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12531 Zip Code Detailed Profile

 


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Counties: Dutchess County, NY (84.50%), Putnam County, NY (15.50%)

Zip code population in 2010: 1,450
Zip code population (2000): 3,051


Age and Sex of Residents in zip code 12531

Zip code 12531 (, New York) real estate house value trends

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Houses and condos: 1,722
Renter-occupied apartments: 219
% of renters here:

15%
State:

45%

Mar. 2012 cost of living index in zip code 12531: 136.8 (high, U.S. average is 100)

Land area: 17.5 sq. mi.
Water area: 1.0 sq. mi.
Population density: 83 people per square mile 
 
  (very low).

Real estate property taxes paid for housing units in 2010:
This zip code:

1.8% ($6,978)
New York:

1.3% ($3,937)

Median real estate property taxes paid for housing units with mortgages in 2010: $6,987 (1.7%)
Median real estate property taxes paid for housing units with no mortgage in 2010: $6,991 (1.9%)

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Males: 2,068  (49.5%)
Females: 2,107  (50.5%)

Zip code 12531 races chart

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12531, NY forum
Recent posts about zip code 12531 area on our local forum with over 1,500,000 registered users:
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Urban population: 99
Rural population: 1,350

Estimated median house/condo value in 2010: $394,889
12531:

$394,889
New York:

$304,100
Median resident age:
This zip code:

41.2 years
New York median age:

37.9 years

Average household size:
This zip code:

2.9 people
New York:

2.6 people

Averages for the 2004 tax year for zip code 12531, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $62,168 (Individual Income Tax Returns)
Here:

$62,168
State:

$59,519

Salary/wage: $58,414 (reported on 86.4% of returns)
Here:

$58,414
State:

$50,673
(% of AGI for various income ranges: 148.4% for AGIs below $10k, 71.2% for AGIs $10k-25k, 80.5% for AGIs $25k-50k, 84.4% for AGIs $50k-75k, 85.3% for AGIs $75k-100k, 78.9% for AGIs over 100k)

Taxable interest for individuals: $1,056 (reported on 65.0% of returns)
This zip code:

$1,056
New York:

$2,377
(% of AGI for various income ranges: 9.5% for AGIs below $10k, 2.6% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Taxable dividends: $1,916 (reported on 32.6% of returns)
Here:

$1,916
State:

$5,394
(% of AGI for various income ranges: 7.3% for AGIs below $10k, 2.6% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Net capital gain/loss: +$8,063 (reported on 25.9% of returns)
Here:

+$8,063
State:

+$23,581
(% of AGI for various income ranges: -7.9% for AGIs below $10k, -0.5% for AGIs $10k-25k, 0.0% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 6.1% for AGIs over 100k)

Profit/loss from business: +$15,949 (reported on 16.8% of returns)
Here:

+$15,949
State:

+$13,809
(% of AGI for various income ranges: 26.7% for AGIs below $10k, 12.5% for AGIs $10k-25k, 5.7% for AGIs $25k-50k, 3.4% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 3.9% for AGIs over 100k)

IRA payment deduction: $3,639 (reported on 4.0% of returns)
12531:

$3,639
New York:

$3,115
(% of AGI for various income ranges: 5.7% for AGIs below $10k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $13,625 (reported on 1.0% of returns)
Here:

$13,625
New York:

$19,016

Total itemized deductions: $23,380 (24% of AGI, reported on 53.8% of returns)
Here:

$23,380
State:

$25,864

Here:

24.4% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 41.7% for AGIs below $10k, 17.0% for AGIs $10k-25k, 18.1% for AGIs $25k-50k, 23.7% for AGIs $50k-75k, 22.9% for AGIs $75k-100k, 18.8% for AGIs over 100k)

Charity contributions deductions: $2,203 (2% of AGI, reported on 49.3% of returns)
Here:

$2,203
State:

$4,439

Here:

2.2% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.5% for AGIs below $10k, 1.3% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Total tax: $9,476 (reported on 81.5% of returns)
12531:

$9,476
State:

$11,730
(% of AGI for various income ranges: 5.3% for AGIs below $10k, 5.5% for AGIs $10k-25k, 7.7% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 9.2% for AGIs $75k-100k, 16.6% for AGIs over 100k)

