12870 Zip Code (Schroon Lake, NY) Detailed Profile

Estimated zip code population in 2022: 1,663
Zip code population in 2010: 1,509
Zip code population in 2000: 1,677

Houses and condos: 1,813
Renter-occupied apartments: 167
March 2022 cost of living index in zip code 12870: 95.7 (near average, U.S. average is 100)

Land area: 106.9 sq. mi.
Water area: 7.1 sq. mi.

Population density: 16 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $3,653 (1.4%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $3,248 (1.3%)

For population 25 years and over in 12870:

• High school or higher: 96.9%
• Bachelor's degree or higher: 40.4%
• Graduate or professional degree: 21.3%
• Unemployed: 3.3%
• Mean travel time to work (commute): 16.3 minutes

For population 15 years and over in 12870:

• Never married: 21.9%
• Now married: 59.4%
• Separated: 2.5%
• Widowed: 7.3%
• Divorced: 8.8%

• 
• • 1,60896.9%White
  • 362.2%Two or more races
  • 60.4%Some other race
  • 50.3%Black
  • 50.3%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 12870, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $60,772 (Individual Income Tax Returns)

Here:	$60,772
State:	$90,930

Salary/wage: $47,445 (reported on 72.9% of returns)

Here:	$47,445
State:	$72,104

(% of AGI for various income ranges: 1009.5% for AGIs below $25k, 3443.3% for AGIs $25k-50k, 5767.0% for AGIs $50k-75k, 7990.0% for AGIs $75k-100k, 13238.0% for AGIs $100k-200k)

Taxable interest for individuals: $790 (reported on 36.5% of returns)

This zip code:	$790
New York:	$3,075

(% of AGI for various income ranges: 8.0% for AGIs below $25k, 10.0% for AGIs $25k-50k, 79.0% for AGIs $50k-75k, 68.0% for AGIs $75k-100k, 74.0% for AGIs $100k-200k)

Ordinary dividends: $4,625 (reported on 23.5% of returns)

Here:	$4,625
State:	$11,095

(% of AGI for various income ranges: 38.0% for AGIs below $25k, 40.0% for AGIs $25k-50k, 152.0% for AGIs $50k-75k, 246.0% for AGIs $75k-100k, 1028.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$10,238 (reported on 18.8% of returns)

Here:	+$10,238
State:	+$44,925

(% of AGI for various income ranges: 10.5% for AGIs below $25k, 6.7% for AGIs $25k-50k, 163.0% for AGIs $50k-75k, 284.0% for AGIs $75k-100k, 2604.0% for AGIs $100k-200k)

Profit/loss from business: +$9,569 (reported on 18.8% of returns)

Here:	+$9,569
State:	+$14,940

(% of AGI for various income ranges: 144.5% for AGIs below $25k, 200.0% for AGIs $25k-50k, 82.0% for AGIs $50k-75k, 1378.0% for AGIs $75k-100k, 342.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $16,850 (reported on 11.8% of returns)

12870:	$16,850
New York:	$19,609

(% of AGI for various income ranges: 73.0% for AGIs below $25k, 230.7% for AGIs $25k-50k, 413.0% for AGIs $50k-75k, 1560.0% for AGIs $100k-200k)

Total itemized deductions: $26,050 (reported on 4.7% of returns)

Here:	$26,050
State:	$39,326

(% of AGI for various income ranges: 313.3% for AGIs $25k-50k, 1144.0% for AGIs $75k-100k)

Charity contributions: $5,433 (reported on 3.5% of returns)

Here:	$5,433
State:	$15,420

(% of AGI for various income ranges: 163.0% for AGIs $50k-75k)

Taxes paid: $8,175 (reported on 4.7% of returns)

12870:	$8,175
State:	$9,183

(% of AGI for various income ranges: 84.0% for AGIs $25k-50k, 402.0% for AGIs $75k-100k)

Earned income credit: $2,367 (reported on 14.1% of returns)

Here:	$2,367
State:	$2,138

(% of AGI for various income ranges: 97.0% for AGIs below $25k, 60.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.1%

Here:	94%
State:	95%

(% for various income ranges: 96.4% for AGIs below $25k, 90.5% for AGIs $25k-50k, 93.3% for AGIs $50k-75k, 88.9% for AGIs $75k-100k, 100.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 12870, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $42,016 (Individual Income Tax Returns)

