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12446 Zip Code Detailed Profile

 



Profiles Kerhonkson, NY (12446) houses, apartments, residents, cars, jobs...

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City: Kerhonkson, NY
Ulster County, NY
Zip code population (2000): 4,925
Estimated zip code population in 2008: 5,058



Age and Sex of Residents in zip code 12446

Zip code 12446 (Kerhonkson, New York) real estate house value trends

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Kerhonkson, NY (12446) map from a distance

Houses and condos: 2,641
Renter-occupied apartments: 521
% of renters here:  27%
State:  47%

Dec. 2009 cost of living index in zip code 12446: 88.5 (less than average, U.S. average is 100)

Land area: 69.5 sq. mi.
Water area: 0.2 sq. mi.
Population density: 73 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2008:
This zip code:  3.0% ($2,368)
New York:  2.5% ($2,847)

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Males: 2,503  (50.8%)
Females: 2,422  (49.2%)

Zip code 12446 races chart


100% rural population.

Estimated median house/condo value in 2008: $214,977
12446:  $214,977
New York:  $318,900


According to our research of public records there were 2 registered sex offenders living in 12446 zip code in early 2007.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.

Median resident age:  38.5 years
New York median age:  35.9 years

Average household size:
This zip code:  2.5 people
New York:  2.6 people

Averages for the 2004 tax year for zip code 12446, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $40,281 (Individual Income Tax Returns)
Here:  $40,281
State:  $59,519

Salary/wage: $36,882 (reported on 83.7% of returns)
Here:  $36,882
State:  $50,673
(% of AGI for various income ranges: 126.5% for AGIs below $10k, 70.6% for AGIs $10k-25k, 83.7% for AGIs $25k-50k, 82.8% for AGIs $50k-75k, 84.7% for AGIs $75k-100k, 59.2% for AGIs over 100k)

Taxable interest for individuals: $1,045 (reported on 50.8% of returns)
This zip code:  $1,045
New York:  $2,377
(% of AGI for various income ranges: 8.9% for AGIs below $10k, 2.5% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Taxable dividends: $2,434 (reported on 23.2% of returns)
Here:  $2,434
State:  $5,394
(% of AGI for various income ranges: 7.1% for AGIs below $10k, 1.2% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Net capital gain/loss: +$9,461 (reported on 17.8% of returns)
Here:  +$9,461
State:  +$23,581
(% of AGI for various income ranges: -3.2% for AGIs below $10k, -0.5% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 14.9% for AGIs over 100k)

Profit/loss from business: +$7,868 (reported on 17.5% of returns)
Here:  +$7,868
State:  +$13,809
(% of AGI for various income ranges: 10.3% for AGIs below $10k, 7.0% for AGIs $10k-25k, 2.8% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 5.0% for AGIs over 100k)

IRA payment deduction: $3,029 (reported on 3.2% of returns)
12446:  $3,029
New York:  $3,115
(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k)

Self-employed pension: $11,200 (reported on 0.7% of returns)
Here:  $11,200
New York:  $19,016

Total itemized deductions: $18,196 (1% of AGI, reported on 33.4% of returns)
Here:  $18,196
State:  $25,864
(% of AGI for various income ranges: 15.1% for AGIs below $10k, 10.4% for AGIs $10k-25k, 13.3% for AGIs $25k-50k, 16.6% for AGIs $50k-75k, 16.8% for AGIs $75k-100k, 16.2% for AGIs over 100k)

Charity contributions deductions: $2,113 (2.8% of AGI, reported on 29.8% of returns)
Here:  $2,113
New York:  $4,439

Here:  2.8% of AGI
State:  3.6% of AGI
(% of AGI for various income ranges: 0.7% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Total tax: $5,324 (reported on 74.9% of returns)
12446:  $5,324
State:  $11,730
(% of AGI for various income ranges: 3.8% for AGIs below $10k, 4.3% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 16.5% for AGIs over 100k)

Earned income credit: $1,699 (reported on 16.1% of returns)
Here:  $1,699
State:  $1,757
(% of AGI for various income ranges: 9.6% for AGIs below $10k, 4.6% for AGIs $10k-25k, 0.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 63.8%
Here:  64%
State:  67%
(% for various income ranges: 53.4% for AGIs below $10k, 63.3% for AGIs $10k-25k, 62.0% for AGIs $25k-50k, 68.5% for AGIs $50k-75k, 73.2% for AGIs $75k-100k, 85.5% for AGIs over 100k)


Estimated median household income in 2008: $52,160
This zip code:  $52,160
New York:  $56,033
Kerhonkson, NY (12446) map

Nearest zip codes: 12489, 12404, 12458, 12428, 12461, 12420.


