Estimated median household income in 2007: $56,794
| This zip code: | $56,794 | | New York: | $53,514 |
Nearest zip codes: 12498, 12433, 12409, 12443, 12481, 12401.
Housing units in zip code 12491 with a mortgage: 261 (35 second mortgage, 46 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 210
Median monthly owner costs for units with a mortgage: $1,616
Median monthly owner costs for units without a mortgage: $502
Residents with income below the poverty level in 2007:
| This zip code: | 9.1% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 0.9% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.4 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.4 | | State: | 3.6 |
Year house built: |
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- 1999 to March 2000: 7
- 1995 to 1998: 5
- 1990 to 1994: 12
- 1980 to 1989: 71
- 1970 to 1979: 167
- 1960 to 1969: 156
- 1950 to 1959: 156
- 1940 to 1949: 57
- 1939 or earlier: 97
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Bedrooms in owner-occupied houses in West Hurley, NY (12491): |
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- no bedroom: 0
- 1 bedrooms: 13
- 2 bedrooms: 145
- 3 bedrooms: 255
- 4 bedrooms: 118
- 5 or more bedrooms: 31
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 25
- 2 bedrooms: 32
- 3 bedrooms: 23
- 4 bedrooms: 6
- 5 or more bedrooms: 11
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Vehicles available in 12491 zip code in owner-occupied houses/condos: |
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- no vehicle: 20
- 1 vehicle: 194
- 2 vehicles: 218
- 3 vehicles: 130
- 4 vehicles: 0
- 5 or more vehicles: 0
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 6
- 1 vehicle: 60
- 2 vehicles: 21
- 3 vehicles: 5
- 4 vehicles: 0
- 5 or more vehicles: 5
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 12491:
- $50,000 to $59,999: 5
- $60,000 to $69,999: 2
- $70,000 to $79,999: 4
- $80,000 to $89,999: 2
- $100,000 to $124,999: 41
- $125,000 to $149,999: 19
- $150,000 to $174,999: 49
- $175,000 to $199,999: 79
- $200,000 to $249,999: 137
- $250,000 to $299,999: 105
- $300,000 to $399,999: 93
- $400,000 to $499,999: 31
- $500,000 to $749,999: 5
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Rent paid by renters in 2007 in zip code 12491:
- $350 to $399: 6
- $400 to $449: 3
- $450 to $499: 6
- $500 to $549: 4
- $550 to $599: 5
- $650 to $699: 3
- $1,000 to $1,249: 13
- No cash rent: 34
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Median price asked for vacant for-sale houses and condos in 2007: $342,394.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $232,407
- Black or African American householders: $237,042
- Hispanic or Latino householders: $289,718
Estimated median house or condo value in 2007: $219,739 (it was $108,700 in 2000)
| 12491: | $219,739 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $140,861 - $350,345
Mean price in 2007:
Detached houses: $218,902| Here: | $218,902 | | State: | $352,556 |
In 2-unit structures: $404,314| Here: | $404,314 | | State: | $482,362 |
Mobile homes: $67,696| Here: | $67,696 | | State: | $40,766 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 605
- One, attached: 7
- Two: 6
- 3 or 4: 6
- 5 to 9: 7
- Mobile homes: 97

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Means of transportation to work
- Drove a car alone: 610 (83%)
- Carpooled: 68 (9%)
- Walked: 6 (1%)
- Worked at home: 51 (7%)
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Travel time to work
- Less than 5 minutes: 10
- 5 to 9 minutes: 47
- 10 to 14 minutes: 65
- 15 to 19 minutes: 157
- 20 to 24 minutes: 134
- 25 to 29 minutes: 7
- 30 to 34 minutes: 41
- 35 to 39 minutes: 6
- 40 to 44 minutes: 48
- 45 to 59 minutes: 66
- 60 to 89 minutes: 74
- 90 or more minutes: 29
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Percentage of zip code residents living and working in this county: 82.7%
Household type by relationship
Households: 1,587
- In family households: 1,333 (334 male householders, 111 female householders)
388 spouses, 428 children (404 natural, 8 adopted, 16 stepchildren), 19 grandchildren, 6 brothers or sisters, 0 parents, 28 other relatives, 19 non-relatives
- In nonfamily households: 254 (134 male householders (113 living alone)), 95 female householders (89 living alone)), 25 nonrelatives
Size of family households: 210 2-persons, 76 3-persons, 126 4-persons, 25 5-persons, 8 6-persons.
Size of nonfamily households: 202 1-person, 27 2-persons.
267 married couples with children.
66 single-parent households (18 men, 48 women).
88.7% of residents of 12491 zip code speak English at home.
2.4% of residents speak Spanish at home (81% very well, 19% well).
8.0% of residents speak other Indo-European language at home (76% very well, 24% well).
1.0% of residents speak Asian or Pacific Island language at home (47% very well, 53% well).
Foreign born population: 98 (6.1%)
(74.5% of them are naturalized citizens)
| This zip code: | 6.1% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Germany (24%)
- Poland (14%)
- Italy (10%)
- Ireland (9%)
- Netherlands (8%)
- Korea (8%)
- United Kingdom (7%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 5
- 1985 to 1989: 7
- 1980 to 1984: 13
- 1975 to 1979: 15
- 1970 to 1974: 0
- 1970 to 1974: 7
- 1965 to 1969: 51
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White population: 1,544
Black population: 24
American Indian population: 2
Asian population: 20
Native Hawaiian and Other Pacific Islander population: 2
Some other race population: 1
Two or more races population: 17

