Estimated median household income in 2007: $51,776
| This zip code: | $51,776 | | New York: | $53,514 |
Nearest zip codes: 14480, 14414, 14462, 14533, 14487, 14435.
Housing units in zip code 14454 with a mortgage: 902 (67 second mortgage, 133 home equity loan, 7 both second mortgage and home equity loan)
Houses without a mortgage: 404
Median monthly owner costs for units with a mortgage: $1,583
Median monthly owner costs for units without a mortgage: $647
Residents with income below the poverty level in 2007:
| This zip code: | 25.9% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 12.9% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.9 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.6 | | State: | 3.6 |
Year house built: |
|
- 1999 to March 2000: 20
- 1995 to 1998: 225
- 1990 to 1994: 157
- 1980 to 1989: 388
- 1970 to 1979: 423
- 1960 to 1969: 487
- 1950 to 1959: 126
- 1940 to 1949: 115
- 1939 or earlier: 984
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Bedrooms in owner-occupied houses in Geneseo, NY (14454): |
|
- no bedroom: 0
- 1 bedrooms: 11
- 2 bedrooms: 157
- 3 bedrooms: 779
- 4 bedrooms: 397
- 5 or more bedrooms: 133
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 31
- 1 bedrooms: 261
- 2 bedrooms: 374
- 3 bedrooms: 298
- 4 bedrooms: 205
- 5 or more bedrooms: 48
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Vehicles available in 14454 zip code in owner-occupied houses/condos: |
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- no vehicle: 30
- 1 vehicle: 361
- 2 vehicles: 713
- 3 vehicles: 274
- 4 vehicles: 77
- 5 or more vehicles: 22
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Vehicles available in renter-occupied apartments: |
|
- no vehicle: 164
- 1 vehicle: 417
- 2 vehicles: 374
- 3 vehicles: 136
- 4 vehicles: 77
- 5 or more vehicles: 49
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 14454:
- $60,000 to $69,999: 7
- $70,000 to $79,999: 4
- $80,000 to $89,999: 2
- $90,000 to $99,999: 4
- $100,000 to $124,999: 22
- $125,000 to $149,999: 60
- $150,000 to $174,999: 85
- $175,000 to $199,999: 230
- $200,000 to $249,999: 333
- $250,000 to $299,999: 253
- $300,000 to $399,999: 281
- $400,000 to $499,999: 89
- $500,000 to $749,999: 100
- $750,000 to $999,999: 15
- $1,000,000 or more: 14
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Rent paid by renters in 2007 in zip code 14454:
- Less than $100: 7
- $100 to $149: 15
- $150 to $199: 31
- $200 to $249: 54
- $250 to $299: 25
- $300 to $349: 78
- $350 to $399: 70
- $400 to $449: 60
- $450 to $499: 70
- $500 to $549: 119
- $550 to $599: 27
- $600 to $649: 17
- $650 to $699: 29
- $700 to $749: 7
- $750 to $799: 25
- $800 to $899: 75
- $900 to $999: 13
- $1,000 to $1,249: 116
- $1,500 to $1,999: 41
- $2,000 or more: 24
- No cash rent: 22
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Median price asked for vacant for-sale houses and condos in 2007: $140,961.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $242,099
- Black or African American householders: $200,169
- Asian householders: $205,226
- Hispanic or Latino householders: $158,028
Estimated median house or condo value in 2007: $251,678 (it was $118,900 in 2000)
| 14454: | $251,678 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $143,085 - $320,700
Mean price in 2007:
