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Profiles Cold Brook, NY (13324) houses, apartments, residents, cars, jobs...

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City: Cold Brook, NY (0.35%)
County: Herkimer County, NY

Estimated zip code population in 2011: 2,368
Zip code population in 2010: 2,149
Zip code population in 2000: 1,989




Age and Sex of Residents in zip code 13324

Zip code 13324 (Cold Brook, New York) real estate house value trends

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Houses and condos: 1,497
Renter-occupied apartments: 170
% of renters here:

18%
State:

46%

Mar. 2012 cost of living index in zip code 13324: 96.5 (near average, U.S. average is 100)

Land area: 119.3 sq. mi.
Water area: 4.4 sq. mi.
Population density: 20 people per square mile 
 
 (very low).

Real estate property taxes paid for housing units in 2011:
This zip code:

1.7% ($1,400)
New York:

1.5% ($4,273)

Median real estate property taxes paid for housing units with mortgages in 2011: $1,485 (1.5%)
Median real estate property taxes paid for housing units with no mortgage in 2011: $1,279 (1.8%)

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Males: 1,216  (51.4%)
Females: 1,152  (48.6%)

For population 25 years and over in 13324:

  • High school or higher: 88.6%
  • Bachelor's degree or higher: 13.0%
  • Graduate or professional degree: 5.8%
  • Unemployed: 13.1%
  • Mean travel time to work (commute): 30.3 minutes

For population 15 years and over in 13324:

  • Never married: 23.1%
  • Now married: 55.7%
  • Separated: 3.5%
  • Widowed: 5.3%
  • Divorced: 12.4%

Zip code 13324 compared to state average:

  • Median house value significantly below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.

Zip code 13324 races chart

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Discuss zip code 13324 area on our local forum with over 1,500,000 registered users
100% rural population.

Estimated median house/condo value in 2011: $83,800
13324:

$83,800
New York:

$285,300



According to our research of New York and other state lists there were 7 registered sex offenders living in 13324 zip code as of December 21, 2014.
The ratio of number of residents in zip code 13324 to the number of sex offenders is 311 to 1.


Median resident age:
This zip code:

41.4 years
New York median age:

38.1 years

Average household size:
This zip code:

2.5 people
New York:

2.6 people

Averages for the 2004 tax year for zip code 13324, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $33,502 (Individual Income Tax Returns)
Here:

$33,502
State:

$59,519

Salary/wage: $31,787 (reported on 89.3% of returns)
Here:

$31,787
State:

$50,673
(% of AGI for various income ranges: 100.7% for AGIs below $10k, 77.9% for AGIs $10k-25k, 86.9% for AGIs $25k-50k, 84.9% for AGIs $50k-75k, 86.6% for AGIs $75k-100k, 80.0% for AGIs over 100k)

Taxable interest for individuals: $392 (reported on 35.7% of returns)
This zip code:

$392
New York:

$2,377
(% of AGI for various income ranges: 3.1% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Taxable dividends: $280 (reported on 17.3% of returns)
Here:

$280
State:

$5,394
(% of AGI for various income ranges: 1.3% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Net capital gain/loss: +$374 (reported on 10.5% of returns)
Here:

+$374
State:

+$23,581
(% of AGI for various income ranges: -2.7% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.9% for AGIs over 100k)

Profit/loss from business: +$2,743 (reported on 13.0% of returns)
Here:

+$2,743
State:

+$13,809
(% of AGI for various income ranges: -5.3% for AGIs below $10k, 5.0% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.2% for AGIs $50k-75k)

IRA payment deduction: $2,941 (reported on 2.0% of returns)
13324:

$2,941
New York:

$3,115

Total itemized deductions: $13,240 (20% of AGI, reported on 20.2% of returns)
Here:

$13,240
State:

$25,864

Here:

20.4% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 4.4% for AGIs $10k-25k, 5.8% for AGIs $25k-50k, 9.8% for AGIs $50k-75k, 11.2% for AGIs $75k-100k, 11.8% for AGIs over 100k)

Charity contributions deductions: $1,510 (2% of AGI, reported on 17.9% of returns)
Here:

$1,510
State:

$4,439

Here:

2.3% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Total tax: $3,993 (reported on 69.6% of returns)
13324:

$3,993
State:

$11,730
(% of AGI for various income ranges: 2.4% for AGIs below $10k, 4.1% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 16.8% for AGIs over 100k)

