12525 Zip Code (Gardiner, NY) Detailed Profile

City: Gardiner, NY (15.25%)
County: Ulster County, NY

Estimated zip code population in 2015: 2,864
Zip code population in 2010: 3,311
Zip code population in 2000: 2,868

Houses and condos: 1,297
Renter-occupied apartments: 265

% of renters here:	26%
State:	47%

Mar. 2016 cost of living index in zip code 12525: 98.4 (near average, U.S. average is 100)

Land area: 23.5 sq. mi.
Water area: 0.4 sq. mi.

Population density: 122 people per square mile

(very low).

Age and Sex of Residents in zip code 12525

Zip code 12525 (Gardiner, New York) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 12525

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Real estate property taxes paid for housing units in 2015:

This zip code:	2.5% ($6,409)
New York:	1.7% ($4,868)

Median real estate property taxes paid for housing units with mortgages in 2015: $6,346 (2.3%)
Median real estate property taxes paid for housing units with no mortgage in 2015: $6,585 (3.1%)

Business Search - 14 Million verified businesses

Males: 1,444	(50.4%)
Females: 1,420	(49.6%)

For population 25 years and over in 12525:

High school or higher: 90.5%
Bachelor's degree or higher: 37.0%
Graduate or professional degree: 14.4%
Unemployed: 6.6%
Mean travel time to work (commute): 26.5 minutes

For population 15 years and over in 12525:

Never married: 32.2%
Now married: 56.6%
Separated: 0.6%
Widowed: 3.0%
Divorced: 7.6%

Zip code 12525 compared to state average:

Black race population percentage significantly below state average.
Hispanic race population percentage significantly below state average.
Foreign-born population percentage significantly below state average.
Renting percentage below state average.
House age below state average.

Races in zip code 12525
- 2,950White population
- 51Black population
- 9American Indian population
- 23Asian population
- 0Native Hawaiian and Other Pacific Islander population
- 4Some other race population
- 53Two or more races population
- 221Hispanic or Latino population

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100% rural population.

Estimated median house/condo value in 2015: $254,500

12525:	$254,500
New York:	$293,500

According to our research of New York and other state lists there was 1 registered sex offender living in 12525 zip code as of October 22, 2017.
The ratio of number of residents in zip code 12525 to the number of sex offenders is 2,955 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is a lot smaller than the state average.

Median resident age:

This zip code:	38.4 years
New York median age:	38.3 years

Average household size:

This zip code:	2.8 people
New York:	2.7 people

Averages for the 2012 tax year for zip code 12525, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $71,443 (Individual Income Tax Returns)

Here:
$71,443
State:
$77,088

Salary/wage: $60,381 (reported on 79.0% of returns)

Here:
$60,381
State:
$60,593

(% of AGI for various income ranges: 71.1% for AGIs below $25k, 76.1% for AGIs $25k-50k, 69.3% for AGIs $50k-75k, 69.9% for AGIs $75k-100k, 72.7% for AGIs $100k-200k, 52.2% for AGIs over 200k)

Taxable interest for individuals: $1,391 (reported on 49.4% of returns)

This zip code:
$1,391
New York:
$3,125

(% of AGI for various income ranges: 2.0% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.1% for AGIs $100k-200k, 1.0% for AGIs over 200k)

Ordinary dividends: $4,894 (reported on 27.8% of returns)

Here:
$4,894
State:
$10,299

(% of AGI for various income ranges: 2.7% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 2.9% for AGIs over 200k)

Net capital gain/loss in AGI: +$26,789 (reported on 21.0% of returns)

Here:
+$26,789
State:
+$42,474

(% of AGI for various income ranges: 1.3% for AGIs $100k-200k, 28.2% for AGIs over 200k)

Profit/loss from business: +$12,887 (reported on 17.6% of returns)

Here:
+$12,887
State:
+$16,168

(% of AGI for various income ranges: 7.4% for AGIs below $25k, 3.2% for AGIs $25k-50k, 3.8% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 5.4% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $13,263 (reported on 10.8% of returns)

12525:
$13,263
New York:
$17,621

(% of AGI for various income ranges: 3.1% for AGIs below $25k, 1.7% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 3.3% for AGIs $100k-200k)

