Estimated median household income in 2007: $45,032
| This zip code: | $45,032 | | New York: | $53,514 |
Nearest zip codes: 14062, 14081, 14006, 14129, 14048, 14138.
Housing units in zip code 14136 with a mortgage: 790 (24 second mortgage, 139 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 413
Median monthly owner costs for units with a mortgage: $1,146
Median monthly owner costs for units without a mortgage: $529
Residents with income below the poverty level in 2007:
| This zip code: | 12.0% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.9% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.5 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 5.1 | | State: | 3.6 |
Year house built: |
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- 1999 to March 2000: 4
- 1995 to 1998: 106
- 1990 to 1994: 172
- 1980 to 1989: 165
- 1970 to 1979: 244
- 1960 to 1969: 125
- 1950 to 1959: 277
- 1940 to 1949: 210
- 1939 or earlier: 1,201
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Bedrooms in owner-occupied houses in Silver Creek, NY (14136): |
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- no bedroom: 6
- 1 bedrooms: 42
- 2 bedrooms: 279
- 3 bedrooms: 894
- 4 bedrooms: 360
- 5 or more bedrooms: 65
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 10
- 1 bedrooms: 91
- 2 bedrooms: 225
- 3 bedrooms: 150
- 4 bedrooms: 47
- 5 or more bedrooms: 0
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Vehicles available in 14136 zip code in owner-occupied houses/condos: |
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- no vehicle: 102
- 1 vehicle: 538
- 2 vehicles: 700
- 3 vehicles: 243
- 4 vehicles: 52
- 5 or more vehicles: 11
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 87
- 1 vehicle: 260
- 2 vehicles: 148
- 3 vehicles: 28
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 14136:
- Less than $10,000: 43
- $10,000 to $14,999: 21
- $15,000 to $19,999: 21
- $20,000 to $24,999: 17
- $25,000 to $29,999: 16
- $30,000 to $34,999: 16
- $35,000 to $39,999: 15
- $40,000 to $49,999: 15
- $50,000 to $59,999: 20
- $60,000 to $69,999: 15
- $70,000 to $79,999: 23
- $80,000 to $89,999: 55
- $90,000 to $99,999: 73
- $100,000 to $124,999: 254
- $125,000 to $149,999: 273
- $150,000 to $174,999: 260
- $175,000 to $199,999: 134
- $200,000 to $249,999: 163
- $250,000 to $299,999: 68
- $300,000 to $399,999: 40
- $400,000 to $499,999: 11
- $500,000 to $749,999: 43
- $750,000 to $999,999: 1
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Rent paid by renters in 2007 in zip code 14136:
- Less than $100: 5
- $100 to $149: 2
- $200 to $249: 19
- $250 to $299: 39
- $300 to $349: 41
- $350 to $399: 69
- $400 to $449: 27
- $450 to $499: 36
- $500 to $549: 23
- $600 to $649: 7
- No cash rent: 69
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Median price asked for vacant for-sale houses and condos in 2007: $136,957.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $150,021
Estimated median house or condo value in 2007: $135,838 (it was $67,900 in 2000)
| 14136: | $135,838 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $76,689 - $168,921
Mean price in 2007:
Detached houses: $154,680| Here: | $154,680 | | State: | $352,556 |
Townhouses or other attached units: $134,840| Here: | $134,840 | | State: | $476,263 |
In 2-unit structures: $151,848| Here: | $151,848 | | State: | $482,362 |
In 3-to-4-unit structures: $117,716| Here: | $117,716 | | State: | $552,553 |
Mobile homes: $28,144| Here: | $28,144 | | State: | $40,766 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,666
- One, attached: 19
- Two: 300
- 3 or 4: 40
- 5 to 9: 61
- 10 to 19: 5
- 20 to 49: 44
- Mobile homes: 369

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Means of transportation to work
- Drove a car alone: 2,113 (85%)
- Carpooled: 113 (5%)
- Bus or trolley bus: 41 (2%)
- Walked: 78 (3%)
- Other means: 16 (1%)
- Worked at home: 118 (5%)
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Travel time to work
- Less than 5 minutes: 248
- 5 to 9 minutes: 355
- 10 to 14 minutes: 286
- 15 to 19 minutes: 245
- 20 to 24 minutes: 324
- 25 to 29 minutes: 184
- 30 to 34 minutes: 129
- 35 to 39 minutes: 30
- 40 to 44 minutes: 95
- 45 to 59 minutes: 308
- 60 to 89 minutes: 85
- 90 or more minutes: 72
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Percentage of zip code residents living and working in this county: 66.7%
Household type by relationship
Households: 5,387
- In family households: 4,750 (1,221 male householders, 331 female householders)
1,230 spouses, 1,713 children (1,624 natural, 25 adopted, 64 stepchildren), 62 grandchildren, 0 brothers or sisters, 24 parents, 29 other relatives, 140 non-relatives
- In nonfamily households: 637 (233 male householders (191 living alone)), 336 female householders (306 living alone)), 68 nonrelatives
- In group quarters: 44 (0 institutionalized population)
Size of family households: 673 2-persons, 352 3-persons, 334 4-persons, 134 5-persons, 54 6-persons, 5 7-or-more-persons.
