12581 Zip Code Detailed Profile




Estimated zip code population in 2013: 2,159
Zip code population in 2010: 2,246
Zip code population in 2000: 2,231

Houses and condos: 1,116
Renter-occupied apartments: 270
% of renters here:

33%
State:

46%
Mar. 2013 cost of living index in zip code 12581: 121.1 (high, U.S. average is 100)

Land area: 40.4 sq. mi.
Water area: 0.4 sq. mi.
Population density: 53 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 12581
Zip code 12581 (, New York) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 12581

  • OSM Map
  • General Map
  • Google Map
  • MSN Map

Real estate property taxes paid for housing units in 2013:
This zip code:

1.5% ($4,144)
New York:

1.6% ($4,559)
Median real estate property taxes paid for housing units with mortgages in 2013: $4,313 (1.6%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $3,830 (1.1%)

Business Profiles
Profiles of local businesses
Put your B&M business profile right here for free. 50,000 businesses already created their profiles!
Business Search - 14 Million verified businesses
Search for: near:  

Males: 1,101  (51.0%)
Females: 1,058  (49.0%)

For population 25 years and over in 12581:

For population 15 years and over in 12581:

Zip code 12581 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Races in zip code 12581

  • Zip code 12581 races chart
    • 1,985White population
    • 43Black population
    • 8American Indian population
    • 20Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 3Some other race population
    • 38Two or more races population
    • 149Hispanic or Latino population

Options
X
Data:
Options
Loading data...
Based on 2000-2013 data
Loading data...

123
Hide US histogram

12581, NY forum
Discuss zip code 12581 area on our local forum with over 1,900,000 registered users
100% rural population.

Estimated median house/condo value in 2013: $283,400
12581:

$283,400
New York:

$277,600
Median resident age:
This zip code:

46.2 years
New York median age:

38.2 years
Average household size:
This zip code:

2.5 people
New York:

2.6 people

Averages for the 2012 tax year for zip code 12581, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $72,039 (Individual Income Tax Returns)
Here:

$72,039
State:

$77,088

Salary/wage: $50,647 (reported on 78.6% of returns)
Here:

$50,647
State:

$60,593
(% of AGI for various income ranges: 62.2% for AGIs below $25k, 74.2% for AGIs $25k-50k, 73.1% for AGIs $50k-75k, 59.5% for AGIs $75k-100k, 64.9% for AGIs $100k-200k, 27.8% for AGIs over 200k)

Taxable interest for individuals: $1,452 (reported on 46.6% of returns)
This zip code:

$1,452
New York:

$3,125
(% of AGI for various income ranges: 1.9% for AGIs below $25k, 1.2% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.1% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Ordinary dividends: $7,723 (reported on 29.1% of returns)
Here:

$7,723
State:

$10,299
(% of AGI for various income ranges: 2.6% for AGIs below $25k, 1.7% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 3.5% for AGIs $100k-200k, 3.4% for AGIs over 200k)

Net capital gain/loss in AGI: +$17,552 (reported on 24.3% of returns)
Here:

+$17,552
State:

+$42,474
(% of AGI for various income ranges: 1.0% for AGIs $25k-50k, 0.3% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 17.6% for AGIs over 200k)

Profit/loss from business: +$18,859 (reported on 21.4% of returns)
Here:

+$18,859
State:

+$16,168
(% of AGI for various income ranges: 11.8% for AGIs below $25k, 6.3% for AGIs $25k-50k, 6.0% for AGIs $50k-75k, 12.1% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $21,580 (reported on 9.7% of returns)
12581:

$21,580
New York:

$17,621
(% of AGI for various income ranges: 3.1% for AGIs $25k-50k, 4.5% for AGIs $50k-75k, 6.8% for AGIs $100k-200k)

Total itemized deductions: $31,576 (24% of AGI, reported on 40.8% of returns)
Here:

$31,576
State:

$34,985

Here:

24.3% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 15.5% for AGIs below $25k, 11.7% for AGIs $25k-50k, 17.4% for AGIs $50k-75k, 17.1% for AGIs $75k-100k, 24.6% for AGIs $100k-200k, 14.8% for AGIs over 200k)

Charity contributions: $3,649 (reported on 35.9% of returns)
Here:

$3,649
State:

$5,572
(% of AGI for various income ranges: 1.0% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.0% for AGIs $100k-200k, 2.1% for AGIs over 200k)

Taxes paid: $13,962 (reported on 40.8% of returns)
12581:

$13,962
State:

$18,656
(% of AGI for various income ranges: 5.9% for AGIs below $25k, 4.7% for AGIs $25k-50k, 6.8% for AGIs $50k-75k, 6.6% for AGIs $75k-100k, 9.3% for AGIs $100k-200k, 9.2% for AGIs over 200k)

Earned income credit: $1,817 (reported on 11.7% of returns)
Here:

$1,817
State:

$2,230
(% of AGI for various income ranges: 3.9% for AGIs below $25k, 0.8% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 59.2%
Here:

59%
State:

66%
(% for various income ranges: 48.5% for AGIs below $25k, 54.2% for AGIs $25k-50k, 62.5% for AGIs $50k-75k, 60.0% for AGIs $75k-100k, 75.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 12581, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $61,736 (Individual Income Tax Returns)
Here:

$61,736
State:

$59,519

Salary/wage: $50,944 (reported on 78.4% of returns)
Here:

$50,944
State:

$50,673
(% of AGI for various income ranges: 71.1% for AGIs $10k-25k, 73.6% for AGIs $25k-50k, 76.9% for AGIs $50k-75k, 76.5% for AGIs $75k-100k, 51.1% for AGIs over 100k)

Taxable interest for individuals: $1,499 (reported on 62.2% of returns)
This zip code:

$1,499
New York:

$2,377
(% of AGI for various income ranges: 3.2% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Taxable dividends: $3,876 (reported on 38.3% of returns)
Here:

$3,876
State:

$5,394
(% of AGI for various income ranges: 4.0% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.9% for AGIs over 100k)

Net capital gain/loss: +$14,790 (reported on 30.6% of returns)
Here:

+$14,790
State:

+$23,581
(% of AGI for various income ranges: -1.0% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 13.0% for AGIs over 100k)

Profit/loss from business: +$13,818 (reported on 21.4% of returns)
Here:

+$13,818
State:

+$13,809
(% of AGI for various income ranges: 4.7% for AGIs $10k-25k, 9.4% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 4.2% for AGIs over 100k)

IRA payment deduction: $3,459 (reported on 5.9% of returns)
12581:

$3,459
New York:

$3,115
(% of AGI for various income ranges: 0.9% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $10,000 (reported on 1.1% of returns)
Here:

$10,000
New York:

$19,016

Total itemized deductions: $24,339 (23% of AGI, reported on 44.4% of returns)
Here:

$24,339
State:

$25,864

Here:

22.6% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 20.1% for AGIs $10k-25k, 15.6% for AGIs $25k-50k, 18.3% for AGIs $50k-75k, 19.3% for AGIs $75k-100k, 16.5% for AGIs over 100k)

Charity contributions deductions: $2,856 (3% of AGI, reported on 41.1% of returns)
Here:

$2,856
State:

$4,439

Here:

2.5% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 1.0% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $10,919 (reported on 81.4% of returns)
12581:

$10,919
State:

$11,730
(% of AGI for various income ranges: 4.5% for AGIs $10k-25k, 7.8% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 19.5% for AGIs over 100k)

Earned income credit: $1,373 (reported on 7.3% of returns)
Here:

$1,373
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 65.5%
Here:

66%
State:

67%
(% for various income ranges: 59.9% for AGIs below $10k, 62.8% for AGIs $10k-25k, 64.1% for AGIs $25k-50k, 66.9% for AGIs $50k-75k, 63.6% for AGIs $75k-100k, 78.4% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$67,992
New York:

$57,369
12581 map Nearest zip codes: 12514, 12567, 12545, 12501, 12578, 12571.
Percentage of family households:
This zip code:

60.7%
New York:

47.6%
Percentage of households with unmarried partners:
This zip code:

7.0%
New York:

6.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 36
Household did not receive Food Stamps/SNAP in the past 12 months: 789


Women who had a birth in the past 12 months: 41 (41 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 404 (242 now married, 162 unmarried)


Housing units in zip code 12581 with a mortgage: 375 (30 second mortgage, 98 home equity loan)
Houses without a mortgage: 180

Median monthly owner costs for units with a mortgage: $1,953
Median monthly owner costs for units without a mortgage: S797

Residents with income below the poverty level in 2013:
This zip code:

12.8%
Whole state:

16.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

6.0%
Whole state:

9.0%
Median number of rooms in houses and condos:
Here:

5.9
State:

6.4
Median number of rooms in apartments:
Here:

4.8
State:

3.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 12581: Thunder Hill Farm (A), MLC Farm (B), Saint Margaret Villa (C), Stanford Free Library (D), Stanford Town Supervisors Office (E). Display/hide their locations on the map

    Church in zip code 12581: Bangall United Methodist Church (A). Display/hide its location on the map

    Cemeteries: Saint Marys Cemetery (1), Stanford Cemetery (2). Display/hide their locations on the map

    Lakes: Miller Pond (A), Taylor Pond (B), Wilbur Pond (C), Lake Geneva (D), Hunns Lake (E). Display/hide their locations on the map

    Streams, rivers, and creeks: Cold Spring Creek (A), Mountain Brook (B), Hunns Lake Creek (C). Display/hide their locations on the map

Year house built

  • 02010 or later
  • 412000 to 2009
  • 561990 to 1999
  • 2141980 to 1989
  • 1641970 to 1979
  • 1261960 to 1969
  • 971950 to 1959
  • 751940 to 1949
  • 3431939 or earlier

Zip code 12581 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in 12581

  • 0no bedroom
  • 441 bedroom
  • 1402 bedrooms
  • 2873 bedrooms
  • 614 bedrooms
  • 235+ bedrooms

Bedrooms in renter-occupied apartments in 12581

  • 0no bedroom
  • 391 bedroom
  • 1112 bedrooms
  • 963 bedrooms
  • 244 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in 12581 in owner-occupied houses/condos

  • 0no vehicle
  • 1751 vehicle
  • 2472 vehicles
  • 983 vehicles
  • 304 vehicles
  • 55+ vehicles

Cars and other vehicles available in 12581 in renter-occupied apartments

  • 0no vehicle
  • 1561 vehicle
  • 672 vehicles
  • 313 vehicles
  • 164 vehicles
  • 05+ vehicles

Median gross rent in 2013: $1,167.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $283,400
12581:

$283,400
New York:

$277,600
Lower value quartile - upper value quartile: $192,100 - $399,300

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 9.9%

Percentage of zip code residents living and working in this county: 61.2%

Household type by relationship:

Households: 2,103

Size of family households: 428 2-persons, 123 3-persons, 92 4-persons, 17 5-persons, 44 6-persons

Size of nonfamily households: 111 1-person, 10 2-persons

252 married couples with children.
187 single-parent households (75 men, 112 women).

87.0% of residents of 12581 zip code speak English at home.
6.4% of residents speak Spanish at home (77% very well, 6% well, 17% not well).
6.3% of residents speak other Indo-European language at home (95% very well, 5% well).
0.3% of residents speak other language at home (100% very well).

Foreign born population: 192 (8.9%)
(72.9% of them are naturalized citizens)
This zip code:

8.9%
Whole state:

22.3%

Most common places of birth for the foreign-born residents

  • 20%Guatemala
  • 19%Austria
  • 15%Asia,n.e.c.
  • 15%Canada
  • 8%United Kingdom, excluding England and Scotland
  • 7%Jamaica
  • 5%Netherlands

Most common first ancestries reported in 12581 (%)

  • 16%German
  • 13%Other groups
  • 10%Irish
  • 9%Italian
  • 8%English
  • 5%Russian
  • 4%Polish

Year of entry for the foreign-born population

  • 02010 or later
  • 332000 to 2009
  • 381990 to 1999
  • 141Before 1990

Zip code 12581 topographic map

Public primary/middle school in zip code 12581 not listed on the city page:

  • COLD SPRING ES (Students: 209; Location: 358 HOMAN RD, STANFORDVILLE, NY; Grades: KG - 05)

Facilities with environmental interests located in this zip code:


Zip code 12581 marital status for males
Zip code 12581 marital status for females

Housing units lacking complete plumbing facilities: 0.9%

Most commonly used house heating fuel

  • 68%Fuel oil, kerosene, etc.
  • 15%Electricity
  • 8%Wood
  • 8%Bottled, tank, or LP gas
  • 1%Utility gas

Population in 1990: 2,356. Population change in the 1990s: -125 (-5.3%).

Place of birth for U.S.-born residents:


61% of the 12581 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 66% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

91% of the 12581 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 67% moved from this county.
   Out of people who lived in different houses, 26% moved from different county within same state.
   Out of people who lived in different houses, 7% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 8
Here:

4.7%
New York:

12.7%
Students in private schools in grades 9 to 12 (high school): 19
Here:

14.4%
New York:

12.6%
Students in private undergraduate colleges: 46
Here:

61.3%
New York:

35.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 81,985Management occupations
  • 78,750Health diagnosing and treating practitioners and other technical occupations
  • 53,516Education, training, and library occupations
  • 45,000Construction and extraction occupations
  • 41,375Office and administrative support occupations
  • 39,500Transportation occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 54 people in group homes intended for adults

People in group quarters in 2000:

  • 35 people in homes for the mentally ill
  • 22 people in nursing homes
  • 5 people in homes for the mentally retarded
  • 3 people in other noninstitutional group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED7$230,74629$294,74997$223,14011$109,55023$299,0940$0
APPLICATIONS APPROVED, NOT ACCEPTED0$03$262,6505$436,4420$03$428,7200$0
APPLICATIONS DENIED2$201,16011$231,97568$380,9271$33,84015$326,0194$210,783
APPLICATIONS WITHDRAWN3$164,4174$147,53025$269,1824$77,5684$326,3380$0
FILES CLOSED FOR INCOMPLETENESS0$02$330,2659$449,8530$01$310,2700$0

Detailed HMDA statistics for the following Tracts: 0900.00 , 1700.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED0$02$197,305
APPLICATIONS APPROVED, NOT ACCEPTED1$202,3500$0
APPLICATIONS DENIED1$210,4400$0
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 0900.00 , 1700.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 12581 among deceased individuals
NameCountLived (average)
John3375.9 years
Robert2070.1 years
Mary1980.9 years
George1971.3 years
William1874.8 years
Frank1073.2 years
Charles1074.1 years
Joseph970.3 years
Henry878.2 years
Edward868.6 years
Most common last names in zip code 12581 among deceased individuals
Last nameCountLived (average)
Dennis780.8 years
Layton779.0 years
Hanlon576.8 years
Collins586.2 years
Smith582.0 years
Willig577.0 years
Bray482.2 years
Kipp471.0 years
Campbell479.7 years
Miller486.0 years

Discuss , New York (NY) on our hugely popular New York forum.


Recent home sales, price trends, and home value evaluator powered by Onboard Informatics
© 2015 Onboard Informatics. Information is deemed reliable but not guaranteed.
 
City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Website © 2003-2016 Advameg, Inc.