Estimated median household income in 2007: $48,953
| This zip code: | $48,953 | | New York: | $53,514 |
Nearest zip codes: 13073, 13118, 13071, 14882, 13068, 13062.
Housing units in zip code 13092 with a mortgage: 248 (13 second mortgage, 22 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 102
Median monthly owner costs for units with a mortgage: $1,204
Median monthly owner costs for units without a mortgage: $501
Residents with income below the poverty level in 2007:
| This zip code: | 6.9% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.5% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 5.9 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.5 | | State: | 3.6 |
Year house built: |
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- 1999 to March 2000: 11
- 1995 to 1998: 48
- 1990 to 1994: 99
- 1980 to 1989: 162
- 1970 to 1979: 244
- 1960 to 1969: 105
- 1950 to 1959: 17
- 1940 to 1949: 29
- 1939 or earlier: 277
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Bedrooms in owner-occupied houses in Locke, NY (13092): |
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- no bedroom: 0
- 1 bedrooms: 54
- 2 bedrooms: 130
- 3 bedrooms: 417
- 4 bedrooms: 122
- 5 or more bedrooms: 37
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 3
- 1 bedrooms: 10
- 2 bedrooms: 81
- 3 bedrooms: 46
- 4 bedrooms: 15
- 5 or more bedrooms: 3
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Vehicles available in 13092 zip code in owner-occupied houses/condos: |
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- no vehicle: 28
- 1 vehicle: 152
- 2 vehicles: 394
- 3 vehicles: 118
- 4 vehicles: 34
- 5 or more vehicles: 34
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 11
- 1 vehicle: 73
- 2 vehicles: 58
- 3 vehicles: 8
- 4 vehicles: 0
- 5 or more vehicles: 8
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 13092:
- Less than $10,000: 17
- $10,000 to $14,999: 8
- $15,000 to $19,999: 8
- $20,000 to $24,999: 6
- $25,000 to $29,999: 5
- $30,000 to $34,999: 5
- $35,000 to $39,999: 5
- $40,000 to $49,999: 17
- $50,000 to $59,999: 18
- $60,000 to $69,999: 25
- $70,000 to $79,999: 26
- $80,000 to $89,999: 21
- $90,000 to $99,999: 19
- $100,000 to $124,999: 101
- $125,000 to $149,999: 122
- $150,000 to $174,999: 104
- $175,000 to $199,999: 89
- $200,000 to $249,999: 80
- $250,000 to $299,999: 34
- $300,000 to $399,999: 38
- $400,000 to $499,999: 11
- $500,000 to $749,999: 9
- $750,000 to $999,999: 2
- $1,000,000 or more: 1
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Rent paid by renters in 2007 in zip code 13092:
- $200 to $249: 5
- $250 to $299: 7
- $300 to $349: 12
- $350 to $399: 15
- $400 to $449: 17
- $450 to $499: 10
- $500 to $549: 1
- $550 to $599: 5
- $600 to $649: 2
- No cash rent: 19
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Median price asked for vacant for-sale houses and condos in 2007: $68,478.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $156,553
- Some other race householders: $474,085
- Two or more races householders: $68,478
- Hispanic or Latino householders: $207,122
Estimated median house or condo value in 2007: $108,374 (it was $69,300 in 2000)
| 13092: | $108,374 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $74,584 - $155,835
Mean price in 2007:
Detached houses: $154,454| Here: | $154,454 | | State: | $352,556 |
Townhouses or other attached units: $186,549| Here: | $186,549 | | State: | $476,263 |
In 2-unit structures: $135,138| Here: | $135,138 | | State: | $482,362 |
In 3-to-4-unit structures: $179,638| Here: | $179,638 | | State: | $552,553 |
Mobile homes: $44,597| Here: | $44,597 | | State: | $40,766 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 556
- One, attached: 10
- Two: 35
- 3 or 4: 12
- Mobile homes: 379

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Means of transportation to work
- Drove a car alone: 990 (81%)
- Carpooled: 151 (12%)
- Bus or trolley bus: 5 (0%)
- Walked: 24 (2%)
- Other means: 2 (0%)
- Worked at home: 52 (4%)
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Travel time to work
- Less than 5 minutes: 57
- 5 to 9 minutes: 93
- 10 to 14 minutes: 109
- 15 to 19 minutes: 159
- 20 to 24 minutes: 150
- 25 to 29 minutes: 123
- 30 to 34 minutes: 240
- 35 to 39 minutes: 43
- 40 to 44 minutes: 45
- 45 to 59 minutes: 76
- 60 to 89 minutes: 28
- 90 or more minutes: 49
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Percentage of zip code residents living and working in this county: 37.6%
Household type by relationship
Households: 2,476
- In family households: 2,204 (596 male householders, 113 female householders)
570 spouses, 768 children (692 natural, 28 adopted, 48 stepchildren), 20 grandchildren, 13 brothers or sisters, 11 parents, 10 other relatives, 103 non-relatives
- In nonfamily households: 272 (104 male householders (84 living alone)), 95 female householders (46 living alone)), 73 nonrelatives
Size of family households: 295 2-persons, 161 3-persons, 172 4-persons, 59 5-persons, 12 6-persons, 10 7-or-more-persons.
Size of nonfamily households: 130 1-person, 62 2-persons, 3 3-persons, 4 4-persons.
446 married couples with children.
170 single-parent households (82 men, 88 women).
96.6% of residents of 13092 zip code speak English at home.
1.4% of residents speak Spanish at home (88% very well, 13% well).
1.7% of residents speak other Indo-European language at home (53% very well, 20% well, 18% not well, 10% not at all).
0.3% of residents speak Asian or Pacific Island language at home (100% very well).
Foreign born population: 42 (1.7%)
(33.3% of them are naturalized citizens)
| This zip code: | 1.7% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Russia (33%)
- Chile (21%)
- Guatemala (14%)
- Other Eastern Europe (12%)
- Korea (7%)
- Thailand (7%)
- Italy (5%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 5
- 1990 to 1994: 20
- 1985 to 1989: 0
- 1980 to 1984: 3
- 1975 to 1979: 3
- 1970 to 1974: 0
- 1970 to 1974: 9
- 1965 to 1969: 2
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White population: 2,457
Black population: 4
American Indian population: 10
Asian population: 7
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 6
Two or more races population: 14

