13324 Zip Code Detailed Profile




City: Cold Brook, NY (0.35%)
County: Herkimer County, NY
Estimated zip code population in 2013: 2,291
Zip code population in 2010: 2,149
Zip code population in 2000: 1,989

Houses and condos: 1,499
Renter-occupied apartments: 144
% of renters here:

15%
State:

46%
Mar. 2013 cost of living index in zip code 13324: 97.1 (near average, U.S. average is 100)

Land area: 119.3 sq. mi.
Water area: 4.4 sq. mi.
Population density: 19 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 13324
Zip code 13324 (Cold Brook, New York) real estate house value trends
Home Value Estimate
Address:
Unit (optional):
City
State
Zip


Recent Home Sales
Address:
City

State
Zip
Min Price (optional)

Max Price (optional)
Prioritization:



Recent home sales, real estate maps, and home value estimator for zip code 13324

  • OSM Map
  • General Map
  • Google Map
  • MSN Map

Real estate property taxes paid for housing units in 2013:
This zip code:

1.7% ($1,480)
New York:

1.6% ($4,559)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,587 (1.6%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,399 (1.9%)

Business Profiles
Profiles of local businesses
Put your B&M business profile right here for free. 30,000 businesses already created their profiles!

Put your B&M business profile right here for free. 20,000 businesses already created their profiles!

Business Search - 14 Million verified businesses
Search for: near:  

Males: 1,203  (52.5%)
Females: 1,088  (47.5%)

For population 25 years and over in 13324:

For population 15 years and over in 13324:

Zip code 13324 compared to state average:

  • Median household income below state average.
  • Median house value significantly below state average.
  • Unemployed percentage above state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 13324

  • Zip code 13324 races chart
    • 2,094White population
    • 2Black population
    • 10American Indian population
    • 12Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 0Some other race population
    • 9Two or more races population
    • 22Hispanic or Latino population

Options
X
Data:
Options
Loading data...
Based on 2000-2011 data
Loading data...

123
Hide US histogram

13324, NY forum
Discuss zip code 13324 area on our local forum with over 1,800,000 registered users
100% rural population.

Estimated median house/condo value in 2013: $88,200
13324:

$88,200
New York:

$277,600



According to our research of New York and other state lists there were 7 registered sex offenders living in 13324 zip code as of July 29, 2015.
The ratio of number of residents in zip code 13324 to the number of sex offenders is 311 to 1.


Median resident age:
This zip code:

44.7 years
New York median age:

38.2 years
Average household size:
This zip code:

2.4 people
New York:

2.6 people

Averages for the 2012 tax year for zip code 13324, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $41,919 (Individual Income Tax Returns)
Here:

$41,919
State:

$77,088

Salary/wage: $38,372 (reported on 84.1% of returns)
Here:

$38,372
State:

$60,593
(% of AGI for various income ranges: 72.6% for AGIs below $25k, 78.8% for AGIs $25k-50k, 79.9% for AGIs $50k-75k, 70.4% for AGIs $75k-100k, 80.3% for AGIs $100k-200k)

Taxable interest for individuals: $315 (reported on 30.7% of returns)
This zip code:

$315
New York:

$3,125
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)

Ordinary dividends: $1,800 (reported on 13.6% of returns)
Here:

$1,800
State:

$10,299
(% of AGI for various income ranges: 2.1% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Profit/loss from business: +$5,350 (reported on 13.6% of returns)
Here:

+$5,350
State:

+$16,168
(% of AGI for various income ranges: 6.4% for AGIs below $25k, 2.3% for AGIs $25k-50k, 1.7% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $10,780 (reported on 5.7% of returns)
13324:

$10,780
New York:

$17,621

Total itemized deductions: $17,119 (21% of AGI, reported on 18.2% of returns)
Here:

$17,119
State:

$34,985

Here:

21.0% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 5.9% for AGIs $25k-50k, 5.2% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 13.7% for AGIs $100k-200k)

Charity contributions: $1,318 (reported on 12.5% of returns)
Here:

$1,318
State:

$5,572
(% of AGI for various income ranges: 0.5% for AGIs $25k-50k, 0.4% for AGIs $75k-100k, 0.9% for AGIs $100k-200k)

Taxes paid: $6,969 (reported on 18.2% of returns)
13324:

$6,969
State:

$18,656
(% of AGI for various income ranges: 1.5% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 4.0% for AGIs $75k-100k, 7.0% for AGIs $100k-200k)

Earned income credit: $2,065 (reported on 19.3% of returns)
Here:

$2,065
State:

$2,230
(% of AGI for various income ranges: 5.8% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 13324, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $33,502 (Individual Income Tax Returns)
Here:

$33,502
State:

$59,519

Salary/wage: $31,787 (reported on 89.3% of returns)
Here:

$31,787
State:

$50,673
(% of AGI for various income ranges: 100.7% for AGIs below $10k, 77.9% for AGIs $10k-25k, 86.9% for AGIs $25k-50k, 84.9% for AGIs $50k-75k, 86.6% for AGIs $75k-100k, 80.0% for AGIs over 100k)