Total itemized deductions: $27,013 (22% of AGI, reported on 42.6% of returns)

Here:
$27,013
State:
$34,985

Here:
21.9% of AGI
State:
21.3% of AGI

(% of AGI for various income ranges: 15.1% for AGIs below $25k, 12.3% for AGIs $25k-50k, 17.2% for AGIs $50k-75k, 15.9% for AGIs $75k-100k, 18.9% for AGIs $100k-200k, 14.3% for AGIs over 200k)

Charity contributions: $2,436 (reported on 34.7% of returns)

Here:
$2,436
State:
$5,572

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 1.0% for AGIs over 200k)

Taxes paid: $15,404 (reported on 42.0% of returns)

12525:
$15,404
State:
$18,656

(% of AGI for various income ranges: 5.4% for AGIs below $25k, 5.6% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 8.1% for AGIs $75k-100k, 10.3% for AGIs $100k-200k, 10.8% for AGIs over 200k)

Earned income credit: $1,586 (reported on 11.9% of returns)

Here:
$1,586
State:
$2,230

(% of AGI for various income ranges: 3.4% for AGIs below $25k, 0.8% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 64.8%

Here:
65%
State:
66%

(% for various income ranges: 56.1% for AGIs below $25k, 59.0% for AGIs $25k-50k, 70.8% for AGIs $50k-75k, 70.0% for AGIs $75k-100k, 75.9% for AGIs $100k-200k, 85.7% for AGIs over 200k)

Averages for the 2004 tax year for zip code 12525, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $54,958 (Individual Income Tax Returns)

Here:
$54,958
State:
$59,519

Salary/wage: $47,513 (reported on 84.6% of returns)

Here:
$47,513
State:
$50,673

(% of AGI for various income ranges: 92.2% for AGIs below $10k, 77.9% for AGIs $10k-25k, 78.8% for AGIs $25k-50k, 81.7% for AGIs $50k-75k, 79.8% for AGIs $75k-100k, 63.1% for AGIs over 100k)

Taxable interest for individuals: $1,369 (reported on 59.9% of returns)

This zip code:
$1,369
New York:
$2,377

(% of AGI for various income ranges: 8.8% for AGIs below $10k, 3.0% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Taxable dividends: $2,238 (reported on 30.4% of returns)

Here:
$2,238
State:
$5,394

(% of AGI for various income ranges: 3.3% for AGIs below $10k, 1.4% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Net capital gain/loss: +$8,441 (reported on 22.0% of returns)

Here:
+$8,441
State:
+$23,581

(% of AGI for various income ranges: -4.7% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, -0.3% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 7.8% for AGIs over 100k)

Profit/loss from business: +$12,482 (reported on 17.7% of returns)

Here:
+$12,482
State:
+$13,809

(% of AGI for various income ranges: 13.4% for AGIs below $10k, 7.7% for AGIs $10k-25k, 3.7% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 4.5% for AGIs $75k-100k, 3.8% for AGIs over 100k)

IRA payment deduction: $3,159 (reported on 3.7% of returns)

12525:
$3,159
New York:
$3,115

Self-employed pension: $12,176 (reported on 1.0% of returns)

Here:
$12,176
New York:
$19,016

Total itemized deductions: $21,128 (23% of AGI, reported on 44.4% of returns)

Here:
$21,128
State:
$25,864

Here:
23.3% of AGI
State:
21.9% of AGI

(% of AGI for various income ranges: 21.0% for AGIs below $10k, 10.2% for AGIs $10k-25k, 14.2% for AGIs $25k-50k, 18.0% for AGIs $50k-75k, 20.1% for AGIs $75k-100k, 17.4% for AGIs over 100k)

Charity contributions deductions: $2,322 (2% of AGI, reported on 39.7% of returns)

Here:
$2,322
State:
$4,439

Here:
2.4% of AGI
State:
3.6% of AGI

(% of AGI for various income ranges: 1.5% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Total tax: $8,291 (reported on 81.9% of returns)