Earned income credit: $1,567 (reported on 6.4% of returns)
Here:

$1,567
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 63.8%
Here:

64%
State:

67%
(% for various income ranges: 51.3% for AGIs below $10k, 58.6% for AGIs $10k-25k, 56.7% for AGIs $25k-50k, 76.7% for AGIs $50k-75k, 69.9% for AGIs $75k-100k, 72.9% for AGIs over 100k)


Estimated median household income in 2010:
This zip code:

$84,315
New York:

$55,217

12531 map

Nearest zip codes: 12582, 12570, 12563, 10512, 12564, 12533.

Percentage of family households:
This zip code:

60.5%
New York:

49.7%

Percentage of households with unmarried partners:
This zip code:

5.9%
New York:

5.9%


Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.3% of all households
  • Gay men: 0.3% of all households

Housing units in zip code 12531 with a mortgage: 913 (77 second mortgage, 278 home equity loan, 28 both second mortgage and home equity loan)
Houses without a mortgage: 340

Median monthly owner costs for units with a mortgage: $2,432

Median monthly owner costs for units without a mortgage: $827

Residents with income below the poverty level in 2010:
This zip code:

5.9%
Whole state:

14.4%

Residents with income below 50% of the poverty level in 2010:
This zip code:

3.3%
Whole state:

7.9%

Median number of rooms in houses and condos:
Here:

7.0
State:

6.4

Median number of rooms in apartments:
Here:

4.6
State:

3.9


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Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 12531: Maynard Corners (A), Sanita Hills Camp (B), Camp Merrywood (C), Camp Ludington (D), Westminster Camp (E). Display/hide their locations on the map

Churches in zip code 12531 include: Faith Bible Fellowship Church (A), Holmes United Methodist Church (B), First Pawling Church (C). Display/hide their locations on the map

Lakes, reservoirs, and swamps: Whaley Lake (A), Ballard Pond (B), Ballard Lake (C), Browns Pond (D), Denton Lake (E), Willow Lake (F), Westminster Lake (G), Little Whaley Lake (H). Display/hide their locations on the map

 

Year house built

  • 2005 or later: 48
  • 2000 to 2004: 101
  • 1990 to 1999: 186
  • 1980 to 1989: 311
  • 1970 to 1979: 323
  • 1960 to 1969: 309
  • 1950 to 1959: 166
  • 1940 to 1949: 232
  • 1939 or earlier: 131


Zip code 12531 satellite photo by USGS

Bedrooms in houses/apartments in 12531
Owner-occupied Renter-occupied
  • no bedroom: 0
  • 1 bedroom: 55
  • 2 bedrooms: 225
  • 3 bedrooms: 588
  • 4 bedrooms: 376
  • 5+ bedrooms: 68
  • no bedroom: 13
  • 1 bedroom: 120
  • 2 bedrooms: 61
  • 3 bedrooms: 63
  • 4 bedrooms: 9
  • 5+ bedrooms: 64
Cars and other vehicles available in 12531 in houses/condos/apartments
Owner-occupied Renter-occupied
  • no vehicle: 53
  • 1 vehicle: 228
  • 2 vehicles: 582
  • 3 vehicles: 258
  • 4 vehicles: 146
  • 5+ vehicles: 54
  • no vehicle: 53
  • 1 vehicle: 147
  • 2 vehicles: 100
  • 3 vehicles: 51
  • 4 vehicles: 87
  • 5+ vehicles: 28


Estimated household income distribution in 2009:

Zip code 12531 household income distribution in 2009

Zip code 12531 house/condo values in 2010

Estimate of home value of owner-occupied houses/condos in 2010 in zip code 12531:

  • Less than $10,000: 45
  • $20,000 to $24,999: 29
  • $35,000 to $39,999: 232
  • $50,000 to $59,999: 26
  • $70,000 to $79,999: 14
  • $80,000 to $89,999: 37
  • $90,000 to $99,999: 8
  • $100,000 to $124,999: 119
  • $125,000 to $149,999: 6
  • $150,000 to $174,999: 53
  • $175,000 to $199,999: 120
  • $200,000 to $249,999: 115
  • $250,000 to $299,999: 121
  • $300,000 to $399,999: 397
  • $400,000 to $499,999: 223
  • $500,000 to $749,999: 193
  • $750,000 to $999,999: 58
  • $1,000,000 or more: 41

