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12520 Zip Code Detailed Profile

 



Profiles Cornwall on Hudson, NY (12520) houses, apartments, residents, cars, jobs...

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City: Cornwall on Hudson, NY
Orange County, NY
Zip code population (2000): 2,918
Estimated zip code population in 2007: 2,917



Age and Sex of Residents in zip code 12520

Zip code 12520 (Cornwall on Hudson, New York) real estate house value trends

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Cornwall on Hudson, NY (12520) map from a distance

Houses and condos: 1,170
Renter-occupied apartments: 296
% of renters here:  27%
State:  47%

2008 cost of living index in zip code 12520: 136.3 (high, U.S. average is 100)

Land area: 4.1 sq. mi.
Water area: 0.0 sq. mi.
Population density: 703 people per square mile 
 
 (low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  3.2% ($4,254)
New York:  2.4% ($2,847)

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Males: 1,411  (48.4%)
Females: 1,507  (51.6%)

Zip code 12520 races chart


12520, NY forum
Recent posts about zip code 12520 area on our local forum with over 700,000 registered users:
no response to so many Threats, why???  (4 replies)
Urban population: 2,812
Rural population: 106

Estimated median house/condo value in 2007: $342,184
12520:  $342,184
New York:  $311,000

According to our research of public records there were no registered sex offenders living in this zip code in early 2007.

Median resident age:  38.7 years
New York median age:  35.9 years

Average household size:
This zip code:  2.6 people
New York:  2.6 people

Averages for the 2004 tax year for zip code 12520, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $69,488 (Individual Income Tax Returns)
Here:  $69,488
State:  $59,519

Salary/wage: $58,570 (reported on 82.9% of returns)
Here:  $58,570
State:  $50,673
(% of AGI for various income ranges: 147.7% for AGIs below $10k, 64.3% for AGIs $10k-25k, 77.1% for AGIs $25k-50k, 72.1% for AGIs $50k-75k, 80.3% for AGIs $75k-100k, 64.6% for AGIs over 100k)

Taxable interest for individuals: $1,356 (reported on 66.8% of returns)
This zip code:  $1,356
New York:  $2,377
(% of AGI for various income ranges: 9.8% for AGIs below $10k, 3.9% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Taxable dividends: $2,232 (reported on 39.1% of returns)
Here:  $2,232
State:  $5,394
(% of AGI for various income ranges: 7.9% for AGIs below $10k, 3.0% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Net capital gain/loss: +$7,374 (reported on 29.3% of returns)
Here:  +$7,374
State:  +$23,581
(% of AGI for various income ranges: -9.0% for AGIs below $10k, -0.8% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 5.4% for AGIs over 100k)

Profit/loss from business: +$17,517 (reported on 14.7% of returns)
Here:  +$17,517
State:  +$13,809
(% of AGI for various income ranges: 7.5% for AGIs below $10k, 3.8% for AGIs $10k-25k, 3.2% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 3.2% for AGIs $75k-100k, 3.9% for AGIs over 100k)

IRA payment deduction: $3,167 (reported on 3.7% of returns)
12520:  $3,167
New York:  $3,115

Self-employed pension: $21,636 (reported on 1.4% of returns)
Here:  $21,636
New York:  $19,016

Total itemized deductions: $30,159 (1% of AGI, reported on 50.6% of returns)
Here:  $30,159
State:  $25,864
(% of AGI for various income ranges: 22.4% for AGIs below $10k, 14.7% for AGIs $10k-25k, 14.7% for AGIs $25k-50k, 18.4% for AGIs $50k-75k, 21.8% for AGIs $75k-100k, 24.6% for AGIs over 100k)

Charity contributions deductions: $3,273 (2.9% of AGI, reported on 48.3% of returns)
Here:  $3,273
New York:  $4,439

Here:  2.9% of AGI
State:  3.6% of AGI
(% of AGI for various income ranges: 2.0% for AGIs below $10k, 1.9% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Total tax: $11,645 (reported on 82.6% of returns)
12520:  $11,645
State:  $11,730
(% of AGI for various income ranges: 2.6% for AGIs below $10k, 4.4% for AGIs $10k-25k, 7.6% for AGIs $25k-50k, 9.6% for AGIs $50k-75k, 9.9% for AGIs $75k-100k, 17.8% for AGIs over 100k)