Here:	$42,016
State:	$77,088

Salary/wage: $34,023 (reported on 74.1% of returns)

Here:	$34,023
State:	$60,593

(% of AGI for various income ranges: 67.1% for AGIs below $25k, 72.6% for AGIs $25k-50k, 56.6% for AGIs $50k-75k, 56.9% for AGIs $75k-100k, 50.8% for AGIs $100k-200k)

Taxable interest for individuals: $925 (reported on 44.4% of returns)

This zip code:	$925
New York:	$3,125

(% of AGI for various income ranges: 1.9% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.7% for AGIs $100k-200k)

Ordinary dividends: $3,440 (reported on 24.7% of returns)

Here:	$3,440
State:	$10,299

(% of AGI for various income ranges: 2.2% for AGIs below $25k, 1.7% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 2.2% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$923 (reported on 16.0% of returns)

Here:	+$923
State:	+$42,474

(% of AGI for various income ranges: 0.5% for AGIs $50k-75k, 1.0% for AGIs $100k-200k)

Profit/loss from business: +$8,533 (reported on 18.5% of returns)

Here:	+$8,533
State:	+$16,168

(% of AGI for various income ranges: 5.0% for AGIs below $25k, 3.5% for AGIs $25k-50k, 4.9% for AGIs $50k-75k, 10.4% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $11,600 (reported on 16.0% of returns)

12870:	$11,600
New York:	$17,621

(% of AGI for various income ranges: 3.1% for AGIs below $25k, 3.9% for AGIs $25k-50k, 4.2% for AGIs $50k-75k, 17.9% for AGIs $75k-100k)

Total itemized deductions: $21,665 (26% of AGI, reported on 24.7% of returns)

Here:	$21,665
State:	$34,985

Here:	25.8% of AGI
State:	21.3% of AGI

(% of AGI for various income ranges: 11.7% for AGIs below $25k, 7.4% for AGIs $25k-50k, 14.6% for AGIs $50k-75k, 15.6% for AGIs $75k-100k, 14.9% for AGIs $100k-200k)

Charity contributions: $3,876 (reported on 21.0% of returns)

Here:	$3,876
State:	$5,572

(% of AGI for various income ranges: 2.2% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.2% for AGIs $100k-200k)

Taxes paid: $8,320 (reported on 24.7% of returns)

12870:	$8,320
State:	$18,656

(% of AGI for various income ranges: 2.2% for AGIs below $25k, 1.9% for AGIs $25k-50k, 5.2% for AGIs $50k-75k, 5.7% for AGIs $75k-100k, 7.7% for AGIs $100k-200k)

Earned income credit: $2,023 (reported on 16.0% of returns)

Here:	$2,023
State:	$2,230

(% of AGI for various income ranges: 3.8% for AGIs below $25k, 1.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 49.4%

Here:	49%
State:	66%

(% for various income ranges: 44.1% for AGIs below $25k, 47.8% for AGIs $25k-50k, 50.0% for AGIs $50k-75k, 60.0% for AGIs $75k-100k, 71.4% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 12870, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,560 (Individual Income Tax Returns)

Here:	$38,560
State:	$59,519

Salary/wage: $29,235 (reported on 76.7% of returns)

Here:	$29,235
State:	$50,673

(% of AGI for various income ranges: 98.4% for AGIs below $10k, 65.1% for AGIs $10k-25k, 68.9% for AGIs $25k-50k, 60.8% for AGIs $50k-75k, 62.9% for AGIs $75k-100k, 40.5% for AGIs over 100k)

Taxable interest for individuals: $1,164 (reported on 55.8% of returns)

This zip code:	$1,164
New York:	$2,377

(% of AGI for various income ranges: 6.5% for AGIs below $10k, 2.9% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Taxable dividends: $2,463 (reported on 28.5% of returns)

Here:	$2,463
State:	$5,394

(% of AGI for various income ranges: 4.2% for AGIs below $10k, 1.9% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Net capital gain/loss: +$7,330 (reported on 23.6% of returns)

Here:	+$7,330
State:	+$23,581

(% of AGI for various income ranges: 1.1% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 4.6% for AGIs $50k-75k, 9.8% for AGIs over 100k)

Profit/loss from business: +$8,308 (reported on 22.5% of returns)

