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12448 Zip Code (NY) Detailed Profile




Estimated zip code population in 2017: 433
Zip code population in 2010: 388
Zip code population in 2000: 218

Houses and condos: 404
Renter-occupied apartments: 26
% of renters here:

11%
State:

46%
March 2019 cost of living index in zip code 12448: 94.3 (less than average, U.S. average is 100)

Land area: 11.7 sq. mi.
Water area: 0.2 sq. mi.
Population density: 37 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 12448
  • OSM Map
  • General Map
  • Google Map
  • MSN Map

Real estate property taxes paid for housing units in 2017:
This zip code:

1.6% ($5,508)
New York:

1.7% ($5,308)
Median real estate property taxes paid for housing units with no mortgage in 2017: $5,727 (2.3%)

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Males: 192  (44.5%)
Females: 240  (55.5%)

For population 25 years and over in 12448:

  • High school or higher: 102.0%
  • Bachelor's degree or higher: 66.0%
  • Graduate or professional degree: 30.4%
  • Unemployed: 7.6%
  • Mean travel time to work (commute): 41.1 minutes

For population 15 years and over in 12448:

  • Never married: 9.7%
  • Now married: 71.8%
  • Separated: 0.0%
  • Widowed: 10.2%
  • Divorced: 8.3%

Zip code 12448 compared to state average:

  • Median household income above state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Number of college students significantly below state average.
  • Percentage of population with a bachelor's degree or higher significantly above state average.
  • Races in zip code 12448 (2017)
    • 369169.3%White
    • 83.7%Hispanic or Latino
    • 31.4%Asian
    • 31.4%Some other race
    • 31.4%Two or more races
    • 20.9%Black
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12448, NY forum
Recent posts about zip code 12448 area on our local forum with over 2,200,000 registered users:
6 figure zip codes in Upstate NY...  (1 reply)
100% rural population.

Estimated median house/condo value in 2017: $336,015
12448:

$336,015
New York:

$314,500
Median resident age:
This zip code:

62.6 years
New York median age:

38.7 years
Average household size:
This zip code:

1.8 people
New York:

2.6 people

Averages for the 2012 tax year for zip code 12448, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $50,527 (Individual Income Tax Returns)
Here:

$50,527
State:

$77,088

Salary/wage: $40,067 (reported on 54.5% of returns)
Here:

$40,067
State:

$60,593

Taxable interest for individuals: $160 (reported on 45.5% of returns)
This zip code:

$160
New York:

$3,125

Ordinary dividends: $1,133 (reported on 27.3% of returns)
Here:

$1,133
State:

$10,299

Net capital gain/loss in AGI: +$6,900 (reported on 18.2% of returns)
Here:

+$6,900
State:

+$42,474

Profit/loss from business: +$5,667 (reported on 27.3% of returns)
Here:

+$5,667
State:

+$16,168

Total itemized deductions: $21,950 (22% of AGI, reported on 36.4% of returns)
Here:

$21,950
State:

$34,985

Here:

21.8% of AGI
State:

21.3% of AGI

Charity contributions: $1,033 (reported on 27.3% of returns)
Here:

$1,033
State:

$5,572

Taxes paid: $12,850 (reported on 36.4% of returns)
12448:

$12,850
State:

$18,656


Percentage of individuals using paid preparers for their 2012 taxes: 63.6%
Here:

64%
State:

66%
(% for various income ranges: 60.0% for AGIs below $25k, 66.7% for AGIs $25k-50k, 66.7% for AGIs $50k-75k)

Averages for the 2004 tax year for zip code 12448, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $47,457 (Individual Income Tax Returns)
Here:

$47,457
State:

$59,519

Salary/wage: $40,232 (reported on 64.6% of returns)
Here:

$40,232
State:

$50,673
(% of AGI for various income ranges: 65.4% for AGIs below $10k, 41.7% for AGIs $10k-25k, 64.9% for AGIs $25k-50k, 56.4% for AGIs $50k-75k, 164.7% for AGIs $75k-100k)

Taxable interest for individuals: $667 (reported on 56.7% of returns)
This zip code:

$667
New York:

$2,377
(% of AGI for various income ranges: 1.7% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 2.4% for AGIs $75k-100k)

Taxable dividends: $2,622 (reported on 29.1% of returns)
Here:

$2,622
State:

$5,394

Net capital gain/loss: +$13,676 (reported on 26.8% of returns)
Here:

+$13,676
State:

+$23,581

Profit/loss from business: +$15,091 (reported on 26.0% of returns)
Here:

+$15,091
State:

+$13,809

Total itemized deductions: $21,136 (29% of AGI, reported on 46.5% of returns)
Here:

$21,136
State:

$25,864

Here:

29.5% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 37.2% for AGIs $10k-25k, 20.1% for AGIs $25k-50k, 37.9% for AGIs $50k-75k, 20.0% for AGIs over 100k)