Size of nonfamily households: 497 1-person, 72 2-persons.
996 married couples with children.
353 single-parent households (97 men, 256 women).
96.8% of residents of 14136 zip code speak English at home.
0.8% of residents speak Spanish at home (51% very well, 49% well).
2.4% of residents speak other Indo-European language at home (48% very well, 22% well, 30% not well).
Foreign born population: 83 (1.5%)
(56.6% of them are naturalized citizens)
| This zip code: | 1.5% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Germany (36%)
- United Kingdom (24%)
- Canada (20%)
- Italy (14%)
- Greece (5%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 0
- 1985 to 1989: 18
- 1980 to 1984: 3
- 1975 to 1979: 8
- 1970 to 1974: 10
- 1970 to 1974: 4
- 1965 to 1969: 40
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White population: 5,229
Black population: 34
American Indian population: 48
Asian population: 7
Native Hawaiian and Other Pacific Islander population: 4
Some other race population: 52
Two or more races population: 55

First ancestries reported:
|  Italian: 1241 |
|  German: 1101 |
|  Polish: 604 |
|  English: 389 |
|  Irish: 383 |
|  United States or American: 283 |
|  Other groups: 122 |
|  French (except Basque): 111 |
|  Scotch-Irish: 99 |
|  Scottish: 74 |
|  Swedish: 68 |
|  French Canadian: 33 |
|  European: 25 |
|  Canadian: 22 |
|  Russian: 22 |
|  British: 16 |
|  Greek: 15 |
|  Dutch: 14 |
|  Pennsylvania German: 13 |
|  Austrian: 11 |
|  Ukrainian: 9 |
|  Hungarian: 7 |
|  Welsh: 7 |
|  Yugoslavian: 6 |
|  Swiss: 4 |

Facitilies with environmental interests located in this zip code:
- AMERICAN MASSAGE SLS MFG CORP (341 CENTRAL AVE in SILVER CREEK, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: ELECTRIC HOUSEWARES AND HOUSEHOLD FAN MANUFACTURING.
Median worth of mobile homes: $19,572
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (91%)
- Bottled, tank, or LP gas (3%)
- Electricity (3%)
- Wood (1%)
- Fuel oil, kerosene, etc. (1%)
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Place of birth for U.S.-born residents:
- This state: 4700
- Northeast: 284
- Midwest: 183
- South: 86
- West: 64
67% of the 14136 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 47% lived in this county.
Out of people who lived in different counties, 82% lived in New York.
Population in 1990: 5,768. Population change in the 1990s: -339 (-5.9%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 41
| Here: | 5.6% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 17
| Here: | 4.2% | | New York: | 13.2% |
Students in private undergraduate colleges: 16
| Here: | 12.6% | | New York: | 38.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- EXCELCO DEVELOPMENTS INC (65 MAIN ST in SILVER CREEK, NY; small business): $124,666 in 2 contracts in 2004
$81,356 with Navy for Miscellaneous Items. Taking place in MD. Signed on 2004-07-23. Completion date: 2004-08-17.
$43,310, same as above. Signed on 2004-08-26. Completion date: 2004-09-02.
- NEWBROOK MACHINE CORP (16 MECHANIC ST in SILVER CREEK, NY; small business): $82,083 in 4 contracts in 2005
$27,968 with Navy for Hand Tools, Nonedged, Nonpowered. Signed on 2005-03-21. Completion date: 2005-06-09.
$26,280, same as above. Signed on 2005-03-21. Completion date: 2005-06-09.
$24,163 with Navy for Nuclear Reactors. Signed on 2005-08-24. Completion date: 2005-12-28.
