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13320 Zip Code (Cherry Valley, NY) Detailed Profile




City: Cherry Valley, NY (0.66%)
Counties: Otsego County, NY (99.96%), Montgomery County, NY (0.04%)
Estimated zip code population in 2017: 2,156
Zip code population in 2010: 2,018
Zip code population in 2000: 2,171

Houses and condos: 1,155
Renter-occupied apartments: 162
% of renters here:

19%
State:

46%
March 2019 cost of living index in zip code 13320: 96.3 (near average, U.S. average is 100)

Land area: 76.9 sq. mi.
Water area: 0.1 sq. mi.
Population density: 28 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 13320
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Real estate property taxes paid for housing units in 2017:
This zip code:

1.4% ($2,506)
New York:

1.7% ($5,308)
Median real estate property taxes paid for housing units with mortgages in 2017: $2,644 (1.4%)
Median real estate property taxes paid for housing units with no mortgage in 2017: $2,270 (1.5%)

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Males: 1,003  (46.6%)
Females: 1,152  (53.4%)

For population 25 years and over in 13320:

  • High school or higher: 91.5%
  • Bachelor's degree or higher: 31.0%
  • Graduate or professional degree: 15.2%
  • Unemployed: 3.1%
  • Mean travel time to work (commute): 25.4 minutes

For population 15 years and over in 13320:

  • Never married: 27.1%
  • Now married: 58.9%
  • Separated: 0.8%
  • Widowed: 3.9%
  • Divorced: 9.3%

Zip code 13320 compared to state average:

  • Median house value below state average.
  • Unemployed percentage below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Races in zip code 13320 (2017)
    • 1,95690.1%White
    • 190.9%Hispanic or Latino
    • 180.8%Two or more races
    • 120.6%Black
    • 60.3%American Indian
    • 50.2%Asian
    • 20.09%Some other race
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Based on 2000-2020 data
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123
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100% rural population.

Estimated median house/condo value in 2017: $182,739
13320:

$182,739
New York:

$314,500
Median resident age:
This zip code:

43.5 years
New York median age:

38.7 years
Average household size:
This zip code:

2.5 people
New York:

2.6 people

Averages for the 2012 tax year for zip code 13320, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $45,011 (Individual Income Tax Returns)
Here:

$45,011
State:

$77,088

Salary/wage: $38,273 (reported on 78.9% of returns)
Here:

$38,273
State:

$60,593
(% of AGI for various income ranges: 61.6% for AGIs below $25k, 75.1% for AGIs $25k-50k, 67.7% for AGIs $50k-75k, 67.7% for AGIs $75k-100k, 61.5% for AGIs $100k-200k)

Taxable interest for individuals: $755 (reported on 36.7% of returns)
This zip code:

$755
New York:

$3,125
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 0.5% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.2% for AGIs $100k-200k)

Ordinary dividends: $2,280 (reported on 22.2% of returns)
Here:

$2,280
State:

$10,299
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 0.8% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,580 (reported on 16.7% of returns)
Here:

+$2,580
State:

+$42,474
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.6% for AGIs $100k-200k)

Profit/loss from business: +$9,953 (reported on 18.9% of returns)
Here:

+$9,953
State:

+$16,168
(% of AGI for various income ranges: 7.9% for AGIs below $25k, 4.1% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 11.6% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $12,843 (reported on 7.8% of returns)
13320:

$12,843
New York:

$17,621
(% of AGI for various income ranges: 2.4% for AGIs below $25k, 3.1% for AGIs $25k-50k, 7.5% for AGIs $75k-100k)

Total itemized deductions: $18,356 (20% of AGI, reported on 20.0% of returns)
Here:

$18,356
State:

$34,985

Here:

19.8% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 7.4% for AGIs $25k-50k, 6.7% for AGIs $50k-75k, 8.1% for AGIs $75k-100k, 12.6% for AGIs $100k-200k)

Charity contributions: $1,831 (reported on 14.4% of returns)
Here:

$1,831
State:

$5,572
(% of AGI for various income ranges: 0.6% for AGIs $25k-50k, 0.5% for AGIs $75k-100k, 1.2% for AGIs $100k-200k)

Taxes paid: $8,361 (reported on 20.0% of returns)
13320:

$8,361
State:

$18,656
(% of AGI for various income ranges: 2.5% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 6.9% for AGIs $100k-200k)

Earned income credit: $1,683 (reported on 20.0% of returns)
Here:

$1,683
State:

$2,230
(% of AGI for various income ranges: 4.5% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 54.4%
Here:

54%
State:

66%
(% for various income ranges: 48.6% for AGIs below $25k, 51.9% for AGIs $25k-50k, 61.5% for AGIs $50k-75k, 62.5% for AGIs $75k-100k, 71.4% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 13320, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,074 (Individual Income Tax Returns)
Here:

$34,074
State:

$59,519

Salary/wage: $32,171 (reported on 78.3% of returns)
Here:

$32,171
State:

$50,673
(% of AGI for various income ranges: 93.4% for AGIs below $10k, 70.3% for AGIs $10k-25k, 76.4% for AGIs $25k-50k, 69.5% for AGIs $50k-75k, 74.3% for AGIs $75k-100k, 75.7% for AGIs over 100k)

Taxable interest for individuals: $1,101 (reported on 55.2% of returns)
This zip code:

$1,101
New York:

$2,377
(% of AGI for various income ranges: 9.9% for AGIs below $10k, 2.2% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Taxable dividends: $1,708 (reported on 28.7% of returns)
Here:

$1,708
State:

$5,394
(% of AGI for various income ranges: 3.7% for AGIs below $10k, 1.9% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Net capital gain/loss: +$3,194 (reported on 20.1% of returns)
Here:

+$3,194
State:

+$23,581
(% of AGI for various income ranges: -4.0% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 4.2% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Profit/loss from business: +$4,974 (reported on 21.2% of returns)
Here:

+$4,974
State:

+$13,809
(% of AGI for various income ranges: 19.5% for AGIs below $10k, 5.2% for AGIs $10k-25k, 3.3% for AGIs $25k-50k, 4.1% for AGIs $50k-75k, 0.0% for AGIs $75k-100k)

IRA payment deduction: $2,784 (reported on 5.7% of returns)
13320:

$2,784
New York:

$3,115

Total itemized deductions: $16,539 (25% of AGI, reported on 19.9% of returns)
Here:

$16,539
State:

$25,864

Here:

24.7% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 24.0% for AGIs below $10k, 4.9% for AGIs $10k-25k, 6.8% for AGIs $25k-50k, 10.6% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 14.5% for AGIs over 100k)

Charity contributions deductions: $1,664 (2% of AGI, reported on 16.3% of returns)
Here:

$1,664
State:

$4,439

Here:

2.3% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 1.7% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $4,420 (reported on 71.6% of returns)
13320:

$4,420
State:

$11,730
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 4.9% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 10.9% for AGIs $75k-100k, 17.2% for AGIs over 100k)

Earned income credit: $1,567 (reported on 16.8% of returns)
Here:

$1,567
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 55.6%
Here:

56%
State:

67%
(% for various income ranges: 52.2% for AGIs below $10k, 52.3% for AGIs $10k-25k, 58.7% for AGIs $25k-50k, 53.8% for AGIs $50k-75k, 72.0% for AGIs $75k-100k, 58.8% for AGIs over 100k)

Estimated median household income in 2017:
This zip code:

$60,891
New York:

$64,894
Cherry Valley, NY (13320) map Nearest zip codes: 13488, 13333, 13450, 13468, 13475, 13459.
Percentage of family households:
This zip code:

49.6%
New York:

45.5%
Percentage of households with unmarried partners:
This zip code:

6.6%
New York:

6.0%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 67
Household did not receive Food Stamps/SNAP in the past 12 months: 802


Women who had a birth in the past 12 months: 30 (17 now married, 12 unmarried)
Women who did not have a birth in the past 12 months: 436 (193 now married, 242 unmarried)


