12578 Zip Code (Salt Point, NY) Detailed Profile

Estimated zip code population in 2022: 2,091
Zip code population in 2010: 2,411
Zip code population in 2000: 2,105

Houses and condos: 974
Renter-occupied apartments: 142
March 2022 cost of living index in zip code 12578: 118.0 (more than average, U.S. average is 100)

Land area: 15.7 sq. mi.
Water area: 0.2 sq. mi.

Population density: 134 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $7,286 (1.9%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $7,180 (2.1%)

For population 25 years and over in 12578:

• High school or higher: 97.5%
• Bachelor's degree or higher: 37.7%
• Graduate or professional degree: 17.4%
• Unemployed: 4.5%
• Mean travel time to work (commute): 35.3 minutes

For population 15 years and over in 12578:

• Never married: 28.3%
• Now married: 58.7%
• Separated: 1.0%
• Widowed: 3.4%
• Divorced: 8.6%

• 
• • 1,81887.0%White
  • 1145.5%Two or more races
  • 562.7%Hispanic or Latino
  • 512.4%Some other race
  • 291.4%Black
  • 211.0%Asian

100% rural population.

Averages for the 2020 tax year for zip code 12578, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $98,860 (Individual Income Tax Returns)

Here:	$98,860
State:	$90,930

Salary/wage: $79,361 (reported on 79.8% of returns)

Here:	$79,361
State:	$72,104

(% of AGI for various income ranges: 1134.5% for AGIs below $25k, 3852.8% for AGIs $25k-50k, 6698.2% for AGIs $50k-75k, 9297.5% for AGIs $75k-100k, 18947.1% for AGIs $100k-200k, 93436.7% for AGIs over 200k)

Taxable interest for individuals: $1,738 (reported on 46.8% of returns)

This zip code:	$1,738
New York:	$3,075

(% of AGI for various income ranges: 23.5% for AGIs below $25k, 36.7% for AGIs $25k-50k, 37.3% for AGIs $50k-75k, 86.2% for AGIs $75k-100k, 175.7% for AGIs $100k-200k, 1796.7% for AGIs over 200k)

Ordinary dividends: $5,993 (reported on 33.9% of returns)

Here:	$5,993
State:	$11,095

(% of AGI for various income ranges: 46.0% for AGIs below $25k, 78.9% for AGIs $25k-50k, 132.7% for AGIs $50k-75k, 215.0% for AGIs $75k-100k, 480.0% for AGIs $100k-200k, 4310.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$12,344 (reported on 27.4% of returns)

Here:	+$12,344
State:	+$44,925

(% of AGI for various income ranges: 55.0% for AGIs $25k-50k, 18.2% for AGIs $50k-75k, 418.8% for AGIs $75k-100k, 990.7% for AGIs $100k-200k, 7890.0% for AGIs over 200k)

Profit/loss from business: +$19,919 (reported on 16.9% of returns)

Here:	+$19,919
State:	+$14,940

(% of AGI for various income ranges: 107.5% for AGIs below $25k, 214.4% for AGIs $25k-50k, 344.5% for AGIs $50k-75k, 335.0% for AGIs $75k-100k, 657.1% for AGIs $100k-200k, 6716.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $30,300 (reported on 11.3% of returns)

12578:	$30,300
New York:	$19,609

(% of AGI for various income ranges: 116.5% for AGIs below $25k, 395.5% for AGIs $50k-75k, 832.1% for AGIs $100k-200k, 8030.0% for AGIs over 200k)

Total itemized deductions: $38,567 (reported on 12.1% of returns)

Here:	$38,567
State:	$39,326

(% of AGI for various income ranges: 705.5% for AGIs $50k-75k, 677.5% for AGIs $75k-100k, 1087.1% for AGIs $100k-200k, 9816.7% for AGIs over 200k)

Charity contributions: $15,285 (reported on 10.5% of returns)

Here:	$15,285
State:	$15,420

(% of AGI for various income ranges: 90.0% for AGIs $50k-75k, 238.6% for AGIs $100k-200k, 5180.0% for AGIs over 200k)

Taxes paid: $9,473 (reported on 12.1% of returns)

12578:	$9,473
State:	$9,183

(% of AGI for various income ranges: 227.3% for AGIs $50k-75k, 218.8% for AGIs $75k-100k, 347.9% for AGIs $100k-200k, 1696.7% for AGIs over 200k)

Earned income credit: $1,640 (reported on 8.1% of returns)

