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13324 Zip Code Detailed Profile

 


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Profiles Cold Brook, NY (13324) houses, apartments, residents, cars, jobs...

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City: Cold Brook, NY (0.35%)
County: Herkimer County, NY

Zip code population in 2010: 1,438
Zip code population (2000): 1,989


Age and Sex of Residents in zip code 13324

Zip code 13324 (Cold Brook, New York) real estate house value trends

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Houses and condos: 1,482
Renter-occupied apartments: 122
% of renters here:

13%
State:

45%

Mar. 2012 cost of living index in zip code 13324: 91.4 (less than average, U.S. average is 100)

Land area: 119.3 sq. mi.
Water area: 4.4 sq. mi.
Population density: 12 people per square mile 
 
  (very low).

Real estate property taxes paid for housing units in 2010:
This zip code:

0.9% ($1,794)
New York:

1.3% ($3,937)

Median real estate property taxes paid for housing units with mortgages in 2010: $1,896 (1.7%)
Median real estate property taxes paid for housing units with no mortgage in 2010: $1,679 (1.6%)

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Males: 1,139  (52.3%)
Females: 1,039  (47.7%)

Zip code 13324 races chart

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13324, NY forum
Discuss zip code 13324 area on our local forum with over 1,500,000 registered users
100% rural population.

Estimated median house/condo value in 2010: $210,988
13324:

$210,988
New York:

$304,100



According to our research of New York and other state lists there were 7 registered sex offenders living in 13324 zip code as of May 25, 2013.
The ratio of number of residents in zip code 13324 to the number of sex offenders is 311 to 1.


Median resident age:
This zip code:

44.7 years
New York median age:

37.9 years

Average household size:
This zip code:

2.2 people
New York:

2.6 people

Averages for the 2004 tax year for zip code 13324, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $33,502 (Individual Income Tax Returns)
Here:

$33,502
State:

$59,519

Salary/wage: $31,787 (reported on 89.3% of returns)
Here:

$31,787
State:

$50,673
(% of AGI for various income ranges: 100.7% for AGIs below $10k, 77.9% for AGIs $10k-25k, 86.9% for AGIs $25k-50k, 84.9% for AGIs $50k-75k, 86.6% for AGIs $75k-100k, 80.0% for AGIs over 100k)

Taxable interest for individuals: $392 (reported on 35.7% of returns)
This zip code:

$392
New York:

$2,377
(% of AGI for various income ranges: 3.1% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Taxable dividends: $280 (reported on 17.3% of returns)
Here:

$280
State:

$5,394
(% of AGI for various income ranges: 1.3% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Net capital gain/loss: +$374 (reported on 10.5% of returns)
Here:

+$374
State:

+$23,581
(% of AGI for various income ranges: -2.7% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.9% for AGIs over 100k)

Profit/loss from business: +$2,743 (reported on 13.0% of returns)
Here:

+$2,743
State:

+$13,809
(% of AGI for various income ranges: -5.3% for AGIs below $10k, 5.0% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.2% for AGIs $50k-75k)

IRA payment deduction: $2,941 (reported on 2.0% of returns)
13324:

$2,941
New York:

$3,115

Total itemized deductions: $13,240 (20% of AGI, reported on 20.2% of returns)
Here:

$13,240
State:

$25,864

Here:

20.4% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 4.4% for AGIs $10k-25k, 5.8% for AGIs $25k-50k, 9.8% for AGIs $50k-75k, 11.2% for AGIs $75k-100k, 11.8% for AGIs over 100k)

Charity contributions deductions: $1,510 (2% of AGI, reported on 17.9% of returns)
Here:

$1,510
State:

$4,439

Here:

2.3% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Total tax: $3,993 (reported on 69.6% of returns)
13324:

$3,993
State:

$11,730
(% of AGI for various income ranges: 2.4% for AGIs below $10k, 4.1% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 16.8% for AGIs over 100k)

Earned income credit: $1,686 (reported on 21.7% of returns)
Here:

$1,686
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 62.5%
Here:

62%
State:

67%
(% for various income ranges: 53.5% for AGIs below $10k, 70.0% for AGIs $10k-25k, 59.8% for AGIs $25k-50k, 67.2% for AGIs $50k-75k, 54.0% for AGIs $75k-100k, 82.6% for AGIs over 100k)


Estimated median household income in 2010:
This zip code:

$47,566
New York:

$55,217

Cold Brook, NY (13324) map

Nearest zip codes: 13416, 13352, 13431, 13435, 13438, 13406.