Detached houses: $256,716| Here: | $256,716 | | State: | $352,556 |
Townhouses or other attached units: $531,305| Here: | $531,305 | | State: | $476,263 |
In 2-unit structures: $346,541| Here: | $346,541 | | State: | $482,362 |
Mobile homes: $32,500| Here: | $32,500 | | State: | $40,766 |
Owners and renters by unit type in %
|
Breakdown of mean house values by ages of householders
|
Housing units in structures:
- One, detached: 1,816
- One, attached: 35
- Two: 211
- 3 or 4: 196
- 5 to 9: 328
- 10 to 19: 191
- 20 to 49: 119
- 50 or more: 14
- Mobile homes: 15

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Means of transportation to work
- Drove a car alone: 3,015 (63%)
- Carpooled: 445 (9%)
- Bus or trolley bus: 32 (1%)
- Motorcycle: 6 (0%)
- Walked: 1,146 (24%)
- Other means: 6 (0%)
- Worked at home: 172 (4%)
|

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Travel time to work
- Less than 5 minutes: 630
- 5 to 9 minutes: 1161
- 10 to 14 minutes: 838
- 15 to 19 minutes: 351
- 20 to 24 minutes: 200
- 25 to 29 minutes: 160
- 30 to 34 minutes: 369
- 35 to 39 minutes: 229
- 40 to 44 minutes: 243
- 45 to 59 minutes: 349
- 60 to 89 minutes: 70
- 90 or more minutes: 50
|
Percentage of zip code residents living and working in this county: 69.1%
Household type by relationship
Households: 6,682
- In family households: 4,324 (1,077 male householders, 340 female householders)
1,180 spouses, 1,472 children (1,399 natural, 36 adopted, 37 stepchildren), 33 grandchildren, 45 brothers or sisters, 28 parents, 38 other relatives, 111 non-relatives
- In nonfamily households: 2,358 (456 male householders (233 living alone)), 710 female householders (401 living alone)), 1,192 nonrelatives
- In group quarters: 3,275 (226 institutionalized population)
Size of family households: 624 2-persons, 359 3-persons, 282 4-persons, 120 5-persons, 32 6-persons.
Size of nonfamily households: 634 1-person, 231 2-persons, 103 3-persons, 168 4-persons, 14 5-persons, 16 7-or-more-persons.
931 married couples with children.
288 single-parent households (47 men, 241 women).
92.1% of residents of 14454 zip code speak English at home.
2.2% of residents speak Spanish at home (66% very well, 9% well, 10% not well, 15% not at all).
2.9% of residents speak other Indo-European language at home (87% very well, 10% well, 3% not well).
2.7% of residents speak Asian or Pacific Island language at home (78% very well, 15% well, 7% not well).
0.2% of residents speak other language at home (100% very well).
Foreign born population: 460 (4.5%)
(75.7% of them are naturalized citizens)
| This zip code: | 4.5% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- China, excluding Hong Kong and Taiwan (13%)
- Laos (12%)
- Korea (11%)
- Germany (7%)
- Canada (6%)
- India (5%)
- Guyana (5%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 62
- 1990 to 1994: 42
- 1985 to 1989: 127
- 1980 to 1984: 108
- 1975 to 1979: 12
- 1970 to 1974: 11
- 1970 to 1974: 28
- 1965 to 1969: 70
|
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White population: 9,607
Black population: 143
American Indian population: 12
Asian population: 254
Native Hawaiian and Other Pacific Islander population: 4
Some other race population: 68
Two or more races population: 119

First ancestries reported:
|  Irish: 1765 |
|  Italian: 1537 |
|  German: 1431 |
|  English: 972 |
