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13428 Zip Code Detailed Profile

 



Profiles Palatine Bridge, NY (13428) houses, apartments, residents, cars, jobs...

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City: Palatine Bridge, NY
Montgomery County, NY
Zip code population (2000): 1,698
Estimated zip code population in 2007: 1,662

Age and Sex of Residents in zip code 13428

Zip code 13428 (Palatine Bridge, New York) real estate house value trends

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Palatine Bridge, NY (13428) map from a distance

Houses and condos: 708
Renter-occupied apartments: 161
% of renters here:  25%
State:  47%

2008 cost of living index in zip code 13428: 84.1 (less than average, U.S. average is 100)

Land area: 15.5 sq. mi.
Water area: 0.0 sq. mi.
Population density: 107 people per square mile 
 
  (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  3.7% ($1,627)
New York:  2.4% ($2,847)

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Males: 810  (47.7%)
Females: 888  (52.3%)

Zip code 13428 races chart


13428, NY forum
Recent posts about zip code 13428 area on our local forum with over 700,000 registered users:
Places to live near Oneonta?  (11 replies)
Urban population: 1,118
Rural population: 580

Estimated median house/condo value in 2007: $112,516
13428:  $112,516
New York:  $311,000


According to our research of public records there were 2 registered sex offenders living in 13428 zip code in early 2007.

Median resident age:  42.0 years
New York median age:  35.9 years

Average household size:
This zip code:  2.5 people
New York:  2.6 people

Averages for the 2004 tax year for zip code 13428, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $35,153 (Individual Income Tax Returns)
Here:  $35,153
State:  $59,519

Salary/wage: $33,011 (reported on 80.0% of returns)
Here:  $33,011
State:  $50,673
(% of AGI for various income ranges: 93.3% for AGIs below $10k, 71.2% for AGIs $10k-25k, 79.4% for AGIs $25k-50k, 78.7% for AGIs $50k-75k, 74.2% for AGIs $75k-100k, 65.2% for AGIs over 100k)

Taxable interest for individuals: $985 (reported on 51.8% of returns)
This zip code:  $985
New York:  $2,377
(% of AGI for various income ranges: 3.9% for AGIs below $10k, 4.8% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Taxable dividends: $2,368 (reported on 27.8% of returns)
Here:  $2,368
State:  $5,394
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 3.2% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Net capital gain/loss: +$2,672 (reported on 18.2% of returns)
Here:  +$2,672
State:  +$23,581
(% of AGI for various income ranges: -1.9% for AGIs below $10k, 1.7% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, -0.3% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 6.6% for AGIs over 100k)

Profit/loss from business: +$800 (reported on 12.2% of returns)
Here:  +$800
State:  +$13,809
(% of AGI for various income ranges: 5.2% for AGIs below $10k, 1.7% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, -1.4% for AGIs $75k-100k)

IRA payment deduction: $1,500 (reported on 2.8% of returns)
13428:  $1,500
New York:  $3,115

Total itemized deductions: $15,586 (1% of AGI, reported on 19.6% of returns)
Here:  $15,586
State:  $25,864
(% of AGI for various income ranges: 7.1% for AGIs $10k-25k, 9.7% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 9.2% for AGIs $75k-100k, 9.4% for AGIs over 100k)

Charity contributions deductions: $2,054 (2.9% of AGI, reported on 17.0% of returns)
Here:  $2,054
New York:  $4,439

Here:  2.9% of AGI
State:  3.6% of AGI
(% of AGI for various income ranges: 0.9% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Total tax: $4,571 (reported on 71.3% of returns)
13428:  $4,571
State:  $11,730
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 3.7% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 18.4% for AGIs over 100k)

Earned income credit: $1,452 (reported on 17.6% of returns)
Here:  $1,452
State:  $1,757
(% of AGI for various income ranges: 8.7% for AGIs below $10k, 3.4% for AGIs $10k-25k, 0.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 61.8%
Here:  62%
State:  67%
(% for various income ranges: 56.5% for AGIs below $10k, 59.2% for AGIs $10k-25k, 60.4% for AGIs $25k-50k, 68.6% for AGIs $50k-75k, 69.0% for AGIs $75k-100k, 87.0% for AGIs over 100k)


Estimated median household income in 2007: $39,281
This zip code:  $39,281
New York:  $53,514
Palatine Bridge, NY (13428) map

Nearest zip codes: 13317, 13339, 13452, 12166, 13459, 12068.


