Estimated median household income in 2007: $50,758
| This zip code: | $50,758 | | New York: | $53,514 |
Nearest zip codes: 14020, 14013, 14058, 14036, 14005, 14103.
Housing units in zip code 14125 with a mortgage: 604 (48 second mortgage, 87 home equity loan, 2 both second mortgage and home equity loan)
Houses without a mortgage: 269
Median monthly owner costs for units with a mortgage: $1,220
Median monthly owner costs for units without a mortgage: $464
Residents with income below the poverty level in 2007:
| This zip code: | 7.0% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.2% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.6 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 5.0 | | State: | 3.6 |
Year house built: |
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- 1999 to March 2000: 29
- 1995 to 1998: 28
- 1990 to 1994: 44
- 1980 to 1989: 79
- 1970 to 1979: 147
- 1960 to 1969: 82
- 1950 to 1959: 121
- 1940 to 1949: 114
- 1939 or earlier: 858
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Bedrooms in owner-occupied houses in Oakfield, NY (14125): |
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- no bedroom: 0
- 1 bedrooms: 33
- 2 bedrooms: 154
- 3 bedrooms: 583
- 4 bedrooms: 278
- 5 or more bedrooms: 57
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 4
- 1 bedrooms: 72
- 2 bedrooms: 103
- 3 bedrooms: 72
- 4 bedrooms: 31
- 5 or more bedrooms: 4
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Vehicles available in 14125 zip code in owner-occupied houses/condos: |
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- no vehicle: 47
- 1 vehicle: 268
- 2 vehicles: 541
- 3 vehicles: 171
- 4 vehicles: 63
- 5 or more vehicles: 15
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 28
- 1 vehicle: 134
- 2 vehicles: 91
- 3 vehicles: 33
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 14125:
- Less than $10,000: 5
- $10,000 to $14,999: 3
- $15,000 to $19,999: 3
- $20,000 to $24,999: 2
- $25,000 to $29,999: 1
- $30,000 to $34,999: 2
- $35,000 to $39,999: 2
- $40,000 to $49,999: 10
- $50,000 to $59,999: 11
- $60,000 to $69,999: 16
- $70,000 to $79,999: 18
- $80,000 to $89,999: 22
- $90,000 to $99,999: 26
- $100,000 to $124,999: 92
- $125,000 to $149,999: 242
- $150,000 to $174,999: 247
- $175,000 to $199,999: 122
- $200,000 to $249,999: 79
- $250,000 to $299,999: 39
- $300,000 to $399,999: 29
- $400,000 to $499,999: 18
- $500,000 to $749,999: 18
- $1,000,000 or more: 8
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Rent paid by renters in 2007 in zip code 14125:
- Less than $100: 7
- $100 to $149: 3
- $150 to $199: 9
- $200 to $249: 13
- $250 to $299: 11
- $300 to $349: 13
- $350 to $399: 23
- $400 to $449: 18
- $450 to $499: 16
- $500 to $549: 12
- $550 to $599: 5
- $600 to $649: 15
- $650 to $699: 3
- $700 to $749: 1
- $800 to $899: 8
- No cash rent: 35
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Median price asked for vacant for-sale houses and condos in 2007: $126,422.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $152,971
- Black or African American householders: $152,760
- American Indian or Alaska Native householders: $144,964
- Two or more races householders: $179,098
Estimated median house or condo value in 2007: $114,942 (it was $73,500 in 2000)
| 14125: | $114,942 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $74,584 - $135,285
Mean price in 2007:
Detached houses: $150,240| Here: | $150,240 | | State: | $352,556 |
Townhouses or other attached units: $134,855| Here: | $134,855 | | State: | $476,263 |
In 2-unit structures: $165,714| Here: | $165,714 | | State: | $482,362 |
In 3-to-4-unit structures: $239,077| Here: | $239,077 | | State: | $552,553 |
In 5-or-more-unit structures: $1,197,788| Here: | $1,197,788 | | State: | $503,284 |
Mobile homes: $52,976| Here: | $52,976 | | State: | $40,766 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,150
- One, attached: 6
- Two: 134
- 3 or 4: 51
- 5 to 9: 27
- 10 to 19: 2
- 20 to 49: 27
- 50 or more: 3
- Mobile homes: 102