$3,672 with Navy for Hand Tools, Nonedged, Nonpowered. Signed on 2005-10-26. Completion date: 2006-01-16.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: Residential Mental Retardation Facilities (10-19 employees: 3 establishments)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49: 1, 5-9: 1)
- Health Care and Social Assistance: Homes for the Elderly (20-49: 1)
- Wholesale Trade: Petroleum and Petroleum Products Merchant Wholesalers (except Bulk Stations and Terminals) (20-49: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 19 people in homes for the mentally retarded
- 12 people in homes or halfway houses for drug/alcohol abuse
- 10 people in other noninstitutional group quarters
Fatal accident statistics in 2006
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 2
- Persons involved in fatal accidents: 4
- Pedestrians involved in fatal accidents: 2
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 2
- Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2003 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 42 | $68,541 | 91 | $73,696 | 238 | $70,625 | 52 | $14,820 | 27 | $75,126 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $133,360 | 8 | $77,314 | 35 | $66,694 | 12 | $16,949 | 1 | $77,920 |
| APPLICATIONS DENIED | 3 | $51,010 | 24 | $56,175 | 157 | $66,477 | 43 | $17,127 | 8 | $48,714 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 8 | $65,955 | 101 | $87,575 | 8 | $11,969 | 2 | $47,515 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $101,890 | 7 | $73,921 | 0 | $0 | 3 | $54,443 |
Aggregated Statistics For Year 2002 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 56 | $71,334 | 79 | $62,675 | 150 | $63,095 | 52 | $18,210 | 31 | $50,001 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $23,250 | 12 | $75,355 | 29 | $80,431 | 3 | $8,507 | 1 | $75,410 |
| APPLICATIONS DENIED | 4 | $78,138 | 19 | $48,544 | 123 | $76,564 | 33 | $17,866 | 5 | $35,872 |
| APPLICATIONS WITHDRAWN | 7 | $61,657 | 5 | $66,046 | 96 | $73,948 | 12 | $17,619 | 2 | $30,760 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $68,952 | 10 | $76,287 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $63,975 | 66 | $56,451 | 138 | $64,194 | 66 | $21,132 | 1 | $628,400 | 18 | $48,379 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 12 | $43,728 | 39 | $78,874 | 12 | $18,822 | 0 | $0 | 1 | $5,030 |
| APPLICATIONS DENIED | 2 | $51,140 | 40 | $32,020 | 137 | $65,792 | 35 | $14,838 | 0 | $0 | 1 | $43,140 |
| APPLICATIONS WITHDRAWN | 1 | $98,890 | 2 | $56,390 | 97 | $69,296 | 9 | $15,339 | 0 | $0 | 2 | $44,155 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 9 | $52,071 | 1 | $9,430 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $61,814 | 78 | $64,976 | 89 | $56,634 | 53 | $21,214 | 16 | $51,968 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 18 | $48,002 | 30 | $56,393 | 8 | $19,714 | 3 | $19,980 |
| APPLICATIONS DENIED | 8 | $42,200 | 57 | $48,398 | 106 | $46,713 | 46 | $21,473 | 3 | $29,363 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 9 | $56,324 | 52 | $51,316 | 6 | $21,908 | 1 | $44,950 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $98,410 | 5 | $62,922 | 3 | $12,987 | 1 | $191,800 |
Aggregated Statistics For Year 1999 (Based on 3 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $58,430 | 36 | $61,142 | 65 | $50,816 | 44 | $20,583 | 10 | $48,860 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $33,720 | 13 | $52,196 | 25 | $57,396 | 11 | $20,272 | 1 | $59,530 |
| APPLICATIONS DENIED | 1 | $73,030 | 26 | $52,754 | 58 | $43,498 | 27 | $20,289 | 2 | $53,130 |
| APPLICATIONS WITHDRAWN | 2 | $68,045 | 6 | $54,987 | 28 | $52,633 | 8 | $32,239 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $30,840 | 1 | $40,880 | 2 | $57,695 | 1 | $39,390 | 0 | $0 |
See detailed HMDA statistics for the following Tracts:
0351.00
, 0352.00, 0353.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2003 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 37 | $73,754 | 35 | $89,497 | 7 | $72,924 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $51,743 | 12 | $106,155 | 1 | $88,410 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $119,185 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $47,170 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $61,995 | 21 | $79,582 | 3 | $37,460 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $110,483 | 4 | $70,480 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $48,880 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $53,940 | 1 | $121,370 | 1 | $53,940 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $208,280 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $54,866 | 7 | $81,419 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $45,759 | 2 | $106,025 |
| APPLICATIONS DENIED | 1 | $47,130 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $83,026 | 5 | $85,062 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $170,820 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $97,400 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $64,176 | 5 | $68,922 | 1 | $86,950 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $68,745 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $49,050 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $65,810 | 0 | $0 | 0 | $0 |
See detailed PMIC statistics for the following Tracts:
0351.00
, 0352.00, 0353.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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