Percentage of family households:
This zip code:  67.2%
Whole state:  65.7%

Percentage of households with unmarried partners:
This zip code:  10.2%
Whole state:  5.4%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.4% of all households
  • Gay men: 0.5% of all households

Housing units in zip code 12446 with a mortgage: 637 (74 second mortgage, 81 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 374


Median monthly owner costs for units with a mortgage: $1,574

Median monthly owner costs for units without a mortgage: $524

Residents with income below the poverty level in 2008:
This zip code:  10.3%
Whole state:  13.6%

Residents with income below 50% of the poverty level in 2008:
This zip code:  5.4%
Whole state:  6.0%

Median number of rooms in houses and condos:
Here:  5.5
State:  6.3

Median number of rooms in apartments:
Here:  4.3
State:  3.6


Zip code 12446 close-up map

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Notable locations in this zip code not listed on our city pages:

Lakes: Lyon Lake (A), Minnewaska, Lake (B), Mud Pond (C), Awosting, Lake (D). Display/hide their locations on the map

Streams, rivers, and creeks: Lyon Creek (A), Mine Hole Brook (B), Fly Brook (C), Sapbush Creek (D). Display/hide their locations on the map

 

Year house built:
  • 1999 to March 2000: 14
  • 1995 to 1998: 97
  • 1990 to 1994: 194
  • 1980 to 1989: 437
  • 1970 to 1979: 388
  • 1960 to 1969: 434
  • 1950 to 1959: 443
  • 1940 to 1949: 228
  • 1939 or earlier: 436



Zip code 12446 satellite photo by USGS


Bedrooms in owner-occupied houses in Kerhonkson, NY (12446):
  • no bedroom: 0
  • 1 bedrooms: 48
  • 2 bedrooms: 509
  • 3 bedrooms: 618
  • 4 bedrooms: 179
  • 5 or more bedrooms: 76


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 14
  • 1 bedrooms: 121
  • 2 bedrooms: 220
  • 3 bedrooms: 137
  • 4 bedrooms: 5
  • 5 or more bedrooms: 24



Vehicles available in 12446 zip code in owner-occupied houses/condos:
  • no vehicle: 65
  • 1 vehicle: 408
  • 2 vehicles: 610
  • 3 vehicles: 258
  • 4 vehicles: 48
  • 5 or more vehicles: 41


Vehicles available in renter-occupied apartments:
  • no vehicle: 41
  • 1 vehicle: 254
  • 2 vehicles: 195
  • 3 vehicles: 18
  • 4 vehicles: 13
  • 5 or more vehicles: 0



Estimated household income distribution in 2008:

Zip code 12446 household income distribution in 2008

Zip code 12446 house/condo values in 2008


Estimate of home value of owner-occupied houses/condos in 2008 in zip code 12446:

  • Less than $10,000: 12
  • $10,000 to $14,999: 6
  • $15,000 to $19,999: 6
  • $20,000 to $24,999: 6
  • $25,000 to $29,999: 6
  • $30,000 to $34,999: 3
  • $50,000 to $59,999: 15
  • $60,000 to $69,999: 21
  • $70,000 to $79,999: 18
  • $80,000 to $89,999: 20
  • $90,000 to $99,999: 24
  • $100,000 to $124,999: 65
  • $125,000 to $149,999: 124
  • $150,000 to $174,999: 125
  • $175,000 to $199,999: 192
  • $200,000 to $249,999: 241
  • $250,000 to $299,999: 204
  • $300,000 to $399,999: 202
  • $400,000 to $499,999: 83
  • $500,000 to $749,999: 65
  • $750,000 to $999,999: 3
  • $1,000,000 or more: 29
 



12446 rent paid by renters


Rent paid by renters in 2008 in zip code 12446:

  • Less than $100: 5
  • $100 to $149: 2
  • $400 to $449: 27
  • $450 to $499: 33
  • $500 to $549: 22
  • $550 to $599: 89
  • $600 to $649: 62
  • $650 to $699: 38
  • $700 to $749: 48
  • $750 to $799: 32
  • $800 to $899: 50
  • $900 to $999: 15
  • $1,000 to $1,249: 16
  • $1,250 to $1,499: 4
  • $1,500 to $1,999: 7
  • No cash rent: 32
 


Median price asked for vacant for-sale houses and condos in 2008: $131,794.