Percentage of family households:
This zip code:  70.5%
Whole state:  65.7%

Percentage of households with unmarried partners:
This zip code:  5.9%
Whole state:  5.4%

No gay or lesbian households reported

Housing units in zip code 13428 with a mortgage: 137 (9 second mortgage, 27 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 178


Median monthly owner costs for units with a mortgage: $1,135

Median monthly owner costs for units without a mortgage: $476

Residents with income below the poverty level in 2007:
This zip code:  8.8%
Whole state:  13.7%

Residents with income below 50% of the poverty level in 2007:
This zip code:  3.7%
Whole state:  6.1%

Median number of rooms in houses and condos:
Here:  6.1
State:  6.3

Median number of rooms in apartments:
Here:  5.0
State:  3.6


Zip code 13428 close-up map

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Notable locations in this zip code not listed on our city pages:

Creek: Knauderack Creek (A). Display/hide its location on the map

 

Year house built:
  • 1999 to March 2000: 17
  • 1995 to 1998: 26
  • 1990 to 1994: 66
  • 1980 to 1989: 70
  • 1970 to 1979: 69
  • 1960 to 1969: 52
  • 1950 to 1959: 61
  • 1940 to 1949: 35
  • 1939 or earlier: 319



Zip code 13428 satellite photo by USGS


Bedrooms in owner-occupied houses in Palatine Bridge, NY (13428):
  • no bedroom: 0
  • 1 bedrooms: 17
  • 2 bedrooms: 138
  • 3 bedrooms: 210
  • 4 bedrooms: 97
  • 5 or more bedrooms: 30


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 0
  • 1 bedrooms: 51
  • 2 bedrooms: 29
  • 3 bedrooms: 61
  • 4 bedrooms: 15
  • 5 or more bedrooms: 5



Vehicles available in 13428 zip code in owner-occupied houses/condos:
  • no vehicle: 8
  • 1 vehicle: 158
  • 2 vehicles: 229
  • 3 vehicles: 86
  • 4 vehicles: 8
  • 5 or more vehicles: 3


Vehicles available in renter-occupied apartments:
  • no vehicle: 18
  • 1 vehicle: 96
  • 2 vehicles: 38
  • 3 vehicles: 7
  • 4 vehicles: 2
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 13428 household income distribution in 2007

Zip code 13428 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 13428:

  • Less than $10,000: 7
  • $10,000 to $14,999: 4
  • $15,000 to $19,999: 4
  • $20,000 to $24,999: 8
  • $25,000 to $29,999: 9
  • $30,000 to $34,999: 7
  • $35,000 to $39,999: 7
  • $40,000 to $49,999: 11
  • $50,000 to $59,999: 18
  • $60,000 to $69,999: 36
  • $70,000 to $79,999: 32
  • $80,000 to $89,999: 28
  • $90,000 to $99,999: 30
  • $100,000 to $124,999: 80
  • $125,000 to $149,999: 73
  • $150,000 to $174,999: 30
  • $175,000 to $199,999: 28
  • $200,000 to $249,999: 17
  • $250,000 to $299,999: 19
  • $300,000 to $399,999: 15
  • $400,000 to $499,999: 11
  • $500,000 to $749,999: 7
 



13428 rent paid by renters


Rent paid by renters in 2007 in zip code 13428:

  • $100 to $149: 8
  • $150 to $199: 9
  • $200 to $249: 18
  • $250 to $299: 6
  • $300 to $349: 17
  • $350 to $399: 7
  • $400 to $449: 14
  • $450 to $499: 4
  • $500 to $549: 8
  • $550 to $599: 1
  • No cash rent: 8
 


Median price asked for vacant for-sale houses and condos in 2007: $68,478.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $119,469
  • Two or more races householders: $158,028

Estimated median house or condo value in 2007: $107,813 (it was $53,400 in 2000)
13428:  $107,813
New York:  $311,000
Lower value quartile - upper value quartile: $75,006 - $187,161

Mean price in 2007:
Detached houses: $131,179
Here:  $131,179
State:  $352,556

Townhouses or other attached units: $116,284
Here:  $116,284
State:  $476,263

In 2-unit structures: $193,031
Here:  $193,031
State:  $482,362

In 3-to-4-unit structures: $251,628
Here:  $251,628
State:  $552,553

Mobile homes: $31,178
Here:  $31,178
State:  $40,766


Owners and renters by unit type in %


Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 437
  • One, attached: 10
  • Two: 47
  • 3 or 4: 33
  • 5 to 9: 2
  • 20 to 49: 35
  • Mobile homes: 149
  • Boats, RVs, vans, etc.: 2
13428 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 574 (82%)
  • Carpooled: 64 (9%)
  • Bus or trolley bus: 2 (0%)
  • Motorcycle: 4 (1%)
  • Walked: 30 (4%)
  • Other means: 2 (0%)
  • Worked at home: 26 (4%)
 

13428 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 82
  • 5 to 9 minutes: 129
  • 10 to 14 minutes: 82
  • 15 to 19 minutes: 110
  • 20 to 24 minutes: 44
  • 25 to 29 minutes: 34
  • 30 to 34 minutes: 91
  • 35 to 39 minutes: 10
  • 40 to 44 minutes: 24
  • 45 to 59 minutes: 33
  • 60 to 89 minutes: 20
  • 90 or more minutes: 17
 

Percentage of zip code residents living and working in this county: 72.5%


Household type by relationship
Households: 1,615

  • In family households: 1,397 (359 male householders, 102 female householders)
    387 spouses, 461 children (444 natural, 4 adopted, 13 stepchildren), 31 grandchildren, 10 brothers or sisters, 10 parents, 16 other relatives, 21 non-relatives
  • In nonfamily households: 218 (78 male householders (63 living alone)), 107 female householders (96 living alone)), 33 nonrelatives
  • In group quarters: 69 (all institutionalized)

Size of family households: 219 2-persons, 92 3-persons, 90 4-persons, 38 5-persons, 18 6-persons, 4 7-or-more-persons.

