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12816 Zip Code Detailed Profile

 



Profiles Cambridge, NY (12816) houses, apartments, residents, cars, jobs...

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City: Cambridge, NY
Washington County, NY
Zip code population (2000): 4,845
Estimated zip code population in 2008: 4,587



Age and Sex of Residents in zip code 12816

Zip code 12816 (Cambridge, New York) real estate house value trends

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Cambridge, NY (12816) map from a distance

Houses and condos: 2,380
Renter-occupied apartments: 436
% of renters here:  24%
State:  47%

Dec. 2009 cost of living index in zip code 12816: 86.7 (less than average, U.S. average is 100)

Land area: 70.2 sq. mi.
Water area: 0.3 sq. mi.
Population density: 65 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2008:
This zip code:  3.0% ($2,144)
New York:  2.5% ($2,847)

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Males: 2,363  (48.8%)
Females: 2,482  (51.2%)

Zip code 12816 races chart


100% rural population.

Estimated median house/condo value in 2008: $194,019
12816:  $194,019
New York:  $318,900


According to our research of public records there were 2 registered sex offenders living in 12816 zip code in early 2007.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.

Median resident age:  39.9 years
New York median age:  35.9 years

Average household size:
This zip code:  2.5 people
New York:  2.6 people

Averages for the 2004 tax year for zip code 12816, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $38,477 (Individual Income Tax Returns)
Here:  $38,477
State:  $59,519

Salary/wage: $33,346 (reported on 79.3% of returns)
Here:  $33,346
State:  $50,673
(% of AGI for various income ranges: 115.9% for AGIs below $10k, 68.1% for AGIs $10k-25k, 74.6% for AGIs $25k-50k, 75.4% for AGIs $50k-75k, 72.4% for AGIs $75k-100k, 52.2% for AGIs over 100k)

Taxable interest for individuals: $1,282 (reported on 53.5% of returns)
This zip code:  $1,282
New York:  $2,377
(% of AGI for various income ranges: 9.9% for AGIs below $10k, 2.9% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Taxable dividends: $2,935 (reported on 29.0% of returns)
Here:  $2,935
State:  $5,394
(% of AGI for various income ranges: 8.1% for AGIs below $10k, 3.4% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.9% for AGIs over 100k)

Net capital gain/loss: +$7,459 (reported on 21.3% of returns)
Here:  +$7,459
State:  +$23,581
(% of AGI for various income ranges: -3.1% for AGIs below $10k, 0.4% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 12.0% for AGIs over 100k)

Profit/loss from business: +$8,927 (reported on 18.1% of returns)
Here:  +$8,927
State:  +$13,809
(% of AGI for various income ranges: 17.1% for AGIs below $10k, 7.9% for AGIs $10k-25k, 4.5% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 4.9% for AGIs $75k-100k, 2.3% for AGIs over 100k)

IRA payment deduction: $2,628 (reported on 3.7% of returns)
12816:  $2,628
New York:  $3,115
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.2% for AGIs over 100k)

Self-employed pension: $6,625 (reported on 0.8% of returns)
Here:  $6,625
New York:  $19,016

Total itemized deductions: $16,174 (1% of AGI, reported on 29.3% of returns)
Here:  $16,174
State:  $25,864
(% of AGI for various income ranges: 7.8% for AGIs below $10k, 10.5% for AGIs $10k-25k, 11.1% for AGIs $25k-50k, 12.5% for AGIs $50k-75k, 15.1% for AGIs $75k-100k, 12.9% for AGIs over 100k)

Charity contributions deductions: $2,216 (2.8% of AGI, reported on 25.7% of returns)
Here:  $2,216
New York:  $4,439

Here:  2.8% of AGI
State:  3.6% of AGI
(% of AGI for various income ranges: 1.0% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $5,062 (reported on 75.7% of returns)
12816:  $5,062
State:  $11,730
(% of AGI for various income ranges: 4.8% for AGIs below $10k, 4.7% for AGIs $10k-25k, 7.0% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 16.5% for AGIs over 100k)

Earned income credit: $1,567 (reported on 14.0% of returns)
Here:  $1,567
State:  $1,757
(% of AGI for various income ranges: 9.9% for AGIs below $10k, 3.3% for AGIs $10k-25k, 0.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 61.5%
Here:  62%
State:  67%
(% for various income ranges: 50.4% for AGIs below $10k, 61.3% for AGIs $10k-25k, 64.7% for AGIs $25k-50k, 69.2% for AGIs $50k-75k, 64.2% for AGIs $75k-100k, 68.3% for AGIs over 100k)


Estimated median household income in 2008: $51,062
This zip code:  $51,062
New York:  $56,033
Cambridge, NY (12816) map

Nearest zip codes: 12057, 12873, 12028, 12834, 12823, 12090.