Estimated median house (or condo) value in 2008 for:

  • White Non-Hispanic householders: $216,272
  • Black or African American householders: $182,568
  • American Indian or Alaska Native householders: $297,078
  • Some other race householders: $187,969
  • Hispanic or Latino householders: $301,615

Estimated median house or condo value in 2008: $165,946 (it was $99,500 in 2000)
12446:  $165,946
New York:  $318,900
Lower value quartile - upper value quartile: $88,147 - $219,935

Mean price in 2008:
Detached houses: $250,903
Here:  $250,903
State:  $361,784

Townhouses or other attached units: $161,997
Here:  $161,997
State:  $496,977

In 2-unit structures: $155,624
Here:  $155,624
State:  $485,140

In 5-or-more-unit structures: $394,438
Here:  $394,438
State:  $694,721

Mobile homes: $50,581
Here:  $50,581
State:  $40,766


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 1,997
  • One, attached: 13
  • Two: 137
  • 3 or 4: 55
  • 5 to 9: 53
  • 10 to 19: 14
  • 50 or more: 12
  • Mobile homes: 361
  • Boats, RVs, vans, etc.: 29
12446 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 1,631 (72%)
  • Carpooled: 339 (15%)
  • Bus or trolley bus: 16 (1%)
  • Subway or elevated: 48 (2%)
  • Railroad: 28 (1%)
  • Walked: 62 (3%)
  • Other means: 9 (0%)
  • Worked at home: 124 (5%)
 

12446 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 67
  • 5 to 9 minutes: 188
  • 10 to 14 minutes: 341
  • 15 to 19 minutes: 302
  • 20 to 24 minutes: 229
  • 25 to 29 minutes: 119
  • 30 to 34 minutes: 259
  • 35 to 39 minutes: 89
  • 40 to 44 minutes: 92
  • 45 to 59 minutes: 203
  • 60 to 89 minutes: 93
  • 90 or more minutes: 151
 

Percentage of zip code residents living and working in this county: 78.2%


Household type by relationship
Households: 5,028

  • In family households: 4,232 (1,034 male householders, 271 female householders)
    1,014 spouses, 1,589 children (1,456 natural, 44 adopted, 89 stepchildren), 49 grandchildren, 30 brothers or sisters, 37 parents, 58 other relatives, 150 non-relatives
  • In nonfamily households: 796 (341 male householders (266 living alone)), 317 female householders (275 living alone)), 138 nonrelatives
  • In group quarters: 41 (0 institutionalized population)

Size of family households: 537 2-persons, 276 3-persons, 245 4-persons, 176 5-persons, 57 6-persons, 14 7-or-more-persons.

Size of nonfamily households: 541 1-person, 105 2-persons, 12 3-persons.

808 married couples with children.
338 single-parent households (111 men, 227 women).

89.8% of residents of 12446 zip code speak English at home.
3.8% of residents speak Spanish at home (59% very well, 14% well, 27% not well).
6.2% of residents speak other Indo-European language at home (59% very well, 31% well, 11% not well).
0.3% of residents speak Asian or Pacific Island language at home (100% very well).

Foreign born population: 326 (6.6%)
(68.1% of them are naturalized citizens)

This zip code:  6.6%
Whole state:  20.4%

Most common places of birth for the foreign-born residents:



  • Ukraine (24%)
  • Germany (22%)
  • Romania (8%)
  • Ecuador (7%)
  • Canada (6%)
  • Greece (6%)
  • Guatemala (6%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 50
  • 1990 to 1994: 23
  • 1985 to 1989: 9
  • 1980 to 1984: 14
  • 1975 to 1979: 5
  • 1970 to 1974: 6
  • 1970 to 1974: 33
  • 1965 to 1969: 186

