Estimated median household income in 2007: $61,662
| This zip code: | $61,662 | | New York: | $53,514 |
Nearest zip codes: 14571, 14411, 14476, 14470, 14464, 14420.
Housing units in zip code 14477 with a mortgage: 258 (17 second mortgage, 33 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 96
Median monthly owner costs for units with a mortgage: $1,237
Median monthly owner costs for units without a mortgage: $581
Residents with income below the poverty level in 2007:
| This zip code: | 4.9% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.1% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.3 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.6 | | State: | 3.6 |
Year house built: |
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- 1999 to March 2000: 18
- 1995 to 1998: 44
- 1990 to 1994: 46
- 1980 to 1989: 75
- 1970 to 1979: 83
- 1960 to 1969: 49
- 1950 to 1959: 89
- 1940 to 1949: 50
- 1939 or earlier: 283
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Bedrooms in owner-occupied houses in Kent, NY (14477): |
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- no bedroom: 0
- 1 bedrooms: 20
- 2 bedrooms: 85
- 3 bedrooms: 275
- 4 bedrooms: 112
- 5 or more bedrooms: 13
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 4
- 1 bedrooms: 8
- 2 bedrooms: 26
- 3 bedrooms: 23
- 4 bedrooms: 8
- 5 or more bedrooms: 8
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Vehicles available in 14477 zip code in owner-occupied houses/condos: |
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- no vehicle: 0
- 1 vehicle: 122
- 2 vehicles: 251
- 3 vehicles: 89
- 4 vehicles: 30
- 5 or more vehicles: 13
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 7
- 1 vehicle: 41
- 2 vehicles: 25
- 3 vehicles: 4
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 14477:
- $50,000 to $59,999: 7
- $60,000 to $69,999: 3
- $80,000 to $89,999: 4
- $90,000 to $99,999: 7
- $100,000 to $124,999: 32
- $125,000 to $149,999: 106
- $150,000 to $174,999: 74
- $175,000 to $199,999: 80
- $200,000 to $249,999: 107
- $250,000 to $299,999: 54
- $300,000 to $399,999: 27
- $400,000 to $499,999: 7
- $500,000 to $749,999: 5
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Rent paid by renters in 2007 in zip code 14477:
- Less than $100: 6
- $100 to $149: 4
- $250 to $299: 4
- $350 to $399: 3
- $400 to $449: 7
- $450 to $499: 3
- $500 to $549: 5
- $600 to $649: 5
- No cash rent: 8
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Median price asked for vacant for-sale houses and condos in 2007: $151,075.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $178,466
- Black or African American householders: $115,887
- Asian householders: $136,957
Estimated median house or condo value in 2007: $135,898 (it was $86,900 in 2000)
| 14477: | $135,898 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $163,743 - $358,078
Mean price in 2007:
Detached houses: $159,434| Here: | $159,434 | | State: | $352,556 |
Townhouses or other attached units: $202,282| Here: | $202,282 | | State: | $476,263 |
In 2-unit structures: $174,618| Here: | $174,618 | | State: | $482,362 |
Mobile homes: $59,167| Here: | $59,167 | | State: | $40,766 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 653
- One, attached: 10
- Two: 15
- 3 or 4: 13
- 5 to 9: 21
- Mobile homes: 25

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Means of transportation to work
- Drove a car alone: 638 (81%)
- Carpooled: 111 (14%)
- Bus or trolley bus: 5 (1%)
- Walked: 3 (0%)
- Other means: 8 (1%)
- Worked at home: 19 (2%)
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Travel time to work
- Less than 5 minutes: 39
- 5 to 9 minutes: 11
- 10 to 14 minutes: 53
- 15 to 19 minutes: 92
- 20 to 24 minutes: 73
- 25 to 29 minutes: 60
- 30 to 34 minutes: 101
- 35 to 39 minutes: 27
- 40 to 44 minutes: 88
- 45 to 59 minutes: 176
- 60 to 89 minutes: 23
- 90 or more minutes: 22
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Percentage of zip code residents living and working in this county: 36.1%
Household type by relationship
Households: 1,656
- In family households: 1,463 (343 male householders, 92 female householders)
347 spouses, 576 children (514 natural, 13 adopted, 49 stepchildren), 15 grandchildren, 8 brothers or sisters, 3 parents, 23 other relatives, 56 non-relatives
- In nonfamily households: 193 (104 male householders (96 living alone)), 55 female householders (37 living alone)), 34 nonrelatives
- In group quarters: 3 (0 institutionalized population)
Size of family households: 150 2-persons, 88 3-persons, 119 4-persons, 56 5-persons, 13 6-persons, 9 7-or-more-persons.