|  Other groups: 629 |
|  Polish: 425 |
|  United States or American: 242 |
|  Dutch: 190 |
|  Scotch-Irish: 182 |
|  Scottish: 177 |
|  French (except Basque): 177 |
|  French Canadian: 119 |
|  European: 115 |
|  Welsh: 88 |
|  Russian: 79 |
|  Swedish: 49 |
|  Subsaharan African:: 42 |
|  Greek: 36 |
|  Ukrainian: 35 |
|  Czechoslovakian: 32 |
|  British: 30 |
|  Norwegian: 29 |
|  Austrian: 28 |
|  Hungarian: 28 |
|  Swiss: 27 |
|  Arab:: 24 |
|  Guyanese: 23 |
|  Somalian: 22 |
|  Lithuanian: 20 |
|  Lebanese: 17 |
|  Romanian: 13 |
|  West Indian (excluding Hispanic groups):: 13 |
|  Jamaican: 13 |
|  Canadian: 12 |
|  Danish: 12 |
|  Croatian: 11 |
|  Serbian: 10 |
|  Armenian: 9 |
|  Iranian: 9 |
|  Sierra Leonean: 8 |
|  Bulgarian: 7 |
|  Pennsylvania German: 7 |
|  Syrian: 7 |
|  Portuguese: 6 |
|  Belgian: 6 |
|  African: 6 |
|  Czech: 6 |
|  Cape Verdean: 6 |
|  Icelander: 4 |

Facitilies with environmental interests located in this zip code:
- IDEAL CHEVY OLDS (4181 LAKEVILLE RD in GENESEO, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- COMMUNITY PUBLICATIONS INC (3 CENTER ST in GENESEO, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- AMERICAN ROCK SALT CO LLC (10 LOWER COURT ST in GENESEO, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
- CHRISTA CONSTRUCTION (SUNY ACADEMIC BLDG in GENESEO, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: STATE UNIVERSITY CONSTRUCTION FUND (CONTACT/OWNER)
Fire-safe hotels and motels in zip code 14454
- Oak Valley Inn, 4235 Lakeville Rd, Geneseo, NY 14454, Phone: (585) 243-5570
- Quality Inn, 4242 Lakeville Rd, Geneseo, NY 14454, Phone: (585) 243-0500, Fax: (585) 243-9007
All 2 fire-safe hotels and motels in zip code 14454
Median worth of mobile homes: $37,418
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
|
|
- Utility gas (46%)
- Electricity (31%)
- Fuel oil, kerosene, etc. (10%)
- Bottled, tank, or LP gas (8%)
- Wood (3%)
- Coal or coke (1%)
|
Place of birth for U.S.-born residents:
- This state: 8102
- Northeast: 542
- Midwest: 358
- South: 307
- West: 131
33% of the 14454 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 22% lived in this county.
Out of people who lived in different counties, 97% lived in New York.
Population in 1990: 9,551. Population change in the 1990s: +656 (+6.9%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 35
| Here: | 6.3% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 32
| Here: | 8.6% | | New York: | 13.2% |
Students in private undergraduate colleges: 140
| Here: | 3.0% | | New York: | 38.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- MACULA, ANTHONY (36 WESTVIEW CRES in GENESEO, NY; small business): $546,320 in 5 contracts from 2003 to 2006
Contracts for Other Defense -- Applied Research and Exploratory Development (R&D), Other Defense -- Basic Research (R&D) by Air Force Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $75,000; 2004: $79,500; 2005: $265,820; 2006: $126,000.
Biggest contracts:
$160,820 with Air Force for Other Defense -- Applied Research and Exploratory Development (R&D). Signed on 2005-01-27. Completion date: 2006-04-26.
$126,000, same as above. Signed on 2006-01-26. Completion date: 2008-01-26.
$105,000 with Air Force for Other Defense -- Basic Research (R&D). Signed on 2005-01-26. Completion date: 2006-04-25.