Here:	$1,640
State:	$2,138

(% of AGI for various income ranges: 41.5% for AGIs below $25k, 45.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.4%

Here:	94%
State:	95%

(% for various income ranges: 96.7% for AGIs below $25k, 95.8% for AGIs $25k-50k, 94.1% for AGIs $50k-75k, 92.3% for AGIs $75k-100k, 92.9% for AGIs $100k-200k, 91.7% for AGIs over 200k)

Averages for the 2012 tax year for zip code 12578, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $88,082 (Individual Income Tax Returns)

Here:	$88,082
State:	$77,088

Salary/wage: $69,974 (reported on 83.9% of returns)

Here:	$69,974
State:	$60,593

(% of AGI for various income ranges: 76.5% for AGIs below $25k, 73.9% for AGIs $25k-50k, 70.2% for AGIs $50k-75k, 62.2% for AGIs $75k-100k, 79.5% for AGIs $100k-200k, 55.1% for AGIs over 200k)

Taxable interest for individuals: $1,028 (reported on 53.6% of returns)

This zip code:	$1,028
New York:	$3,125

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.3% for AGIs $100k-200k, 0.7% for AGIs over 200k)

Ordinary dividends: $4,497 (reported on 33.0% of returns)

Here:	$4,497
State:	$10,299

(% of AGI for various income ranges: 2.5% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$24,108 (reported on 23.2% of returns)

Here:	+$24,108
State:	+$42,474

(% of AGI for various income ranges: 1.7% for AGIs $100k-200k, 15.2% for AGIs over 200k)

Profit/loss from business: +$25,848 (reported on 18.8% of returns)

Here:	+$25,848
State:	+$16,168

(% of AGI for various income ranges: 4.9% for AGIs below $25k, 4.4% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 2.5% for AGIs $100k-200k, 10.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $14,046 (reported on 11.6% of returns)

12578:	$14,046
New York:	$17,621

(% of AGI for various income ranges: 2.8% for AGIs below $25k, 3.3% for AGIs $25k-50k, 3.5% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 3.1% for AGIs $100k-200k)

Total itemized deductions: $29,987 (20% of AGI, reported on 48.2% of returns)

Here:	$29,987
State:	$34,985

Here:	20.0% of AGI
State:	21.3% of AGI

(% of AGI for various income ranges: 9.4% for AGIs below $25k, 13.3% for AGIs $25k-50k, 20.2% for AGIs $50k-75k, 17.7% for AGIs $75k-100k, 19.5% for AGIs $100k-200k, 14.1% for AGIs over 200k)

Charity contributions: $3,500 (reported on 41.1% of returns)

Here:	$3,500
State:	$5,572

(% of AGI for various income ranges: 0.9% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 1.8% for AGIs over 200k)

Taxes paid: $17,017 (reported on 47.3% of returns)

12578:	$17,017
State:	$18,656

(% of AGI for various income ranges: 3.4% for AGIs below $25k, 5.3% for AGIs $25k-50k, 9.8% for AGIs $50k-75k, 9.0% for AGIs $75k-100k, 10.1% for AGIs $100k-200k, 9.6% for AGIs over 200k)

Earned income credit: $1,920 (reported on 8.9% of returns)

Here:	$1,920
State:	$2,230

(% of AGI for various income ranges: 3.5% for AGIs below $25k, 0.8% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 59.8%

Here:	60%
State:	66%

(% for various income ranges: 51.4% for AGIs below $25k, 55.0% for AGIs $25k-50k, 68.8% for AGIs $50k-75k, 58.3% for AGIs $75k-100k, 66.7% for AGIs $100k-200k, 75.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 12578, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $65,567 (Individual Income Tax Returns)

Here:	$65,567
State:	$59,519

Salary/wage: $56,747 (reported on 83.1% of returns)

Here:	$56,747
State:	$50,673

(% of AGI for various income ranges: 2981.0% for AGIs below $10k, 66.5% for AGIs $10k-25k, 75.2% for AGIs $25k-50k, 72.1% for AGIs $50k-75k, 82.7% for AGIs $75k-100k, 67.4% for AGIs over 100k)

Taxable interest for individuals: $990 (reported on 67.2% of returns)

This zip code:	$990
New York:	$2,377

(% of AGI for various income ranges: 142.9% for AGIs below $10k, 4.6% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Taxable dividends: $2,133 (reported on 38.4% of returns)