Size of nonfamily households: 133 1-person, 22 2-persons, 4 3-persons.
332 married couples with children.
109 single-parent households (39 men, 70 women).
94.7% of residents of 14477 zip code speak English at home.
1.2% of residents speak Spanish at home (100% not well).
4.1% of residents speak other Indo-European language at home (86% very well, 14% well).
Foreign born population: 74 (4.4%)
(55.4% of them are naturalized citizens)
| This zip code: | 4.4% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Canada (58%)
- United Kingdom (12%)
- India (9%)
- Korea (5%)
- Jamaica (5%)
- Mexico (5%)
- Nigeria (4%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 4
- 1990 to 1994: 0
- 1985 to 1989: 14
- 1980 to 1984: 0
- 1975 to 1979: 15
- 1970 to 1974: 5
- 1970 to 1974: 7
- 1965 to 1969: 29
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White population: 1,589
Black population: 53
American Indian population: 13
Asian population: 3
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 12
Two or more races population: 18

First ancestries reported:
|  German: 270 |
|  United States or American: 232 |
|  English: 187 |
|  Italian: 123 |
|  Irish: 115 |
|  Other groups: 68 |
|  Polish: 64 |
|  Scottish: 63 |
|  French (except Basque): 43 |
|  Dutch: 26 |
|  French Canadian: 25 |
|  Czech: 18 |
|  Hungarian: 9 |
|  Scotch-Irish: 9 |
|  Ukrainian: 8 |
|  Norwegian: 5 |
|  Subsaharan African:: 5 |
|  Nigerian: 5 |
|  Swedish: 4 |
|  West Indian (excluding Hispanic groups):: 4 |
|  Jamaican: 4 |

Median worth of mobile homes: $63,322
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (46%)
- Bottled, tank, or LP gas (21%)
- Electricity (14%)
- Wood (13%)
- Utility gas (4%)
- Other fuel (2%)
- Solar energy (1%)
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Place of birth for U.S.-born residents:
- This state: 1409
- Northeast: 58
- Midwest: 39
- South: 60
- West: 12
65% of the 14477 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 58% lived in this county.
Out of people who lived in different counties, 85% lived in New York.
Population in 1990: 2,040. Population change in the 1990s: -351 (-17.2%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 12
| Here: | 5.1% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 15
| Here: | 9.2% | | New York: | 13.2% |
Students in private undergraduate colleges: 0
| Here: | 0.0% | | New York: | 38.2% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (10-19 employees: 1 establishment)
- Health Care and Social Assistance: Residential Mental Retardation Facilities (5-9: 1)
- Construction: Electrical Contractors (5-9: 1)
- Professional, Scientific, and Technical Services: Other Services Related to Advertising (5-9: 1)
- Construction: Finish Carpentry Contractors (1-4: 2)
- Arts, Entertainment, and Recreation: Marinas (1-4: 2)
- Other Services (except Public Administration): Pet Care (except Veterinary) Services (1-4: 1)
- Real Estate and Rental and Leasing: Other Activities Related to Real Estate (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
3 people in homes or halfway houses for drug/alcohol abuse
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $75,402 | 28 | $92,318 | 43 | $83,050 | 23 | $22,748 | 13 | $99,229 | 2 | $50,620 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $21,240 | 13 | $70,800 | 6 | $106,790 | 3 | $38,703 | 3 | $59,943 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 8 | $82,836 | 52 | $89,875 | 16 | $26,771 | 3 | $67,733 | 3 | $63,720 |
| APPLICATIONS WITHDRAWN | 1 | $21,240 | 2 | $161,070 | 30 | $85,385 | 2 | $14,160 | 1 | $87,790 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 6 | $105,020 | 1 | $24,780 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $95,984 | 31 | $90,304 | 36 | $81,617 | 21 | $22,488 | 10 | $84,252 | 4 | $46,375 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $67,766 | 16 | $84,385 | 1 | $86,380 | 3 | $62,540 | 1 | $16,280 |