12525:
$8,291
State:
$11,730

(% of AGI for various income ranges: 4.3% for AGIs below $10k, 5.0% for AGIs $10k-25k, 7.6% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 18.1% for AGIs over 100k)

Earned income credit: $1,561 (reported on 10.0% of returns)

Here:
$1,561
State:
$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 64.6%

Here:
65%
State:
67%

(% for various income ranges: 52.8% for AGIs below $10k, 60.4% for AGIs $10k-25k, 67.7% for AGIs $25k-50k, 65.6% for AGIs $50k-75k, 69.5% for AGIs $75k-100k, 76.7% for AGIs over 100k)

Estimated median household income in 2015:

This zip code:	$74,038
New York:	$60,850

Nearest zip codes: 12589, 12440, 12548, 12561, 12515, 12586.
Gardiner Zip Code Map

Percentage of family households:

This zip code:	51.3%
New York:	46.4%

Percentage of households with unmarried partners:

This zip code:	4.7%
New York:	6.0%

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 70
Household did not receive Food Stamps/SNAP in the past 12 months: 964

Women who had a birth in the past 12 months: 21 (21 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 540 (259 now married, 281 unmarried)

Housing units in zip code 12525 with a mortgage: 531 (17 second mortgage, 97 home equity loan)
Houses without a mortgage: 238

Median monthly owner costs for units with a mortgage: $1,900
Median monthly owner costs for units without a mortgage: $869

Residents with income below the poverty level in 2015:

This zip code:	9.8%
Whole state:	15.4%

Residents with income below 50% of the poverty level in 2015:

This zip code:	5.2%
Whole state:	8.5%

Median number of rooms in houses and condos:

Here:	7.0
State:	6.4

Median number of rooms in apartments:

Here:	3.8
State:	3.8

Notable locations in this zip code not listed on our city pages
Click to draw/clear zip code borders
Notable locations in zip code 12525: Four Winds Farm (A), Whitecliff Vineyard And Winery (B), Journey's End Farm (C), Brookside Farm of Gardiner (D), Tuthilltown Grist Mill (E), Wright Farms (F), Gardiner Library (G). Display/hide their locations on the map

Churches in zip code 12525 include: Saint Charles Borromeo Church (A), Gardiner Reformed Church (B). Display/hide their locations on the map

Reservoir: Heddens Lake (A). Display/hide its location on the map

Streams, rivers, and creeks: Shawangunk Kill (A), Mara Kill (B). Display/hide their locations on the map

Year house built

0Built 2014 or later
0Built 2010 to 2013
144Built 2000 to 2009
216Built 1990 to 1999
191Built 1980 to 1989
245Built 1970 to 1979
54Built 1960 to 1969
72Built 1950 to 1959
101Built 1940 to 1949
274Built 1939 or earlier

Note: State values scaled to 12525 population

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Gardiner, NY (12525)

0no bedroom
131 bedroom
882 bedrooms
5023 bedrooms
1434 bedrooms
235+ bedrooms

Note: State values scaled to Zip code 12525 population

Bedrooms in renter-occupied apartments in Gardiner, NY (12525)

28no bedroom
961 bedroom
282 bedrooms
653 bedrooms
354 bedrooms
135+ bedrooms

Note: State values scaled to Zip code 12525 population

Owner-occupied Renter-occupied

Cars and other vehicles available in Gardiner, NY (12525) in owner-occupied houses/condos

13no vehicle
1301 vehicle
2602 vehicles
2503 vehicles
774 vehicles
395+ vehicles

Note: State values scaled to Zip code 12525 population

Cars and other vehicles available in Gardiner, NY (12525) in renter-occupied apartments

0no vehicle
1951 vehicle
572 vehicles
133 vehicles
04 vehicles
05+ vehicles

Note: State values scaled to Zip code 12525 population

Zip code 12525 household income distribution in 2015
47Less than $10,000
17$10,000 to $14,999
21$15,000 to $19,999
54$20,000 to $24,999
40$25,000 to $29,999
9$30,000 to $34,999
60$35,000 to $39,999
27$40,000 to $44,999
67$45,000 to $49,999
95$50,000 to $59,999
90$60,000 to $74,999
118$75,000 to $99,999
145$100,000 to $124,999
66$125,000 to $149,999
132$150,000 to $199,999
46$200,000 or more