Taxable interest for individuals: $392 (reported on 35.7% of returns)
This zip code:

$392
New York:

$2,377
(% of AGI for various income ranges: 3.1% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Taxable dividends: $280 (reported on 17.3% of returns)
Here:

$280
State:

$5,394
(% of AGI for various income ranges: 1.3% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Net capital gain/loss: +$374 (reported on 10.5% of returns)
Here:

+$374
State:

+$23,581
(% of AGI for various income ranges: -2.7% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.9% for AGIs over 100k)

Profit/loss from business: +$2,743 (reported on 13.0% of returns)
Here:

+$2,743
State:

+$13,809
(% of AGI for various income ranges: -5.3% for AGIs below $10k, 5.0% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.2% for AGIs $50k-75k)

IRA payment deduction: $2,941 (reported on 2.0% of returns)
13324:

$2,941
New York:

$3,115

Total itemized deductions: $13,240 (20% of AGI, reported on 20.2% of returns)
Here:

$13,240
State:

$25,864

Here:

20.4% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 4.4% for AGIs $10k-25k, 5.8% for AGIs $25k-50k, 9.8% for AGIs $50k-75k, 11.2% for AGIs $75k-100k, 11.8% for AGIs over 100k)

Charity contributions deductions: $1,510 (2% of AGI, reported on 17.9% of returns)
Here:

$1,510
State:

$4,439

Here:

2.3% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Total tax: $3,993 (reported on 69.6% of returns)
13324:

$3,993
State:

$11,730
(% of AGI for various income ranges: 2.4% for AGIs below $10k, 4.1% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 16.8% for AGIs over 100k)

Earned income credit: $1,686 (reported on 21.7% of returns)
Here:

$1,686
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 62.5%
Here:

62%
State:

67%
(% for various income ranges: 53.5% for AGIs below $10k, 70.0% for AGIs $10k-25k, 59.8% for AGIs $25k-50k, 67.2% for AGIs $50k-75k, 54.0% for AGIs $75k-100k, 82.6% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$37,055
New York:

$57,369
Cold Brook, NY (13324) map Nearest zip codes: 13416, 13352, 13431, 13435, 13438, 13406.
Percentage of family households:
This zip code:

51.7%
New York:

47.6%
Percentage of households with unmarried partners:
This zip code:

9.4%
New York:

6.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 140
Household did not receive Food Stamps/SNAP in the past 12 months: 817


Women who had a birth in the past 12 months: 16 (2 now married, 14 unmarried)
Women who did not have a birth in the past 12 months: 522 (280 now married, 242 unmarried)


Housing units in zip code 13324 with a mortgage: 382 (6 second mortgage, 55 home equity loan)
Houses without a mortgage: 431

Median monthly owner costs for units with a mortgage: $1,024
Median monthly owner costs for units without a mortgage: S409

Residents with income below the poverty level in 2013:
This zip code:

13.2%
Whole state:

16.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

5.5%
Whole state:

9.0%
Median number of rooms in houses and condos:
Here:

5.9
State:

6.4
Median number of rooms in apartments:
Here:

4.9
State:

3.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 13324: Wilmurt (A), Pardeeville Corners (B), Woodin Corners (C), Wilmurt Corners (D), Poland Volunteer Fire Company Station 2 (E). Display/hide their locations on the map

    Cemeteries: Hurricane Cemetery (1), Smith Cemetery (2), Cold Brook Cemetery (3), Ohio Cemetery (4), Brondstatter Cemetery (5), Faiview Cemetery (6), Century Cemetery (7). Display/hide their locations on the map

    Lakes, reservoirs, and swamps: Mad Tom Lake (A), Mill Creek Lake (B), Spectacle Lake (C), Swan Lake (D), Lake Tamarack (E), Tom Kettle Lake (F), White Lead Lake (G), Atwood Lake (H). Display/hide their locations on the map

    Streams, rivers, and creeks: Buttermilk Brook (A), Paul Brook (B), Wilt Brook (C), Fox Brook (D), Taynter Brook (E), South Branch West Canada Creek (F), Fourmile Brook (G), Concklin Brook (H), Remus Brook (I). Display/hide their locations on the map

    Park in zip code 13324: Maurice F Luther Memorial Park (1). Display/hide its location on the map

Year house built

  • 02010 or later
  • 1692000 to 2009
  • 1891990 to 1999
  • 2551980 to 1989
  • 1911970 to 1979
  • 1521960 to 1969
  • 801950 to 1959
  • 851940 to 1949
  • 3781939 or earlier

Zip code 13324 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Cold Brook, NY (13324)

  • 7no bedroom
  • 601 bedroom
  • 1982 bedrooms
  • 3623 bedrooms
  • 1264 bedrooms
  • 605+ bedrooms

Bedrooms in renter-occupied apartments in Cold Brook, NY (13324)

  • 0no bedroom
  • 31 bedroom
  • 662 bedrooms
  • 603 bedrooms
  • 134 bedrooms
  • 25+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Cold Brook, NY (13324) in owner-occupied houses/condos