First ancestries reported:
|  English: 365 |
|  Irish: 293 |
|  United States or American: 216 |
|  German: 205 |
|  Other groups: 150 |
|  French (except Basque): 82 |
|  Italian: 77 |
|  Dutch: 56 |
|  French Canadian: 32 |
|  Polish: 30 |
|  Russian: 23 |
|  Welsh: 21 |
|  Scottish: 20 |
|  Lithuanian: 15 |
|  Scotch-Irish: 15 |
|  Hungarian: 12 |
|  Ukrainian: 12 |
|  Pennsylvania German: 11 |
|  Norwegian: 10 |
|  Eastern European: 9 |
|  Czech: 7 |
|  Canadian: 6 |
|  Swiss: 6 |
|  Swedish: 4 |
|  Czechoslovakian: 2 |
|  British: 2 |

Facitilies with environmental interests located in this zip code:
- 12113 ROUTE 90 ( in LOCKE, NY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: DONALD E ALVORD (CONTACT/OWNER)
Alternative names: ALVORDS RACING & AUTO REPAIR
- HEWITT BROTHERS, INC. (ROUTE 90 in LOCKE, NY)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
- COTE HARDWOOD PRODUCTS (4725 CAT PATH ROAD in LOCKE, NY)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
Median worth of mobile homes: $44,671
Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 2%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (55%)
- Bottled, tank, or LP gas (19%)
- Wood (10%)
- Utility gas (8%)
- Electricity (5%)
- Coal or coke (3%)
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Place of birth for U.S.-born residents:
- This state: 2146
- Northeast: 152
- Midwest: 35
- South: 64
- West: 21
69% of the 13092 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 48% lived in this county.
Out of people who lived in different counties, 82% lived in New York.
Population in 1990: 2,746. Population change in the 1990s: -248 (-9.0%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 15
| Here: | 4.4% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 4
| Here: | 2.7% | | New York: | 13.2% |
Students in private undergraduate colleges: 10
| Here: | 14.9% | | New York: | 38.2% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Construction: Finish Carpentry Contractors (10-19 employees: 1 establishment, 1-4 employees: 1 establishment)
- Accommodation and Food Services: Full-Service Restaurants (5-9: 1, 1-4: 2)
- Construction: Site Preparation Contractors (5-9: 1, 1-4: 2)
- Wholesale Trade: Farm Supplies Merchant Wholesalers (5-9: 1)
- Professional, Scientific, and Technical Services: Environmental Consulting Services (5-9: 1)
- Construction: Manufacturing (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 3
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $70,898 | 23 | $47,992 | 52 | $65,233 | 20 | $7,208 | 1 | $75,210 | 5 | $38,230 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $41,520 | 3 | $75,990 | 6 | $72,073 | 1 | $4,700 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $115,940 | 6 | $47,395 | 37 | $66,949 | 10 | $28,437 | 0 | $0 | 2 | $43,480 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $99,490 | 17 | $68,340 | 1 | $11,750 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $91,660 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $68,547 | 20 | $65,649 | 38 | $63,167 | 23 | $7,425 | 7 | $22,047 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $60,546 | 8 | $54,544 | 2 | $23,500 | 1 | $50,140 |
| APPLICATIONS DENIED | 1 | $53,270 | 12 | $50,921 | 26 | $64,299 | 12 | $13,122 | 2 | $33,295 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 16 | $67,128 | 2 | $17,625 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $62,670 | 1 | $19,590 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $62,475 | 15 | $55,517 | 37 | $55,854 | 33 | $6,885 | 2 | $23,895 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $43,085 | 3 | $53,010 | 2 | $23,500 | 5 | $21,778 | 1 | $7,830 |
| APPLICATIONS DENIED | 0 | $0 | 5 | $53,272 | 27 | $51,646 | 14 | $5,987 | 1 | $83,040 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $48,570 | 12 | $63,978 | 5 | $20,056 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $69,725 | 1 | $15,670 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $54,212 | 23 | $51,023 | 28 | $49,019 | 23 | $6,370 | 4 | $31,140 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $49,355 | 11 | $69,366 | 8 | $46,613 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $47,000 | 14 | $35,365 | 16 | $45,438 | 13 | $16,271 | 1 | $15,670 |
| APPLICATIONS WITHDRAWN | 1 | $52,490 | 2 | $64,630 | 11 | $64,453 | 2 | $20,370 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $44,260 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $57,150 | 8 | $63,830 | 5 | $53,420 | 4 | $15,908 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $66,775 | 3 | $47,267 | 1 | $16,500 |
| APPLICATIONS DENIED | 0 | $0 | 14 | $48,426 | 8 | $43,258 | 2 | $13,945 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 9 | $59,094 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $29,460 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0409.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $79,750 | 7 | $94,791 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $62,280 | 4 | $141,208 | 1 | $59,540 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $69,918 | 3 | $111,503 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $69,330 | 2 | $77,950 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $57,502 | 3 | $88,003 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $37,600 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $79,125 | 1 | $56,400 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $23,500 | 1 | $51,700 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 2 | $52,830 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0409.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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