Earned income credit: $1,686 (reported on 21.7% of returns)
Here:

$1,686
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 62.5%
Here:

62%
State:

67%
(% for various income ranges: 53.5% for AGIs below $10k, 70.0% for AGIs $10k-25k, 59.8% for AGIs $25k-50k, 67.2% for AGIs $50k-75k, 54.0% for AGIs $75k-100k, 82.6% for AGIs over 100k)


Estimated median household income in 2011:
This zip code:

$40,755
New York:

$55,246

Cold Brook, NY (13324) map

Nearest zip codes: 13416, 13352, 13431, 13435, 13438, 13406.

Percentage of family households:
This zip code:

53.6%
New York:

49.0%

Percentage of households with unmarried partners:
This zip code:

10.4%
New York:

6.0%


Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.9% of all households
  • Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 122
Household did not receive Food Stamps/SNAP in the past 12 months: 841


Women who had a birth in the past 12 months: 6 (2 now married, 4 unmarried)
Women who did not have a birth in the past 12 months: 531 (277 now married, 254 unmarried)


Housing units in zip code 13324 with a mortgage: 399 (8 second mortgage, 39 home equity loan, 9 both second mortgage and home equity loan)
Houses without a mortgage: 394

Median monthly owner costs for units with a mortgage: $966
Median monthly owner costs for units without a mortgage: $390

Residents with income below the poverty level in 2011:
This zip code:

10.8%
Whole state:

16.0%

Residents with income below 50% of the poverty level in 2011:
This zip code:

5.2%
Whole state:

8.8%

Median number of rooms in houses and condos:
Here:

5.8
State:

6.4

Median number of rooms in apartments:
Here:

5.1
State:

3.9


Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 13324: Wilmurt (A), Pardeeville Corners (B), Woodin Corners (C), Wilmurt Corners (D), Poland Volunteer Fire Company Station 2 (E). Display/hide their locations on the map

Cemeteries: Hurricane Cemetery (1), Smith Cemetery (2), Cold Brook Cemetery (3), Ohio Cemetery (4), Brondstatter Cemetery (5), Faiview Cemetery (6), Century Cemetery (7). Display/hide their locations on the map

Lakes, reservoirs, and swamps: Mad Tom Lake (A), Mill Creek Lake (B), Spectacle Lake (C), Swan Lake (D), Lake Tamarack (E), Tom Kettle Lake (F), White Lead Lake (G), Atwood Lake (H). Display/hide their locations on the map

Streams, rivers, and creeks: Buttermilk Brook (A), Paul Brook (B), Wilt Brook (C), Fox Brook (D), Taynter Brook (E), South Branch West Canada Creek (F), Fourmile Brook (G), Concklin Brook (H), Remus Brook (I). Display/hide their locations on the map

Park in zip code 13324: Maurice F Luther Memorial Park (1). Display/hide its location on the map

 

Year house built

  • 2005 or later: 40
  • 2000 to 2004: 94
  • 1990 to 1999: 147
  • 1980 to 1989: 232
  • 1970 to 1979: 279
  • 1960 to 1969: 156
  • 1950 to 1959: 99
  • 1940 to 1949: 101
  • 1939 or earlier: 349


Zip code 13324 satellite photo by USGS

Bedrooms in houses/apartments in 13324
Owner-occupied Renter-occupied
  • no bedroom: 8
  • 1 bedroom: 62
  • 2 bedrooms: 222
  • 3 bedrooms: 329
  • 4 bedrooms: 119
  • 5+ bedrooms: 53
  • no bedroom: 0
  • 1 bedroom: 2
  • 2 bedrooms: 76
  • 3 bedrooms: 78
  • 4 bedrooms: 12
  • 5+ bedrooms: 2
Cars and other vehicles available in 13324 in houses/condos/apartments
Owner-occupied Renter-occupied
  • no vehicle: 15
  • 1 vehicle: 207
  • 2 vehicles: 406
  • 3 vehicles: 111
  • 4 vehicles: 33
  • 5+ vehicles: 21
  • no vehicle: 29
  • 1 vehicle: 78
  • 2 vehicles: 52
  • 3 vehicles: 11
  • 4 vehicles: 0
  • 5+ vehicles: 0


Estimated household income distribution in 2009:

