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12531 Zip Code Detailed Profile

 



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Dutchess County, NY
Zip code population (2000): 3,051
Estimated zip code population in 2007: 3,102

Age and Sex of Residents in zip code 12531

Zip code 12531 (, New York) real estate house value trends

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12531 map from a distance

Houses and condos: 1,154
Renter-occupied apartments: 137
% of renters here:  14%
State:  47%

2008 cost of living index in zip code 12531: 136.1 (high, U.S. average is 100)

Land area: 13.9 sq. mi.
Water area: 0.7 sq. mi.
Population density: 223 people per square mile 
 
  (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  2.4% ($3,678)
New York:  2.4% ($2,847)

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Males: 1,508  (49.4%)
Females: 1,543  (50.6%)

Zip code 12531 races chart


12531, NY forum
Discuss zip code 12531 area on our local forum with over 700,000 registered users
Urban population: 209
Rural population: 2,842

Estimated median house/condo value in 2007: $396,757
12531:  $396,757
New York:  $311,000

According to our research of public records there were no registered sex offenders living in this zip code in early 2007.

Median resident age:  38.2 years
New York median age:  35.9 years

Average household size:
This zip code:  2.9 people
New York:  2.6 people

Averages for the 2004 tax year for zip code 12531, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $62,168 (Individual Income Tax Returns)
Here:  $62,168
State:  $59,519

Salary/wage: $58,414 (reported on 86.4% of returns)
Here:  $58,414
State:  $50,673
(% of AGI for various income ranges: 148.4% for AGIs below $10k, 71.2% for AGIs $10k-25k, 80.5% for AGIs $25k-50k, 84.4% for AGIs $50k-75k, 85.3% for AGIs $75k-100k, 78.9% for AGIs over 100k)

Taxable interest for individuals: $1,056 (reported on 65.0% of returns)
This zip code:  $1,056
New York:  $2,377
(% of AGI for various income ranges: 9.5% for AGIs below $10k, 2.6% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Taxable dividends: $1,916 (reported on 32.6% of returns)
Here:  $1,916
State:  $5,394
(% of AGI for various income ranges: 7.3% for AGIs below $10k, 2.6% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Net capital gain/loss: +$8,063 (reported on 25.9% of returns)
Here:  +$8,063
State:  +$23,581
(% of AGI for various income ranges: -7.9% for AGIs below $10k, -0.5% for AGIs $10k-25k, 0.0% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 6.1% for AGIs over 100k)

Profit/loss from business: +$15,949 (reported on 16.8% of returns)
Here:  +$15,949
State:  +$13,809
(% of AGI for various income ranges: 26.7% for AGIs below $10k, 12.5% for AGIs $10k-25k, 5.7% for AGIs $25k-50k, 3.4% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 3.9% for AGIs over 100k)

IRA payment deduction: $3,639 (reported on 4.0% of returns)
12531:  $3,639
New York:  $3,115
(% of AGI for various income ranges: 5.7% for AGIs below $10k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $13,625 (reported on 1.0% of returns)
Here:  $13,625
New York:  $19,016

Total itemized deductions: $23,380 (1% of AGI, reported on 53.8% of returns)
Here:  $23,380
State:  $25,864
(% of AGI for various income ranges: 41.7% for AGIs below $10k, 17.0% for AGIs $10k-25k, 18.1% for AGIs $25k-50k, 23.7% for AGIs $50k-75k, 22.9% for AGIs $75k-100k, 18.8% for AGIs over 100k)

Charity contributions deductions: $2,203 (2.2% of AGI, reported on 49.3% of returns)
Here:  $2,203
New York:  $4,439

Here:  2.2% of AGI
State:  3.6% of AGI
(% of AGI for various income ranges: 0.5% for AGIs below $10k, 1.3% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Total tax: $9,476 (reported on 81.5% of returns)
12531:  $9,476
State:  $11,730
(% of AGI for various income ranges: 5.3% for AGIs below $10k, 5.5% for AGIs $10k-25k, 7.7% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 9.2% for AGIs $75k-100k, 16.6% for AGIs over 100k)

Earned income credit: $1,567 (reported on 6.4% of returns)
Here:  $1,567
State:  $1,757
(% of AGI for various income ranges: 6.3% for AGIs below $10k, 2.4% for AGIs $10k-25k, 0.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 63.8%
Here:  64%
State:  67%
(% for various income ranges: 51.3% for AGIs below $10k, 58.6% for AGIs $10k-25k, 56.7% for AGIs $25k-50k, 76.7% for AGIs $50k-75k, 69.9% for AGIs $75k-100k, 72.9% for AGIs over 100k)


Estimated median household income in 2007: $80,496
This zip code:  $80,496
New York:  $53,514
12531 map

Nearest zip codes: 12582, 10512, 12564, 12570, 12563, 10509.