 



12531 rent paid by renters

Rent paid by renters in 2010 in zip code 12531:

  • $200 to $249: 6
  • $350 to $399: 40
  • $500 to $549: 3
  • $600 to $649: 6
  • $650 to $699: 5
  • $700 to $749: 39
  • $750 to $799: 17
  • $800 to $899: 152
  • $900 to $999: 24
  • $1,000 to $1,249: 107
  • $1,250 to $1,499: 65
  • $1,500 to $1,999: 25
  • $2,000 or more: 10
  • No cash rent: 80
 


Median price asked for vacant for-sale houses and condos in 2010: $478,111.

Estimated median house (or condo) value in 2010 for:

  • White Non-Hispanic householders: $383,354
  • Black or African American householders: $393,211
  • Asian householders: $576,709
  • Hispanic or Latino householders: $428,233

Estimated median house or condo value in 2010: $394,889
12531:

$394,889
New York:

$304,100
Lower value quartile - upper value quartile: $310,459 - $520,841

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 1,544
  • One, attached: 44
  • Two: 92
  • 3 or 4: 59
  • 5 to 9: 46
  • 10 to 19: 155
  • 20 to 49: 188
  • 50 or more: 11
  • Mobile homes: 40
12531 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 1,555 (77%)
  • Carpooled: 178 (9%)
  • Bus or trolley bus: 4 (0%)
  • Streetcar or trolley car: 20 (1%)
  • Subway or elevated: 12 (1%)
  • Railroad: 169 (8%)
  • Motorcycle: 26 (1%)
  • Walked: 79 (4%)
  • Other means: 12 (1%)
  • Worked at home: 137 (7%)
 

12531 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 41
  • 5 to 9 minutes: 90
  • 10 to 14 minutes: 212
  • 15 to 19 minutes: 234
  • 20 to 24 minutes: 266
  • 25 to 29 minutes: 83
  • 30 to 34 minutes: 200
  • 35 to 39 minutes: 104
  • 40 to 44 minutes: 172
  • 45 to 59 minutes: 182
  • 60 to 89 minutes: 305
  • 90 or more minutes: 211
 

Percentage of zip code residents living and working in this county: 34.1%

Household type by relationship:

Households: 2,887
  • In family households: 2,536 (600 male householders, 115 female householders)
    581 spouses, 1,016 children (965 natural, 36 adopted, 15 stepchildren), 5 grandchildren, 31 brothers or sisters, 36 parents, 113 other relatives, 39 non-relatives
  • In nonfamily households: 351 (148 male householders (131 living alone)), 113 female householders (95 living alone)), 90 nonrelatives
  • In group quarters: 149 (131 institutionalized population)

Size of family households: 408 2-persons, 195 3-persons, 311 4-persons, 155 5-persons, 61 6-persons, 17 7-or-more-persons

Size of nonfamily households: 296 1-person, 66 2-persons, 53 3-persons, 4 5-persons

851 married couples with children.
188 single-parent households (37 men, 151 women).

89.6% of residents of 12531 zip code speak English at home.
15.5% of residents speak Spanish at home (39% very well, 42% well, 7% not well, 13% not at all).
17.6% of residents speak other Indo-European language at home (36% very well, 45% well, 19% not well).
3.3% of residents speak Asian or Pacific Island language at home (48% very well, 29% well, 21% not well, 2% not at all).
2.6% of residents speak other language at home (57% very well, 43% well).