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Means of transportation to work
- Drove a car alone: 1,495 (82%)
- Carpooled: 188 (10%)
- Bus or trolley bus: 20 (1%)
- Walked: 52 (3%)
- Other means: 16 (1%)
- Worked at home: 54 (3%)
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Travel time to work
- Less than 5 minutes: 142
- 5 to 9 minutes: 248
- 10 to 14 minutes: 296
- 15 to 19 minutes: 329
- 20 to 24 minutes: 206
- 25 to 29 minutes: 80
- 30 to 34 minutes: 96
- 35 to 39 minutes: 57
- 40 to 44 minutes: 81
- 45 to 59 minutes: 184
- 60 to 89 minutes: 41
- 90 or more minutes: 11
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Percentage of zip code residents living and working in this county: 72.4%
Household type by relationship
Households: 3,919
- In family households: 3,500 (911 male householders, 166 female householders)
851 spouses, 1,420 children (1,327 natural, 50 adopted, 43 stepchildren), 40 grandchildren, 25 brothers or sisters, 12 parents, 17 other relatives, 58 non-relatives
- In nonfamily households: 419 (142 male householders (95 living alone)), 174 female householders (164 living alone)), 103 nonrelatives
- In group quarters: 12 (0 institutionalized population)
Size of family households: 397 2-persons, 219 3-persons, 265 4-persons, 125 5-persons, 49 6-persons, 22 7-or-more-persons.
Size of nonfamily households: 259 1-person, 47 2-persons, 4 4-persons, 4 6-persons, 2 7-or-more-persons.
864 married couples with children.
194 single-parent households (64 men, 130 women).
98.0% of residents of 14125 zip code speak English at home.
0.3% of residents speak Spanish at home (69% very well, 31% well).
1.4% of residents speak other Indo-European language at home (72% very well, 26% well, 2% not well).
0.2% of residents speak other language at home (100% very well).
Foreign born population: 33 (0.9%)
(69.7% of them are naturalized citizens)
| This zip code: | 0.9% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Canada (39%)
- Italy (21%)
- Netherlands (18%)
- United Kingdom (6%)
- Other Northern Europe (6%)
- Austria (6%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 3
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 1
- 1965 to 1969: 29
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White population: 3,734
Black population: 33
American Indian population: 21
Asian population: 6
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 19
Two or more races population: 26

First ancestries reported:
|  German: 808 |
|  Italian: 568 |
|  English: 383 |
|  Irish: 293 |
|  Polish: 282 |
|  United States or American: 216 |
|  Other groups: 118 |
|  Dutch: 86 |
|  French (except Basque): 84 |
|  Scotch-Irish: 42 |
|  Swedish: 29 |
|  Hungarian: 27 |
|  Welsh: 27 |
|  Norwegian: 23 |
|  Scottish: 23 |
|  French Canadian: 23 |
|  Austrian: 12 |
|  Czech: 11 |
|  Finnish: 11 |
|  European: 10 |
|  Subsaharan African:: 9 |
|  African: 9 |
|  Czechoslovakian: 7 |
|  Canadian: 7 |
|  Swiss: 7 |
|  Lithuanian: 5 |
|  British: 5 |
|  Belgian: 4 |
|  Portuguese: 4 |
|  Pennsylvania German: 3 |
|  Slovene: 2 |
|  Russian: 1 |
|  Scandinavian: 1 |

Facitilies with environmental interests located in this zip code:
- COUNTRY MOTOR CORP (8 MAIN ST in OAKFIELD, NY)
STATE MASTER (New York facility tracking) - AIR PROGRAM, HAZARDOUS WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: DRAKE STREET MOTORS CORP (CONTACT/OWNER)
Alternative names: COUNTRY MOTORS CORP
- GEO S TERRY & CO INC (52 WEBBER AVE in OAKFIELD, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Median worth of mobile homes: $52,155
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (52%)
- Fuel oil, kerosene, etc. (28%)
- Bottled, tank, or LP gas (10%)
- Electricity (4%)
- Wood (4%)
- Coal or coke (1%)
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Place of birth for U.S.-born residents:
- This state: 3426
- Northeast: 167
- Midwest: 111
- South: 169
- West: 13
71% of the 14125 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 65% lived in this county.
Out of people who lived in different counties, 76% lived in New York.
