural, 4 adopted, 0 stepchildren), 10 grandchildren, 0 brothers or sisters, 12 parents, 0 other relatives, 18 non-relatives
- In nonfamily households: 61 (31 male householders (25 living alone)), 14 female householders (5 living alone)), 16 nonrelatives
Size of family households: 49 2-persons, 31 3-persons, 26 4-persons, 9 6-persons.
Size of nonfamily households: 30 1-person, 15 2-persons.
59 married couples with children.
16 single-parent households (4 men, 12 women).
89.4% of residents of 12420 zip code speak English at home.
2.2% of residents speak Spanish at home (100% very well).
6.2% of residents speak other Indo-European language at home (100% very well).
2.2% of residents speak Asian or Pacific Island language at home (100% very well).
Foreign born population: 48 (13.0%)
(75.0% of them are naturalized citizens)
| This zip code: | 13.0% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Germany (25%)
- Japan (19%)
- Other South America (19%)
- India (15%)
- Other Eastern Europe (13%)
- United Kingdom (10%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 0
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 5
- 1970 to 1974: 7
- 1970 to 1974: 21
- 1965 to 1969: 15
|
|
White population: 351
Black population: 0
American Indian population: 4
Asian population: 0
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 6
Two or more races population: 8
First ancestries reported:
|  Irish: 81 |
|  Polish: 51 |
|  United States or American: 51 |
|  German: 39 |
|  Italian: 38 |
|  English: 36 |
|  Other groups: 25 |
|  Hungarian: 15 |
|  European: 13 |
|  Arab:: 10 |
|  Lebanese: 10 |
|  Dutch: 9 |
|  Eastern European: 9 |
|  Czech: 8 |
|  Russian: 6 |
|  Slovene: 6 |
|  Scottish: 5 |

Most commonly used house heating fuel: |
|
|
- Fuel oil, kerosene, etc. (69%)
- Wood (20%)
- Utility gas (8%)
- Bottled, tank, or LP gas (4%)
|
Place of birth for U.S.-born residents:
- This state: 289
- Northeast: 44
- Midwest: 22
- South: 11
- West: 0
75% of the 12420 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 50% lived in this county.
Out of people who lived in different counties, 49% lived in New York.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
| Here: | 0.0% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | New York: | 13.2% |
Students in private undergraduate colleges: 0
| Here: | 0.0% | | New York: | 38.2% |
School Enrollment by Level of School
|
Top industries in this zip code by the number of employees in 2005:
- Other Services (except Public Administration): Environment, Conservation and Wildlife Organizations (1-4 employees: 1 establishment)
- Arts, Entertainment, and Recreation: Independent Artists, Writers, and Performers (1-4: 1)
- Information: Libraries and Archives (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $86,920 | 6 | $137,078 | 7 | $162,930 | 5 | $46,146 | 1 | $117,330 | 1 | $60,430 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $115,950 | 2 | $173,245 | 1 | $55,720 | 0 | $0 | 1 | $62,590 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $114,253 | 9 | $139,847 | 3 | $78,283 | 1 | $132,830 | 1 | $121,060 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 5 | $139,262 | 1 | $138,320 | 1 | $91,820 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $181,490 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $146,286 | 8 | $157,524 | 4 | $60,675 | 2 | $112,425 | 1 | $22,960 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $111,250 | 2 | $174,815 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $181,880 | 6 | $145,678 | 5 | $57,604 | 1 | $53,560 | 1 | $77,300 |
| APPLICATIONS WITHDRAWN | 1 | $169,320 | 5 | $135,024 | 0 | $0 | 1 | $160,880 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $86,720 | 1 | $235,640 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $95,750 | 7 | $200,629 | 13 | $140,434 | 3 | $51,600 | 3 | $204,507 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $89,470 | 2 | $152,445 | 1 | $49,440 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $85,345 | 7 | $160,660 | 3 | $83,843 | 1 | $134,790 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $103,400 | 9 | $149,024 | 2 | $102,320 | 1 | $249,570 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $90,840 | 4 | $124,980 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $110,260 | 11 | $152,180 | 13 | $105,375 | 4 | $31,490 | 3 | $137,273 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $154,020 | 2 | $141,560 | 1 | $19,620 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 4 | $157,548 | 5 | $125,214 | 3 | $43,033 | 0 | $0 | 1 | $20,400 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $101,440 | 4 | $120,223 | 1 | $148,720 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 4 | $101,485 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
9545.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 2 | $182,760 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $225,630 | 1 | $100,650 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $143,230 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $191,300 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $136,817 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $58,270 |
| APPLICATIONS DENIED | 1 | $57,290 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
9545.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
Back to Cragsmoor, NY, Ulster County, NY, New York bigger cities, New York smaller cities, New York smallest towns, All U.S. cities.
|