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12846 Zip Code Detailed Profile

 



Profiles Lake Luzerne-Hadley, NY (12846) houses, apartments, residents, cars, jobs...

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City: Lake Luzerne-Hadley, NY
Warren County, NY
Zip code population (2000): 3,162
Estimated zip code population in 2007: 3,215



Age and Sex of Residents in zip code 12846

Zip code 12846 (Lake Luzerne-Hadley, New York) real estate house value trends

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Lake Luzerne-Hadley, NY (12846) map from a distance

Houses and condos: 1,929
Renter-occupied apartments: 232
% of renters here:  19%
State:  47%

2008 cost of living index in zip code 12846: 88.4 (less than average, U.S. average is 100)

Land area: 49.6 sq. mi.
Water area: 0.5 sq. mi.
Population density: 65 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  1.9% ($1,333)
New York:  2.4% ($2,847)

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Males: 1,565  (49.5%)
Females: 1,597  (50.5%)

Zip code 12846 races chart


12846, NY forum
Discuss zip code 12846 area on our local forum with over 700,000 registered users
Urban population: 187
Rural population: 2,975

Estimated median house/condo value in 2007: $177,624
12846:  $177,624
New York:  $311,000


According to our research of public records there was one registered sex offender living in 12846 zip code in early 2007.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.

Median resident age:  38.5 years
New York median age:  35.9 years

Average household size:
This zip code:  2.5 people
New York:  2.6 people

Averages for the 2004 tax year for zip code 12846, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $34,722 (Individual Income Tax Returns)
Here:  $34,722
State:  $59,519

Salary/wage: $29,847 (reported on 85.0% of returns)
Here:  $29,847
State:  $50,673
(% of AGI for various income ranges: 115.6% for AGIs below $10k, 73.5% for AGIs $10k-25k, 76.9% for AGIs $25k-50k, 79.1% for AGIs $50k-75k, 75.2% for AGIs $75k-100k, 51.1% for AGIs over 100k)

Taxable interest for individuals: $813 (reported on 44.0% of returns)
This zip code:  $813
New York:  $2,377
(% of AGI for various income ranges: 3.3% for AGIs below $10k, 1.4% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Taxable dividends: $1,191 (reported on 20.7% of returns)
Here:  $1,191
State:  $5,394
(% of AGI for various income ranges: 3.0% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.3% for AGIs over 100k)

Net capital gain/loss: +$4,104 (reported on 13.2% of returns)
Here:  +$4,104
State:  +$23,581
(% of AGI for various income ranges: -2.4% for AGIs below $10k, 0.4% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 5.2% for AGIs over 100k)

Profit/loss from business: +$9,179 (reported on 12.9% of returns)
Here:  +$9,179
State:  +$13,809
(% of AGI for various income ranges: -11.6% for AGIs below $10k, 4.4% for AGIs $10k-25k, 4.2% for AGIs $25k-50k, 3.7% for AGIs $50k-75k, 5.5% for AGIs over 100k)

IRA payment deduction: $2,304 (reported on 1.5% of returns)
12846:  $2,304
New York:  $3,115

Total itemized deductions: $14,415 (1% of AGI, reported on 24.8% of returns)
Here:  $14,415
State:  $25,864
(% of AGI for various income ranges: 11.0% for AGIs below $10k, 6.9% for AGIs $10k-25k, 8.4% for AGIs $25k-50k, 11.6% for AGIs $50k-75k, 13.7% for AGIs $75k-100k, 11.4% for AGIs over 100k)

Charity contributions deductions: $1,831 (2.7% of AGI, reported on 21.4% of returns)
Here:  $1,831
New York:  $4,439

Here:  2.7% of AGI
State:  3.6% of AGI
(% of AGI for various income ranges: 0.7% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Total tax: $4,726 (reported on 71.4% of returns)
12846:  $4,726
State:  $11,730
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 3.9% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 20.1% for AGIs over 100k)

Earned income credit: $1,651 (reported on 18.1% of returns)
Here:  $1,651
State:  $1,757
(% of AGI for various income ranges: 8.4% for AGIs below $10k, 4.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 58.4%
Here:  58%
State:  67%
(% for various income ranges: 39.8% for AGIs below $10k, 59.5% for AGIs $10k-25k, 63.0% for AGIs $25k-50k, 66.4% for AGIs $50k-75k, 71.4% for AGIs $75k-100k, 74.5% for AGIs over 100k)


Estimated median household income in 2007: $44,836
This zip code:  $44,836
New York:  $53,514
Lake Luzerne-Hadley, NY (12846) map

Nearest zip codes: 12822, 12845, 12804, 12835, 12859, 12878.


