Estimated median household income in 2007: $55,989
| This zip code: | $55,989 | | New York: | $53,514 |
Nearest zip codes: 14039, 14591, 14143, 14020, 14005, 14525.
Percentage of family households:
| This zip code: | 76.6% | | Whole state: | 65.7% |
Percentage of households with unmarried partners:
| This zip code: | 6.3% | | Whole state: | 5.4% |
No gay or lesbian households reported
Housing units in zip code 14054 with a mortgage: 222 (17 second mortgage, 47 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 79
Median monthly owner costs for units with a mortgage: $1,277
Median monthly owner costs for units without a mortgage: $451
Residents with income below the poverty level in 2007:
| This zip code: | 2.5% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.4% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.3 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 5.5 | | State: | 3.6 |
Year house built: |
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- 1999 to March 2000: 3
- 1995 to 1998: 13
- 1990 to 1994: 18
- 1980 to 1989: 39
- 1970 to 1979: 98
- 1960 to 1969: 56
- 1950 to 1959: 53
- 1940 to 1949: 30
- 1939 or earlier: 229
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Bedrooms in owner-occupied houses in 14054: |
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- no bedroom: 2
- 1 bedrooms: 8
- 2 bedrooms: 56
- 3 bedrooms: 263
- 4 bedrooms: 76
- 5 or more bedrooms: 23
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 3
- 1 bedrooms: 17
- 2 bedrooms: 24
- 3 bedrooms: 22
- 4 bedrooms: 9
- 5 or more bedrooms: 11
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Vehicles available in 14054 zip code in owner-occupied houses/condos: |
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- no vehicle: 4
- 1 vehicle: 97
- 2 vehicles: 223
- 3 vehicles: 73
- 4 vehicles: 22
- 5 or more vehicles: 9
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 6
- 1 vehicle: 40
- 2 vehicles: 35
- 3 vehicles: 0
- 4 vehicles: 3
- 5 or more vehicles: 2
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 14054:
- $30,000 to $34,999: 1
- $35,000 to $39,999: 1
- $40,000 to $49,999: 3
- $50,000 to $59,999: 7
- $60,000 to $69,999: 7
- $70,000 to $79,999: 5
- $80,000 to $89,999: 7
- $90,000 to $99,999: 9
- $100,000 to $124,999: 44
- $125,000 to $149,999: 70
- $150,000 to $174,999: 60
- $175,000 to $199,999: 71
- $200,000 to $249,999: 83
- $250,000 to $299,999: 38
- $300,000 to $399,999: 26
- $400,000 to $499,999: 4
- $500,000 to $749,999: 1
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Rent paid by renters in 2007 in zip code 14054:
- $200 to $249: 4
- $250 to $299: 2
- $300 to $349: 4
- $350 to $399: 6
- $400 to $449: 4
- $450 to $499: 3
- $500 to $549: 4
- $600 to $649: 1
- No cash rent: 31
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Median price asked for vacant for-sale houses and condos in 2007: $79,014.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $170,460
- Black or African American householders: $158,028
Estimated median house or condo value in 2007: $131,206 (it was $83,900 in 2000)
| 14054: | $131,206 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $150,037| Here: | $150,037 | | State: | $352,556 |
Townhouses or other attached units: $152,835| Here: | $152,835 | | State: | $476,263 |
In 2-unit structures: $164,289| Here: | $164,289 | | State: | $482,362 |
In 3-to-4-unit structures: $200,772| Here: | $200,772 | | State: | $552,553 |
Mobile homes: $68,167| Here: | $68,167 | | State: | $40,766 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 461
- One, attached: 6
- Two: 28
- 3 or 4: 22
- 5 to 9: 2
- Mobile homes: 20

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Means of transportation to work
- Drove a car alone: 629 (83%)
- Carpooled: 71 (9%)
- Bus or trolley bus: 2 (0%)
- Bicycle: 3 (0%)
- Walked: 12 (2%)
- Other means: 7 (1%)
- Worked at home: 30 (4%)
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Travel time to work
- Less than 5 minutes: 24
- 5 to 9 minutes: 62
- 10 to 14 minutes: 155
- 15 to 19 minutes: 161
- 20 to 24 minutes: 105
- 25 to 29 minutes: 21
- 30 to 34 minutes: 37
- 35 to 39 minutes: 19
- 40 to 44 minutes: 37
- 45 to 59 minutes: 56
- 60 to 89 minutes: 34
- 90 or more minutes: 13
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Percentage of zip code residents living and working in this county: 71.4%
Household type by relationship
Households: 1,408
- In family households: 1,263 (331 male householders, 71 female householders)
337 spouses, 464 children (421 natural, 14 adopted, 29 stepchildren), 21 grandchildren, 4 brothers or sisters, 5 parents, 5 other relatives, 25 non-relatives
- In nonfamily households: 145 (73 male householders (60 living alone)), 45 female householders (32 living alone)), 27 nonrelatives
- In group quarters: 1 (0 institutionalized population)
Size of family households: 156 2-persons, 97 3-persons, 80 4-persons, 47 5-persons, 19 6-persons, 3 7-or-more-persons.
Size of nonfamily households: 92 1-person, 24 2-persons, 2 3-persons.
267 married couples with children.
50 single-parent households (16 men, 34 women).
97.5% of residents of 14054 zip code speak English at home.
1.4% of residents speak Spanish at home (11% very well, 11% well, 79% not well).
1.0% of residents speak other Indo-European language at home (100% very well).
0.1% of residents speak other language at home (100% very well).
Foreign born population: 15 (1.1%)
(53.3% of them are naturalized citizens)
| This zip code: | 1.1% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Canada (40%)
- France (13%)
- Germany (13%)
- Netherlands (13%)
- Korea (13%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 0
- 1985 to 1989: 2
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 7
- 1965 to 1969: 6
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White population: 1,312
Black population: 11
American Indian population: 8
Asian population: 3
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 3
Two or more races population: 24