First ancestries reported:
|  Irish: 261 |
|  German: 224 |
|  Italian: 176 |
|  Other groups: 125 |
|  Polish: 106 |
|  United States or American: 93 |
|  English: 89 |
|  Dutch: 62 |
|  Norwegian: 43 |
|  Scottish: 39 |
|  Swedish: 28 |
|  European: 22 |
|  Russian: 22 |
|  Swiss: 13 |
|  French Canadian: 11 |
|  French (except Basque): 10 |
|  Ukrainian: 10 |
|  Eastern European: 8 |
|  British: 7 |
|  Canadian: 7 |
|  Yugoslavian: 7 |
|  Finnish: 6 |
|  Serbian: 6 |
|  Lithuanian: 5 |
|  Romanian: 5 |

Median worth of mobile homes: $81,398
Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (90%)
- Wood (4%)
- Bottled, tank, or LP gas (3%)
- Electricity (2%)
- Utility gas (1%)
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Place of birth for U.S.-born residents:
- This state: 1243
- Northeast: 117
- Midwest: 58
- South: 20
- West: 17
77% of the 12491 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 77% lived in this county.
Out of people who lived in different counties, 72% lived in New York.
Population in 1990: 2,365. Population change in the 1990s: -755 (-31.9%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
| Here: | 0.0% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | New York: | 13.2% |
Students in private undergraduate colleges: 5
| Here: | 9.4% | | New York: | 38.2% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (50-99 employees: 1 establishment, 20-49 employees: 1 establishment, 5-9 employees: 1 establishment)
- Construction: Site Preparation Contractors (20-49: 1)
- Wholesale Trade: Metal Service Centers and Other Metal Merchant Wholesalers (10-19: 1)
- Administrative and Support and Waste Management and Remediation Services: Convention and Trade Show Organizers (5-9: 1)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (5-9: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
20 people in homes for the mentally retarded
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 4
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 39 | $227,447 | 43 | $177,733 | 25 | $50,606 | 8 | $282,525 | 1 | $85,350 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $464,560 | 5 | $216,340 | 1 | $46,550 | 1 | $1,180,020 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $298,257 | 29 | $205,900 | 9 | $33,079 | 1 | $191,080 | 2 | $50,130 |
| APPLICATIONS WITHDRAWN | 2 | $269,235 | 16 | $180,964 | 3 | $96,213 | 1 | $140,860 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $212,233 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $142,500 | 32 | $183,880 | 57 | $174,931 | 19 | $81,209 | 8 | $237,403 | 2 | $47,520 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $193,563 | 15 | $155,419 | 5 | $87,696 | 1 | $212,570 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 6 | $121,030 | 23 | $190,068 | 7 | $95,067 | 1 | $162,710 | 3 | $34,840 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $268,428 | 15 | $185,388 | 2 | $82,285 | 2 | $181,150 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 8 | $181,534 | 1 | $94,740 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 46 | $184,918 | 63 | $173,198 | 24 | $55,435 | 10 | $181,386 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $113,990 | 11 | $204,171 | 3 | $37,520 | 2 | $217,200 | 1 | $77,130 |
| APPLICATIONS DENIED | 8 | $172,913 | 30 | $235,960 | 8 | $54,570 | 3 | $140,187 | 2 | $48,570 |
| APPLICATIONS WITHDRAWN | 5 | $229,200 | 24 | $163,850 | 4 | $98,708 | 2 | $203,990 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $301,680 | 15 | $250,291 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 48 | $198,262 | 73 | $147,325 | 18 | $83,631 | 12 | $198,331 | 2 | $32,860 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $238,470 | 10 | $180,663 | 2 | $55,220 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $215,758 | 23 | $164,757 | 6 | $57,040 | 3 | $159,873 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $196,913 | 32 | $176,113 | 3 | $64,393 | 2 | $245,400 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $173,290 | 11 | $160,159 | 1 | $45,180 | 2 | $163,745 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
9511.00
, 9512.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $271,233 | 2 | $247,850 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $193,954 | 3 | $313,070 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $223,735 | 1 | $365,120 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $207,475 | 2 | $207,435 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $306,920 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $215,249 | 2 | $120,945 | 1 | $173,890 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $175,170 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
9511.00
, 9512.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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