Percentage of family households:
This zip code:  68.7%
Whole state:  65.7%

Percentage of households with unmarried partners:
This zip code:  5.2%
Whole state:  5.4%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.1% of all households
  • Gay men: 0.2% of all households

Housing units in zip code 12816 with a mortgage: 492 (29 second mortgage, 32 home equity loan, 3 both second mortgage and home equity loan)
Houses without a mortgage: 340


Median monthly owner costs for units with a mortgage: $1,315

Median monthly owner costs for units without a mortgage: $556

Residents with income below the poverty level in 2008:
This zip code:  8.3%
Whole state:  13.6%

Residents with income below 50% of the poverty level in 2008:
This zip code:  1.8%
Whole state:  6.0%

Median number of rooms in houses and condos:
Here:  6.3
State:  6.3

Median number of rooms in apartments:
Here:  4.3
State:  3.6


Zip code 12816 close-up map

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

Cemetery: Brownell Cemetery (1). Display/hide its location on the map

Lakes and swamps: Schoolhouse Lake (A), Lauderdale, Lake (B), Hedges Lake (C), Dead Lake (D), Eldridge Swamp (E). Display/hide their locations on the map

Streams, rivers, and creeks: Pumpkin Hook Creek (A), Pencil Brook (B). Display/hide their locations on the map

 

Year house built:
  • 1999 to March 2000: 35
  • 1995 to 1998: 94
  • 1990 to 1994: 150
  • 1980 to 1989: 231
  • 1970 to 1979: 258
  • 1960 to 1969: 204
  • 1950 to 1959: 189
  • 1940 to 1949: 133
  • 1939 or earlier: 1,038



Zip code 12816 satellite photo by USGS


Bedrooms in owner-occupied houses in Cambridge, NY (12816):
  • no bedroom: 7
  • 1 bedrooms: 61
  • 2 bedrooms: 330
  • 3 bedrooms: 629
  • 4 bedrooms: 268
  • 5 or more bedrooms: 106


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 32
  • 1 bedrooms: 114
  • 2 bedrooms: 152
  • 3 bedrooms: 77
  • 4 bedrooms: 50
  • 5 or more bedrooms: 11



Vehicles available in 12816 zip code in owner-occupied houses/condos:
  • no vehicle: 45
  • 1 vehicle: 439
  • 2 vehicles: 665
  • 3 vehicles: 186
  • 4 vehicles: 42
  • 5 or more vehicles: 24


Vehicles available in renter-occupied apartments:
  • no vehicle: 70
  • 1 vehicle: 231
  • 2 vehicles: 97
  • 3 vehicles: 24
  • 4 vehicles: 10
  • 5 or more vehicles: 4



Estimated household income distribution in 2008:

Zip code 12816 household income distribution in 2008

Zip code 12816 house/condo values in 2008


Estimate of home value of owner-occupied houses/condos in 2008 in zip code 12816:

  • Less than $10,000: 11
  • $10,000 to $14,999: 6
  • $15,000 to $19,999: 6
  • $20,000 to $24,999: 9
  • $25,000 to $29,999: 11
  • $30,000 to $34,999: 7
  • $35,000 to $39,999: 4
  • $40,000 to $49,999: 9
  • $50,000 to $59,999: 26
  • $60,000 to $69,999: 35
  • $70,000 to $79,999: 30
  • $80,000 to $89,999: 24
  • $90,000 to $99,999: 25
  • $100,000 to $124,999: 49
  • $125,000 to $149,999: 128
  • $150,000 to $174,999: 158
  • $175,000 to $199,999: 168
  • $200,000 to $249,999: 254
  • $250,000 to $299,999: 123
  • $300,000 to $399,999: 100
  • $400,000 to $499,999: 54
  • $500,000 to $749,999: 52
  • $750,000 to $999,999: 15
  • $1,000,000 or more: 22
 



12816 rent paid by renters


Rent paid by renters in 2008 in zip code 12816:

  • Less than $100: 3
  • $100 to $149: 1
  • $150 to $199: 1
  • $250 to $299: 3
  • $300 to $349: 7
  • $350 to $399: 19
  • $400 to $449: 35
  • $450 to $499: 48
  • $500 to $549: 60
  • $550 to $599: 37
  • $600 to $649: 28
  • $650 to $699: 21
  • $700 to $749: 14
  • $750 to $799: 11
  • $800 to $899: 50
  • $900 to $999: 8
  • $1,000 to $1,249: 8
  • $1,250 to $1,499: 1
  • $1,500 to $1,999: 1
  • No cash rent: 17
 


Median price asked for vacant for-sale houses and condos in 2008: $168,308.


