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12732 Zip Code (NY) Detailed Profile




Estimated zip code population in 2019: 521
Zip code population in 2010: 786
Zip code population in 2000: 900

Houses and condos: 534
Renter-occupied apartments: 27
% of renters here:

9%
State:

46%
March 2019 cost of living index in zip code 12732: 98.1 (near average, U.S. average is 100)

Land area: 25.1 sq. mi.
Water area: 0.8 sq. mi.
Population density: 21 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 12732
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Real estate property taxes paid for housing units in 2019:
This zip code:

2.3% ($4,373)
New York:

1.7% ($5,732)
Median real estate property taxes paid for housing units with mortgages in 2019: $4,029 (2.1%)
Median real estate property taxes paid for housing units with no mortgage in 2019: $4,807 (2.5%)

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Males: 237  (45.5%)
Females: 284  (54.5%)

For population 25 years and over in 12732:

  • High school or higher: 99.4%
  • Bachelor's degree or higher: 24.9%
  • Graduate or professional degree: 8.6%
  • Unemployed: 7.4%
  • Mean travel time to work (commute): 41.9 minutes

For population 15 years and over in 12732:

  • Never married: 10.2%
  • Now married: 62.1%
  • Separated: 2.6%
  • Widowed: 9.2%
  • Divorced: 16.0%

Zip code 12732 compared to state average:

  • Median house value below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Number of college students significantly below state average.
  • Races in zip code 12732 (2019)
    • 72392.0%White
    • 354.5%Hispanic or Latino
    • 111.4%Black
    • 111.4%Two or more races
    • 40.5%Asian
    • 20.3%American Indian
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12732, NY forum
Recent posts about zip code 12732 area on our local forum with over 2,200,000 registered users:
smaller Upstate NY cities and towns/African American communities  (4218 replies)
100% rural population.

Estimated median house/condo value in 2019: $190,189
12732:

$190,189
New York:

$338,700
Median resident age:
This zip code:

58.5 years
New York median age:

39.2 years
Average household size:
This zip code:

1.8 people
New York:

2.5 people

Averages for the 2012 tax year for zip code 12732, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $67,395 (Individual Income Tax Returns)
Here:

$67,395
State:

$77,088

Salary/wage: $51,462 (reported on 78.4% of returns)
Here:

$51,462
State:

$60,593
(% of AGI for various income ranges: 59.0% for AGIs below $25k, 58.3% for AGIs $25k-50k, 63.0% for AGIs $50k-75k, 68.9% for AGIs $75k-100k, 56.4% for AGIs $100k-200k)

Taxable interest for individuals: $524 (reported on 45.9% of returns)
This zip code:

$524
New York:

$3,125
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs $100k-200k)

Ordinary dividends: $4,500 (reported on 29.7% of returns)
Here:

$4,500
State:

$10,299
(% of AGI for various income ranges: 8.1% for AGIs below $25k, 2.2% for AGIs $50k-75k, 2.2% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$1,257 (reported on 18.9% of returns)
Here:

+$1,257
State:

+$42,474
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 0.5% for AGIs $100k-200k)

Profit/loss from business: +$5,467 (reported on 16.2% of returns)
Here:

+$5,467
State:

+$16,168

Taxable individual retirement arrangement distribution: $14,775 (reported on 10.8% of returns)
12732:

$14,775
New York:

$17,621

Total itemized deductions: $20,741 (19% of AGI, reported on 45.9% of returns)
Here:

$20,741
State:

$34,985

Here:

19.3% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 24.7% for AGIs $25k-50k, 15.8% for AGIs $50k-75k, 13.7% for AGIs $75k-100k, 13.1% for AGIs $100k-200k)

Charity contributions: $1,746 (reported on 35.1% of returns)
Here:

$1,746
State:

$5,572
(% of AGI for various income ranges: 1.8% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 0.7% for AGIs $100k-200k)

Taxes paid: $10,118 (reported on 45.9% of returns)
12732:

$10,118
State:

$18,656
(% of AGI for various income ranges: 8.1% for AGIs $25k-50k, 6.2% for AGIs $50k-75k, 5.7% for AGIs $75k-100k, 8.1% for AGIs $100k-200k)

Earned income credit: $1,625 (reported on 10.8% of returns)
Here:

$1,625
State:

$2,230
(% of AGI for various income ranges: 4.0% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 64.9%
Here:

65%
State:

66%
(% for various income ranges: 61.5% for AGIs below $25k, 62.5% for AGIs $25k-50k, 66.7% for AGIs $50k-75k, 60.0% for AGIs $75k-100k, 80.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 12732, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,621 (Individual Income Tax Returns)
Here:

$38,621
State:

$59,519

Salary/wage: $35,808 (reported on 76.6% of returns)
Here:

$35,808
State:

$50,673
(% of AGI for various income ranges: 85.3% for AGIs below $10k, 60.1% for AGIs $10k-25k, 65.4% for AGIs $25k-50k, 74.7% for AGIs $50k-75k, 82.7% for AGIs $75k-100k, 69.8% for AGIs over 100k)

Taxable interest for individuals: $1,157 (reported on 51.8% of returns)
This zip code:

$1,157
New York:

$2,377
(% of AGI for various income ranges: 6.7% for AGIs below $10k, 3.7% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Taxable dividends: $2,138 (reported on 28.7% of returns)
Here:

$2,138
State:

$5,394
(% of AGI for various income ranges: 11.1% for AGIs below $10k, 1.8% for AGIs $10k-25k, 2.7% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 0.4% for AGIs over 100k)

Net capital gain/loss: +$3,953 (reported on 16.8% of returns)
Here:

+$3,953
State:

+$23,581
(% of AGI for various income ranges: -1.4% for AGIs $10k-25k, 0.0% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 6.7% for AGIs over 100k)

Profit/loss from business: +$5,075 (reported on 13.9% of returns)
Here:

+$5,075
State:

+$13,809

Total itemized deductions: $17,021 (25% of AGI, reported on 37.9% of returns)
Here:

$17,021
State:

$25,864

Here:

25.5% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 14.9% for AGIs $10k-25k, 14.9% for AGIs $25k-50k, 19.9% for AGIs $50k-75k, 21.3% for AGIs $75k-100k, 15.9% for AGIs over 100k)

Charity contributions deductions: $2,074 (3% of AGI, reported on 35.5% of returns)
Here:

$2,074
State:

$4,439

Here:

3.0% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Total tax: $5,125 (reported on 71.3% of returns)
12732:

$5,125
State:

$11,730
(% of AGI for various income ranges: 1.9% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.8% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 15.5% for AGIs over 100k)

Earned income credit: $1,075 (reported on 13.9% of returns)
Here:

$1,075
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 68.7%
Here:

69%
State:

67%
(% for various income ranges: 65.9% for AGIs below $10k, 76.4% for AGIs $10k-25k, 61.1% for AGIs $25k-50k, 58.5% for AGIs $50k-75k, 95.7% for AGIs $75k-100k, 75.9% for AGIs over 100k)

Estimated median household income in 2019:
This zip code:

$53,328
New York:

$72,108
12732 map Nearest zip codes: 12743, 12719, 12786, 12737, 12792, 12720.
Percentage of family households:
This zip code:

38.8%
New York:

43.7%
Percentage of households with unmarried partners:
This zip code:

8.0%
New York:

43.3%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 29
Household did not receive Food Stamps/SNAP in the past 12 months: 261


Women who had a birth in the past 12 months: 6 (6 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 42 (28 now married, 13 unmarried)


Housing units in zip code 12732 with a mortgage: 178
Houses without a mortgage: 84

Median monthly owner costs for units with a mortgage: $1,441
Median monthly owner costs for units without a mortgage: $723

Residents with income below the poverty level in 2019:
This zip code:

10.2%
Whole state:

13.0%
Residents with income below 50% of the poverty level in 2019:
This zip code:

10.2%
Whole state:

7.1%
Median number of rooms in houses and condos:
Here:

6.0
State:

6.4
Median number of rooms in apartments:
Here:

10.0
State:

3.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 12732: Highland Town Hall (A), Sunshine Hall Free Library (B). Display/hide their locations on the map

    Cemetery: Saint Anthonys Cemetery (1). Display/hide its location on the map

    Lakes, reservoirs, and swamps: Montgomery Lake (A), Washington Lake (B), Wells Pond (C), Sidwell Lake (D), Blind Pond (E), Bodine Lake (F), Hull Pond (G), Sunrise Lake (H). Display/hide their locations on the map

    Streams, rivers, and creeks: Cow Swale Brook (A). Display/hide its location on the map

Year house built
  • Year house built (houses)
  • 132014 or later
  • 62010 to 2013
  • 852000 to 2009
  • 01990 to 1999
  • 781980 to 1989
  • 1171970 to 1979
  • 251960 to 1969
  • 901950 to 1959
  • 271940 to 1949
  • 881939 or earlier

Zip code 12732 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in 12732
  • Bedrooms in owner-occupied houses and condos in 12732
  • 0no bedroom
  • 191 bedroom
  • 532 bedrooms
  • 1483 bedrooms
  • 374 bedrooms
  • 55+ bedrooms
Bedrooms in renter-occupied apartments in 12732
  • Bedrooms in renter-occupied apartments in 12732
  • 0no bedroom
  • 01 bedroom
  • 62 bedrooms
  • 213 bedrooms
  • 04 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in 12732 in owner-occupied houses/condos
  • Cars and other vehicles available in 12732 in owner-occupied houses/condos
  • 6no vehicle
  • 951 vehicle
  • 1352 vehicles
  • 263 vehicles
  • 04 vehicles
  • 05+ vehicles
Cars and other vehicles available in 12732 in renter-occupied apartments
  • Cars and other vehicles available in 12732 in renter-occupied apartments
  • 0no vehicle
  • 121 vehicle
  • 152 vehicles
  • 03 vehicles
  • 04 vehicles
  • 05+ vehicles

  • Zip code 12732 household income distribution in 2019

  • Zip code 12732 household income distribution in 2019
  • 6Less than $10,000
  • 39$10,000 to $14,999
  • 25$15,000 to $19,999
  • 18$20,000 to $24,999
  • 5$25,000 to $29,999
  • 3$30,000 to $34,999
  • 4$35,000 to $39,999
  • 18$40,000 to $44,999
  • 8$45,000 to $49,999
  • 35$50,000 to $59,999
  • 33$60,000 to $74,999
  • 36$75,000 to $99,999
  • 11$100,000 to $124,999
  • 22$125,000 to $149,999
  • 6$150,000 to $199,999
  • 7$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2019 in zip code 12732

  • Estimate of home value of owner-occupied houses/condos in 2019 in zip code 12732
  • 3$60,000 to $69,999
  • 5$90,000 to $99,999
  • 20$100,000 to $124,999
  • 21$125,000 to $149,999
  • 75$150,000 to $174,999
  • 9$175,000 to $199,999
  • 42$200,000 to $249,999
  • 53$250,000 to $299,999
  • 14$300,000 to $399,999
  • 8$500,000 to $749,999
  • Rent paid by renters in 2019 in zip code 12732

  • Rent paid by renters in 2019 in zip code 12732
  • 5$600 to $649
  • 17$1,500 to $1,999
  • 5No cash rent

Median gross rent in 2019: $1,227.

Estimated median house (or condo) value in 2019 for:

  • White Non-Hispanic householders: $189,817
  • Hispanic or Latino householders: $254,882

Estimated median house or condo value in 2019: $190,189
12732:

$190,189
New York:

$338,700
Lower value quartile - upper value quartile: $170,199 - $271,470
Owners and renters by unit type in zip code 12732
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 479
  • One, attached: 6
  • Two: 12
  • 10 to 19: 16
  • Mobile homes: 16

Unemployment: 7.4%

  • Means of transportation to work in zip code 12732

  • Means of transportation to work in zip code 12732
  • 90.9%242Drove a car alone
  • 1.9%5Carpooled
  • 4.5%12Walked
  • 1.9%5Worked at home
  • Travel time to work (commute) in zip code 12732

  • Travel time to work (commute) in zip code 12732
  • 28Less than 5 minutes
  • 235 to 9 minutes
  • 1710 to 14 minutes
  • 415 to 19 minutes
  • 3120 to 24 minutes
  • 1125 to 29 minutes
  • 2830 to 34 minutes
  • 2935 to 39 minutes
  • 740 to 44 minutes
  • 3445 to 59 minutes
  • 660 to 89 minutes
  • 3690 or more minutes

Percentage of zip code residents living and working in this county: 79.3%

Household type by relationship:

Households: 521
  • Male householders: 110 (36 living alone), Female householders: 181 (66 living alone)
  • 138 spouses (138 opposite-sex spouses), 31 unmarried partners, (31 opposite-sex unmarried partners), 63 children (60 natural, 3 adopted, 0 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 0 other relatives, 0 non-relatives

Size of family households: 133 2-persons, 20 3-persons, 12 4-persons

Size of nonfamily households: 102 1-person, 23 2-persons

40 married couples with children.
4 single-parent households (4 women).

96.1% of residents of 12732 zip code speak English at home.
4.1% of residents speak Spanish at home (100% very well).

Foreign born population: 18 (3.6%)
(68.4% of them are naturalized citizens)
This zip code:

3.6%
Whole state:

22.4%
Most common places of birth for foreign-born residents
  • 33%Greece
  • 28%Hungary
Most common first ancestries reported in 12732
  • 21%Italian
  • 16%Irish
  • 12%German
  • 7%Dutch
  • 7%European
  • 6%English
  • 6%Scotch-Irish
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 02010 or later
  • 02000 to 2009
  • 81990 to 1999
  • 30Before 1990

Facilities with environmental interests located in this zip code:

  • AQUASHADE, INC (PO BOX 198 in ELDRED, NY)
    COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)

Zip code 12732 marital status for males
Zip code 12732 marital status for females

Housing units lacking complete plumbing facilities: 2.9%
Housing units lacking complete kitchen facilities: 5.7%

Most commonly used house heating fuel
  • 62.4%Fuel oil, kerosene, etc.
  • 24.2%Bottled, tank, or LP gas
  • 6.0%Wood
  • 5.3%Electricity
  • 2.5%Other fuel

Population in 1990: 899. Population change in the 1990s: +1 (+0.1%).

Place of birth for U.S.-born residents:

  • This state: 364
  • Northeast: 93
  • South: 7
  • West: 14

76% of the 12732 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 40% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

99% of the 12732 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 86% moved from different state.
   Out of people who lived in different houses, 14% moved from abroad.

Year householders moved into unit in 12732

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Here:

0.0%
New York:

14.3%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
New York:

14.8%
Educational Attainment in 2019
School Enrollment by Level of School in 2019
Class of Workers in 2019
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 74,883Education, training, and library occupations
  • 51,710Health diagnosing and treating practitioners and other technical occupations
  • 49,691Installation, maintenance, and repair occupations
  • 26,311Office and administrative support occupations
  • 23,022Construction and extraction occupations
  • 14,919Building and grounds cleaning and maintenance occupations

Top industries in this zip code by the number of employees in 2005:

  • Construction: Water and Sewer Line and Related Structures Construction (5-9 employees: 1 establishment)
  • Accommodation and Food Services: Full-Service Restaurants (1-4: 3)
  • Professional, Scientific, and Technical Services: Offices of Lawyers (1-4: 1)
  • Information: Libraries and Archives (1-4: 1)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 1)
  • Health Care and Social Assistance: Offices of Dentists (1-4: 1)
  • Professional, Scientific, and Technical Services: Other Accounting Services (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability
Most common first names in zip code 12732 among deceased individuals
NameCountLived (average)
William1174.5 years
John1077.8 years
Charles779.9 years
Joseph774.3 years
Robert772.3 years
Arthur678.6 years
Helen676.3 years
Edward483.2 years
George473.7 years
James463.8 years
Most common last names in zip code 12732 among deceased individuals
Last nameCountLived (average)
Myers1173.9 years
Haas671.2 years
Horton476.5 years
Cox375.0 years
Fox371.0 years
Clouse358.7 years
Johnson371.0 years
Hill378.6 years
Hulse387.4 years
Meyers351.9 years
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