Here:	+$8,308
State:	+$13,809

(% of AGI for various income ranges: 6.0% for AGIs below $10k, 10.0% for AGIs $10k-25k, 5.1% for AGIs $25k-50k, 7.0% for AGIs $50k-75k, 2.9% for AGIs over 100k)

IRA payment deduction: $3,556 (reported on 2.2% of returns)

12870:	$3,556
New York:	$3,115

Total itemized deductions: $17,152 (21% of AGI, reported on 24.3% of returns)

Here:	$17,152
State:	$25,864

Here:	21.1% of AGI
State:	21.9% of AGI

(% of AGI for various income ranges: 14.6% for AGIs below $10k, 6.8% for AGIs $10k-25k, 8.7% for AGIs $25k-50k, 12.3% for AGIs $50k-75k, 12.3% for AGIs $75k-100k, 12.1% for AGIs over 100k)

Charity contributions deductions: $2,989 (4% of AGI, reported on 22.1% of returns)

Here:	$2,989
State:	$4,439

Here:	3.6% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 1.1% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Total tax: $6,199 (reported on 70.7% of returns)

12870:	$6,199
State:	$11,730

(% of AGI for various income ranges: 5.6% for AGIs below $10k, 5.2% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 8.9% for AGIs $50k-75k, 11.8% for AGIs $75k-100k, 19.5% for AGIs over 100k)

Earned income credit: $1,659 (reported on 16.3% of returns)

Here:	$1,659
State:	$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 53.8%

Here:	54%
State:	67%

(% for various income ranges: 45.2% for AGIs below $10k, 53.5% for AGIs $10k-25k, 51.0% for AGIs $25k-50k, 61.5% for AGIs $50k-75k, 59.5% for AGIs $75k-100k, 81.2% for AGIs over 100k)

Nearest zip codes: 12872, 12808, 12860, 12858, 12857, 12815.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 84
Household did not receive Food Stamps/SNAP in the past 12 months: 676

Women who had a birth in the past 12 months: 6 (6 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 271 (151 now married, 117 unmarried)

Housing units in zip code 12870 with a mortgage: 304 (51 second mortgage, 52 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,390
Median monthly owner costs for units without a mortgage: $600

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 12870 household income distribution in 2022

• 47Less than $10,000
• 13$10,000 to $14,999
• 24$15,000 to $19,999
• 42$20,000 to $24,999
• 26$25,000 to $29,999
• 31$30,000 to $34,999
• 31$35,000 to $39,999
• 27$40,000 to $44,999
• 57$45,000 to $49,999
• 60$50,000 to $59,999
• 78$60,000 to $74,999
• 102$75,000 to $99,999
• 67$100,000 to $124,999
• 35$125,000 to $149,999
• 64$150,000 to $199,999
• 52$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12870

• 10Less than $10,000
• 5$20,000 to $24,999
• 2$60,000 to $69,999
• 4$80,000 to $89,999
• 5$90,000 to $99,999
• 74$100,000 to $124,999
• 33$125,000 to $149,999
• 10$150,000 to $174,999
• 37$175,000 to $199,999
• 93$200,000 to $249,999
• 72$250,000 to $299,999
• 135$300,000 to $399,999
• 39$400,000 to $499,999
• 24$500,000 to $749,999
• 24$750,000 to $999,999
• 6$2,000,000 or more

• Rent paid by renters in 2022 in zip code 12870

• 11Less than $100
• 6$200 to $249
• 26$300 to $349
• 18$350 to $399
• 6$500 to $549
• 13$600 to $649
• 15$650 to $699
• 8$800 to $899
• 25$1,000 to $1,249
• 9$1,500 to $1,999
• 32No cash rent

Median gross rent in 2022: $682.

Median price asked for vacant for-sale houses and condos in 2022: $877,156.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $253,641
• Two or more races householders: $281,823
• Hispanic or Latino householders: $252,158

Estimated median house or condo value in 2022: $257,795 Lower value quartile - upper value quartile: $156,465 - $362,425

Mean price in 2022:

Detached houses: $292,762

Here:	$292,762
State:	$476,719

Townhouses or other attached units: $238,458

Here:	$238,458
State:	$699,270

In 2-unit structures: $648,579

Here:	$648,579
State:	$713,077

In 3-to-4-unit structures: $775,276

Here:	$775,276
State:	$764,568

In 5-or-more-unit structures: $1,363,874

Here:	$1,363,874
State:	$912,009

Mobile homes: $89,507

Here:	$89,507
State:	$88,925

Housing units in structures:

• One, detached: 1,503
• One, attached: 47
• Two: 67
• 3 or 4: 86
• 5 to 9: 5
• 10 to 19: 3
• 20 to 49: 22
• Mobile homes: 62

Unemployment: 3.3%

• Means of transportation to work in zip code 12870

• 57.6%375Drove a car alone
• 5.1%33Carpooled
• 6.4%42Walked
• 0.6%4Other means
• 35.5%231Worked at home

• Travel time to work (commute) in zip code 12870

• 56Less than 5 minutes
• 1465 to 9 minutes
• 8110 to 14 minutes
• 3315 to 19 minutes
• 2820 to 24 minutes
• 725 to 29 minutes
• 3330 to 34 minutes
• 2235 to 39 minutes
• 540 to 44 minutes
• 945 to 59 minutes
• 1860 to 89 minutes
• 790 or more minutes

Percentage of zip code residents living and working in this county: 76.2%

Household type by relationship:

Households: 1,663

• Male householders: 321 (76 living alone), Female householders: 445 (122 living alone)

• 398 spouses (398 opposite-sex spouses), 37 unmarried partners, (37 opposite-sex unmarried partners), 335 children (318 natural, 16 adopted, 0 stepchildren), 23 grandchildren, 13 brothers or sisters, 18 parents, 0 foster children, 16 other relatives, 44 non-relatives

• In group quarters: 23 (-1 institutionalized population)

Size of family households: 289 2-persons, 89 3-persons, 109 4-persons, 4 5-persons, 5 6-persons, 12 7-or-more-persons

Size of nonfamily households: 198 1-person, 48 2-persons, 8 3-persons

164 married couples with children.
52 single-parent households (52 women).

100.4% of residents of 12870 zip code speak English at home.
0.2% of residents speak Spanish at home (100% very well).
0.4% of residents speak other Indo-European language at home (100% very well).

Facilities with environmental interests located in this zip code:

• A R SANDRI INC (RTE 9 EXIT 28 in SCHROON LAKE, NY)

  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  

Housing units lacking complete plumbing facilities: 2.2%
Housing units lacking complete kitchen facilities: 2.1%

Population in 1990: 1,656. Population change in the 1990s: +21 (+1.3%).

Place of birth for U.S.-born residents:

• This state: 1,011
• Northeast: 361
• Midwest: 121
• South: 103
• West: 4

64% of the 12870 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 36% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

92% of the 12870 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 31% moved from this county.
   Out of people who lived in different houses, 15% moved from different county within same state.
   Out of people who lived in different houses, 57% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 9
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 28

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Residential Mental Retardation Facilities (20-49 employees: 1 establishment, 1-4 employees: 1 establishment)
• Other Services (except Public Administration): General Automotive Repair (10-19: 1, 1-4: 1)
• Accommodation and Food Services: Drinking Places (Alcoholic Beverages) (10-19: 1, 1-4: 1)
• Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 1, 1-4: 1)
• Educational Services: Elementary and Secondary Schools (10-19: 1)
• Accommodation and Food Services: Full-Service Restaurants (5-9: 1, 1-4: 3)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 10. The highest number of reported fire incidents - 18 took place in 2004, and the least - 4 in 2003. The data has a growing trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (51.2%), and Outside Fires (32.0%).


• Fire incident types reported to NFIRS in Zip Code 12870
• 8851.2%Structure Fires
• 5532.0%Outside Fires
• 2615.1%Mobile Property/Vehicle Fires
• 31.7%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 12870, New York

Most common first names in zip code 12870 among deceased individuals
Name	Count	Lived (average)
Robert	18	72.8 years
John	15	76.4 years
William	12	74.5 years
Joseph	11	73.4 years
Charles	9	79.6 years
Mary	9	82.2 years
George	8	74.2 years
Edward	8	79.4 years
Elizabeth	7	81.3 years
Ruth	7	79.9 years

Most common last names in zip code 12870 among deceased individuals
Last name	Count	Lived (average)
Venner	9	76.8 years
Clark	8	75.9 years
Jenks	7	78.7 years
Welch	6	77.6 years
Jones	5	80.8 years
Bruno	5	73.6 years
Williford	5	70.4 years
Armstrong	4	74.2 years
Gochie	4	73.5 years
Flemming	4	78.0 years

Businesses in zip code 12870

• U-Haul: 1