$79,500, same as above. Signed on 2004-02-25. Completion date: 2005-04-15.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Food Service Contractors (250-499 employees: 1 establishment, 20-49 employees: 1 establishment)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 1, 20-49: 5, 10-19: 1, 5-9: 2, 1-4: 5)
- Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 20-49: 2, 10-19: 3, 5-9: 2, 1-4: 1)
- Health Care and Social Assistance: Services for the Elderly and Persons with Disabilities (100-249: 1)
- Real Estate and Rental and Leasing: Lessors of Residential Buildings and Dwellings (50-99: 1, 1-4: 3)
- Administrative and Support and Waste Management and Remediation Services: Security Guards and Patrol Services (50-99: 1)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (50-99: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 2854 people in college dormitories (includes college quarters off campus)
- 154 people in agriculture workers' dormitories on farms
- 131 people in nursing homes
- 75 people in local jails and other confinement facilities (including police lockups)
- 65 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 1 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $131,431 | 96 | $115,939 | 73 | $120,455 | 34 | $41,137 | 2 | $489,830 | 20 | $117,893 | 10 | $46,945 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $188,418 | 14 | $171,051 | 18 | $99,871 | 9 | $31,039 | 0 | $0 | 6 | $166,888 | 1 | $69,820 |
| APPLICATIONS DENIED | 3 | $157,757 | 18 | $140,783 | 96 | $125,632 | 26 | $27,931 | 0 | $0 | 8 | $105,040 | 3 | $71,060 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $210,053 | 44 | $98,864 | 6 | $34,277 | 0 | $0 | 2 | $49,875 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $102,639 | 8 | $149,834 | 1 | $117,310 | 0 | $0 | 1 | $68,000 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 1 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $121,361 | 114 | $123,307 | 88 | $104,969 | 61 | $29,212 | 1 | $2,964,300 | 25 | $121,620 | 11 | $50,838 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $215,050 | 12 | $72,401 | 10 | $108,072 | 9 | $40,903 | 0 | $0 | 0 | $0 | 4 | $45,313 |
| APPLICATIONS DENIED | 5 | $165,992 | 19 | $117,449 | 83 | $102,774 | 41 | $42,706 | 0 | $0 | 6 | $65,815 | 4 | $56,965 |
| APPLICATIONS WITHDRAWN | 1 | $121,390 | 8 | $130,213 | 50 | $94,575 | 9 | $41,183 | 0 | $0 | 2 | $205,140 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $114,448 | 13 | $152,825 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 1 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $105,135 | 105 | $120,017 | 98 | $103,345 | 57 | $28,788 | 1 | $2,823,000 | 14 | $126,989 | 14 | $38,241 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $80,210 | 10 | $104,668 | 16 | $92,514 | 9 | $28,940 | 0 | $0 | 1 | $181,230 | 6 | $50,987 |
| APPLICATIONS DENIED | 2 | $81,100 | 19 | $111,614 | 103 | $123,596 | 26 | $41,502 | 0 | $0 | 10 | $126,528 | 11 | $34,502 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 13 | $114,740 | 65 | $115,770 | 9 | $81,437 | 1 | $99,330 | 3 | $131,850 | 5 | $55,220 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $67,000 | 8 | $106,953 | 25 | $131,393 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $104,619 | 142 | $113,240 | 109 | $103,144 | 33 | $31,836 | 0 | $0 | 38 | $108,589 | 12 | $34,647 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 15 | $67,418 | 26 | $94,340 | 1 | $20,820 | 0 | $0 | 1 | $90,000 | 9 | $33,249 |
| APPLICATIONS DENIED | 2 | $94,020 | 10 | $72,527 | 79 | $97,275 | 27 | $39,549 | 1 | $236,000 | 5 | $89,962 | 8 | $40,834 |
| APPLICATIONS WITHDRAWN | 1 | $42,390 | 13 | $184,960 | 66 | $101,517 | 6 | $42,580 | 0 | $0 | 2 | $99,265 | 3 | $57,047 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $107,340 | 7 | $100,001 | 25 | $117,018 | 2 | $33,740 | 0 | $0 | 1 | $20,000 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $107,194 | 128 | $107,096 | 258 | $99,170 | 45 | $16,688 | 30 | $96,229 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $103,880 | 17 | $75,204 | 32 | $97,715 | 2 | $20,700 | 1 | $62,000 |
| APPLICATIONS DENIED | 2 | $86,895 | 18 | $62,786 | 98 | $88,988 | 20 | $20,874 | 7 | $93,597 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 9 | $97,541 | 58 | $83,941 | 5 | $34,496 | 6 | $80,108 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $160,923 | 14 | $86,033 | 0 | $0 | 1 | $84,000 |
Aggregated Statistics For Year 2002 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $105,538 | 45 | $104,244 | 36 | $94,861 | 13 | $12,769 | 17 | $90,941 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $94,000 | 3 | $119,333 | 3 | $108,333 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $81,000 | 1 | $180,000 | 7 | $113,857 | 3 | $10,333 | 1 | $63,000 |