Here:	$2,133
State:	$5,394

(% of AGI for various income ranges: 209.5% for AGIs below $10k, 2.9% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Net capital gain/loss: +$8,466 (reported on 28.6% of returns)

Here:	+$8,466
State:	+$23,581

(% of AGI for various income ranges: -276.2% for AGIs below $10k, -0.8% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 6.2% for AGIs over 100k)

Profit/loss from business: +$12,525 (reported on 18.3% of returns)

Here:	+$12,525
State:	+$13,809

(% of AGI for various income ranges: -90.5% for AGIs below $10k, 12.6% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 3.0% for AGIs over 100k)

IRA payment deduction: $2,756 (reported on 4.1% of returns)

12578:	$2,756
New York:	$3,115

(% of AGI for various income ranges: 142.9% for AGIs below $10k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs over 100k)

Self-employed pension: $15,182 (reported on 1.0% of returns)

Here:	$15,182
New York:	$19,016

Total itemized deductions: $23,503 (22% of AGI, reported on 48.2% of returns)

Here:	$23,503
State:	$25,864

Here:	21.5% of AGI
State:	21.9% of AGI

(% of AGI for various income ranges: 14.9% for AGIs $10k-25k, 17.4% for AGIs $25k-50k, 19.5% for AGIs $50k-75k, 21.2% for AGIs $75k-100k, 15.9% for AGIs over 100k)

Charity contributions deductions: $2,771 (2% of AGI, reported on 44.7% of returns)

Here:	$2,771
State:	$4,439

Here:	2.5% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 1.5% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Total tax: $10,464 (reported on 82.0% of returns)

12578:	$10,464
State:	$11,730

(% of AGI for various income ranges: 123.8% for AGIs below $10k, 5.5% for AGIs $10k-25k, 7.3% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 9.9% for AGIs $75k-100k, 16.9% for AGIs over 100k)

Earned income credit: $1,317 (reported on 7.5% of returns)

Here:	$1,317
State:	$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 59.6%

Here:	60%
State:	67%

(% for various income ranges: 52.9% for AGIs below $10k, 53.5% for AGIs $10k-25k, 62.6% for AGIs $25k-50k, 62.6% for AGIs $50k-75k, 69.4% for AGIs $75k-100k, 60.2% for AGIs over 100k)

Nearest zip codes: 12569, 12514, 12580, 12538, 12545, 12581.
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 3.3% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 9
Household did not receive Food Stamps/SNAP in the past 12 months: 858

Women who had a birth in the past 12 months: 9 (9 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 363 (193 now married, 166 unmarried)

Housing units in zip code 12578 with a mortgage: 404 (51 second mortgage, 52 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $2,653
Median monthly owner costs for units without a mortgage: $991

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 12578 household income distribution in 2022

• 23Less than $10,000
• 28$10,000 to $14,999
• 19$20,000 to $24,999
• 17$25,000 to $29,999
• 73$30,000 to $34,999
• 63$35,000 to $39,999
• 49$45,000 to $49,999
• 16$50,000 to $59,999
• 90$60,000 to $74,999
• 88$75,000 to $99,999
• 74$100,000 to $124,999
• 80$125,000 to $149,999
• 132$150,000 to $199,999
• 120$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12578

• 16$50,000 to $59,999
• 20$80,000 to $89,999
• 5$100,000 to $124,999
• 11$150,000 to $174,999
• 17$175,000 to $199,999
• 81$200,000 to $249,999
• 63$250,000 to $299,999
• 280$300,000 to $399,999
• 160$400,000 to $499,999
• 58$500,000 to $749,999
• 10$750,000 to $999,999
• 1$1,000,000 to $1,499,999
• 16$1,500,000 to $1,999,999

• Rent paid by renters in 2022 in zip code 12578

• 8$500 to $549
• 5$1,000 to $1,249
• 15$1,250 to $1,499
• 14$1,500 to $1,999
• 103No cash rent

Median gross rent in 2022: $1,772.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $364,130
• Black or African American householders: $318,110
• American Indian or Alaska Native householders: $583,202
• Two or more races householders: $357,980
• Hispanic or Latino householders: $291,601

Estimated median house or condo value in 2022: $369,857 Lower value quartile - upper value quartile: $287,156 - $447,222

Mean price in 2022:

Detached houses: $209,228

Here:	$209,228
State:	$476,719

Housing units in structures:

• One, detached: 942
• Two: 2
• 3 or 4: 13
• Mobile homes: 7

Unemployment: 4.5%

• Means of transportation to work in zip code 12578

• 68.5%687Drove a car alone
• 4.4%44Carpooled
• 0.5%5Streetcar or trolley car
• 2.5%25Subway or elevated
• 1.0%10Walked
• 0.4%4Other means
• 24.6%247Worked at home

• Travel time to work (commute) in zip code 12578

• 68Less than 5 minutes
• 475 to 9 minutes
• 3310 to 14 minutes
• 9415 to 19 minutes
• 7620 to 24 minutes
• 9325 to 29 minutes
• 12330 to 34 minutes
• 2135 to 39 minutes
• 840 to 44 minutes
• 9345 to 59 minutes
• 3860 to 89 minutes
• 7690 or more minutes

Percentage of zip code residents living and working in this county: 82.6%

Household type by relationship:

Households: 2,091

• Male householders: 513 (150 living alone), Female householders: 368 (39 living alone)

• 504 spouses (492 opposite-sex spouses), 73 unmarried partners, (73 opposite-sex unmarried partners), 415 children (416 natural, 0 adopted, 0 stepchildren), 79 grandchildren, 12 brothers or sisters, 0 parents, 0 foster children, 37 other relatives, 73 non-relatives

• In group quarters: 27 (-1 institutionalized population)

Size of family households: 383 2-persons, 35 3-persons, 133 4-persons, 28 5-persons, 12 6-persons, 17 7-or-more-persons

Size of nonfamily households: 190 1-person, 83 2-persons, 2 3-persons

208 married couples with children.
22 single-parent households (22 women).

95.0% of residents of 12578 zip code speak English at home.
0.8% of residents speak Spanish at home (82% very well, 18% well).
2.8% of residents speak other Indo-European language at home (58% very well, 42% well).
1.4% of residents speak Asian or Pacific Island language at home (52% very well, 21% well, 28% not well).

Facilities with environmental interests located in this zip code:

• CAVALIER GAGE & ELECTRONICS CO INC (HIBERNIA RD PO BOX 248 in SALT POINT, NY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

Housing units lacking complete plumbing facilities: 4.5%
Housing units lacking complete kitchen facilities: 4.5%

Population in 1990: 1,521. Population change in the 1990s: +584 (+38.4%).

Place of birth for U.S.-born residents:

• This state: 1,501
• Northeast: 192
• Midwest: 117
• South: 138
• West: 64

67% of the 12578 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 56% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

92% of the 12578 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 19% moved from this county.
   Out of people who lived in different houses, 66% moved from different county within same state.
   Out of people who lived in different houses, 14% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 38
Students in private schools in grades 9 to 12 (high school): 48 Students in private undergraduate colleges: 54

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Residential Mental Retardation Facilities (20-49 employees: 2 establishments, 10-19 employees: 1 establishment, 5-9 employees: 1 establishment)
• Administrative and Support and Waste Management and Remediation Services: Security Guards and Patrol Services (50-99: 1)
• Other Services (except Public Administration): General Automotive Repair (20-49: 1, 1-4: 1)
• Health Care and Social Assistance: Child Day Care Services (20-49: 1)
• Accommodation and Food Services: Full-Service Restaurants (10-19: 1, 5-9: 1)
• Professional, Scientific, and Technical Services: All Other Professional, Scientific, and Technical Services (10-19: 1, 1-4: 1)
• Other Services (except Public Administration): Automotive Body, Paint, and Interior Repair and Maintenance (10-19: 1)

Detailed HMDA statistics for the following Tracts: 0300.00 , 1300.02


Detailed PMIC statistics for the following Tracts: 0300.00 , 1300.02

Most common first names in zip code 12578 among deceased individuals
Name	Count	Lived (average)
John	16	76.0 years
Joseph	13	70.9 years
George	11	79.6 years
William	10	68.0 years
Charles	9	76.9 years
Mary	8	84.6 years
Robert	8	69.6 years
Frank	7	76.7 years
Dorothy	6	83.5 years
Elizabeth	6	73.3 years

Most common last names in zip code 12578 among deceased individuals
Last name	Count	Lived (average)
Smith	5	73.0 years
Myers	4	72.0 years
Butler	4	65.8 years
Schenk	4	77.0 years
Kompel	3	72.0 years
Bradley	3	81.7 years
Briggs	3	75.4 years
Clum	3	88.0 years
Fraleigh	3	82.7 years
Benoit	3	56.7 years

Businesses in zip code 12578

• Ace Hardware: 1
• FedEx: 1
• UPS: 1