Zip code 13324 household income distribution in 2009

Zip code 13324 house/condo values in 2011

Estimate of home value of owner-occupied houses/condos in 2011 in zip code 13324:

  • Less than $10,000: 17
  • $10,000 to $14,999: 8
  • $15,000 to $19,999: 4
  • $20,000 to $24,999: 35
  • $25,000 to $29,999: 19
  • $30,000 to $34,999: 23
  • $35,000 to $39,999: 6
  • $40,000 to $49,999: 61
  • $50,000 to $59,999: 62
  • $60,000 to $69,999: 83
  • $70,000 to $79,999: 52
  • $80,000 to $89,999: 69
  • $90,000 to $99,999: 36
  • $100,000 to $124,999: 104
  • $125,000 to $149,999: 58
  • $150,000 to $174,999: 49
  • $175,000 to $199,999: 38
  • $200,000 to $249,999: 16
  • $250,000 to $299,999: 18
  • $300,000 to $399,999: 21
  • $400,000 to $499,999: 11
  • $1,000,000 or more: 3

 



13324 rent paid by renters

Rent paid by renters in 2011 in zip code 13324:

  • $200 to $249: 8
  • $250 to $299: 7
  • $300 to $349: 18
  • $350 to $399: 30
  • $400 to $449: 10
  • $450 to $499: 6
  • $500 to $549: 16
  • $550 to $599: 19
  • $600 to $649: 15
  • $650 to $699: 4
  • $700 to $749: 13
  • $1,000 to $1,249: 2
  • No cash rent: 22
 


Median gross rent in 2011: $765.

Estimated median house (or condo) value in 2011 for:

  • White Non-Hispanic householders: $80,765
  • American Indian or Alaska Native householders: $93,913

Estimated median house or condo value in 2011: $83,800
13324:

$83,800
New York:

$285,300
Lower value quartile - upper value quartile: $54,100 - $131,800

Mean price in 2011:

Detached houses: $132,313
Here:

$132,313
State:

$326,901

Townhouses or other attached units: $181,025
Here:

$181,025
State:

$445,255

In 2-unit structures: $73,680
Here:

$73,680
State:

$453,738

In 3-to-4-unit structures: $149,206
Here:

$149,206
State:

$557,235

In 5-or-more-unit structures: $137,068
Here:

$137,068
State:

$668,663

Mobile homes: $52,701
Here:

$52,701
State:

$65,563

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 1,173
  • One, attached: 13
  • Two: 12
  • 3 or 4: 4
  • Mobile homes: 295

Unemployment: 13.1%
13324 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 859 (86%)
  • Carpooled: 58 (6%)
  • Bus or trolley bus: 4 (0%)
  • Walked: 40 (4%)
  • Other means: 15 (1%)
  • Worked at home: 25 (2%)
 

13324 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 56
  • 5 to 9 minutes: 43
  • 10 to 14 minutes: 59
  • 15 to 19 minutes: 69
  • 20 to 24 minutes: 50
  • 25 to 29 minutes: 96
  • 30 to 34 minutes: 196
  • 35 to 39 minutes: 105
  • 40 to 44 minutes: 111
  • 45 to 59 minutes: 137
  • 60 to 89 minutes: 33
  • 90 or more minutes: 21
 

Percentage of zip code residents living and working in this county: 36.8%

Household type by relationship:

Households: 2,368
  • In family households: 1,916 (343 male householders, 297 female householders)
    507 spouses, 592 children (576 natural, 6 adopted, 11 stepchildren), 62 grandchildren, 24 brothers or sisters, 26 parents, 17 other relatives, 48 non-relatives
  • In nonfamily households: 452 (187 male householders (133 living alone)), 136 female householders (91 living alone)), 129 nonrelatives

Size of family households: 294 2-persons, 145 3-persons, 118 4-persons, 43 5-persons, 32 6-persons, 8 7-or-more-persons

Size of nonfamily households: 224 1-person, 83 2-persons, 3 3-persons, 13 4-persons

305 married couples with children.
110 single-parent households (20 men, 90 women).

97.7% of residents of 13324 zip code speak English at home.
1.4% of residents speak Spanish at home (88% very well, 13% not well).
0.6% of residents speak other Indo-European language at home (100% very well).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).
0.2% of residents speak other language at home (40% very well, 60% well).