Percentage of family households:
This zip code:

50.3%
New York:

49.7%


Housing units in zip code 13324 with a mortgage: 401 (20 second mortgage, 37 home equity loan, 1 both second mortgage and home equity loan)
Houses without a mortgage: 395

Median monthly owner costs for units with a mortgage: $1,329

Median monthly owner costs for units without a mortgage: $572

Residents with income below the poverty level in 2010:
This zip code:

11.6%
Whole state:

14.4%

Residents with income below 50% of the poverty level in 2010:
This zip code:

5.6%
Whole state:

7.9%

Median number of rooms in houses and condos:
Here:

5.6
State:

6.4

Median number of rooms in apartments:
Here:

4.0
State:

3.9


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Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 13324: Wilmurt (A), Pardeeville Corners (B), Woodin Corners (C), Wilmurt Corners (D), Poland Volunteer Fire Company Station 2 (E). Display/hide their locations on the map

Cemeteries: Hurricane Cemetery (1), Smith Cemetery (2), Cold Brook Cemetery (3), Ohio Cemetery (4), Brondstatter Cemetery (5), Faiview Cemetery (6), Century Cemetery (7). Display/hide their locations on the map

Lakes, reservoirs, and swamps: Mad Tom Lake (A), Mill Creek Lake (B), Spectacle Lake (C), Swan Lake (D), Lake Tamarack (E), Tom Kettle Lake (F), White Lead Lake (G), Atwood Lake (H). Display/hide their locations on the map

Streams, rivers, and creeks: Buttermilk Brook (A), Paul Brook (B), Wilt Brook (C), Fox Brook (D), Taynter Brook (E), South Branch West Canada Creek (F), Fourmile Brook (G), Concklin Brook (H), Remus Brook (I). Display/hide their locations on the map

Park in zip code 13324: Maurice F Luther Memorial Park (1). Display/hide its location on the map

 

Year house built

  • 2005 or later: 31
  • 2000 to 2004: 74
  • 1990 to 1999: 176
  • 1980 to 1989: 201
  • 1970 to 1979: 234
  • 1960 to 1969: 181
  • 1950 to 1959: 149
  • 1940 to 1949: 88
  • 1939 or earlier: 352


Zip code 13324 satellite photo by USGS



Estimated household income distribution in 2009:

Zip code 13324 household income distribution in 2009

Zip code 13324 house/condo values in 2010

Estimate of home value of owner-occupied houses/condos in 2010 in zip code 13324:

  • Less than $10,000: 26
  • $10,000 to $14,999: 10
  • $15,000 to $19,999: 12
  • $20,000 to $24,999: 32
  • $25,000 to $29,999: 24
  • $30,000 to $34,999: 18
  • $35,000 to $39,999: 19
  • $40,000 to $49,999: 47
  • $50,000 to $59,999: 62
  • $60,000 to $69,999: 62
  • $70,000 to $79,999: 59
  • $80,000 to $89,999: 64
  • $90,000 to $99,999: 51
  • $100,000 to $124,999: 105
  • $125,000 to $149,999: 49
  • $150,000 to $174,999: 56
  • $175,000 to $199,999: 42
  • $200,000 to $249,999: 41
  • $250,000 to $299,999: 51
  • $300,000 to $399,999: 25
  • $400,000 to $499,999: 19
  • $500,000 to $749,999: 18
  • $750,000 to $999,999: 14
  • $1,000,000 or more: 5

 



13324 rent paid by renters

Rent paid by renters in 2010 in zip code 13324:

  • Less than $100: 4
  • $100 to $149: 1
  • $200 to $249: 1
  • $250 to $299: 33
  • $300 to $349: 14
  • $350 to $399: 60
  • $400 to $449: 36
  • $450 to $499: 38
  • $500 to $549: 13
  • $550 to $599: 18
  • $600 to $649: 44
  • $650 to $699: 32
  • $700 to $749: 6
  • $800 to $899: 23
  • $2,000 or more: 4
  • No cash rent: 11
 

Estimated median house (or condo) value in 2010 for:

  • White Non-Hispanic householders: $203,348
  • American Indian or Alaska Native householders: $236,451

Estimated median house or condo value in 2010: $210,988
13324:

$210,988
New York:

$304,100
Lower value quartile - upper value quartile: $101,818 - $461,612

Mean price in 2010:

Detached houses: $131,614
Here:

$131,614
State:

$345,011

Townhouses or other attached units: $182,744
Here:

$182,744
State:

$484,090

In 2-unit structures: $74,605
Here:

$74,605
State:

$462,167

In 3-to-4-unit structures: $127,077
Here:

$127,077
State:

$578,037

In 5-or-more-unit structures: $456,920
Here:

$456,920
State:

$647,699

Mobile homes: $46,419
Here:

$46,419
State:

$65,188

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 1,194
  • One, attached: 34
  • Two: 58
  • 3 or 4: 48
  • 5 to 9: 18
  • 10 to 19: 2
  • 20 to 49: 5
  • 50 or more: 10
  • Mobile homes: 249
13324 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 779 (84%)
  • Carpooled: 75 (8%)
  • Bus or trolley bus: 4 (1%)
  • Motorcycle: 27 (3%)
  • Walked: 22 (2%)
  • Other means: 8 (1%)
  • Worked at home: 42 (5%)
 

13324 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 34
  • 5 to 9 minutes: 48
  • 10 to 14 minutes: 62
  • 15 to 19 minutes: 36
  • 20 to 24 minutes: 106
  • 25 to 29 minutes: 85
  • 30 to 34 minutes: 181
  • 35 to 39 minutes: 93
  • 40 to 44 minutes: 94
  • 45 to 59 minutes: 96
  • 60 to 89 minutes: 18
  • 90 or more minutes: 43
 