Charity contributions deductions: $1,377 (2% of AGI, reported on 41.7% of returns)
Here:

$1,377
State:

$4,439

Here:

1.9% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 15.4% for AGIs below $10k, 1.5% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.8% for AGIs $75k-100k)

Total tax: $6,569 (reported on 85.8% of returns)
12448:

$6,569
State:

$11,730
(% of AGI for various income ranges: 7.7% for AGIs below $10k, 6.6% for AGIs $10k-25k, 10.4% for AGIs $25k-50k, 7.8% for AGIs $50k-75k, 11.4% for AGIs $75k-100k, 16.1% for AGIs over 100k)


Percentage of individuals using paid preparers for their 2004 taxes: 78.0%
Here:

78%
State:

67%
(% for various income ranges: 64.0% for AGIs below $10k, 81.5% for AGIs $10k-25k, 72.2% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 158.3% for AGIs $75k-100k)

Estimated median household income in 2017:
This zip code:

$114,630
New York:

$64,894
12448 map Nearest zip codes: 12409, 12427, 12498, 12495, 12433, 12450.
Percentage of family households:
This zip code:

29.0%
New York:

45.5%
Percentage of households with unmarried partners:
This zip code:

0.0%
New York:

6.0%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 0
Household did not receive Food Stamps/SNAP in the past 12 months: 239


Women who did not have a birth in the past 12 months: 35 (34 now married, 0 unmarried)


Housing units in zip code 12448 with a mortgage: 127 (47 home equity loan)
Houses without a mortgage: 83

Median monthly owner costs for units with a mortgage: $1,961
Median monthly owner costs for units without a mortgage: $917

Median number of rooms in houses and condos:
Here:

6.3
State:

6.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 12448: Woodstock Manor Home Assisted Living Facility (A), Woodstock Fire Company 3 (B). Display/hide their locations on the map

    Reservoir: Cooper Lake (A). Display/hide its location on the map

Year house built
  • Year house built (houses)
  • 02014 or later
  • 02010 to 2013
  • 622000 to 2009
  • 261990 to 1999
  • 81980 to 1989
  • 361970 to 1979
  • 311960 to 1969
  • 341950 to 1959
  • 81940 to 1949
  • 1921939 or earlier

Zip code 12448 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in 12448
  • Bedrooms in owner-occupied houses and condos in 12448
  • 0no bedroom
  • 81 bedroom
  • 622 bedrooms
  • 723 bedrooms
  • 444 bedrooms
  • 285+ bedrooms
Bedrooms in renter-occupied apartments in 12448
  • Bedrooms in renter-occupied apartments in 12448
  • 0no bedroom
  • 01 bedroom
  • 82 bedrooms
  • 03 bedrooms
  • 04 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in 12448 in owner-occupied houses/condos
  • Cars and other vehicles available in 12448 in owner-occupied houses/condos
  • 13no vehicle
  • 591 vehicle
  • 992 vehicles
  • 273 vehicles
  • 134 vehicles
  • 05+ vehicles
Cars and other vehicles available in 12448 in renter-occupied apartments
  • Cars and other vehicles available in 12448 in renter-occupied apartments
  • 0no vehicle
  • 01 vehicle
  • 262 vehicles
  • 03 vehicles
  • 04 vehicles
  • 05+ vehicles

  • Zip code 12448 household income distribution in 2017

  • Zip code 12448 household income distribution in 2017
  • 18$25,000 to $29,999
  • 6$35,000 to $39,999
  • 6$40,000 to $44,999
  • 8$50,000 to $59,999
  • 41$60,000 to $74,999
  • 20$75,000 to $99,999
  • 24$100,000 to $124,999
  • 28$125,000 to $149,999
  • 90$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 12448

  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 12448
  • 53$125,000 to $149,999
  • 16$150,000 to $174,999
  • 9$200,000 to $249,999
  • 22$250,000 to $299,999
  • 8$300,000 to $399,999
  • 40$400,000 to $499,999
  • 47$500,000 to $749,999
  • 15$1,000,000 to $1,499,999
  • 10$2,000,000 or more

Estimated median house (or condo) value in 2017 for:

  • White Non-Hispanic householders: $329,698
  • Some other race householders: $347,383

Estimated median house or condo value in 2017: $336,015
12448:

$336,015
New York:

$314,500
Lower value quartile - upper value quartile: $165,768 - $607,983
Owners and renters by unit type in zip code 12448
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 354
  • One, attached: 24
  • Two: 24

Unemployment: 7.6%

  • Means of transportation to work in zip code 12448

  • Means of transportation to work in zip code 12448
  • 66.9%155Drove a car alone
  • 2.6%6Subway or elevated
  • 33.2%77Worked at home
  • Travel time to work (commute) in zip code 12448