Percentage of family households:
This zip code:  69.9%
Whole state:  65.7%

Percentage of households with unmarried partners:
This zip code:  8.0%
Whole state:  5.4%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.3% of all households
  • Gay men: 0.0% of all households

Housing units in zip code 12846 with a mortgage: 392 (30 second mortgage, 73 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 320


Median monthly owner costs for units with a mortgage: $1,189

Median monthly owner costs for units without a mortgage: $416

Residents with income below the poverty level in 2007:
This zip code:  10.9%
Whole state:  13.7%

Residents with income below 50% of the poverty level in 2007:
This zip code:  4.5%
Whole state:  6.1%

Median number of rooms in houses and condos:
Here:  5.5
State:  6.3

Median number of rooms in apartments:
Here:  5.2
State:  3.6


Zip code 12846 close-up map

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Notable locations in this zip code not listed on our city pages:

Cemetery: Gage Cemetery (1). Display/hide its location on the map

Lakes, reservoirs, and swamps: Stewart Lake (A), Vanare, Lake (B), Second Lake (C), Forest, Lake (D), Fourth Lake (E), Bullhead Pond (F), Third Lake (G), Allure, Lake (H). Display/hide their locations on the map

Streams, rivers, and creeks: Bird Brook (A), Seymour Brook (B), Stewart Brook (C). Display/hide their locations on the map

 

Year house built:
  • 1999 to March 2000: 4
  • 1995 to 1998: 87
  • 1990 to 1994: 198
  • 1980 to 1989: 226
  • 1970 to 1979: 344
  • 1960 to 1969: 267
  • 1950 to 1959: 295
  • 1940 to 1949: 225
  • 1939 or earlier: 284



Zip code 12846 satellite photo by USGS


Bedrooms in owner-occupied houses in Lake Luzerne-Hadley, NY (12846):
  • no bedroom: 4
  • 1 bedrooms: 29
  • 2 bedrooms: 346
  • 3 bedrooms: 450
  • 4 bedrooms: 124
  • 5 or more bedrooms: 60


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 4
  • 1 bedrooms: 15
  • 2 bedrooms: 89
  • 3 bedrooms: 70
  • 4 bedrooms: 42
  • 5 or more bedrooms: 12



Vehicles available in 12846 zip code in owner-occupied houses/condos:
  • no vehicle: 56
  • 1 vehicle: 328
  • 2 vehicles: 405
  • 3 vehicles: 157
  • 4 vehicles: 35
  • 5 or more vehicles: 32


Vehicles available in renter-occupied apartments:
  • no vehicle: 12
  • 1 vehicle: 113
  • 2 vehicles: 75
  • 3 vehicles: 28
  • 4 vehicles: 0
  • 5 or more vehicles: 4



Estimated household income distribution in 2007:

Zip code 12846 household income distribution in 2007

Zip code 12846 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 12846:

  • Less than $10,000: 12
  • $10,000 to $14,999: 6
  • $15,000 to $19,999: 6
  • $20,000 to $24,999: 8
  • $25,000 to $29,999: 9
  • $30,000 to $34,999: 9
  • $35,000 to $39,999: 9
  • $40,000 to $49,999: 18
  • $50,000 to $59,999: 13
  • $60,000 to $69,999: 18
  • $70,000 to $79,999: 33
  • $80,000 to $89,999: 28
  • $90,000 to $99,999: 18
  • $100,000 to $124,999: 43
  • $125,000 to $149,999: 104
  • $150,000 to $174,999: 156
  • $175,000 to $199,999: 189
  • $200,000 to $249,999: 178
  • $250,000 to $299,999: 70
  • $300,000 to $399,999: 48
  • $400,000 to $499,999: 20
  • $500,000 to $749,999: 27
  • $750,000 to $999,999: 7
  • $1,000,000 or more: 1
 



12846 rent paid by renters


Rent paid by renters in 2007 in zip code 12846:

  • $150 to $199: 6
  • $200 to $249: 4
  • $250 to $299: 5
  • $300 to $349: 9
  • $350 to $399: 5
  • $400 to $449: 42
  • $450 to $499: 4
  • $500 to $549: 10
  • $550 to $599: 10
  • $600 to $649: 3
  • $650 to $699: 18
  • $750 to $799: 7
  • $1,500 to $1,999: 11
  • No cash rent: 36
 


Median price asked for vacant for-sale houses and condos in 2007: $147,493.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $183,945
  • Black or African American householders: $79,014
  • American Indian or Alaska Native householders: $136,957
  • Two or more races householders: $166,456

Estimated median house or condo value in 2007: $135,278 (it was $84,300 in 2000)
12846:  $135,278
New York:  $311,000
Lower value quartile - upper value quartile: $78,191 - $166,488

Mean price in 2007:
Detached houses: $173,866
Here:  $173,866
State:  $352,556

Townhouses or other attached units: $167,026
Here:  $167,026
State:  $476,263

In 2-unit structures: $210,946
Here:  $210,946
State:  $482,362

Mobile homes: $36,732
Here:  $36,732
State:  $40,766


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 1,564
  • One, attached: 26
  • Two: 52
  • 3 or 4: 26
  • 5 to 9: 4
  • Mobile homes: 254
  • Boats, RVs, vans, etc.: 4
12846 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 1,168 (85%)
  • Carpooled: 146 (11%)
  • Railroad: 4 (0%)
  • Walked: 29 (2%)
  • Worked at home: 21 (2%)
 

12846 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 39
  • 5 to 9 minutes: 127
  • 10 to 14 minutes: 146
  • 15 to 19 minutes: 156
  • 20 to 24 minutes: 209
  • 25 to 29 minutes: 145
  • 30 to 34 minutes: 233
  • 35 to 39 minutes: 37
  • 40 to 44 minutes: 40
  • 45 to 59 minutes: 89
  • 60 to 89 minutes: 94
  • 90 or more minutes: 32
 

Percentage of zip code residents living and working in this county: 59.2%


Household type by relationship
Households: 3,180

  • In family households: 2,675 (703 male householders, 164 female householders)
    708 spouses, 964 children (880 natural, 34 adopted, 50 stepchildren), 34 grandchildren, 0 brothers or sisters, 20 parents, 21 other relatives, 61 non-relatives
  • In nonfamily households: 505 (183 male householders (135 living alone)), 188 female householders (153 living alone)), 134 nonrelatives
  • In group quarters: 7 (0 institutionalized population)

Size of family households: 392 2-persons, 201 3-persons, 158 4-persons, 90 5-persons, 17 6-persons, 9 7-or-more-persons.

Size of nonfamily households: 288 1-person, 66 2-persons, 4 3-persons, 6 4-persons, 4 5-persons, 3 6-persons.

527 married couples with children.
184 single-parent households (57 men, 127 women).

97.4% of residents of 12846 zip code speak English at home.
0.9% of residents speak Spanish at home (61% very well, 39% not well).
1.4% of residents speak other Indo-European language at home (81% very well, 19% well).
0.3% of residents speak other language at home (100% very well).

Foreign born population: 67 (2.1%)
(58.2% of them are naturalized citizens)

This zip code:  2.1%
Whole state:  20.4%

Most common places of birth for the foreign-born residents:



  • Canada (42%)
  • United Kingdom (18%)
  • Hungary (12%)
  • Italy (10%)
  • Ireland (6%)
  • Other Northern Europe (6%)
  • Trinidad and Tobago (6%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 8
  • 1990 to 1994: 0
  • 1985 to 1989: 8
  • 1980 to 1984: 0
  • 1975 to 1979: 4
  • 1970 to 1974: 4
  • 1970 to 1974: 12
  • 1965 to 1969: 31

White population: 3,091
Black population: 8
American Indian population: 11
Asian population: 9
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 7
Two or more races population: 36

Zip code 12846 races chart


First ancestries reported:

 Irish: 419
 German: 371
 French (except Basque): 302
 English: 292
 Italian: 268
 United States or American: 206
 Other groups: 165
 French Canadian: 139
 Polish: 73
 Dutch: 70
 Swedish: 46
 Scottish: 24
 Hungarian: 20
 Scotch-Irish: 20
 Eastern European: 18
 Welsh: 16
 Norwegian: 12
 Ukrainian: 12
 British: 9
 Canadian: 7
 Czechoslovakian: 6
 Slovak: 5
 Danish: 5
 European: 4
 Armenian: 4
 Pennsylvania German: 4
 West Indian (excluding Hispanic groups):: 4
 Trinidadian and Tobagonian: 4