White population: 4,585
Black population: 116
American Indian population: 21
Asian population: 37
Native Hawaiian and Other Pacific Islander population: 2
Some other race population: 77
Two or more races population: 87

First ancestries reported:

 German: 654
 Other groups: 571
 Irish: 513
 Italian: 476
 United States or American: 311
 English: 240
 Dutch: 227
 Polish: 177
 Ukrainian: 177
 French (except Basque): 61
 Greek: 58
 European: 58
 Scottish: 56
 Norwegian: 39
 Scotch-Irish: 36
 Russian: 34
 Austrian: 29
 Swedish: 29
 Latvian: 27
 Lithuanian: 26
 Danish: 18
 French Canadian: 15
 Hungarian: 14
 Portuguese: 12
 Czech: 11
 Subsaharan African:: 11
 African: 11
 Czechoslovakian: 9
 Romanian: 9
 West Indian (excluding Hispanic groups):: 9
 Jamaican: 9
 British: 6
 Arab:: 6
 Syrian: 6
 Yugoslavian: 6



facilities with environmental interests located in this zip code:

  • HUDSON VALLEY RESORT (445 GRANITE RD in KERHONKSON, NY)
    Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification


Median worth of mobile homes: $55,894

Zip code 12446 marital status for males
Zip code 12446 marital status for females


Housing units lacking complete plumbing facilities: 4%

Housing units lacking complete kitchen facilities: 4%

Most commonly used house heating fuel:
  • Fuel oil, kerosene, etc. (68%)
  • Bottled, tank, or LP gas (14%)
  • Electricity (8%)
  • Wood (8%)
  • Utility gas (2%)


Place of birth for U.S.-born residents:

  • This state: 3891
  • Northeast: 326
  • Midwest: 111
  • South: 223
  • West: 129

64% of the 12446 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 68% lived in this county.
   Out of people who lived in different counties, 58% lived in New York.

Population in 1990: 4,220. Population change in the 1990s: +705 (+16.7%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 28
Here:  4.0%
New York:  14.0%

Students in private schools in grades 9 to 12 (high school): 6
Here:  1.9%
New York:  13.2%

Students in private undergraduate colleges: 22
Here:  15.2%
New York:  38.2%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (100-249 employees: 1 establishment)
  • Health Care and Social Assistance: Residential Mental Health and Substance Abuse Facilities (50-99: 1)
  • Real Estate and Rental and Leasing: Lessors of Residential Buildings and Dwellings (20-49: 1)
  • Construction: Tile and Terrazzo Contractors (10-19: 1, 1-4: 2)
  • Professional, Scientific, and Technical Services: Veterinary Services (10-19: 1, 1-4: 1)
  • Accommodation and Food Services: Full-Service Restaurants (5-9: 1, 1-4: 4)
  • Other Services (except Public Administration): Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance (10-19: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




People in group quarters
  • 22 people in homes or halfway houses for drug/alcohol abuse
  • 19 people in other noninstitutional group quarters
  • 10 people in homes for the mentally retarded


Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED9$163,420140$196,593139$176,84470$67,6863$369,22033$239,02124$95,485
APPLICATIONS APPROVED, NOT ACCEPTED1$119,07022$118,77135$174,4488$47,9540$05$154,01613$80,080
APPLICATIONS DENIED2$184,81051$127,196176$161,34054$66,4880$013$136,63633$67,151
APPLICATIONS WITHDRAWN3$192,21717$204,03091$181,41912$90,4670$08$231,0600$0
FILES CLOSED FOR INCOMPLETENESS0$01$213,88021$197,6746$152,4850$01$131,6201$127,160
Choose year:  2007 2006 2005 2004

Detailed HMDA statistics for the following Tracts: 9530.00 , 9545.00, 9546.00, 9550.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
D) Loans On Manufactured
Home Dwelling (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED26$189,94018$234,0584$151,3651$198,830
APPLICATIONS APPROVED, NOT ACCEPTED5$222,5022$201,3750$00$0
APPLICATIONS DENIED4$197,3180$00$00$0
APPLICATIONS WITHDRAWN3$338,2972$266,6850$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$0
Choose year:  2007 2006 2005 2004

Detailed PMIC statistics for the following Tracts: 9530.00 , 9545.00, 9546.00, 9550.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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