Housing units in zip code 13320 with a mortgage: 343 (6 second mortgage, 75 home equity loan)
Houses without a mortgage: 364

Median monthly owner costs for units with a mortgage: $1,328
Median monthly owner costs for units without a mortgage: $471

Residents with income below the poverty level in 2017:
This zip code:

11.2%
Whole state:

14.1%
Residents with income below 50% of the poverty level in 2017:
This zip code:

7.1%
Whole state:

7.6%
Median number of rooms in houses and condos:
Here:

6.3
State:

6.4
Median number of rooms in apartments:
Here:

5.2
State:

3.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 13320: Belvedere Lake Resort (A), Cherry Valley Memorial Library (B), Cherry Valley Fire District (C). Display/hide their locations on the map

    Churches in zip code 13320 include: Cherry Valley Assembly of God (A), First Presbyterian Church (B), Grace Episcopal Church (C), Saint Thomas Roman Catholic Church (D). Display/hide their locations on the map

    Cemeteries: McFee Cemetery (1), Sissum Cemetery (2), Cherry Valley Village Cemetery (3), Roseboom Cemetery (4), South Valley Cemetery (5), Winnie Cemetery (6), Flint Cemetery (7). Display/hide their locations on the map

    Lakes: Plank Pond (A), Belvedere Lake (B). Display/hide their locations on the map

    Streams, rivers, and creeks: Pleasant Brook (A), Snyder Creek (B). Display/hide their locations on the map

Year house built
  • Year house built (houses)
  • 02014 or later
  • 172010 to 2013
  • 1082000 to 2009
  • 1131990 to 1999
  • 1451980 to 1989
  • 1261970 to 1979
  • 521960 to 1969
  • 481950 to 1959
  • 191940 to 1949
  • 5111939 or earlier

Zip code 13320 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Cherry Valley, NY (13320)
  • Bedrooms in owner-occupied houses and condos in Cherry Valley, NY (13320)
  • 4no bedroom
  • 331 bedroom
  • 1692 bedrooms
  • 3173 bedrooms
  • 1224 bedrooms
  • 595+ bedrooms
Bedrooms in renter-occupied apartments in Cherry Valley, NY (13320)
  • Bedrooms in renter-occupied apartments in Cherry Valley, NY (13320)
  • 0no bedroom
  • 131 bedroom
  • 542 bedrooms
  • 773 bedrooms
  • 94 bedrooms
  • 95+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Cherry Valley, NY (13320) in owner-occupied houses/condos
  • Cars and other vehicles available in Cherry Valley, NY (13320) in owner-occupied houses/condos
  • 20no vehicle
  • 2151 vehicle
  • 2862 vehicles
  • 1283 vehicles
  • 414 vehicles
  • 145+ vehicles
Cars and other vehicles available in Cherry Valley, NY (13320) in renter-occupied apartments
  • Cars and other vehicles available in Cherry Valley, NY (13320) in renter-occupied apartments
  • 32no vehicle
  • 541 vehicle
  • 692 vehicles
  • 83 vehicles
  • 04 vehicles
  • 05+ vehicles

  • Zip code 13320 household income distribution in 2017

  • Zip code 13320 household income distribution in 2017
  • 24Less than $10,000
  • 37$10,000 to $14,999
  • 36$15,000 to $19,999
  • 76$20,000 to $24,999
  • 35$25,000 to $29,999
  • 43$30,000 to $34,999
  • 26$35,000 to $39,999
  • 29$40,000 to $44,999
  • 38$45,000 to $49,999
  • 92$50,000 to $59,999
  • 101$60,000 to $74,999
  • 146$75,000 to $99,999
  • 67$100,000 to $124,999
  • 55$125,000 to $149,999
  • 33$150,000 to $199,999
  • 15$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 13320

