Estimated median household income in 2007: $54,190
| This zip code: | $54,190 | | New York: | $53,514 |
Nearest zip codes: 14559, 14624, 14428, 14546, 14606, 14626.
Housing units in zip code 14514 with a mortgage: 735 (61 second mortgage, 99 home equity loan, 7 both second mortgage and home equity loan)
Houses without a mortgage: 325
Median monthly owner costs for units with a mortgage: $1,490
Median monthly owner costs for units without a mortgage: $547
Residents with income below the poverty level in 2007:
| This zip code: | 4.7% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.0% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.4 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 3.8 | | State: | 3.6 |
Year house built: |
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- 1999 to March 2000: 87
- 1995 to 1998: 212
- 1990 to 1994: 144
- 1980 to 1989: 165
- 1970 to 1979: 252
- 1960 to 1969: 312
- 1950 to 1959: 456
- 1940 to 1949: 101
- 1939 or earlier: 78
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Bedrooms in owner-occupied houses in 14514: |
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- no bedroom: 0
- 1 bedrooms: 20
- 2 bedrooms: 289
- 3 bedrooms: 427
- 4 bedrooms: 358
- 5 or more bedrooms: 12
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 43
- 1 bedrooms: 252
- 2 bedrooms: 269
- 3 bedrooms: 55
- 4 bedrooms: 0
- 5 or more bedrooms: 5
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Vehicles available in 14514 zip code in owner-occupied houses/condos: |
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- no vehicle: 23
- 1 vehicle: 378
- 2 vehicles: 553
- 3 vehicles: 90
- 4 vehicles: 42
- 5 or more vehicles: 20
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 102
- 1 vehicle: 332
- 2 vehicles: 190
- 3 vehicles: 0
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 14514:
- $125,000 to $149,999: 7
- $150,000 to $174,999: 141
- $175,000 to $199,999: 314
- $200,000 to $249,999: 340
- $250,000 to $299,999: 208
- $300,000 to $399,999: 94
- $400,000 to $499,999: 10
- $500,000 to $749,999: 2
- $1,000,000 or more: 8
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Rent paid by renters in 2007 in zip code 14514:
- $300 to $349: 4
- $350 to $399: 18
- $400 to $449: 51
- $450 to $499: 40
- $500 to $549: 81
- $550 to $599: 70
- $600 to $649: 13
- $650 to $699: 104
- $700 to $749: 12
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Median price asked for vacant for-sale houses and condos in 2007: $289,718.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $208,386
- Black or African American householders: $237,042
- Asian householders: $237,042
- Hispanic or Latino householders: $200,169
Estimated median house or condo value in 2007: $222,759 (it was $99,700 in 2000)
| 14514: | $222,759 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $222,305| Here: | $222,305 | | State: | $352,556 |
Townhouses or other attached units: $235,987| Here: | $235,987 | | State: | $476,263 |
In 2-unit structures: $238,069| Here: | $238,069 | | State: | $482,362 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,080
- One, attached: 141
- Two: 91
- 3 or 4: 140
- 5 to 9: 200
- 10 to 19: 31
- 20 to 49: 20
- 50 or more: 104

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Means of transportation to work
- Drove a car alone: 1,788 (78%)
- Carpooled: 183 (8%)
- Bus or trolley bus: 7 (0%)
- Subway or elevated: 27 (1%)
- Taxi: 8 (0%)
- Motorcycle: 6 (0%)
- Bicycle: 9 (0%)
- Walked: 230 (10%)
- Worked at home: 40 (2%)
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Travel time to work
- Less than 5 minutes: 214
- 5 to 9 minutes: 217
- 10 to 14 minutes: 224
- 15 to 19 minutes: 375
- 20 to 24 minutes: 494
- 25 to 29 minutes: 215
- 30 to 34 minutes: 338
- 35 to 39 minutes: 48
- 40 to 44 minutes: 51
- 45 to 59 minutes: 11
- 60 to 89 minutes: 48
- 90 or more minutes: 23
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Percentage of zip code residents living and working in this county: 95.1%
Household type by relationship
Households: 4,302
- In family households: 3,621 (923 male householders, 280 female householders)
979 spouses, 1,347 children (1,337 natural, 0 adopted, 10 stepchildren), 0 grandchildren, 14 brothers or sisters, 0 parents, 17 other relatives, 61 non-relatives
- In nonfamily households: 681 (232 male householders (177 living alone)), 302 female householders (254 living alone)), 147 nonrelatives
- In group quarters: 518 (0 institutionalized population)
Size of family households: 556 2-persons, 242 3-persons, 264 4-persons, 87 5-persons, 47 6-persons, 7 7-or-more-persons.