Estimated median house (or condo) value in 2008 for:

  • White Non-Hispanic householders: $192,506
  • Black or African American householders: $194,451
  • Asian householders: $226,859
  • Hispanic or Latino householders: $176,518

Estimated median house or condo value in 2008: $149,768 (it was $89,800 in 2000)
12816:  $149,768
New York:  $318,900
Lower value quartile - upper value quartile: $85,380 - $184,945

Mean price in 2008:
Detached houses: $227,568
Here:  $227,568
State:  $361,784

Townhouses or other attached units: $277,100
Here:  $277,100
State:  $496,977

In 2-unit structures: $175,809
Here:  $175,809
State:  $485,140

In 3-to-4-unit structures: $342,814
Here:  $342,814
State:  $608,745

In 5-or-more-unit structures: $56,920
Here:  $56,920
State:  $694,721

Mobile homes: $39,709
Here:  $39,709
State:  $40,766

Occupied boats, RVs, vans, etc.: $5,000
Here:  $5,000
State:  $137,621


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 1,727
  • One, attached: 19
  • Two: 96
  • 3 or 4: 116
  • 5 to 9: 46
  • 20 to 49: 26
  • Mobile homes: 285
  • Boats, RVs, vans, etc.: 17
12816 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 1,643 (78%)
  • Carpooled: 191 (9%)
  • Bus or trolley bus: 7 (0%)
  • Ferryboat: 8 (0%)
  • Taxi: 36 (2%)
  • Walked: 87 (4%)
  • Other means: 9 (0%)
  • Worked at home: 128 (6%)
 

12816 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 155
  • 5 to 9 minutes: 270
  • 10 to 14 minutes: 248
  • 15 to 19 minutes: 181
  • 20 to 24 minutes: 179
  • 25 to 29 minutes: 78
  • 30 to 34 minutes: 189
  • 35 to 39 minutes: 103
  • 40 to 44 minutes: 138
  • 45 to 59 minutes: 216
  • 60 to 89 minutes: 174
  • 90 or more minutes: 50
 

Percentage of zip code residents living and working in this county: 51.9%


Household type by relationship
Households: 4,453

  • In family households: 3,738 (880 male householders, 363 female householders)
    939 spouses, 1,332 children (1,240 natural, 29 adopted, 63 stepchildren), 48 grandchildren, 16 brothers or sisters, 31 parents, 37 other relatives, 92 non-relatives
  • In nonfamily households: 715 (282 male householders (222 living alone)), 316 female householders (292 living alone)), 117 nonrelatives
  • In group quarters: 176 (82 institutionalized population)

Size of family households: 548 2-persons, 287 3-persons, 296 4-persons, 84 5-persons, 21 6-persons, 7 7-or-more-persons.

Size of nonfamily households: 514 1-person, 64 2-persons, 13 3-persons, 7 4-persons.

867 married couples with children.
265 single-parent households (76 men, 189 women).

94.9% of residents of 12816 zip code speak English at home.
2.3% of residents speak Spanish at home (57% very well, 2% well, 14% not well, 27% not at all).
2.4% of residents speak other Indo-European language at home (96% very well, 4% well).
0.4% of residents speak Asian or Pacific Island language at home (100% very well).

Foreign born population: 139 (2.9%)
(61.9% of them are naturalized citizens)

This zip code:  2.9%
Whole state:  20.4%

Most common places of birth for the foreign-born residents:



  • United Kingdom (28%)
  • Mexico (27%)
  • Germany (14%)
  • Italy (11%)
  • Philippines (7%)
  • Netherlands (6%)
  • Canada (4%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 8
  • 1990 to 1994: 24
  • 1985 to 1989: 15
  • 1980 to 1984: 0
  • 1975 to 1979: 15
  • 1970 to 1974: 4
  • 1970 to 1974: 6
  • 1965 to 1969: 67

White population: 4,739
Black population: 25
American Indian population: 13
Asian population: 22
Native Hawaiian and Other Pacific Islander population: 2
Some other race population: 7
Two or more races population: 37

First ancestries reported:

 Irish: 627
 English: 470
 German: 410
 Italian: 312
 United States or American: 295
 Other groups: 217
 French (except Basque): 187
 Scotch-Irish: 169
 French Canadian: 120
 Scottish: 104
 Polish: 102
 Norwegian: 65
 Dutch: 61
 Welsh: 58
 Danish: 35
 Swedish: 34
 British: 33
 European: 33
 Russian: 27
 Finnish: 17
 Slovak: 15
 Czechoslovakian: 13
 Ukrainian: 11
 Lithuanian: 10
 Hungarian: 10
 Canadian: 10
 Austrian: 7
 Greek: 4
 Lebanese: 4
 Arab:: 4
 Portuguese: 2
 Czech: 2
 Swiss: 2