First ancestries reported:
|  German: 314 |
|  English: 198 |
|  Irish: 168 |
|  Italian: 119 |
|  United States or American: 84 |
|  Polish: 81 |
|  Dutch: 41 |
|  Other groups: 29 |
|  French (except Basque): 25 |
|  Scotch-Irish: 21 |
|  West Indian (excluding Hispanic groups):: 13 |
|  Jamaican: 13 |
|  Swedish: 12 |
|  French Canadian: 8 |
|  Danish: 8 |
|  British: 7 |
|  Canadian: 7 |
|  Northern European: 4 |
|  Pennsylvania German: 4 |
|  Welsh: 4 |
|  Arab:: 2 |
|  Slovak: 2 |
|  Arab/Arabic: 2 |
|  Scottish: 2 |
|  Lithuanian: 1 |

Median worth of mobile homes: $71,957
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (44%)
- Utility gas (28%)
- Bottled, tank, or LP gas (12%)
- Wood (7%)
- Electricity (7%)
- Coal or coke (2%)
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Place of birth for U.S.-born residents:
- This state: 1262
- Northeast: 55
- Midwest: 30
- South: 25
- West: 18
71% of the 14054 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 70% lived in this county.
Out of people who lived in different counties, 90% lived in New York.
Population in 1990: 1,569. Population change in the 1990s: -208 (-13.3%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 10
| Here: | 5.9% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 11
| Here: | 9.7% | | New York: | 13.2% |
Students in private undergraduate colleges: 8
| Here: | 16.3% | | New York: | 38.2% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Construction: Framing Contractors (10-19 employees: 1 establishment, 5-9 employees: 1 establishment)
- Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 2)
- Real Estate and Rental and Leasing: Construction, Mining, and Forestry Machinery and Equipment Rental and Leasing (5-9: 1)
- Professional, Scientific, and Technical Services: Engineering Services (5-9: 1)
- Finance and Insurance: Credit Unions (1-4: 1)
- Construction: Residential Remodelers (1-4: 1)
- Construction: Poured Concrete Foundation and Structure Contractors (1-4: 1)
- Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $85,060 | 29 | $96,179 | 81 | $77,227 | 18 | $14,384 | 1 | $43,030 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $125,870 | 1 | $101,840 | 11 | $77,393 | 3 | $25,103 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $73,155 | 6 | $56,658 | 44 | $84,238 | 9 | $16,894 | 2 | $64,905 |
| APPLICATIONS WITHDRAWN | 1 | $141,290 | 0 | $0 | 29 | $81,538 | 2 | $32,275 | 1 | $42,310 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $38,730 | 4 | $67,775 | 1 | $2,870 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $90,845 | 19 | $86,668 | 55 | $77,392 | 9 | $23,508 | 1 | $27,250 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $35,860 | 10 | $87,068 | 2 | $21,155 | 1 | $51,640 |
| APPLICATIONS DENIED | 1 | $48,770 | 6 | $46,977 | 24 | $67,775 | 6 | $14,703 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $95,390 | 18 | $78,254 | 4 | $15,060 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 3 | $79,130 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $82,238 | 18 | $76,581 | 54 | $73,526 | 17 | $9,745 | 1 | $45,900 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $114,750 | 9 | $53,790 | 4 | $34,425 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $68,130 | 5 | $67,560 | 31 | $60,360 | 4 | $13,985 | 1 | $33,710 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $67,893 | 43 | $66,533 | 3 | $11,713 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $195,080 | 2 | $76,740 | 1 | $11,480 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $69,808 | 21 | $83,776 | 26 | $43,777 | 21 | $16,222 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $46,620 | 5 | $64,262 | 4 | $58,453 | 5 | $46,044 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 14 | $42,622 | 21 | $58,571 | 9 | $26,457 | 1 | $58,810 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $5,020 | 16 | $49,173 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $67,415 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $70,575 | 13 | $71,685 | 21 | $59,920 | 12 | $14,797 | 1 | $87,880 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $39,820 | 3 | $57,273 | 9 | $59,066 | 3 | $18,173 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 5 | $48,138 | 13 | $46,355 | 7 | $21,676 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $95,770 | 11 | $56,479 | 3 | $33,597 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $78,375 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
9513.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $102,990 | 15 | $104,998 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $92,875 | 6 | $96,343 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $53,790 | 1 | $77,460 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $79,290 | 6 | $110,090 | 1 | $60,960 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $109,375 | 4 | $83,913 | 1 | $51,640 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $40,880 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $95,100 | 8 | $89,291 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $133,760 | 2 | $73,155 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $101,245 | 3 | $63,593 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $141,290 | 1 | $40,160 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $38,730 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $104,500 | 3 | $75,923 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $53,800 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
9513.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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