Foreign born population: 5 (0.2%)
(60.0% of them are naturalized citizens)
This zip code:

0.2%
Whole state:

22.2%

Most common places of birth for the foreign-born residents:

  • Peru (60%)
  • Philippines (40%)

Year of entry for the foreign-born population

  • 2000 or later: 0
  • 1990 to 1999: 5
  • 1980 to 1989: 4
  • Before 1980: 7

Races in zip code 13324:

White population: 2,094
Black population: 2
American Indian population: 10
Asian population: 12
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 9
Hispanic or Latino population: 22

Most common first ancestries reported in 13324 (%):



  • German (20%)
  • Irish (11%)
  • English (10%)
  • American (9%)
  • Polish (8%)
  • Other groups (8%)
  • Italian (4%)


Zip code 13324 topographic map


Zip code 13324 marital status for males
Zip code 13324 marital status for females


Housing units lacking complete plumbing facilities: 23.0%

Housing units lacking complete kitchen facilities: 21.5%

Most commonly used house heating fuel:

  • Fuel oil, kerosene, etc. (53%)
  • Wood (33%)
  • Bottled, tank, or LP gas (10%)
  • Other fuel (2%)
  • Utility gas (1%)
  • Electricity (1%)

Population in 1990: 1,853. Population change in the 1990s: +136 (+7.3%).

Place of birth for U.S.-born residents:

  • This state: 2,043
  • Northeast: 148
  • Midwest: 39
  • South: 80
  • West: 42

75% of the 13324 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 53% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

92% of the 13324 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 52% moved from this county.
   Out of people who lived in different houses, 48% moved from different county within same state.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 3
Here:

1.2%
New York:

13.3%

Students in private schools in grades 9 to 12 (high school): 3
Here:

1.8%
New York:

12.8%

Students in private undergraduate colleges: 25
Here:

23.6%
New York:

35.6%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Occupation by median earnings in the past 12 months ($)

  • Computer and mathematical occupations: 70,625
  • Architecture and engineering occupations: 63,750
  • Education, training, and library occupations: 53,750
  • Law enforcement workers including supervisors: 53,750
  • Health diagnosing and treating practitioners and other technical occupations: 50,893
  • Fire fighting and prevention, and other protective service workers including supervisors: 42,500

Top industries in this zip code by the number of employees in 2005:

  • Other Services (except Public Administration): Labor Unions and Similar Labor Organizations (5-9 employees: 1 establishment)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (1-4: 2)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 1)
  • Health Care and Social Assistance: Vocational Rehabilitation Services (1-4: 1)
  • Construction: Manufacturing (1-4: 1)
  • Administrative and Support and Waste Management and Remediation Services: Other Services to Buildings and Dwellings (1-4: 1)
  • Accommodation and Food Services: RV (Recreational Vehicle) Parks and Campgrounds (1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$116,30813$193,05832$160,67911$58,31716$270,2393$49,487
APPLICATIONS APPROVED, NOT ACCEPTED1$50,1501$342,1204$155,1101$4,6202$242,4000$0
APPLICATIONS DENIED0$03$170,98314$143,0148$18,4393$198,3804$54,198
APPLICATIONS WITHDRAWN0$01$34,3209$150,2370$02$204,3600$0
FILES CLOSED FOR INCOMPLETENESS0$00$01$168,1600$00$00$0

Detailed HMDA statistics for the following Tracts: 0114.00 , 0115.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
NumberAverage Value
LOANS ORIGINATED1$146,540
APPLICATIONS APPROVED, NOT ACCEPTED1$187,340
APPLICATIONS DENIED0$0
APPLICATIONS WITHDRAWN0$0
FILES CLOSED FOR INCOMPLETENESS0$0

Detailed PMIC statistics for the following Tracts: 0114.00 , 0115.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 13324 among deceased individuals
NameCountLived (average)
John2072.2 years
James1868.2 years
George1474.1 years
William1471.7 years
Robert1369.2 years
Charles1368.8 years
Mary1077.7 years
Frank973.2 years
Kenneth871.2 years
Raymond874.4 years
Most common last names in zip code 13324 among deceased individuals
Last nameCountLived (average)
Miller1172.9 years
Pomichter963.1 years
Sheppard873.6 years
Rickard771.6 years
Gauthier675.0 years
Jones675.8 years
Rommel677.2 years
Baker559.0 years
Flansburg583.1 years
Blue587.8 years


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