  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 13320
  • 4Less than $10,000
  • 5$15,000 to $19,999
  • 12$20,000 to $24,999
  • 1$30,000 to $34,999
  • 8$40,000 to $49,999
  • 23$50,000 to $59,999
  • 40$60,000 to $69,999
  • 28$70,000 to $79,999
  • 19$80,000 to $89,999
  • 24$90,000 to $99,999
  • 69$100,000 to $124,999
  • 32$125,000 to $149,999
  • 79$150,000 to $174,999
  • 51$175,000 to $199,999
  • 78$200,000 to $249,999
  • 79$250,000 to $299,999
  • 83$300,000 to $399,999
  • 23$400,000 to $499,999
  • 7$500,000 to $749,999
  • 3$1,000,000 to $1,499,999
  • 3$2,000,000 or more
  • Rent paid by renters in 2017 in zip code 13320

  • Rent paid by renters in 2017 in zip code 13320
  • 3$200 to $249
  • 6$400 to $449
  • 13$450 to $499
  • 11$500 to $549
  • 11$550 to $599
  • 16$600 to $649
  • 5$650 to $699
  • 5$750 to $799
  • 7$800 to $899
  • 6$900 to $999
  • 29$1,250 to $1,499
  • 37No cash rent

Median gross rent in 2017: $832.

Estimated median house (or condo) value in 2017 for:

  • White Non-Hispanic householders: $174,371
  • Black or African American householders: $235,660
  • Two or more races householders: $386,284

Estimated median house or condo value in 2017: $182,739
13320:

$182,739
New York:

$314,500
Lower value quartile - upper value quartile: $104,068 - $278,289
Owners and renters by unit type in zip code 13320
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 966
  • One, attached: 6
  • Two: 54
  • 3 or 4: 24
  • 5 to 9: 4
  • Mobile homes: 95

Unemployment: 3.1%

  • Means of transportation to work in zip code 13320

  • Means of transportation to work in zip code 13320
  • 73.7%838Drove a car alone
  • 9.2%105Carpooled
  • 0.9%10Bus or trolley bus
  • 0.3%3Subway or elevated
  • 0.4%4Railroad
  • 6.3%72Walked
  • 9.5%108Worked at home
  • Travel time to work (commute) in zip code 13320

  • Travel time to work (commute) in zip code 13320
  • 76Less than 5 minutes
  • 905 to 9 minutes
  • 8410 to 14 minutes
  • 11015 to 19 minutes
  • 22620 to 24 minutes
  • 12125 to 29 minutes
  • 15130 to 34 minutes
  • 2535 to 39 minutes
  • 2640 to 44 minutes
  • 4145 to 59 minutes
  • 5660 to 89 minutes
  • 2190 or more minutes

Percentage of zip code residents living and working in this county: 68.0%

Household type by relationship:

Households: 2,153
  • In family households: 1,837 (288 male householders, 321 female householders)
    491 spouses, 571 children (512 natural, 20 adopted, 40 stepchildren), 70 grandchildren, 4 brothers or sisters, 3 parents, 22 other relatives, 60 non-relatives
  • In nonfamily households: 316 (123 male householders (94 living alone)), 133 female householders (121 living alone)), 59 nonrelatives
  • In group quarters: 2 (0 institutionalized population)

Size of family households: 312 2-persons, 124 3-persons, 104 4-persons, 37 5-persons, 16 6-persons, 15 7-or-more-persons

Size of nonfamily households: 216 1-person, 33 2-persons, 7 3-persons

282 married couples with children.
117 single-parent households (39 men, 78 women).

91.5% of residents of 13320 zip code speak English at home.
0.3% of residents speak Spanish at home (100% very well).
7.8% of residents speak other Indo-European language at home (71% very well, 18% well, 11% not well).
0.2% of residents speak Asian or Pacific Island language at home (25% well, 75% not well).

