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12578 Zip Code Detailed Profile

 



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Dutchess County, NY
Zip code population (2000): 2,105
Estimated zip code population in 2007: 2,140

Age and Sex of Residents in zip code 12578

Zip code 12578 (, New York) real estate house value trends

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12578 map from a distance

Houses and condos: 834
Renter-occupied apartments: 142
% of renters here:  18%
State:  47%

2008 cost of living index in zip code 12578: 131.5 (high, U.S. average is 100)

Land area: 16.0 sq. mi.
Water area: 0.0 sq. mi.
Population density: 134 people per square mile 
 
  (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  2.7% ($3,873)
New York:  2.4% ($2,847)

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Males: 1,062  (50.5%)
Females: 1,043  (49.5%)

Zip code 12578 races chart


12578, NY forum
Discuss zip code 12578 area on our local forum with over 700,000 registered users
100% rural population.

Estimated median house/condo value in 2007: $367,469
12578:  $367,469
New York:  $311,000

According to our research of public records there were no registered sex offenders living in this zip code in early 2007.

Median resident age:  39.1 years
New York median age:  35.9 years

Average household size:
This zip code:  2.7 people
New York:  2.6 people

Averages for the 2004 tax year for zip code 12578, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $65,567 (Individual Income Tax Returns)
Here:  $65,567
State:  $59,519

Salary/wage: $56,747 (reported on 83.1% of returns)
Here:  $56,747
State:  $50,673
(% of AGI for various income ranges: 2981.0% for AGIs below $10k, 66.5% for AGIs $10k-25k, 75.2% for AGIs $25k-50k, 72.1% for AGIs $50k-75k, 82.7% for AGIs $75k-100k, 67.4% for AGIs over 100k)

Taxable interest for individuals: $990 (reported on 67.2% of returns)
This zip code:  $990
New York:  $2,377
(% of AGI for various income ranges: 142.9% for AGIs below $10k, 4.6% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Taxable dividends: $2,133 (reported on 38.4% of returns)
Here:  $2,133
State:  $5,394
(% of AGI for various income ranges: 209.5% for AGIs below $10k, 2.9% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Net capital gain/loss: +$8,466 (reported on 28.6% of returns)
Here:  +$8,466
State:  +$23,581
(% of AGI for various income ranges: -276.2% for AGIs below $10k, -0.8% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 6.2% for AGIs over 100k)

Profit/loss from business: +$12,525 (reported on 18.3% of returns)
Here:  +$12,525
State:  +$13,809
(% of AGI for various income ranges: -90.5% for AGIs below $10k, 12.6% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 3.0% for AGIs over 100k)

IRA payment deduction: $2,756 (reported on 4.1% of returns)
12578:  $2,756
New York:  $3,115
(% of AGI for various income ranges: 142.9% for AGIs below $10k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs over 100k)

Self-employed pension: $15,182 (reported on 1.0% of returns)
Here:  $15,182
New York:  $19,016

Total itemized deductions: $23,503 (1% of AGI, reported on 48.2% of returns)
Here:  $23,503
State:  $25,864
(% of AGI for various income ranges: 14.9% for AGIs $10k-25k, 17.4% for AGIs $25k-50k, 19.5% for AGIs $50k-75k, 21.2% for AGIs $75k-100k, 15.9% for AGIs over 100k)

Charity contributions deductions: $2,771 (2.5% of AGI, reported on 44.7% of returns)
Here:  $2,771
New York:  $4,439

Here:  2.5% of AGI
State:  3.6% of AGI
(% of AGI for various income ranges: 1.5% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Total tax: $10,464 (reported on 82.0% of returns)
12578:  $10,464
State:  $11,730
(% of AGI for various income ranges: 123.8% for AGIs below $10k, 5.5% for AGIs $10k-25k, 7.3% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 9.9% for AGIs $75k-100k, 16.9% for AGIs over 100k)

Earned income credit: $1,317 (reported on 7.5% of returns)
Here:  $1,317
State:  $1,757
(% of AGI for various income ranges: 66.7% for AGIs below $10k, 2.5% for AGIs $10k-25k, 0.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 59.6%
Here:  60%
State:  67%
(% for various income ranges: 52.9% for AGIs below $10k, 53.5% for AGIs $10k-25k, 62.6% for AGIs $25k-50k, 62.6% for AGIs $50k-75k, 69.4% for AGIs $75k-100k, 60.2% for AGIs over 100k)


Estimated median household income in 2007: $74,796
This zip code:  $74,796
New York:  $53,514
12578 map

Nearest zip codes: 12569, 12514, 12545, 12585, 12581, 12538.