Earned income credit: $1,263 (reported on 4.7% of returns)
Here:  $1,263
State:  $1,757
(% of AGI for various income ranges: 2.6% for AGIs below $10k, 1.6% for AGIs $10k-25k, 0.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 65.3%
Here:  65%
State:  67%
(% for various income ranges: 52.7% for AGIs below $10k, 60.4% for AGIs $10k-25k, 58.6% for AGIs $25k-50k, 71.6% for AGIs $50k-75k, 73.4% for AGIs $75k-100k, 76.6% for AGIs over 100k)


Estimated median household income in 2007: $80,839
This zip code:  $80,839
New York:  $53,514
Cornwall on Hudson, NY (12520) map

Nearest zip codes: 12518, 12553, 10996, 12508, 10516, 12550.


Percentage of family households:
This zip code:  70.9%
Whole state:  65.7%

Percentage of households with unmarried partners:
This zip code:  3.6%
Whole state:  5.4%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.4% of all households
  • Gay men: 0.4% of all households

Housing units in zip code 12520 with a mortgage: 518 (31 second mortgage, 89 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 231


Median monthly owner costs for units with a mortgage: $2,158

Median monthly owner costs for units without a mortgage: $764

Residents with income below the poverty level in 2007:
This zip code:  3.2%
Whole state:  13.7%

Residents with income below 50% of the poverty level in 2007:
This zip code:  1.9%
Whole state:  6.1%

Median number of rooms in houses and condos:
Here:  6.8
State:  6.3

Median number of rooms in apartments:
Here:  4.0
State:  3.6


Zip code 12520 close-up map

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

 

Year house built:
  • 1999 to March 2000: 14
  • 1995 to 1998: 19
  • 1990 to 1994: 23
  • 1980 to 1989: 63
  • 1970 to 1979: 74
  • 1960 to 1969: 149
  • 1950 to 1959: 207
  • 1940 to 1949: 90
  • 1939 or earlier: 524



Zip code 12520 satellite photo by USGS


Bedrooms in owner-occupied houses in Cornwall on Hudson, NY (12520):
  • no bedroom: 3
  • 1 bedrooms: 9
  • 2 bedrooms: 138
  • 3 bedrooms: 406
  • 4 bedrooms: 194
  • 5 or more bedrooms: 70


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 14
  • 1 bedrooms: 113
  • 2 bedrooms: 93
  • 3 bedrooms: 54
  • 4 bedrooms: 18
  • 5 or more bedrooms: 4



Vehicles available in 12520 zip code in owner-occupied houses/condos:
  • no vehicle: 33
  • 1 vehicle: 165
  • 2 vehicles: 420
  • 3 vehicles: 169
  • 4 vehicles: 24
  • 5 or more vehicles: 9


Vehicles available in renter-occupied apartments:
  • no vehicle: 29
  • 1 vehicle: 146
  • 2 vehicles: 107
  • 3 vehicles: 12
  • 4 vehicles: 0
  • 5 or more vehicles: 2



Estimated household income distribution in 2007:

Zip code 12520 household income distribution in 2007

Zip code 12520 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 12520:

  • $80,000 to $89,999: 1
  • $90,000 to $99,999: 1
  • $100,000 to $124,999: 2
  • $125,000 to $149,999: 7
  • $150,000 to $174,999: 11
  • $175,000 to $199,999: 25
  • $200,000 to $249,999: 66
  • $250,000 to $299,999: 151
  • $300,000 to $399,999: 298
  • $400,000 to $499,999: 86
  • $500,000 to $749,999: 100
  • $750,000 to $999,999: 37
  • $1,000,000 or more: 35
 



12520 rent paid by renters


Rent paid by renters in 2007 in zip code 12520:

  • Less than $100: 1
  • $200 to $249: 2
  • $300 to $349: 2
  • $350 to $399: 1
  • $400 to $449: 4
  • $450 to $499: 12
  • $500 to $549: 22
  • $550 to $599: 19
  • $600 to $649: 15
  • $650 to $699: 20
  • $700 to $749: 19
  • $750 to $799: 12
  • $800 to $899: 17
  • $900 to $999: 14
  • $1,000 to $1,249: 44
  • $1,250 to $1,499: 8
  • No cash rent: 50
 