Percentage of family households:
This zip code:  74.6%
Whole state:  65.7%

Percentage of households with unmarried partners:
This zip code:  5.0%
Whole state:  5.4%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.5% of all households
  • Gay men: 0.4% of all households

Housing units in zip code 12531 with a mortgage: 503 (34 second mortgage, 80 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 214


Median monthly owner costs for units with a mortgage: $1,991

Median monthly owner costs for units without a mortgage: $719

Residents with income below the poverty level in 2007:
This zip code:  0.8%
Whole state:  13.7%

Residents with income below 50% of the poverty level in 2007:
This zip code:  0.0%
Whole state:  6.1%

Median number of rooms in houses and condos:
Here:  6.5
State:  6.3

Median number of rooms in apartments:
Here:  4.8
State:  3.6


Zip code 12531 close-up map

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

Notable location: Westminster Camp (A). Display/hide its location on the map

Church in zip code 12531: First Pawling Church (A). Display/hide its location on the map

Lakes, reservoirs, and swamps: Whaley Lake (A), Wonder Lake (B), Westminster Lake (C), Lake Dutchess (D), Ballard Lake (E), Denton Lake (F), Stump Pond (G), Browns Pond (H). Display/hide their locations on the map

 

Year house built:
  • 1999 to March 2000: 46
  • 1995 to 1998: 31
  • 1990 to 1994: 64
  • 1980 to 1989: 192
  • 1970 to 1979: 119
  • 1960 to 1969: 194
  • 1950 to 1959: 176
  • 1940 to 1949: 76
  • 1939 or earlier: 230



Zip code 12531 satellite photo by USGS


Bedrooms in owner-occupied houses in 12531:
  • no bedroom: 0
  • 1 bedrooms: 29
  • 2 bedrooms: 155
  • 3 bedrooms: 423
  • 4 bedrooms: 163
  • 5 or more bedrooms: 49


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 0
  • 1 bedrooms: 41
  • 2 bedrooms: 40
  • 3 bedrooms: 42
  • 4 bedrooms: 5
  • 5 or more bedrooms: 9



Vehicles available in 12531 zip code in owner-occupied houses/condos:
  • no vehicle: 14
  • 1 vehicle: 122
  • 2 vehicles: 433
  • 3 vehicles: 141
  • 4 vehicles: 76
  • 5 or more vehicles: 33


Vehicles available in renter-occupied apartments:
  • no vehicle: 0
  • 1 vehicle: 42
  • 2 vehicles: 72
  • 3 vehicles: 13
  • 4 vehicles: 10
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 12531 household income distribution in 2007

Zip code 12531 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 12531:

  • $150,000 to $174,999: 2
  • $175,000 to $199,999: 19
  • $200,000 to $249,999: 45
  • $250,000 to $299,999: 102
  • $300,000 to $399,999: 258
  • $400,000 to $499,999: 146
  • $500,000 to $749,999: 203
  • $750,000 to $999,999: 45
  • $1,000,000 or more: 13
 



12531 rent paid by renters


Rent paid by renters in 2007 in zip code 12531:

  • $500 to $549: 5
  • $600 to $649: 22
  • $700 to $749: 11
  • $750 to $799: 11
  • $800 to $899: 15
  • $900 to $999: 19
  • $1,000 to $1,249: 36
  • $1,250 to $1,499: 18
  • $1,500 to $1,999: 25
 


Median price asked for vacant for-sale houses and condos in 2007: $579,437.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $385,168
  • Black or African American householders: $395,071
  • Asian householders: $579,437
  • Hispanic or Latino householders: $430,258

Estimated median house or condo value in 2007: $303,388 (it was $188,300 in 2000)
12531:  $303,388
New York:  $311,000
Lower value quartile - upper value quartile: $0 - $0

Mean price in 2007:
Detached houses: $366,412
Here:  $366,412
State:  $352,556

In 2-unit structures: $279,588
Here:  $279,588
State:  $482,362

In 3-to-4-unit structures: $509,192
Here:  $509,192
State:  $552,553


Owners and renters by unit type in %


Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 1,042
  • One, attached: 5
  • Two: 37
  • 3 or 4: 35
  • 10 to 19: 9
12531 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 1,176 (84%)
  • Carpooled: 120 (9%)
  • Railroad: 38 (3%)
  • Walked: 8 (1%)
  • Worked at home: 66 (5%)
 

12531 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 14
  • 5 to 9 minutes: 41
  • 10 to 14 minutes: 98
  • 15 to 19 minutes: 162
  • 20 to 24 minutes: 153
  • 25 to 29 minutes: 45
  • 30 to 34 minutes: 181
  • 35 to 39 minutes: 101
  • 40 to 44 minutes: 81
  • 45 to 59 minutes: 190
  • 60 to 89 minutes: 218
  • 90 or more minutes: 58
 

Percentage of zip code residents living and working in this county: 30.8%


Household type by relationship
Households: 2,887

  • In family households: 2,536 (600 male householders, 115 female householders)
    581 spouses, 1,016 children (965 natural, 36 adopted, 15 stepchildren), 5 grandchildren, 31 brothers or sisters, 36 parents, 113 other relatives, 39 non-relatives
  • In nonfamily households: 351 (148 male householders (131 living alone)), 113 female householders (95 living alone)), 90 nonrelatives
  • In group quarters: 149 (131 institutionalized population)

Size of family households: 214 2-persons, 142 3-persons, 204 4-persons, 70 5-persons, 60 6-persons, 25 7-or-more-persons.