Estimate of home value of owner-occupied houses/condos in 2015 in zip code 12525
17Less than $10,000
34$15,000 to $19,999
14$20,000 to $24,999
13$35,000 to $39,999
11$50,000 to $59,999
7$70,000 to $79,999
13$100,000 to $124,999
34$125,000 to $149,999
43$150,000 to $174,999
33$175,000 to $199,999
154$200,000 to $249,999
127$250,000 to $299,999
169$300,000 to $399,999
44$400,000 to $499,999
56$500,000 to $749,999

Rent paid by renters in 2015 in zip code 12525
48$500 to $549
16$600 to $649
15$700 to $749
40$800 to $899
45$900 to $999
76$1,000 to $1,249
25$1,250 to $1,499

Median gross rent in 2015: $1,049.

Estimated median house (or condo) value in 2015 for:

White Non-Hispanic householders: $255,950
Black or African American householders: $249,243
Some other race householders: $294,560
Two or more races householders: $294,560
Hispanic or Latino householders: $279,514

Estimated median house or condo value in 2015: $254,500

12525:	$254,500
New York:	$293,500

Lower value quartile - upper value quartile: $179,700 - $345,400

Mean price in 2015:

Detached houses: $259,841
Here:
$259,841
State:
$344,789

Townhouses or other attached units: $209,319
Here:
$209,319
State:
$553,457

In 2-unit structures: $375,336
Here:
$375,336
State:
$524,046

In 3-to-4-unit structures: $194,416
Here:
$194,416
State:
$600,393

In 5-or-more-unit structures: $527,892
Here:
$527,892
State:
$779,069

Mobile homes: $67,124
Here:
$67,124
State:
$72,935

Owners and renters by unit type (%)

Housing units in structures:

One, detached: 933
Two: 42
3 or 4: 40
5 to 9: 43
10 to 19: 40
Mobile homes: 199

Unemployment: 6.6%

Means of transportation to work in zip code 12525
94.7%1,348Drove a car alone
1.3%18Carpooled
0.8%12Walked
3.2%45Worked at home

Travel time to work (commute) in zip code 12525
23Less than 5 minutes
1105 to 9 minutes
17510 to 14 minutes
22115 to 19 minutes
9120 to 24 minutes
8025 to 29 minutes
24630 to 34 minutes
2535 to 39 minutes
18640 to 44 minutes
14245 to 59 minutes
7960 to 89 minutes

Percentage of zip code residents living and working in this county: 60.3%

Household type by relationship:

Households: 2,862

In family households: 2,378 (393 male householders, 298 female householders)
617 spouses, 898 children (795 natural, 45 adopted, 60 stepchildren), 26 grandchildren, 0 brothers or sisters, 40 parents, 30 other relatives, 62 non-relatives
In nonfamily households: 484 (248 male householders (201 living alone)), 95 female householders (95 living alone)), 141 nonrelatives
In group quarters: 2 (0 institutionalized population)

Size of family households: 221 2-persons, 201 3-persons, 160 4-persons, 96 5-persons, 13 6-persons

Size of nonfamily households: 296 1-person, 15 2-persons, 17 3-persons, 15 7-or-more-persons

605 married couples with children.
32 single-parent households (32 women).

97.3% of residents of 12525 zip code speak English at home.
2.7% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 45 (1.6%)
(57.8% of them are naturalized citizens)

This zip code:	1.6%
Whole state:	22.9%

Most common places of birth for the foreign-born residents (%)

58%Guyana
42%Ireland

Most common first ancestries reported in 12525 (%)

19%German
18%American
15%Irish
13%Italian
11%English
6%European
3%Canadian

Year of entry for the foreign-born population

02010 or later
02000 to 2009
01990 to 1999
71Before 1990

Note: State values scaled to 12525 population

Facilities with environmental interests located in this zip code:

GARDINER (T) SD#1 (TOWN HALL, PO BOX 1, RTE 44/55 in GARDINER, NY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
GARDINER COLLISION (RT 208 in GARDINER, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
GARDINER COLLISION CENTER (RTE 4455 in GARDINER, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))

Zip code 12525 marital status for females

Housing units lacking complete plumbing facilities: 3.5%
Housing units lacking complete kitchen facilities: 3.5%

Most commonly used house heating fuel

58%Fuel oil, kerosene, etc.
15%Bottled, tank, or LP gas
12%Wood
9%Electricity
5%Utility gas

Population in 1990: 3,900. Population change in the 1990s: -1,032 (-26.5%).