  • Travel time to work (commute) in zip code 12448
  • 415 to 9 minutes
  • 3210 to 14 minutes
  • 2115 to 19 minutes
  • 825 to 29 minutes
  • 1330 to 34 minutes
  • 835 to 39 minutes
  • 3490 or more minutes

Percentage of zip code residents living and working in this county: 84.0%

Household type by relationship:

Households: 433
  • In family households: 293 (50 male householders, 61 female householders)
    115 spouses, 33 children (34 natural, 1 adopted, 1 stepchildren), 14 grandchildren, 0 brothers or sisters, 0 parents, 0 other relatives, 0 non-relatives
  • In nonfamily households: 140 (49 male householders (49 living alone)), 77 female householders (67 living alone)), 13 nonrelatives

Size of family households: 93 2-persons, 6 3-persons, 12 6-persons

Size of nonfamily households: 117 1-person, 9 2-persons

19 married couples with children.
0 single-parent households ().

94.3% of residents of 12448 zip code speak English at home.
6.2% of residents speak other Indo-European language at home (23% very well, 77% well).

Foreign born population: 29 (6.9%)
(100.0% of them are naturalized citizens)
This zip code:

6.9%
Whole state:

22.9%
Most common places of birth for foreign-born residents
  • 29%Serbia
Most common first ancestries reported in 12448
  • 25%Estonian
  • 20%Russian
  • 11%Irish
  • 7%Serbian
  • 6%Italian
  • 5%Polish
  • 4%Norwegian
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 02010 or later
  • 02000 to 2009
  • 01990 to 1999
  • 26Before 1990

Zip code 12448 topographic map


Zip code 12448 marital status for males
Zip code 12448 marital status for females

Housing units lacking complete plumbing facilities: 6.7%
Housing units lacking complete kitchen facilities: 19.8%

Most commonly used house heating fuel
  • 50.1%Fuel oil, kerosene, etc.
  • 25.3%Bottled, tank, or LP gas
  • 18.4%Wood
  • 3.9%Utility gas
  • 3.0%Electricity

Population in 1990: 73. Population change in the 1990s: +145 (+198.6%).

Place of birth for U.S.-born residents:

  • This state: 240
  • Northeast: 75
  • Midwest: 42
  • South: 27
  • West: 17

86% of the 12448 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 59% lived in this county.

92% of the 12448 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 100% moved from different state.

Year householders moved into unit in 12448

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Here:

0.0%
New York:

13.3%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
New York:

13.7%
Educational Attainment in 2017
School Enrollment by Level of School in 2017
Class of Workers in 2017
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 83,462Management occupations
  • 32,057Education, training, and library occupations

Top industries in this zip code by the number of employees in 2005:

  • Health Care and Social Assistance: Residential Mental Health and Substance Abuse Facilities (5-9 employees: 1 establishment)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 1)
  • Construction: Residential Remodelers (1-4: 1)
  • Arts, Entertainment, and Recreation: Musical Groups and Artists (1-4: 1)
  • Construction: Site Preparation Contractors (1-4: 1)
  • Professional, Scientific, and Technical Services: Administrative Management and General Management Consulting Services (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

  • 19 people in residential treatment centers for adults
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$106,1706$261,34312$244,7063$81,0107$325,494
APPLICATIONS APPROVED, NOT ACCEPTED0$00$03$238,5700$01$208,870
APPLICATIONS DENIED0$00$05$267,6820$02$193,640
APPLICATIONS WITHDRAWN0$00$03$295,7331$240,9601$228,490
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004

Detailed HMDA statistics for the following Tracts: 9506.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2008
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
NumberAverage Value
LOANS ORIGINATED1$220,180
APPLICATIONS APPROVED, NOT ACCEPTED0$0
APPLICATIONS DENIED1$318,500
APPLICATIONS WITHDRAWN0$0
FILES CLOSED FOR INCOMPLETENESS0$0
Choose year:  2008 2007 2006 2005 2004

Detailed PMIC statistics for the following Tracts: 9506.00

Conventional Home Purchase Loans in zip code 12448
Conventional Home Purchase Loans in zip code 12448 - Value
Most common first names in zip code 12448 among deceased individuals
NameCountLived (average)
Mary479.2 years
Florence379.7 years
Thomas363.4 years
Grace270.0 years
Dorothy276.5 years
Helen282.0 years
Gordon271.9 years
Herman275.4 years
Freda287.0 years
Louise280.1 years
Most common last names in zip code 12448 among deceased individuals
Last nameCountLived (average)
Wilber570.8 years
Sickler481.7 years
Howland375.7 years
Chase383.0 years
Peterson380.4 years
Shultis376.0 years
Watson382.3 years
Wolfert379.3 years
Holmstock272.5 years
Heller268.5 years
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