Foreign born population: 65 (3.1%)
(67.7% of them are naturalized citizens)
This zip code:

3.1%
Whole state:

22.9%
Most common places of birth for foreign-born residents
  • 18%Greece
  • 17%Norway
  • 17%Belgium
  • 12%Hong Kong
  • 6%Iraq
  • 5%Ethiopia
  • 5%Colombia
Most common first ancestries reported in 13320
  • 19%German
  • 13%Italian
  • 11%American
  • 10%English
  • 8%European
  • 4%Dutch
  • 4%Irish
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 12010 or later
  • 182000 to 2009
  • 131990 to 1999
  • 40Before 1990

Zip code 13320 topographic map

Facilities with environmental interests located in this zip code:

  • CHERRY VALLEY-SPRINGFIELD ES ( in CHERRY VALLEY, NY)
    (National Center for Education Statistics) - STATE ID-472202040004
    Organizations: CHERRY VALLEY-SPRINGFIELD CSD (SCHOOL DISTRICT)
  • CHERRY VALLEY-SPRINGFIELD JSHS ( in CHERRY VALLEY, NY)
    (National Center for Education Statistics) - STATE ID-472202040001
    Organizations: CHERRY VALLEY-SPRINGFIELD CSD (SCHOOL DISTRICT)
  • CHERRY VALLEY SPRINGFIELD SCHOOL DIST (PO BOX 485 in CHERRY VALLEY, NY)
    COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
    Alternative names: CHERRY VALLEY SPRINGFIELD SCHOOL DISTRIC

Zip code 13320 marital status for males
Zip code 13320 marital status for females

Housing units lacking complete plumbing facilities: 8.3%
Housing units lacking complete kitchen facilities: 7.1%

Most commonly used house heating fuel
  • 42.2%Fuel oil, kerosene, etc.
  • 28.2%Wood
  • 16.3%Bottled, tank, or LP gas
  • 4.9%Electricity
  • 3.5%Other fuel
  • 2.7%Coal or coke
  • 2.6%Utility gas

Population in 1990: 1,642. Population change in the 1990s: +529 (+32.2%).

Place of birth for U.S.-born residents:

  • This state: 1,657
  • Northeast: 216
  • Midwest: 53
  • South: 80
  • West: 62

71% of the 13320 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 45% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

93% of the 13320 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 25% moved from this county.
   Out of people who lived in different houses, 49% moved from different county within same state.
   Out of people who lived in different houses, 23% moved from different state.
   Out of people who lived in different houses, 4% moved from abroad.

Year householders moved into unit in Cherry Valley, NY (13320)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 23
Here:

11.3%
New York:

13.3%
Students in private schools in grades 9 to 12 (high school): 10
Here:

11.8%
New York:

13.7%
Students in private undergraduate colleges: 16
Here:

18.6%
New York:

33.9%
Educational Attainment in 2017
School Enrollment by Level of School in 2017
Class of Workers in 2017
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 80,288Management occupations
  • 62,229Education, training, and library occupations
  • 47,221Health diagnosing and treating practitioners and other technical occupations
  • 41,611Health technologists and technicians
  • 40,797Installation, maintenance, and repair occupations
  • 38,581Business and financial operations occupations

Top industries in this zip code by the number of employees in 2005:

  • Health Care and Social Assistance: Child and Youth Services (10-19 employees: 1 establishment)
  • Professional, Scientific, and Technical Services: Computer Systems Design Services (5-9: 2)
  • Information: Radio Stations (5-9: 1)
  • Other Services (except Public Administration): Religious Organizations (1-4: 3)
  • Accommodation and Food Services: Full-Service Restaurants (1-4: 2)
  • Finance and Insurance: Insurance Agencies and Brokerages (1-4: 1)
  • Professional, Scientific, and Technical Services: Research and Development in the Physical, Engineering, and Life Sciences (1-4: 1)
  • Professional, Scientific, and Technical Services: Media Representatives (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability
Most common first names in zip code 13320 among deceased individuals
NameCountLived (average)
John2378.3 years
Mary1780.3 years
William1575.9 years
Walter1175.9 years
George1079.9 years
James972.3 years
Edward973.9 years
Grace982.6 years
Joseph879.6 years
Charles871.1 years
Most common last names in zip code 13320 among deceased individuals
Last nameCountLived (average)
Yerdon1277.4 years
Snyder882.5 years
Webb781.8 years
Dornburgh764.7 years
Thompson776.1 years
Smith681.8 years
Hayes682.0 years
Johnson563.8 years
Hawver579.6 years
Young576.2 years
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