Zip code 12816 topographic map


facilities with environmental interests located in this zip code:

  • HORTON FARM (53 HORTON ROAD in CAMBRIDGE, NY)
    STATE MASTER (New York facility tracking) - National Pollutant Discharge Elimination System Permit
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: GENERAL FARMS, PRIMARILY LIVESTOCK AND ANIMAL SPECIALTIES
    Organizations: EARL HORTON (CONTACT/OWNER)
    Alternative names: EARL HORTON
  • CUMBERLAND FARMS #3188 (44 E MAIN & PARK ST in CAMBRIDGE, NY)
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: CUMBERLAND FARMS INC (CONTACT/OWNER)
    Alternative names: CUMBERLAND FARMS INC #3188
  • COLLAMER CHARLOTTE (242 ASH GROVE RD in CAMBRIDGE, NY)
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: CHARLOTTE COLLAMER (CONTACT/OPERATOR)
  • A & M PRINTERS (32 E MAIN ST in CAMBRIDGE, NY)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))


Median worth of mobile homes: $42,104

Zip code 12816 marital status for males
Zip code 12816 marital status for females


Housing units lacking complete plumbing facilities: 2%

Housing units lacking complete kitchen facilities: 2%

Most commonly used house heating fuel:
  • Fuel oil, kerosene, etc. (65%)
  • Electricity (13%)
  • Wood (12%)
  • Bottled, tank, or LP gas (8%)
  • Utility gas (1%)
  • Other fuel (1%)


Place of birth for U.S.-born residents:

  • This state: 3005
  • Northeast: 1093
  • Midwest: 106
  • South: 138
  • West: 119

61% of the 12816 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 49% lived in this county.
   Out of people who lived in different counties, 58% lived in New York.

Population in 1990: 4,243. Population change in the 1990s: +602 (+14.2%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 31
Here:  5.3%
New York:  14.0%

Students in private schools in grades 9 to 12 (high school): 19
Here:  6.3%
New York:  13.2%

Students in private undergraduate colleges: 40
Here:  37.0%
New York:  38.2%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Companies with federal contracts located in this zip code:

  • CAMBRIDGE VALLEY MACHINING INC (28 PERRY LANE in CAMBRIDGE, NY; small business)
    $25,919 with Army for Miscellaneous Fire Control Equipment. Signed on 2004-08-18. Completion date: 2004-11-30.
  • ALV ASSOCIATES (73 GILBERT ST in CAMBRIDGE, NY; small business)
    $2,800 with Army for Vocational/Technical. Taking place in MD. Signed on 2004-06-09. Completion date: 2004-06-16.


Top industries in this zip code by the number of employees in 2005:

  • Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49 employees: 1 establishment, 10-19 employees: 1 establishment, 5-9 employees: 1 establishment)
  • Accommodation and Food Services: Full-Service Restaurants (10-19: 2, 5-9: 1, 1-4: 3)
  • Wholesale Trade: Farm Supplies Merchant Wholesalers (20-49: 1, 1-4: 1)
  • Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (20-49: 1, 1-4: 1)
  • Health Care and Social Assistance: Homes for the Elderly (20-49: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




People in group quarters
  • 63 people in agriculture workers' dormitories on farms
  • 39 people in nursing homes
  • 35 people in other noninstitutional group quarters
  • 21 people in religious group quarters
  • 13 people in homes for the mentally retarded


Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED9$146,12869$143,33999$141,00339$40,22317$129,8147$95,756
APPLICATIONS APPROVED, NOT ACCEPTED0$08$186,43119$104,6585$61,2941$129,2301$52,920
APPLICATIONS DENIED0$028$142,97589$137,10243$57,54312$113,08719$59,134
APPLICATIONS WITHDRAWN1$65,1609$93,94961$136,78313$62,8725$99,9405$76,888
FILES CLOSED FOR INCOMPLETENESS0$01$84,7107$134,4463$99,2533$117,2170$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0910.00 , 0920.00, 0930.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
D) Loans On Manufactured
Home Dwelling (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED22$171,4526$221,0651$150,1601$136,840
APPLICATIONS APPROVED, NOT ACCEPTED6$153,6574$155,2250$00$0
APPLICATIONS DENIED2$73,6200$00$00$0
APPLICATIONS WITHDRAWN0$00$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0910.00 , 0920.00, 0930.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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