Size of nonfamily households: 226 1-person, 28 2-persons, 7 5-persons.

738 married couples with children.
75 single-parent households (30 men, 45 women).

91.6% of residents of 12531 zip code speak English at home.
4.7% of residents speak Spanish at home (81% very well, 13% well, 5% not well).
3.4% of residents speak other Indo-European language at home (73% very well, 27% well).
0.2% of residents speak Asian or Pacific Island language at home (100% well).

Foreign born population: 112 (3.7%)
(72.3% of them are naturalized citizens)

This zip code:  3.7%
Whole state:  20.4%

Most common places of birth for the foreign-born residents:



  • Italy (18%)
  • United Kingdom (15%)
  • Dominican Republic (13%)
  • Ireland (10%)
  • Chile (10%)
  • Poland (6%)
  • Jamaica (6%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 6
  • 1990 to 1994: 0
  • 1985 to 1989: 18
  • 1980 to 1984: 17
  • 1975 to 1979: 7
  • 1970 to 1974: 0
  • 1970 to 1974: 20
  • 1965 to 1969: 44

White population: 2,909
Black population: 37
American Indian population: 8
Asian population: 26
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 33
Two or more races population: 37

Zip code 12531 races chart


First ancestries reported:

 Italian: 859
 Irish: 542
 German: 220
 Other groups: 205
 United States or American: 173
 English: 141
 Polish: 130
 French (except Basque): 64
 West Indian (excluding Hispanic groups):: 38
 Jamaican: 38
 Scottish: 32
 Scotch-Irish: 29
 Armenian: 28
 Russian: 22
 Dutch: 21
 Swedish: 20
 Ukrainian: 16
 British: 15
 Greek: 12
 Romanian: 12
 Danish: 11
 Finnish: 9
 Eastern European: 6
 Hungarian: 6
 Czech: 5
 Norwegian: 5


Zip code 12531 marital status for males
Zip code 12531 marital status for females


Housing units lacking complete plumbing facilities: 1%

Most commonly used house heating fuel:
  • Fuel oil, kerosene, etc. (73%)
  • Electricity (21%)
  • Bottled, tank, or LP gas (3%)
  • Utility gas (1%)
  • Other fuel (1%)
  • Wood (1%)


Place of birth for U.S.-born residents:

  • This state: 2477
  • Northeast: 260
  • Midwest: 15
  • South: 73
  • West: 43

63% of the 12531 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 44% lived in this county.
   Out of people who lived in different counties, 76% lived in New York.

Population in 1990: 3,248. Population change in the 1990s: -197 (-6.1%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 60
Here:  12.5%
New York:  14.0%

Students in private schools in grades 9 to 12 (high school): 6
Here:  3.1%
New York:  13.2%

Students in private undergraduate colleges: 47
Here:  56.0%
New York:  38.2%


Educational Attainment

School Enrollment by Level of School


Class of Workers


Companies with federal contracts located in this zip code:

  • DAVIS ENTERPRISES, LTD (3888 RT 52 in HOLMES, NY; small business)
    $18,131 with Army for Hospital Furniture, Equipment, Utensils, and Supplies. Signed on 2005-06-09. Completion date: 2005-06-30.


Top industries in this zip code by the number of employees in 2005:

  • Health Care and Social Assistance: Nursing Care Facilities (100-249 employees: 1 establishment)
  • Other Services (except Public Administration): General Automotive Repair (20-49: 1)
  • Construction: Highway, Street, and Bridge Construction (20-49: 1)
  • Other Services (except Public Administration): Religious Organizations (10-19: 2, 1-4: 1)
  • Construction: Site Preparation Contractors (10-19: 1, 1-4: 4)
  • Construction: Electrical Contractors (5-9: 2, 1-4: 3)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (5-9: 1, 1-4: 4)
  • Construction: Other Building Equipment Contractors (10-19: 1)
  • Health Care and Social Assistance: Residential Mental Health and Substance Abuse Facilities (10-19: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




147 people in nursing homes
11 people in homes for the mentally retarded


Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans		B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)		G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED0$049$293,39270$261,12812$145,7749$295,5420$0
APPLICATIONS APPROVED, NOT ACCEPTED0$07$328,73420$253,4003$57,9674$272,9730$0
APPLICATIONS DENIED0$014$252,24955$284,43010$135,5193$215,3871$117,440
APPLICATIONS WITHDRAWN1$172,1305$381,04424$239,1393$140,1131$146,6101$39,880
FILES CLOSED FOR INCOMPLETENESS0$01$192,5108$259,3282$160,9900$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0502.02 , 1100.01

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans		B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED11$315,0401$429,010
APPLICATIONS APPROVED, NOT ACCEPTED0$01$405,060
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN0$01$104,960
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0502.02 , 1100.01

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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