Place of birth for U.S.-born residents:

This state: 2,336
Northeast: 297
Midwest: 73
South: 72
West: 15

58% of the 12525 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 37% lived in this county.
Out of people who lived in different counties, 50% lived in New York.

93% of the 12525 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 61% moved from this county.
   Out of people who lived in different houses, 15% moved from different county within same state.
   Out of people who lived in different houses, 24% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 23

Here:	5.0%
New York:	13.4%

Students in private schools in grades 9 to 12 (high school):

Here:	0.0%
New York:	12.5%

Students in private undergraduate colleges: 33

Here:	22.4%
New York:	35.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

73,042Computer and mathematical occupations
70,893Sales and related occupations
64,423Education, training, and library occupations
59,375Building and grounds cleaning and maintenance occupations
51,957Management occupations
44,286Installation, maintenance, and repair occupations

Note: State values scaled to 12525 population

Companies with federal contracts located in this zip code (GARDINER, NY):

S P INDUSTRIES INC (815 STATE ROUTE 208; small business) : $1,173,597 in 43 contracts from 2000 to 2006
Contracts for Laboratory Equipment and Supplies, Chemical Analysis Instruments, Environmental Chambers and Related Equipment, Maintenance, Repair and Rebuilding of Equipment -- Medical, Dental, and Veterinary Equipment and Supplies, and more by Agricultural Research Service (disused code), Animal and Plant Health Inspection Service, Food and Drug Administration, Centers for Disease Control and Prevention, and others
Signed by year: 2000: $62,000; 2001: $48,809; 2002: $380,186; 2003: $173,494; 2004: $61,909; 2005: $189,215; 2006: $257,984.

Biggest contracts:
$143,000 with Agricultural Research Service (disused code) for Laboratory Equipment and Supplies. Signed on 2002-03-15. Completion date: 2002-07-15.
$103,000, same as above. Signed on 2002-04-15. Completion date: 2003-01-15.
$100,639 with Animal and Plant Health Inspection Service for Laboratory Equipment and Supplies. Signed on 2003-08-15. Completion date: 2003-11-15.
$90,994 with Food and Drug Administration for Laboratory Equipment and Supplies. Taking place in MD. Signed on 2006-08-18. Completion date: 2007-02-01.
RANCH PARACHUTE CLUB LTD (45 SANDHILL ROAD; small business)
$7,700 with Army for Passenger Air Charter Service. Signed on 2003-06-13. Completion date: 2003-07-13.
BEHAVIOR MANGEMENT SYSTEM, INC (184 MCKINSTRY RD; small business)
$7,000 with Navy for Other Education and Training Services. Signed on 2004-03-17. Completion date: 2004-03-19.
RANCH PRO SHOP, THE (55 SAND HILL RD; small business)
$6,820 with Army for Parachutes; Aerial Pick Up, Delivery, Recovery Systems; and Cargo Tie Down Equipment. Signed on 2006-06-27. Completion date: 2006-07-26.

Top industries in this zip code by the number of employees in 2005:

Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 1 establishment, 10-19 employees: 3 establishments, 1-4 employees: 1 establishment)
Professional, Scientific, and Technical Services: Veterinary Services (20-49: 1, 1-4: 1)
Arts, Entertainment, and Recreation: Nature Parks and Other Similar Institutions (20-49: 1)
Wholesale Trade: Drugs and Druggists' Sundries Merchant Wholesalers (20-49: 1)
Construction: Site Preparation Contractors (10-19: 1, 1-4: 4)
Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 2, 1-4: 2)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

4 people in other noninstitutional facilities

People in group quarters in 2000:

20 people in agriculture workers' dormitories on farms

Fatal accident statistics in 2013:

Fatal accident count: 1
Vehicles involved in fatal accidents: 1
Fatal accidents caused by drunken drivers: 0
Fatalities: 1
Persons involved in fatal accidents: 1
Pedestrians involved in fatal accidents: 0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	3	$237,870	45	$239,521	101	$202,990	20	$75,169	18	$269,576	2	$58,290
APPLICATIONS APPROVED, NOT ACCEPTED	2	$372,790	2	$208,725	5	$156,450	0	$0	0	$0	2	$76,625
APPLICATIONS DENIED	1	$150,430	4	$149,963	31	$228,802	3	$28,207	1	$282,060	2	$48,890
APPLICATIONS WITHDRAWN	0	$0	8	$269,485	25	$243,888	3	$138,210	4	$337,063	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	2	$228,000	5	$217,938	2	$393,945	0	$0	0	$0

Choose year: 2009 2008 2007 2006 2005 2004

Detailed HMDA statistics for the following Tracts: 9542.00

	A) Conventional Home Purchase Loans		B) Refinancings		C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	5	$226,588	1	$392,060	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	7	$319,803	1	$295,220	1	$295,220
APPLICATIONS DENIED	3	$247,587	0	$0	0	$0
APPLICATIONS WITHDRAWN	1	$210,600	3	$340,980	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0

Choose year: 2009 2008 2007 2006 2005 2004

Detailed PMIC statistics for the following Tracts: 9542.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Name	Count	Lived (average)
Most common first names in zip code 12525 among deceased individuals
George	17	78.1 years
Mary	17	81.2 years
John	16	74.9 years
Joseph	13	72.5 years
Margaret	12	77.3 years
Thomas	12	73.8 years
Charles	11	83.0 years
Elizabeth	10	78.1 years
James	10	71.9 years
William	10	72.4 years

Last name	Count	Lived (average)
Most common last names in zip code 12525 among deceased individuals
Otis	8	72.0 years
Smith	6	74.0 years
Clinton	5	77.2 years
Gierisch	4	74.5 years
Kosteczko	4	68.2 years
Brooks	4	77.2 years
Dubois	4	79.3 years
Decker	4	67.5 years
Romano	4	75.7 years
Schoonmaker	4	78.0 years

Name	Count	Name	Count
Businesses in zip code 12525
FedEx	1	New Balance	1
MasterBrand Cabinets	1	UPS	1

AK	AL	AR	AZ	CA	CO	CT
DC	DE	FL	GA	HI	IA	ID
IL	IN	KS	KY	LA	MA	MD
ME	MI	MN	MO	MS	MT	NC
ND	NE	NH	NJ	NM	NV	NY
OH	OK	OR	PA	RI	SC	SD
TN	TX	UT	VA	VT	WA	WI
WV	WY

AK	AL	AR	AZ	CA	CO	CT
DE	FL	GA	HI	IA	ID	IL
IN	KS	KY	LA	MA	ME	MI
MN	MO	MS	MT	NC	ND	NE
NH	NJ	NM	NV	NY	OH	OK
OR	PA	RI	SC	SD	TN	TX
VA	VT	WA	WI	WV	WY

AK	AL	AR	AZ	CA	CO	CT
DE	FL	GA	HI	IA	ID	IL
IN	KS	KY	LA	MA	ME	MI
MN	MO	MS	MT	NC	ND	NE
NH	NJ	NM	NV	NY	OH	OK
OR	PA	RI	SC	SD	TN	TX
VA	VT	WA	WI	WV	WY

AK	AL	AR	AZ	CA	CO	CT
DC	DE	FL	GA	HI	IA	ID
IL	IN	KS	KY	LA	MA	MD
ME	MI	MN	MO	MS	MT	NC
ND	NE	NH	NJ	NM	NV	NY
OH	OK	OR	PA	RI	SC	SD
TN	TX	UT	VA	VT	WA	WI
WV	WY