  • 29no vehicle
  • 2001 vehicle
  • 4132 vehicles
  • 1053 vehicles
  • 374 vehicles
  • 295+ vehicles

Cars and other vehicles available in Cold Brook, NY (13324) in renter-occupied apartments

  • 18no vehicle
  • 721 vehicle
  • 482 vehicles
  • 63 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $821.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $88,200
13324:

$88,200
New York:

$277,600
Lower value quartile - upper value quartile: $56,300 - $139,200

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 16.5%

Percentage of zip code residents living and working in this county: 34.6%

Household type by relationship:

Households: 2,291

Size of family households: 297 2-persons, 145 3-persons, 128 4-persons, 31 5-persons, 21 6-persons, 10 7-or-more-persons

Size of nonfamily households: 258 1-person, 55 2-persons, 2 3-persons, 10 4-persons

284 married couples with children.
95 single-parent households (28 men, 67 women).

97.3% of residents of 13324 zip code speak English at home.
0.9% of residents speak Spanish at home (80% very well, 20% not well).
1.0% of residents speak other Indo-European language at home (95% very well, 5% not well).
0.6% of residents speak Asian or Pacific Island language at home (23% very well, 77% not well).
0.3% of residents speak other language at home (50% very well, 50% well).

Foreign born population: 9 (0.4%)
(100.0% of them are naturalized citizens)
This zip code:

0.4%
Whole state:

22.3%

Most common places of birth for the foreign-born residents

  • 78%Turkey
  • 22%Scotland

Most common first ancestries reported in 13324 (%)

  • 21%German
  • 12%Irish
  • 10%English
  • 8%Polish
  • 8%Other groups
  • 5%American
  • 5%Italian

Year of entry for the foreign-born population

  • 32010 or later
  • 02000 to 2009
  • 01990 to 1999
  • 10Before 1990

Zip code 13324 topographic map


Zip code 13324 marital status for males
Zip code 13324 marital status for females

Housing units lacking complete plumbing facilities: 20.3%
Housing units lacking complete kitchen facilities: 19.5%

Most commonly used house heating fuel

  • 55%Fuel oil, kerosene, etc.
  • 29%Wood
  • 12%Bottled, tank, or LP gas
  • 2%Other fuel
  • 1%Utility gas
  • 1%Electricity
  • 1%Coal or coke

Population in 1990: 1,853. Population change in the 1990s: +136 (+7.3%).

Place of birth for U.S.-born residents:


75% of the 13324 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 53% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

92% of the 13324 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 51% moved from this county.
   Out of people who lived in different houses, 42% moved from different county within same state.
   Out of people who lived in different houses, 7% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 3
Here:

1.7%
New York:

12.7%
Students in private schools in grades 9 to 12 (high school): 4
Here:

2.4%
New York:

12.6%
Students in private undergraduate colleges: 35
Here:

32.4%
New York:

35.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 73,438Computer and mathematical occupations
  • 66,563Architecture and engineering occupations
  • 56,250Health diagnosing and treating practitioners and other technical occupations
  • 42,045Education, training, and library occupations
  • 40,455Transportation occupations
  • 38,500Production occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$116,30813$193,05832$160,67911$58,31716$270,2393$49,487
APPLICATIONS APPROVED, NOT ACCEPTED1$50,1501$342,1204$155,1101$4,6202$242,4000$0
APPLICATIONS DENIED0$03$170,98314$143,0148$18,4393$198,3804$54,198
APPLICATIONS WITHDRAWN0$01$34,3209$150,2370$02$204,3600$0
FILES CLOSED FOR INCOMPLETENESS0$00$01$168,1600$00$00$0

Detailed HMDA statistics for the following Tracts: 0114.00 , 0115.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
NumberAverage Value
LOANS ORIGINATED1$146,540
APPLICATIONS APPROVED, NOT ACCEPTED1$187,340
APPLICATIONS DENIED0$0
APPLICATIONS WITHDRAWN0$0
FILES CLOSED FOR INCOMPLETENESS0$0

Detailed PMIC statistics for the following Tracts: 0114.00 , 0115.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 13324 among deceased individuals
NameCountLived (average)
John2072.2 years
James1868.2 years
George1474.1 years
William1471.7 years
Robert1369.2 years
Charles1368.8 years
Mary1077.7 years
Frank973.2 years
Kenneth871.2 years
Raymond874.4 years
Most common last names in zip code 13324 among deceased individuals
Last nameCountLived (average)
Miller1172.9 years
Pomichter963.1 years
Sheppard873.6 years
Rickard771.6 years
Gauthier675.0 years
Jones675.8 years
Rommel677.2 years
Baker559.0 years
Flansburg583.1 years
Blue587.8 years

Discuss Cold Brook, New York (NY) on our hugely popular New York forum.


Recent home sales, price trends, and home value evaluator powered by Onboard Informatics
© 2015 Onboard Informatics. Information is deemed reliable but not guaranteed.
 
City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Website © 2003-2015 Advameg, Inc.