Facitilies with environmental interests located in this zip code:

  • HADLEY-LUZERNE ES ( in LAKE LUZERNE, NY)
    (National Center for Education Statistics) - STATE ID-630801040002
    Organizations: HADLEY-LUZERNE CSD (SCHOOL DISTRICT)
  • HADLEY-LUZERNE HS ( in LAKE LUZERNE, NY)
    (National Center for Education Statistics) - STATE ID-630801040001
    Organizations: HADLEY-LUZERNE CSD (SCHOOL DISTRICT)
  • HUDSON GROVE WATER DISTRICT (2143 MAIN ST in LAKE LUZERNE, NY)
    (Integrated Compliance Information System) - ICIS-02-2000-8466, FORMAL ENFORCEMENT ACTION
    Business SIC classification: WATER SUPPLY
  • HADLEY LUZERNE HIGH SCHOOL (2213 LAKE AVE in LAKE LUZERNE, NY)
    AIR SYNTHETIC MINOR (AIRS/AFS)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
    Alternative names: HADLEY-LUZERNE CENTRAL SCHOOL, HADLEY LUZERNE CSD
  • CUMBERLAND FARMS #3180 (LAKE AVE AT E RIVER DR in LAKE LUZERNE, NY)
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: CUMBERLAND FARMS INC (CONTACT/OPERATOR)

Fire-safe hotels and motels in zip code 12846
  • Lamplight Inn Bed And Breakfast, 231 Lake Ave, Lake Luzerne, NY 12846, Phone: (518) 696-5294
  • Elms Waterfront Lodge, Rt 9 N At Bay Rd, Lake Luzerne, NY 12846, Phone: (518) 696-3072
See all 2 fire-safe hotels and motels in zip code 12846

Median worth of mobile homes: $35,461

Zip code 12846 marital status for males
Zip code 12846 marital status for females


Housing units lacking complete plumbing facilities: 2%

Housing units lacking complete kitchen facilities: 1%

Most commonly used house heating fuel:
  • Fuel oil, kerosene, etc. (73%)
  • Bottled, tank, or LP gas (15%)
  • Wood (6%)
  • Electricity (5%)
  • Other fuel (1%)


Place of birth for U.S.-born residents:

  • This state: 2701
  • Northeast: 236
  • Midwest: 85
  • South: 68
  • West: 26

65% of the 12846 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 44% lived in this county.
   Out of people who lived in different counties, 85% lived in New York.

Population in 1990: 2,816. Population change in the 1990s: +346 (+12.3%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 28
Here:  6.6%
New York:  14.0%

Students in private schools in grades 9 to 12 (high school): 8
Here:  3.7%
New York:  13.2%

Students in private undergraduate colleges: 4
Here:  4.0%
New York:  38.2%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Full-Service Restaurants (10-19 employees: 2 establishments, 1-4 employees: 5 establishments)
  • Accommodation and Food Services: Recreational and Vacation Camps (except Campgrounds) (10-19: 1, 1-4: 1)
  • Accommodation and Food Services: Snack and Nonalcoholic Beverage Bars (10-19: 1, 1-4: 1)
  • Construction: Site Preparation Contractors (10-19: 1)
  • Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (1-4: 5)
  • Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




7 people in homes for the mentally retarded


Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED6$127,77578$160,323100$115,47844$44,14952$148,6437$52,114
APPLICATIONS APPROVED, NOT ACCEPTED0$06$138,57741$105,6437$53,96711$91,4120$0
APPLICATIONS DENIED0$030$107,96091$117,09141$85,68015$124,8117$43,650
APPLICATIONS WITHDRAWN2$37,03515$96,54135$180,6304$38,4257$188,6190$0
FILES CLOSED FOR INCOMPLETENESS0$02$25,00011$149,4910$00$02$25,000
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

See detailed HMDA statistics for the following Tracts: 0710.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED22$178,8676$157,7124$224,993
APPLICATIONS APPROVED, NOT ACCEPTED4$134,7182$109,2554$112,035
APPLICATIONS DENIED0$00$00$0
APPLICATIONS WITHDRAWN0$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

See detailed PMIC statistics for the following Tracts: 0710.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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