| APPLICATIONS WITHDRAWN | 1 | $135,000 | 4 | $146,000 | 5 | $94,200 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 4 | $129,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $95,500 | 38 | $98,789 | 18 | $86,389 | 12 | $15,667 | 7 | $74,143 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $121,000 | 3 | $68,000 | 3 | $26,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 7 | $94,571 | 8 | $73,625 | 3 | $12,667 | 1 | $135,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $88,000 | 6 | $125,500 | 3 | $26,000 | 1 | $120,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $136,500 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $97,857 | 37 | $96,378 | 12 | $44,000 | 11 | $9,909 | 10 | $68,400 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $132,000 | 2 | $42,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $89,000 | 3 | $58,667 | 12 | $40,500 | 3 | $11,000 | 2 | $45,500 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $90,000 | 2 | $155,000 | 2 | $14,500 | 1 | $104,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $135,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $79,855 | 67 | $124,234 | 56 | $76,709 | 23 | $18,999 | 1 | $149,670 | 6 | $50,375 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $58,886 | 10 | $70,029 | 5 | $27,398 | 0 | $0 | 2 | $73,990 |
| APPLICATIONS DENIED | 0 | $0 | 14 | $64,884 | 27 | $58,473 | 9 | $15,131 | 0 | $0 | 2 | $78,775 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 7 | $127,520 | 24 | $59,747 | 5 | $45,836 | 0 | $0 | 1 | $38,090 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $54,280 | 5 | $81,786 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0302.01
, 0302.02, 0304.00, 0305.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 1 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $129,646 | 7 | $137,270 | 4 | $107,673 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $119,250 | 4 | $181,900 | 2 | $112,000 |
| APPLICATIONS DENIED | 1 | $589,750 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $99,000 | 1 | $152,440 | 2 | $99,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 1 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $120,986 | 7 | $199,641 | 5 | $99,282 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $86,508 | 0 | $0 | 1 | $68,160 |
| APPLICATIONS DENIED | 1 | $155,530 | 0 | $0 | 1 | $104,000 |
| APPLICATIONS WITHDRAWN | 1 | $125,930 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 1 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $133,072 | 11 | $161,317 | 1 | $160,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $125,939 | 5 | $123,628 | 5 | $102,542 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $94,460 | 1 | $97,860 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 1 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 39 | $121,113 | 14 | $122,089 | 7 | $115,186 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $119,189 | 7 | $126,514 | 3 | $59,300 |
| APPLICATIONS DENIED | 3 | $95,550 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $136,000 | 2 | $110,580 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 1 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $116,841 | 51 | $123,486 | 8 | $88,434 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $137,817 | 9 | $105,054 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $83,000 | 3 | $103,753 | 1 | $83,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $118,875 | 13 | $117,231 | 5 | $108,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $127,000 | 1 | $113,000 | 1 | $97,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $107,000 | 0 | $0 | 1 | $107,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $104,765 | 10 | $121,200 | 1 | $71,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $100,667 | 2 | $100,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $59,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $117,357 | 0 | $0 | 2 | $75,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $123,500 | 1 | $76,000 | 1 | $68,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $104,263 | 4 | $84,888 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $92,715 | 1 | $76,180 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $143,150 | 0 | $0 | 1 | $62,850 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0302.01
, 0302.02, 0304.00, 0305.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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