Population in 1990: 3,760. Population change in the 1990s: +79 (+2.1%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 33
| Here: | 5.7% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 2
| Here: | 0.6% | | New York: | 13.2% |
Students in private undergraduate colleges: 24
| Here: | 13.0% | | New York: | 38.2% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Construction: Electrical Contractors (50-99 employees: 1 establishment, 20-49 employees: 1 establishment, 1-4 employees: 1 establishment)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (50-99: 1)
- Health Care and Social Assistance: Residential Mental Retardation Facilities (20-49: 1, 5-9: 1)
- Other Services (except Public Administration): Religious Organizations (5-9: 2, 1-4: 1)
- Finance and Insurance: Commercial Banking (5-9: 2)
- Accommodation and Food Services: Full-Service Restaurants (5-9: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
12 people in homes for the mentally retarded
Fatal accident statistics in 2006
- Fatal accident count: 4
- Vehicles involved in fatal accidents: 6
- Fatal accidents caused by drunken drivers: 2
- Fatalities: 4
- Persons involved in fatal accidents: 7
- Pedestrians involved in fatal accidents: 1
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 3
- Pedestrians involved in fatal accidents: 2
Home Mortgage Disclosure Act Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $85,083 | 40 | $81,158 | 140 | $74,215 | 20 | $20,304 | 0 | $0 | 11 | $68,911 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $98,015 | 1 | $56,360 | 23 | $75,463 | 2 | $10,540 | 0 | $0 | 2 | $47,665 |
| APPLICATIONS DENIED | 0 | $0 | 10 | $70,148 | 79 | $80,439 | 16 | $21,175 | 1 | $68,750 | 5 | $79,128 |
| APPLICATIONS WITHDRAWN | 2 | $105,485 | 6 | $106,780 | 50 | $76,259 | 4 | $44,580 | 0 | $0 | 2 | $52,705 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $109,080 | 2 | $117,325 | 5 | $75,302 | 1 | $40,330 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $75,954 | 41 | $79,438 | 118 | $73,760 | 22 | $12,357 | 8 | $71,621 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $81,070 | 7 | $45,914 | 20 | $61,042 | 2 | $12,615 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $69,480 | 7 | $43,109 | 68 | $70,638 | 14 | $19,704 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $76,150 | 2 | $60,430 | 52 | $74,048 | 1 | $35,700 | 1 | $79,810 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $69,660 | 13 | $77,967 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $90,929 | 31 | $73,709 | 99 | $71,378 | 34 | $18,483 | 4 | $60,478 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $81,810 | 2 | $43,230 | 19 | $64,876 | 2 | $15,100 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $65,850 | 5 | $57,664 | 81 | $63,712 | 23 | $14,676 | 1 | $59,210 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $207,787 | 51 | $72,586 | 3 | $31,313 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $69,960 | 0 | $0 | 5 | $45,500 | 1 | $30,390 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $75,181 | 38 | $66,839 | 42 | $70,772 | 43 | $13,821 | 5 | $36,848 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $54,560 | 16 | $66,520 | 15 | $16,242 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $81,667 | 10 | $46,667 | 75 | $49,032 | 20 | $20,833 | 2 | $42,690 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $102,225 | 14 | $48,624 | 2 | $48,930 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $48,580 | 1 | $44,000 | 4 | $65,803 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $66,921 | 15 | $79,133 | 34 | $58,872 | 20 | $13,410 | 2 | $33,775 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $56,895 | 13 | $56,047 | 4 | $14,678 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 5 | $46,322 | 18 | $49,927 | 8 | $18,295 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $61,920 | 1 | $98,110 | 12 | $46,107 | 2 | $25,735 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 5 | $56,454 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
9502.00
, 9503.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $85,946 | 23 | $85,628 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $66,365 | 12 | $111,487 | 2 | $116,565 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $136,330 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $92,380 | 1 | $92,380 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $90,816 | 27 | $90,611 | 1 | $40,300 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $102,796 | 6 | $84,787 | 2 | $96,245 |
| APPLICATIONS DENIED | 1 | $98,060 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $73,330 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $84,561 | 13 | $83,679 | 1 | $47,700 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $65,675 | 5 | $81,902 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $58,010 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $85,453 | 3 | $94,303 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $74,067 | 2 | $120,605 |
| APPLICATIONS DENIED | 1 | $47,740 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $90,808 | 3 | $79,347 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $126,260 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
9502.00
, 9503.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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