Median price asked for vacant for-sale houses and condos in 2007: $289,718.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $336,916
  • Black or African American householders: $474,085
  • Asian householders: $614,625
  • Some other race householders: $355,669
  • Two or more races householders: $289,718
  • Hispanic or Latino householders: $377,582

Estimated median house or condo value in 2007: $362,147 (it was $162,400 in 2000)
12520:  $362,147
New York:  $311,000
Lower value quartile - upper value quartile: $211,016 - $478,698

Mean price in 2007:
Detached houses: $410,009
Here:  $410,009
State:  $352,556

Townhouses or other attached units: $395,860
Here:  $395,860
State:  $476,263

In 2-unit structures: $424,907
Here:  $424,907
State:  $482,362

In 3-to-4-unit structures: $301,852
Here:  $301,852
State:  $552,553

In 5-or-more-unit structures: $830,777
Here:  $830,777
State:  $503,284


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 923
  • One, attached: 10
  • Two: 68
  • 3 or 4: 67
  • 5 to 9: 43
  • 10 to 19: 50
  • Mobile homes: 2
12520 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 1,136 (77%)
  • Carpooled: 115 (8%)
  • Bus or trolley bus: 21 (1%)
  • Subway or elevated: 7 (0%)
  • Railroad: 45 (3%)
  • Taxi: 2 (0%)
  • Walked: 75 (5%)
  • Other means: 2 (0%)
  • Worked at home: 75 (5%)
 

12520 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 74
  • 5 to 9 minutes: 162
  • 10 to 14 minutes: 150
  • 15 to 19 minutes: 205
  • 20 to 24 minutes: 177
  • 25 to 29 minutes: 40
  • 30 to 34 minutes: 91
  • 35 to 39 minutes: 54
  • 40 to 44 minutes: 85
  • 45 to 59 minutes: 153
  • 60 to 89 minutes: 119
  • 90 or more minutes: 93
 

Percentage of zip code residents living and working in this county: 61.8%


Household type by relationship
Households: 2,918

  • In family households: 2,546 (625 male householders, 180 female householders)
    674 spouses, 949 children (907 natural, 29 adopted, 13 stepchildren), 30 grandchildren, 8 brothers or sisters, 8 parents, 34 other relatives, 38 non-relatives
  • In nonfamily households: 372 (156 male householders (129 living alone)), 168 female householders (152 living alone)), 48 nonrelatives
  • In group quarters: 10 (0 institutionalized population)

Size of family households: 321 2-persons, 187 3-persons, 173 4-persons, 86 5-persons, 25 6-persons, 13 7-or-more-persons.

Size of nonfamily households: 281 1-person, 37 2-persons, 6 3-persons.

635 married couples with children.
114 single-parent households (25 men, 89 women).

90.7% of residents of 12520 zip code speak English at home.
4.4% of residents speak Spanish at home (81% very well, 10% well, 9% not well).
3.9% of residents speak other Indo-European language at home (84% very well, 10% well, 6% not well).
0.7% of residents speak Asian or Pacific Island language at home (100% very well).
0.3% of residents speak other language at home (50% very well, 50% well).

Foreign born population: 142 (4.9%)
(76.8% of them are naturalized citizens)

This zip code:  4.9%
Whole state:  20.4%

Most common places of birth for the foreign-born residents:



  • Iran (13%)
  • Korea (10%)
  • Ireland (8%)
  • India (8%)
  • Italy (7%)
  • Germany (6%)
  • Colombia (6%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 5
  • 1990 to 1994: 17
  • 1985 to 1989: 17
  • 1980 to 1984: 14
  • 1975 to 1979: 21
  • 1970 to 1974: 20
  • 1970 to 1974: 8
  • 1965 to 1969: 40

White population: 2,819
Black population: 13
American Indian population: 5
Asian population: 16
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 29
Two or more races population: 35

Zip code 12520 races chart


First ancestries reported:

 Irish: 659
 Italian: 461
 German: 291
 Other groups: 231
 English: 195
 United States or American: 147
 Polish: 58
 Dutch: 53
 French (except Basque): 50
 Russian: 38
 Scotch-Irish: 36
 Scottish: 34
 Swedish: 32
 European: 28
 Eastern European: 24
 Greek: 24
 Iranian: 21
 Norwegian: 20
 French Canadian: 18
 Welsh: 16
 British: 15
 Slovak: 15
 Hungarian: 14
 Lithuanian: 12
 Danish: 9
 Portuguese: 8
 Northern European: 7
 Lebanese: 7
 Arab:: 7
 Czechoslovakian: 7
 Swiss: 7
 Ukrainian: 7
 Austrian: 6
 Romanian: 6
 Finnish: 5
 Scandinavian: 5
 Estonian: 4
 Czech: 3
 Icelander: 2
 Armenian: 2
 Maltese: 2