Foreign born population: 365 (8.5%)
(54.1% of them are naturalized citizens)
This zip code:

8.5%
Whole state:

21.9%

Most common places of birth for the foreign-born residents:

  • Italy (18%)
  • United Kingdom (15%)
  • Dominican Republic (13%)
  • Ireland (10%)
  • Chile (10%)
  • Poland (6%)
  • Jamaica (6%)

Year of entry for the foreign-born population

  • 2000 or later: 41
  • 1990 to 1999: 128
  • 1980 to 1989: 80
  • Before 1980: 175

Races in zip code 12531:

White population: 3,803
Black population: 118
American Indian population: 30
Asian population: 93
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 90
Two or more races population: 51
Hispanic or Latino population: 270

Facilities with environmental interests located in this zip code:

  • CAMP LUDINGTON (PAINE ROAD in HOLMES, NY)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: SERVICES
    Organizations: GIRL SCOUTS OF WEST & PUTNAM (CONTACT/OWNER)
    Alternative names: GIRL SCOUTS OF WEST & PUTNAM
  • FIBERLUX INCORPORATED (ROUTE 292 in HOLMES, NY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))


Zip code 12531 marital status for males
Zip code 12531 marital status for females


Housing units lacking complete plumbing facilities: 2.1%

Housing units lacking complete kitchen facilities: 2.0%

Most commonly used house heating fuel:

  • Fuel oil, kerosene, etc. (77%)
  • Electricity (8%)
  • Bottled, tank, or LP gas (4%)
  • Utility gas (4%)
  • Wood (3%)
  • Other fuel (2%)
  • No fuel used (1%)
  • Coal or coke (1%)

Population in 1990: 3,248. Population change in the 1990s: -197 (-6.1%).

Place of birth for U.S.-born residents:

  • This state: 2,477
  • Northeast: 260
  • Midwest: 15
  • South: 73
  • West: 43

63% of the 12531 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 44% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 119
Here:

17.1%
New York:

14.0%

Students in private schools in grades 9 to 12 (high school): 148
Here:

28.3%
New York:

12.8%

Students in private undergraduate colleges: 112
Here:

39.5%
New York:

36.6%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Companies with federal contracts located in this zip code:

  • DAVIS ENTERPRISES, LTD (3888 RT 52 in HOLMES, NY; small business)
    $18,131 with Army for Hospital Furniture, Equipment, Utensils, and Supplies. Signed on 2005-06-09. Completion date: 2005-06-30.

Top industries in this zip code by the number of employees in 2005:

  • Health Care and Social Assistance: Nursing Care Facilities (100-249 employees: 1 establishment)
  • Other Services (except Public Administration): General Automotive Repair (20-49: 1)
  • Construction: Highway, Street, and Bridge Construction (20-49: 1)
  • Other Services (except Public Administration): Religious Organizations (10-19: 2, 1-4: 1)
  • Construction: Site Preparation Contractors (10-19: 1, 1-4: 4)
  • Construction: Electrical Contractors (5-9: 2, 1-4: 3)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (5-9: 1, 1-4: 4)
  • Construction: Other Building Equipment Contractors (10-19: 1)
  • Health Care and Social Assistance: Residential Mental Health and Substance Abuse Facilities (10-19: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




147 people in nursing homes
11 people in homes for the mentally retarded

Fatal accident statistics in 2006:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 4
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2005:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 3
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans		B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)		G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED9$278,83818$248,47067$237,2436$149,3473$200,8831$70,570
APPLICATIONS APPROVED, NOT ACCEPTED1$266,2303$196,04011$277,7480$00$00$0
APPLICATIONS DENIED2$194,4704$334,16847$320,0735$130,3823$198,5330$0
APPLICATIONS WITHDRAWN2$203,8051$138,69026$256,6321$45,0401$252,8200$0
FILES CLOSED FOR INCOMPLETENESS0$02$226,5305$329,5240$01$147,4700$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0502.02 , 1100.01

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans		B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$211,8450$0
APPLICATIONS APPROVED, NOT ACCEPTED1$265,5901$327,190
APPLICATIONS DENIED0$01$142,750
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0502.02 , 1100.01

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 12531 among deceased individuals
NameCountLived (average)
Mary4686.2 years
Margaret3382.2 years
John3079.1 years
William2879.1 years
Anna2785.7 years
Helen2280.7 years
George1968.9 years
Elizabeth1888.0 years
Rose1777.6 years
James1675.1 years
Most common last names in zip code 12531 among deceased individuals
Last nameCountLived (average)
Smith1281.5 years
Johnson1083.6 years
Davis980.1 years
Brown880.0 years
Miller783.3 years
Barrett774.1 years
Williams680.3 years
Leight571.2 years
White576.0 years
Clark481.8 years


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