Size of nonfamily households: 431 1-person, 78 2-persons, 11 3-persons, 14 4-persons.
764 married couples with children.
250 single-parent households (45 men, 205 women).
92.4% of residents of 14514 zip code speak English at home.
1.9% of residents speak Spanish at home (75% very well, 25% well).
3.6% of residents speak other Indo-European language at home (73% very well, 17% well, 10% not well).
0.5% of residents speak Asian or Pacific Island language at home (100% very well).
1.7% of residents speak other language at home (90% very well, 10% well).
Foreign born population: 207 (4.4%)
(84.5% of them are naturalized citizens)
| This zip code: | 4.4% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Italy (21%)
- United Kingdom (17%)
- Lebanon (12%)
- Korea (11%)
- Canada (7%)
- Hungary (7%)
- Poland (6%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 18
- 1990 to 1994: 0
- 1985 to 1989: 18
- 1980 to 1984: 29
- 1975 to 1979: 8
- 1970 to 1974: 0
- 1970 to 1974: 56
- 1965 to 1969: 78
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White population: 4,423
Black population: 147
American Indian population: 8
Asian population: 59
Native Hawaiian and Other Pacific Islander population: 4
Some other race population: 28
Two or more races population: 53

First ancestries reported:
|  German: 882 |
|  Italian: 591 |
|  Irish: 567 |
|  English: 366 |
|  Other groups: 319 |
|  United States or American: 164 |
|  Polish: 156 |
|  French (except Basque): 149 |
|  Scottish: 95 |
|  Scotch-Irish: 82 |
|  European: 72 |
|  Hungarian: 67 |
|  Dutch: 64 |
|  Arab:: 54 |
|  Lebanese: 54 |
|  Swedish: 53 |
|  Ukrainian: 39 |
|  British: 37 |
|  French Canadian: 37 |
|  Subsaharan African:: 37 |
|  Norwegian: 35 |
|  African: 26 |
|  Danish: 22 |
|  Northern European: 19 |
|  Swiss: 16 |
|  Greek: 13 |
|  West Indian (excluding Hispanic groups):: 12 |
|  Haitian: 12 |
|  Nigerian: 11 |
|  Scandinavian: 10 |
|  Canadian: 7 |
|  Slovak: 7 |
|  Czechoslovakian: 7 |
|  Slavic: 7 |
|  Celtic: 6 |
|  Portuguese: 6 |
|  Russian: 6 |

Private primary/middle school not listed on the city page:- NORTH CHILI CHRISTIAN SCHOOL (Students: 99; Location: 3355 UNION ST., N. CHILI, NY; Grades: KG - 8)
Facitilies with environmental interests located in this zip code:
- A M & T (3467 UNION ST in NORTH CHILI, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- CHILI FIRE DEPT INC (3310 UNION ST in NORTH CHILI, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- AMERADA HESS STATION 32350 (4371 BUFFALO RD in NORTH CHILI, NY)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: AMERADA HESS CORP (CONTACT/OWNER)
Most commonly used house heating fuel: |
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- Utility gas (86%)
- Electricity (9%)
- Fuel oil, kerosene, etc. (2%)
- Solar energy (1%)
- Bottled, tank, or LP gas (1%)
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Place of birth for U.S.-born residents:
- This state: 3828
- Northeast: 372
- Midwest: 119
- South: 178
- West: 69
50% of the 14514 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 64% lived in this county.
Out of people who lived in different counties, 61% lived in New York.