| APPLICATIONS DENIED | 2 | $103,015 | 8 | $97,261 | 90 | $91,230 | 15 | $53,383 | 5 | $83,402 | 1 | $44,600 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $68,853 | 40 | $98,731 | 4 | $63,543 | 1 | $189,740 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $37,880 | 11 | $122,999 | 1 | $142,310 | 1 | $134,520 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $104,642 | 35 | $81,379 | 45 | $82,207 | 23 | $32,691 | 11 | $98,155 | 1 | $62,300 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $163,550 | 9 | $76,542 | 10 | $89,774 | 1 | $20,530 | 1 | $48,140 | 3 | $73,160 |
| APPLICATIONS DENIED | 1 | $61,600 | 8 | $75,225 | 70 | $89,319 | 18 | $37,603 | 1 | $2,120 | 3 | $57,583 |
| APPLICATIONS WITHDRAWN | 1 | $48,850 | 1 | $111,160 | 44 | $90,962 | 4 | $43,720 | 1 | $77,170 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $42,480 | 10 | $104,501 | 1 | $51,680 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $93,279 | 28 | $97,249 | 70 | $88,298 | 17 | $13,702 | 8 | $61,419 | 1 | $107,620 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $44,600 | 3 | $51,447 | 13 | $96,397 | 1 | $17,700 | 1 | $46,020 | 1 | $10,620 |
| APPLICATIONS DENIED | 1 | $105,490 | 8 | $79,030 | 79 | $88,258 | 21 | $29,534 | 0 | $0 | 2 | $33,630 |
| APPLICATIONS WITHDRAWN | 1 | $75,050 | 4 | $66,730 | 46 | $84,298 | 6 | $61,242 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $44,600 | 4 | $108,148 | 13 | $96,015 | 2 | $58,410 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $75,756 | 47 | $85,653 | 126 | $82,881 | 9 | $19,116 | 8 | $71,243 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 5 | $75,472 | 19 | $79,035 | 3 | $13,923 | 1 | $19,820 |
| APPLICATIONS DENIED | 1 | $110,450 | 8 | $111,068 | 72 | $82,413 | 16 | $27,037 | 3 | $74,577 |
| APPLICATIONS WITHDRAWN | 1 | $55,220 | 4 | $60,710 | 35 | $85,466 | 2 | $46,020 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $61,600 | 0 | $0 | 11 | $89,980 | 0 | $0 | 1 | $92,040 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $66,284 | 13 | $73,785 | 27 | $60,751 | 10 | $17,037 | 4 | $85,285 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $37,773 | 8 | $54,489 | 3 | $24,670 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $99,950 | 8 | $36,833 | 24 | $52,660 | 7 | $20,634 | 1 | $52,670 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $114,310 | 12 | $61,013 | 2 | $44,885 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $73,715 | 0 | $0 | 0 | $0 |
See detailed HMDA statistics for the following Tracts:
4010.02
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $98,614 | 4 | $98,590 | 1 | $196,820 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $226,560 | 1 | $110,450 | 1 | $184,790 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $93,810 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $67,260 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $81,986 | 3 | $103,603 | 1 | $158,590 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $146,560 | 0 | $0 | 1 | $146,560 |
| APPLICATIONS DENIED | 1 | $22,660 | 0 | $0 | 1 | $22,660 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $82,229 | 4 | $102,305 | 3 | $89,917 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $104,080 | 1 | $88,500 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $58,060 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $88,146 | 11 | $98,155 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $82,130 | 3 | $80,240 | 1 | $43,190 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $99,328 | 17 | $87,792 | 1 | $31,860 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $145,140 | 5 | $81,704 | 1 | $35,400 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $74,863 | 1 | $132,670 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
See detailed PMIC statistics for the following Tracts:
4010.02
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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