Percentage of zip code residents living and working in this county: 38.0%

Household type by relationship:

Households: 2,059
  • In family households: 1,787 (454 male householders, 120 female householders)
    449 spouses, 653 children (635 natural, 6 adopted, 12 stepchildren), 27 grandchildren, 7 brothers or sisters, 4 parents, 11 other relatives, 62 non-relatives
  • In nonfamily households: 272 (130 male householders (90 living alone)), 71 female householders (58 living alone)), 71 nonrelatives

Size of family households: 296 2-persons, 128 3-persons, 91 4-persons, 68 5-persons, 14 6-persons, 38 7-or-more-persons

Size of nonfamily households: 272 1-person, 40 2-persons, 5 3-persons, 13 4-persons, 25 5-persons

289 married couples with children.
128 single-parent households (40 men, 88 women).

96.0% of residents of 13324 zip code speak English at home.
5.8% of residents speak Spanish at home (60% very well, 24% well, 16% not well).
6.4% of residents speak other Indo-European language at home (56% very well, 15% well, 24% not well, 5% not at all).
0.6% of residents speak Asian or Pacific Island language at home (58% very well, 42% not well).
0.7% of residents speak other language at home (50% very well, 50% well).

Foreign born population: 59 (3.1%)
(40.8% of them are naturalized citizens)
This zip code:

3.1%
Whole state:

21.9%

Most common places of birth for the foreign-born residents:

  • Canada (39%)
  • Philippines (22%)
  • United Kingdom (17%)
  • Germany (11%)
  • Spain (11%)

Year of entry for the foreign-born population

  • 2000 or later: 38
  • 1990 to 1999: 15
  • 1980 to 1989: 3
  • Before 1980: 41

Races in zip code 13324:

White population: 1,981
Black population: 20
American Indian population: 102
Asian population: 23
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 38
Hispanic or Latino population: 97

Zip code 13324 topographic map


Zip code 13324 marital status for males
Zip code 13324 marital status for females


Housing units lacking complete plumbing facilities: 18.6%

Housing units lacking complete kitchen facilities: 18.1%

Most commonly used house heating fuel:

  • Fuel oil, kerosene, etc. (36%)
  • Bottled, tank, or LP gas (31%)
  • Wood (22%)
  • Electricity (5%)
  • Utility gas (4%)
  • Other fuel (1%)
  • Coal or coke (1%)

Population in 1990: 1,853. Population change in the 1990s: +136 (+7.3%).

Place of birth for U.S.-born residents:

  • This state: 1,885
  • Northeast: 72
  • Midwest: 12
  • South: 50
  • West: 16

75% of the 13324 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 53% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 40
Here:

13.7%
New York:

14.0%

Students in private schools in grades 9 to 12 (high school): 81
Here:

40.2%
New York:

12.8%

Students in private undergraduate colleges: 119
Here:

60.2%
New York:

36.6%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Top industries in this zip code by the number of employees in 2005:

  • Other Services (except Public Administration): Labor Unions and Similar Labor Organizations (5-9 employees: 1 establishment)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (1-4: 2)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 1)
  • Health Care and Social Assistance: Vocational Rehabilitation Services (1-4: 1)
  • Construction: Manufacturing (1-4: 1)
  • Administrative and Support and Waste Management and Remediation Services: Other Services to Buildings and Dwellings (1-4: 1)
  • Accommodation and Food Services: RV (Recreational Vehicle) Parks and Campgrounds (1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)





Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans		B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)		G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$116,30813$193,05832$160,67911$58,31716$270,2393$49,487
APPLICATIONS APPROVED, NOT ACCEPTED1$50,1501$342,1204$155,1101$4,6202$242,4000$0
APPLICATIONS DENIED0$03$170,98314$143,0148$18,4393$198,3804$54,198
APPLICATIONS WITHDRAWN0$01$34,3209$150,2370$02$204,3600$0
FILES CLOSED FOR INCOMPLETENESS0$00$01$168,1600$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0114.00 , 0115.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
NumberAverage Value
LOANS ORIGINATED1$146,540
APPLICATIONS APPROVED, NOT ACCEPTED1$187,340
APPLICATIONS DENIED0$0
APPLICATIONS WITHDRAWN0$0
FILES CLOSED FOR INCOMPLETENESS0$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 2002 2001 1999

Detailed PMIC statistics for the following Tracts: 0114.00 , 0115.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 13324 among deceased individuals
NameCountLived (average)
John2072.2 years
James1868.2 years
George1474.1 years
William1471.7 years
Robert1369.2 years
Charles1368.8 years
Mary1077.7 years
Frank973.2 years
Kenneth871.2 years
Raymond874.4 years
Most common last names in zip code 13324 among deceased individuals
Last nameCountLived (average)
Miller1172.9 years
Pomichter963.1 years
Sheppard873.6 years
Rickard771.6 years
Gauthier675.0 years
Jones675.8 years
Rommel677.2 years
Baker559.0 years
Flansburg583.1 years
Blue587.8 years


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