AB	BC	MB	NB	NL	NS	NT
NU	ON	PE	QC	SK	YT

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2008 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	7	$254,794	48	$287,975	49	$218,088	22	$98,892	1	$611,130	11	$313,428	4	$59,703
APPLICATIONS APPROVED, NOT ACCEPTED	1	$114,700	8	$302,274	8	$196,149	1	$28,210	0	$0	1	$131,630	1	$114,700
APPLICATIONS DENIED	1	$283,000	7	$209,261	36	$247,090	8	$130,335	0	$0	6	$194,935	1	$78,980
APPLICATIONS WITHDRAWN	0	$0	8	$230,349	26	$212,702	2	$175,815	0	$0	2	$156,545	1	$150,430
FILES CLOSED FOR INCOMPLETENESS	0	$0	1	$289,580	7	$239,214	1	$97,780	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$212,485	63	$270,778	71	$194,952	26	$83,967	27	$280,876	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	10	$291,368	25	$165,024	2	$206,845	4	$282,295	1	$77,100
APPLICATIONS DENIED	0	$0	8	$333,184	59	$283,685	16	$122,873	8	$357,746	0	$0
APPLICATIONS WITHDRAWN	0	$0	11	$241,632	27	$270,255	2	$27,735	3	$259,183	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	4	$202,848	14	$255,264	1	$47,010	1	$235,050	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$181,460	72	$243,146	76	$199,322	29	$47,269	1	$250,090	8	$323,194	3	$50,770
APPLICATIONS APPROVED, NOT ACCEPTED	1	$184,280	9	$167,982	24	$194,856	2	$58,760	0	$0	3	$172,370	0	$0
APPLICATIONS DENIED	0	$0	24	$195,875	48	$260,827	12	$65,501	0	$0	2	$164,535	3	$41,057
APPLICATIONS WITHDRAWN	0	$0	6	$209,352	39	$272,682	5	$109,064	1	$282,060	2	$248,215	1	$81,800
FILES CLOSED FOR INCOMPLETENESS	0	$0	3	$130,060	20	$375,798	0	$0	0	$0	1	$312,150	1	$47,010

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$185,690	106	$220,832	104	$220,658	21	$253,675	22	$473,989	5	$44,190
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	17	$238,866	14	$145,932	5	$67,506	5	$276,606	2	$58,290
APPLICATIONS DENIED	0	$0	24	$155,917	63	$244,004	15	$101,228	4	$141,970	6	$66,755
APPLICATIONS WITHDRAWN	0	$0	10	$334,053	40	$226,753	10	$116,021	2	$448,475	3	$66,753
FILES CLOSED FOR INCOMPLETENESS	0	$0	5	$236,366	25	$215,268	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	0	$0	83	$221,921	123	$193,276	24	$91,513	1	$70,520	24	$206,805	1	$72,400
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	7	$184,279	31	$181,550	6	$154,507	0	$0	1	$267,020	4	$44,660
APPLICATIONS DENIED	1	$78,040	7	$204,694	61	$189,612	13	$97,636	0	$0	5	$223,580	5	$46,258
APPLICATIONS WITHDRAWN	0	$0	15	$98,345	45	$214,700	6	$98,878	0	$0	6	$99,505	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	2	$142,910	32	$348,814	5	$161,714	0	$0	1	$3,925,330	0	$0

12525 Zip Code (Gardiner, NY) Detailed Profile

For population 25 years and over in 12525:

For population 15 years and over in 12525:

Zip code 12525 compared to state average:

Races in zip code 12525

Averages for the 2012 tax year for zip code 12525, filed in 2013:

Averages for the 2004 tax year for zip code 12525, filed in 2005:

Notable locations in this zip code not listed on our city pages

Zip code 12525 household income distribution in 2015

Estimate of home value of owner-occupied houses/condos in 2015 in zip code 12525

Rent paid by renters in 2015 in zip code 12525

Estimated median house (or condo) value in 2015 for:

Mean price in 2015:

Housing units in structures:

Means of transportation to work in zip code 12525

Travel time to work (commute) in zip code 12525

Household type by relationship:

Facilities with environmental interests located in this zip code:

Place of birth for U.S.-born residents:

Private vs. public school enrollment:

Companies with federal contracts located in this zip code (GARDINER, NY):

Top industries in this zip code by the number of employees in 2005:

People in group quarters in 2010:

People in group quarters in 2000:

Fatal accident statistics in 2013: