Estimated median household income in 2008: $51,062
| This zip code: | $51,062 | | New York: | $56,033 |
Nearest zip codes: 12057, 12873, 12028, 12834, 12823, 12090.
Housing units in zip code 12816 with a mortgage: 492 (29 second mortgage, 32 home equity loan, 3 both second mortgage and home equity loan)
Houses without a mortgage: 340
Median monthly owner costs for units with a mortgage: $1,315
Median monthly owner costs for units without a mortgage: $556
Residents with income below the poverty level in 2008:
| This zip code: | 8.3% | | Whole state: | 13.6% |
Residents with income below 50% of the poverty level in 2008:
| This zip code: | 1.8% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 6.3 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.3 | | State: | 3.6 |
Year house built: |
|
- 1999 to March 2000: 35
- 1995 to 1998: 94
- 1990 to 1994: 150
- 1980 to 1989: 231
- 1970 to 1979: 258
- 1960 to 1969: 204
- 1950 to 1959: 189
- 1940 to 1949: 133
- 1939 or earlier: 1,038
|
|

Bedrooms in owner-occupied houses in Cambridge, NY (12816): |
|
- no bedroom: 7
- 1 bedrooms: 61
- 2 bedrooms: 330
- 3 bedrooms: 629
- 4 bedrooms: 268
- 5 or more bedrooms: 106
|
|
Bedrooms in renter-occupied apartments and housing units: |
|
- no bedroom: 32
- 1 bedrooms: 114
- 2 bedrooms: 152
- 3 bedrooms: 77
- 4 bedrooms: 50
- 5 or more bedrooms: 11
|
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Vehicles available in 12816 zip code in owner-occupied houses/condos: |
|
- no vehicle: 45
- 1 vehicle: 439
- 2 vehicles: 665
- 3 vehicles: 186
- 4 vehicles: 42
- 5 or more vehicles: 24
|
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Vehicles available in renter-occupied apartments: |
|
- no vehicle: 70
- 1 vehicle: 231
- 2 vehicles: 97
- 3 vehicles: 24
- 4 vehicles: 10
- 5 or more vehicles: 4
|
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Estimated household income distribution in 2008:

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Estimate of home value of owner-occupied houses/condos in 2008 in zip code 12816:
- Less than $10,000: 11
- $10,000 to $14,999: 6
- $15,000 to $19,999: 6
- $20,000 to $24,999: 9
- $25,000 to $29,999: 11
- $30,000 to $34,999: 7
- $35,000 to $39,999: 4
- $40,000 to $49,999: 9
- $50,000 to $59,999: 26
- $60,000 to $69,999: 35
- $70,000 to $79,999: 30
- $80,000 to $89,999: 24
- $90,000 to $99,999: 25
- $100,000 to $124,999: 49
- $125,000 to $149,999: 128
- $150,000 to $174,999: 158
- $175,000 to $199,999: 168
- $200,000 to $249,999: 254
- $250,000 to $299,999: 123
- $300,000 to $399,999: 100
- $400,000 to $499,999: 54
- $500,000 to $749,999: 52
- $750,000 to $999,999: 15
- $1,000,000 or more: 22
|

|
Rent paid by renters in 2008 in zip code 12816:
- Less than $100: 3
- $100 to $149: 1
- $150 to $199: 1
- $250 to $299: 3
- $300 to $349: 7
- $350 to $399: 19
- $400 to $449: 35
- $450 to $499: 48
- $500 to $549: 60
- $550 to $599: 37
- $600 to $649: 28
- $650 to $699: 21
- $700 to $749: 14
- $750 to $799: 11
- $800 to $899: 50
- $900 to $999: 8
- $1,000 to $1,249: 8
- $1,250 to $1,499: 1
- $1,500 to $1,999: 1
- No cash rent: 17
|
Median price asked for vacant for-sale houses and condos in 2008: $168,308.
Estimated median house (or condo) value in 2008 for: - White Non-Hispanic householders: $192,506
- Black or African American householders: $194,451
- Asian householders: $226,859
- Hispanic or Latino householders: $176,518
Estimated median house or condo value in 2008: $149,768 (it was $89,800 in 2000)
| 12816: | $149,768 | | New York: | $318,900 |
Lower value quartile - upper value quartile: $85,380 - $184,945
Mean price in 2008:
Detached houses: $227,568| Here: | $227,568 | | State: | $361,784 |
Townhouses or other attached units: $277,100| Here: | $277,100 | | State: | $496,977 |
In 2-unit structures: $175,809| Here: | $175,809 | | State: | $485,140 |
In 3-to-4-unit structures: $342,814| Here: | $342,814 | | State: | $608,745 |
In 5-or-more-unit structures: $56,920| Here: | $56,920 | | State: | $694,721 |
Mobile homes: $39,709| Here: | $39,709 | | State: | $40,766 |
Occupied boats, RVs, vans, etc.: $5,000| Here: | $5,000 | | State: | $137,621 |
Owners and renters by unit type in %
|
Breakdown of mean house values by ages of householders
|
Housing units in structures:
- One, detached: 1,727
- One, attached: 19
- Two: 96
- 3 or 4: 116
- 5 to 9: 46
- 20 to 49: 26
- Mobile homes: 285
- Boats, RVs, vans, etc.: 17

|
Means of transportation to work
- Drove a car alone: 1,643 (78%)
- Carpooled: 191 (9%)
- Bus or trolley bus: 7 (0%)
- Ferryboat: 8 (0%)
- Taxi: 36 (2%)
- Walked: 87 (4%)
- Other means: 9 (0%)
- Worked at home: 128 (6%)
|

|
Travel time to work
- Less than 5 minutes: 155
- 5 to 9 minutes: 270
- 10 to 14 minutes: 248
- 15 to 19 minutes: 181
- 20 to 24 minutes: 179
- 25 to 29 minutes: 78
- 30 to 34 minutes: 189
- 35 to 39 minutes: 103
- 40 to 44 minutes: 138
- 45 to 59 minutes: 216
- 60 to 89 minutes: 174
- 90 or more minutes: 50
|
Percentage of zip code residents living and working in this county: 51.9%
Household type by relationship
Households: 4,453
- In family households: 3,738 (880 male householders, 363 female householders)
939 spouses, 1,332 children (1,240 natural, 29 adopted, 63 stepchildren), 48 grandchildren, 16 brothers or sisters, 31 parents, 37 other relatives, 92 non-relatives
- In nonfamily households: 715 (282 male householders (222 living alone)), 316 female householders (292 living alone)), 117 nonrelatives
- In group quarters: 176 (82 institutionalized population)
Size of family households: 548 2-persons, 287 3-persons, 296 4-persons, 84 5-persons, 21 6-persons, 7 7-or-more-persons.
Size of nonfamily households: 514 1-person, 64 2-persons, 13 3-persons, 7 4-persons.
867 married couples with children.
265 single-parent households (76 men, 189 women).
94.9% of residents of 12816 zip code speak English at home.
2.3% of residents speak Spanish at home (57% very well, 2% well, 14% not well, 27% not at all).
2.4% of residents speak other Indo-European language at home (96% very well, 4% well).
0.4% of residents speak Asian or Pacific Island language at home (100% very well).
Foreign born population: 139 (2.9%)
(61.9% of them are naturalized citizens)
| This zip code: | 2.9% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- United Kingdom (28%)
- Mexico (27%)
- Germany (14%)
- Italy (11%)
- Philippines (7%)
- Netherlands (6%)
- Canada (4%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 8
- 1990 to 1994: 24
- 1985 to 1989: 15
- 1980 to 1984: 0
- 1975 to 1979: 15
- 1970 to 1974: 4
- 1970 to 1974: 6
- 1965 to 1969: 67
|
|
White population: 4,739
Black population: 25
American Indian population: 13
Asian population: 22
Native Hawaiian and Other Pacific Islander population: 2
Some other race population: 7
Two or more races population: 37
First ancestries reported:
|  Irish: 627 |
|  English: 470 |
|  German: 410 |
|  Italian: 312 |
|  United States or American: 295 |
|  Other groups: 217 |
|  French (except Basque): 187 |
|  Scotch-Irish: 169 |
|  French Canadian: 120 |
|  Scottish: 104 |
|  Polish: 102 |
|  Norwegian: 65 |
|  Dutch: 61 |
|  Welsh: 58 |
|  Danish: 35 |
|  Swedish: 34 |
|  British: 33 |
|  European: 33 |
|  Russian: 27 |
|  Finnish: 17 |
|  Slovak: 15 |
|  Czechoslovakian: 13 |
|  Ukrainian: 11 |
|  Lithuanian: 10 |
|  Hungarian: 10 |
|  Canadian: 10 |
|  Austrian: 7 |
|  Greek: 4 |
|  Lebanese: 4 |
|  Arab:: 4 |
|  Portuguese: 2 |
|  Czech: 2 |
|  Swiss: 2 |

facilities with environmental interests located in this zip code:
- HORTON FARM (53 HORTON ROAD in CAMBRIDGE, NY)
STATE MASTER (New York facility tracking) - National Pollutant Discharge Elimination System Permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: GENERAL FARMS, PRIMARILY LIVESTOCK AND ANIMAL SPECIALTIES
Organizations: EARL HORTON (CONTACT/OWNER)
Alternative names: EARL HORTON
- CUMBERLAND FARMS #3188 (44 E MAIN & PARK ST in CAMBRIDGE, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CUMBERLAND FARMS INC (CONTACT/OWNER)
Alternative names: CUMBERLAND FARMS INC #3188
- COLLAMER CHARLOTTE (242 ASH GROVE RD in CAMBRIDGE, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CHARLOTTE COLLAMER (CONTACT/OPERATOR)
- A & M PRINTERS (32 E MAIN ST in CAMBRIDGE, NY)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Median worth of mobile homes: $42,104
Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 2%
Most commonly used house heating fuel: |
|
|
- Fuel oil, kerosene, etc. (65%)
- Electricity (13%)
- Wood (12%)
- Bottled, tank, or LP gas (8%)
- Utility gas (1%)
- Other fuel (1%)
|
Place of birth for U.S.-born residents:
- This state: 3005
- Northeast: 1093
- Midwest: 106
- South: 138
- West: 119
61% of the 12816 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 49% lived in this county.
Out of people who lived in different counties, 58% lived in New York.
Population in 1990: 4,243. Population change in the 1990s: +602 (+14.2%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 31
| Here: | 5.3% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 19
| Here: | 6.3% | | New York: | 13.2% |
Students in private undergraduate colleges: 40
| Here: | 37.0% | | New York: | 38.2% |
School Enrollment by Level of School
|
Companies with federal contracts located in this zip code:
- CAMBRIDGE VALLEY MACHINING INC (28 PERRY LANE in CAMBRIDGE, NY; small business)
$25,919 with Army for Miscellaneous Fire Control Equipment. Signed on 2004-08-18. Completion date: 2004-11-30.
- ALV ASSOCIATES (73 GILBERT ST in CAMBRIDGE, NY; small business)
$2,800 with Army for Vocational/Technical. Taking place in MD. Signed on 2004-06-09. Completion date: 2004-06-16.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49 employees: 1 establishment, 10-19 employees: 1 establishment, 5-9 employees: 1 establishment)
- Accommodation and Food Services: Full-Service Restaurants (10-19: 2, 5-9: 1, 1-4: 3)
- Wholesale Trade: Farm Supplies Merchant Wholesalers (20-49: 1, 1-4: 1)
- Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (20-49: 1, 1-4: 1)
- Health Care and Social Assistance: Homes for the Elderly (20-49: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 63 people in agriculture workers' dormitories on farms
- 39 people in nursing homes
- 35 people in other noninstitutional group quarters
- 21 people in religious group quarters
- 13 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $146,128 | 69 | $143,339 | 99 | $141,003 | 39 | $40,223 | 17 | $129,814 | 7 | $95,756 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 8 | $186,431 | 19 | $104,658 | 5 | $61,294 | 1 | $129,230 | 1 | $52,920 |
| APPLICATIONS DENIED | 0 | $0 | 28 | $142,975 | 89 | $137,102 | 43 | $57,543 | 12 | $113,087 | 19 | $59,134 |
| APPLICATIONS WITHDRAWN | 1 | $65,160 | 9 | $93,949 | 61 | $136,783 | 13 | $62,872 | 5 | $99,940 | 5 | $76,888 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $84,710 | 7 | $134,446 | 3 | $99,253 | 3 | $117,217 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $113,196 | 95 | $132,744 | 99 | $119,804 | 69 | $36,858 | 18 | $124,217 | 16 | $84,632 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 13 | $136,465 | 20 | $125,941 | 4 | $26,738 | 0 | $0 | 4 | $71,913 |
| APPLICATIONS DENIED | 5 | $130,464 | 29 | $104,450 | 121 | $123,291 | 51 | $37,379 | 7 | $71,914 | 18 | $85,777 |
| APPLICATIONS WITHDRAWN | 6 | $125,263 | 19 | $98,466 | 61 | $133,481 | 10 | $38,843 | 1 | $130,460 | 3 | $81,440 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $130,665 | 20 | $112,416 | 1 | $238,780 | 4 | $106,230 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $96,058 | 71 | $117,908 | 146 | $110,634 | 58 | $34,593 | 0 | $0 | 18 | $105,444 | 10 | $71,694 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 24 | $110,850 | 30 | $106,557 | 9 | $26,716 | 0 | $0 | 5 | $130,046 | 6 | $48,847 |
| APPLICATIONS DENIED | 2 | $128,620 | 33 | $100,512 | 128 | $116,731 | 33 | $41,331 | 1 | $110,770 | 8 | $309,965 | 17 | $66,808 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 9 | $131,524 | 98 | $119,697 | 12 | $80,461 | 0 | $0 | 3 | $117,217 | 7 | $101,190 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $119,104 | 24 | $101,980 | 3 | $32,773 | 0 | $0 | 2 | $156,535 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $121,611 | 82 | $115,216 | 144 | $95,296 | 41 | $34,998 | 19 | $109,236 | 10 | $77,055 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 10 | $89,559 | 28 | $104,887 | 6 | $33,493 | 4 | $165,108 | 1 | $4,920 |
| APPLICATIONS DENIED | 1 | $118,070 | 24 | $82,604 | 113 | $102,050 | 42 | $27,931 | 5 | $55,666 | 14 | $51,703 |
| APPLICATIONS WITHDRAWN | 3 | $63,783 | 8 | $103,299 | 112 | $98,791 | 11 | $60,726 | 7 | $104,321 | 6 | $65,322 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $130,320 | 9 | $122,348 | 11 | $102,562 | 4 | $28,138 | 1 | $115,700 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $79,358 | 83 | $107,062 | 205 | $94,626 | 31 | $26,133 | 20 | $109,320 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $64,798 | 12 | $126,033 | 44 | $90,288 | 2 | $8,655 | 1 | $112,080 |
| APPLICATIONS DENIED | 2 | $136,005 | 13 | $114,758 | 105 | $85,991 | 17 | $20,093 | 6 | $86,772 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $88,377 | 102 | $99,588 | 5 | $15,254 | 1 | $321,890 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $104,667 | 7 | $105,723 | 0 | $0 | 1 | $27,630 |
Aggregated Statistics For Year 2002 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $92,340 | 52 | $101,338 | 138 | $86,904 | 30 | $32,920 | 12 | $69,128 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $128,846 | 22 | $101,860 | 2 | $9,230 | 3 | $133,217 |
| APPLICATIONS DENIED | 1 | $56,110 | 35 | $80,338 | 66 | $92,736 | 23 | $19,258 | 4 | $38,463 |
| APPLICATIONS WITHDRAWN | 4 | $74,518 | 9 | $87,497 | 61 | $79,134 | 12 | $17,212 | 1 | $207,680 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $60,136 | 8 | $69,883 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $77,176 | 56 | $91,145 | 103 | $89,166 | 21 | $11,529 | 11 | $74,934 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $50,740 | 25 | $83,766 | 6 | $46,945 | 2 | $147,695 |
| APPLICATIONS DENIED | 1 | $89,850 | 22 | $91,072 | 70 | $82,981 | 25 | $12,876 | 5 | $54,010 |
| APPLICATIONS WITHDRAWN | 5 | $58,542 | 3 | $36,767 | 43 | $90,649 | 8 | $26,499 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $123,080 | 13 | $68,097 | 1 | $61,540 | 2 | $83,740 |
Aggregated Statistics For Year 2000 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $78,608 | 71 | $88,865 | 50 | $73,188 | 35 | $14,478 | 7 | $103,036 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $124,925 | 10 | $60,266 | 18 | $79,678 | 10 | $37,954 | 1 | $50,240 |
| APPLICATIONS DENIED | 2 | $80,615 | 44 | $69,400 | 70 | $48,232 | 18 | $27,884 | 4 | $142,375 |
| APPLICATIONS WITHDRAWN | 2 | $62,915 | 6 | $63,547 | 49 | $58,915 | 10 | $19,398 | 6 | $70,220 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $72,020 | 1 | $312,770 | 10 | $60,418 | 1 | $70,160 | 1 | $312,770 |
Aggregated Statistics For Year 1999 (Based on 3 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $71,241 | 31 | $74,507 | 49 | $76,664 | 14 | $21,026 | 1 | $43,000 | 5 | $46,968 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $23,340 | 8 | $53,439 | 11 | $74,999 | 4 | $21,500 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $100,750 | 17 | $50,144 | 39 | $63,773 | 11 | $15,976 | 0 | $0 | 1 | $103,320 |
| APPLICATIONS WITHDRAWN | 1 | $83,740 | 5 | $68,872 | 31 | $59,344 | 1 | $5,150 | 0 | $0 | 2 | $59,835 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $15,360 | 6 | $59,315 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0910.00
, 0920.00, 0930.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $171,452 | 6 | $221,065 | 1 | $150,160 | 1 | $136,840 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $153,657 | 4 | $155,225 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $73,620 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $181,711 | 4 | $176,718 | 1 | $260,640 | 1 | $143,350 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $127,615 | 3 | $158,273 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $176,000 | 0 | $0 | 0 | $0 | 1 | $176,000 |
| APPLICATIONS WITHDRAWN | 1 | $112,210 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $136,947 | 5 | $185,954 | 2 | $134,775 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $226,470 | 1 | $93,540 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $103,880 | 8 | $123,619 | 3 | $96,003 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $230,670 | 4 | $118,208 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $92,655 | 1 | $149,870 | 1 | $62,800 |
| APPLICATIONS WITHDRAWN | 5 | $127,004 | 2 | $120,155 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $146,465 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $109,260 | 21 | $115,808 | 3 | $83,663 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $70,463 | 12 | $115,868 | 3 | $64,847 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $105,850 | 2 | $134,570 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $116,930 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $90,612 | 10 | $85,191 | 4 | $60,835 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $69,713 | 6 | $94,005 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $61,540 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $94,766 | 12 | $109,330 | 1 | $232,620 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $108,335 | 4 | $163,908 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $49,230 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $106,296 | 1 | $105,850 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $96,925 | 1 | $110,770 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $105,850 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $78,142 | 4 | $121,658 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $104,430 | 1 | $87,230 |
| APPLICATIONS DENIED | 1 | $50,370 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0910.00
, 0920.00, 0930.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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