Population in 1990: 4,014. Population change in the 1990s: +708 (+17.6%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 86
| Here: | 16.3% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 35
| Here: | 11.0% | | New York: | 13.2% |
Students in private undergraduate colleges: 433
| Here: | 69.1% | | New York: | 38.2% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Other Services (except Public Administration): Religious Organizations (50-99 employees: 1 establishment, 5-9 employees: 3 establishments)
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (50-99: 1, 1-4: 2)
- Accommodation and Food Services: Snack and Nonalcoholic Beverage Bars (50-99: 1)
- Health Care and Social Assistance: Homes for the Elderly (50-99: 1)
- Professional, Scientific, and Technical Services: Offices of Certified Public Accountants (50-99: 1)
- Accommodation and Food Services: Limited-Service Restaurants (10-19: 3)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 417 people in college dormitories (includes college quarters off campus)
- 84 people in homes for the mentally ill
- 15 people in other group homes
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $140,991 | 112 | $121,060 | 75 | $99,841 | 51 | $32,802 | 7 | $110,241 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $175,980 | 20 | $105,021 | 14 | $110,241 | 11 | $13,385 | 2 | $133,050 | 2 | $13,305 |
| APPLICATIONS DENIED | 9 | $157,098 | 18 | $123,884 | 75 | $124,204 | 16 | $47,566 | 0 | $0 | 2 | $16,855 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $130,566 | 39 | $100,481 | 2 | $138,370 | 2 | $75,395 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $143,695 | 7 | $110,749 | 11 | $98,860 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $124,940 | 138 | $120,619 | 67 | $91,613 | 35 | $39,535 | 7 | $141,413 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 11 | $110,472 | 12 | $169,122 | 20 | $25,989 | 2 | $79,830 | 2 | $18,625 |
| APPLICATIONS DENIED | 0 | $0 | 20 | $134,736 | 90 | $108,135 | 20 | $29,715 | 11 | $168,207 | 2 | $31,930 |
| APPLICATIONS WITHDRAWN | 2 | $80,715 | 14 | $111,509 | 55 | $108,827 | 2 | $39,915 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $222,635 | 4 | $149,460 | 12 | $126,397 | 0 | $0 | 2 | $57,655 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $120,078 | 131 | $106,792 | 98 | $91,198 | 25 | $22,920 | 2 | $2,483,600 | 5 | $52,510 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 27 | $117,807 | 7 | $102,131 | 2 | $22,175 | 0 | $0 | 2 | $66,525 | 5 | $52,510 |
| APPLICATIONS DENIED | 0 | $0 | 5 | $125,600 | 64 | $92,858 | 27 | $47,241 | 0 | $0 | 2 | $70,960 | 2 | $25,725 |
| APPLICATIONS WITHDRAWN | 4 | $156,555 | 4 | $98,013 | 39 | $108,123 | 5 | $51,446 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 9 | $166,164 | 25 | $142,417 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $102,202 | 108 | $113,257 | 89 | $100,679 | 12 | $22,471 | 2 | $2,106,625 | 2 | $65,640 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $138,370 | 25 | $124,251 | 23 | $107,211 | 5 | $8,516 | 0 | $0 | 0 | $0 | 4 | $45,238 |
| APPLICATIONS DENIED | 2 | $155,225 | 16 | $107,993 | 83 | $99,793 | 20 | $8,959 | 0 | $0 | 4 | $57,213 | 2 | $51,445 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 12 | $117,232 | 46 | $102,121 | 4 | $13,748 | 0 | $0 | 0 | $0 | 2 | $51,445 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $145,822 | 30 | $120,336 | 2 | $66,525 | 0 | $0 | 2 | $79,830 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $119,280 | 131 | $118,614 | 241 | $94,743 | 21 | $9,208 | 4 | $125,068 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $127,730 | 9 | $106,440 | 32 | $74,896 | 7 | $16,980 | 2 | $54,995 |
| APPLICATIONS DENIED | 4 | $123,293 | 9 | $68,398 | 75 | $102,301 | 16 | $11,642 | 2 | $27,495 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $162,498 | 51 | $109,675 | 2 | $23,060 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 12 | $106,440 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $95,910 | 41 | $91,620 | 46 | $71,901 | 15 | $12,413 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $87,860 | 6 | $69,105 | 3 | $17,853 |
| APPLICATIONS DENIED | 2 | $77,820 | 1 | $90,370 | 12 | $72,593 | 5 | $19,162 |
| APPLICATIONS WITHDRAWN | 1 | $98,740 | 3 | $80,890 | 15 | $76,372 | 3 | $60,110 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 3 | $73,640 | 0 | $0 |
See detailed HMDA statistics for the following Tracts:
0145.05
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $138,963 | 9 | $113,930 | 2 | $75,395 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $101,118 | 2 | $114,425 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $78,055 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $108,411 | 14 | $130,642 | 2 | $75,395 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $68,300 | 9 | $166,953 | 4 | $71,848 |
| APPLICATIONS DENIED | 2 | $188,045 | 2 | $141,035 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 39 | $107,031 | 14 | $121,646 | 2 | $94,910 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $145,468 | 2 | $96,685 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $104,665 | 2 | $99,345 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $70,960 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $135,378 | 9 | $127,531 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $148,662 | 7 | $118,859 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $67,410 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 51 | $120,493 | 75 | $109,893 | 4 | $125,068 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $102,131 | 14 | $117,844 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $114,868 | 2 | $152,565 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $105,662 | 7 | $97,906 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $150,210 | 2 | $95,605 |
| APPLICATIONS DENIED | 1 | $72,380 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
See detailed PMIC statistics for the following Tracts:
0145.05
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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