Private high schools not listed on the city page:
  • NEW YORK MILITARY ACADEMY (Students: 258; Location: 78 ACADEMY AVE, CORNWALL HDSN, NY; Grades: 6 - 12)
  • STORM KING SCHOOL (Students: 126; Location: 314 MOUNTAIN ROAD, CORNWALL HDSN, NY; Grades: 9 - 12)

Zip code 12520 topographic map

Private primary/middle school not listed on the city page:
  • ST THOMAS OF CANTERBURY (Students: 222; Location: 336 HUDSON STREET, CORNWALL HDSN, NY; Grades: KG - 8)

Facitilies with environmental interests located in this zip code:

  • CORNWALL-ON-HUDSON ES ( in CORNWALL ON HUDSON, NY)
    (National Center for Education Statistics) - STATE ID-440301060002
    Organizations: CORNWALL CSD (SCHOOL DISTRICT)
  • CONRAIL CORNWALL ON HUDSON (5-7 SHORE RD in CORNWALL ON HUDSON, NY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))

Zip code 12520 marital status for males
Zip code 12520 marital status for females


Housing units lacking complete plumbing facilities: 0%

Housing units lacking complete kitchen facilities: 0%

Most commonly used house heating fuel:
  • Utility gas (65%)
  • Fuel oil, kerosene, etc. (26%)
  • Electricity (7%)
  • Bottled, tank, or LP gas (1%)


Place of birth for U.S.-born residents:

  • This state: 2063
  • Northeast: 397
  • Midwest: 92
  • South: 116
  • West: 71

66% of the 12520 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 61% lived in this county.
   Out of people who lived in different counties, 61% lived in New York.

Population in 1990: 2,980. Population change in the 1990s: -62 (-2.1%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 49
Here:  13.2%
New York:  14.0%

Students in private schools in grades 9 to 12 (high school): 11
Here:  5.1%
New York:  13.2%

Students in private undergraduate colleges: 33
Here:  32.7%
New York:  38.2%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Companies with federal contracts located in this zip code:

  • NEW YORK MILITARY ACADEMY INC (RR 218 in CORNWALL ON HU, NY)
    $46,800 with Army for Other Education and Training Services. Signed on 2000-05-25. Completion date: 2000-06-29.
  • DRABICK, STEVEN P PLS PC (237 HUDSON ST in CORNWALL ON HU, NY; small business)
    $4,500 with Army for Land Surveys, Cadastral Services (non-construction). Signed on 2003-08-27. Completion date: 2003-09-05.


Top industries in this zip code by the number of employees in 2005:

  • Educational Services: Elementary and Secondary Schools (100-249 employees: 1 establishment, 50-99 employees: 1 establishment, 20-49 employees: 1 establishment)
  • Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 5-9: 1, 1-4: 2)
  • Other Services (except Public Administration): Religious Organizations (5-9: 4)
  • Arts, Entertainment, and Recreation: Museums (10-19: 1)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 1, 1-4: 2)
  • Other Services (except Public Administration): Beauty Salons (5-9: 1, 1-4: 1)
  • Finance and Insurance: Savings Institutions (5-9: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




8 people in homes for the mentally ill
2 people in religious group quarters


Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED3$304,51354$260,95248$221,05820$87,0684$193,190
APPLICATIONS APPROVED, NOT ACCEPTED0$08$320,9497$231,3044$62,9330$0
APPLICATIONS DENIED1$336,4605$238,21428$274,58114$91,0132$181,590
APPLICATIONS WITHDRAWN0$03$365,11317$220,0064$220,4880$0
FILES CLOSED FOR INCOMPLETENESS0$02$175,4953$270,4501$91,6100$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0129.00 , 0131.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED11$300,4641$516,5500$0
APPLICATIONS APPROVED, NOT ACCEPTED0$00$00$0
APPLICATIONS DENIED2$219,6500$01$219,650
APPLICATIONS WITHDRAWN0$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0129.00 , 0131.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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