Percentage of family households:
This zip code:  75.4%
Whole state:  65.7%

Percentage of households with unmarried partners:
This zip code:  4.8%
Whole state:  5.4%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.1% of all households
  • Gay men: 0.3% of all households

Housing units in zip code 12578 with a mortgage: 425 (47 second mortgage, 73 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 130


Median monthly owner costs for units with a mortgage: $2,136

Median monthly owner costs for units without a mortgage: $628

Residents with income below the poverty level in 2007:
This zip code:  6.9%
Whole state:  13.7%

Residents with income below 50% of the poverty level in 2007:
This zip code:  2.9%
Whole state:  6.1%

Median number of rooms in houses and condos:
Here:  7.0
State:  6.3

Median number of rooms in apartments:
Here:  4.8
State:  3.6


Zip code 12578 close-up map

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Notable locations in this zip code not listed on our city pages:

Notable location: Camp Nooteeming (A). Display/hide its location on the map

Church in zip code 12578: Westminster Church (A). Display/hide its location on the map

Reservoir: Nooteeming Lake (A). Display/hide its location on the map

 

Year house built:
  • 1999 to March 2000: 19
  • 1995 to 1998: 15
  • 1990 to 1994: 69
  • 1980 to 1989: 159
  • 1970 to 1979: 148
  • 1960 to 1969: 105
  • 1950 to 1959: 75
  • 1940 to 1949: 107
  • 1939 or earlier: 174



Zip code 12578 satellite photo by USGS


Bedrooms in owner-occupied houses in 12578:
  • no bedroom: 0
  • 1 bedrooms: 0
  • 2 bedrooms: 94
  • 3 bedrooms: 371
  • 4 bedrooms: 163
  • 5 or more bedrooms: 24


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 0
  • 1 bedrooms: 38
  • 2 bedrooms: 55
  • 3 bedrooms: 44
  • 4 bedrooms: 5
  • 5 or more bedrooms: 0



Vehicles available in 12578 zip code in owner-occupied houses/condos:
  • no vehicle: 12
  • 1 vehicle: 84
  • 2 vehicles: 379
  • 3 vehicles: 131
  • 4 vehicles: 28
  • 5 or more vehicles: 18


Vehicles available in renter-occupied apartments:
  • no vehicle: 0
  • 1 vehicle: 58
  • 2 vehicles: 78
  • 3 vehicles: 6
  • 4 vehicles: 0
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 12578 household income distribution in 2007

Zip code 12578 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 12578:

  • $100,000 to $124,999: 5
  • $125,000 to $149,999: 7
  • $150,000 to $174,999: 11
  • $175,000 to $199,999: 3
  • $200,000 to $249,999: 55
  • $250,000 to $299,999: 89
  • $300,000 to $399,999: 195
  • $400,000 to $499,999: 125
  • $500,000 to $749,999: 114
  • $750,000 to $999,999: 49
  • $1,000,000 or more: 11
 



12578 rent paid by renters


Rent paid by renters in 2007 in zip code 12578:

  • $500 to $549: 15
  • $550 to $599: 16
  • $600 to $649: 8
  • $650 to $699: 9
  • $700 to $749: 4
  • $750 to $799: 5
  • $800 to $899: 14
  • $1,000 to $1,249: 21
  • No cash rent: 22
 


Median price asked for vacant for-sale houses and condos in 2007: $0.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $361,779
  • Black or African American householders: $316,056
  • American Indian or Alaska Native householders: $579,437
  • Two or more races householders: $355,669
  • Hispanic or Latino householders: $289,718

Estimated median house or condo value in 2007: $272,734 (it was $174,400 in 2000)
12578:  $272,734
New York:  $311,000
Lower value quartile - upper value quartile: $0 - $0

Mean price in 2007:
Detached houses: $345,789
Here:  $345,789
State:  $352,556

In 3-to-4-unit structures: $951,024
Here:  $951,024
State:  $552,553

Mobile homes: $65,000
Here:  $65,000
State:  $40,766


Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 790
  • One, attached: 6
  • Two: 39
  • 3 or 4: 16
  • 5 to 9: 6
  • 10 to 19: 9
  • Mobile homes: 5
12578 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 928 (84%)
  • Carpooled: 90 (8%)
  • Subway or elevated: 11 (1%)
  • Railroad: 19 (2%)
  • Walked: 16 (1%)
  • Worked at home: 46 (4%)
 

12578 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 25
  • 5 to 9 minutes: 21
  • 10 to 14 minutes: 85
  • 15 to 19 minutes: 120
  • 20 to 24 minutes: 177
  • 25 to 29 minutes: 77
  • 30 to 34 minutes: 231
  • 35 to 39 minutes: 38
  • 40 to 44 minutes: 32
  • 45 to 59 minutes: 67
  • 60 to 89 minutes: 111
  • 90 or more minutes: 80
 

Percentage of zip code residents living and working in this county: 81.7%


Household type by relationship
Households: 2,150

  • In family households: 1,964 (556 male householders, 98 female householders)
    551 spouses, 669 children (625 natural, 32 adopted, 12 stepchildren), 27 grandchildren, 0 brothers or sisters, 13 parents, 17 other relatives, 33 non-relatives
  • In nonfamily households: 186 (64 male householders (54 living alone)), 86 female householders (62 living alone)), 36 nonrelatives
  • In group quarters: 10 (0 institutionalized population)

Size of family households: 276 2-persons, 135 3-persons, 181 4-persons, 44 5-persons, 8 6-persons, 10 7-or-more-persons.

Size of nonfamily households: 116 1-person, 34 2-persons.

458 married couples with children.
50 single-parent households (13 men, 37 women).

96.6% of residents of 12578 zip code speak English at home.
1.9% of residents speak Spanish at home (49% very well, 51% not well).
1.5% of residents speak other Indo-European language at home (63% very well, 17% well, 20% not well).

Foreign born population: 64 (3.0%)
(59.4% of them are naturalized citizens)

This zip code:  3.0%
Whole state:  20.4%

Most common places of birth for the foreign-born residents:



  • Canada (30%)
  • Russia (19%)
  • Sweden (11%)
  • France (11%)
  • Cuba (11%)
  • Honduras (11%)
  • Romania (8%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 17
  • 1990 to 1994: 0
  • 1985 to 1989: 0
  • 1980 to 1984: 7
  • 1975 to 1979: 0
  • 1970 to 1974: 0
  • 1970 to 1974: 12
  • 1965 to 1969: 28

White population: 2,001
Black population: 41
American Indian population: 9
Asian population: 9
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 11
Two or more races population: 34

Zip code 12578 races chart


First ancestries reported:

 Italian: 444
 German: 370
 Irish: 188
 English: 167
 Other groups: 118
 United States or American: 106
 Polish: 71
 Scottish: 51
 Scotch-Irish: 46
 French (except Basque): 42
 Russian: 40
 Swedish: 35
 Ukrainian: 30
 Czechoslovakian: 28
 Norwegian: 26
 Dutch: 21
 French Canadian: 20
 Austrian: 18
 Finnish: 15
 Hungarian: 13
 Portuguese: 12
 European: 7
 Welsh: 7
 West Indian (excluding Hispanic groups):: 7
 Jamaican: 7
 Canadian: 6
 Slovak: 5
 Romanian: 5
 Subsaharan African:: 2
 African: 2



Zip code 12578 topographic map


Median worth of mobile homes: $74,836

Zip code 12578 marital status for males
Zip code 12578 marital status for females


Most commonly used house heating fuel:
  • Fuel oil, kerosene, etc. (87%)
  • Electricity (7%)
  • Bottled, tank, or LP gas (6%)
  • Wood (1%)


Place of birth for U.S.-born residents:

  • This state: 1579
  • Northeast: 258
  • Midwest: 69
  • South: 130
  • West: 48

67% of the 12578 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 56% lived in this county.
   Out of people who lived in different counties, 56% lived in New York.

Population in 1990: 1,521. Population change in the 1990s: +584 (+38.4%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 30
Here:  11.4%
New York:  14.0%

Students in private schools in grades 9 to 12 (high school): 23
Here:  18.9%
New York:  13.2%

Students in private undergraduate colleges: 13
Here:  19.7%
New York:  38.2%


Educational Attainment

School Enrollment by Level of School


Class of Workers


Top industries in this zip code by the number of employees in 2005:

  • Health Care and Social Assistance: Residential Mental Retardation Facilities (20-49 employees: 2 establishments, 10-19 employees: 1 establishment, 5-9 employees: 1 establishment)
  • Administrative and Support and Waste Management and Remediation Services: Security Guards and Patrol Services (50-99: 1)
  • Other Services (except Public Administration): General Automotive Repair (20-49: 1, 1-4: 1)
  • Health Care and Social Assistance: Child Day Care Services (20-49: 1)
  • Accommodation and Food Services: Full-Service Restaurants (10-19: 1, 5-9: 1)
  • Professional, Scientific, and Technical Services: All Other Professional, Scientific, and Technical Services (10-19: 1, 1-4: 1)
  • Other Services (except Public Administration): Automotive Body, Paint, and Interior Repair and Maintenance (10-19: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




6 people in homes for the mentally retarded
4 people in other noninstitutional group quarters


Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans		B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)		G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED0$045$256,50882$236,95132$92,3208$438,3941$27,670
APPLICATIONS APPROVED, NOT ACCEPTED0$05$178,92415$243,5062$29,3050$01$43,040
APPLICATIONS DENIED0$06$212,33762$260,53413$74,0652$188,7451$58,750
APPLICATIONS WITHDRAWN1$158,3304$296,48319$241,8225$165,9341$391,5100$0
FILES CLOSED FOR INCOMPLETENESS0$04$126,8088$256,0130$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0300.00 , 1300.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans		B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED10$292,2595$319,1242$279,270
APPLICATIONS APPROVED, NOT ACCEPTED2$233,6550$00$0
APPLICATIONS DENIED1$87,6200$00$0
APPLICATIONS WITHDRAWN0$00$00$0
FILES CLOSED FOR INCOMPLETENESS1$335,1100$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0300.00 , 1300.02

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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