Size of nonfamily households: 159 1-person, 22 2-persons, 2 3-persons, 2 4-persons.

292 married couples with children.
66 single-parent households (32 men, 34 women).

95.3% of residents of 13428 zip code speak English at home.
2.1% of residents speak Spanish at home (65% very well, 29% well, 6% not well).
1.9% of residents speak other Indo-European language at home (81% very well, 13% well, 6% not well).
0.5% of residents speak Asian or Pacific Island language at home (25% very well, 75% well).
0.2% of residents speak other language at home (100% very well).

Foreign born population: 15 (0.9%)
(46.7% of them are naturalized citizens)

This zip code:  0.9%
Whole state:  20.4%

Most common places of birth for the foreign-born residents:



  • Japan (40%)
  • Netherlands (27%)
  • Hungary (13%)
  • Poland (13%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 6
  • 1990 to 1994: 0
  • 1985 to 1989: 0
  • 1980 to 1984: 0
  • 1975 to 1979: 3
  • 1970 to 1974: 0
  • 1970 to 1974: 0
  • 1965 to 1969: 6

White population: 1,668
Black population: 1
American Indian population: 6
Asian population: 10
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 1
Two or more races population: 12

Zip code 13428 races chart


First ancestries reported:

 German: 381
 Italian: 161
 United States or American: 131
 Irish: 130
 Dutch: 86
 English: 79
 French (except Basque): 62
 Other groups: 55
 Polish: 48
 French Canadian: 24
 Scottish: 24
 Scotch-Irish: 16
 European: 13
 Czech: 11
 Norwegian: 8
 Pennsylvania German: 8
 Swedish: 6
 Welsh: 6
 Austrian: 5
 Hungarian: 5
 Slovak: 4
 Arab:: 3
 Lebanese: 3
 Scandinavian: 3
 British: 2
 Lithuanian: 2
 Danish: 2
 Ukrainian: 2
 Portuguese: 1



Zip code 13428 topographic map


Median worth of mobile homes: $37,763

Zip code 13428 marital status for males
Zip code 13428 marital status for females


Housing units lacking complete plumbing facilities: 1%

Housing units lacking complete kitchen facilities: 1%

Most commonly used house heating fuel:
  • Fuel oil, kerosene, etc. (41%)
  • Utility gas (38%)
  • Electricity (10%)
  • Bottled, tank, or LP gas (6%)
  • Wood (4%)
  • Other fuel (1%)
  • Coal or coke (1%)


Place of birth for U.S.-born residents:

  • This state: 1493
  • Northeast: 106
  • Midwest: 35
  • South: 16
  • West: 17

64% of the 13428 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 62% lived in this county.
   Out of people who lived in different counties, 67% lived in New York.

Population in 1990: 1,738. Population change in the 1990s: -40 (-2.3%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 1
Here:  0.5%
New York:  14.0%

Students in private schools in grades 9 to 12 (high school): 0
Here:  0.0%
New York:  13.2%

Students in private undergraduate colleges: 12
Here:  27.9%
New York:  38.2%


Educational Attainment

School Enrollment by Level of School


Class of Workers


Top industries in this zip code by the number of employees in 2005:

  • Information: Periodical Publishers (100-249 employees: 1 establishment)
  • Health Care and Social Assistance: Nursing Care Facilities (50-99: 1)
  • Accommodation and Food Services: Limited-Service Restaurants (20-49: 1)
  • Accommodation and Food Services: Full-Service Restaurants (10-19: 1, 1-4: 2)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




70 people in nursing homes


Home Mortgage Disclosure Act Aggregated Statistics For Year 2003
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans		B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED5$52,13612$79,01145$57,2675$17,5781$137,040
APPLICATIONS APPROVED, NOT ACCEPTED0$01$147,4703$51,8870$00$0
APPLICATIONS DENIED1$35,7504$59,58519$71,06910$17,6521$14,900
APPLICATIONS WITHDRAWN0$01$54,37017$79,9131$3,7200$0
FILES CLOSED FOR INCOMPLETENESS0$01$11,1702$86,7700$00$0
Choose year:  2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0723.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2003
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans		B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$107,9956$70,260
APPLICATIONS APPROVED, NOT ACCEPTED1$93,1004$69,268
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN2$70,3851$39,470
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0723.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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